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Take action to prevent negative credit reporting

It=E2=80=99s not too late to make your payment before it=E2=80=99s reported=
 to the credit bureaus.

When a late payment is reported, it could come with significant negative im=
pacts to your credit report.

It=E2=80=99s important that you make this payment immediately.

Amazon

$14.80

16 days overdue

Your total overdue balance may be more than this payment.

Affirm and your credit report

Wonder how using Affirm might affect your credit report?
Learn more

If you have already made the payment, please ignore this message.

This communication is an attempt to collect a debt and any information obta=
ined will be used for that purpose. We may report information about your ac=
count to credit bureaus. Late payments, missed payments, or other defaults =
on your account may be reflected in your credit report.




Loan ID: 25AE-5ZOU

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00%; margin:0 auto; max-width:680px; border-collapse:separate !important" w=
idth=3D"100%">
                            <td style=3D"box-sizing:border-box; font-family=
:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; colo=
r:#495662; font-size:16px; padding:0; vertical-align:top" valign=3D"top">
                               =20
                            </td>
                        </table>
                    </td>
                </tr>
                <tr>
                    <td class=3D"container" style=3D"box-sizing:border-box;=
 font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif=
&quot;; color:#495662; font-size:16px; padding:0 32px; vertical-align:top; =
display:block; margin:0 auto !important" valign=3D"top">
                        <div class=3D"header loan-payment-margin-top-bottom=
" style=3D"box-sizing:border-box; margin-bottom:32px !important; margin-top=
:40px !important; width:100%" width=3D"100%"><table class=3D"u-text-left" s=
tyle=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; mso-ta=
ble-rspace:0; width:100%; border-collapse:separate !important" width=3D"100=
%">
<tr><td style=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvet=
ica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-size:16p=
x; padding:0; vertical-align:top" valign=3D"top"><a clicktracking=3D"off" h=
ref=3D"https://www.affirm.com/a/r/.eJw9jjEPgjAUhP_LmxGiQki6GePioIlijC7NS_uA=
hhbIawkD4b_bMLjccnff3QJM2jCpICe2IKANYfQiy-Z5TrGuDbtUDS6bIIHAqDrTN1JjQBALBHK=
jxUDSaBBlXiagWuSGJLKJqENxuuyK7_0Vu468x7-Tv6syrw755_Hc347XcwzE9Q0DLaEmlpOPMg=
4c0G7PEugHqYlGa_oORI3W07r-AFzXQPw.ssn3Jn2N3buhY_GHK2HKagsbZVY" style=3D"box=
-sizing:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Aria=
l, &quot;sans-serif&quot;; color:#4950EB; text-decoration:none; word-wrap:b=
reak-word"><img alt=3D"Affirm" class=3D"loan-payment-header__logo header__l=
ogo_center" src=3D"https://cdn1.affirm.com/assets/messages/master/dist/img/=
v3/loan-payment-dq1-to-13-affirm/affirm-logo-indigo-grey-background.png" wi=
dth=3D"75" style=3D"-ms-interpolation-mode:bicubic; border:none; height:30p=
x; max-width:100%; vertical-align:top; margin-left:auto; margin-right:auto;=
 display:block; margin-bottom:0; width:75px" height=3D"30" valign=3D"top"><=
/a></td></tr></table></div>
                        <div class=3D"content loan-payment-content" style=
=3D"box-sizing:border-box; display:block; margin:0 auto; max-width:544px; p=
adding-bottom:32px !important">
                            <table class=3D"main loan-payment-table" style=
=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; mso-table-=
rspace:0; width:100%; background:#f8fafb !important; padding-left:4px; bord=
er-collapse:separate !important" width=3D"100%"><tr><td style=3D"box-sizing=
:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quo=
t;sans-serif&quot;; color:#495662; font-size:16px; padding:0; vertical-alig=
n:top" valign=3D"top">
<h2 class=3D"loan-payment-header" style=3D"font-family:Helvetica, serif !im=
portant; color:#000; font-weight:700; line-height:1.2; margin:0 0 16px; fon=
t-size:28px !important; margin-bottom:0; padding-bottom:8px; text-align:lef=
t; background-color:#f8fafb !important" align=3D"left" bgcolor=3D"#f8fafb !=
important">Take action to prevent negative credit reporting</h2>
<table class=3D"content-block loan-payment-table" style=3D"box-sizing:borde=
r-box; border-spacing:0; mso-table-lspace:0; mso-table-rspace:0; width:100%=
; table-layout:fixed; border-collapse:separate !important; background:#f8fa=
fb !important" width=3D"100%"><tr><td style=3D"box-sizing:border-box; font-=
family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;=
; color:#495662; font-size:16px; padding:0; vertical-align:top" valign=3D"t=
op">
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-zero" style=3D"box-sizing:border-box; color:#101820; font-size:16px !impo=
rtant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; pad=
ding-bottom:0 !important; text-align:left; font-family:Helvetica, sans-seri=
f !important" align=3D"left">It=E2=80=99s not too late to make your payment=
 before it=E2=80=99s reported to the credit bureaus.</div>
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-zero" style=3D"box-sizing:border-box; color:#101820; font-size:16px !impo=
rtant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; pad=
ding-bottom:0 !important; text-align:left; font-family:Helvetica, sans-seri=
f !important" align=3D"left">When a late payment is reported, it could come=
 with significant negative impacts to your credit report. </div>
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-bottom" style=3D"box-sizing:border-box; color:#101820; font-size:16px !im=
portant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; p=
adding-bottom:8px; text-align:left; font-family:Helvetica, sans-serif !impo=
rtant" align=3D"left"><strong style=3D"color:#373E47; font-size:inherit; fo=
nt-weight:700">It=E2=80=99s important that you make this payment immediatel=
y.</strong></div>
</td></tr></table>
    <table style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspa=
ce:0; mso-table-rspace:0; width:100%; border-collapse:collapse; background:=
white; border:1px solid #E5E7EB; border-radius:16px; margin-bottom:24px; ov=
erflow:hidden" width=3D"100%">
        <tr>
            <td colspan=3D"2" style=3D"box-sizing:border-box; font-family:H=
elvetica !important; color:rgba(16, 24, 32, 1); font-size:16px !important; =
padding:0; vertical-align:top; padding-bottom:2px; padding-left:16px; paddi=
ng-top:16px; text-align:left" valign=3D"top" align=3D"left">
                <img src=3D"https://cdn1.affirm.com/assets/messages/master/=
dist/img/v3/loan-payment-dq1-to-13-affirm/default_shop_logo.png" style=3D"-=
ms-interpolation-mode:bicubic; border:1px solid #EDF1F5; height:40px; max-w=
idth:100%; vertical-align:middle; border-radius:999px; width:40px" height=
=3D"40" valign=3D"middle" width=3D"40">
                Amazon
            </td>
        </tr>

        <tr>
            <td style=3D"box-sizing:border-box; font-family:Helvetica, &quo=
t;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-=
size:18px; padding:10px 16px; vertical-align:top; text-align:left" valign=
=3D"top" align=3D"left">
                <table style=3D"box-sizing:border-box; border-spacing:0; ms=
o-table-lspace:0; mso-table-rspace:0; width:100%; border-collapse:separate =
!important" width=3D"100%">
                    <tr>
                        <td style=3D"box-sizing:border-box; font-family:Hel=
vetica !important; color:rgba(211, 67, 51, 1); font-size:28px !important; p=
adding:0; vertical-align:top; font-weight:bold; line-height:28px" valign=3D=
"top">
                        $14.80
                        </td>
                    </tr>
                    <tr>
                        <td style=3D"box-sizing:border-box; font-family:Hel=
vetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#1=
01820; font-size:16px !important; padding:0; vertical-align:top; font-weigh=
t:600; white-space:nowrap" valign=3D"top">
                        16 days overdue
                        </td>
                    </tr>
                </table>
            </td>
            <td style=3D"box-sizing:border-box; font-family:Helvetica, &quo=
t;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-=
size:16px; padding:10px 16px; vertical-align:middle; padding-right:0; text-=
align:right" valign=3D"middle" align=3D"right">
                <a href=3D"https://url1445.affirm.com/ls/click?upn=3Du001.B=
ez53ivsbSplFpdi7lgqCZLQfy9DUo4ZGXUf4oBDaIg3xOhgr3y4RKBKZ4wna9szGtQT_Rp1oF-2=
B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeD0SbcJqu7CGaaIsjcsoTiFxN-2Ff4ZWNTPvTbZ=
tSQ7eOPNCGFJjhNcItXWWCTKB-2FYpOtdnZiGhkZixKSHJt7YrHo26c0PkjE5camggF3ZPRChwa=
K4asFJf9-2B57ONr0g2ZNOGgB-2F-2FPj6K8YAwMVJM4pGE4mljeAypBs-2BrdXuDvajN4XvfEm=
LNfgov8EeuaEw6BqMexCAvURRA2iEKzUuEWondDt-2BHtRU3q290voqFMSXn3vRZwMeSGMIm-2B=
-2BK0YhV1Yuhj6qozwEvJSWMnmBLzyQ-2FCoiaiZ34UCUZhrC3mT-2BCh4Rzel4HuZVgxfb10vs=
bLhowUPfGkhiHXAD5SkOrk1C45xo1ifznKHujdzEHrVkCYH8YbuPSgbXTnAYRkJDVzf-2Bb-2Fg=
FBubqzYNJKjbIwxPb6zZtIVHkGKEcguhrYPM3uOsyCI4kzzpUC3J6UE1azqgJEH313P32AnONDs=
w3nt3WHSlijG8JItGpbLOHjxRU32iWVQ8yAKi5lOb2CAvEAGsV4-3D" style=3D"box-sizing=
:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quo=
t;sans-serif&quot;; color:#4950EB; text-decoration:none; word-wrap:break-wo=
rd">
                    <button style=3D"white-space: nowrap; padding: 12px 24p=
x; margin-right: 20px;=20
                    background-color: #3498db; background: #4A4AF4;=20
                    border-radius: 36px; color: #ffffff; border: none;=20
                    font-size: 16px !important; font-weight: 600; cursor: p=
ointer;">
                        Pay now
                    </button>
                </a>
            </td>
        </tr>

        <tr>
            <td colspan=3D"2" style=3D"box-sizing:border-box; font-family:H=
elvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:=
#495662; font-size:14px !important; padding:10px 16px 16px 16px; vertical-a=
lign:top; margin-bottom:20px; text-align:left" valign=3D"top" align=3D"left=
">
                Your total overdue balance may be more than this payment.
            </td>
        </tr>
    </table>
   =20
    <p style=3D"font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &=
quot;sans-serif&quot;; color:#101820; font-size:16px !important; font-weigh=
t:600; line-height:1.5; margin:8px 0 8px 0; margin-bottom:0 !important; mar=
gin-top:24px">
        Affirm and your credit report
    </p>
    <table style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspa=
ce:0; mso-table-rspace:0; width:100%; border-collapse:collapse; background:=
white; border:1px solid #E5E7EB; border-radius:16px; margin-bottom:24px; ma=
rgin-top:8px; overflow:hidden" width=3D"100%">
        <tr>
            <td style=3D"box-sizing:border-box; font-family:Helvetica, &quo=
t;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-=
size:16px; padding:16px 0 16px 16px; vertical-align:middle; text-align:left=
; width:20%" valign=3D"middle" align=3D"left" width=3D"20%">
                <img src=3D"https://cdn1.affirm.com/assets/messages/master/=
dist/img/v3/loan-payment-dq1-to-13-affirm/search_icon.png" style=3D"-ms-int=
erpolation-mode:bicubic; border:none; height:64px !important; max-width:100=
%; vertical-align:middle; object-fit:contain; width:64px !important" height=
=3D"64px !important" valign=3D"middle" width=3D"64px !important">
            </td>
            <td style=3D"box-sizing:border-box; font-family:Helvetica !impo=
rtant; color:#495662; font-size:16px !important; padding:20px 16px !importa=
nt; vertical-align:middle; font-weight:400 !important; text-align:left" val=
ign=3D"middle" align=3D"left">
                Wonder how using Affirm might affect your credit report? <a=
 style=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvetica Neu=
e&quot;, Arial, &quot;sans-serif&quot;; color:black; text-decoration:underl=
ine; word-wrap:break-word" href=3D"https://url1445.affirm.com/ls/click?upn=
=3Du001.cPuPSnDCCpYqT02NchpDOLBB2wAbdGQtOcO0xaUoIsliMUwqqP0xgPwcEPpiwIH1gI4=
jUNyTMJfOdPmKGoS3dOE18z91UGe8cZwRi5H39yy-2BM-2B21wKLzUnLrs53ZpRkz2kY53e5u0K=
Qcrd2JhkaldoKkb9j5W9Yl4MPs-2FhJqnHg-3DFIMD_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4=
zrNVm36Mi3FeD0SbcJqu7CGaaIsjcsoTiFxN-2Ff4ZWNTPvTbZtSQ7eOPNCGFJjhNcItXWWCTKB=
-2FYpOtdnZiGhkZixKSHJt7YrHo26c0PkjE5camggF3ZPRChwaK4asFJf9-2B57ONr0g2ZNOGgB=
-2F-2FPj6K8YAwMVJM4pGE4mljeAypBs-2BrdXuDvajN4XvfEmLNfgov8EeuaEw6BqMexCAvURR=
A2iEKzUuEWondDt-2BHtRU3q290voqFMSXn3vRZwMeSGMIm-2B-2BK0YhV1Yuhj6qozwEvJSWMn=
mBLzyQ-2FCoiaiZ34UCUZhrC3mT-2BCh4XWuCmNyaD8WwN0kMuxkcb7OIp4VtSeVWpE3veyM3xE=
-2Fr4A87ESLZKQyFeKE3SvmEToCfTthCv6o-2FAGKy3qY59zH82DIUVanJAsfj-2FEkqtCZVt2p=
60v3j3ap3dOAaTgW7JcSwYiTH-2F0FxJceIuo7UbuKMVJeBWoCftOmUc94-2BxQ8MiDOI8utJmq=
yvir-2F7fa7Ygp7KPOSvEWcPkYRq0xbCak-3D">Learn more</a>
            </td>
        </tr>
    </table>
    <div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-pa=
dding-bottom" style=3D"box-sizing:border-box; color:#101820; font-size:16px=
 !important; font-weight:400 !important; line-height:1.5; margin:8px 0 8px =
0; padding-bottom:8px; text-align:left; font-family:Helvetica, sans-serif !=
important" align=3D"left">If you have already made the payment, please igno=
re this message.</div>
<div class=3D"loan-payment-ignore_disclaimer" style=3D"box-sizing:border-bo=
x; color:#101820; font-family:Helvetica, Arial, sans-serif; font-size:14px;=
 font-style:italic; font-weight:400">This communication is an attempt to co=
llect a debt and any information obtained will be used for that purpose. We=
 may report information about your account to credit bureaus. Late payments=
, missed payments, or other defaults on your account may be reflected in yo=
ur credit report.</div>
</td></tr></table>
                        </div>
                    </td>
                </tr>
                <tr>
                    <td style=3D"box-sizing:border-box; font-family:Helveti=
ca, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#49566=
2; font-size:16px; padding:0; vertical-align:top" valign=3D"top">
                        <table class=3D"footer-inner loan-payment-footer-in=
ner" style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; =
mso-table-rspace:0; width:100%; background-color:#f3f4f6; margin:0 auto; ma=
x-width:680px; border-collapse:separate !important; padding-bottom:40px !im=
portant; padding-top:40px !important" width=3D"100%" bgcolor=3D"#f3f4f6">
                            <tr>
                                <td align=3D"center" class=3D"container" st=
yle=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvetica Neue&q=
uot;, Arial, &quot;sans-serif&quot;; color:#495662; font-size:16px; padding=
:0 32px; vertical-align:top; display:block; margin:0 auto !important" valig=
n=3D"top">
                                    <!-- begin footer -->
                                    <div class=3D"footer loan-payment-foote=
r" style=3D"box-sizing:border-box; clear:both; max-width:544px; padding-bot=
tom:1px !important; padding-top:1px !important; width:100%" width=3D"100%">=
<table style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0=
; mso-table-rspace:0; width:100%; border-collapse:separate !important" widt=
h=3D"100%"><tr><td style=3D"box-sizing:border-box; font-family:Helvetica, &=
quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; fo=
nt-size:16px; padding:0; vertical-align:top" valign=3D"top">
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">Loan ID: <strong style=3D"color:#85=
8E99 !important; font-size:inherit; font-weight:700">25AE-5ZOU</strong></sm=
all></div>
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">If you need help, call <a href=3D"t=
el:+1 855-423-3729" style=3D"box-sizing:border-box; font-family:Helvetica, =
&quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#4950EB; t=
ext-decoration:none; word-wrap:break-word"><span class=3D"u-nowrap" style=
=3D"white-space:nowrap">(855) 423-3729</span></a>, or <a href=3D"https://ur=
l1445.affirm.com/ls/click?upn=3Du001.Bez53ivsbSplFpdi7lgqCcYp4PMwvOPOhDcRjU=
WFLzibS-2FFhPqGM9YjDovhdgZeXUzA9b8vFsOpCtGI37ocvnKD-2BMlj9GT95gBuWAWbhSrIB2=
IfacG7HEwjBBTlXO76qFIa115POLixZZcQTs4zAbWA3DkCX81nhLG-2Batun4uuR9Vi1kCNDvN7=
zc9kuHDRiqtR3QhU4xarmVxh8lvmYwhNESK2c3jn8QpV3wEie38IkEyKVZcqOqTE5Ia2XZxMop4=
ChNNyZWZjPw1lrkBCYP2V15DJ7SlO5qjD-2FeORzjvgMcQY2cU8bk8ZCfGoqae-2FYFwPae6-2B=
Q5-2FZyUECMR-2BqwAzJMGOQc2vnLw4kWqOoX4IisO4G-2BP-2FYIGUqTh3HIJrlzuu-2FCu-2F=
UcaRM5mlesX5PROzz8-2FyG2g4f-2FZgcbG4saOm5I-3DhgBv_Rp1oF-2B94kLqdQYeiHZJJNy7=
edAs5e4zrNVm36Mi3FeD0SbcJqu7CGaaIsjcsoTiFxN-2Ff4ZWNTPvTbZtSQ7eOPNCGFJjhNcIt=
XWWCTKB-2FYpOtdnZiGhkZixKSHJt7YrHo26c0PkjE5camggF3ZPRChwaK4asFJf9-2B57ONr0g=
2ZNOGgB-2F-2FPj6K8YAwMVJM4pGE4mljeAypBs-2BrdXuDvajN4XvfEmLNfgov8EeuaEw6BqMe=
xCAvURRA2iEKzUuEWondDt-2BHtRU3q290voqFMSXn3vRZwMeSGMIm-2B-2BK0YhV1Yuhj6qozw=
EvJSWMnmBLzyQ-2FCoiaiZ34UCUZhrC3mT-2BCh4fAMvPLK6L6vthv7tfzwX7Ga2Y6ikS68kRcw=
Tfaz7EAPEvcx6gPv287bp1PmIYupRJfWqQ-2FL5jzromVTh2Dc0lIWKbu7l-2F15v52rQyK6d6R=
6sTKEWYw37kQRxVjM3cXfw7-2FfhmdSeLXlzDx3vJ5qmZ6ITo-2Fe0bZj4jFtNQ36-2FcmMd4AZ=
Q9iXfNX9itP8SPmw-2FyKPULo-2Bso3jE-2BR6PkaI3-2BQ-3D" style=3D"box-sizing:bor=
der-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sa=
ns-serif&quot;; color:#4950EB; text-decoration:none; word-wrap:break-word">=
visit our Help Center</a>.</small></div>
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">You are receiving this email becaus=
e you conducted a transaction with Affirm. Visit us at <a href=3D"https://u=
rl1445.affirm.com/ls/click?upn=3Du001.Bez53ivsbSplFpdi7lgqCcYp4PMwvOPOhDcRj=
UWFLzibS-2FFhPqGM9YjDovhdgZeXorBwau4jCYcXDfJ4QOivYQT-2F8LPxoJAn5z-2Bl64DMdM=
DdZqGF2CjSHAVj0evVQgfqbLU8A9N7bmTrpEfdHrjjDSalw6-2BzIHAR1UVsoDWuc4pkDaYa-2F=
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