Subject: An account has been reported as past due
From: "American Express MyCredit Guide" <[email-masked]>
To: <[email-masked]>
Date: Sat, 07 Feb 2026 08:24:34 -0600

American Express MyCredit Guide

 We've detected a delinquent account report. Learn how it can affect your credit score and what you can do.

Credit Alert

A credit account has been reported as past due

Take action to help protect your FICO(R)* Score today

https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6ImYyYTc1MTA0LWFmZjItNDc2My04Yjk5LTM1OTE5YTZmZDFjNiIsImRla1ZlcnNpb24iOjEsIml2IjoiLzNYZ3gzT3IwU2gySC9vbGNhamRBUT09IiwiY2lwaGVyVGV4dCI6IldRdkxSVXl5U3hpcnlRNGg0WVFOL1BOYjlRWGRsUmtJS2ZXdWsvdjEzUHNKOHRYR0hlSjFVL01GOFpIb1pCSjl1YWxoT0xNOXhmZ0dJMTYxc3U4b3FYakUwS1VzdWJlR3Vndlg2Ui8vZGVESGM2dlJLSFlmK2lWeHFOMEIiLCJhdXRoVGFnIjoiN3lpcGVNVFFwU3k1dDRhNkM5ZnBIdz09In0%3D 
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 Dear TIMOTHY BOURDEAU II&#44;

Your credit file has been updated.

Change:Delinquent Account

Company:AMEX 

Reported by:Experian

What this means:
One of your credit accounts has been reported as past due. This can lower your FICO(R) Score.

What you can do:
1. View details about this alert at MyCredit Guide
2. Pay your monthly minimum payment right away
3. Make a plan to make your minimum payment every month

What's next:
Pay at least your monthly minimum payment on all credit accounts to keep them in good standing.

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Credit information provided by Experian(r).

 FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other countries.
*Credit score calculated based on FICO(r) Score 8 model. Your lender or
 insurer may use a different FICO(r) Score than FICO(r) Score 8, or
 another type of credit score altogether. 
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