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To: tjphuhs@gmail.com
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Date: Mon, 11 May 2026 20:22:24 +0000
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Reply-To: support@wecanhelp.americanexpress.com
Subject: You may be eligible: Regain your Card Membership
From: "American Express" <support@wecanhelp.americanexpress.com>

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#847; &zwnj; &nbsp; &#8199; &shy;&#847; &zwnj; &nbsp; &#8199; &shy;=C2=AD</=
div> </div>        <!--End Mobile Header--><!-- Preheader white space hack =
-->        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" style=3D"border-collapse: collapse;">            <tbody>            =
    <tr>                    <td align=3D"center" style=3D"border-collapse: =
collapse; background-color: rgb(240,240,240);">                    <div cla=
ss=3D"wrapper" style=3D"margin: 0px auto; width: 620px;">                  =
  <!-- START: BP08 Master B2B Brand Panel -->                    <!--[if ms=
o | IE]>                    <table role=3D"presentation" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" width=3D"620" align=3D"center" style=3D"widt=
h:620px;">                        <tr>                            <td style=
=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;">          =
          <![endif]-->                    <div style=3D"background: rgb(255=
, 255, 255); margin: 0px auto; max-width: 620px;">                    <tabl=
e role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" style=3D"border=
-collapse: collapse; font-size: 0px; width: 100%; background-color: rgb(255=
, 255, 255);" align=3D"center" border=3D"0">                        <tbody>=
                            <tr>                                <td style=
=3D"border-collapse: collapse; direction: ltr; font-size: 0px;" align=3D"ri=
ght" valign=3D"top">                                <table role=3D"presenta=
tion" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" border=3D"0" style=
=3D"border-collapse: collapse;">                                    <tbody>=
                                        <tr>                               =
             <!-- <td>&nbsp;</td> -->                                      =
      <td style=3D"font-size: 20px; line-height: 20px; height: 20px;" class=
=3D"bp-logo-padding-height">=C2=A0</td>                                    =
    </tr>                                        <tr>                      =
                      <td class=3D"bp-logo-padding-width" style=3D"width: 2=
0px;">=C2=A0</td>                                            <td style=3D"b=
order-collapse: collapse; font-size: 0px; padding: 0px; word-break: break-w=
ord; width: 203px;" valign=3D"top" class=3D"bp-logo-left">                 =
                           <table role=3D"presentation" cellpadding=3D"0" c=
ellspacing=3D"0" width=3D"100%" border=3D"0" style=3D"border-collapse: coll=
apse;">                                                <tbody>             =
                                       <tr>                                =
                        <td class=3D"bp-logo" style=3D"border-collapse: col=
lapse; width: 60px;">                                                      =
                  <a href=3D"#LINK_TO" target=3D"_blank" style=3D"font-fami=
ly: helveticaneue, &quot;helvetica neue&quot;, helvetica, arial, sans-serif=
;">                                                                        =
    <img src=3D"http://image.member.americanexpress.com/lib/fe9c13727565067=
e71/m/4/AMXIMG_250x250_amex_logo.jpg" alt=3D"AMERICAN EXPRESS" title=3D"Ame=
rican Express Logo" height=3D"auto" style=3D"border: 0px none; color: rgb(5=
1, 51, 51); display: block; font-family: sans-serif; font-size: 10px; heigh=
t: 60px; line-height: 100%; outline: none; text-decoration: none; width: 60=
px;" width=3D"60" />                                                       =
                 </a>                                                      =
              </td>                                                        =
<td style=3D"border-collapse: collapse;">=C2=A0</td>                       =
                             </tr>                                         =
       </tbody>                                            </table>        =
                                    </td>                                  =
          <td align=3D"right" style=3D"border-collapse: collapse; width: 37=
7px;" valign=3D"top" class=3D"bp-logo-right">                              =
              <table role=3D"presentation" border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" style=3D"border-collapse: collapse;">                     =
                           <tbody>                                         =
           <tr>                                                        <td =
style=3D"border-collapse: collapse;" valign=3D"top">                       =
                                 <table role=3D"presentation" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse: collapse;">  =
                                                          <tbody>          =
                                                      <tr>                 =
                                                   <td class=3D"bp-text" st=
yle=3D"border-collapse: collapse; color: rgb(0, 111, 208); cursor: auto; fo=
nt-size: 15px; font-family: helveticaneue, helvetica, arial, sans-serif; li=
ne-height: 22px;" align=3D"right" valign=3D"top">                          =
                                                      Account ending: 31001=
                                                                           =
 </td>                                                                </tr>=
                                                                <tr>       =
                                                             <td class=3D"b=
p-text" style=3D"border-collapse: collapse; color: rgb(0, 111, 208); cursor=
: auto; font-size: 15px; font-family: helveticaneue, helvetica, arial, sans=
-serif; line-height: 22px;" align=3D"right" valign=3D"top">                =
                                                                Outstanding=
 Balance: $1,971.16                                                        =
                    </td>                                                  =
              </tr>                                                        =
    </tbody>                                                        </table=
>                                                        </td>             =
                                       </tr>                               =
                 </tbody>                                            </tabl=
e>                                            </td>                        =
                    <td class=3D"bp-logo-padding-width" style=3D"width: 20p=
x;">=C2=A0</td>                                        </tr>               =
                         <tr>                                            <t=
d style=3D"font-size: 20px; line-height: 20px; height: 20px;" class=3D"bp-l=
ogo-padding-height">=C2=A0</td>                                        </tr=
>                                    </tbody>                              =
  </table>            <table role=3D"presentation" style=3D"background: rgb=
(255, 255, 255); padding-bottom: 20px; padding-left: 10px; padding-right: 1=
0px; width: 100%; height: 100%;" cellspacing=3D"0" cellpadding=3D"0">      =
          <tbody>                    <tr>                        <td style=
=3D"padding: 0px 20px; text-align: left; line-height: 18px; font-family: he=
lveticaneue, helvetica, arial, sans-serif; font-size: 15px; overflow-wrap: =
break-word;">                                                              =
                                                                           =
                                          </td>                    </tr>   =
             </tbody>            </table>                             </td>=
                            </tr>                        </tbody>          =
          </table>                       </td>                            <=
/tr>                        </tbody>                    </table>           =
         </div>                    <!--[if mso | IE]>                    </=
td></tr></table>                    <![endif]-->                    <!-- EN=
D: BP08 Master B2B Brand Panel -->                </div>                   =
 </td>                </tr>            </tbody>        </table>        <tab=
le width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D=
"border-collapse: collapse;">            <tbody>                <tr>       =
             <td style=3D"border-collapse: collapse; background-color: rgb(=
217, 217, 214);">                    <div class=3D"wrapper" style=3D"margin=
: 0px auto; width: 620px;">                    <!--[if mso | IE]>          =
          <table role=3D"presentation" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" width=3D"620" align=3D"center" style=3D"width:620px;">        =
            <tr>                    <td style=3D"line-height:0px;font-size:=
0px;mso-line-height-rule:exactly;">                    <![endif]-->        =
            <div style=3D"margin: 0px auto; max-width: 620px;">            =
        <table class=3D"wrapper" role=3D"presentation" cellpadding=3D"0" ce=
llspacing=3D"0" style=3D"border-collapse: collapse; font-size: 0px; width: =
100%; background-color: rgb(255, 255, 255);" align=3D"center" border=3D"0">=
                    </table>                    </div>                    <=
!--[if mso | IE]>                    </td></tr></table>                    =
<![endif]-->                </div>                    </td>                =
</tr>            </tbody>        </table>        <table width=3D"100%" cell=
padding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"border-collapse: coll=
apse;">            <tbody>                <tr>                    <td style=
=3D"border-collapse: collapse; background-color: rgb(240,240,240);">       =
             <div class=3D"wrapper" style=3D"margin: 0px auto; max-width: 6=
20px;">                    <!--[if mso | IE]>                    <table rol=
e=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"620" align=3D"center" style=3D"width:620px;">                    <tr>  =
                  <td style=3D"line-height:0px;font-size:0px;mso-line-heigh=
t-rule:exactly; font-family: arial, helvetica, sans-serif;">               =
     <![endif]-->                    <!-- Start Banner --><div style=3D"mar=
gin: 0px auto; max-width: 620px;"><table role=3D"presentation" style=3D"fon=
t-size: 15px; height: 175px; width: 101%; border-collapse: collapse;" cells=
pacing=3D"0" cellpadding=3D"0" border=3D"0">    <tbody>        <tr>        =
    <td valign=3D"center" style=3D"background-color: rgb(0, 111, 207); back=
ground-image: url(&quot;https://www.americanexpress.com/en-us/support/credi=
t/we-can-help/images/worldservice-tile-brightblue.png&quot;);">      <!--[i=
f gte mso 9]>      <v:rect xmlns:v=3D"urn:schemas-microsoft-com:vml" fill=
=3D"true" stroke=3D"false" style=3D"height:175px; width:620px;">        <v:=
fill type=3D"tile" src=3D"https://www.americanexpress.com/en-us/support/cre=
dit/we-can-help/images/worldservice-tile-brightblue.png" color=3D"#006fcf" =
/>        <v:textbox inset=3D"0,0,0,0">      <![endif]-->            <div> =
           <table role=3D"presentation" width=3D"100%" cellspacing=3D"0" ce=
llpadding=3D"0" border=3D"0">                <tbody>                    <tr=
>                        <td style=3D"padding: 20px 40px; font-size: 28px; =
font-family: helveticaneue, helvetica, arial, sans-serif; text-align: left;=
 color: rgb(255, 255, 255); vertical-align: middle; height: 35px;" align=3D=
"center" valign=3D"middle">             Timothy, when it comes to resolving=
 your =0D=0Aoutstanding balance, you=E2=80=99ve got options.</td>          =
          </tr>                </tbody>            </table>            <!--=
[if gte mso 9]>        </v:textbox>      </v:rect>      <![endif]-->    </d=
iv>            </td>        </tr>    </tbody></table><!-- End Banner --><!-=
- Start UDDISCLOSURE --><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" width=3D"620" align=3D"center" style=3D"width: 6=
20px;">    <tbody>        <tr>            <td style=3D"line-height: 22px; f=
ont-size: 13px;"> <!--[endif]---->            <table role=3D"presentation" =
style=3D"background: rgb(240,240,240); width: 100%; height: 100%;" cellspac=
ing=3D"0" cellpadding=3D"0">                <tbody>                    <tr>=
                      <td style=3D"padding: 10px; text-align: left; line-he=
ight: 18px; font-family: helveticaneue, helvetica, arial, sans-serif; font-=
size: 15px; overflow-wrap: break-word;">     <strong> </strong>            =
                                                =0D=0A                     =
         <center>                              =0D=0A                      =
                </center>                           </td>                 <=
/tr>                </tbody>            </table>       </td>        </tr>  =
  </tbody></table><!-- END UDDISCLOSURE --><!-- Start Paragraph 1 --><table=
 role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-=
collapse: collapse; font-size: 0px; width: 100%; background-color: rgb(240,=
240,240); max-width: 620px;" align=3D"center" border=3D"0">    <tbody>     =
   <tr>            <td style=3D"border-collapse: collapse; direction: ltr; =
font-size: 0px; padding: 0px;" align=3D"left" valign=3D"top">            <t=
able role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"100=
%" border=3D"0" style=3D"border-collapse: collapse;">                <tbody=
>                    <tr>                        <td style=3D"padding: 0px =
20px; text-align: left; line-height: 22px; font-family: helveticaneue, helv=
etica, arial, sans-serif; overflow-wrap: break-word;">           <p>       =
         <img src=3D"https://www.americanexpress.com/en-us/support/credit/w=
e-can-help/Images/cards-blue.png" alt=3D"Check" style=3D"border: 0px none; =
height: 35px; line-height: 100%; outline: none; text-decoration: none; widt=
h: 35px;" width=3D"20" /></p>                                      <p style=
=3D"color: rgb(51, 51, 51); font-size: 15px; line-height: 22px; text-align:=
 left;"><strong>INTERESTED IN REGAINING YOUR CARD MEMBERSHIP=3F</strong> </=
p> =0D=0A    <p style=3D"color: rgb(51, 51, 51); font-size: 15px; line-heig=
ht: 22px; text-align: left;">We can help. You can pay off your balance over=
 time and rejoin American Express. When you complete the plan, you=E2=80=99=
ll =0D=0A        receive an application for a new Optima<sup>=C2=AE</sup> C=
redit Card. Keep in =0D=0Amind, you must visit our website or call to accep=
t the offer and =0D=0Aenroll into the program.</p><table role=3D"presentati=
on" style=3D"background: rgb(240,240,240); width: 100%;" cellspacing=3D"0" =
cellpadding=3D"0">                            <tbody>                      =
          <tr style=3D"height: 20px;">                                    <=
td>                                                                        =
                                                                    <!-- En=
d Paragraph one table --><!-- Start Table One -->                          =
                      <tbody>                                            <t=
r style=3D"height: 20px;">                                                <=
td>                                                             <table alig=
n=3D"center" role=3D"presentation" style=3D"width: 100%; height: 90%; text-=
align: center; background-color: rgb(240,240,240);" cellspacing=3D"0" cellp=
adding=3D"0">                                        <tbody>               =
                             <tr>                                          =
      <td style=3D"width: 4%; background-color: rgb(240,240,240);">        =
    </td>                                                <td style=3D"borde=
r: 1px solid rgb(240,240,240); width: 26%; padding-top: 1em; padding-bottom=
: 2em; background-color: rgb(255,255,255);">                               =
                 <div style=3D"padding: 5px; text-align: center;">  </div> =
                                               <div style=3D"padding: 0px 5=
px; text-align: center;">                                                <p=
>                <img src=3D"https://www.americanexpress.com/en-us/support/=
credit/we-can-help/Images/1020726_circle1.png" alt=3D"Check" style=3D"borde=
r: 0px none; height: auto; line-height: 100%; outline: none; text-decoratio=
n: none; width: 30px;" width=3D"20" /></p>                                 =
               <p style=3D"color: rgb(51, 51, 51); font-family: arial, helv=
etica, sans-serif; font-size: 13px; text-align: center;">                  =
         <span>$1,971.16 a month*,<br />                                   =
             for 1 month</span>                        </p>                =
                                <p></p>                                    =
            </div>                                                </td>    =
                                            <td style=3D"width: 4%; backgro=
und-color: rgb(240,240,240);"></td>                                        =
        <td style=3D"border: 1px solid rgb(240,240,240); width: 26%; paddin=
g-top: 1em; padding-bottom: 2em; background-color: rgb(255,255,255);">     =
                                           <div style=3D"padding: 5px; text=
-align: center;">                            </div>                        =
                        <div style=3D"padding: 0px 5px; text-align: center;=
">                                                <p>                <img s=
rc=3D"https://www.americanexpress.com/en-us/support/credit/we-can-help/Imag=
es/1020726_circle2.png" alt=3D"Check" style=3D"border: 0px none; height: au=
to; line-height: 100%; outline: none; text-decoration: none; width: 30px;" =
width=3D"20" /></p>                                                <p></p> =
                                               <p style=3D"color: rgb(51, 5=
1, 51); font-size: 13px; font-family: arial, helvetica, sans-serif; text-al=
ign: center;">                            <span>$660.00 a month*,<br />    =
                                            for 3 months</span>            =
            </p>                                                </div>     =
                                           </td>                           =
                     <td style=3D"width: 4%; background-color: rgb(240,240,=
240);"></td>                                                <td style=3D"bo=
rder: 1px solid rgb(240,240,240); width: 26%; padding-top: 1em; padding-bot=
tom: 2em; background-color: rgb(255,255,255);">                            =
                    <div style=3D"padding: 5px; text-align: center;">      =
                    </div>                                                <=
div style=3D"padding: 0px 5px; text-align: center;">                       =
                         <p>                <img src=3D"https://www.america=
nexpress.com/en-us/support/credit/we-can-help/Images/1020726_circle3.png" a=
lt=3D"Check" style=3D"border: 0px none; height: auto; line-height: 100%; ou=
tline: none; text-decoration: none; width: 30px;" width=3D"20" /></p>      =
                                          <p style=3D"color: rgb(51, 51, 51=
); font-size: 13px; font-family: arial, helvetica, sans-serif; text-align: =
center;">$330.00 a month*, <br />                                          =
      for 6 months</p>                                                </div=
>                                                </td>                     =
                           <td style=3D"width: 5%; background-color: rgb(24=
0,240,240);"></td>                                            </tr>        =
                                </tbody>                                   =
 </table>                                         <!-- End Table One -->   =
                                 <p style=3D"color: rgb(51, 51, 51); font-s=
ize: 12px; line-height: 22px; margin-top: 0em; text-align: center;"> <sup>1=
</sup>Exclusions apply. See full Terms & Conditions below.</p>           <b=
r/>                         <!-- Start Button One -->     </td> </tr></tbod=
y></td>                             <table role=3D"presentation" style=3D"b=
ackground: rgb(240,240,240); width: 100%;" cellspacing=3D"0" cellpadding=3D=
"0">                                        <tbody>                        =
                    <tr style=3D"height: 70px;">                           =
                     <td>                                                <t=
able align=3D"center" role=3D"presentation" style=3D"background: rgb(240,24=
0,240); font-size: 16px; font-family: arial, helvetica, sans-serif;">      =
                                              <tbody>                      =
                                  <tr>                                     =
                       <td align=3D"center" style=3D"padding: 10px 25px; bo=
rder-radius: 10px; border: currentcolor; color: rgb(255, 255, 255); backgro=
und-color: rgb(0, 111, 207);">                                            <=
a style=3D"margin: 0px; color: rgb(255, 255, 255); text-transform: none; fo=
nt-family: arial, helvetica, sans-serif; font-size: 16px; font-weight: norm=
al; text-decoration: none; line-height: 22px;" href=3D"http://wecanhelp-cli=
ck.americanexpress.com/f/a/MaNt5Oi95VtoZWqME6CpQg~~/AARl2BA~/MPbRaYw552Oph_=
fzIDcBG6DHx8snkPnZeXshV6J9vXvfJzXN8iKKJzBlo42gb_WJwas8xVVf_gqO9nFZNYtu3-TTC=
5CVWPcChONHSSIXczAilZMuUof3AD4qMx_MYdWIIPl9xFyXYZSWDFtci6KI2ayjctG4Z5GAgIyW=
zsqpsT7LLIY7Qq6tbZ8ZCQ2u0zCMkts8Whh2lAuFNG9829TVHofvXtHBIJXnsy3u9H_gYWpwCte=
9LFqJi3himj-P_npt38nB8bPmtM5NOtBmbVTbVO5xujVdybqe1TLw1b8TnRqck7bAP56F1VVB-W=
fR2kIZ" target=3D"_blank">                                       <strong>Ch=
oose your plan   </strong>                                   </a>          =
                                  </td>                                    =
                    </tr>                                                  =
  </tbody>                                                </table>         =
                                       </td>                               =
             </tr>                                        </tbody>         =
                           </table>   </tr></tbody></table>                =
                 <br />                                    <!-- End Button =
One -->                                                                    =
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esentation" style=3D"background: rgb(244,244,244); font-size: 16px; font-fa=
mily: arial, helvetica, sans-serif; max-width: 620px; width:100%;">        =
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                                <tr>             <td align=3D"center">     =
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                                    <table align=3D"center" role=3D"present=
ation" style=3D"width: 100%; height: 90%; text-align: center; background-co=
lor: rgb(244,244,244);" cellspacing=3D"0" cellpadding=3D"0">               =
                         <tbody>                                           =
 <tr>                                                <td style=3D"width: 4%=
; background-color:rgb(244,244,244);">            </td>                    =
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 <td style=3D"width: 4%; background-color: rgb(244,244,244);"></td>        =
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             <td style=3D"width: 4%; background-color:rgb(244,244,244);"></=
td>                                                                        =
                        <td style=3D"width: 4%; background-color:rgb(244,24=
4,244);">            </td>                                            </tr>=
                                        </tbody>                           =
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 <!-- Start Paragraph Three -->                                            =
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wo -->                                    <table role=3D"presentation" styl=
e=3D"background: rgb(244,244,244); width: 100%;" cellspacing=3D"0" cellpadd=
ing=3D"0">                                        <tbody>                  =
                          <tr style=3D"height: 20px;">                     =
                           <td>                                            =
    <table align=3D"center" role=3D"presentation" style=3D"background: rgb(=
255, 255, 255); font-size: 16px; font-family: arial, helvetica, sans-serif;=
">                                                    <tbody>              =
                                          <tr>                             =
                                                                           =
            </tr>                                                    </tbod=
y>                                                </table> <br/> =0D=0A    =
  <table role=3D"presentation" style=3D"background: rgb(240,240,240); width=
: 100%;" cellspacing=3D"0" cellpadding=3D"0">                              =
          <tbody>                                            <tr style=3D"h=
eight: 20px;">                                                 <td style=3D=
"padding: 10px 20px; text-align: left; line-height: 22px; font-family: helv=
eticaneue, helvetica, arial, sans-serif; overflow-wrap: break-word;">      =
                           =0D=0A    =0D=0A    <p style=3D"color: rgb(51, 5=
1, 51); font-size: 15px; line-height: 22px; text-align: left;"></p>=0D=0A  =
  =0D=0A    <p style=3D"color: rgb(51, 51, 51); font-size: 15px; line-heigh=
t: 22px; text-align: left;"></p>=0D=0A  =0D=0A          <table role=3D"pres=
entation" style=3D"background: rgb(240,240,240); font-size: 0px; line-heigh=
t: 2px; font-family: helveticaneue, helvetica, arial, sans-serif;">        =
                                <tbody>                                    =
        <tr>                                                <td align=3D"le=
ft" valign=3D"middle" style=3D"border: currentcolor; color: rgb(0, 111, 207=
); background-color: rgb(240,240,240); text-align: left; width: 50%; height=
: 100%; line-height: 22px;">                                               =
 <p style=3D"color: rgb(61, 61, 61); font-size: 15px; padding-bottom: 10px;=
 text-align: left;">We look forward to hearing from you soon.</p>          =
                                      <p style=3D"color: rgb(61, 61, 61); f=
ont-size: 15px; text-align: left;">American Express</p>                    =
                       </td>             =0D=0A=09=09<td align=3D"right" va=
lign=3D"middle" style=3D"border: currentcolor; color: rgb(0, 111, 207); wid=
th: 100%; height: 100%;">=0D=0A=09=09=09<a aria-label=3D"Chat With Us" href=
=3D"http://wecanhelp-click.americanexpress.com/f/a/6vMgNyhrwCH4X4FZu31Klg~~=
/AARl2BA~/dsf085DE4K7vENMkGrMd0nY1kHwxqZMVFkc0V0lS_hK4bZ3EPgTKs-Y1rPfFCqS5G=
PzZ3Sz1ZPoc5RXNekU44IbSawX8c4ZMUJsg9c56GiHfqHwFm43tpaPtqT6rJ6IeDNpJ8F-QN5RD=
t3eIWeLcBIW_TMbdira4J7hcWMWP1Kc7A0EWn9KzeNW5cRKF9ZbIUUhkwKpPKjpINYO0FuhoRzY=
rTZkJuJfMwqGz5GIHVUfkvtTKZjNf4kXT5YLDCzXU0mwaR312nzpNJ45YAnOnO4MIKtnQatk8JV=
pMMpGF5yMMlDvU8CAm9598et7tQBvB"><img alt=3D"" style=3D"height: 45px; width:=
 125px;" src=3D"https://www.americanexpress.com/en-us/support/credit/we-can=
-help/images/lightbluechaticonnobg.png" /> =0D=0A=09=09=09</a> =0D=0A=09=09=
</td>                                                            </tr>     =
                                   </tbody>                                =
    </table>                                  =0D=0A          <p style=3D"c=
olor: rgb(51, 51, 51); font-size: 12px; line-height: 22px; font-family: hel=
veticaneue, helvetica, arial, sans-serif; text-align: left;"> *Because of r=
ounding, your final payment may be slightly different from the monthly paym=
ent amount listed above.</p> </td></tr></tbody></table>                    =
                                                                         <!=
--Start of Chat Box Code-->                                                =
<table role=3D"presentation" style=3D"background: rgb(240,240,240); width: =
100%;" cellspacing=3D"0" cellpadding=3D"0">                                =
                    <tbody>                                                =
        <tr style=3D"height: 1px;">                                        =
                    <td>                                                   =
         <table role=3D"presentation" style=3D"background: rgb(240,240,240)=
; font-size: 0px; line-height: 2px; font-family: helveticaneue, helvetica, =
arial, sans-serif;">                                                       =
         <tbody>                                                           =
         <tr>                                                              =
          <td align=3D"left" valign=3D"middle" style=3D"border: currentcolo=
r; color: rgb(0, 111, 207); background-color: rgb(240,240,240); text-align:=
 left; width: 100%; height: 100%;">                                        =
                                                                           =
                                                                           =
                          </td>                                            =
                                                                           =
   </tr>                                                    </tbody>       =
                                         </table>                          =
                      <!--End of Chat Box Code--> =09=09                   =
                  =09                                                      =
                                                <!--[if mso | IE]>         =
           </td></tr></table>                    <![endif]-->              =
  </div>                    </td>                </tr>            </tbody> =
       </table>        <!--START: FM05A B2B Footer Tagline -->    <!--[if m=
so | IE]>    <table role=3D"presentation" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" width=3D"620" align=3D"center" style=3D"width:620px;">    <=
tr>    <td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exac=
tly;">    <![endif]-->        <div style=3D"background: rgb(217, 217, 214);=
 margin: 0px auto; max-width: 620px;">                </div>        <table =
style=3D"border-collapse: collapse; background-color: rgb(240,240,240); wid=
th: 100%;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">            <tb=
ody>                <tr>                    <td align=3D"center" style=3D"b=
order-collapse: collapse;">                    <div>                      <=
!-- START: CONSUMER FOOTER CONTENT BLOCK -->   <!-- LiveIntent was here (re=
moved 04/17/19 --><!--START: Contact Info--> <!-- START: CONSUMER FOOTER CO=
NTENT BLOCK -->   <!-- LiveIntent was here (removed 04/17/19 --><!--START: =
Contact Info-->=09=09=09=09=09                    <div style=3D"background:=
 rgb(255, 255, 255); margin: 0px auto; overflow: visible; max-width: 620px;=
">                     <table align=3D"center" role=3D"presentation" style=
=3D"width: 100%; font-size: 0px; border-collapse: collapse; background-colo=
r: rgb(0, 111, 208);" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">    =
                    <tbody>                            <tr>                =
                <td align=3D"left" valign=3D"middle" style=3D"width: 20%;">=
</td>                                <td align=3D"center" valign=3D"middle"=
 style=3D"width: 60%;">                                <table align=3D"cent=
er" role=3D"presentation" style=3D"width: 100%; font-size: 0px; border-coll=
apse: collapse; background-color: rgb(0, 111, 208); line-height: 25px;" bor=
der=3D"0" cellspacing=3D"0" cellpadding=3D"0">                             =
       <tbody>                                        <tr>                 =
                           <td align=3D"center" valign=3D"top" style=3D"pad=
ding: 15px 20px 5px; font-size: 15px; text-align: center; color: rgb(255, 2=
55, 255); font-family: helveticaneue, helvetica, arial, sans-serif;">If you=
 need any additional information:</td>                                     =
   </tr>                                        <tr>                       =
                     <td align=3D"center" valign=3D"top" style=3D"padding: =
5px 20px; font-size: 15px; text-align: center; color: rgb(255, 255, 255); f=
ont-family: helveticaneue, helvetica, arial, sans-serif;"><a style=3D"color=
: rgb(255, 255, 255); text-decoration: none;" href=3D"tel:8338891360"> Plea=
se Call: 833-889-1360</a></td>                                        </tr>=
                                        <tr>                               =
             <td align=3D"center" valign=3D"middle" style=3D"padding: 5px 1=
2px 15px; font-size: 15px; text-align: center; color: rgb(255, 255, 255); f=
ont-family: helveticaneue, helvetica, arial, sans-serif;">We are available =
to assist you from Monday through Friday, 8:00 a.m. =E2=80=93 8:00 p.m. Eas=
tern Time</td>                                        </tr>                =
                    </tbody>                                </table>       =
                         </td>                                <td align=3D"=
right" valign=3D"middle" style=3D"width: 20%;">                            =
    <table align=3D"center" role=3D"presentation" style=3D"width: 100%; fon=
t-size: 0px; border-collapse: collapse; background-color: rgb(0, 111, 208);=
" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">                        =
            <tbody>                                        <tr>            =
                                <td align=3D"center" valign=3D"top" style=
=3D"padding: 5px 10px; font-size: 12px; text-align: center; color: rgb(0, 2=
3, 91); font-family: helveticaneue, helvetica, arial, sans-serif;"></td>   =
                                     </tr>                                 =
       <tr>                                            <td align=3D"center"=
 valign=3D"bottom" style=3D"padding: 5px 10px; font-size: 12px; text-align:=
 center; color: rgb(0, 23, 91); font-family: helveticaneue, helvetica, aria=
l, sans-serif;"></td>                                        </tr>         =
                           </tbody>                                </table>=
                                </td>                            </tr>     =
                   </tbody>                    </table>                    =
</div>             <!--END: Contact Info-->      <!--BEGIN: Privacy Stateme=
nt-->                    <div style=3D"margin: 0px auto; max-width: 620px;"=
>                    <table align=3D"center" role=3D"presentation" style=3D=
"width: 100%; font-size: 0px; border-collapse: collapse; background-color: =
rgb(255, 255, 255);" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">     =
                   <tbody>                            <tr style=3D"width: 1=
00%;">                                <td align=3D"center" valign=3D"top" s=
tyle=3D"padding: 20px; font-size: 15px; line-height: 18px; font-family: hel=
veticaneue, helvetica, arial, sans-serif; color: white; width: 100%;"><a st=
yle=3D"color: rgb(0, 111, 208); text-decoration: none;" href=3D"http://weca=
nhelp-click.americanexpress.com/f/a/7H6J7Lwy0DshlJUZU3jPSw~~/AARl2BA~/Paap6=
R3mNT7l6w0CbJxlKT03s-K6RYG_8VElYQ3G0p3qavREhGDs2ORKs-K87ukmMz23CIB7jWHOxEyT=
16Sq75g-ZCCDEfAUYhM9yDHwj5r0pYhHuBx_P7692ztIfYMmoG1C8c06xk9IkahfIssmQB13ubp=
lBf8ht3_15EOYtIIqDL-a8J6r1L9UdjiuULak9zkQc-avBF3j7ztnvMkfDA~~" target=3D"_b=
lank" title=3D"PRIVACY STATEMENT"><span style=3D"border-bottom: 1px solid w=
hite; text-align: left;">PRIVACY STATEMENT</span><span style=3D"display: in=
line-block; width: 30%;"></span></a> | <a style=3D"color: rgb(0, 111, 208);=
 text-decoration: none;" href=3D"http://wecanhelp-click.americanexpress.com=
/f/a/VVxsJpvFh9LzD9wQ3MSpgQ~~/AARl2BA~/VFVxB_BmI5LGXzabyhb9DECH67jrUIeLO96l=
f8CO93nmEst9TWpFUxLcaL7F5_wZf0KSf4UAW81G5jffDX-8QpjJRC0dnKSH7Cywf0UXRQEPuyu=
cbbpVitncVhfNqQ_pSQ0i6_bCGStyppkWsKTTlKwyA_Vo8TKqCLTKhuSDr1o2LwnSiXawquuT86=
rIHccNtrW4Fis4ba4LFd-eG64Sy5QqZmURHH_slaJJD1Ibynu3z4vPWpUOrPNHd1FDl19m0LUFg=
J7wfLvAVDjlfAUk4AQ7Cb9pwgXsc-bGw9Cmt2v3tzWSzkIqReicXYfB1Iif" target=3D"_bla=
nk"><span style=3D"border-bottom: 1px solid white; text-align: right;">UNSU=
BSCRIBE</span></a></td>                            </tr>                   =
     </tbody>                    </table>                    <table align=
=3D"center" role=3D"presentation" style=3D"width: 100%; font-size: 0px; bor=
der-collapse: collapse; background-color: rgb(236, 237, 238);" border=3D"0"=
 cellspacing=3D"0" cellpadding=3D"0">                        <tbody>       =
                     <tr>                                <td align=3D"left"=
 valign=3D"middle" style=3D"padding: 20px; font-size: 15px; line-height: 15=
px; font-family: helveticaneue, helvetica, arial, sans-serif; color: rgb(51=
, 51, 51); border-collapse: collapse; width: 75%;">                        =
                 Your account information is included above to help you rec=
ognize this as an e-mail from American Express. <br/><br/> To learn more ab=
out email security and how to stay safe from scams visit <a href=3D"http://=
wecanhelp-click.americanexpress.com/f/a/14cAqfXGdHE0ljJI-tXplQ~~/AARl2BA~/V=
lVa0x3wdb2b1i3SvA1auzpArjGs4b2SaaJWcsPUBpvx_WX1H3RbKKYX8i0AGs-_Po2xoOcTkyZK=
Z1hcOTVSlwqy2pJmJi7gN50Z8ZJBiKDcnhEEyIXHkP-gzBn_tnjzdzcrgT_SOuebtebQsdbPlV2=
rFkECwBEX3fRttfEVPvw~" target=3D"_blank"> americanexpress.com/us/scamawaren=
ess</a>. If you receive a message that looks suspicious, please call us at =
833-889-1360. <br /> <p style=3D"text-align: left;"><strong><sup>1</sup>Pay=
 your balance in full on the account referenced above. Once the funds clear=
 your bank, an Optima Credit Card application will be mailed to you.</stron=
g></p>                                <p><strong>Your application will be r=
eviewed and approved by American Express unless:</strong></p>              =
                  <ul>                                    <li>You filed for=
 bankruptcy.</li>                                    <li>You have accepted =
another offer for an Optima Credit Card account from a different agency or =
from American Express,</li>                                    <li>You have=
 an active American Express<sup>=C2=AE</sup> account.</li>                 =
                   <li>American Express determines that you do not have the=
 financial capacity to make the minimum payment on this new Optima Credit C=
ard account,</li>                                    <li>Your address is ou=
tside of the United States or any U.S. Territory.</li>                     =
           </ul>                                <p style=3D"text-align: lef=
t;">Note: If you miss any payment, or pay late, or if any payment is return=
ed unpaid, this arrangement will be void. </p>                             =
         <br />                                =C2=A9 2026 American Express=
. All rights reserved.                             <BR/><br/><br/>Email: <=
a=0D=0A                                    href=3D"mailto:"support@wecanhel=
p.americanexpress.com"">support@wecanhelp.americanexpress.com</a>=0D=0A    =
                             <br />American Express=0D=0AP.O. Box 410=0D=0A=
Ramsey, NJ 07446-0410 <br/>                                   <p style=3D"c=
olor: rgb(236, 237, 238);">EmailId=3D74482025</p>   </td>                  =
          </tr>                        </tbody>                    </table>=
                    </div>                    </div>                    </t=
d>                </tr>            </tbody>        </table>        <!--[if =
mso | IE]> </td></tr></table> <![endif]-->                        <!--END: =
Privacy Statement-->                                                       =
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[endif]-->    <!--END: FM04 Terms and Conditions -->    <span style=3D"disp=
lay: block; max-width: 620px; height: 1px; width: 620px !important;" class=
=3D"gmailfix"></span>  </body></html>=0D=0A<img border=3D"0" width=3D"1" he=
ight=3D"1" alt=3D"" src=3D"http://wecanhelp-click.americanexpress.com/q/5th=
2yXqFlItDGZAWjbaJ6Q~~/AARl2BA~/Wy81ZvPRol6kwGVic4IEB7AwxMt0Uco_CpPK5uvNzPBq=
VejGkE282-2W7KIenI4GWYhzrlf_4jaBWvBfhitXFw~~">=0D=0A

