Subject: Your card was declined
From: January <[email-masked]>
To: [email-masked]
Date: Thu, 14 May 2026 16:20:05 +0000

Base Template

    
    @media only screen and (min-device-width: 320px) and (max-device-width: 374px) {
    u ~ div .email-container {
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@media only screen and (min-device-width: 375px) and (max-device-width: 413px) {
    u ~ div .email-container {
        min-width: 375px !important
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@media only screen and (min-device-width: 414px) {
    u ~ div .email-container {
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    @media only screen and (max-device-width: 599px), only screen and (max-width: 599px) {
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    .desktop {
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        padding: 0 !important;
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    .mobile {
        display: block !important;
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    .email-container {
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        display: block !important;
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    .wid-auto {
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    .table-w-full-mobile {
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    .mobile-center {
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    .mobile-center &gt; table {
        display: inline-block !important;
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        We were unable to process your $100.00 debit card payment.

        

                

                            

                                        

                                                    

                                                                

                                                                            

                                                                                        

                                                                                                    

                                                                                                

                                                                                                            

                                                                                                                        

                                                                                                                        

                                                                                                                                https://january.com/b/h_MQ0lYQC0Xhl1EQ

                                                                                                                        

                                                                                                                            

                                                                                                                

                                                                                                    

                                                                                                        

                                                                                                                    

                                                                                                                                

                                                                                                                            

                                                                                                                                        

                                                                                                                                                    

                                                                                                                                                                PIN:

                                                                                                                                                        

                                                                                                                                                            
                                                                                                                                                                W68EPY

                                                                                                                                                    

                                                                                                                                        

                                                                                                                                 

                                                                                                                                        

                                                                                                                                                    https://january.com/b/h_MQ0lYQC0Xhl1EQ

                                                                                                                                        

                                                                                                                            

                                                                                                                                

                                                                                                                    

                                                                                                            

                                                                                                

                                                                                                    

                                                                                        

                                                                            

                                                                            

Payment Failure Notice

@media only screen and (min-device-width: 320px) and (max-device-width: 374px) {
    u ~ div .email-container {
        min-width: 320px !important
        }
    }
@media only screen and (min-device-width: 375px) and (max-device-width: 413px) {
    u ~ div .email-container {
        min-width: 375px !important
        }
    }
@media only screen and (min-device-width: 414px) {
    u ~ div .email-container {
        min-width: 414px !important
        }
    }

@media only screen and (max-device-width: 699px), only screen and (max-width: 699px) {
    .desktop {
        display: none !important;
        height: 0 !important;
        margin: 0 !important;
        max-height: 0 !important;
        overflow: hidden !important;
        padding: 0 !important;
        visibility: hidden !important;
        width: 0 !important
        }
    .mobile {
        display: block !important;
        width: auto !important;
        height: auto !important;
        float: none !important
        }
    .email-container {
        width: 100% !important;
        margin: auto !important
        }
    .stack-column, .stack-column-center {
        display: block !important;
        width: 100% !important;
        max-width: 100% !important;
        direction: ltr !important
        }
    .wid-auto {
        width: auto !important
        }
    .table-w-full-mobile {
        width: 100% !important
        }
    .full-button {
        width: 100% !important
        }
    .mobile-center {
        text-align: center !important
        }
    table {
        display: inline-block !important;
        vertical-align: inherit !important
        }
    .mobile-left {
        text-align: left !important
        }
    table {
        display: inline-block !important;
        vertical-align: inherit !important
        }
    .mobile-right {
        text-align: right !important
        }
    table {
        display: inline-block !important;
        vertical-align: inherit !important
        }
    }

 

Debit Card Billing Failure

 

 

 

 

Hi Timothy,

 

We were unable to process your debit card payment for your https://january.com/b/h_MQ0lYQC0Xhl1EQ. The failed payment was for the amount of $100.00 with the card ending in MasterCard 6489.You must complete the payment to avoid changes to your payment plan. Please sign in to retry your payment or update your payment method.

 

 

https://january.com/b/h_MQ0lYQC0Xhl1EQ

 

 

 

It happens! We’d like your feedback so we can improve your experience.

 
https://t.maze.co/387812916

 

 

 Your next scheduled payment is on June 14, 2026. After four consecutive failed attempts, your payment plan will be automatically deleted.

 

 

                                                                                    

                                                                            

                                                                                

                                                                                            

                                                                                                        

                                                                                                                

                                                                                                                

                                                                                                                            

                                                                                                                                        

                                                                                                                                                    
                                                                                                                                                        
                                                                                                                                                            Sincerely,

                                                                                                                                                

                                                                                                                                    

                                                                                                                                        

                                                                                                                                        

                                                                                                                                

                                                                                                                    

                                                                                                            

                                                                                                            

                                                                                                

                                                                                        

                                                                                                    

                                                                                                                

                                                                                                                            https://january.com
                                                                                                                            (866) 300-1169
                                                                                                                            [email-masked]

                                                                                                                

                                                                                                                

                                                                                                            

                                                                                                                        
                                                                                                                            January
                                                                                                                            
                                                                                                                                176 Grand Street, 4th Floor
                                                                                                                            
                                                                                                                                New York, NY 10013-9998

                                                                                                                    

                                                                                                        

                                                                                            

                                                                                

                                                                        

                                                                        

                                                            

                                                

                                                        

                                                                    

                                                                            

                                                                            

    

    

    
    
        You can access your account information and chat with us 24/7 by logging into the borrower portal.

        If you need additional help, feel free to contact us by phone (866) 300-1169, mail, or email. Our hours of operation are Monday-Friday, 9am-7pm ET.

        

    
    
        This communication is from a debt collector. This is an attempt to collect a debt
        and any information obtained will be used for that purpose.

                                                                                        

                                                                        

                                                                            

                                                                

                                                    

                                                    

                                                                
                                                                    
                                                                        January
                                                                        
                                                                            176 Grand Street, 4th Floor
                                                                        
                                                                            New York, NY 10013-9998

                                                                

                                                                

                                                            

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