Subject: Your account requires immediate attention
From: "Apple Card Support" <[email-masked]>
To: [email-masked]
Date: Sun, 03 May 2026 15:00:06 +0000

Apple Card Customer:

Timothy Bourdeau

[email-masked]

As of May 3, 2026, your Apple Card account is 92 or more days past due. You are now in default on your obligation to make timely payments on your Apple Card account. If you do not pay your past due amount of $175.00, which includes $0.00 in delinquency and $0.00 in deferral charges, by May 31, 2026, Goldman Sachs Bank USA will have certain rights, including the right to accelerate the entire balance owed on this debt and other rights provided under the law.

You may be obligated to pay reasonable costs of collection, including, but not limited to, court costs, attorney fees, except that such costs of collection: (1) may not include costs that were incurred by a salaried employee of Goldman Sachs Bank USA or its assignee; (2) may not include the recovery of both attorney fees and collection agency fees; and (3) shall not be in excess of 15% of the unpaid debt after default.

Goldman Sachs Bank USA may exercise its rights under the law and our agreement even though we may have accepted a late payment in the past. Strict compliance with your requirements under our agreement is required from now on to avoid acceleration of the full balance owed. If you are late again in making your payments, Goldman Sachs Bank USA may exercise its rights without sending you another notice like this one.

If you have questions, please contact an Apple Card Specialist immediately.

To make a payment:
If you haven't done so already, you can make a payment by going to Apple Card in the Wallet app or manage your Apple Card payments online.

We're here to help.
If you are not able to pay your past due balance of $175.00 please contact an Apple Card Specialist so we can discuss a potential payment plan for you.

Get in touch with a Specialist. Available 24/7.

Chat now

1-877-255-5923

Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.

Apple Card Customer:

Timothy Bourdeau, [email-masked]

As of May 3, 2026, your Apple Card account is 92 or more days past due. You are now in default on your obligation to make timely payments on your Apple Card account. If you do not pay your past due amount of $175.00, which includes $0.00 in delinquency and $0.00 in deferral charges, by May 31, 2026, Goldman Sachs Bank USA will have certain rights, including the right to accelerate the entire balance owed on this debt and other rights provided under the law.

You may be obligated to pay reasonable costs of collection, including, but not limited to, court costs, attorney fees, except that such costs of collection: (1) may not include costs that were incurred by a salaried employee of Goldman Sachs Bank USA or its assignee; (2) may not include the recovery of both attorney fees and collection agency fees; and (3) shall not be in excess of 15% of the unpaid debt after default.

Goldman Sachs Bank USA may exercise its rights under the law and our agreement even though we may have accepted a late payment in the past. Strict compliance with your requirements under our agreement is required from now on to avoid acceleration of the full balance owed. If you are late again in making your payments, Goldman Sachs Bank USA may exercise its rights without sending you another notice like this one.

If you have questions, please contact an Apple Card Specialist immediately.

To make a payment:
If you haven't done so already, you can make a payment by going to Apple Card in the Wallet app or manage your Apple Card payments online.

We're here to help.
If you are not able to pay your past due balance of $175.00 please contact an Apple Card Specialist so we can discuss a potential payment plan for you.

Get in touch with an Apple Card Specialist. Available 24/7.

Chat with a Specialist using the Wallet app

1-877-255-5923

Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.