An account has been reported as past due

An account has been reported as past due
From: American Express MyCredit Guide
To: tjphuhs@gmail.com
Account: tjphuhs@gmail.com
Date: 2/7/2026, 9:24:34 AM
Gmail ID: 19c387d829c56eb0
Thread ID: 19c387d829c56eb0
Raw Path: /Volumes/Storage Drive/Homelab_Apps_storage/mcp-server/backups/email/tjphuhs@gmail.com/2026/2026-02-07/20260207-142434-19c387d829c56eb0.eml
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We've detected a delinquent account report. Learn how it can affect your credit score and what you can do. Credit Alert A credit account has been reported as past due Take action to help protect

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American Express MyCredit Guide

 We've detected a delinquent account report. Learn how it can affect your credit score and what you can do.

Credit Alert

A credit account has been reported as past due

Take action to help protect your FICO(R)* Score today

https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6ImYyYTc1MTA0LWFmZjItNDc2My04Yjk5LTM1OTE5YTZmZDFjNiIsImRla1ZlcnNpb24iOjEsIml2IjoiLzNYZ3gzT3IwU2gySC9vbGNhamRBUT09IiwiY2lwaGVyVGV4dCI6IldRdkxSVXl5U3hpcnlRNGg0WVFOL1BOYjlRWGRsUmtJS2ZXdWsvdjEzUHNKOHRYR0hlSjFVL01GOFpIb1pCSjl1YWxoT0xNOXhmZ0dJMTYxc3U4b3FYakUwS1VzdWJlR3Vndlg2Ui8vZGVESGM2dlJLSFlmK2lWeHFOMEIiLCJhdXRoVGFnIjoiN3lpcGVNVFFwU3k1dDRhNkM5ZnBIdz09In0%3D 
LOG IN 

 Dear TIMOTHY BOURDEAU II,

Your credit file has been updated.

Change:Delinquent Account

Company:AMEX 

Reported by:Experian

What this means:
One of your credit accounts has been reported as past due. This can lower your FICO(R) Score.

What you can do:
1. View details about this alert at MyCredit Guide
2. Pay your monthly minimum payment right away
3. Make a plan to make your minimum payment every month

What's next:
Pay at least your monthly minimum payment on all credit accounts to keep them in good standing.

https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6IjY4NjM5YmUwLWFkZTAtNGQ2Zi1hOTMwLTc4ZDQ3M2MzNzdmMiIsImRla1ZlcnNpb24iOjEsIml2Ijoib0JZOHo5Lzg3eUM4NU4yRUJtRjRydz09IiwiY2lwaGVyVGV4dCI6IkNBYUZiZnJwN0FqY0cvQXdsb0NJMWl4YXd0ODcwMC9RMnJXSytuTHNLaXRRZGFTVWg3SEphOGxCMW1DeXY3aDRTTUZKVm1iTytqMy94L0l0TFZ0UHByamxiUU1PazZaVGxrQzB2ZVdnRmp6UDMvenZJTHprM1lRR1lYaXYiLCJhdXRoVGFnIjoiVzArbXVPVnRBdzZUcGxPV1FMUzk1UT09In0%3D 
VIEW ALERT 

 

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 awareness
with our improved experience.

 We've switched to FICO(r)* Score...

 Check out your FICO(r) Score and Experian(r) credit report for free without affecting your credit score.

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 Maximize your credit knowledge and health with FICO(r) Score Ingredients, Score Planner, and Score Simulator.

https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6IjQzNjlkZDliLTMyNzctNDU5NC1iOTAxLTY3ZGRiN2ViZTcyMyIsImRla1ZlcnNpb24iOjEsIml2IjoiM0J5OGpZVGZtQjRRYVNCUjFjSG5mZz09IiwiY2lwaGVyVGV4dCI6InVaODlqVTAvY0dNL25hcnlNYkNBTTdxZmk2NldYQUtkeE9MRW5VTHZaRnJnMWxqekZTY0M0YWh3TGtITjN6NkFYUWwvTHF2Z1FWQWVLUE15MUpYVUxET2RIMjdBeThiaTZ5dGp3RlRjSEx5TmhOK1lIaEJwSUZIVndlZCsiLCJhdXRoVGFnIjoibGRRc001MGZic0RMeHVMcksyUEFWQT09In0%3D 
Learn More 

 

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Credit information provided by Experian(r).

 FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other countries.
*Credit score calculated based on FICO(r) Score 8 model. Your lender or
 insurer may use a different FICO(r) Score than FICO(r) Score 8, or
 another type of credit score altogether. 
https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6IjBjMDgxMjhmLTYzMGUtNGZhYy1iMzJhLWM4MzE0NjM4MGE2NiIsImRla1ZlcnNpb24iOjEsIml2IjoiUkZVa2lQcDBtczA2bjVvaGxvaGozZz09IiwiY2lwaGVyVGV4dCI6InRXQ0htTklpb2pGZ0crTkI2QzhzU2krTzVXSlAzdTVHZ3BYOThoNXQ3U3YzMURvUEtqbTh3VncraDNzeDJ6VHFDRjVjWFFKVi8xWlF0clc4SVNxWnhmZGdWYTVPSHB3V2cwUlZKSWo2ZEpyTk9wK2FJWmFJWTk0PSIsImF1dGhUYWciOiJ0clc4SVNxWnhmZGdWYTVPSHB3V2d3PT0ifQ%3D%3D 
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