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From: Affirm <affirm-billing@affirm.com>
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Subject: Notice: Delinquent loan will soon be reported
Date: Thu, 14 May 2026 22:15:27 +0000
To: tjphuhs@gmail.com
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--===============3877118853223094347==
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Avoid further reporting by getting current

=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=
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=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0

Timothy, avoid further reporting by getting current

Your account is nearing 71 days past due, at which point your delinquency m=
ay be reported. Resolve your outstanding payment(s) today.

Business Name: Amazon

Payment Due: $28.04

Due Date: Mar 4, 2026

Pay now (affirm.com/s/r/.eJxNjl0LgjAUhv_LuTYHSiW766Ko6IskqKtx0KMOtynbREL874=
0uotv363knsFRKS4UXg1XAofG-d5yxcRxjrCppdVx0mg1MdWgc6_GtyXj2fKwPi2dyzCECb7Fop=
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JNOJkqhX0rTAK1SO5vkD51VDVA.dY86sHFBy2WkuOi5SWzyC22xBKk)

=E2=80=9CDelinquency=E2=80=9D is a term used to describe debt that has rema=
ined overdue for a significant period of time.

A delinquent loan may be reported to the credit reporting agency(ies).
If you've already made a payment, please ignore this message. Thanks for us=
ing Affirm!

Simplify your payments. Turn on AutoPay (affirm.com/s/r/.eJxNjl0LgjAUhv_LuT=
YHRiW766Ko6IsksKtx0qMOtznmREL870lQdP28H88AjnLpKPOicwo4VN7bljPW932IRSGdDrNGs=
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jGb-jJ9WsyVs).

Thanks for using Affirm!

This communication is an attempt to collect a debt and any information obta=
ined will be used for that purpose. We may report information about your ac=
count to credit bureaus. Late payments, missed payments, or other defaults =
on your account may be reflected in your credit report.

Loan ID: XU7I-X2JS

If you need help, call (855) 423-3729, or visit our Help Center (affirm.com=
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00% !important">
       <!-- Preview Text -->
       <div style=3D"display: none; mso-hide: all; font-size: 0px; color: #=
e5e5e5;">
       Avoid further reporting by getting current
       </div>
       <!-- //Preview Text -->
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       <table id=3D"em_full_wrap" width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" bgcolor=3D"#e5e5e5" style=3D"-ms-text-size-adjust:=
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xt-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
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=3D"0" cellspacing=3D"0" border=3D"0" width=3D"600" style=3D"-ms-text-size-=
adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-r=
space:0; max-width:100%" bgcolor=3D"#ffffff" role=3D"presentation">
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                    <tr>
                        <td align=3D"center" bgcolor=3D"#4A4AF4" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0">
                            <table align=3D"center" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0" width=3D"150" height=3D"100" role=3D"presentation=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0">
                                <tr>
                                    <td align=3D"center" style=3D'-ms-text-=
size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-ta=
ble-rspace:0; color:#101820; font-family:"Calibre", Arial, sans-serif; font=
-size:16px; font-weight:400'>
                                    <a href=3D"https://url4324.affirm.com/C=
L0/https:%2F%2Fwww.affirm.com%2Fa%2Fr%2F.eJw9jjsLg0AQhP_L1kZBSSLXpUhIQl5EAq=
Y6Fm_Vw_PB3omF-N9zWKSZZma-mRmYlGYqnBzZgIDaucGKKJqmKcSy1NyGRd9GIwTgGItGd5VU6=
BDEDI7awaAjqRWIbZoGUNTIFUlk7VH5Z3_Z5PE1892WrMW_80iO79Pr_Lxlu0Ny_8Y-4NdXDNSE=
iliO1svQs0OzPgug66UiGozuGhAlGkvL8gN8oUFY.PfQqIYRaB9WS_sTQF9sQPu2LBjU/1/0100=
019e288f19ec-5248647e-71c0-47b8-9dc1-f43271b7b296-000000/l2F2y9vWZZacoKZxYI=
b8Y8IG3WXOgW-xD68ecK6baPQ=3D452" target=3D"_blank" style=3D"-ms-text-size-a=
djust:100%; -webkit-text-size-adjust:100%; color:#fff"><img src=3D"https://=
cdn1.affirm.com/assets/messages/master/dist/img/v2/affirm-logo-white.png" a=
lt=3D"Affirm Logo" width=3D"150" border=3D"0" style=3D"-ms-interpolation-mo=
de:bicubic; border:0; height:auto; line-height:100%; outline:none; text-dec=
oration:none; display:block; max-width:100%" height=3D"auto"></a>
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                    <!-- //LOGO -->
                   <!-- BODY -->
                   <tr>
                       <td align=3D"center" style=3D"-ms-text-size-adjust:1=
00%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0"=
>
                        <table align=3D"center" cellpadding=3D"0" cellspaci=
ng=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" style=3D"-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-=
table-rspace:0">
                            <tr>
                                <td align=3D"center" style=3D"-ms-text-size=
-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-=
rspace:0; padding:50px 24px">
                                    <table align=3D"center" cellpadding=3D"=
0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" styl=
e=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-ls=
pace:0; mso-table-rspace:0">
                                        <tr>
                                            <td class=3D"f32" align=3D"cent=
er" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-=
table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Calibre", A=
rial, sans-serif; font-size:40px; font-weight:600'>
                                            Timothy, avoid further reportin=
g by getting current
                                            </td>
                                        </tr>
                                        <tr>
                                            <td class=3D"textlink" align=3D=
"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%;=
 mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Calibr=
e", Arial, sans-serif; font-size:16px; font-weight:400; line-height:175%; p=
adding:40px 0'>
                                            Your account is nearing 71 days=
 past due, at which point your delinquency may be reported. <strong>Resolve=
 your outstanding payment(s) today.</strong>
                                            </td>
                                        </tr>
                                        <tr>
                                            <td align=3D"center" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0">
                                                <table class=3D"em_fullwidt=
h" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=
=3D"66%" role=3D"presentation" style=3D"-ms-text-size-adjust:100%; -webkit-=
text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                                                    <tr>
                                                        <td class=3D"mso_bo=
rder" align=3D"center" style=3D"-ms-text-size-adjust:100%; -webkit-text-siz=
e-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border:1px solid #f4=
f4f4; border-radius:12px; box-shadow:0 4px 4px #AAA; padding:30px 24px">
                                                        <p style=3D'-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; margin:0; padding:0; col=
or:#101820; font-family:"Calibre", Arial, sans-serif; font-size:18px; font-=
weight:400; line-height:150%'>Business Name: <strong>Amazon</strong></p>
                                                        <p style=3D'-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; margin:5px 0; padding:0;=
 color:#890A03; font-family:"Calibre", Arial, sans-serif; font-size:18px; f=
ont-weight:400; line-height:150%'>Payment Due: <strong>$28.04</strong></p>
                                                        <p class=3D"textlin=
k" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margi=
n:0; padding:0; color:#101820; font-family:"Calibre", Arial, sans-serif; fo=
nt-size:18px; font-weight:400; line-height:150%'>Due Date: <strong>Mar 4, 2=
026</strong></p>
                                                        </td>
                                                    </tr>
                                                </table>
                                            </td>
                                        </tr>
                                        <tr>
                                            <td align=3D"center" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0; padding-top:50px">
                                                <table width=3D"190" align=
=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presen=
tation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; =
mso-table-lspace:0; mso-table-rspace:0; max-width:100%">
                                                    <tr>
                                                            <td bgcolor=3D"=
#4A4AF4" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-=
size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border-radius:99p=
x; color:#101820; font-family:"Calibre", Arial, sans-serif; font-size:24px;=
 font-weight:600; line-height:24px; mso-padding-alt:15px 0'>
<a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2F=
r%2F.eJxNjl0LgjAUhv_LuTYHSiW766Ko6IskqKtx0KMOtynbREL8740uotv363knsFRKS4UXg1=
XAofG-d5yxcRxjrCppdVx0mg1MdWgc6_GtyXj2fKwPi2dyzCECb7FopalFiR6BT-BJ9wo9CVkCX=
2ZZBEWDtiaBVgbEf1eTc_hzLun2vrvtr6d8tUnPryQEwqvvDASyMN0YJNOJkqhX0rTAK1SO5vkD=
51VDVA.dY86sHFBy2WkuOi5SWzyC22xBKk/1/0100019e288f19ec-5248647e-71c0-47b8-9d=
c1-f43271b7b296-000000/WA838yf_3ecNkrYLqkmGTW3DtFAXTE30DU9R0wL1Ugw=3D452" s=
tyle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; color:#ff=
f; display:block; padding:15px 0; text-decoration:none" target=3D"_blank">P=
ay now</a>
                                                        </td>
                                                    </tr>
                                                </table>
                                            </td>
                                        </tr>
                                        <tr>
                                            <td class=3D"f24" align=3D"cent=
er" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-=
table-lspace:0; mso-table-rspace:0; color:#4A4AF4; font-family:"Calibre", A=
rial, sans-serif; font-size:30px; font-weight:400; line-height:130%; paddin=
g:50px 0 0'>
                                            =E2=80=9CDelinquency=E2=80=9D i=
s a term used to describe debt that has remained overdue for a significant =
period of time.
                                            </td>
                                        </tr>
                                        <tr>
                                            <td class=3D"textlink" align=3D=
"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%;=
 mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Calibr=
e", Arial, sans-serif; font-size:16px; font-weight:400; line-height:175%; p=
adding:50px 0 0'>
                                                A delinquent loan may be re=
ported to the credit reporting agency(ies).
                                            <div style=3D"box-sizing:border=
-box; margin-top:16px">If you've already made a payment, please ignore this=
 message. Thanks for using Affirm!</div>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                            </tr>
                        </table>
                       </td>
                   </tr>
                   <!-- //BODY -->
                    <!-- AUTOPAY -->
                    <tr>
                        <td align=3D"center" bgcolor=3D"#E1E5EB" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0">
                            <table align=3D"center" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" style=3D"-ms=
-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; =
mso-table-rspace:0">
                                <tr>
                                    <td align=3D"center" style=3D"-ms-text-=
size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-ta=
ble-rspace:0; padding:25px 30px">
                                        <table align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-tabl=
e-lspace:0; mso-table-rspace:0">
                                            <tr>
                                                <td width=3D"42" align=3D"c=
enter" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; m=
so-table-lspace:0; mso-table-rspace:0">
                                                    <img src=3D"https://cdn=
1.affirm.com/assets/messages/master/dist/img/v3/icons/phone-with-lock.png" =
alt=3D"Autopay icon" width=3D"42" border=3D"0" style=3D"-ms-interpolation-m=
ode:bicubic; border:0; height:auto; line-height:100%; outline:none; text-de=
coration:none; display:block; max-width:100%" height=3D"auto">
                                                </td>
                                                <td class=3D"f22" align=3D"=
left" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; ms=
o-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Calibre",=
 Arial, sans-serif; font-size:24px; font-weight:400; line-height:125%; padd=
ing-left:25px'>
                                                    Simplify your payments.=
 <a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2=
Fr%2F.eJxNjl0LgjAUhv_LuTYHRiW766Ko6IsksKtx0qMOtznmREL870lQdP28H88AjnLpKPOic=
wo4VN7bljPW932IRSGdDrNGs46pBo3AzjcWXyy9r_azNDokEIB3mNXSlCJHj8AH8KStQk9C5sAX=
cRxAVqErSaCT08N_V1Pb4o-c55vb9rq7HJPlen56RFNgkvrMABl8KvoKTMQ0IieySpoaeIGqpXF=
8A5ZIReI.JyDpHnuGOAfuBicjGb-jJ9WsyVs/1/0100019e288f19ec-5248647e-71c0-47b8-=
9dc1-f43271b7b296-000000/j0-EzmibrSd_45g8_IjmCC7bovta51J58-FCJFXu_V4=3D452"=
 target=3D"_blank" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-ad=
just:100%; color:#4A4AF4; text-decoration:underline">Turn on AutoPay</a>.
                                                </td>
                                            </tr>
                                        </table>
                                    </td>
                                </tr>
                            </table>
                        </td>
                    </tr>
                    <!-- //AUTOPAY -->
                    <!-- FOOTER -->
                    <tr>
                         <td align=3D"center" style=3D"-ms-text-size-adjust=
:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:=
0">
                            <table align=3D"center" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" style=3D"-ms=
-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; =
mso-table-rspace:0">
                                <tr>
                                    <td align=3D"center" style=3D"-ms-text-=
size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-ta=
ble-rspace:0; padding:50px 24px 50px 24px">
                                        <table align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-tabl=
e-lspace:0; mso-table-rspace:0">
                                            <tr>
                                                <td class=3D"textlink" alig=
n=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:1=
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firm!</strong>
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                                                <span style=3D"color:#6D6E7=
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nd any information obtained will be used for that purpose. We may report in=
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