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From: "American Express MyCredit Guide" <noreply@notificationmycredit-guide.americanexpress.com>
To: <tjphuhs@gmail.com>
Subject: We've noticed a change in your credit report
Date: Thu, 30 Apr 2026 11:02:06 -0600
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American Express MyCredit Guide Email Notification

 Visit MyCredit Guide to review what's changed
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 Hello, TIMOTHY
 
https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NjJ9AA0AAAAAACDjmTyuQTMS3s-hU0ONmKHuPx2FuuR3FOGc3h1AZvJCtaaGyNng3j58ksJEqRAzK_LyWXPv7a5St-AxKCj14RdgQIaIu3-u0UkbbtFJ2FmYeBQ 

 Log in

 

 
 

We've noticed a change on your credit report you should know about.

A recent update shows a major derogatory status on one of your accounts, indicating it has been reported as past due.

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View More Details 

 

 
 

 
 

 Better understand your credit score with MyCredit Guide
 

 Review your latest FICO(R) Score* for free
 

 View your credit report provided by Experian(R)

 Access your identity monitoring alerts
 

 Explore FICO(R) Score Planner & free tools
 

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Learn More 

 

 

 

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Please do not respond directly to this email.
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 9am - 10pm ET, excluding holidays at 1-833-421-3385.

Credit data provided by Experian(r).

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*Credit score calculated based on FICO(r) Score 8 model. Your
 lender or
 insurer may use a different FICO(r) Score than FICO(r) Score 8,
 or
 another type of credit score altogether. 
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        Visit MyCredit Guide to review what's changed
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                        Hello, TIMOTHY
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                                        href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NjJ9AA0AAAAAACDjmTyosLdXHAjho193RKFeqXbPQ0f5FIXP2wsGYT5xagrPdYpNOIk8nmLvyvNbHqBGyYNq1BQHgeIdz8hcUPuh9lsw097ag3XtlgxK4pLTgME">
                                        Log in
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                        style="text-align: left; background-image:url(https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/182290f8-611e-4f07-a989-8c023f31daf2.png);background-size:cover;background-position:top right;background-repeat:no-repeat;">
                        <!--[if gte mso 9]>
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                                                    style="text-align: left; color:#ffffff;font-size:36px;font-family:'Helvetica',Nueue,Arial,sans-serif;line-height:46px;padding:0 16px 8px;">
                                                    <p class="keep-white" id="HeaderText" style="max-width: 650px;"
                                                        role="heading" aria-level="1">We've noticed a change on your credit report you should know about.</p>
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                                                    <p class="keep-white" id="subHeaderText" style="max-width: 375px;"
                                                        role="heading" aria-level="2">A recent update shows a major derogatory status on one of your accounts, indicating it has been reported as past due. </p>
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                                        &nbsp;</td>
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                                                <a rel="noopener" target="_blank" href="http://m.amex/rMZHyx?extlink=en-us-mcg-email-alert-sso-derogatoryB-b-login" target="_blank" style="font-size: 16px; font-family: Helvetica, Neue, sans-serif; color: #ffffff; font-weight: 400; text-decoration: none; display: inline-block;">View More Details</a>
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                                            href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NjJ9AA0AAAAAACDjmTyp54kHoBM8DDyBuDdEqJxGoiNAT6axX5nzT_K6dzud1mphsTlL60yH3_8CT-awzfKmcS_NHysO21YbAbpXs4kTsnRon0W8jbIsvoLAOo0">View More Details</a>
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            <!-- Component 1 - Better understand your credit bullets -->

<table width="100%" cellpadding="0" cellspacing="0" border="0">
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                        style="text-align: center; color:#00175A;font-size:24px;font-family:'Helvetica',Nueue,Arial,sans-serif;line-height:32px;font-weight:600;padding:0 60px;">
                        Better understand your credit score with MyCredit Guide
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                                                    alt="icon" />
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                                                    width="100%">
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                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
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                                                    Review your latest FICO<sup>&reg;</sup> Score<sup>*</sup>  for free
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                                <!-- Item 2-->
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                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    View your credit report provided by Experian<sup>&reg;</sup>
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                                <!-- Item 3-->
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                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/571dfba4-d4c9-411a-b2e6-206fe7144697.png" width="40" style="display: block;"
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                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
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                                                    Access your identity monitoring alerts
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                                <!-- Item 4-->
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                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0 5px 5px 0;">
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                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
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                                            <td align="center" style="padding-top: 10px;">
                                                <p
                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    Explore FICO<sup>&reg;</sup> Score Planner & free tools
                                                </p>
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                                <!-- End Items-->
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                    </td>
                </tr>
            </table>
        </td>
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    <tr>
        <td height="30"></td>
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    <!--[if mso]>
        <tr><td height="30"></td></tr>
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                <table border="0" cellspacing="0" cellpadding="0">
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                            <a rel="noopener" target="_blank" href="http://m.amex/rMZHyx?extlink=en-us-mcg-email-alert-sso-derogatoryB-b-login" target="_blank" style="font-size: 16px; font-family: Helvetica, Neue, sans-serif; color: #ffffff; font-weight: 400; text-decoration: none; display: inline-block;">Learn More</a>
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        <![endif]-->
    <!--[if !mso]> <!---->
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                href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NjJ9AA0AAAAAACDjmTyqT6zgMvS1Rpy-t1jHeFT4at24Ix1x8qwcGMOBJJ9dKJIVgG9-tAXEJU4QjVPjzVdtiNivFsUlAdSmPiptsIM03yU_fv_MJX7M7KPdCYs">Learn More</a>
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                        style="padding: 20px 0; margin: 0; font-family: 'Helvetica', Neue; font-style: normal; font-weight: 400; font-size: 15px; line-height: 18px; color: #006FCF;">
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                            href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NjJ9AA0AAAAAACDjmTyr8YgnBHogrUGAg4OmeqEn46ux6mvipEl5aPDhAOZKwySHBymxxDCQLoZrt2fCDV8uJ9weT1Id7gzI-c3MG9btR0kWeD7Fz9gI9a6zjo4">Privacy Statement</a>
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