Subject: You have an upcoming payment
From: January <[email-masked]>
To: [email-masked]
Date: Fri, 8 May 2026 16:31:58 +0000

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                May 8, 2026
                Login PIN: W68EPY

        

                    Hi Timothy Bourdeau,

        We’re writing as a reminder about your upcoming payment for your account with Affirm, Inc.
        
        with account number ending in JJPF. You created a payment plan
        on May 3, 2026 and agreed to pay $100.00 every month
        to resolve the outstanding balance.

    
        
            You don’t need to take any action. We will process a payment of $100.00
            on or around May 14, 2026 using the payment method you provided,
            MasterCard 6489.

    
        If a payment fails due to insufficient funds or any other reason, we may re-attempt to process the payment within thirty business days or before your next scheduled payment date.
        We won’t re-attempt to process a payment until at least 15 hours from the previous attempt.

        If a payment fails due to insufficient funds, your financial institution may charge you fees. 
        Your bank assesses these fees, and January has no control over them. 
        Please make sure to understand your bank’s fee policies and make sure your account contains sufficient funds for the scheduled payments.

    
        If you need to change your payment date,  change your payment method, or
        cancel your payment plan, you may do so at
        https://january.com/b/yFLULdkrBVaTe96n by
        11:59 pm ET the night before the payment is scheduled to debit your account.
        If you have any questions, please get in touch with us by visiting our website
        https://january.com/b/yFLULdkrBVaTe96n or contacting us by email
        at [email-masked].

                    
                    
                        Best,

                        January Support Team
                        mailto:[email-masked]
                        (866) 300-1169

                        January 
                        
                            176 Grand Street, 4th Floor
                        
                            New York, NY 10013-9998

                

                        January is a proud member of RMAi and an accredited member of the Better Business Bureau (BBB).

                        

                            

                            

                

    

            

    

    

        You can access your account information and chat with us 24/7 by logging into the borrower portal.

        If you need additional help, feel free to contact us by phone (866) 300-1169, mail, or email. Our hours of operation are Monday-Friday, 9am-7pm ET.

        

    
    
        This communication is from a debt collector. This is an attempt to collect a debt
        and any information obtained will be used for that purpose.

            
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