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To: tjphuhs@gmail.com
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Date: Tue, 05 May 2026 17:12:14 +0000
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Subject:    Contact us about new payment options 

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28px; color: #888888;}=0D=0A        .m-footer p, .m-footer li  { font-size:=
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gin: 0; list-style-type: decimal; list-style-position: outside;}=0D=0A     =
   .m-footer ol li {list-style-type: decimal;}=0D=0A        ul.m-bnav { bor=
der-top: 1px solid #d6d6d6; color: #555555; margin: 0; padding-top: 12px; p=
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>=0D=0A  =0D=0A    sup=0D=0A    { font-size:100% !important }=0D=0A  =0D=0A=
  </style>=0D=0A  <![endif]--></head>=0D=0A<body class=3D"body" style=3D"ma=
rgin:0; padding:0;">=0D=0A<!-- MOBILE TOP-->=0D=0A<div class=3D"mobile" sty=
le=3D"width: 0; max-height: 0; overflow: hidden; display: none;">=0D=0A<div=
 class=3D"preheader-hide" style=3D"display:none !important;position: absolu=
te; font-size:0; line-height:1; max-height:0; max-width:0; opacity:0; overf=
low:hidden; color: #333333">=0D=0A        =C2=A0=0D=0A    </div>=0D=0A<!-- =
mHero -->=0D=0A<div class=3D"m-hero-section">=0D=0A<div class=3D"m-content-=
hero">=0D=0A<div class=3D"m1 hero-head-container" style=3D"padding:0;">=0D=
=0A<div class=3D"header-bg"></div>=0D=0A</div>=0D=0A</div>=0D=0A</div>=0D=
=0A<div class=3D"m-max" style=3D"background:#ffffff;">=0D=0A<div class=3D"m=
-gutter">=0D=0A<div class=3D"m-customer-info customer-info type-body-m">=0D=
=0A<div class=3D"subinfo--bold"><b><span id=3D"CARD_NAME_HTML_CHARS" class=
=3D"gs_dynamic">Apple&nbsp;Card</span> Customer:</b></div>=0D=0A<div class=
=3D"subinfo"><span id=3D"FIRST_NAME" class=3D"gs_dynamic">Timothy</span> <s=
pan id=3D"LAST_NAME" class=3D"gs_dynamic">Bourdeau</span><br/>=0D=0A=09=09=
=09<span id=3D"EMAIL" class=3D"gs_dynamic">tjphuhs@gmail.com</span></div>=
=0D=0A</div>=0D=0A</div>=0D=0A</div>=0D=0A=0D=0A<span id=3D"MESSAGE_VERSION=
" value=3D"V3" class=3D"gs_dynamic"></span><div class=3D"m-max" style=3D"ba=
ckground:#ffffff;">=0D=0A<div class=3D"m-gutter">=0D=0A<div class=3D"m1" st=
yle=3D"padding: 20px 0 0 0;"><img alt=3D"We=E2=80=99re here to help =E2=80=
=94 contact us." border=3D"0" height=3D"129" src=3D"https://applecard.cdn-a=
pple.com/i/28ED61EC-5020-4118-80C8-138218856839/headline-were-here-to-help-=
contact-us_mobile_2x.png" style=3D"" width=3D"237"/>=0D=0A</div>=0D=0A</div=
>=0D=0A</div>=0D=0A<div class=3D"m-max" style=3D"background:#ffffff;">=0D=
=0A<div class=3D"m-gutter">=0D=0A  <span id=3D"MESSAGE_VERSION" value=3D"V3=
" class=3D"gs_dynamic"></span>    =0D=0A    <p>As of <span id=3D"DATE_LONG"=
 class=3D"gs_dynamic">May 5, 2026</span>, your Apple Card account is <span =
id=3D"DAYS_PAST_DUE" class=3D"gs_dynamic">94</span> days past due and has a=
 remaining Minimum Payment Due of $<span id=3D"REMAINING_MINIMUM_DUE" class=
=3D"gs_dynamic">221.00</span>.</p>=0D=0A=0D=0A    <span id=3D"MESSAGE_VERSI=
ON" value=3D"V3" class=3D"gs_dynamic"></span>=0D=0A    <span id=3D"MESSAGE_=
VERSION" value=3D"V3" class=3D"gs_dynamic"></span>=0D=0A    <span id=3D"MES=
SAGE_VERSION" value=3D"V3" class=3D"gs_dynamic"></span>      <p><b>Contact =
us to see if you may be eligible to temporarily lower your monthly minimum =
payment.</b></p>=0D=0A    =0D=0A    <p>If you're having difficulty making y=
our minimum payment, contact an Apple&nbsp;Card Specialist to see if you're=
 eligible for a payment assistance plan. Payment assistance plans may help =
you to:</p>=0D=0A    <ul>=0D=0A      <li>Defer or reduce monthly payments</=
li>=0D=0A      <li>Reduce interest charges</li>=0D=0A      <li>Prevent your=
 account from going further past due</li>=0D=0A      <li>Regain spending pr=
ivileges on your Apple Card</li>=0D=0A      <li>Pay off your entire account=
 balance over time with no interest</li>=0D=0A    </ul>=0D=0A    <p>Plan te=
rms and lengths vary based on eligibility and your individual needs.</p>=0D=
=0A    <p><a href=3D"https://email.post.applecard.apple/f/a/K3dZ7-k8joWfFrl=
Fkqnh-w~~/AANuZhA~/f7S_zD9gMjvwIy4eTK8ra2dDj4nah1n3FGcxBPq6u2ODY854r70gCwb-=
_dnb-jUP_gWRM_vlqwvTvT7CgiU3yyU2tA4bWz_Ffgdlxf5RqaGjQHChh16BmW1e41PRnNZA" s=
tyle=3D"color:#0070c9;">Learn about <span id=3D"CARD_NAME_HTML_CHARS" class=
=3D"gs_dynamic">Apple&nbsp;Card</span> <span style=3D"white-space: nowrap;"=
>Payment Assistance Plans<img alt=3D"" border=3D"0" height=3D"10" src=3D"ht=
tps://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/34_che=
vron_alpha_2x.png" style=3D"display:inline;margin:0;" width=3D"12"/></span>=
</a></p>=0D=0A    <p>If you haven't done so already, you can make your mini=
mum payment in <a href=3D"https://email.post.applecard.apple/f/a/GckHLQP583=
ztXjQK6F3wyg~~/AANuZhA~/TwLLYhzSXZCRnY7rBmEf6Q4CYnXlDr73r5oJo022KXgQmwVfasg=
g-BqR989MRtMC26k4YYabo0GWEGoFi6uXHv1T7avnEN7Tj35vnnKbdIQ~">Wallet</a> or <a=
 class=3D"gmail-unlink" href=3D"https://email.post.applecard.apple/f/a/GckH=
LQP583ztXjQK6F3wyg~~/AANuZhA~/TwLLYhzSXZCRnY7rBmEf6Q4CYnXlDr73r5oJo022KXgQm=
wVfasgg-BqR989MRtMC26k4YYabo0GWEGoFi6uXHv1T7avnEN7Tj35vnnKbdIQ~">Online</a>=
, or set up <a href=3D"https://email.post.applecard.apple/f/a/fr-O3KsiwlthM=
Vn6Jzoxiw~~/AANuZhA~/iSOBhMDnoCYYMGbgJIV_Yh5CaZRo8foBGeKGzitDEfEkumoaL9HcO6=
QIFxQfYXMhkJaT5nPl2lVNtmPxaieDluSIVx0C60MjJ8VDvlMomuZAcbJpVA695orKYbomYitg"=
>Autopay</a> for at least the Minimum Payment Due.</p>=0D=0A=0D=0A  <br/>=
=0D=0A</div>=0D=0A</div>=0D=0A<div class=3D"m-max" style=3D"background:#fff=
fff;">=0D=0A<div class=3D"m-gutter">=0D=0A=09=09<span id=3D"isMiniMirandaZo=
ne" value=3D"FALSE" class=3D"gs_dynamic"></span>=09</div>=0D=0A</div>=0D=0A=
<div class=3D"m-max" style=3D"background:#ffffff;">=0D=0A<div class=3D"m-gu=
tter">=0D=0A<div class=3D"m-divider"></div>=0D=0A</div>=0D=0A</div>=0D=0A<d=
iv class=3D"m-max get-in-touch-m" style=3D"background:#ffffff;">=0D=0A<div =
class=3D"m-gutter">=0D=0A<p class=3D"m3 bold type-body-m">Get in touch with=
 a Specialist. Available 24/7.=0D=0A=09=09=09</p>=0D=0A<div class=3D"row">=
=0D=0A<div class=3D"image column">=0D=0A<img alt=3D"" border=3D"0" class=3D=
"header-icons" height=3D"31" src=3D"https://applecard.cdn-apple.com/i/A8B6E=
DCF-3CE2-49F6-BF97-FE780346A4AA/icon_message_mobile_2x.png" style=3D"" widt=
h=3D"31"/>=0D=0A</div>=0D=0A<div class=3D"m-text-column column type-body-m =
m-chat">=0D=0A=09=09=09=09<span id=3D"IS_WEB_RECIPIENT" value=3D"FALSE" cla=
ss=3D"gs_dynamic"></span>=09=09=09=09=09<a href=3D"https://email.post.apple=
card.apple/f/a/Fk-tDkihoD1n-JxzMcLlaw~~/AANuZhA~/rUOjERzv92yNJafLtLw7XjqSJo=
gNplxBn0Im75xmaTtbdwklAhNr51HhjQf40N2UjT-7uXRslwWaHxJvZjBmFEDT6TMHjGq28QZlQ=
Z8BOAM1nV1mWKg-M465TMW2GxCsLy29qqOYqiCy9VfIE_HyxCqZzXr_RBaqLrzIqer4AvnEzYFO=
KNEqfx9Kf0PF4UCnkCauqxN_h0dlJHn7HpJg_Sij0_4hoOwZrQFg1c17zX9mvUe7T8OIwAGA6qz=
WKpn9LrhI5ZfwpTI5MzRl2zTVLay6EpfoZLWAq5TAUTRQ_F2QH2ZaZrao0YHJbr-mher6YkYbqW=
S1TxpzbkA0X8r9U_S5_BOqGZxZS3uJ9k9jB1ObnV9k9KEaCS_JHzxweCVyDFoHmjWs8VcgbJd5A=
8zGwoJvNiQnydNsv1av1EHEkEo3feQqqZV72Xsma9QxdHEjsnWMMltXuD3K6HwkL2AV7KSwgrH0=
BnzhTfJb04kr3B8IvMRpQi5pLi4uqTiJOop98ZnMWlXWqbq9tvo7sRZFAxhGvnwFXNtzvXEg2Qk=
n_axKPRs9DUyyvixINmcq8HZDzkW985WxuzpsYn6Z95iZ9qEO_3WJUKCRJupUpdjke0sx9-fnHI=
H7DRsbYBeyyZ-hT7isojz4XDF1Lmi1Rb1RHdjc7ajTVCLjTO-BuMOUr_DLKrRMJok8ShnBl1GiW=
GoSZM-Nz7YFXy3CbKKsBMVyKxn2uaZJ9wa-TcoCVtiC2s1w7jm2Mu-yfa9qs-9EUrNNzaDg2jzU=
bOwaUQrdEgxL85Jabt6oAR7kSw3zjbidjg1MPkuwo6UXw-cs005xvhxJotp_8Jr04NV41iJIkwf=
p4fcXOtl3LY2LfNo-ZF9unqF2nwOf6o-xaOcpaXIWCQWMClOncajq9ARKKu5Lrr02IQcusZNQyz=
LpaOu43SgvPxw~" style=3D"border: 0; outline: 0;">Chat now</a>=0D=0A=09=09=
=09=09=09=09=09=09</div>=0D=0A</div>=0D=0A<div class=3D"row">=0D=0A<div cla=
ss=3D"image column">=0D=0A<img alt=3D"" border=3D"0" class=3D"header-icons"=
 height=3D"31" src=3D"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-=
BF97-FE780346A4AA/icon_call_mobile_2x.png" style=3D"" width=3D"31"/>=0D=0A<=
/div>=0D=0A<div class=3D"m-text-column column type-body-m">=0D=0A<a href=3D=
"tel:1-877-255-5923" style=3D"border: 0; outline: 0;"><span id=3D"PHONE_NUM=
BER" class=3D"gs_dynamic">1-877-255-5923</span></a>=0D=0A</div>=0D=0A</div>=
=0D=0A</div>=0D=0A</div>=0D=0A</div>=0D=0A<!-- MOBILE BOTTOM -->=0D=0A<div =
class=3D"mobile m-footer" style=3D"width:0; max-height:0; overflow:hidden; =
display:none;">=0D=0A<div class=3D"f-legal m-max">=0D=0A<div class=3D"m-gut=
ter">=0D=0A<p><span id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic">Apple&=
nbsp;Card</span> is issued by <span id=3D"LEGAL_NAME" class=3D"gs_dynamic">=
Goldman Sachs Bank USA, Salt Lake City Branch</span>.</p>=0D=0A<p>=0D=0A   =
       Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Bo=
x 7247, Philadelphia, PA 19170-6112.         </p>=0D=0A</div>=0D=0A</div>=
=0D=0A</div> <!-- DESKTOP VERSION -->=0D=0A<div class=3D"desktop">=0D=0A<ta=
ble align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"desktop" role=3D"presentation" width=3D"100%">=0D=0A<!-- dHero -->=0D=
=0A<tr>=0D=0A<td align=3D"center">=0D=0A<!-- Hero -->=0D=0A<table align=3D"=
center" bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" outline=3D"0" role=3D"presentation" style=3D"background-color: #FFFFFF;" =
width=3D"712">=0D=0A<tr>=0D=0A<td align=3D"center" class=3D"d1" style=3D"pa=
dding: 0 0 0 0;">=0D=0A<picture>=0D=0A<source media=3D"(min-device-width: 5=
68px)" srcset=3D"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-=
FE780346A4AA/hero_desktop_2x.jpg"/><img alt=3D"Apple&nbsp;Card | Goldman Sa=
chs" border=3D"0" class=3D"hero-image" height=3D"166" src=3D"https://applec=
ard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_2x.jp=
g" style=3D"display: block;" width=3D"736"/></picture>=0D=0A</td>=0D=0A</tr=
>=0D=0A</table>=0D=0A</td> </tr>=0D=0A<!-- dHero -->=0D=0A<tr>=0D=0A<td ali=
gn=3D"center">=0D=0A<table align=3D"center" bgcolor=3D"#FFFFFF" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" outline=3D"0" role=3D"presentation" s=
tyle=3D"background-color: #FFFFFF;" width=3D"550">=0D=0A<tr>=0D=0A<td align=
=3D"left" style=3D"color: #333333; font-size: 14px; line-height: 20px; padd=
ing: 0; max-width: 550px; overflow-wrap: break-word;" valign=3D"top"><b><sp=
an id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic">Apple&nbsp;Card</span> =
Customer:</b><br/>=0D=0A            <span id=3D"FIRST_NAME" class=3D"gs_dyn=
amic">Timothy</span> <span id=3D"LAST_NAME" class=3D"gs_dynamic">Bourdeau</=
span>, <span id=3D"EMAIL" class=3D"gs_dynamic">tjphuhs@gmail.com</span>=0D=
=0A          </td>=0D=0A</tr>=0D=0A</table>=0D=0A</td> </tr>=0D=0A<span id=
=3D"MESSAGE_VERSION" value=3D"V3" class=3D"gs_dynamic"></span>    <tr>=0D=
=0A<td align=3D"center">=0D=0A<table align=3D"center" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"550">=0D=0A<tr>=
=0D=0A<td align=3D"left" class=3D"d1" style=3D"padding: 20px 0 0 0;">=0D=0A=
<img alt=3D"We=E2=80=99re here to help =E2=80=94 contact us." border=3D"0" =
class=3D"headline-image" height=3D"157" src=3D"https://applecard.cdn-apple.=
com/i/28ED61EC-5020-4118-80C8-138218856839/headline-were-here-to-help-conta=
ct-us_desktop_2x.png" style=3D"display: block;" width=3D"312"/>=0D=0A</td>=
=0D=0A</tr>=0D=0A</table>=0D=0A</td> </tr>=0D=0A<tr>=0D=0A<td align=3D"cent=
er">=0D=0A<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" role=3D"presentation" width=3D"550">=0D=0A<tr>=0D=0A<td align=3D"le=
ft" class=3D"d1" style=3D"padding: 0;" valign=3D"top">=0D=0A  <span id=3D"M=
ESSAGE_VERSION" value=3D"V3" class=3D"gs_dynamic"></span>    =0D=0A    <p>A=
s of <span id=3D"DATE_LONG" class=3D"gs_dynamic">May 5, 2026</span>, your A=
pple Card account is <span id=3D"DAYS_PAST_DUE" class=3D"gs_dynamic">94</sp=
an> days past due and has a remaining Minimum Payment Due of $<span id=3D"R=
EMAINING_MINIMUM_DUE" class=3D"gs_dynamic">221.00</span>.</p>=0D=0A=0D=0A  =
  <span id=3D"MESSAGE_VERSION" value=3D"V3" class=3D"gs_dynamic"></span>=0D=
=0A    <span id=3D"MESSAGE_VERSION" value=3D"V3" class=3D"gs_dynamic"></spa=
n>=0D=0A    <span id=3D"MESSAGE_VERSION" value=3D"V3" class=3D"gs_dynamic">=
</span>      <p><b>Contact us to see if you may be eligible to temporarily =
lower your monthly minimum payment.</b></p>=0D=0A    =0D=0A    <p>If you're=
 having difficulty making your minimum payment, contact an Apple&nbsp;Card =
Specialist to see if you're eligible for a payment assistance plan. Payment=
 assistance plans may help you to:</p>=0D=0A    <ul>=0D=0A      <li>Defer o=
r reduce monthly payments</li>=0D=0A      <li>Reduce interest charges</li>=
=0D=0A      <li>Prevent your account from going further past due</li>=0D=0A=
      <li>Regain spending privileges on your Apple Card</li>=0D=0A      <li=
>Pay off your entire account balance over time with no interest</li>=0D=0A =
   </ul>=0D=0A    <p>Plan terms and lengths vary based on eligibility and y=
our individual needs.</p>=0D=0A    <p><a href=3D"https://email.post.appleca=
rd.apple/f/a/K3dZ7-k8joWfFrlFkqnh-w~~/AANuZhA~/f7S_zD9gMjvwIy4eTK8ra2dDj4na=
h1n3FGcxBPq6u2ODY854r70gCwb-_dnb-jUP_gWRM_vlqwvTvT7CgiU3yyU2tA4bWz_Ffgdlxf5=
RqaGjQHChh16BmW1e41PRnNZA" style=3D"color:#0070c9;">Learn about <span id=3D=
"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic">Apple&nbsp;Card</span> <span st=
yle=3D"white-space: nowrap;">Payment Assistance Plans<img alt=3D"" border=
=3D"0" height=3D"10" src=3D"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2=
-49F6-BF97-FE780346A4AA/34_chevron_alpha_2x.png" style=3D"display:inline;ma=
rgin:0;" width=3D"12"/></span></a></p>=0D=0A    <p>If you haven't done so a=
lready, you can make your minimum payment in <a href=3D"https://email.post.=
applecard.apple/f/a/GckHLQP583ztXjQK6F3wyg~~/AANuZhA~/TwLLYhzSXZCRnY7rBmEf6=
Q4CYnXlDr73r5oJo022KXgQmwVfasgg-BqR989MRtMC26k4YYabo0GWEGoFi6uXHv1T7avnEN7T=
j35vnnKbdIQ~">Wallet</a> or <a class=3D"gmail-unlink" href=3D"https://email=
.post.applecard.apple/f/a/GckHLQP583ztXjQK6F3wyg~~/AANuZhA~/TwLLYhzSXZCRnY=
7rBmEf6Q4CYnXlDr73r5oJo022KXgQmwVfasgg-BqR989MRtMC26k4YYabo0GWEGoFi6uXHv1T7=
avnEN7Tj35vnnKbdIQ~">Online</a>, or set up <a href=3D"https://email.post.ap=
plecard.apple/f/a/fr-O3KsiwlthMVn6Jzoxiw~~/AANuZhA~/iSOBhMDnoCYYMGbgJIV_Yh5=
CaZRo8foBGeKGzitDEfEkumoaL9HcO6QIFxQfYXMhkJaT5nPl2lVNtmPxaieDluSIVx0C60MjJ8=
VDvlMomuZAcbJpVA695orKYbomYitg">Autopay</a> for at least the Minimum Paymen=
t Due.</p>=0D=0A=0D=0A  </td>=0D=0A</tr>=0D=0A</table>=0D=0A</td>=0D=0A</tr=
>=0D=0A<tr>=0D=0A<td align=3D"center">=0D=0A<table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"5=
50">=0D=0A<tr>=0D=0A<td align=3D"left" class=3D"d1" style=3D"padding: 0;" v=
align=3D"top">=0D=0A        <span id=3D"isMiniMirandaZone" value=3D"FALSE" =
class=3D"gs_dynamic"></span>        </td>=0D=0A</tr>=0D=0A</table>=0D=0A</t=
d>=0D=0A</tr>=0D=0A<tr>=0D=0A<td align=3D"center">=0D=0A<table align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 width=3D"550">=0D=0A<tr><td style=3D"padding: 10px 0 0 0;" width=3D"550">&=
nbsp;</td></tr>=0D=0A<tr>=0D=0A<td align=3D"center" style=3D"border-color: =
#d6d6d6; border-top-style: solid; border-top-width: 1px; font-size: 1px; li=
ne-height: 1px;" valign=3D"top" width=3D"550">=C2=A0</td>=0D=0A</tr>=0D=0A<=
tr><td style=3D"padding: 4px 0 0 0;" width=3D"550">&nbsp;</td></tr>=0D=0A</=
table>=0D=0A</td>=0D=0A</tr>=0D=0A<tr>=0D=0A<td align=3D"center">=0D=0A<tab=
le align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"550">=0D=0A<tr>=0D=0A<td align=3D"left" class=3D=
"type-body-d" style=3D"padding: 3px 0 0 0;" valign=3D"top">=0D=0A<b>Get in =
touch with an <span id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic">Apple&=
nbsp;Card</span> Specialist. Available 24/7.</b>=0D=0A</td>=0D=0A</tr>=0D=
=0A<tr height=3D"4"></tr>=0D=0A</table>=0D=0A<table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"5=
50">=0D=0A<tr>=0D=0A<td align=3D"center" class=3D"get-in-touch-icon" style=
=3D"width:31px; padding: 11px 0 0 0;" valign=3D"top" width=3D"31">=0D=0A<im=
g alt=3D"" border=3D"0" class=3D"header-icons" height=3D"31" src=3D"https:/=
/applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_messag=
e_mobile_2x.png" style=3D"" width=3D"31"/>=0D=0A</td>=0D=0A<td width=3D"11"=
></td>=0D=0A<td align=3D"left" class=3D"get-in-touch-copy type-body-d" styl=
e=3D"padding: 16px 0 0 0;" valign=3D"top">=0D=0A            <span id=3D"IS_=
WEB_RECIPIENT" value=3D"FALSE" class=3D"gs_dynamic"></span>              Ch=
at with a Specialist using the Wallet app=0D=0A                        </td=
>=0D=0A</tr>=0D=0A<tr>=0D=0A<td align=3D"center" class=3D"get-in-touch-icon=
" style=3D"width:31px; padding: 8px 0 0 0;" valign=3D"top" width=3D"31">=0D=
=0A<img alt=3D"" border=3D"0" class=3D"header-icons" height=3D"31" src=3D"h=
ttps://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_=
call_mobile_2x.png" style=3D"" width=3D"31"/>=0D=0A</td>=0D=0A<td width=3D"=
11"></td>=0D=0A<td align=3D"left" class=3D"get-in-touch-copy type-body-d" s=
tyle=3D"padding: 12px 0 0 0;" valign=3D"top">=0D=0A              <span id=
=3D"PHONE_NUMBER" class=3D"gs_dynamic">1-877-255-5923</span>=0D=0A         =
   </td>=0D=0A</tr>=0D=0A</table>=0D=0A</td>=0D=0A</tr>=0D=0A<tr>=0D=0A<td =
align=3D"center" style=3D"margin: 0 auto; padding:0 20px 0 20px;">=0D=0A<ta=
ble border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"footer" role=
=3D"presentation" width=3D"662">=0D=0A<tr>=0D=0A<td style=3D"padding: 19px =
0 20px 0;">=0D=0A</td>=0D=0A</tr>=0D=0A</table>=0D=0A</td>=0D=0A</tr>=0D=0A=
<!-- DESKTOP FOOTER -->=0D=0A<tr>=0D=0A<td align=3D"center" bgcolor=3D"#f2f=
2f2" style=3D"margin: 0 auto;background-color: #f2f2f2;padding:0 20px 0 20p=
x;">=0D=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
footer" role=3D"presentation" width=3D"662">=0D=0A<tr>=0D=0A<td align=3D"le=
ft" class=3D"f-complete" style=3D"padding: 19px 0 20px 0;">=0D=0A<div class=
=3D"f-legal">=0D=0A<p><span id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic=
">Apple&nbsp;Card</span> is issued by <span id=3D"LEGAL_NAME" class=3D"gs_d=
ynamic">Goldman Sachs Bank USA, Salt Lake City Branch</span>.</p>=0D=0A<p>=
=0D=0A                  Goldman Sachs Bank USA, Salt Lake City Branch, Lock=
box 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.                 </p>=
=0D=0A</div>=0D=0A</td>=0D=0A</tr>=0D=0A</table>=0D=0A</td> </tr>=0D=0A<!--=
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