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To: tjphuhs@gmail.com
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Date: Thu, 23 Apr 2026 23:35:39 +0000
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From: "Apple Card | Savings Support" <no_reply@post.gs-savings.apple>
Subject: New APY for Savings accounts
Reply-To: no-reply@post.gs-savings.apple

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y:none; max-height:0; max-width:0;width:0;height:0; overflow:hidden;font-si=
ze:0px;color:#f2f2f2;">=0A    See the new APY in Wallet. =0A  </div>&nbsp; =
=0A  <!-- end head include -->   =0A  <!-- mobile header include --> <html>=
=0A <head></head>=0A <body>=0A  <div class=3D"mobile" style=3D"width: 0; ma=
x-height: 0; overflow: hidden; display: none;"> =0A   <div style=3D"display=
:none !important;position: absolute; font-size:0; line-height:1; max-height=
:0; max-width:0; opacity:0; overflow:hidden; color: #333333" class=3D"prehe=
ader-hide">=0A     &nbsp; =0A   </div> =0A   <div class=3D"m-hero-section">=
 =0A    <div class=3D"m-content-hero"> =0A     <div class=3D"m1 hero-head-c=
ontainer" style=3D"padding:0;"> =0A      <div class=3D"header-bg"></div> =
=0A     </div> =0A    </div> =0A   </div> =0A  </div>=0A </body>=0A</html> =
=0A  <!-- end mobile header include --> =0A  <!-- mobile addressee include =
--> <html>=0A <head></head>=0A <body>=0A  <div class=3D"m-max mobile" style=
=3D"width: 0; max-height: 0; overflow: hidden; display: none;"> =0A   <div =
class=3D"m-gutter"> =0A    <div class=3D"m-customer-info customer-info type=
-body-m"> =0A     <div class=3D"subinfo--bold"> =0A      <b>Savings&nbsp;Cu=
stomer:</b> =0A     </div> =0A     <div class=3D"subinfo">=0A       Timothy=
 Bourdeau =0A      <br>tjphuhs@gmail.com =0A     </div> =0A    </div> =0A  =
 </div> =0A  </div>=0A </body>=0A</html> =0A  <!-- end mobile addressee inc=
lude --> =0A  <!-- CMS start mobile include --> =0A  <!-- BEGIN MOBILE BODY=
 --> =0A  <div class=3D"m-max mobile" style=3D"width: 0; max-height: 0; ove=
rflow: hidden; display: none;"> =0A   <div class=3D"m-gutter"> =0A    <h1 s=
tyle=3D"margin-top: 50px; margin-bottom: 30px; font-weight: 600; font-size:=
 32px; line-height: 35px; letter-spacing: -1px;"> The APY on Savings is now=
 3.50% </h1> =0A   </div> =0A  </div> =0A  <div class=3D"m-max mobile" styl=
e=3D"width: 0; max-height: 0; overflow: hidden; display: none;"> =0A   <div=
 class=3D"m-gutter"> =0A    <p style=3D"line-height: 35 px;">The APY on you=
r Savings account has changed from 3.65% to 3.50% on April 23, 2026.<sup>1<=
/sup> You can view the new APY and manage your Savings account in <a href=
=3D"https://post.spmailtechnol.com/f/a/U0g7jyale_k_TZtEmxVigw~~/AANuZhA~/eA=
BXVZ0gL0kxSrK-SMscm1Se0en2w2zyMe0hQ6Bc8Wzb8Fchvc8_YVgnZRYG17gFF8383aXJySHTu=
34pRkPOZbZxKnTxakJVma7FDqzoFfRBWPPIrI8N2le7rRUK3u67">Wallet</a>.</p> =0A   =
 <p><b>Why did the APY on Savings change=3F</b></p> =0A    <p>The APY on Sa=
vings is variable, and we may change rates at any time. Rates are influence=
d by many factors, including the Federal Reserve Funds Rate. When this rate=
 is lowered, it affects all US financial institutions and we evaluate poten=
tial adjustments to our rates.</p> =0A    <p>Our current APY remains 8X the=
 national average and we will continue to strive to keep it competitive.<su=
p>2</sup></p> =0A    <p>As a reminder, your Savings account has no fees and=
 no minumum deposit requirements.<sup>3</sup></p> =0A   </div> =0A  </div> =
=0A  <div class=3D"m-max mobile" style=3D"width: 0; max-height: 0; overflow=
: hidden; display: none;"> =0A   <div class=3D"m-gutter"> =0A    <div class=
=3D"m-divider"></div> =0A   </div> =0A  </div> =0A  <!-- END MOBILE BODY --=
> =0A  <!-- mobile get-in-touch-cta include --> =0A  <!-- BEGIN MOBILE get-=
in-touch-cta --> =0A  <div class=3D"m-max mobile get-in-touch-m" style=3D"w=
idth: 0; max-height: 0; overflow: hidden; display: none;"> =0A   <div class=
=3D"m-gutter"> =0A    <p style=3D"line-height: 10px;"><sup>1. Interest Rate=
: 3.44%. Rates as of April 23, 2026. Annual Percentage Yield (APY) and inte=
rest rate are variable and may change at any time. Maximum balance limits a=
pply. Please refer to your <a href=3D"https://post.spmailtechnol.com/f/a/kP=
pHOJJBLEdeX-YvHtS1Rw~~/AANuZhA~/pyOBZncsa29bCic7xhlaA42-w7YFVWLMXe2nRbH8gvb=
ScouvvFTN1XLGrPbMOJz_BqjUkROBZJc1YKF379OkeHdbSEj4iqEWeyMsEUcpnRKNQGfT0WaRTd=
WrBG9wjT2HxQ_qAEQK1DjejZ9V6QXjoAVDHLL3lYw5i1PL3VTSL9Mypv-D0gaXo_bYPWLRc38Y"=
 style=3D"color:#0070c9;">Deposit Account Agreement</a> for more informatio=
n.</sup></p> =0A    <p style=3D"line-height: 10px;"><sup>2. The national av=
erage rate referenced is from the FDIC's published National Rates and Rate =
Caps for Savings deposit products, accurate as of April 20, 2026. See the <=
a href=3D"https://post.spmailtechnol.com/f/a/6217RLgDFga5ey38RaGv3w~~/AANuZ=
hA~/qU95CrITPu6y3xBgFz3MZ3HhSm_4bFonyDZZGM0GOzdMzWHd2yVNgNSOnELjiC-PNKzt3zh=
gYCpIaIy4hg0JkxjDctPVg-Otqloc6Z7Ikn1rnbxzOsNQ4hc7HocxJJsXkkgoM0IDTZV0dqX_Xf=
TLJA~~" style=3D"color:#0070c9;">FDIC website</a> for more information.</su=
p></p> =0A    <p style=3D"line-height: 10px;"><sup>3. Maximum balance limit=
s apply. See the <a href=3D"https://post.spmailtechnol.com/f/a/kPpHOJJBLEde=
X-YvHtS1Rw~~/AANuZhA~/pyOBZncsa29bCic7xhlaA42-w7YFVWLMXe2nRbH8gvbScouvvFTN1=
XLGrPbMOJz_BqjUkROBZJc1YKF379OkeHdbSEj4iqEWeyMsEUcpnRKNQGfT0WaRTdWrBG9wjT2H=
xQ_qAEQK1DjejZ9V6QXjoAVDHLL3lYw5i1PL3VTSL9Mypv-D0gaXo_bYPWLRc38Y" style=3D"=
color:#0070c9;">Deposit Account Agreement</a> for more information regardin=
g balance limits.</sup></p> =0A    <p class=3D"m3 bold type-body-m">Get in =
touch with a Savings Account Specialist at Goldman Sachs. Available 24/7.</=
p> =0A    <div class=3D"row"> =0A     <div class=3D"image column"> =0A     =
 <img class=3D"header-icons" src=3D"https://applecard.cdn-apple.com/i/251AB=
4F7-5468-4EAD-84B7-D867FFD47F89/icon_message_mobile_2x.png" width=3D"31" he=
ight=3D"31" style=3D"" border=3D"0" alt=3D""> =0A     </div> =0A     <div c=
lass=3D"m-text-column column type-body-m m-chat"> =0A      <a href=3D"https=
://post.spmailtechnol.com/f/a/9WFtRqGfuQZcYcFGV4SBrw~~/AANuZhA~/M_AvFQFe5zV=
5g8W5Y81a-GDcazncZZTsGhoFkKeu70vfKUkoEVceCFl4yXFIxBz99GK4M2Kn0U1ErJiyukb9E5=
rw4i8RdecpjGaTrQuqapsQXxErP0NWLC0evNPFgTQekv08UC0PUEOf193WBbwQSXDxGFHtv-1Uh=
qnRBdjEu6E2RLcngQDg-QZ-sXSCA_rGyKVjWceZR9tC6S_2F3GUp2bSe3BErAowVypvQ0rnKjyV=
XKA65xyC4EAZLu16g6OV9GmWJ-t3juLlxVRy03vgJbjhsjGvzn57NXh983OicKwKEQ8gVi0wG3a=
2_bfdXly8wDI00JEvbpAlNiagH_KaXP2CSmlzTFSTFo8_LkrqIum8JJEMQ-LihVmTqMn-3Rrbg-=
eS3ixygFolqcwY2gTydL7tvNx8iHlaPL4GxjFIB2qShMt_oDTW9KxUUHwVUcJDWcvJOg8UqsTBJ=
1EblCcgyA~~" style=3D"color:#0070c9;">Chat now</a> =0A     </div> =0A    </=
div> =0A    <div class=3D"row"> =0A     <div class=3D"image column"> =0A   =
   <img class=3D"header-icons" src=3D"https://applecard.cdn-apple.com/i/251=
AB4F7-5468-4EAD-84B7-D867FFD47F89/icon_call_mobile_2x.png" width=3D"31" hei=
ght=3D"31" style=3D"" border=3D"0" alt=3D""> =0A     </div> =0A     <div cl=
ass=3D"m-text-column column type-body-m"> =0A      <a href=3D"tel:1-877-255=
-5923" style=3D"border: 0; outline: 0; color:#0070c9;">1-877-255-5923</a> =
=0A     </div> =0A    </div> =0A   </div> =0A  </div> =0A  <!-- END MOBILE =
get-in-touch-cta --> =0A  <!-- end mobile get-in-touch-cta include --> =0A =
 <!-- CMS end mobile include --> =0A  <!-- mobile footer include --> =0A  <=
!-- BEGIN MOBILE FOOTER --> =0A  <div class=3D"mobile m-footer" style=3D"wi=
dth:0; max-height:0; overflow:hidden; display:none;"> =0A   <div class=3D"f=
-legal m-max"> =0A    <div class=3D"m-gutter"> =0A     <p>Savings is provid=
ed by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.</p> =0A  =
   <p>Goldman Sachs Bank USA<br> Lockbox #7022, P.O. Box 71022<br> Philadel=
phia, PA 19176-1022 </p> =0A    </div> =0A   </div> =0A  </div> =0A  <!-- E=
ND MOBILE FOOTER --> =0A  <!-- end mobile footer include --> =0A  <!-- desk=
top header include --> <html>=0A <head></head>=0A <body>=0A  <table role=3D=
"presentation" width=3D"736" class=3D"desktop" cellspacing=3D"0" cellpaddin=
g=3D"0" border=3D"0" align=3D"center"> =0A   <tbody> =0A    <tr> =0A     <t=
d align=3D"center"> =0A      <!-- Hero --> =0A      <table width=3D"712" ro=
le=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" outline=3D"0" borde=
r=3D"0" align=3D"center"> =0A       <tbody> =0A        <tr> =0A         <td=
 class=3D"d1" align=3D"center" style=3D"padding: 0 0 0 0;"> =0A          <p=
icture> =0A           <source media=3D"(min-device-width: 568px)" srcset=3D=
"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/her=
o_desktop_v6_2x.png"> =0A           <img src=3D"https://applecard.cdn-apple=
.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_v6_2x.png" width=
=3D"736" height=3D"166" class=3D"hero-image" style=3D"display: block;" bord=
er=3D"0" alt=3D"Apple | Goldman Sachs"> =0A          </picture> </td> =0A  =
      </tr> =0A       </tbody> =0A      </table> </td> =0A    </tr> =0A   <=
/tbody> =0A  </table>=0A </body>=0A</html> =0A  <!-- end desktop header inc=
lude --> =0A  <!-- desktop addressee include --> <html>=0A <head></head>=0A=
 <body>=0A  <table role=3D"presentation" width=3D"736" class=3D"desktop" ce=
llspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"> =0A   <tbo=
dy> =0A    <tr> =0A     <td align=3D"center"> =0A      <table width=3D"550"=
 role=3D"presentation" cellspacing=3D"0" cellpadding=3D"0" outline=3D"0" bo=
rder=3D"0" align=3D"center"> =0A       <tbody> =0A        <tr> =0A         =
<td valign=3D"top" align=3D"left" style=3D"color: #333333; font-size: 14px;=
 line-height: 20px; padding: 0; max-width: 550px; overflow-wrap: break-word=
;"> <b>Savings&nbsp;Customer:</b><br> Timothy Bourdeau, tjphuhs@gmail.com <=
/td> =0A        </tr> =0A       </tbody> =0A      </table> </td> =0A    </t=
r> =0A   </tbody> =0A  </table>=0A </body>=0A</html> =0A  <!-- end addresse=
e header include --> =0A  <!-- CMS start desktop include --> =0A  <!-- BEGI=
N DESKTOP BODY --> =0A  <table role=3D"presentation" width=3D"736" class=3D=
"desktop" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"=
> =0A   <tbody>=0A    <tr> =0A     <td> =0A      <table cellspacing=3D"0" w=
idth=3D"550" border=3D"0" cellpadding=3D"0" align=3D"center" class=3D"appl_=
headline" style=3D"margin:0 auto"> =0A       <tbody>=0A        <tr> =0A    =
     <td align=3D"" style=3D"padding-top:50px;padding-bottom:25px"> <p styl=
e=3D"font-family: system-ui, -apple-system, BlinkMacSystemFont, Segoe UI, H=
elvetica Neue, Helvetica, Arial, sans-serif;color:#111111; font-weight:600;=
font-size:40px;line-height:44px;letter-spacing:0;border-bottom:0;"> The APY=
 on Savings is now 3.50% </p> </td> =0A        </tr> =0A       </tbody>=0A =
     </table> </td> =0A    </tr> =0A   </tbody>=0A  </table> =0A  <table ro=
le=3D"presentation" width=3D"736" class=3D"desktop" cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" align=3D"center"> =0A   <tbody>=0A    <tr> =0A   =
  <td align=3D"center"> =0A      <table role=3D"presentation" width=3D"550"=
 cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"> =0A    =
   <tbody>=0A        <tr> =0A         <td class=3D"d1" align=3D"left" valig=
n=3D"top" style=3D"padding: 0;"> <p style=3D"line-height: 35 px;">The APY o=
n your Savings account has changed from 3.65% to 3.50% on April 23, 2026.<s=
up>1</sup> You can view the new APY and manage your Savings account in <a h=
ref=3D"https://post.spmailtechnol.com/f/a/U0g7jyale_k_TZtEmxVigw~~/AANuZhA~=
/eABXVZ0gL0kxSrK-SMscm1Se0en2w2zyMe0hQ6Bc8Wzb8Fchvc8_YVgnZRYG17gFF8383aXJyS=
HTu34pRkPOZbZxKnTxakJVma7FDqzoFfRBWPPIrI8N2le7rRUK3u67">Wallet</a>.</p> <p>=
<b>Why did the APY on Savings change=3F</b></p> <p>The APY on Savings is va=
riable, and we may change rates at any time. Rates are influenced by many f=
actors, including the Federal Reserve Funds Rate. When this rate is lowered=
, it affects all US financial institutions and we evaluate potential adjust=
ments to our rates.</p> <p>Our current APY remains 8X the national average =
and we will continue to strive to keep it competitive.<sup>2</sup></p> <p>A=
s a reminder, your Savings account has no fees and no minumum deposit requi=
rements.<sup>3</sup></p> </td> =0A        </tr> =0A       </tbody>=0A      =
</table> </td> =0A    </tr> =0A   </tbody>=0A  </table> =0A  <table role=3D=
"presentation" width=3D"736" class=3D"desktop" cellspacing=3D"0" cellpaddin=
g=3D"0" border=3D"0" align=3D"center"> =0A   <tbody>=0A    <tr> =0A     <td=
 align=3D"center"> =0A      <table role=3D"presentation" width=3D"550" cell=
spacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"> =0A       <t=
body>=0A        <tr> =0A         <td width=3D"550" style=3D"padding: 10px 0=
 0 0;">&nbsp;</td> =0A        </tr> =0A        <tr> =0A         <td width=
=3D"550" valign=3D"top" align=3D"center" class=3D"d-divider" style=3D"borde=
r-color: #d6d6d6; border-top-style: solid; border-top-width: 1px; font-size=
: 1px; line-height: 1px;"> &nbsp;</td> =0A        </tr> =0A        <tr> =0A=
         <td width=3D"550" style=3D"padding: 4px 0 0 0;">&nbsp;</td> =0A   =
     </tr> =0A       </tbody>=0A      </table> </td> =0A    </tr> =0A   </t=
body>=0A  </table> =0A  <!-- END DESKTOP BODY --> =0A  <!-- desktop get-in-=
touch-cta include --> =0A  <!-- BEGIN DESKTOP get-in-touch-cta --> =0A  <ta=
ble role=3D"presentation" width=3D"736" class=3D"desktop" cellspacing=3D"0"=
 cellpadding=3D"0" border=3D"0" align=3D"center"> =0A   <tbody>=0A    <tr> =
=0A     <td align=3D"center"> =0A      <table role=3D"presentation" width=
=3D"550" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center">=
 =0A       <tbody>=0A        <tr> =0A         <td class=3D"type-body-d" ali=
gn=3D"left" valign=3D"top" style=3D"padding: 0;"> <p style=3D"line-height: =
10px;"><sup>1. Interest Rate: 3.44%. Rates as of April 23, 2026. Annual Per=
centage Yield (APY) and interest rate are variable and may change at any ti=
me. Maximum balance limits apply. Please refer to your <a href=3D"https://p=
ost.spmailtechnol.com/f/a/kPpHOJJBLEdeX-YvHtS1Rw~~/AANuZhA~/pyOBZncsa29bCic=
7xhlaA42-w7YFVWLMXe2nRbH8gvbScouvvFTN1XLGrPbMOJz_BqjUkROBZJc1YKF379OkeHdbSE=
j4iqEWeyMsEUcpnRKNQGfT0WaRTdWrBG9wjT2HxQ_qAEQK1DjejZ9V6QXjoAVDHLL3lYw5i1PL3=
VTSL9Mypv-D0gaXo_bYPWLRc38Y" style=3D"color:#0070c9;">Deposit Account Agree=
ment</a> for more information.</sup></p> <p style=3D"line-height: 10px;"><s=
up>2. The national average rate referenced is from the FDIC's published Nat=
ional Rates and Rate Caps for Savings deposit products, accurate as of Apri=
l 20, 2026. See the <a href=3D"https://post.spmailtechnol.com/f/a/6217RLgDF=
ga5ey38RaGv3w~~/AANuZhA~/qU95CrITPu6y3xBgFz3MZ3HhSm_4bFonyDZZGM0GOzdMzWHd2y=
VNgNSOnELjiC-PNKzt3zhgYCpIaIy4hg0JkxjDctPVg-Otqloc6Z7Ikn1rnbxzOsNQ4hc7HocxJ=
JsXkkgoM0IDTZV0dqX_XfTLJA~~" style=3D"color:#0070c9;">FDIC website</a> for =
more information.</sup></p> <p style=3D"line-height: 10px;"><sup>3. Maximum=
 balance limits apply. See the <a href=3D"https://post.spmailtechnol.com/f/=
a/kPpHOJJBLEdeX-YvHtS1Rw~~/AANuZhA~/pyOBZncsa29bCic7xhlaA42-w7YFVWLMXe2nRbH=
8gvbScouvvFTN1XLGrPbMOJz_BqjUkROBZJc1YKF379OkeHdbSEj4iqEWeyMsEUcpnRKNQGfT0W=
aRTdWrBG9wjT2HxQ_qAEQK1DjejZ9V6QXjoAVDHLL3lYw5i1PL3VTSL9Mypv-D0gaXo_bYPWLRc=
38Y" style=3D"color:#0070c9;">Deposit Account Agreement</a> for more inform=
ation regarding balance limits.</sup></p> <b>Get in touch with a Savings Ac=
count Specialist at Goldman Sachs. Available 24/7.</b> </td> =0A        </t=
r> =0A        <tr height=3D"4"></tr> =0A       </tbody>=0A      </table> =
=0A      <table role=3D"presentation" width=3D"550" cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" align=3D"center"> =0A       <tbody>=0A        <tr=
> =0A         <td class=3D"get-in-touch-icon" align=3D"center" width=3D"31"=
 valign=3D"top" style=3D"width:31px; padding: 11px 0 0 0;"> <img class=3D"h=
eader-icons" src=3D"https://applecard.cdn-apple.com/i/251AB4F7-5468-4EAD-84=
B7-D867FFD47F89/icon_message_mobile_2x.png" width=3D"31" height=3D"31" styl=
e=3D"" border=3D"0" alt=3D""> </td> =0A         <td width=3D"11"></td> =0A =
        <td class=3D"get-in-touch-copy type-body-d" align=3D"left" valign=
=3D"center" style=3D"padding: 16px 0 0 0;"> Chat with a Specialist in the W=
allet app </td> =0A        </tr> =0A        <tr> =0A         <td class=3D"g=
et-in-touch-icon" align=3D"center" width=3D"31" valign=3D"top" style=3D"wid=
th:31px; padding: 8px 0 0 0;"> <img class=3D"header-icons" src=3D"https://a=
pplecard.cdn-apple.com/i/251AB4F7-5468-4EAD-84B7-D867FFD47F89/icon_call_mob=
ile_2x.png" width=3D"31" height=3D"31" style=3D"" border=3D"0" alt=3D""> </=
td> =0A         <td width=3D"11"></td> =0A         <td class=3D"get-in-touc=
h-copy type-body-d" align=3D"left" valign=3D"center" style=3D"padding: 12px=
 0 0 0;"> <a href=3D"tel:+1-877-255-5923" style=3D"color:#0070c9;">1-877-25=
5-5923</a> </td> =0A        </tr> =0A       </tbody>=0A      </table> </td>=
 =0A    </tr> =0A   </tbody>=0A  </table> =0A  <!-- END DESKTOP get-in-touc=
h-cta --> =0A  <!-- BEGIN DESKTOP FOOTER --> =0A  <table role=3D"presentati=
on" width=3D"100%" class=3D"desktop" cellspacing=3D"0" cellpadding=3D"0" bo=
rder=3D"0" align=3D"center"> =0A   <tbody>=0A    <tr> =0A     <td align=3D"=
center" style=3D"margin: 0 auto; padding:0 20px 0 20px;"> =0A      <table r=
ole=3D"presentation" width=3D"662" cellspacing=3D"0" cellpadding=3D"0" bord=
er=3D"0" class=3D"footer"> =0A       <tbody>=0A        <tr> =0A         <td=
 style=3D"padding: 19px 0 20px 0;"> </td> =0A        </tr> =0A       </tbod=
y>=0A      </table> </td> =0A    </tr> =0A    <tr> =0A     <td align=3D"cen=
ter" class=3D"footer-bg" style=3D"margin: 0 auto;background-color: #f2f2f2;=
padding:0 37px 0 37px;"> =0A      <table role=3D"presentation" width=3D"662=
" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" class=3D"footer"> =0A   =
    <tbody>=0A        <tr> =0A         <td align=3D"left" class=3D"f-comple=
te" style=3D"padding: 19px 0 20px 0;"> =0A          <div class=3D"f-legal">=
 =0A           <p>Savings is provided by Goldman Sachs Bank USA, Salt Lake =
City Branch. Member FDIC.</p> =0A           <p>Goldman Sachs Bank USA<br> L=
ockbox #7022, P.O. Box 71022<br> Philadelphia, PA 19176-1022 </p> =0A      =
    </div> </td> =0A        </tr> =0A       </tbody>=0A      </table> </td>=
 =0A    </tr> =0A   </tbody>=0A  </table> =0A  <!-- END DESKTOP FOOTER --> =
=0A </body>=0A</html>