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To: tjphuhs@gmail.com
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Date: Sun, 03 May 2026 15:00:06 +0000
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From: "Apple Card Support" <no_reply@post.applecard.apple>
Subject: Your account requires immediate attention

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<div class="subinfo--bold"><b><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Customer:</b></div>
<div class="subinfo"><span id="FIRST_NAME" class="gs_dynamic">Timothy</span> <span id="LAST_NAME" class="gs_dynamic">Bourdeau</span><br/>
			<span id="EMAIL" class="gs_dynamic">tjphuhs@gmail.com</span></div>
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<div class="m-max" style="background:#ffffff;">
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<div class="m1" style="padding: 20px 0 0 0;"><img alt="Please make a payment now." border="0" height="129" src="https://applecard.cdn-apple.com/i/28ED61EC-5020-4118-80C8-138218856839/headline-please-make-a-payment-now_mobile_2x.png" style="" width="260"/>
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</div>
</div>
<div class="m-max" style="background:#ffffff;">
<div class="m-gutter">
<p>As of <span id="DATE_LONG" class="gs_dynamic">May 3, 2026</span>, your <span id="hasMultipleUsers" value="FALSE" class="gs_dynamic"></span> <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> account is <span id="DAYS_PAST_DUE" class="gs_dynamic">92</span> or more days past due. You are now in default on your obligation to make timely payments on your <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> account. If you do not pay your past due amount of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">175.00</span>, which includes $0.00 in delinquency and $0.00 in deferral charges, by <span id="PAYMENT_DUE_DATE_LONG" class="gs_dynamic">May 31, 2026</span>, <span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span> will have certain rights, including the right to accelerate the entire balance owed on this debt and other rights provided under the law.</p>
<p>You <span id="hasMultipleOwners" value="FALSE" class="gs_dynamic"></span> may be obligated to pay reasonable costs of collection, including, but not limited to, court costs, attorney fees, except that such costs of collection: (1) may not include costs that were incurred by a salaried employee of <span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span> or its assignee; (2) may not include the recovery of both attorney fees and collection agency fees; and (3) shall not be in excess of 15% of the unpaid debt after default.</p>
<p><span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span> may exercise its rights under the law and our agreement even though we may have accepted a late payment in the past. Strict compliance with your requirements under our agreement is required from now on to avoid acceleration of the full balance owed. If you are late again in making your payments, <span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span> may exercise its rights without sending you another notice like this one.</p>
<p>If you have questions, please contact an <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Specialist immediately.</p>
<p><b>To make a payment:</b><br>If you haven't done so already, you can make a payment by going to Apple Card in the  <a class="gmail-unlink" href="wallet://credit/billPayment"> Wallet app</a> or manage your Apple Card payments <a href="https://email.post.applecard.apple/f/a/RmC1Qk_hmHSQQuSiISdN4w~~/AANuZhA~/VkzXlcF_LdcrXvnL91tNhxb6C5W9ChjMSJJTeLhTrYcW5mQ3BH3HvJQjzPhJ4wQedg4UACSa-nsI7yW7W2khx-B8yKdPz6Xul24wbvI7wlI~">online</a>.</br></p>
<p><b>We're here to help.</b><br/>If you <span id="hasMultipleOwners" value="FALSE" class="gs_dynamic"></span> are not able to pay your past due balance of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">175.00</span> please contact an <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Specialist so we can discuss a potential payment plan for you.</p>
    <span id="isMiniMirandaZone" value="FALSE" class="gs_dynamic"></span>    <br/>
</div>
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<p class="m3 bold type-body-m">Get in touch with a Specialist. Available 24/7.
			</p>
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<img alt="" border="0" class="header-icons" height="31" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_message_mobile_2x.png" style="" width="31"/>
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				<span id="IS_WEB_RECIPIENT" value="FALSE" class="gs_dynamic"></span>					<a href="https://email.post.applecard.apple/f/a/upXAHMjbLZrRhq9zLvGZng~~/AANuZhA~/Vre0hNdJpJKO6QnvvSRWUhS5NKlSrKJpRVs0f_nF1f90oeZK1XtN0nUsGJrHAg_OKYMnXwidMUC23oN1OjYBYTM12Dj3i6icxz_E3BvveQJHSAjvGvDdsRWgr1KBDEsrGbcfTuVGebRQOmmPxckQyvYZo9Nq50NAj1u7u2MnDPFTdooNYdUyPFv-2cnQpNHLAiretMdqvREkI35WSI30NM7LvVlgENhRGUKK3ICPYlM4HjzzZSIHWa9UvGHj2JjaSU1JsGxfzpee2c1mL7MAZXCRnGGxL-OkF4UbjYtfsW0HcELnaVBw32EL2AgIeRDgp_A7ZYKWypBS2dCc4hjymisV1VfItSqrxXRdKjYKpghpS5lNSaE_v94iXwaqalkYyZym6KZdD-nzjPUVc0KRR7BU3VzU6v4Op4Kpc2FGg1G3MzwUWgb1rtBDCWhNaa6iQCduJhwsZJdQGmibLskP0Q~~" style="border: 0; outline: 0;">Chat now</a>
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<a href="tel:1-877-255-5923" style="border: 0; outline: 0;"><span id="PHONE_NUMBER" class="gs_dynamic">1-877-255-5923</span></a>
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<p><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> is issued by <span id="LEGAL_NAME" class="gs_dynamic">Goldman Sachs Bank USA, Salt Lake City Branch</span>.</p>
<p>
          Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.         </p>
</div>
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<source media="(min-device-width: 568px)" srcset="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_2x.jpg"/><img alt="Apple Card | Goldman Sachs" border="0" class="hero-image" height="166" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_2x.jpg" style="display: block;" width="736"/></picture>
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<td align="left" style="color: #333333; font-size: 14px; line-height: 20px; padding: 0; max-width: 550px; overflow-wrap: break-word;" valign="top"><b><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Customer:</b><br/>
            <span id="FIRST_NAME" class="gs_dynamic">Timothy</span> <span id="LAST_NAME" class="gs_dynamic">Bourdeau</span>, <span id="EMAIL" class="gs_dynamic">tjphuhs@gmail.com</span>
          </td>
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<img alt="Please make a payment now." border="0" class="headline-image" height="112" src="https://applecard.cdn-apple.com/i/28ED61EC-5020-4118-80C8-138218856839/headline-please-make-a-payment-now_desktop_2x.png" style="display: block;" width="550"/>
</td>
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</tbody></table>
</td> </tr>
<tr>
<td align="center">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" width="550">
<tbody><tr>
<td align="left" class="d1" style="padding: 0;" valign="top">
<p>As of <span id="DATE_LONG" class="gs_dynamic">May 3, 2026</span>, your <span id="hasMultipleUsers" value="FALSE" class="gs_dynamic"></span> <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> account is <span id="DAYS_PAST_DUE" class="gs_dynamic">92</span> or more days past due. You are now in default on your obligation to make timely payments on your <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> account. If you do not pay your past due amount of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">175.00</span>, which includes $0.00 in delinquency and $0.00 in deferral charges, by <span id="PAYMENT_DUE_DATE_LONG" class="gs_dynamic">May 31, 2026</span>, <span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span> will have certain rights, including the right to accelerate the entire balance owed on this debt and other rights provided under the law.</p>
<p>You <span id="hasMultipleOwners" value="FALSE" class="gs_dynamic"></span> may be obligated to pay reasonable costs of collection, including, but not limited to, court costs, attorney fees, except that such costs of collection: (1) may not include costs that were incurred by a salaried employee of <span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span> or its assignee; (2) may not include the recovery of both attorney fees and collection agency fees; and (3) shall not be in excess of 15% of the unpaid debt after default.</p>
<p><span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span> may exercise its rights under the law and our agreement even though we may have accepted a late payment in the past. Strict compliance with your requirements under our agreement is required from now on to avoid acceleration of the full balance owed. If you are late again in making your payments, <span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span> may exercise its rights without sending you another notice like this one.</p>
<p>If you have questions, please contact an <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Specialist immediately.</p>
<p><b>To make a payment:</b><br>If you haven't done so already, you can make a payment by going to Apple Card in the Wallet app or manage your Apple Card payments <a href="https://email.post.applecard.apple/f/a/RmC1Qk_hmHSQQuSiISdN4w~~/AANuZhA~/VkzXlcF_LdcrXvnL91tNhxb6C5W9ChjMSJJTeLhTrYcW5mQ3BH3HvJQjzPhJ4wQedg4UACSa-nsI7yW7W2khx-B8yKdPz6Xul24wbvI7wlI~">online</a>.</br></p>
<p><b>We're here to help.</b><br>If you <span id="hasMultipleOwners" value="FALSE" class="gs_dynamic"></span> are not able to pay your past due balance of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">175.00</span> please contact an <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Specialist so we can discuss a potential payment plan for you.</br></p>
            <span id="isMiniMirandaZone" value="FALSE" class="gs_dynamic"></span>        </td>
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<b>Get in touch with an <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Specialist. Available 24/7.</b>
</td>
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<img alt="" border="0" class="header-icons" height="31" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_message_mobile_2x.png" style="" width="31"/>
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<td width="11"></td>
<td align="left" class="get-in-touch-copy type-body-d" style="padding: 16px 0 0 0;" valign="top">
            <span id="IS_WEB_RECIPIENT" value="FALSE" class="gs_dynamic"></span>              Chat with a Specialist using the Wallet app
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<img alt="" border="0" class="header-icons" height="31" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_call_mobile_2x.png" style="" width="31"/>
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              <span id="PHONE_NUMBER" class="gs_dynamic">1-877-255-5923</span>
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<p><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> is issued by <span id="LEGAL_NAME" class="gs_dynamic">Goldman Sachs Bank USA, Salt Lake City Branch</span>.</p>
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                  Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.                 </p>
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