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[167.89.80.227]) by mx.google.com with ESMTPS id 6a1803df08f44-8b53cf79f94si368354456d6.484.2026.05.11.15.32.24 for (version=TLS1_3 cipher=TLS_AES_128_GCM_SHA256 bits=128/128); Mon, 11 May 2026 15:32:24 -0700 (PDT) Received-SPF: pass (google.com: domain of bounces+51424469-f9dc-tjphuhs=gmail.com@ckespa.calebhammer.com designates 167.89.80.227 as permitted sender) client-ip=167.89.80.227; Authentication-Results: mx.google.com; dkim=pass header.i=@calebhammer.com header.s=cka header.b=XANmBMG0; dkim=pass header.i=@sendgrid.info header.s=smtpapi header.b=HQ6erxlB; spf=pass (google.com: domain of bounces+51424469-f9dc-tjphuhs=gmail.com@ckespa.calebhammer.com designates 167.89.80.227 as permitted sender) smtp.mailfrom="bounces+51424469-f9dc-tjphuhs=gmail.com@ckespa.calebhammer.com"; dmarc=pass (p=QUARANTINE sp=QUARANTINE dis=NONE) header.from=calebhammer.com DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=calebhammer.com; h=content-type:date:from:mime-version:subject:feedback-id: list-unsubscribe:list-unsubscribe-post:to:cc:content-type:date:feedback-id:from: subject:to; s=cka; t=1778538743; bh=zKUVYTpL3YPRWhBOzKcuIBgm+pbHMCjuqrEvIY+ihXQ=; b=XANmBMG0j8V45drGXPXtwYYsHxNi1hGpv3qSwhhYeekb4xEfb6I7RRouyRBcGfnSTnAF 5pE/A7qXCGk42nKqU08yvKITxF/H59uV5b3UNkFkBJu+6wMKwoUFaP+gQx4OURNJZaE2uJ ss7qaU25PWpYAem3mHbC8LbV+v+hoE8EA= DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=sendgrid.info; h=content-type:date:from:mime-version:subject:feedback-id: list-unsubscribe:list-unsubscribe-post:to:cc:content-type:date:feedback-id:from: subject:to; s=smtpapi; t=1778538743; bh=zKUVYTpL3YPRWhBOzKcuIBgm+pbHMCjuqrEvIY+ihXQ=; b=HQ6erxlBD4m1jpmyYSz2cclNX9tQr0knCNqpn7pZYJtK4q8wbU3m3Z755262snXrJoYM zxEDYA1E87RuoWADd0YrKKlrOG+YQAKEE7grWKy9CQipW6ggEZCSmrMUocyw7hXjC7xQ7F 5BvykQRTrogfvSaye47AXSMAOZ4ZqDW3k= Received: by recvd-645cf4d9bc-fhflx with SMTP id recvd-645cf4d9bc-fhflx-1-6A0258F7-5B 2026-05-11 22:32:23.33683258 +0000 UTC m=+1126411.426220073 Received: from NTE0MjQ0Njk (unknown) by geopod-ismtpd-77 (SG) with HTTP id _N4B77ByTfmKJI9bIA1b5w Mon, 11 May 2026 22:32:23.305 +0000 (UTC) Content-Type: multipart/alternative; boundary=da7719f74f2c54f1f25147182a8ef560c86e6be405e31aaafa6578eb2e79 Date: Mon, 11 May 2026 22:32:23 +0000 (UTC) From: Caleb Hammer Mime-Version: 1.0 Message-ID: <38u97lr6gqtkh2lzqv6frh4m5z669c7h6wqmr@convertkit-mail4.com> Subject: =?UTF-8?B?8J+Rkw==?= Getting a six pack is kinda like budgeting... Feedback-ID: 21721824:2198137:broadcast:CK List-Unsubscribe: , =?us-ascii?Q?=3Chttps=3A=2F=2F733480cc=2Eunsubscribe=2Econvertkit-mail4=2Ecom=2F38u97lr6gqt?= =?us-ascii?Q?kh2lzqv6frh4m5z669c7h6wqmr=3E?= List-Unsubscribe-Post: List-Unsubscribe=One-Click Precedence: bulk X-Report-Abuse: X-Report-Spam: X-SG-EID: =?us-ascii?Q?u001=2E4ZNMMKGUAkmgrQHnUDLMvpyKCuMuaUqq1cf4U=2Fj3iXXF98ESH=2Fnl=2FY8WE?= =?us-ascii?Q?Gb0qZA9hoHpN2FMD8EWoBld2bUMQSCDDBzVcxcU?= =?us-ascii?Q?Dyn3sotZ9q=2Fpm7vph4XR5FI+67hSTnPy454Ytri?= =?us-ascii?Q?ZBpr6mXthPY1ZjGek2+cg0NNpsElZCTduPUb1uA?= =?us-ascii?Q?hAvCs5cBZKeBrbqE5nixLLZ01dOOdKecnzTmayZ?= =?us-ascii?Q?DdM0o7IB8R4hnDsS1J+za1yIsNEPaYI5Pc52HrS?= =?us-ascii?Q?K39t?= X-SG-ID: =?us-ascii?Q?u001=2ESdBcvi+Evd=2FbQef8eZF3BpTL9BgbK5wfSJMJGMsmprBTLquV1ImzFIrgT?= =?us-ascii?Q?SaJ3+RZEwEH+16YGrmoBcYQtskSV3gXjAjrEfqG?= =?us-ascii?Q?LHyknxgyrBJDhsvglnp9LZZtnpxr6zkvXNzWTVd?= =?us-ascii?Q?ViNm=2FIZm=2FavWwvfOCTcbcMyybOdWerGOdZ5MyJa?= =?us-ascii?Q?M8sfErEZ=2FRxlBFiHHsq0RG4H8AlNmQJNIRCK8xZ?= =?us-ascii?Q?f3dDekTLN2RDNoAKkKpY0jLbMQ4IkcyQIuEZ08n?= =?us-ascii?Q?Ar7m=2Fln+V5EEN7mFmmmJsv57pbcaItjbezzt7IK?= =?us-ascii?Q?lrva3i99Mus+95iuMHheM7wfmAcwsrKzdW3HO4i?= =?us-ascii?Q?AYHKm6tScOG63YiB4=2F0QqMVGn=2FVQ4rgwKVJV94T?= =?us-ascii?Q?KmCyxjkFgp9tj1T3YFnE5cCEQIOIyj=2FTTrQlW6a?= =?us-ascii?Q?ceJaHh5SrBfpLHncG=2F8=3D?= To: tjphuhs@gmail.com X-Entity-ID: u001.Tdt+XvumLIiCaN+jsLs8lg== --da7719f74f2c54f1f25147182a8ef560c86e6be405e31aaafa6578eb2e79 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset=utf-8 Mime-Version: 1.0 ********** THE HAMMER ********** Breaking Down Money, Building Up Wealth. Listen up! You know how every single May, people panic and hit the gym harder than Hiroshima to get a "summer body" by June? And every year, they=E2=80=99re shocked when all they have to show for it is an eating disorder and elbow tendonitis. Funny how that works=E2=80=A6 Because getting out of debt and un-fucking your finances is kinda the same. See, every week on Financial Audit, someone sits across from me and says, "Caleb, I'll start budgeting when things loosen up." Uh-huh. Sure. =E2=80=8B I literally just had this 29-year-old dude on the show who was sitting at negative $499 in his checking account. He=E2=80=99d gotten hired for an AT&T sales gig and quit two hours into training. So he DIDN=E2=80=99T have a job. But do you know what he DID have? A $17,000 car loan for a Chevy Malibu that costs him $410 a month! I told him to sell the car to wipe out the debt, and his response? "But... I like the car." =E2=80=8B What are we doing?! Bro has a case of smooth-brain syndrome. Here=E2=80=99s the thing, there=E2=80=99s no magical Tuesday in May where t= he stars align, your daily sweet treats don=E2=80=99t have calories, and a fully funded retirement account just falls out of the sky. "Waiting for the perfect time" is just an excuse to keep swiping your card for bullshit. So here=E2=80=99s some FREE financial advice: The perfect time to start taking your money seriously was five years ago. But the second best time is right now. You have to put in the reps today if you want to see the results later. You build your "summer body" in the winter. Just like you build financial security before the emergency actually hits. you, building your emergency fund... That is exactly why I put together the Summer Reset Bundle. I was sick of seeing people get buried in debt, just GUESSING how to fix their finances=E2=80=A6 So I took the exact steps I used to get myself out from a mountain of student loans, and packaged them together in a sexy little bundle. From lessons on getting out of debt fast, to rewiring your brain so you stop overspending: it=E2=80=99s all in there. PLUS, when you claim the bundle, you=E2=80=99ll get my digital cookbook 100% FREE. That way, you=E2=80=99ll be able to save money, eat well, and get financially ripped. I cooked up this bundle specifically for people who want to see results fast and finally nail down the habits they need to keep their money healthy. Now, listen: I can=E2=80=99t guarantee your results. (Nobody can. If they do, RUN.) I can=E2=80=99t come to your house and slap the credit card out of your hand at the drive-thru. You have to put in the work. It only works if you do. But I can guarantee that if you were to buy the bundle a-la-cart, it=E2=80=99d be over $700. So for just $249 (that=E2=80=99s 67% OFF) you get: * 1 Full Year of Dollarwise: Track every penny so you know where your money=E2=80=99s going and what it=E2=80=99s doing. =E2=80=8B * My 4-Course Education Bundle: Step-by-step guides on Budgeting, Paying Off Debt, Investing, and Money Mindset. =E2=80=8B * The Budget-Friendly Cookbook: Because you need to stop spending hundreds a month on DoorDash! =E2=80=8B * A One-Month Meal Plan: So you don=E2=80=99t waste any mental energy on what to cook. Just a month of great eats on the cheap. Stop waiting for the perfect time. Put in the reps right now. =E2=80=8B[Start building your financial foundation right here.] ( https://733480cc.click.convertkit-mail4.com/38u97lr6gqtkh2lzqv6frh4m5z669c7= h6wqmr/x0hph6he049e7pa5/aHR0cHM6Ly9nZXQuZG9sbGFyd2lzZS5jb20vZG9sbGFyd2lzZS1= zdW1tZXItYnVuZGxlLWRlYWwtMj91dG1fc291cmNlPUVtYWlsLTEmdXRtX21lZGl1bT1FbWFpbC= Z1dG1fY2FtcGFpZ249TmV3c2xldHRlciUyMFN1bW1lciUyMEJ1bmRsZQ=3D=3D )=E2=80=8B Taquitos, Caleb =E2=80=9CSummer Body=E2=80=9D Hammer P.S. This is something I don=E2=80=99t talk about a lot: I didn't grow up with money, so I didn't have someone sit me down and explain how to budget, how to invest, how to make a dollar do more than just pay a bill. I figured most of it out the hard way. Mistakes, stress, and months where the numbers didn't add up no matter how many times I ran them. So for a long time, I thought that was just how life was gonna be. That financial clarity was something other people had. It was only for people who started with more, knew more, made more, or had someone in their corner who showed them the game. And thank the Lordt, THAT=E2=80=99S NOT THE CASE! What changed wasn't my income. Not at first. It was the system. When I finally had a clear picture of where my money was going, and I mean really clear. Not just a vague sense of it, a crystal clear picture=E2=80=A6 Everything shifted. Not overnight, but steadily. Month by month, the anxiety started to lift. The decisions got easier, and the progress became something I could actually see. That's why I built Dollarwise and my courses. So people like me could have someone who=E2=80=99s been where they are, throw =E2=80=98em a lifeline. The Summer Budget Reset is my way of making that system as accessible as possible. $249 for everything. A full year of Dollarwise, four courses, the cookbook, the whole taquito, at the lowest price it'll be all year. Sale closes May 15 at midnight though, so don=E2=80=99t wait too long. =E2=80=8B[Grab the Summer Budget Reset here] ( https://733480cc.click.convertkit-mail4.com/38u97lr6gqtkh2lzqv6frh4m5z669c7= h6wqmr/x0hph6he049e7pa5/aHR0cHM6Ly9nZXQuZG9sbGFyd2lzZS5jb20vZG9sbGFyd2lzZS1= zdW1tZXItYnVuZGxlLWRlYWwtMj91dG1fc291cmNlPUVtYWlsLTEmdXRtX21lZGl1bT1FbWFpbC= Z1dG1fY2FtcGFpZ249TmV3c2xldHRlciUyMFN1bW1lciUyMEJ1bmRsZQ=3D=3D )=E2=80=8B =E2=80=8B =E2=80=8B =E2=80=8BUnsubscribe ( https://733480cc.unsubscribe.convertkit-mail4.com/38u97lr6gqtkh2lzqv6frh4m5= z669c7h6wqmr ) =C2=B7 Preferences ( https://preferences.convertkit-mail4.com/38u97lr6gqtkh2lzqv6frh4m5z669c7h6w= qmr )=E2=80=8B =E2=80=8B --da7719f74f2c54f1f25147182a8ef560c86e6be405e31aaafa6578eb2e79 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=utf-8 Mime-Version: 1.0
67% OFF my Summer Bundle inside =E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= 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=

THE HAMMER

Breaking Down Money, Building Up Wealth.

=

Listen = up!

You kno= w how every single May, people panic and hit the gym harder than Hiroshima = to get a "summer body" by June?

And eve= ry year, they=E2=80=99re shocked when all they have to show for it= is an eating disorder and elbow tendonitis.

Funny h= ow that works=E2=80=A6

Because getting out of debt and un-fucking your finances is kinda the same= .

See, ev= ery week on Financial Audit, someone sits across from me and says, "Cal= eb, I'll start budgeting when things loosen up."

Uh-huh.= Sure.

3D""
=E2=80=8B
=

I liter= ally just had this 29-year-old dude on the show who was sitting at negative= $499 in his checking account.

He=E2= =80=99d gotten hired for an AT&T sales gig and quit two hours = into training.

So he D= IDN=E2=80=99T have a job.

But do = you know what he DID have?

A $1= 7,000 car loan for a Chevy Malibu that costs him $410 a month!

I told = him to sell the car to wipe out the debt, and his response?

"Bu= t... I like the car."

3D""
=E2=80=8B
=

What are we doing?!

Bro has= a case of smooth-brain syndrome.

Here=E2= =80=99s the thing, there=E2=80=99s no magical Tuesday in May where the star= s align, your daily sweet treats don=E2=80=99t have calories, and a fully f= unded retirement account just falls out of the sky.

"Wa= iting for the perfect time" is just an excuse to keep swiping your car= d for bullshit.

So h= ere=E2=80=99s some FREE financial advice:

The perfect time to start taking your money seriously was five years ago.=

But the= second best time is right now.

You hav= e to put in the reps today if you want to see the results later.

You bui= ld your "summer body" in the winter.

Just li= ke you build financial security before the emergency actually hits= .

3D""
you, building your em= ergency fund...

That is= exactly why I put together the Summer Reset Bundle.

I was s= ick of seeing people get buried in debt, just GUESSING how to fix their fin= ances=E2=80=A6

So I to= ok the exact steps I used to get myself out from a mountain of stu= dent loans, and packaged them together in a sexy little bundle.

From le= ssons on getting out of debt fast, to rewiring your brain so you stop overs= pending: it=E2=80=99s all in there.

PLUS, w= hen you claim the bundle, you=E2=80=99ll get my digital cookbook 100% FREE.=

That wa= y, you=E2=80=99ll be able to save money, eat well, and get financially ripp= ed.

I co= oked up this bundle specifically for people who want to see results fast and finally nail down the habits they need to keep their money healthy. <= /p>

Now, li= sten: I can=E2=80=99t guarantee your results.

(Nobody= can. If they do, RUN.)

I can= =E2=80=99t come to your house and slap the credit card out of your hand at = the drive-thru.

You hav= e to put in the work.

It only works if you do.

But I <= em>can guarantee that if you were to buy the bundle a-la-cart, it=E2= =80=99d be over $700.

So for = just $249 (that=E2=80=99s 67% OFF) you get:

  • 1 Full Year of Dollarwise: T= rack every penny so you know where your money=E2=80=99s going and what it= =E2=80=99s doing.
    =E2=80=8B
  • My 4-Course Education Bundle: Step-by-step guides on Budgeting, Paying Off Debt, Investing, and Money M= indset.
    =E2=80=8B
  • The Budget-Friendly Cookbook: Because you need to stop spending hundreds a month on DoorDash!
    =E2=80= =8B
  • A One-Month Meal Plan: So yo= u don=E2=80=99t waste any mental energy on what to cook. Just a month of gr= eat eats on the cheap.

Stop wa= iting for the perfect time.

Put in = the reps right now.

=E2=80= =8B[Start building your finan= cial foundation right here.]=E2=80=8B

Taquito= s,

Caleb =E2=80=9CSummer Body=E2=80=9D Hammer

P.S. Th= is is something I don=E2=80=99t talk about a lot:

I didn'= t grow up with money, so I didn't have someone sit me down and explain how = to budget, how to invest, how to make a dollar do more than just pay a bill= .

I figur= ed most of it out the hard way.

Mistake= s, stress, and months where the numbers didn't add up no matter how many ti= mes I ran them.

So for = a long time, I thought that was just how life was gonna be.

That fi= nancial clarity was something other people had.

It was = only for people who started with more, knew more, made more, or had someone= in their corner who showed them the game.

And tha= nk the Lordt, THAT=E2=80=99S NOT THE CASE!

What ch= anged wasn't my income.

Not at = first.

It was the system.

When I = finally had a clear picture of where my money was going, and I mean rea= lly clear.

Not jus= t a vague sense of it, a crystal clear picture=E2=80=A6

Everyth= ing shifted.

Not ove= rnight, but steadily. Month by month, the anxiety started to lift.

The dec= isions got easier, and the progress became something I could actually see.<= /p>

That= 's why I built Dollarwise and my courses.

So peop= le like me could have someone who=E2=80=99s been where they are, throw =E2= =80=98em a lifeline.

The Sum= mer Budget Reset is my way of making that system as accessible as possible.=

$249 for everything.

A full = year of Dollarwise, four courses, the cookbook, the whole taquito, at the l= owest price it'll be all year.

Sale cl= oses May 15 at midnight though, so don=E2=80=99t wait too long.

=E2=80= =8B[Grab the Summer Budget Reset here= ]=E2=80=8B

=E2=80= =8B
=E2=80=8B

=E2=80= =8BUnsubscribe =C2=B7 Preferences=E2=80=8B

=E2=80=8B
3D"" --da7719f74f2c54f1f25147182a8ef560c86e6be405e31aaafa6578eb2e79--