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From: Affirm <affirm-billing@affirm.com>
Reply-To: no-reply@affirm.com
Subject: Making your late payment(s) is extremely important
Date: Thu, 14 May 2026 22:15:26 +0000
To: tjphuhs@gmail.com
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--===============6743729609490477107==
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Timothy, take action on your past due loan today

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							 							 							 					=09
				=09

Timothy, you can get back on track

Your Affirm loan payment has remained past due since Feb 28, 2026. This del=
inquent loan remains unresolved.

It is your responsibility to make your past due Affirm payment(s). You can =
put this financial stress behind you by making a payment online or giving u=
s a call today.
If you've already made a payment, please ignore this message. Thanks for us=
ing Affirm!

Business Name: Amazon

Payment Due: $24.29

Due Date: Feb 28, 2026

													 Pay now (affirm.com/s/r/.eJxNjr0OgjAUhd_lzkg1xojdHJQFMGp0bW7g=
Ag1tIW1JY4jvbuNgXM_fdxaw1EhLtRezVcCh935ynLEQQoptK61O61GzmakRjWMTvjQZz6737Wa=
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RX3xmIZGHGECUzioZoUtIMwFtUjt7vD74sQwg.uXMPtVuMW_kVNPGmMVodCKLQ2Vw)

					 					=09
							 								 								=09
										 											 										 										 											Simplify your payme=
nts. Turn on AutoPay (affirm.com/s/r/.eJxNjk8LgjAYh7_LezZXRGS7dSgvalTUdbzpq=
w7nJttEQvrujaDo_Pz-PDNYqqSl0ovRKuDQej84ztg0TTHWtbR9XJqejUwZ1AJHbwZ8svN1vVos=
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			 								=09
								 							 					=09
				=09

		=09
			 					 					=09
							 								 								=09
										 										 Thanks for using Affirm! 									=09

										 This communication is an attempt to collect a debt and any infor=
mation obtained will be used for that purpose. 										 										 						=
		=09
								=09
										 										Loan ID: QS31-0ULG 									=09

										If you need help, call (855) 423-3729, or visit our Help Center (=
affirm.com/s/r/.eJw9jsEKwjAQRP9lz2oVEWtAxIN6aSsqel2WZNsGkzQm8ST-u9GD53kz814=
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OPXD1t6xAy5ARWzN9rdQbRkIr_fHw5-Ssc.PYubgAV-Gh1Cm4O5HxsUp7H2cTI). 										=


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                <!-- Preview Text -->
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                    Timothy, take action on your past due loan today
                </div>
                <!-- //Preview Text -->
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den; mso-hide:all;">
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                <!-- =3D=3D Wrapper =3D=3D -->
                <table id=3D"em_full_wrap" width=3D"100%" border=3D"0" cell=
spacing=3D"0" cellpadding=3D"0" bgcolor=3D"#e5e5e5" style=3D"-ms-text-size-=
adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-r=
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                =09<tr>
                =09<td align=3D"center" style=3D"-ms-text-size-adjust:100%;=
 -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                        <!-- =3D=3D Body =3D=3D -->
                        <table class=3D"em_fullwidth" align=3D"center" cell=
padding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"600" style=3D"-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-=
table-rspace:0; max-width:100%" bgcolor=3D"#ffffff" role=3D"presentation">
                        =09<!-- LOGO -->
                            <tr>
                                <td align=3D"center" bgcolor=3D"#4A4AF4" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0">
                =09=09=09=09=09<table align=3D"center" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" width=3D"150" height=3D"100" role=3D"presentat=
ion" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso=
-table-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09<td align=3D"center" style=3D'-ms-text=
-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-t=
able-rspace:0; color:#101820; font-family:"Calibre", Arial, sans-serif; fon=
t-size:16px; font-weight:400'>
                =09=09=09=09=09=09=09<a href=3D"https://url4324.affirm.com/=
CL0/https:%2F%2Fwww.affirm.com%2Fa%2Fr%2F.eJw9jjEPgjAUhP_LmxE0xojdHJQFMGp0b=
V7oAxoKNK8lDIT_bsPgcsvdfXcLMCnNVHk5sQEBrffWiSSZ5znGutbcx9XYJxNE4BmrTg-NVOgR=
xAKeemvQk9QKxCk9R1C1yA1JZB1Qz_fxsNt_8ix0e3IO_05a5sXtUqbl9ZV9i_sjBML6hoGWUBH=
LyQWxI3s027MIhlEqImv00IGo0Tha1x9utkFA.a-peUbT0wCtbYIgJlvCivyaJPUc/1/0100019=
e288f16f5-37d9adca-f551-4678-b92b-bd95432147f9-000000/6MPLlCbZwWlKCJ82ZB8QC=
bKzkV-FIRoCpZVq2rKglp8=3D452" target=3D"_blank" style=3D"-ms-text-size-adju=
st:100%; -webkit-text-size-adjust:100%; color:#fff"><img src=3D"https://cdn=
1.affirm.com/assets/messages/master/dist/img/v2/affirm-logo-white.png" alt=
=3D"Affirm Logo" width=3D"150" border=3D"0" style=3D"-ms-interpolation-mode=
:bicubic; border:0; height:auto; line-height:100%; outline:none; text-decor=
ation:none; display:block; max-width:100%" height=3D"auto"></a>
                =09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09</tr>
                =09=09=09=09=09</table>
                                </td>
                            </tr>
                            <!-- //LOGO -->
                            <!-- BODY -->
                            <tr>
                                <td align=3D"center" style=3D"-ms-text-size=
-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-=
rspace:0">
                                    <table align=3D"center" cellpadding=3D"=
0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" styl=
e=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-ls=
pace:0; mso-table-rspace:0">
                                        <tr>
                                            <td align=3D"center" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0; padding:50px 24px">
                                                <table align=3D"center" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presen=
tation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; =
mso-table-lspace:0; mso-table-rspace:0">
                                                    <tr>
                                                        <td class=3D"f32" a=
lign=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjus=
t:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:=
"Calibre", Arial, sans-serif; font-size:40px; font-weight:600'>
                                                        Timothy, you can ge=
t back on track
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td class=3D"textli=
nk" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-fa=
mily:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line-he=
ight:175%; padding:40px 0'>
                                                        <strong>Your Affirm=
 loan payment has remained past due since Feb 28, 2026.</strong> This delin=
quent loan remains unresolved.
                                                        <br><br>
                                                            It is your resp=
onsibility to make your past due Affirm payment(s). You can put this financ=
ial stress behind you by making a payment online or giving us a call today.
                                                       <div style=3D"box-si=
zing:border-box; margin-top:16px">If you've already made a payment, please =
ignore this message. Thanks for using Affirm!</div>
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td align=3D"center=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0">
                                                           <table class=3D"=
em_fullwidth" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" width=3D"66%" role=3D"presentation" style=3D"-ms-text-size-adjust:10=
0%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                                                            <tr>
                                                                <td class=
=3D"mso_border" align=3D"center" style=3D"-ms-text-size-adjust:100%; -webki=
t-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border:1px=
 solid #f4f4f4; border-radius:12px; box-shadow:0 4px 4px #AAA; padding:30px=
 24px">
                                                                <p style=3D=
'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:0; paddin=
g:0; color:#101820; font-family:"Calibre", Arial, sans-serif; font-size:18p=
x; font-weight:400; line-height:150%'>Business Name: <strong>Amazon</strong=
></p>
                                                                <p style=3D=
'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:5px 0; pa=
dding:0; color:#890A03; font-family:"Calibre", Arial, sans-serif; font-size=
:18px; font-weight:400; line-height:150%'>Payment Due: <strong>$24.29</stro=
ng></p>
                                                                <p class=3D=
"textlink" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100=
%; margin:0; padding:0; color:#101820; font-family:"Calibre", Arial, sans-s=
erif; font-size:18px; font-weight:400; line-height:150%'>Due Date: <strong>=
Feb 28, 2026</strong></p>
                                                                </td>
                                                            </tr>
                                                        </table>
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td align=3D"center=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0; padding-top:50px">
                                                            <table width=3D=
"190" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" rol=
e=3D"presentation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-ad=
just:100%; mso-table-lspace:0; mso-table-rspace:0; max-width:100%">
                                                                <tr>
                =09=09=09=09=09=09=09=09=09=09=09=09=09<td bgcolor=3D"#4A4A=
F4" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border-radius:99px; co=
lor:#101820; font-family:"Calibre", Arial, sans-serif; font-size:24px; font=
-weight:600; line-height:24px; mso-padding-alt:15px 0'>
<a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2F=
r%2F.eJxNjr0OgjAUhd_lzkg1xojdHJQFMGp0bW7gAg1tIW1JY4jvbuNgXM_fdxaw1EhLtRezVc=
Ch935ynLEQQoptK61O61GzmakRjWMTvjQZz6737Wa1fhQ5JOAt1oM0nWjQI_AFPOlJoSchG-C7b=
J9A3aPtSKCVEfHf1eQc_pysKsrTocqq4y1_ludLDMRX3xmIZGHGECUzioZoUtIMwFtUjt7vD74s=
Qwg.uXMPtVuMW_kVNPGmMVodCKLQ2Vw/1/0100019e288f16f5-37d9adca-f551-4678-b92b-=
bd95432147f9-000000/Xm5wFy3qOV7cgX682fx3mBShnDuZKR3v0ItWGHEEisQ=3D452" styl=
e=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; color:#fff; =
display:block; padding:15px 0; text-decoration:none" target=3D"_blank">Pay =
now</a>
                                                                    </td>
                                                                </tr>
                                                            </table>
                                                        </td>
                                                    </tr>
                                                </table>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                            </tr>
                            <!-- //BODY -->
                            <!-- AUTOPAY -->
                            <tr>
                                <td align=3D"center" bgcolor=3D"#E1E5EB" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0">
                =09=09=09=09=09<table align=3D"center" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" style=3D"=
-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:=
0; mso-table-rspace:0">
                =09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09<td align=3D"center" style=3D"-ms-text=
-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-t=
able-rspace:0; padding:25px 30px">
                =09=09=09=09=09=09=09=09<table align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-tabl=
e-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09=09=09=09<td width=3D"42" align=3D"cen=
ter" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso=
-table-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09=09=09=09=09=09<img src=3D"https://cdn1.a=
ffirm.com/assets/messages/master/dist/img/v3/icons/phone-with-lock.png" alt=
=3D"Autopay icon" width=3D"42" border=3D"0" style=3D"-ms-interpolation-mode=
:bicubic; border:0; height:auto; line-height:100%; outline:none; text-decor=
ation:none; display:block; max-width:100%" height=3D"auto">
                =09=09=09=09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09=09=09=09=09<td class=3D"f22" align=3D"le=
ft" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-=
table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Calibre", A=
rial, sans-serif; font-size:24px; font-weight:400; line-height:125%; paddin=
g-left:25px'>
                =09=09=09=09=09=09=09=09=09=09=09Simplify your payments. <a=
 href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2Fr%=
2F.eJxNjk8LgjAYh7_LezZXRGS7dSgvalTUdbzpqw7nJttEQvrujaDo_Pz-PDNYqqSl0ovRKuDQ=
ej84ztg0TTHWtbR9XJqejUwZ1AJHbwZ8svN1vVosb1kKEXiLZSd1Iyr0CHwGT_2g0JOQFfBNso2=
gbNE2JNDK8PDf7ck5_JGkyPLDrkiK_SW958dTCASpzwyQxoeir0Ag2oiKaFBSd8BrVI5erzdrC0=
WW.NTUnidpyP-qhcg3dD6R293U1yYo/1/0100019e288f16f5-37d9adca-f551-4678-b92b-b=
d95432147f9-000000/EFBSAysWLVD2GkiU0qZYCQ0VeH2DdpN34aW36zWpUPg=3D452" targe=
t=3D"_blank" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:1=
00%; color:#4A4AF4; text-decoration:underline">Turn on AutoPay</a>.
                =09=09=09=09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09=09=09=09</tr>
                =09=09=09=09=09=09=09=09</table>
                =09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09</tr>
                =09=09=09=09=09</table>
                                </td>
                            </tr>
                            <!-- //AUTOPAY -->
                            <!-- FOOTER -->
                =09=09=09<tr>
                =09=09=09     <td align=3D"center" style=3D"-ms-text-size-a=
djust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rs=
pace:0">
                =09=09=09=09=09<table align=3D"center" cellpadding=3D"0" ce=
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