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From: "American Express MyCredit Guide" <noreply@notificationmycredit-guide.americanexpress.com>
To: <tjphuhs@gmail.com>
Subject: We've noticed a change in your credit report
Date: Fri, 08 May 2026 16:43:03 -0600
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American Express MyCredit Guide Email Notification

 Visit MyCredit Guide to review what has changed
 &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; 
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 Hello, TIMOTHY
 
https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NzB9AA0AAAAAADEa1ba6bKwtzFGviUoARPm5cNo9hX9yaVPLT6RAsABMbRG6Gcl7KPObkEHa9JjzIa6AnJ-GLWr2H3REMi6ZrYWSL3frmd79BMJ5Nc9QMqnTVLrA 

 Log in

 

 
 

We've noticed a change on your credit report you should know about.

A recent update shows an account on your Experian(R) credit report is reported as past due.

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 Better understand your credit score with MyCredit Guide
 

 Review your latest FICO(R) Score* for free
 

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 Explore FICO(R) Score Planner & free tools
 

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Learn More 

 

 

 

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Please do not respond directly to this email.
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 9am - 10pm ET, excluding holidays at 1-833-421-3385.

Credit data provided by Experian(r).

 FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other
 countries.
*Credit score calculated based on FICO(r) Score 8 model. Your
 lender or
 insurer may use a different FICO(r) Score than FICO(r) Score 8,
 or
 another type of credit score altogether. 
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        Visit MyCredit Guide to review what has changed
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                        role="heading" aria-level="2">
                        Hello, TIMOTHY
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                                        href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NzB9AA0AAAAAADEa1ba0AbSWq3vIryD3sceQeZeeKb8-0JK8rxS65nF9yUdA40qu5EJaxz1saaRV6RD0OJ0KtoGXtGnext-KKv4yV0_b4vM3zjQssp5p6t9e39WJ">
                                        Log in
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                    <!--[if !mso]> <!---->
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                        <!--[if gte mso 9]>
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                                                    style="text-align: left; color:#ffffff;font-size:36px;font-family:'Helvetica',Nueue,Arial,sans-serif;line-height:46px;padding:0 16px 8px;">
                                                    <p class="keep-white" id="HeaderText" style="max-width: 650px;"
                                                        role="heading" aria-level="1">We've noticed a change on your credit report you should know about.</p>
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                                    <td class="screen">
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                                                    style="text-align: left; color:#ffffff;font-size:18px;font-family:'Helvetica',Nueue,Arial,sans-serif;line-height:26px;font-weight:350;padding:8px 16px 0px;">
                                                    <p class="keep-white" id="subHeaderText" style="max-width: 375px;"
                                                        role="heading" aria-level="2">A recent update shows an account on your Experian<sup>&reg;</sup> credit report is reported as past due. </p>
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                                        &nbsp;</td>
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                                                <a rel="noopener" target="_blank" href="http://m.amex/rMZHyx?extlink=en-us-mcg-email-alert-sso-delinquentB-b-login" target="_blank" style="font-size: 16px; font-family: Helvetica, Neue, sans-serif; color: #ffffff; font-weight: 400; text-decoration: none; display: inline-block;">View More Details</a>
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                                            style="display: block; padding: 13px 0; background: #00175A; border-radius: 4px; font-family: 'Helvetica', Neue; font-style: normal; font-weight: 400; font-size: 16px; line-height: 24px; text-align: center; margin: 10px 0 40px 0; width: 180px; text-decoration: none; color: #FFFFFF !important;"
                                            href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NzB9AA0AAAAAADEa1ba1xYcRJkQdjPQyfAVdCOkjDqRvqiJ8UOetKVYvzpkY4Wk_OmI2CeqqKG5iKefYseh2UdlnqHolbo-bh22w9hLzYGB-2H2CfMLw0REO4HTF">View More Details</a>
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                                <!-- <![endif]-->
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                        <!--[if gte mso 9]>
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                    <!-- BODY CONTENT -->
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                    <!-- //BODY CONTENT -->

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            <!-- Component 1 - Better understand your credit bullets -->

<table width="100%" cellpadding="0" cellspacing="0" border="0">
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                        style="text-align: center; color:#00175A;font-size:24px;font-family:'Helvetica',Nueue,Arial,sans-serif;line-height:32px;font-weight:600;padding:0 60px;">
                        Better understand your credit score with MyCredit Guide
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                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/2570192b-5888-4dd1-b17d-6aa08868f8d8.png" width="40" style="display: block;"
                                                    alt="icon" />
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                                            <td align="center" valign="middle" style="width: 70px;">
                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
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                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
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                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
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                                                <p
                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    Review your latest FICO<sup>&reg;</sup> Score<sup>*</sup>  for free
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                                <!-- Item 2-->
                                <td align="center" valign="top" class="timeline-item" width="25%">
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                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/0b484193-b042-4132-865f-89786b46a230.png" width="40" style="display: block;"
                                                    alt="icon" />
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                                                    width="100%">
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                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
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                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    View your credit report provided by Experian<sup>&reg;</sup>
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                                <!-- Item 3-->
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                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0;">
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                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/571dfba4-d4c9-411a-b2e6-206fe7144697.png" width="40" style="display: block;"
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                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
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                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    Access your identity monitoring alerts
                                                </p>
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                                <!-- Item 4-->
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                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/f6d70e88-c6f6-4fae-a632-3728265ec734.png" width="40" style="display: block;"
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                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
                                                    <tr>
                                                        <td align="center" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0 5px 5px 0;">
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                                                    </tr>
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                                    </table>
                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
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                                            <td align="center" style="padding-top: 10px;">
                                                <p
                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    Explore FICO<sup>&reg;</sup> Score Planner & free tools
                                                </p>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                                <!-- End Items-->
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                        </table>
                    </td>
                </tr>
            </table>
        </td>
    </tr>
    <tr>
        <td height="30"></td>
    </tr>

    <!--[if mso]>
        <tr><td height="30"></td></tr>
        <tr>
            <td align="center">
                <table border="0" cellspacing="0" cellpadding="0">
                    <tr><td height="20"></td></tr>
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                        <td style="padding: 13px 80px 13px 80px; border-radius:4px; background-color: #00175A;" align="center">
                            <a rel="noopener" target="_blank" href="http://m.amex/rMZHyx?extlink=en-us-mcg-email-alert-sso-delinquentB-b-login" target="_blank" style="font-size: 16px; font-family: Helvetica, Neue, sans-serif; color: #ffffff; font-weight: 400; text-decoration: none; display: inline-block;">Learn More</a>
                        </td>
                    </tr>
                    <tr><td height="40"></td></tr>
                </table>
            <td>
        <tr>  
        <![endif]-->
    <!--[if !mso]> <!---->
    <tr>
        <td align="center">
            <a class="btn-resp"
                style="display: block; padding: 13px 0; background: #00175A; border-radius: 4px; font-family: 'Helvetica', Neue; font-style: normal; font-weight: 400; font-size: 16px; line-height: 24px; text-align: center; margin: 20px 0; width: 180px; text-decoration: none; color: #FFFFFF !important;"
                href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NzB9AA0AAAAAADEa1ba29c7pbY_O6wEMRFegmqDcztt9CottzluLLzLAYQydVle4ZI9Cj9pK9onMRb0jtzC8ma3VoSpusDeQNP2X4_7_l0ZjldsqwHdZD6kvUHeR">Learn More</a>
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    <!-- <![endif]-->
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                    <!-- //PRE_FOOTER CONTENT -->
                    
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                            <table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation">
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        <!--[if mso]>
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            </table>
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    <![endif]-->
        <!--[if !mso]> <!---->
        <td>
            <table style="width: 100%; padding: 27px 0px; background-color: #00175A; text-align: center;" height="100"
                width="100%" cellpadding="0" cellspacing="0" border="0">
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                width="100%" cellpadding="0" cellspacing="0" border="0">
                <tr>
                    <td class="resp" width="50%" align="center"
                        style="padding: 20px 0; margin: 0; font-family: 'Helvetica', Neue; font-style: normal; font-weight: 400; font-size: 15px; line-height: 18px; color: #006FCF;">
                        <a style="text-decoration: none; color: #006FCF; display: block;"
                            href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NzB9AA0AAAAAADEa1ba35SjODA3MLsanXZ0qXl_tROcQMVkpb47_d65RtmT4C7C_TAS1j-mR5nzQqCXqb9fIJBVzGVIpFuk0-eCi66MlSs0ds3g55c9OMGkR7FSv">Privacy Statement</a>
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                width="100%" cellpadding="0" cellspacing="0" border="0">
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