Subject: New APY for Savings accounts
From: "Apple Card | Savings Support" <[email-masked]>
To: [email-masked]
Date: Thu, 23 Apr 2026 23:35:39 +0000

See the new APY in Wallet.

Savings Customer:

Timothy Bourdeau

[email-masked]

The APY on Savings is now 3.50%

The APY on your Savings account has changed from 3.65% to 3.50% on April 23, 2026.1 You can view the new APY and manage your Savings account in Wallet.

Why did the APY on Savings change?

The APY on Savings is variable, and we may change rates at any time. Rates are influenced by many factors, including the Federal Reserve Funds Rate. When this rate is lowered, it affects all US financial institutions and we evaluate potential adjustments to our rates.

Our current APY remains 8X the national average and we will continue to strive to keep it competitive.2

As a reminder, your Savings account has no fees and no minumum deposit requirements.3

1. Interest Rate: 3.44%. Rates as of April 23, 2026. Annual Percentage Yield (APY) and interest rate are variable and may change at any time. Maximum balance limits apply. Please refer to your Deposit Account Agreement for more information.

2. The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of April 20, 2026. See the FDIC website for more information.

3. Maximum balance limits apply. See the Deposit Account Agreement for more information regarding balance limits.

Get in touch with a Savings Account Specialist at Goldman Sachs. Available 24/7.

Chat now

1-877-255-5923

Savings is provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

Goldman Sachs Bank USA
Lockbox #7022, P.O. Box 71022
Philadelphia, PA 19176-1022

Savings Customer:
Timothy Bourdeau, [email-masked]

The APY on Savings is now 3.50%

The APY on your Savings account has changed from 3.65% to 3.50% on April 23, 2026.1 You can view the new APY and manage your Savings account in Wallet.

Why did the APY on Savings change?

The APY on Savings is variable, and we may change rates at any time. Rates are influenced by many factors, including the Federal Reserve Funds Rate. When this rate is lowered, it affects all US financial institutions and we evaluate potential adjustments to our rates.

Our current APY remains 8X the national average and we will continue to strive to keep it competitive.2

As a reminder, your Savings account has no fees and no minumum deposit requirements.3

1. Interest Rate: 3.44%. Rates as of April 23, 2026. Annual Percentage Yield (APY) and interest rate are variable and may change at any time. Maximum balance limits apply. Please refer to your Deposit Account Agreement for more information.

2. The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of April 20, 2026. See the FDIC website for more information.

3. Maximum balance limits apply. See the Deposit Account Agreement for more information regarding balance limits.
Get in touch with a Savings Account Specialist at Goldman Sachs. Available 24/7.

Chat with a Specialist in the Wallet app

1-877-255-5923

Savings is provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

Goldman Sachs Bank USA
Lockbox #7022, P.O. Box 71022
Philadelphia, PA 19176-1022