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Semantic Search: Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Score 0.901
· Account oc.tjphuhs@gmail.com
· 3/21/2026, 1:06:27 PM
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) from tjphuhs@gmail.com on 2026-03-21T17:06:27.000Z to $1.5 million dollars in limbo — and we’re not sure if we’ll ever see most of it. > Just another day as a vendor in this space. It isn’t for the weak.” > I wanted to share this because a lot of you have asked why certain vendors don’t always have card processing available, or why payment options change without much warning. This is why. It’s not mismanagem
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Score 0.901
· Account tjphuhs@gmail.com
· 3/21/2026, 1:06:27 PM
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) from tjphuhs@gmail.com on 2026-03-21T17:06:27.000Z to $1.5 million dollars in limbo — and we’re not sure if we’ll ever see most of it. > Just another day as a vendor in this space. It isn’t for the weak.” > I wanted to share this because a lot of you have asked why certain vendors don’t always have card processing available, or why payment options change without much warning. This is why. It’s not mismanagem
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Score 0.892
· Account oc.tjphuhs@gmail.com
· 3/21/2026, 1:06:27 PM
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) from tjphuhs@gmail.com on 2026-03-21T17:06:27.000Z ---------- Forwarded message ---------- From: Derek from Peptide Price <derekpruski@substack.com> Date: Mar 21, 2026 at 7:54 AM -0400 To: tjphuhs@gmail.com Subject: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) > One of the vendors in this space reached out to me and asked me to share this anonymously. > ͏ ͏ ͏ ͏ ͏ ͏
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Score 0.892
· Account tjphuhs@gmail.com
· 3/21/2026, 1:06:27 PM
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) from tjphuhs@gmail.com on 2026-03-21T17:06:27.000Z ---------- Forwarded message ---------- From: Derek from Peptide Price <derekpruski@substack.com> Date: Mar 21, 2026 at 7:54 AM -0400 To: tjphuhs@gmail.com Subject: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) > One of the vendors in this space reached out to me and asked me to share this anonymously. > ͏ ͏ ͏ ͏ ͏ ͏
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Score 0.874
· Account tjphuhs@gmail.com
· 3/21/2026, 1:06:27 PM
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) from tjphuhs@gmail.com on 2026-03-21T17:06:27.000Z how insane payment processing is in this industry and why we sincerely appreciate when you all choose ACH, debit, or Zelle-type payments. > I’m in an online group with around 20 peptide vendors — some smaller than us, some larger, but a good mix across the board. > We’re less than a year old in this space, but not new to ecommerce by any means. We’ve run and
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Score 0.874
· Account oc.tjphuhs@gmail.com
· 3/21/2026, 1:06:27 PM
Fwd: Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) from tjphuhs@gmail.com on 2026-03-21T17:06:27.000Z how insane payment processing is in this industry and why we sincerely appreciate when you all choose ACH, debit, or Zelle-type payments. > I’m in an online group with around 20 peptide vendors — some smaller than us, some larger, but a good mix across the board. > We’re less than a year old in this space, but not new to ecommerce by any means. We’ve run and
Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Score 0.869
· Account tjphuhs@gmail.com
· 3/21/2026, 7:54:46 AM
Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) from derekpruski@substack.com on 2026-03-21T11:54:46.000Z No idea if we’ll ever see it. Today I got an email from the other saying they’re having issues too and to stop processing. They’re holding $290,000. So in less than six months of business, we have $554,000 held by processors, another $290,000 held in bank reserves, and likely another $500,000 sitting in standard 3–7 day payout holds. We’re looking at close
Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective)
Score 0.857
· Account tjphuhs@gmail.com
· 3/21/2026, 7:54:46 AM
Why Payment Processing Is Destroying Vendors in This Space (A Vendor’s Perspective) from derekpruski@substack.com on 2026-03-21T11:54:46.000Z View this post on the web at https://derekpruski.substack.com/p/why-payment-processing-is-destroying One of the vendors in this space reached out to me and asked me to share this anonymously. I think it’s important context for everyone here — especially when you see vendors struggling with payment options or going dark unexpectedly. This is a direct messag
If Your Favorite Vendor Has Been Quiet on Sales Lately, Here's What You Should Know
Score 0.782
· Account tjphuhs@gmail.com
· 3/16/2026, 10:10:54 PM
If Your Favorite Vendor Has Been Quiet on Sales Lately, Here's What You Should Know from derekpruski@substack.com on 2026-03-17T02:10:54.000Z View this post on the web at https://derekpruski.substack.com/p/if-your-favorite-vendor-has-been Been on the phone a lot this week with vendors, and I want to give you some real context on what’s happening behind the scenes in the research space right now. If you’ve noticed that some of your usual vendors aren’t running sales as aggressively as they typica
What’s new on peptideprice: payment filters and sterility testing tiers
Score 0.663
· Account tjphuhs@gmail.com
· 5/10/2026, 6:08:49 PM
What’s new on peptideprice: payment filters and sterility testing tiers from derekpruski@substack.com on 2026-05-10T22:08:49.000Z View this post on the web at https://derekpruski.substack.com/p/whats-new-on-peptideprice-payment A weekend of updates to make vendor comparison faster and more accurate. Spent this weekend pushing a round of updates to peptideprice.store [ https://substack.com/redirect/f76f57e4-54d0-49b1-9ca5-4e6208a623c9?j=eyJ1IjoiNGl3b2U2In0.sVDxRtmZ85v8kfdamY0krRXGMy3p768BWtuZifRB
Fwd: Morning vendor briefing – 2026-03-19
Score 0.650
· Account tjphuhs@gmail.com
· 3/19/2026, 8:52:18 AM
Fwd: Morning vendor briefing – 2026-03-19 from tjphuhs@gmail.com on 2026-03-19T12:52:18.000Z ---------- Forwarded message ---------- From: oc.tjphuhs@gmail.com Date: Mar 19, 2026 at 5:46 AM -0400 To: tjphuhs@gmail.com Subject: Morning vendor briefing – 2026-03-19 > Attached is today's vendor/pricing morning briefing packet.
Research Radar Ep. 1: Payments, Peptides & Proper Testing
Score 0.648
· Account tjphuhs@gmail.com
· 4/3/2026, 10:19:48 AM
Research Radar Ep. 1: Payments, Peptides & Proper Testing from derekpruski@substack.com on 2026-04-03T14:19:48.000Z View this post on the web at https://derekpruski.substack.com/p/research-radar-ep-1-payments-peptides Topic 1: Payment processing in the research space One of the most persistent behind-the-scenes headaches for research companies right now is payment processing. Vendors have been cycling through as many as seven different processors trying to find one that’s both reliable and will
Fwd: Past, Present, and Future: How to Verify a Clean Manufacturing Process
Score 0.643
· Account oc.tjphuhs@gmail.com
· 3/26/2026, 1:28:59 PM
Fwd: Past, Present, and Future: How to Verify a Clean Manufacturing Process from tjphuhs@gmail.com on 2026-03-26T17:28:59.000Z is still very undefined. Every company is going to have a different risk tolerance and operate accordingly. Some will opt for USP 71 and accept that tradeoff. Others will stick with USP 61 on the advice of legal counsel. Neither position is inherently wrong — it’s a business decision made in a space where the rules aren’t fully written yet. > What’s worth knowing: the co
Fwd: Past, Present, and Future: How to Verify a Clean Manufacturing Process
Score 0.643
· Account tjphuhs@gmail.com
· 3/26/2026, 1:28:59 PM
Fwd: Past, Present, and Future: How to Verify a Clean Manufacturing Process from tjphuhs@gmail.com on 2026-03-26T17:28:59.000Z is still very undefined. Every company is going to have a different risk tolerance and operate accordingly. Some will opt for USP 71 and accept that tradeoff. Others will stick with USP 61 on the advice of legal counsel. Neither position is inherently wrong — it’s a business decision made in a space where the rules aren’t fully written yet. > What’s worth knowing: the co
How Stripe Detects Fraudulent Transactions Within 100 ms
Score 0.643
· Account tjphuhs@gmail.com
· 4/27/2026, 11:03:53 PM
How Stripe Detects Fraudulent Transactions Within 100 ms from bytebytego@substack.com on 2026-04-28T03:03:53.000Z in block rate for smaller businesses, which would be disruptive for those merchants and their customers. Before releasing any model, Stripe measures the change it would cause to the false positive rate, block rate, and authorization rate on both an aggregate and per-merchant basis. If a model would cause undesirable shifts for certain users, they adjust it for those segments before r
How Stripe Detects Fraudulent Transactions Within 100 ms
Score 0.639
· Account tjphuhs@gmail.com
· 4/27/2026, 11:03:53 PM
How Stripe Detects Fraudulent Transactions Within 100 ms from bytebytego@substack.com on 2026-04-28T03:03:53.000Z overnight jobs could now run multiple times in a single working day. Stripe is now exploring techniques that this architectural shift made possible, including multi-task learning, where a single model is trained to handle several related objectives simultaneously. [Live on May 6] Stop babysitting your agents (Sponsored) [ https://substack.com/redirect/a95b6182-9924-4322-9ece-ce3923bf
Peptira’s New Labels Just Dropped — Plus Up to 30% Off Right Now
Score 0.639
· Account tjphuhs@gmail.com
· 3/28/2026, 12:38:44 PM
Peptira’s New Labels Just Dropped — Plus Up to 30% Off Right Now from derekpruski@substack.com on 2026-03-28T16:38:44.000Z View this post on the web at https://derekpruski.substack.com/p/peptiras-new-labels-just-dropped Full unboxing video below. Peptira rolled out new labels and they look sharp. Before we get into the sale details, watch the unboxing: The Sale Payment processing has been a mess across the research space lately. The pattern is the same everywhere: a vendor adds a new processor,
How Stripe Detects Fraudulent Transactions Within 100 ms
Score 0.635
· Account tjphuhs@gmail.com
· 4/27/2026, 11:03:53 PM
How Stripe Detects Fraudulent Transactions Within 100 ms from bytebytego@substack.com on 2026-04-28T03:03:53.000Z or an unusually high number of names linked to a card. It includes a location map showing distances between the billing address, shipping address, and IP address. It shows customer metadata like email, cardholder name, and the authorization rate for transactions associated with that email. See the diagram below: Stripe also uses Elasticsearch, a search engine optimized for fast looku
How Stripe Detects Fraudulent Transactions Within 100 ms
Score 0.634
· Account tjphuhs@gmail.com
· 4/27/2026, 11:03:53 PM
How Stripe Detects Fraudulent Transactions Within 100 ms from bytebytego@substack.com on 2026-04-28T03:03:53.000Z and chargeback fees, a single fraudulent transaction can wipe out the profit from nearly 19 legitimate ones. For this business, aggressive blocking makes sense because the cost of missed fraud is devastating. On the other hand, a SaaS company with high margins faces the opposite calculation. The lifetime revenue lost by blocking a legitimate subscriber who would have paid $200 per mo
Fwd: How To Know What Batch You're Actually Getting From a Research Vendor
Score 0.630
· Account tjphuhs@gmail.com
· 3/15/2026, 2:46:24 PM
Fwd: How To Know What Batch You're Actually Getting From a Research Vendor from tjphuhs@gmail.com on 2026-03-15T18:46:24.000Z likely what’s going out. Many vendors don’t post a new COA until they’ve fully transitioned inventory to that batch, so a freshly uploaded COA is usually a reliable indicator of what you’re receiving — even if the site hasn’t updated the labeling yet. > That said, every vendor handles this differently, which is exactly why clear communication matters so much. The standard
Fwd: How To Know What Batch You're Actually Getting From a Research Vendor
Score 0.630
· Account oc.tjphuhs@gmail.com
· 3/15/2026, 2:46:24 PM
Fwd: How To Know What Batch You're Actually Getting From a Research Vendor from tjphuhs@gmail.com on 2026-03-15T18:46:24.000Z likely what’s going out. Many vendors don’t post a new COA until they’ve fully transitioned inventory to that batch, so a freshly uploaded COA is usually a reliable indicator of what you’re receiving — even if the site hasn’t updated the labeling yet. > That said, every vendor handles this differently, which is exactly why clear communication matters so much. The standard
How Stripe Detects Fraudulent Transactions Within 100 ms
Score 0.628
· Account tjphuhs@gmail.com
· 4/27/2026, 11:03:53 PM
How Stripe Detects Fraudulent Transactions Within 100 ms from bytebytego@substack.com on 2026-04-28T03:03:53.000Z merchants and regions behave similarly, then applies fraud knowledge across the entire network. Stripe also found that scaling up training data continued to yield significant gains. A 10x increase in training transaction data still produced meaningful model improvements, and the team was working on a 100x version. This kind of scaling was only feasible because the DNN-only architectu
Fwd: When Ozempic stops working (and what 10% of users already know)
Score 0.623
· Account tjphuhs@gmail.com
· 3/17/2026, 2:05:41 PM
Fwd: When Ozempic stops working (and what 10% of users already know) from tjphuhs@gmail.com on 2026-03-17T18:05:41.000Z access to clean dining globally for a deep discount of $19.99 when you join here © 2025 Seed Oil Scout’s Newsletter 108 W 13th Street Wilmington, DE 19801, United States of America unsubscribe
Fwd: How Reddit Migrated Petabyte-Scale Kafka from EC2 to Kubernetes
Score 0.623
· Account tjphuhs@gmail.com
· 3/17/2026, 11:46:27 AM
Fwd: How Reddit Migrated Petabyte-Scale Kafka from EC2 to Kubernetes from tjphuhs@gmail.com on 2026-03-17T15:46:27.000Z an open-source platform for running and managing containerized applications. Instead of manually provisioning and maintaining individual servers, Kubernetes lets developers describe what should be running and handles deployment, scaling, and recovery automatically. Strimzi, on the other hand, is a project under the Cloud Native Computing Foundation that specifically lets you ru
Re:
Score 0.623
· Account tjphuhs@gmail.com
· 2/12/2026, 8:06:19 AM
Re: from sophiechloe404@gmail.com on 2026-02-12T13:06:19.000Z banks and payment processors and >>> banks don’t want to be associated. Do you have a service you prefer >>> between cashapp or Venmo? >>> >>> >>> On Feb 12, 2026, at 6:29 AM, velvetlatte <sophiechloe404@gmail.com> >>> wrote: >>> >>> >>> >>> Wait why is that? Why can’t we just send you the payment via Cashapp or >>> something like that? >>> >>> On Wed, Feb 11, 2026 at 11:25 PM TJ Bourdeau <tjphuhs@gmail.com> wrote: >>> >>>> Yeah you w