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Date: Wed, 13 May 2026 22:01:28 +0000 (UTC)
From: Caleb Hammer <calebhammer@calebhammer.com>
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Subject: =?UTF-8?B?8J+Rkw==?= Can you afford a car if you're unemployed?
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**********
THE HAMMER
**********

Breaking Down Money, Building Up Wealth.

Reality check: you don=E2=80=99t get to have a car if you=E2=80=99re unempl=
oyed.

Sorry, not sorry.

Let=E2=80=99s say a hypothetical person (cough, a former guest on the
show) was basically unemployed.

* Living on a limited VA disability check
* Negative account balance
* Pending eviction
* $16K in collections
* No family to fall back on

Pretty bleak right?

And yet, he had a 2024 Chevy Malibu with a $410 monthly payment.

I=E2=80=99m honestly impressed he was even able to get a loan for it=E2=80=
=A6

So I got real honest. Real fast.

Sell the car, wipe out $15,000 of the debt, and take the bus.

His response?

=E2=80=9COkay, but how can I keep the car?=E2=80=9D

facepalm
This guy must have a sub-basement IQ!

And I don't want you to make the same mistake.

So I=E2=80=99m gonna make this so clear, Stevie Wonder could see through
it:

You can=E2=80=99t spend money you don=E2=80=99t have.

Period.

Let's just pray that Chevy Malibu has a comfy back seat, because
bro=E2=80=99s about to be living in it.

And look, we got his shit straightened out.

Last I heard, he was able to sell the car and get a job he could
walk to.

See, we keep in touch with all our guests, hypothetical or not,
and try to give them all the tools they need to get on their
feet.

The people who are willing to do the work always end up okay.

they really are
Meanwhile, the ones who have their come-to-Jesus moment and STILL
refuse to do anything=E2=80=A6

Well, I hope Rico=E2=80=99s okay.

And speaking of always doing my best to help out people who are
willing to do the work:

We're doing a casting call for a special, in-person project right
here in Austin for Dollarwise.

We=E2=80=99re testing out some brand new concepts and we need real people
to help us out.

So if you=E2=80=99re local to the Austin area and want to participate in
this new project, apply right here. (
https://733480cc.click.convertkit-mail4.com/r8u346qvxmfoh3rkmg8i2hd0deo88h7=
hm9k2w/n2hohvhv0dxop8s6/aHR0cHM6Ly9nby5kb2xsYXJ3aXNlLmNvbS9jNTM=3D
)

Seriously, locals only okay?

In return for your time, we=E2=80=99ll pay you a sweet $250.

Come hang out, talk money, and get paid for it.

And stop complaining that you're broke if you refuse to make the
hard sacrifices.

Taquitos,

Caleb =E2=80=9CNo Car For You=E2=80=9D Hammer

P.S. Not local?

I still wanna help.

My Summer Budget Reset is STILL available.

But not for long=E2=80=A6

So let=E2=80=99s talk about tomorrow.

Tomorrow, you could wake up knowing you made the right move.

Dollarwise is set up.

Your courses are loaded.

You've got a plan for the summer and you're not going into it
blind.

ready for anything
Or=E2=80=A6

Tomorrow you wake up and nothing=E2=80=99s changed.

You=E2=80=99re still lost financially.

You still aren=E2=80=99t tracking your money.

And you still need help.

One of those feels better than the other.

You already know which one.

Here's everything you get when you grab it today:

=E2=80=8B
=E2=80=8B- Full year of Dollarwise: track every dollar, see every
pattern, stop the leaks

- 4-course financial education bundle: budgeting, debt payoff,
investing, mindset

- Budget-friendly cookbook: free, digital, yours forever
=E2=80=8B

=E2=80=8B[Grab it here for 67% OFF] (
https://733480cc.click.convertkit-mail4.com/r8u346qvxmfoh3rkmg8i2hd0deo88h7=
hm9k2w/48hvhehm8op2ephx/aHR0cHM6Ly9nby5kb2xsYXJ3aXNlLmNvbS9zdW1tZXItZGVhbA=
=3D=3D
)=E2=80=8B

=E2=80=8B
=E2=80=8B

=E2=80=8B
=E2=80=8B

=E2=80=8BUnsubscribe (
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k2w
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=E2=80=8B
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=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=
=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=
=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=
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=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=
=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=
=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=
=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=
=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=
=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=
=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD
          </span>
        </div>
<div style=3D"background-color:#ffffff"><table role=3D"presentation" cellpa=
dding=3D"0" cellspacing=3D"0" class=3D"email" style=3D"background:#f3f3f3 !=
important;width:100%" bgcolor=3D"#ffffff"><tbody><tr>
<td><div class=3D"email-container normal" style=3D"padding-top:0;padding-le=
ft:0;padding-bottom:30px;padding-right:0;margin:0 auto;max-width:100%"><tab=
le cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#f3f3f3" style=3D"width:1=
00%;margin:0 auto;background-color:#f3f3f3"><tbody><tr><td>
<div class=3D"ck-section" style=3D"margin:0px auto 0px auto"><center><table=
 cellpadding=3D"0" cellspacing=3D"0" style=3D"width:100%;margin:0 auto;max-=
width:100%"><tbody><tr>
<td contenteditable=3D"false"></td>
<td width=3D"100%" style=3D"background-color:#398143;border-radius:0px;box-=
sizing:border-box;mso-padding-alt:50px 36px 36px 36px" bgcolor=3D"#398143">=
<div class=3D"ck-inner-section ck-padding-left-mobile-friendly ck-padding-r=
ight-mobile-friendly" style=3D"padding:50px 36px 36px 36px"><div style=3D"m=
argin-left:auto;margin-right:auto;max-width:100%">
<h1 style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font=
-size:50px;color:#FFFFFF;font-weight:800;letter-spacing:-1px;line-height:1;=
text-align:center" class=3D"">THE HAMMER</h1>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#FFFFFF;font-weight:400;line-height:1;text-align:center" cl=
ass=3D"">Breaking Down Money, Building Up Wealth.<span style=3D"font-size:1=
8px"> </span></p>
</div></div></td>
<td contenteditable=3D"false"></td>
</tr></tbody></table></center></div>
<div class=3D"ck-section" style=3D"margin:0px auto 0px auto"><center><table=
 cellpadding=3D"0" cellspacing=3D"0" style=3D"width:100%;margin:0 auto;max-=
width:100%"><tbody><tr>
<td contenteditable=3D"false"></td>
<td width=3D"100%" style=3D"background-color:#FFFFFF;border-radius:0px;box-=
sizing:border-box;mso-padding-alt:40px 40px 40px 40px" bgcolor=3D"#FFFFFF">=
<div class=3D"ck-inner-section ck-padding-left-mobile-friendly ck-padding-r=
ight-mobile-friendly" style=3D"padding:40px 40px 40px 40px"><div style=3D"m=
argin-left:auto;margin-right:auto;max-width:520px">
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Reality=
 check: you don=E2=80=99t get to have a car if you=E2=80=99re unemployed. <=
/p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Sorry, =
not sorry. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Let=E2=
=80=99s say a <em>hypothetical</em> person (cough, a former guest on the sh=
ow) was basically unemployed. </p>
<ul class=3D"unordered_list" style=3D"font-family:-apple-system, BlinkMacSy=
stemFont, sans-serif;font-size:18px;color:#353535;font-weight:400;line-heig=
ht:1.5;text-align:left">
<li class=3D"list_item"><span>Living on a limited VA disability check</span=
></li>
<li class=3D"list_item"><span>Negative account balance</span></li>
<li class=3D"list_item"><span>Pending eviction </span></li>
<li class=3D"list_item"><span>$16K in collections</span></li>
<li class=3D"list_item"><span>No family to fall back on</span></li>
</ul>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Pretty =
bleak right?</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">And yet=
, <strong>he had a 2024 Chevy Malibu with a $410 monthly payment. </strong>=
</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">I=E2=80=
=99m honestly impressed he was even able to get a loan for it=E2=80=A6 </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">So I go=
t real honest. Real fast. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Sell th=
e car, wipe out $15,000 of the debt, and take the bus.</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">His res=
ponse? </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D""><em>=E2=
=80=9COkay, but how can I keep the car?=E2=80=9D</em></p>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" styl=
e=3D"text-align:center;table-layout:fixed;float:none" class=3D"email-image"=
><tbody><tr><td align=3D"center"><figure style=3D"margin-top:12px;margin-bo=
ttom:12px;margin-left:0;margin-right:0;max-width:100%;width:100%"><div styl=
e=3D"display:block"><img src=3D"https://media4.giphy.com/media/v1.Y2lkPTc5M=
GI3NjExY28zcnVvMWRtNmdwOXl5ODFjMnJ5bWR6YnY0M3Fhd3Q2Znl3Z2pwaSZlcD12MV9pbnRl=
cm5hbF9naWZfYnlfaWQmY3Q9Zw/ASM4IvHzkop00e6sUN/giphy.gif" alt=3D"" width=3D"=
100%" height=3D"auto" style=3D"display:block;border-radius:4px 4px 4px 4px;=
width:100%;height:auto;object-fit:contain"></div>
<figcaption style=3D"text-align:center;display:block">facepalm</figcaption>=
</figure></td></tr></tbody></table>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">This gu=
y must have a sub-basement IQ! </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">And I d=
on't want you to make the same mistake. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">So I=E2=
=80=99m gonna make this <em>so</em> clear, Stevie Wonder could see through =
it:</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D""><strong=
>You can=E2=80=99t spend money you don=E2=80=99t have. </strong></p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Period.=
 </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Let's j=
ust pray that Chevy Malibu has a comfy back seat, because bro=E2=80=99s abo=
ut to be living in it. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">And loo=
k, <u>we got his shit straightened out.</u></p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Last I =
heard, he was able to sell the car and get a job he could walk to. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">See, we=
 keep in touch with all our guests, hypothetical or not, and try to give th=
em all the tools they need to get on their feet. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">The peo=
ple who are willing to do the work always end up okay. </p>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" styl=
e=3D"text-align:center;table-layout:fixed;float:none" class=3D"email-image"=
><tbody><tr><td align=3D"center"><figure style=3D"margin-top:12px;margin-bo=
ttom:12px;margin-left:0;margin-right:0;max-width:100%;width:100%"><div styl=
e=3D"display:block"><img src=3D"https://media3.giphy.com/media/v1.Y2lkPTc5M=
GI3NjExenIyaG43bmoxZ3c1ZmxuZ3ZwMXZjNDZjd2NzZnk4MzRzbGh0YnhrOCZlcD12MV9pbnRl=
cm5hbF9naWZfYnlfaWQmY3Q9Zw/PsHrpsuiZLAEE/giphy.gif" alt=3D"" width=3D"100%"=
 height=3D"auto" style=3D"display:block;border-radius:4px 4px 4px 4px;width=
:100%;height:auto;object-fit:contain"></div>
<figcaption style=3D"text-align:center;display:block">they really are</figc=
aption></figure></td></tr></tbody></table>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Meanwhi=
le, the ones who have their come-to-Jesus moment and STILL refuse to do any=
thing=E2=80=A6 </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Well, I=
 hope Rico=E2=80=99s okay. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">And spe=
aking of always doing my best to help out people who are willing to do the =
work:</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D""><strong=
>We're doing a casting call for a special, in-person project right here in =
Austin for Dollarwise. </strong></p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">We=E2=
=80=99re testing out some brand new concepts and we need real people to hel=
p us out. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">So if y=
ou=E2=80=99re local to the Austin area and want to participate in this new =
project, <a href=3D"https://733480cc.click.convertkit-mail4.com/r8u346qvxmf=
oh3rkmg8i2hd0deo88h7hm9k2w/n2hohvhv0dxop8s6/aHR0cHM6Ly9nby5kb2xsYXJ3aXNlLmN=
vbS9jNTM=3D" target=3D"_blank" class=3D"ck-link" rel=3D"noopener noreferrer=
" style=3D"color:#0000ff" url-id=3D"1854991129"><strong>apply right here</s=
trong>.</a> </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Serious=
ly, locals only okay?</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">In retu=
rn for your time, <strong>we=E2=80=99ll pay you a sweet $250</strong>. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Come ha=
ng out, talk money, and get paid for it.</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">And sto=
p complaining that you're broke if you refuse to make the hard sacrifices. =
</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Taquito=
s,</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D""><strong=
>Caleb =E2=80=9CNo Car For You=E2=80=9D Hammer</strong></p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">P.S. No=
t local?</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">I still=
 wanna help. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">My Summ=
er Budget Reset is STILL available. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">But not=
 for long=E2=80=A6</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">So let=
=E2=80=99s talk about tomorrow. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Tomorro=
w, you could wake up knowing you made the right move. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Dollarw=
ise is set up. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Your co=
urses are loaded. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">You've =
got a plan for the summer and you're not going into it blind.</p>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" styl=
e=3D"text-align:center;table-layout:fixed;float:none" class=3D"email-image"=
><tbody><tr><td align=3D"center"><figure style=3D"margin-top:12px;margin-bo=
ttom:12px;margin-left:0;margin-right:0;max-width:100%;width:100%"><div styl=
e=3D"display:block"><img src=3D"https://media3.giphy.com/media/v1.Y2lkPTc5M=
GI3NjExZDMwemh0bHJoNmd3ZDdkNDZmeTd5OW9jOWYwaXNpMW83eG9tZG9wdCZlcD12MV9pbnRl=
cm5hbF9naWZfYnlfaWQmY3Q9Zw/0TeNlWHu9W5OEFQ0Zk/giphy.gif" alt=3D"" width=3D"=
100%" height=3D"auto" style=3D"display:block;border-radius:4px 4px 4px 4px;=
width:100%;height:auto;object-fit:contain"></div>
<figcaption style=3D"text-align:center;display:block">ready for anything</f=
igcaption></figure></td></tr></tbody></table>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Or=E2=
=80=A6</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">Tomorro=
w you wake up and nothing=E2=80=99s changed. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">You=E2=
=80=99re still lost financially. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">You sti=
ll aren=E2=80=99t tracking your money. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">And you=
 still need help. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">One of =
those feels better than the other. </p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">You alr=
eady know which one.</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D""><u>Here=
's everything you get when you grab it today:</u></p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">=E2=80=
=8B<br>=E2=80=8B<strong>- Full year of Dollarwise</strong>: track every dol=
lar, see every pattern, stop the leaks</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D""><strong=
>- 4-course financial education bundle</strong>: budgeting, debt payoff, in=
vesting, mindset</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D""><strong=
>- Budget-friendly cookbook</strong>: free, digital, yours forever<br>=E2=
=80=8B</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:24px;color:#353535;font-weight:400;line-height:1.5" class=3D"">=E2=80=
=8B<a href=3D"https://733480cc.click.convertkit-mail4.com/r8u346qvxmfoh3rkm=
g8i2hd0deo88h7hm9k2w/48hvhehm8op2ephx/aHR0cHM6Ly9nby5kb2xsYXJ3aXNlLmNvbS9zd=
W1tZXItZGVhbA=3D=3D" target=3D"_blank" class=3D"ck-link" rel=3D"noopener no=
referrer" style=3D"color:#0000ff" url-id=3D"1854991130"><span style=3D"font=
-size:24px">[Grab it here for 67% OFF]</span></a>=E2=80=8B</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">=E2=80=
=8B<br>=E2=80=8B</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">=E2=80=
=8B<br>=E2=80=8B</p>
<p style=3D"font-family:-apple-system, BlinkMacSystemFont, sans-serif;font-=
size:18px;color:#353535;font-weight:400;line-height:1.5" class=3D"">=E2=80=
=8B<a href=3D"https://733480cc.unsubscribe.convertkit-mail4.com/r8u346qvxmf=
oh3rkmg8i2hd0deo88h7hm9k2w" target=3D"_blank" class=3D"ck-link" rel=3D"noop=
ener noreferrer" style=3D"color:#0000ff">Unsubscribe</a> =C2=B7 <a href=3D"=
https://preferences.convertkit-mail4.com/r8u346qvxmfoh3rkmg8i2hd0deo88h7hm9=
k2w" target=3D"_blank" class=3D"ck-link" rel=3D"noopener noreferrer" style=
=3D"color:#0000ff">Preferences</a>=E2=80=8B</p>
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ht:auto;max-width:640px"><p style=3D"font-family:-apple-system, BlinkMacSys=
temFont, sans-serif;font-size:18px;color:#656565;font-weight:400;line-heigh=
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