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From: Planet Home Customer Support <donotreply@planethomelending.com>
Date: Tue, 28 Apr 2026 18:46:02 +0000
Subject: [IMPORTANT] Message from Planet Home Lending
Message-Id: <PGHG7Y6O4TU4.QAJYAQ09NHLN2@bouncing.planethomelending.com>
Reply-To: donotreply@planethomelending.com
To: tjphuhs@gmail.com
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[View in Browser <https://public-usa.mkt.dynamics.com/api/orgs/9e23121a-1e2=
4-4b47-85d5-0119680f652f/r/o6X4rvub5UGKvpxf5l8BAAQAAAA?msdynmkt_target=3D%7=
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4gVIs%3D&msdynmkt_secretVersion=3Da3955a744d9049f88dd8bdc1907bf2bf>]
Dear TIMOTHY, Log into Planet=E2=80=99s customer portal [here <https://publ=
ic-usa.mkt.dynamics.com/api/orgs/9e23121a-1e24-4b47-85d5-0119680f652f/r/o6X=
4rvub5UGKvpxf5l8BAAUAAAA?msdynmkt_target=3D%7B%22TargetUrl%22%3A%22https%25=
3A%252F%252Fplanetloanservicing.com%252Fmyaccount%22%2C%22RedirectOptions%2=
2%3A%7B%221%22%3Anull%7D%7D&msdynmkt_digest=3DtUBNF%2FdIXzLXm5F%2BvYvRKEHbO=
vFXGAOnDQ6IHzUFHd0%3D&msdynmkt_secretVersion=3Da3955a744d9049f88dd8bdc1907b=
f2bf>] to make your payment, manage your loan, view documents, and more! Pl=
anet Home Lending can also be reached toll-free at 855-595-9055 between 8:3=
0 a.m. to 9:00 p.m., Monday through Friday, all times are Eastern. Thank yo=
u, Your Planet Home Lending Team [https://public-usa.mkt.dynamics.com/api/o=
rgs/9e23121a-1e24-4b47-85d5-0119680f652f/r/o6X4rvub5UGKvpxf5l8BAAYAAAA?msdy=
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ng.com%252Fmyaccount%22%2C%22RedirectOptions%22%3A%7B%221%22%3Anull%7D%7D&m=
sdynmkt_digest=3DtUBNF%2FdIXzLXm5F%2BvYvRKEHbOvFXGAOnDQ6IHzUFHd0%3D&msdynmk=
t_secretVersion=3Da3955a744d9049f88dd8bdc1907bf2bf <https://public-usa.mkt.=
dynamics.com/api/orgs/9e23121a-1e24-4b47-85d5-0119680f652f/r/o6X4rvub5UGKvp=
xf5l8BAAcAAAA?msdynmkt_target=3D%7B%22TargetUrl%22%3A%22https%253A%252F%252=
Fplanetloanservicing.com%252Fmyaccount%22%2C%22RedirectOptions%22%3A%7B%221=
%22%3Anull%7D%7D&msdynmkt_digest=3DtUBNF%2FdIXzLXm5F%2BvYvRKEHbOvFXGAOnDQ6I=
HzUFHd0%3D&msdynmkt_secretVersion=3Da3955a744d9049f88dd8bdc1907bf2bf>]
Please be advised that Planet Home Lending, LLC is a debt collector attempt=
ing to collect a debt and any information obtained will be used for that pu=
rpose. Oregon Residents Only: The Oregon Division of Financial Regulation (=
DFR) oversees residential mortgage loan servicers who are responsible for s=
ervicing residential mortgage loans in connection with real property locate=
d in Oregon and persons required to have a license to service residential m=
ortgage loans in this state. If you have questions regarding your residenti=
al mortgage loan, contact your servicer at 866-882-8187 orwww.planethomelen=
ding.com. To file a complaint about unlawful conduct by an Oregon licensee =
or a person required to have an Oregon license, call DFR at 888-877-4894 or=
 visit dfr.oregon.gov. NMLS ID #17022
=C2=A9 2026 Planet Home Lending, LLC. 321 Research Parkway, Suite 303, Meri=
den, CT 06450=

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argin-top:0; padding:0; background-color: rgb(224, 224, 224); border-width:=
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00;background-color:#e0e0e0;margin:auto;max-width:600px" data-layout-width=3D=
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nt; border:none;"> <![endif]-->
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per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
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<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;min-=
width:20px;width:600px;height:0;background-color:rgba(0,0,0,0);vertical-ali=
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<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
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<th class=3D"inner ui-sortable" style=3D"text-align:left;min-width:20px;ver=
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:rgba(0,0,0,0);padding:10px 80px;font-weight:400" role=3D"presentation">
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent;margin:10px"><p style=3D"margin:0;padding:0;=
line-height:1.25;mso-line-height-rule:at-least;text-align:center;mso-line-h=
eight-alt:125%"><span><a href=3D"https://public-usa.mkt.dynamics.com/api/or=
gs/9e23121a-1e24-4b47-85d5-0119680f652f/r/o6X4rvub5UGKvpxf5l8BAAAAAAA?msdyn=
mkt_target=3D%7B%22TargetUrl%22%3A%22https%253A%252F%252Fpublic-usa.mkt.dyn=
amics.com%252Fapi%252Fv1.0%252Forgs%252F9e23121a-1e24-4b47-85d5-0119680f652=
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275dc7b-0943-f111-88b4-000d3a3b10d2_97c09fdc-339a-c4a9-3242-cdfa1f5dfc16_e7=
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3Anull%2C%221%22%3Anull%7D%7D&msdynmkt_digest=3DCoSZrPa1fL6ReezqU%2FcHc%2BE=
GMHg9tXhSQHt5G24gVIs%3D&msdynmkt_secretVersion=3Da3955a744d9049f88dd8bdc190=
7bf2bf" style=3D"text-decoration:none">View in Browser</a></span></p></div>=
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent"><div align=3D"center" class=3D"imageWrapper=
" style=3D"font-family:Arial,Verdana,sans-serif; font-size:14px; color:#000=
; background-color:transparent; width:100%;" width=3D"100%"><!--[if gte mso=
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5-0119680f652f/digitalassets/images/b5a32120-d31d-ef11-9f89-000d3a382742?ts=
=3D638525946166000693" style=3D"max-height: 100%; box-sizing: border-box; d=
isplay: block; margin-left: auto; margin-right: auto; max-width: 100% !impo=
rtant;" width=3D"440" height=3D"121"> <![endif]--> <!--[if !mso]> <!----><i=
mg src=3D"https://assets-usa.mkt.dynamics.com/9e23121a-1e24-4b47-85d5-01196=
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h:0"></div></div></div></th>
</tr>
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</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr><td  style=3D"font-size: 0px; line-height:0px;mso-l=
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-color: transparent;"><br/></p></td></tr> <![endif]--></tbody>
</table>
</div><div class=3D"emptyContainer columns-equal-class wrap-section" style=3D=
"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#000;background-=
color:#fff"><!--[if gte mso 9]> </div><div style=3D"background-color: trans=
parent; border:none;"> <![endif]--><table class=3D"outer" align=3D"center" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse:collapse;displ=
ay:block" role=3D"presentation">
<tbody>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; background-color: rgb(255, 255, 255);" height=3D"0"><td>=
&nbsp;</td></tr> <![endif]--><tr>
<th style=3D"padding:20px;background-color:#fff" role=3D"presentation">
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:560px;height:0" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"inner" style=3D"text-align:left;min-width:5px;vertical-align:t=
op;word-wrap:break-word;word-break:break-word;font-weight:400" role=3D"pres=
entation">
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent;margin:10px"><p style=3D"margin:0;padding:0;=
line-height:1.25;mso-line-height-rule:at-least;mso-line-height-alt:125%"><s=
pan style=3D"font-size:16px;color:#646464">Dear TIMOTHY,</span></p><p style=
=3D"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-l=
ine-height-alt:125%"><br></p><p style=3D"margin:0;padding:0;line-height:1.2=
5;mso-line-height-rule:at-least;mso-line-height-alt:125%"><span style=3D"co=
lor:#646464;font-size:16px">Log into Planet=E2=80=99s customer portal </spa=
n><span style=3D"font-size:16px;text-decoration:underline"><a href=3D"https=
://public-usa.mkt.dynamics.com/api/orgs/9e23121a-1e24-4b47-85d5-0119680f652=
f/r/o6X4rvub5UGKvpxf5l8BAAEAAAA?msdynmkt_target=3D%7B%22TargetUrl%22%3A%22h=
ttps%253A%252F%252Fplanetloanservicing.com%252Fmyaccount%22%2C%22RedirectOp=
tions%22%3A%7B%221%22%3Anull%7D%7D&msdynmkt_digest=3DtUBNF%2FdIXzLXm5F%2BvY=
vRKEHbOvFXGAOnDQ6IHzUFHd0%3D&msdynmkt_secretVersion=3Da3955a744d9049f88dd8b=
dc1907bf2bf" data-msdyn-tracking-id=3D"c9c1780bfa27a1687963735666" style=3D=
"text-decoration:none"><span style=3D"color:#0c00ff;font-size:16px">here</s=
pan></a></span><span style=3D"color:#646464;font-size:16px"> to make your p=
ayment, manage your loan, view documents, and more!</span></p><p style=3D"m=
argin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-line-h=
eight-alt:125%"><br></p><p style=3D"margin:0;padding:0;line-height:1.25;mso=
-line-height-rule:at-least;mso-line-height-alt:125%"><span style=3D"color:#=
646464;font-size:16px">Planet Home Lending can also be reached toll-free at=
 855-595-9055 between 8:30 a.m. to 9:00 p.m., Monday through Friday, all ti=
mes are Eastern.</span></p><p style=3D"margin:0;padding:0;line-height:1.25;=
mso-line-height-rule:at-least;mso-line-height-alt:125%"><br></p><p style=3D=
"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-line=
-height-alt:125%"><span style=3D"color:#646464;font-size:16px">Thank you,</=
span></p><p style=3D"margin:0;padding:0;line-height:1.25;mso-line-height-ru=
le:at-least;mso-line-height-alt:125%"><span style=3D"color:#646464;font-siz=
e:16px">Your Planet Home Lending Team</span></p><p style=3D"margin:0;paddin=
g:0;line-height:1.25;mso-line-height-rule:at-least;mso-line-height-alt:125%=
"><span style=3D"text-decoration:underline;font-size:16px"><a href=3D"https=
://public-usa.mkt.dynamics.com/api/orgs/9e23121a-1e24-4b47-85d5-0119680f652=
f/r/o6X4rvub5UGKvpxf5l8BAAIAAAA?msdynmkt_target=3D%7B%22TargetUrl%22%3A%22h=
ttps%253A%252F%252Fplanetloanservicing.com%252Fmyaccount%22%2C%22RedirectOp=
tions%22%3A%7B%221%22%3Anull%7D%7D&msdynmkt_digest=3DtUBNF%2FdIXzLXm5F%2BvY=
vRKEHbOvFXGAOnDQ6IHzUFHd0%3D&msdynmkt_secretVersion=3Da3955a744d9049f88dd8b=
dc1907bf2bf" data-msdyn-tracking-id=3D"2135f8c34bf611687963788915" style=3D=
"text-decoration:none"><span style=3D"color:#0c00ff;font-size:16px">https:/=
/planetloanservicing.com/myaccount</span></a></span></p></div></th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; background-color: rgb(255, 255, 255);" height=3D"0"><td>=
&nbsp;</td></tr> <![endif]--></tbody>
</table></div><div class=3D"emptyContainer columns-equal-class wrap-section=
" style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#000;b=
ackground-color:#efefef"><!--[if gte mso 9]> </div><div style=3D"background=
-color: transparent; border:none;"> <![endif]--><table class=3D"outer" alig=
n=3D"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse:c=
ollapse;display:block" role=3D"presentation">
<tbody>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; background-color: rgb(239, 239, 239);" height=3D"0"><td>=
&nbsp;</td></tr> <![endif]--><tr>
<th style=3D"padding:10px;background-color:#efefef" role=3D"presentation">
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:580px;height:0" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"inner" style=3D"text-align:left;min-width:5px;padding:10px;ver=
tical-align:top;word-wrap:break-word;word-break:break-word;font-weight:400"=
 role=3D"presentation">
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent;margin:10px"><div class=3D"clear" style=3D"f=
ont-family:Arial,Verdana,sans-serif;font-size:14px;color:#000;background-co=
lor:transparent;clear:both;height:0;width:0"></div><p style=3D"margin:0;pad=
ding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:center;mso=
-line-height-alt:125%"><img src=3D"https://assets-usa.mkt.dynamics.com/9e23=
121a-1e24-4b47-85d5-0119680f652f/digitalassets/images/b16731c4-3ea6-ed11-aa=
d1-000d3a3141c4?ts=3D638112992125298299" width=3D"auto" height=3D"auto" sty=
le=3D"width:auto;height:auto;max-width:100%"></p><p style=3D"margin:0;paddi=
ng:0;line-height:1.25;mso-line-height-rule:at-least;text-align:center;mso-l=
ine-height-alt:125%"><br></p><p style=3D"margin:0;padding:0;line-height:1.2=
5;mso-line-height-rule:at-least;mso-line-height-alt:125%"><span style=3D"fo=
nt-size:14px">Please be advised that Planet Home Lending, LLC is a debt col=
lector attempting to collect a debt and any information obtained will be us=
ed for that purpose.</span></p><p style=3D"margin:0;padding:0;line-height:1=
.25;mso-line-height-rule:at-least;mso-line-height-alt:125%"><br></p><p styl=
e=3D"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-=
line-height-alt:125%"><span style=3D"font-size:14px">Oregon Residents Only:=
 The Oregon Division of Financial Regulation (DFR) oversees residential mor=
tgage loan servicers who are responsible for servicing residential mortgage=
 loans in connection with real property located in Oregon and persons requi=
red to have a license to service residential mortgage loans in this state. =
If you have questions regarding your residential mortgage loan, contact you=
r servicer at 866-882-8187 orwww.planethomelending.com. To file a complaint=
 about unlawful conduct by an Oregon licensee or a person required to have =
an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.</span>=
</p><p style=3D"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at=
-least;mso-line-height-alt:125%"><br></p><p style=3D"margin:0;padding:0;lin=
e-height:1.25;mso-line-height-rule:at-least;mso-line-height-alt:125%"><span=
 style=3D"font-size:14px">NMLS ID #17022</span><br></p></div></th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; background-color: rgb(239, 239, 239);" height=3D"0"><td>=
&nbsp;</td></tr> <![endif]--></tbody>
</table></div><div class=3D"columns-equal-class wrap-section" style=3D"font=
-family:Arial,Verdana,sans-serif;font-size:14px;color:#000;background-color=
:transparent"><!--[if gte mso 9]> </div><div style=3D"background-color: tra=
nsparent; border:none;"> <![endif]-->
<table class=3D"outer" align=3D"center" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D"border-collapse:collapse;display:block" role=3D"presentation">
<tbody>
<!--[if gte mso 9]> <tr><td  style=3D"font-size: 0px; line-height:0px;mso-l=
ine-height-rule: exactly; display: none !important; mso-hide:all;background=
-color: rgba(0, 0, 0, 0);"><p style=3D"font-size: 0px;height:0px; margin: 0=
px; padding:0;line-height: 0px; mso-line-height-rule: exactly; background-c=
olor: transparent;"><br/></p></td></tr> <![endif]--><tr>
<th style=3D"background-color:rgba(0,0,0,0);border-radius:0" role=3D"presen=
tation">
<table style=3D"display:block;width:100%;border-collapse:collapse" class=3D=
"containerWrapper tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;min-=
width:5px;width:600px;height:0" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"inner ui-sortable" style=3D"text-align:left;min-width:5px;padd=
ing:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;font=
-weight:400" role=3D"presentation">
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent;margin:0"><p style=3D"margin:0;padding:0;lin=
e-height:1.25;mso-line-height-rule:at-least;text-align:center;mso-line-heig=
ht-alt:125%"><span style=3D"font-size:12px">=C2=A9 2026 Planet Home Lending=
, LLC.</span></p><p style=3D"margin:0;padding:0;line-height:1.25;mso-line-h=
eight-rule:at-least;text-align:center;mso-line-height-alt:125%"><span style=
=3D"color:#605e5c;font-size:11px;font-family:Arial,Verdana,Geneva,sans-seri=
f">321 Research Parkway, Suite 303, Meriden, CT 06450</span><span style=3D"=
color:#605e5c;font-family:Arial,Verdana,Geneva,sans-serif;font-size:11px;ba=
ckground-color:transparent"></span></p><div tabindex=3D"-1" id=3D"toolbarna=
v_blockf92f48de141b31742849453396" aria-label=3D"[Navigate to toolbar]" rol=
e=3D"button" class=3D"editorAccessibilityButton" style=3D"font-family:Arial=
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><br></div><div tabindex=3D"-1" id=3D"toolbarnav_block9fb341413803a17429145=
93027" aria-label=3D"[Navigate to toolbar]" role=3D"button" class=3D"editor=
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</table>
</th>
</tr>
<!--[if gte mso 9]> <tr><td  style=3D"font-size: 0px; line-height:0px;mso-l=
ine-height-rule: exactly; display: none !important; mso-hide:all;background=
-color: rgba(0, 0, 0, 0);"><p style=3D"font-size: 0px;height:0px; margin: 0=
px; padding:0;line-height: 0px; mso-line-height-rule: exactly; background-c=
olor: transparent;"><br/></p></td></tr> <![endif]--></tbody>
</table>
</div></div><!--[if gte mso 9]> </th></tr></table><p style=3D"height:0px; m=
argin-bottom:0; margin-top:0; padding:0;line-height: 0px; mso-line-height-r=
ule: exactly; background-color: transparent;"></p> <![endif]--><img src=3D"=
https://public-usa.mkt.dynamics.com/api/orgs/9e23121a-1e24-4b47-85d5-011968=
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g /></body></html>=

--=-9sKTe2CF4lHeuKcohFTRpA==--
