Delivered-To: tjphuhs@gmail.com
Received: by 2002:adf:f3cb:0:b0:441:282b:bd with SMTP id g11csp2857264wrp;
        Mon, 27 Apr 2026 08:33:23 -0700 (PDT)
X-Received: by 2002:a53:c051:0:10b0:651:cc9c:af08 with SMTP id 956f58d0204a3-65310afb882mr29658228d50.64.1777304002930;
        Mon, 27 Apr 2026 08:33:22 -0700 (PDT)
ARC-Seal: i=1; a=rsa-sha256; t=1777304002; cv=none;
        d=google.com; s=arc-20240605;
        b=WMQSE4RWkW/HxyGrMpXlMRLJxZtf8p7Pr/koKCyB0qVJ25pgDS8cr491vm0c+Ha8KP
         F+Ar/ivNsAg2tp3oShD0TxKcGkwg942XG9D58V+Uf2fppAENac1WmdqJZs27U1Ti9DNx
         BsMgUp+c92t6B74dX1Ncufjwur863u24WDs58Ff2pvLTfRdpDXkzJTm2OuSfuxPtHZOU
         q5rr+BPhfVJDqfsSRsCCT/6Yy0vtQ4Tfx/D14T+bM0rCT37RgzIcF9seL731DgjPq8Me
         JJap7k6KzbmfRMi7D5becl5D7KI1MHylzY7OeYr0KH1grR6/bVLKyjcElbPcNANBpBNk
         3HPA==
ARC-Message-Signature: i=1; a=rsa-sha256; c=relaxed/relaxed; d=google.com; s=arc-20240605;
        h=subject:from:mime-version:date:message-id:to
         :content-transfer-encoding:dkim-signature;
        bh=FJfV4LiecCspmHd2l3NTB/pJclylgRx5O2WnADGDzLs=;
        fh=9zP21OW67FFZD2VV42mGudo540Qp4aalMWxJB5kMYug=;
        b=CMc+aVTnqCJexSqZ/4JcTsx4F4itPf2C4Hp1o85ee94ZPs8Oz0gtNr1TMsyifXFlEN
         0R+VA4OGqNAZNKgm1gwptwumRXbMtecYxnWKsfQZbWh8/w6XlqdMhCIZebKh9HqgqTBM
         xahF1L8R/LcfSOJuxNmg1LTZwL4AaatxD6902/esLJiFiSXAn+gCtnkGznghXS1SIg20
         gmHJzGur6zxyS+3vTO/O+ZgsjzCCSpuLWEB/JiNYyL5rDYhVjSYx/QJBorxHpr4Bh5sX
         izzhg4N1vfgPtkGaow8kpE3zhHRuo5kH5lBP4xc2QQaajMsMdZVx7zm+Hy/oRaTu/6Dw
         WMPw==;
        dara=google.com
ARC-Authentication-Results: i=1; mx.google.com;
       dkim=pass header.i=@post.applecard.apple header.s=scph0319 header.b=MJp9whoU;
       spf=pass (google.com: domain of msprvs1=20577x0kuletg=bounces-224870-11@bounce.post.applecard.apple designates 147.253.210.22 as permitted sender) smtp.mailfrom="msprvs1=20577x0kuletg=bounces-224870-11@bounce.post.applecard.apple";
       dmarc=pass (p=QUARANTINE sp=QUARANTINE dis=NONE) header.from=post.applecard.apple
Return-Path: <msprvs1=20577x0kuletg=bounces-224870-11@bounce.post.applecard.apple>
Received: from mta-210-22.sparkpostmail.com (mta-210-22.sparkpostmail.com. [147.253.210.22])
        by mx.google.com with ESMTPS id 956f58d0204a3-65314ed55ecsi25345547d50.211.2026.04.27.08.33.22
        for <tjphuhs@gmail.com>
        (version=TLS1_2 cipher=ECDHE-ECDSA-AES128-GCM-SHA256 bits=128/128);
        Mon, 27 Apr 2026 08:33:22 -0700 (PDT)
Received-SPF: pass (google.com: domain of msprvs1=20577x0kuletg=bounces-224870-11@bounce.post.applecard.apple designates 147.253.210.22 as permitted sender) client-ip=147.253.210.22;
Authentication-Results: mx.google.com;
       dkim=pass header.i=@post.applecard.apple header.s=scph0319 header.b=MJp9whoU;
       spf=pass (google.com: domain of msprvs1=20577x0kuletg=bounces-224870-11@bounce.post.applecard.apple designates 147.253.210.22 as permitted sender) smtp.mailfrom="msprvs1=20577x0kuletg=bounces-224870-11@bounce.post.applecard.apple";
       dmarc=pass (p=QUARANTINE sp=QUARANTINE dis=NONE) header.from=post.applecard.apple
Return-Path: <msprvs1=20577x0kuletg=bounces-224870-11@bounce.post.applecard.apple>
X-MSFBL: agAVKZpZQNgGN/fxW1L9Vt2Fp+RS34Yd5lm9+0tBC3o=|eyJtZXNzYWdlX2lkIjo
	iNjllYWMxODFlZjY5NjIzNTQ5NDgiLCJyIjoidGpwaHVoc0BnbWFpbC5jb20iLCJ
	0ZW5hbnRfaWQiOiJzcGMiLCJzdWJhY2NvdW50X2lkIjoiMTEiLCJjdXN0b21lcl9
	pZCI6IjIyNDg3MCJ9
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed;
	d=post.applecard.apple; s=scph0319; t=1777304001;
	i=@post.applecard.apple;
	bh=FJfV4LiecCspmHd2l3NTB/pJclylgRx5O2WnADGDzLs=;
	h=Content-Type:To:Message-ID:Date:From:Subject:From:To:Cc:Subject;
	b=MJp9whoUutQRcb8qhmcubHIloPXjMd4Sq4WHSvMGXkzC26ETDjCC+uTkw/phcxyB3
	 +vfWdB1JDM+w4mSHjOeuulo09VZyud6f8D3zov872SCX89x9IhpgbPV4Xifi0/LASp
	 OkzxoDcYDrFO0F0Ii4wa084/iFsS/cEzTpKKJSJ8=
Received: from [10.90.45.213] ([10.90.45.213])
	by i-0f727fa2db97afcb1.mta1vrest.sd.prd.sparkpost (ecelerity 5.2.0.75597 r(msys-ecelerity:tags/5.2.0.19)) with REST
	id 84/9C-38760-1C18FE96; Mon, 27 Apr 2026 15:33:21 +0000
Content-Transfer-Encoding: quoted-printable
Content-Type: text/html; charset="UTF-8"
To: tjphuhs@gmail.com
Message-ID: <84.9C.38760.1C18FE96@i-0f727fa2db97afcb1.mta1vrest.sd.prd.sparkpost>
Date: Mon, 27 Apr 2026 15:33:21 +0000
MIME-Version: 1.0
X-Archive-Request-ID: ced98112-8817-4d20-9367-6fa1d39f9ec9
X-Tenant-ID: almond-prod
From: "Apple Card Support" <no_reply@post.applecard.apple>
X-Archive-Email-Correlation-ID: 88a9d885-626f-4a2f-8f38-b6829fc13ed4
Subject:    Your account requires immediate attention 

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">=0D=0A=0D=0A=
<html>=0D=0A<head>=0D=0A<title>Explore new payment options</title>=0D=0A<me=
ta content=3D"width=3Ddevice-width, initial-scale=3D1.0" name=3D"viewport"/=
>=0D=0A<meta content=3D"text/html;charset=3Dutf-8" http-equiv=3D"content-ty=
pe"/>=0D=0A<meta content=3D"date=3Dno" name=3D"format-detection"/>=0D=0A<me=
ta content=3D"address=3Dno" name=3D"format-detection"/>=0D=0A<meta content=
=3D"email=3Dno" name=3D"format-detection"/>=0D=0A<style type=3D"text/css">=
=0D=0A      .legend { width: 100%; }=0D=0A      .legend td { color: red; te=
xt-align: center; font-weight: bold; }=0D=0A      /*CSS hbs*/=0D=0A      bo=
dy { width: 100% !important; background-color: #fff; padding: 0; margin: 0;=
 }=0D=0A      a, a:link { color: #0070c9; text-decoration: none; }=0D=0A   =
   a:hover { color: #0070c9; text-decoration: underline !important; }=0D=0A=
  =0D=0A      sup {line-height: normal; font-size: .65em !important; vertic=
al-align:super; }=0D=0A      /* hack y g*/=0D=0A      b { font-weight: 600 =
!important; }=0D=0A  =0D=0A      body {=0D=0A          font-family: system-=
ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Helvetica Neue', Helvet=
ica, Arial, sans-serif;=0D=0A          font-weight: normal;=0D=0A          =
text-rendering: optimizelegibility;=0D=0A          -webkit-font-smoothing: =
antialiased;=0D=0A      }=0D=0A      td {color: #333333; font-size: 17px; f=
ont-weight: normal; line-height: 25px; }=0D=0A      .type-body-d, .type-bod=
y-m { font-size: 14px; line-height: 20px; }=0D=0A      .type-caption-d, .ty=
pe-caption-m { font-size: 12px; font-weight: normal; line-height: 16px; }=
=0D=0A      .type-marketing-headline-d, .type-marketing-headline-m { font-s=
ize: 17px; line-height: 21px; color: #111111; font-weight: 600; }=0D=0A    =
  .type-marketing-copy-d, .type-marketing-copy-m { font-size: 14px; line-he=
ight: 20px; color: #333333; }=0D=0A      .type-dispute-tracker-headline-d, =
.type-dispute-tracker-headline-m { font-size: 17px; line-height: 21px; col=
or: #111111; font-weight: 600; text-align: left; }=0D=0A      .type-dispute=
-tracker-copy-d, .type-dispute-tracker-copy-m { font-size: 14px; line-heigh=
t: 20px; color: #333333; text-align: left; }=0D=0A      .type-marketing-cap=
tion-d, .type-marketing-caption-m { font-size: 11px; line-height: 15px; col=
or: #666666; }=0D=0A=0D=0A      p, ul, ol { margin: 0 0 16px 0; padding: 0;=
 }=0D=0A      ul li { list-style-type: disc; margin: 0 0 8px 20px; }=0D=0A =
     ul ul li { list-style-type: circle; margin: 0 0 8px 50px; }=0D=0A     =
 ol li { margin: 0 0 8px 20px; list-style-position: outside; }=0D=0A      h=
3.dispute-sub-headline { font-size: 24px; margin: 0 0 10px 0; }=0D=0A      =
.cta { margin-top: 13px; }=0D=0A=0D=0A      .f-complete { color: #888888; =
font-size: 12px; line-height: 15px; }=0D=0A      .f-complete p { margin-bot=
tom: 9px; }=0D=0A      .f-numbered { color: #888888; font-size: 12px; line-=
height: 15px; padding: 0 0 9px 0; }=0D=0A      .f-links-shop { border-botto=
m: 1px solid #d6d6d6; color: #d6d6d6; font-size: 14px; line-height: 18px; p=
adding: 18px 0 16px 0; text-align: center; }=0D=0A      .f-links-shop a, .f=
-links-shop a:visited, .f-legal a, .f-legal a:visited, .f-complete a, .f-co=
mplete a:visited { color: #555555; }=0D=0A      .f-links-legal { color: #d6=
d6d6; }=0D=0A      .f-links-shop a:hover, .f-legal a:hover { text-decoratio=
n: underline; }=0D=0A      .f-legal {padding: 0 0% 0 0%;}=0D=0A      .f-leg=
al ol {padding: 0 17px;}=0D=0A  =0D=0A      .preheader-hide { display: none=
 !important; mso-hide: all !important; }=0D=0A=0D=0A      img.headline-imag=
e + div, img.hero-image + div {=0D=0A        display: none;=0D=0A      }=0D=
=0A=0D=0A      /* Path to Apple Card Styles */=0D=0A      .ptac-email p { c=
olor: #86868B; }=0D=0A      .ptac-email p b { color: #030303; }=0D=0A      =
.ptac-email .f-legal a, .ptac-email .f-legal a:visited { color: #0066CC !i=
mportant; }=0D=0A=0D=0A      /* ADD ANY DESKTOP STYLES HERE */=0D=0A=0D=0A =
     @media only screen and (max-device-width: 568px) { =0D=0A        .desk=
top { display: none; }=0D=0A        .mobile { background: #ffffff; display:=
 block !important; color: #333333; font-size: 17px; font-weight: normal; li=
ne-height: 25px; margin: 0 auto; max-height: inherit !important; max-width:=
 414px; overflow: visible; width: 100% !important; }=0D=0A=0D=0A        .mo=
bile .m-aapl-logo img { margin: 0; }=0D=0A        .mobile .m-copy, .mobile =
.m-links { padding: 0 6.25%; }=0D=0A        .mobile .m-copy { padding-bott=
om: 9px; }=0D=0A        .mobile .keyline { border-color: #d6d6d6; border-to=
p-style: solid; border-top-width: 1px; padding: 0; margin: 0 auto; text-ali=
gn: center; height: 0;}=0D=0A        .mobile ol li {   }=0D=0A        .blue=
-number { white-space: nowrap; } =0D=0A        sup { font-size: .55em; }=0D=
=0A        .m-gutter { margin: 0 6.25%; }=0D=0A        .m-divider { padding=
: 0px 0 30px 0; border-top: solid 1px #d6d6d6; }=0D=0A        .f-legal { pa=
dding: 0 5% 0 6.25%; background:#f2f2f2 !important;}=0D=0A        .bold { f=
ont-weight: 600; }=0D=0A        .hero-head-container { width:100%; overflow=
:hidden; position:relative; margin:0; height:126px; padding-bottom: 0; }=0D=
=0A        .header-bg { height: 126px; background-image: url('https://apple=
card.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_mobile_2x.pn=
g'); background-size: 414px 126px; background-position: top center; backgro=
und-repeat: no-repeat; }=0D=0A        .m-customer-info { overflow-wrap: bre=
ak-word; }=0D=0A        .m-gutter .row { position: relative; width: 100%; d=
isplay: block; min-width: 320px; overflow: auto; margin-bottom: 10px;}=0D=
=0A        .m-gutter .row .column { display: inline-block; vertical-align: =
middle; }=0D=0A        .m-gutter .row .column img { margin-right:12px; }=0D=
=0A        .m-max { max-width: 300px; background: #ffffff; margin:0 auto; p=
adding-left:10px; padding-right: 10px; }=0D=0A        .m-max.last { padding=
-bottom: 38px; }=0D=0A        .m-table { padding-bottom: 16px; }=0D=0A     =
   .m-table .m-table-head { border-bottom: 2px solid #000000; padding: 20px=
 0 14px 0; }=0D=0A        .m-table .m-table-cell { border-bottom: 1px solid=
 #000000; padding: 16px 0 12px 0; }=0D=0A        .m-table .m-table-footer {=
 border-top: 2px solid #000000; padding: 20px 0 14px 0; }=0D=0A        .m-t=
able.m-table-centered-narrow { text-align: center; width: 200px; margin-lef=
t: auto; margin-right: auto; }=0D=0A        .m-table .m-table-cell.last { b=
order-bottom: none; }=0D=0A        .m-table-with-border { border: 2px solid=
 #000000; }=0D=0A        .m-table-with-border .m-table-head, =0D=0A        =
.m-table-with-border .m-table-cell { padding-left: 10px; padding-right: 10=
px; }=0D=0A        .m-table-with-border .m-table-head { background: #000000=
; color: #ffffff; }=0D=0A        .get-in-touch-m { padding-bottom: 30px; }=
=0D=0A        .marketing-m { margin: 10px 0 40px; padding: 25px 25px 14px 2=
5px; background: #f2f2f2; text-align: center; }=0D=0A        .marketing-wit=
h-caption-m { margin: 10px 0 15px 0; }=0D=0A        .marketing-caption-m { =
margin: 0px 40px 34px 40px; text-align: center; }=0D=0A        u + .body a.=
gmail-unlink { color:#333333 !important; }=0D=0A        .ptac-email p b, .p=
tac-email .ptac-module p { font-size: 12px; }=0D=0A        .m-chat { width:=
 200px; margin-top: 2px;}=0D=0A        .dispute-tracker-m { margin: 40px 0;=
 padding: 25px 25px 14px 25px; background: #f2f2f2; text-align: center; }=
=0D=0A        /* ADD MOBILE STYLES HERE */=0D=0A        =0D=0A        /* M-=
FOOT */=0D=0A        .m-width { padding:0 6.25%; margin:0 auto;box-sizing: =
border-box;}=0D=0A        .m-footer { background: #f2f2f2; padding: 19px 0 =
28px; color: #888888;}=0D=0A        .m-footer p, .m-footer li  { font-size:=
 12px; line-height: 16px; }=0D=0A        .m-footer ol {padding: 0 17px; mar=
gin: 0; list-style-type: decimal; list-style-position: outside;}=0D=0A     =
   .m-footer ol li {list-style-type: decimal;}=0D=0A        ul.m-bnav { bor=
der-top: 1px solid #d6d6d6; color: #555555; margin: 0; padding-top: 12px; p=
adding-bottom: 1px; text-align: center; }=0D=0A        ul.m-bnav li { borde=
r-bottom: 1px solid #d6d6d6; font-size: 12px; font-weight: normal; line-hei=
ght: 16px; margin: 0 0 11px 0; padding: 0 0 12px 0; }=0D=0A        ul.m-bna=
v li a, ul.m-bnav li a:visited { color: #555555; }=0D=0A      }=0D=0A      =
=0D=0A    </style>=0D=0A<!--[if gte mso 9]>=0D=0A  <style type=3D"text/css"=
>=0D=0A  =0D=0A    sup=0D=0A    { font-size:100% !important }=0D=0A  =0D=0A=
  </style>=0D=0A  <![endif]--></head>=0D=0A<body class=3D"body" style=3D"ma=
rgin:0; padding:0;">=0D=0A<!-- MOBILE TOP-->=0D=0A<div class=3D"mobile" sty=
le=3D"width: 0; max-height: 0; overflow: hidden; display: none;">=0D=0A<div=
 class=3D"preheader-hide" style=3D"display:none !important;position: absolu=
te; font-size:0; line-height:1; max-height:0; max-width:0; opacity:0; overf=
low:hidden; color: #333333">=0D=0A        =C2=A0=0D=0A    </div>=0D=0A<!-- =
mHero -->=0D=0A<div class=3D"m-hero-section">=0D=0A<div class=3D"m-content-=
hero">=0D=0A<div class=3D"m1 hero-head-container" style=3D"padding:0;">=0D=
=0A<div class=3D"header-bg"></div>=0D=0A</div>=0D=0A</div>=0D=0A</div>=0D=
=0A<div class=3D"m-max" style=3D"background:#ffffff;">=0D=0A<div class=3D"m=
-gutter">=0D=0A<div class=3D"m-customer-info customer-info type-body-m">=0D=
=0A<div class=3D"subinfo--bold"><b><span id=3D"CARD_NAME_HTML_CHARS" class=
=3D"gs_dynamic">Apple&nbsp;Card</span> Customer:</b></div>=0D=0A<div class=
=3D"subinfo"><span id=3D"FIRST_NAME" class=3D"gs_dynamic">Timothy</span> <s=
pan id=3D"LAST_NAME" class=3D"gs_dynamic">Bourdeau</span><br/>=0D=0A=09=09=
=09<span id=3D"EMAIL" class=3D"gs_dynamic">tjphuhs@gmail.com</span></div>=
=0D=0A</div>=0D=0A</div>=0D=0A</div>=0D=0A=0D=0A<span id=3D"MESSAGE_VERSION=
" value=3D"V2" class=3D"gs_dynamic"></span><div class=3D"m-max" style=3D"ba=
ckground:#ffffff;">=0D=0A<div class=3D"m-gutter">=0D=0A<div class=3D"m1" st=
yle=3D"padding: 20px 0 0 0;"><img alt=3D"We=E2=80=99re here to help =E2=80=
=94 contact us." border=3D"0" height=3D"129" src=3D"https://applecard.cdn-a=
pple.com/i/28ED61EC-5020-4118-80C8-138218856839/headline-were-here-to-help-=
contact-us_mobile_2x.png" style=3D"" width=3D"237"/>=0D=0A</div>=0D=0A</div=
>=0D=0A</div>=0D=0A<div class=3D"m-max" style=3D"background:#ffffff;">=0D=
=0A<div class=3D"m-gutter">=0D=0A  <span id=3D"MESSAGE_VERSION" value=3D"V2=
" class=3D"gs_dynamic"></span>    =0D=0A    <p>As of <span id=3D"DATE_LONG"=
 class=3D"gs_dynamic">April 27, 2026</span>, your Apple Card account is <sp=
an id=3D"DAYS_PAST_DUE" class=3D"gs_dynamic">86</span> days past due and ha=
s a remaining Minimum Payment Due of $<span id=3D"REMAINING_MINIMUM_DUE" cl=
ass=3D"gs_dynamic">175.00</span>.</p>=0D=0A=0D=0A    <span id=3D"MESSAGE_VE=
RSION" value=3D"V2" class=3D"gs_dynamic"></span>=0D=0A    <span id=3D"MESSA=
GE_VERSION" value=3D"V2" class=3D"gs_dynamic"></span>      <p><b>Connect wi=
th us to discuss how to get your Apple Card back in good standing.</b></p>=
=0D=0A    =0D=0A    <span id=3D"MESSAGE_VERSION" value=3D"V2" class=3D"gs_d=
ynamic"></span>=0D=0A    <p>If you're having difficulty making your minimum=
 payment, contact an Apple&nbsp;Card Specialist to see if you're eligible f=
or a payment assistance plan. Payment assistance plans may help you to:</p>=
=0D=0A    <ul>=0D=0A      <li>Defer or reduce monthly payments</li>=0D=0A  =
    <li>Reduce interest charges</li>=0D=0A      <li>Prevent your account fr=
om going further past due</li>=0D=0A      <li>Regain spending privileges on=
 your Apple Card</li>=0D=0A      <li>Pay off your entire account balance ov=
er time with no interest</li>=0D=0A    </ul>=0D=0A    <p>Plan terms and len=
gths vary based on eligibility and your individual needs.</p>=0D=0A    <p><=
a href=3D"https://email.post.applecard.apple/f/a/Os8HpqobA9IkCaEmO0Kjtw~~/A=
ANuZhA~/aDH_Md7enBb8XHElMDQyefjt4BskN0vWzNcBFG526RgKQ772YKsas23ihun52ftC0oY=
6lGi2PRlRa62aRNM3I8fACZPPWsNTEYvgPvjgbU-FUzrn2s3L_Bx3nV7lJ0Bj" style=3D"col=
or:#0070c9;">Learn about <span id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dyna=
mic">Apple&nbsp;Card</span> <span style=3D"white-space: nowrap;">Payment As=
sistance Plans<img alt=3D"" border=3D"0" height=3D"10" src=3D"https://apple=
card.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/34_chevron_alpha_=
2x.png" style=3D"display:inline;margin:0;" width=3D"12"/></span></a></p>=0D=
=0A    <p>If you haven't done so already, you can make your minimum payment=
 in <a href=3D"https://email.post.applecard.apple/f/a/rp-77ZxfVdJKMLnYFkDz1=
w~~/AANuZhA~/Ez-7If4uOPlZs7NXm-Rny553HijA1w4nD6OMakVKfbi9mVcS_0jHE1Emf3_5Nn=
G7Lf9N2ThHJ1IhyVPlMkbfLFATGBopWrywWt0kFeptT80~">Wallet</a> or <a class=3D"g=
mail-unlink" href=3D"https://email.post.applecard.apple/f/a/rp-77ZxfVdJKMLn=
YFkDz1w~~/AANuZhA~/Ez-7If4uOPlZs7NXm-Rny553HijA1w4nD6OMakVKfbi9mVcS_0jHE1Em=
f3_5NnG7Lf9N2ThHJ1IhyVPlMkbfLFATGBopWrywWt0kFeptT80~">Online</a>, or set up=
 <a href=3D"https://email.post.applecard.apple/f/a/ADg3TfLYTe3ryKtClSdw_A~~=
/AANuZhA~/7l6xnTcSfqUP9IhqbnaWtQo0YX-JFfiVzB0RP0xKV8wqemGR4CBirM7Ihq_faIAJf=
ztHWEupXs13iTrcK-WKBGmDbkI52k7yUO0Z3d25Jl5stEPbMossjgfcJzUm4kKZ">Autopay</a=
> for at least the Minimum Payment Due.</p>=0D=0A=0D=0A  <br/>=0D=0A</div>=
=0D=0A</div>=0D=0A<div class=3D"m-max" style=3D"background:#ffffff;">=0D=0A=
<div class=3D"m-gutter">=0D=0A=09=09<span id=3D"isMiniMirandaZone" value=3D=
"FALSE" class=3D"gs_dynamic"></span>=09</div>=0D=0A</div>=0D=0A<div class=
=3D"m-max" style=3D"background:#ffffff;">=0D=0A<div class=3D"m-gutter">=0D=
=0A<div class=3D"m-divider"></div>=0D=0A</div>=0D=0A</div>=0D=0A<div class=
=3D"m-max get-in-touch-m" style=3D"background:#ffffff;">=0D=0A<div class=3D=
"m-gutter">=0D=0A<p class=3D"m3 bold type-body-m">Get in touch with a Speci=
alist. Available 24/7.=0D=0A=09=09=09</p>=0D=0A<div class=3D"row">=0D=0A<di=
v class=3D"image column">=0D=0A<img alt=3D"" border=3D"0" class=3D"header-i=
cons" height=3D"31" src=3D"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-=
49F6-BF97-FE780346A4AA/icon_message_mobile_2x.png" style=3D"" width=3D"31"/=
>=0D=0A</div>=0D=0A<div class=3D"m-text-column column type-body-m m-chat">=
=0D=0A=09=09=09=09<span id=3D"IS_WEB_RECIPIENT" value=3D"FALSE" class=3D"gs=
_dynamic"></span>=09=09=09=09=09<a href=3D"https://email.post.applecard.app=
le/f/a/bugBgSJzzT1Ha4Kg6y30Jg~~/AANuZhA~/MWEJ4hL5Azc3yKCrJhUI-7-LR3Z371U7ka=
bxiz6Uj4WAsRiWJ3NTZYPxLUymqmthnujdhi1rGuio0C2llefBu3kEpmeyWA5Ajj4grmbyvTKBX=
rVNhyUoVwDkdyd9_2It7ukI_WK6z7-0Rww-mbbOYXjM_cgzOaFwiuvVggXS5MpjWQDGTQfyjQND=
pqPr_NT5IHlnI9prjeZM_9ccXz-5NLNA_VwLNIrRq9ePK0ysXC84TfI6XR7Iw_0JNnDWiZVOfxU=
zleD3uuJEC_ywJuJ_1ORJrlb3DIncsj_pS-GS06YNYMydFvu2FzaqmY3Fo8PU4sj4IaszU81Epn=
f0VbFkWkwzVnO7V9xoB104zQ7ja1-dTJkBPuKhdsSSWeROhryvFBP2gqnmYm__QHrVoLkM9GXE1=
jTr2D3IIKSilOyUTolU3Xe9bfXh7CogSLIB7KBGL-dT8tegKNhGYzQOjisck1dwA0QzVRl0lba3=
fOBsmmTR6iUj0n5haQpwkQPQBZ6_N9y2lJqEH7gDQ_nodU6dzXfw3d3m70opYcl9BAMOt4mJFfo=
hJZrExOuuv7N30_rtbvK06TOFgobfdJUvwyY5B1HN_EC18FUbOtl8G-_vjB-yT9IzxqAqX-156b=
PWXJPXf2pD4WJvh-ZYvNs3uu6xUQlWY7HDtTDQhf9weNoToj8aA8M6mp9LCgpsTJ4zLkTBN4JCV=
aA5tmmBiBXZRd5_ZICGy0s0C5E3F9DGB1AqDJ63l9Eh60N8Gd2yRwZh0itKpZTKyKSrSQpz2J5b=
nZ8BvvbLQaImspzIeV1UAiN41g5m2wu8T7EsAKHo-qsCMep3PxGILBaQgOSjdGk0HviCZGPwWeB=
3fg1d7VM-wTj36Eu8Lp_IijISX17MIoB1Zh_eucM5Yji7egv3zavAkGKCDx--OMRBkiXj-_97wl=
DwgAE~" style=3D"border: 0; outline: 0;">Chat now</a>=0D=0A=09=09=09=09=09=
=09=09=09</div>=0D=0A</div>=0D=0A<div class=3D"row">=0D=0A<div class=3D"ima=
ge column">=0D=0A<img alt=3D"" border=3D"0" class=3D"header-icons" height=
=3D"31" src=3D"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE=
780346A4AA/icon_call_mobile_2x.png" style=3D"" width=3D"31"/>=0D=0A</div>=
=0D=0A<div class=3D"m-text-column column type-body-m">=0D=0A<a href=3D"tel:=
1-877-255-5923" style=3D"border: 0; outline: 0;"><span id=3D"PHONE_NUMBER" =
class=3D"gs_dynamic">1-877-255-5923</span></a>=0D=0A</div>=0D=0A</div>=0D=
=0A</div>=0D=0A</div>=0D=0A</div>=0D=0A<!-- MOBILE BOTTOM -->=0D=0A<div cla=
ss=3D"mobile m-footer" style=3D"width:0; max-height:0; overflow:hidden; dis=
play:none;">=0D=0A<div class=3D"f-legal m-max">=0D=0A<div class=3D"m-gutter=
">=0D=0A<p><span id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic">Apple&nbs=
p;Card</span> is issued by <span id=3D"LEGAL_NAME" class=3D"gs_dynamic">Gol=
dman Sachs Bank USA, Salt Lake City Branch</span>.</p>=0D=0A<p>=0D=0A      =
    Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7=
247, Philadelphia, PA 19170-6112.         </p>=0D=0A</div>=0D=0A</div>=0D=
=0A</div> <!-- DESKTOP VERSION -->=0D=0A<div class=3D"desktop">=0D=0A<table=
 align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D=
"desktop" role=3D"presentation" width=3D"100%">=0D=0A<!-- dHero -->=0D=0A<t=
r>=0D=0A<td align=3D"center">=0D=0A<!-- Hero -->=0D=0A<table align=3D"cente=
r" bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" out=
line=3D"0" role=3D"presentation" style=3D"background-color: #FFFFFF;" width=
=3D"712">=0D=0A<tr>=0D=0A<td align=3D"center" class=3D"d1" style=3D"padding=
: 0 0 0 0;">=0D=0A<picture>=0D=0A<source media=3D"(min-device-width: 568px)=
" srcset=3D"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780=
346A4AA/hero_desktop_2x.jpg"/><img alt=3D"Apple&nbsp;Card | Goldman Sachs" =
border=3D"0" class=3D"hero-image" height=3D"166" src=3D"https://applecard.c=
dn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_2x.jpg" st=
yle=3D"display: block;" width=3D"736"/></picture>=0D=0A</td>=0D=0A</tr>=0D=
=0A</table>=0D=0A</td> </tr>=0D=0A<!-- dHero -->=0D=0A<tr>=0D=0A<td align=
=3D"center">=0D=0A<table align=3D"center" bgcolor=3D"#FFFFFF" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" outline=3D"0" role=3D"presentation" sty=
le=3D"background-color: #FFFFFF;" width=3D"550">=0D=0A<tr>=0D=0A<td align=
=3D"left" style=3D"color: #333333; font-size: 14px; line-height: 20px; padd=
ing: 0; max-width: 550px; overflow-wrap: break-word;" valign=3D"top"><b><sp=
an id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic">Apple&nbsp;Card</span> =
Customer:</b><br/>=0D=0A            <span id=3D"FIRST_NAME" class=3D"gs_dyn=
amic">Timothy</span> <span id=3D"LAST_NAME" class=3D"gs_dynamic">Bourdeau</=
span>, <span id=3D"EMAIL" class=3D"gs_dynamic">tjphuhs@gmail.com</span>=0D=
=0A          </td>=0D=0A</tr>=0D=0A</table>=0D=0A</td> </tr>=0D=0A<span id=
=3D"MESSAGE_VERSION" value=3D"V2" class=3D"gs_dynamic"></span>    <tr>=0D=
=0A<td align=3D"center">=0D=0A<table align=3D"center" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"550">=0D=0A<tr>=
=0D=0A<td align=3D"left" class=3D"d1" style=3D"padding: 20px 0 0 0;">=0D=0A=
<img alt=3D"We=E2=80=99re here to help =E2=80=94 contact us." border=3D"0" =
class=3D"headline-image" height=3D"157" src=3D"https://applecard.cdn-apple.=
com/i/28ED61EC-5020-4118-80C8-138218856839/headline-were-here-to-help-conta=
ct-us_desktop_2x.png" style=3D"display: block;" width=3D"312"/>=0D=0A</td>=
=0D=0A</tr>=0D=0A</table>=0D=0A</td> </tr>=0D=0A<tr>=0D=0A<td align=3D"cent=
er">=0D=0A<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" role=3D"presentation" width=3D"550">=0D=0A<tr>=0D=0A<td align=3D"le=
ft" class=3D"d1" style=3D"padding: 0;" valign=3D"top">=0D=0A  <span id=3D"M=
ESSAGE_VERSION" value=3D"V2" class=3D"gs_dynamic"></span>    =0D=0A    <p>A=
s of <span id=3D"DATE_LONG" class=3D"gs_dynamic">April 27, 2026</span>, you=
r Apple Card account is <span id=3D"DAYS_PAST_DUE" class=3D"gs_dynamic">86<=
/span> days past due and has a remaining Minimum Payment Due of $<span id=
=3D"REMAINING_MINIMUM_DUE" class=3D"gs_dynamic">175.00</span>.</p>=0D=0A=0D=
=0A    <span id=3D"MESSAGE_VERSION" value=3D"V2" class=3D"gs_dynamic"></spa=
n>=0D=0A    <span id=3D"MESSAGE_VERSION" value=3D"V2" class=3D"gs_dynamic">=
</span>      <p><b>Connect with us to discuss how to get your Apple Card ba=
ck in good standing.</b></p>=0D=0A    =0D=0A    <span id=3D"MESSAGE_VERSION=
" value=3D"V2" class=3D"gs_dynamic"></span>=0D=0A    <p>If you're having di=
fficulty making your minimum payment, contact an Apple&nbsp;Card Specialist=
 to see if you're eligible for a payment assistance plan. Payment assistanc=
e plans may help you to:</p>=0D=0A    <ul>=0D=0A      <li>Defer or reduce m=
onthly payments</li>=0D=0A      <li>Reduce interest charges</li>=0D=0A     =
 <li>Prevent your account from going further past due</li>=0D=0A      <li>R=
egain spending privileges on your Apple Card</li>=0D=0A      <li>Pay off yo=
ur entire account balance over time with no interest</li>=0D=0A    </ul>=0D=
=0A    <p>Plan terms and lengths vary based on eligibility and your individ=
ual needs.</p>=0D=0A    <p><a href=3D"https://email.post.applecard.apple/f/=
a/Os8HpqobA9IkCaEmO0Kjtw~~/AANuZhA~/aDH_Md7enBb8XHElMDQyefjt4BskN0vWzNcBFG5=
26RgKQ772YKsas23ihun52ftC0oY6lGi2PRlRa62aRNM3I8fACZPPWsNTEYvgPvjgbU-FUzrn2s=
3L_Bx3nV7lJ0Bj" style=3D"color:#0070c9;">Learn about <span id=3D"CARD_NAME_=
HTML_CHARS" class=3D"gs_dynamic">Apple&nbsp;Card</span> <span style=3D"whit=
e-space: nowrap;">Payment Assistance Plans<img alt=3D"" border=3D"0" height=
=3D"10" src=3D"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE=
780346A4AA/34_chevron_alpha_2x.png" style=3D"display:inline;margin:0;" widt=
h=3D"12"/></span></a></p>=0D=0A    <p>If you haven't done so already, you c=
an make your minimum payment in <a href=3D"https://email.post.applecard.app=
le/f/a/rp-77ZxfVdJKMLnYFkDz1w~~/AANuZhA~/Ez-7If4uOPlZs7NXm-Rny553HijA1w4nD6=
OMakVKfbi9mVcS_0jHE1Emf3_5NnG7Lf9N2ThHJ1IhyVPlMkbfLFATGBopWrywWt0kFeptT80~"=
>Wallet</a> or <a class=3D"gmail-unlink" href=3D"https://email.post.appleca=
rd.apple/f/a/rp-77ZxfVdJKMLnYFkDz1w~~/AANuZhA~/Ez-7If4uOPlZs7NXm-Rny553HijA=
1w4nD6OMakVKfbi9mVcS_0jHE1Emf3_5NnG7Lf9N2ThHJ1IhyVPlMkbfLFATGBopWrywWt0kFep=
tT80~">Online</a>, or set up <a href=3D"https://email.post.applecard.apple/=
f/a/ADg3TfLYTe3ryKtClSdw_A~~/AANuZhA~/7l6xnTcSfqUP9IhqbnaWtQo0YX-JFfiVzB0RP=
0xKV8wqemGR4CBirM7Ihq_faIAJfztHWEupXs13iTrcK-WKBGmDbkI52k7yUO0Z3d25Jl5stEPb=
MossjgfcJzUm4kKZ">Autopay</a> for at least the Minimum Payment Due.</p>=0D=
=0A=0D=0A  </td>=0D=0A</tr>=0D=0A</table>=0D=0A</td>=0D=0A</tr>=0D=0A<tr>=
=0D=0A<td align=3D"center">=0D=0A<table align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"550">=0D=0A<t=
r>=0D=0A<td align=3D"left" class=3D"d1" style=3D"padding: 0;" valign=3D"top=
">=0D=0A        <span id=3D"isMiniMirandaZone" value=3D"FALSE" class=3D"gs_=
dynamic"></span>        </td>=0D=0A</tr>=0D=0A</table>=0D=0A</td>=0D=0A</tr=
>=0D=0A<tr>=0D=0A<td align=3D"center">=0D=0A<table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"5=
50">=0D=0A<tr><td style=3D"padding: 10px 0 0 0;" width=3D"550">&nbsp;</td><=
/tr>=0D=0A<tr>=0D=0A<td align=3D"center" style=3D"border-color: #d6d6d6; bo=
rder-top-style: solid; border-top-width: 1px; font-size: 1px; line-height: =
1px;" valign=3D"top" width=3D"550">=C2=A0</td>=0D=0A</tr>=0D=0A<tr><td styl=
e=3D"padding: 4px 0 0 0;" width=3D"550">&nbsp;</td></tr>=0D=0A</table>=0D=
=0A</td>=0D=0A</tr>=0D=0A<tr>=0D=0A<td align=3D"center">=0D=0A<table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" width=3D"550">=0D=0A<tr>=0D=0A<td align=3D"left" class=3D"type-body=
-d" style=3D"padding: 3px 0 0 0;" valign=3D"top">=0D=0A<b>Get in touch with=
 an <span id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic">Apple&nbsp;Card<=
/span> Specialist. Available 24/7.</b>=0D=0A</td>=0D=0A</tr>=0D=0A<tr heigh=
t=3D"4"></tr>=0D=0A</table>=0D=0A<table align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"550">=0D=0A<t=
r>=0D=0A<td align=3D"center" class=3D"get-in-touch-icon" style=3D"width:31p=
x; padding: 11px 0 0 0;" valign=3D"top" width=3D"31">=0D=0A<img alt=3D"" bo=
rder=3D"0" class=3D"header-icons" height=3D"31" src=3D"https://applecard.cd=
n-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_message_mobile_2x.p=
ng" style=3D"" width=3D"31"/>=0D=0A</td>=0D=0A<td width=3D"11"></td>=0D=0A<=
td align=3D"left" class=3D"get-in-touch-copy type-body-d" style=3D"padding:=
 16px 0 0 0;" valign=3D"top">=0D=0A            <span id=3D"IS_WEB_RECIPIENT=
" value=3D"FALSE" class=3D"gs_dynamic"></span>              Chat with a Spe=
cialist using the Wallet app=0D=0A                        </td>=0D=0A</tr>=
=0D=0A<tr>=0D=0A<td align=3D"center" class=3D"get-in-touch-icon" style=3D"w=
idth:31px; padding: 8px 0 0 0;" valign=3D"top" width=3D"31">=0D=0A<img alt=
=3D"" border=3D"0" class=3D"header-icons" height=3D"31" src=3D"https://appl=
ecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_call_mobile=
_2x.png" style=3D"" width=3D"31"/>=0D=0A</td>=0D=0A<td width=3D"11"></td>=
=0D=0A<td align=3D"left" class=3D"get-in-touch-copy type-body-d" style=3D"p=
adding: 12px 0 0 0;" valign=3D"top">=0D=0A              <span id=3D"PHONE_N=
UMBER" class=3D"gs_dynamic">1-877-255-5923</span>=0D=0A            </td>=0D=
=0A</tr>=0D=0A</table>=0D=0A</td>=0D=0A</tr>=0D=0A<tr>=0D=0A<td align=3D"ce=
nter" style=3D"margin: 0 auto; padding:0 20px 0 20px;">=0D=0A<table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"footer" role=3D"present=
ation" width=3D"662">=0D=0A<tr>=0D=0A<td style=3D"padding: 19px 0 20px 0;">=
=0D=0A</td>=0D=0A</tr>=0D=0A</table>=0D=0A</td>=0D=0A</tr>=0D=0A<!-- DESKTO=
P FOOTER -->=0D=0A<tr>=0D=0A<td align=3D"center" bgcolor=3D"#f2f2f2" style=
=3D"margin: 0 auto;background-color: #f2f2f2;padding:0 20px 0 20px;">=0D=0A=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"footer" ro=
le=3D"presentation" width=3D"662">=0D=0A<tr>=0D=0A<td align=3D"left" class=
=3D"f-complete" style=3D"padding: 19px 0 20px 0;">=0D=0A<div class=3D"f-leg=
al">=0D=0A<p><span id=3D"CARD_NAME_HTML_CHARS" class=3D"gs_dynamic">Apple&n=
bsp;Card</span> is issued by <span id=3D"LEGAL_NAME" class=3D"gs_dynamic">G=
oldman Sachs Bank USA, Salt Lake City Branch</span>.</p>=0D=0A<p>=0D=0A    =
              Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, =
P.O. Box 7247, Philadelphia, PA 19170-6112.                 </p>=0D=0A</div=
>=0D=0A</td>=0D=0A</tr>=0D=0A</table>=0D=0A</td> </tr>=0D=0A<!-- end dFoote=
r -->=0D=0A</table></div></body></html>

