Subject: Timothy, it's time to refinance your student loans!
From: "Student Loan Refi @ Credible" <[email-masked]>
To: <[email-masked]>
Date: Tue, 12 May 2026 09:21:37 -0600

Credible | Timothy, it's time to refinance your student loans! 
 
 *----*----*----*----*----*----*----*----*----*----*----*----*----*----*----*----*----*----*----*----*----*----*---*----*
 Take advantage of low refinancing rates today

https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzR9AAoAAAAAAMqewtNyEBn2phETpxg_Aabsnu8NOQTokr9p8qkXcdKzkttaCwWNMdKuWy7Ka-7tpITmqy33DG8_OZ6c90WXnq69_H0JRSqjGihWlgYOpaNpLD4u 
View in browser 

https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzR9AAoAAAAAAMqewtNzhXU6XK3ajOwZlyqAaa6hVSCO9WIPt3Lrwl6s97r73EGSzzJbYCYjg-qXv-e_IU1HaZR6FnvpZTJGNm-pqfgfk_5ZSwyVdBxMn007LXs_ 

Timothy, don’t let May's great rates pass you by

Refinance with rates starting at 
https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzR9AAoAAAAAAMqewtN00t0aKnhl82EBn9qF0uejtxrnF0lw8Eua6TyVwXU8oLnZxiStYBZjjLmY78TRaX5TwLVhbprX5AHgXOI4Cmo4aLX5XTBkXIeDKmEpj1I_ 
3.99% FIXED APR*

https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzR9AAoAAAAAAMqewtN1zAGIyb_iz5lN6oysVptZFEPTvpihXr1hAeYpZ_J4c20YrH-1R5RMe_lQMTN5Qe_RuNjWDgqyHZQ4Di1Q4Ug3E3RtNBBwfBa6_sE3einx 
Check My Rates

By refinancing your private student loans at Credible, you could:

Lower your monthly payment

Lock in a better interest rate, or

Pay off your loans faster

P.S. Checking prequalified rates is free and has no impact on your credit score!

 
Sincerely,
The Credible Team

 

 <strong>Questions? We're here to help.</strong><br>Our Credible Team would be happy to assist you!
 
   Call 
tel:+18338786847 
833-878-6847   |    
mailto:[email-masked] 
Send an email 

 

 <strong>Questions? We're here to help.</strong><br>Our Credible Team would be happy to assist you!
 
   Call 
tel:+18338786847 
833-878-6847 
  
mailto:[email-masked] 
Send an email 

 

https://click.email.credible.com/?qs=ABB7InYiOjEsImQiOjQ4NzR9AAoAAAAAAMqewtN292yAveiC5NJ92RBhxgmiB6wPVwujPpHbcJMrOY_NxuMDKfLVDMGUCr9xAOb1JRNj2i-ajUIngNHPmNQmxgKi7ShoGUotz_p8K6XxtVuv 
Check My Rates

 

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This email should not be considered advice. You are solely responsible for determining whether any product or service is appropriate for you. If you have any questions regarding your financial situation, please consult with your professional advisor.

If you refinance Federal student loans into a private loan, you will lose access to Federal loan protections like income-driven repayment and loan forgiveness.Do not reply to this email. The inbox is not monitored. If you require support, please email 
mailto:[email-masked] 
[email-masked] .
Prequalified rates are not offers of credit. Actual rates and terms will vary.*Student Loan Refinancing Rate and Terms Disclosure: The lenders on the Credible.com platform offer fixed rates ranging from 3.99% - 10.35% (3.99% - 10.35% APR). Variable interest rates offered by the lenders on Credible.com range from 3.65% - 10.72% (3.65% - 10.72% APR). Variable rates will fluctuate over the term of the borrower's loan with changes in the Index rate. The Index will be either LIBOR, SOFR, or the Prime Rate of interest as published in the Wall Street Journal (WSJ). The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%. Rates are subject to change at any time without notice. Your actual rate may be different from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s (if any) financial history) and the degree you are in the
 process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy cosigners, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5-20 years) and include loyalty and Automatic Payment discounts, where applicable. Loyalty and Automatic Payment discount requirements as well as Lender terms and conditions will vary by lender and therefore, reading each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum requirements, degree requirements, educational institution requirements, citizenship and residency requirements as well as other lender-specific requirements.