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An account has been reported as past due
Score 0.718
· Account tjphuhs@gmail.com
· 1/30/2026, 7:02:55 AM
An account has been reported as past due from noreply@notificationmycredit-guide.americanexpress.com on 2026-01-30T12:02:55.000Z American Express MyCredit Guide We've detected a delinquent account report. Learn how it can affect your credit score and what you can do. Credit Alert A credit account has been reported as past due Take action to help protect your FICO(R)* Score today https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6Ijk5ODE1NzZlLWIwM2YtNDUwNy1hZDliLWJmZWExYzE5ZGE2OCIsImRla1ZlcnNpb24
An account has been reported as past due
Score 0.712
· Account tjphuhs@gmail.com
· 2/7/2026, 9:24:34 AM
An account has been reported as past due from noreply@notificationmycredit-guide.americanexpress.com on 2026-02-07T14:24:34.000Z American Express MyCredit Guide We've detected a delinquent account report. Learn how it can affect your credit score and what you can do. Credit Alert A credit account has been reported as past due Take action to help protect your FICO(R)* Score today https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6ImYyYTc1MTA0LWFmZjItNDc2My04Yjk5LTM1OTE5YTZmZDFjNiIsImRla1ZlcnNpb24
Your Electric Bill is Past Due
Score 0.669
· Account tjphuhs@gmail.com
· 2/19/2026, 1:34:02 PM
Your Electric Bill is Past Due from withlacoochee@smarthub.coop on 2026-02-19T18:34:02.000Z Delinquent Notice TIMOTHY J BOURDEAU II, Your Withlacoochee River Elec Coop bill is delinquent for the following account: Your account is past due in the amount of $274.45 . Service is subject to disconnection if the past due amount is not paid by Feb 25, 2026 . Account: 2354269 Service Location: 6434 W CHERRYWOOD ST Service: Electric Service Current Amount: $274.45 Past Due Amount: $274.45 Total Amount D
Notice: Delinquent loan will soon be reported
Score 0.649
· Account tjphuhs@gmail.com
· 5/14/2026, 6:15:27 PM
Notice: Delinquent loan will soon be reported from affirm-billing@affirm.com on 2026-05-14T22:15:27.000Z Avoid further reporting by getting current Timothy, avoid further reporting by getting current Your account i
Notice: Delinquent loan will soon be reported
Score 0.648
· Account tjphuhs@gmail.com
· 5/8/2026, 5:42:25 PM
Notice: Delinquent loan will soon be reported from affirm-billing@affirm.com on 2026-05-08T21:42:25.000Z Avoid further reporting by getting current Timothy, avoid further reporting by getting current Your account i
Your payment is past due, Timothy
Score 0.641
· Account tjphuhs@gmail.com
· 5/8/2026, 5:42:26 PM
Your payment is past due, Timothy from affirm-billing@affirm.com on 2026-05-08T21:42:26.000Z It’s time to make your past-due payment Your payment for your Amazon purchase has been past due since Apr 28, 2026. Letting this payment linger can have some lasting consequences. Make your payment today. Amazon $14.80 10 days overdue Your total overdue balance may be more than this payment. Simplify your payments with AutoPay! Sign in to the Affirm app Select the purchase Tap “Set up AutoPay” If you hav
Your account is now a month overdue
Score 0.641
· Account tjphuhs@gmail.com
· 4/2/2026, 4:23:10 PM
Your account is now a month overdue from affirm-billing@affirm.com on 2026-04-02T20:23:10.000Z You can still make up missed payments. Timothy, you can still make up missed payments Recently, your payment of $24.29
Your payment is past due, Timothy
Score 0.640
· Account tjphuhs@gmail.com
· 4/30/2026, 5:37:09 PM
Your payment is past due, Timothy from affirm-billing@affirm.com on 2026-04-30T21:37:09.000Z It’s time to make your past-due payment Your payment for your Amazon purchase has been past due since Apr 28, 2026. Letting this payment linger can have some lasting consequences. Make your payment today. Amazon $14.80 2 days overdue Your total overdue balance may be more than this payment. Simplify your payments with AutoPay! Sign in to the Affirm app Select the purchase Tap “Set up AutoPay” If you have
Making your late payment(s) is extremely important
Score 0.640
· Account tjphuhs@gmail.com
· 5/8/2026, 5:42:27 PM
Making your late payment(s) is extremely important from affirm-billing@affirm.com on 2026-05-08T21:42:27.000Z Timothy, take action on your past due loan today Timothy, you can get back on track Your Affirm loan pay
Your account is now a month overdue
Score 0.639
· Account tjphuhs@gmail.com
· 4/3/2026, 5:34:56 PM
Your account is now a month overdue from affirm-billing@affirm.com on 2026-04-03T21:34:56.000Z You can still make up missed payments. Timothy, you can still make up missed payments Recently, your payment of $24.29
Making your late payment(s) is extremely important
Score 0.635
· Account tjphuhs@gmail.com
· 4/18/2026, 3:24:04 PM
Making your late payment(s) is extremely important from affirm-billing@affirm.com on 2026-04-18T19:24:04.000Z Timothy, take action on your past due loan today Timothy, you can get back on track Your Affirm loan pay
Making your late payment(s) is extremely important
Score 0.635
· Account tjphuhs@gmail.com
· 5/14/2026, 6:15:26 PM
Making your late payment(s) is extremely important from affirm-billing@affirm.com on 2026-05-14T22:15:26.000Z Timothy, take action on your past due loan today Timothy, you can get back on track Your Affirm loan pay
Information on your account
Score 0.633
· Account tjphuhs@gmail.com
· 4/11/2026, 4:11:14 PM
Information on your account from aaron@notify.trueaccord.com on 2026-04-11T20:11:14.000Z TrueAccord Timothy, lots of people are going through tough times. Timothy, are past-due bills keeping you up at night? You're not the only one. We understand that money can be tight. This is why we want to let you know about an affordable and convenient way to pay your past due balance of $231.71 with Klarna . We're happy to offer you an affordable repayment plan . It only takes a few minutes to get started,
Important Account Notification
Score 0.630
· Account tjphuhs@gmail.com
· 2/5/2026, 10:27:31 AM
Important Account Notification from no_reply@post-account.applecard.apple on 2026-02-05T15:27:31.000Z Important Account Notification Apple Card Customer: Timothy Bourdeau tjphuhs@gmail.com As of February 5, 2026 , your Apple Card account is 5 days past due. As a result, your account's spending privileges have been suspended. Your past due balance of $ 43.00 is due immediately. Be sure to make a payment now. If a payment for your account's past due balance is not received by the end of this month
Your payment is past due, Timothy
Score 0.630
· Account tjphuhs@gmail.com
· 3/27/2026, 5:11:49 PM
Your payment is past due, Timothy from affirm-billing@affirm.com on 2026-03-27T21:11:49.000Z It’s time to make your past-due payment Your payment for your Simple peptide purchase has been past due since Mar 18, 2026. Letting this payment linger can have some lasting consequences. Make your payment today. Simple peptide $28.93 9 days overdue Your total overdue balance may be more than this payment. Simplify your payments with AutoPay! Sign in to the Affirm app Select the purchase Tap “Set up Auto
Your Upgrade Monthly Payment is Past Due
Score 0.626
· Account tjphuhs@gmail.com
· 5/12/2026, 3:56:17 PM
Your Upgrade Monthly Payment is Past Due from servicing@s.upgrade.com on 2026-05-12T19:56:17.000Z Your monthly payment on your account is past due Upgrade 96 ( https://link.upgrade.com/f/a/VxPnepX78QRHM3SxzE3nVA~~/AAQRxRA~/teOARP_MOHQGM-UR7kWEg5bAoSt3m-LPH9777PrZtJGhCF-iQqrJq2oEwCNE6rp1kxYlArHiWWOYXHjAzTyef--RpI3FJEwThqlN9gCCWa42HbSyMRWrPzTeQZ02Jric9xfJYFnndkB_3cW10Pbv_aj5juZP1x8V43YWLv-BNaJZKgAKXAUbSO0JvjJOJgA9jaWwplMQR-fZjakfD6eRRA~~ ) HiTimothy, We are sending you this notice to inform you th
You missed a payment—you can still turn this around
Score 0.621
· Account tjphuhs@gmail.com
· 3/27/2026, 5:11:50 PM
You missed a payment—you can still turn this around from affirm-billing@affirm.com on 2026-03-27T21:11:50.000Z Don’t get further behind, Timothy Your Amazon purchase payment is still past due. One late payment can lead to many, so don’t let this missed payment keep you behind. Catch up and stay caught up to prevent negative credit reporting and limited access to Affirm loans. You need to pay your past-due balance of $24.29 to get back in good standing. Amazon $24.29 27 days overdue Your total ov
If your payment isn’t made, it could be reported
Score 0.619
· Account tjphuhs@gmail.com
· 3/19/2026, 4:58:46 PM
If your payment isn’t made, it could be reported from affirm-billing@affirm.com on 2026-03-19T20:58:46.000Z Take action to prevent negative credit reporting It’s not too late to make your payment before it’s reported to the credit bureaus. When a late payment is reported, it could come with significant negative impacts to your credit report. It’s important that you make this payment immediately. Amazon $28.04 15 days overdue Your total overdue balance may be more than this payment. Affirm and yo
You missed a payment—you can still turn this around
Score 0.618
· Account tjphuhs@gmail.com
· 3/29/2026, 3:29:51 PM
You missed a payment—you can still turn this around from affirm-billing@affirm.com on 2026-03-29T19:29:51.000Z Don’t get further behind, Timothy Your Amazon purchase payment is still past due. One late payment can lead to many, so don’t let this missed payment keep you behind. Catch up and stay caught up to prevent negative credit reporting and limited access to Affirm loans. You need to pay your past-due balance of $24.29 to get back in good standing. Amazon $24.29 29 days overdue Your total ov
If your payment isn’t made, it could be reported
Score 0.617
· Account tjphuhs@gmail.com
· 5/13/2026, 3:38:29 PM
If your payment isn’t made, it could be reported from affirm-billing@affirm.com on 2026-05-13T19:38:29.000Z Take action to prevent negative credit reporting It’s not too late to make your payment before it’s reported to the credit bureaus. When a late payment is reported, it could come with significant negative impacts to your credit report. It’s important that you make this payment immediately. Amazon $14.80 15 days overdue Your total overdue balance may be more than this payment. Affirm and yo
You missed a payment—you can still turn this around
Score 0.617
· Account tjphuhs@gmail.com
· 3/27/2026, 5:11:49 PM
You missed a payment—you can still turn this around from affirm-billing@affirm.com on 2026-03-27T21:11:49.000Z Don’t get further behind, Timothy Your Amazon purchase payment is still past due. One late payment can lead to many, so don’t let this missed payment keep you behind. Catch up and stay caught up to prevent negative credit reporting and limited access to Affirm loans. You need to pay your past-due balance of $28.04 to get back in good standing. Amazon $28.04 23 days overdue Your total ov
If your payment isn’t made, it could be reported
Score 0.617
· Account tjphuhs@gmail.com
· 5/14/2026, 6:15:24 PM
If your payment isn’t made, it could be reported from affirm-billing@affirm.com on 2026-05-14T22:15:24.000Z Take action to prevent negative credit reporting It’s not too late to make your payment before it’s reported to the credit bureaus. When a late payment is reported, it could come with significant negative impacts to your credit report. It’s important that you make this payment immediately. Amazon $14.80 16 days overdue Your total overdue balance may be more than this payment. Affirm and yo
You missed a payment—you can still turn this around
Score 0.617
· Account tjphuhs@gmail.com
· 4/2/2026, 4:23:10 PM
You missed a payment—you can still turn this around from affirm-billing@affirm.com on 2026-04-02T20:23:10.000Z Don’t get further behind, Timothy Your Amazon purchase payment is still past due. One late payment can lead to many, so don’t let this missed payment keep you behind. Catch up and stay caught up to prevent negative credit reporting and limited access to Affirm loans. You need to pay your past-due balance of $28.04 to get back in good standing. Amazon $28.04 29 days overdue Your total ov
Your past due payment is still unresolved
Score 0.617
· Account tjphuhs@gmail.com
· 4/30/2026, 5:37:08 PM
Your past due payment is still unresolved from affirm-billing@affirm.com on 2026-04-30T21:37:08.000Z Make your outstanding payment(s) today. Timothy, it's time to get caught up on your Affirm payment Business Name:
Regarding your Klarna account
Score 0.615
· Account tjphuhs@gmail.com
· 4/26/2026, 3:25:16 PM
Regarding your Klarna account from melinda@hello.trueaccord.com on 2026-04-26T19:25:16.000Z This is an important notification. We have been contacted by Klarna regarding an account that you have on file with them. This account has been placed with TrueAccord Corp. for collection. Klarna asked us to help you resolve this outstanding issue. We would like to help you resolve this. Account information TrueAccord Corp. account number: 47-98-9383-12425 Balance due: $196.13 Current creditor: Klarna Kla