An account has been reported as past due
An account has been reported as past due
From: American Express MyCredit Guide
To: tjphuhs@gmail.com
Account: tjphuhs@gmail.com
Date: 1/30/2026, 7:02:55 AM
Gmail ID: 19c0ec8fced118ee
Thread ID: 19c0ec8fced118ee
Raw Path: /Volumes/Storage Drive/Homelab_Apps_storage/mcp-server/backups/email/tjphuhs@gmail.com/2026/2026-01-30/20260130-120255-19c0ec8fced118ee.eml
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We've detected a delinquent account report. Learn how it can affect your credit score and what you can do. Credit Alert A credit account has been reported as past due Take action to help protect
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American Express MyCredit Guide
We've detected a delinquent account report. Learn how it can affect your credit score and what you can do.
Credit Alert
A credit account has been reported as past due
Take action to help protect your FICO(R)* Score today
https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6Ijk5ODE1NzZlLWIwM2YtNDUwNy1hZDliLWJmZWExYzE5ZGE2OCIsImRla1ZlcnNpb24iOjEsIml2IjoiVGpHNUxidU1uTENBQTduU1daMGpyZz09IiwiY2lwaGVyVGV4dCI6InZQdjRHVUVGMlE1eThUMXhzaUFrSWF0MkVSYit3STBmbDhIeUFQb0RyTWxqZUZ6SCtCekZPbER5K2F4QXptanM2bWNlY3JJQ3RRUCtnU0dWZXZHZldLZ2t4cjFCS0JoOHBNSVptU3BPTWJrdHU0eWNzSUFEdWRKWm5TT3UiLCJhdXRoVGFnIjoiOFo5WXFDVEd2VUVvR0h5a3dobVpLZz09In0%3D
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Dear TIMOTHY BOURDEAU II,
Your credit file has been updated.
Change:Delinquent Account
Company:SYNCB/PPC
Reported by:Experian
What this means:
One of your credit accounts has been reported as past due. This can lower your FICO(R) Score.
What you can do:
1. View details about this alert at MyCredit Guide
2. Pay your monthly minimum payment right away
3. Make a plan to make your minimum payment every month
What's next:
Pay at least your monthly minimum payment on all credit accounts to keep them in good standing.
https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6IjYwMTg1MjNmLTE1OGYtNDZlNS05NzY5LThmMjI4NWVmZmRiNyIsImRla1ZlcnNpb24iOjEsIml2IjoiK3hXU1NpNDlrWklsdVprSDcycVJRQT09IiwiY2lwaGVyVGV4dCI6ImRmRmhRc1orclhtSER4aS92WWFYVm0vSnhaa0RkcWk4UXBTYWRLTEhsbTNOdTVQNkRVWlg5OWx1WGZ6dTFkSlEwL29yaFB1dTRieGJMcDVEMElCZWtwQTE5bGE0OEloVUZoekFQazc3RlpKS0xqMlJraVc1bVFmdmFwRkEiLCJhdXRoVGFnIjoiZ0Y2U2tEWDJWcmp3aUZRV0hNQStUZz09In0%3D
VIEW ALERT
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awareness
with our improved experience.
We've switched to FICO(r)* Score...
Check out your FICO(r) Score and Experian(r) credit report for free without affecting your credit score.
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Credit information provided by Experian(r).
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*Credit score calculated based on FICO(r) Score 8 model. Your lender or
insurer may use a different FICO(r) Score than FICO(r) Score 8, or
another type of credit score altogether.
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