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From: Planet Home Lending <donotreply@planethomelending.com>
Date: Wed, 22 Apr 2026 14:15:54 +0000
Subject: You may notice something new, here's what it means to you
Message-Id: <0Y19XZYR2TU4.NIGQ43GNAR422@bouncing.planethomelending.com>
Reply-To: donotreply@planethomelending.com
To: tjphuhs@gmail.com
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[View in Browser <https://public-usa.mkt.dynamics.com/api/orgs/9e23121a-1e2=
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New look. Same commitment.
TIMOTHY,
At Planet, everything we do starts with one simple idea: We=E2=80=99ll Get =
You Home. Today, we=E2=80=99re introducing a new look, including the logo y=
ou see here. It reflects who we are today and how we support you across eve=
ry stage of the homeownership journey. While our look is evolving, what won=
=E2=80=99t change is how we show up for you. We remain committed to clear c=
ommunication, responsive service, and helping you move forward with confide=
nce because at the end of the day, our goal is simple: to get you home. Ove=
r the coming months, yo u will see this new look appear across our website,=
 communications, and other materials. There=E2=80=99s nothing you need to d=
o. And as always, we=E2=80=99ll keep you informed every step of the way bec=
ause this Planet revolves around you. Take a moment to log in and see our r=
efreshed look and, as always,
thank you for choosing Planet. [Take a Look <https://public-usa.mkt.dynamic=
s.com/api/orgs/9e23121a-1e24-4b47-85d5-0119680f652f/r/C-rN5t4ObUm8AA00luwBA=
AUAAAA?msdynmkt_target=3D%7B%22TargetUrl%22%3A%22https%253A%252F%252Fplanet=
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secretVersion=3Da3955a744d9049f88dd8bdc1907bf2bf>]
Equal Housing Lender =C2=A9 2026 Planet Servicing, a DBA of Planet Home Len=
ding, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-50=
90 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeracc=
ess.org. The Oregon Division of Financial Regulation (DFR) oversees residen=
tial mortgage loan servicers who are responsible for servicing residential =
mortgage loans in connection with real property located in Oregon and perso=
ns required to have a license to service residential mortgage loans in this=
 state. If you have questions regarding your residential mortgage loan, con=
tact your servicer at 866-882-8187 or www.planethomelending.com.
To file a complaint about unlawful conduct by an Oregon licensee or a perso=
n required to have an Oregon license, call DFR at 888-877-4894 or visit dfr=
.oregon.gov.
[Planet logo]
=C2=A9 2026 Planet Servicing, a DBA of Planet Home Lending, LLC 321 Researc=
h Pkwy, Suite 303, Meriden, CT, 06450=

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&nbsp;=E2=80=8C&nbsp;=E2=80=8C&nbsp;=E2=80=8C&nbsp;=E2=80=8C&nbsp;=E2=80=8C=
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-><!--[endif]----><!--[if gte mso 9]> <table cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" align=3D"center" style=3D"border-collapse: collapse;"><tr>=
<th style=3D"margin-bottom:0; margin-top:0; padding:0; background-color: rg=
b(255, 255, 255); border-width: ; border-style: ; border-color: ; border-co=
llapse: collapse;"> <![endif]--><div style=3D"font-family:Arial,Verdana,san=
s-serif;font-size:14px;color:#000;background-color:#fff;border:none;max-wid=
th:600px;margin:auto" data-layout-width=3D"600px" class=3D""><!--[if gte ms=
o 9]> </div><div style=3D"background-color: transparent; border:none;"> <![=
endif]--><div class=3D"emptyContainer columns-equal-class wrap-section" sty=
le=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#000;backgr=
ound-color:transparent"><!--[if gte mso 9]> </div><div style=3D"background-=
color: transparent; border:none;"> <![endif]--><table class=3D"outer" align=
=3D"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"display:block" rol=
e=3D"presentation">
<tbody>
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ine-height-rule: exactly; display: none !important; mso-hide:all;"><p style=
=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso=
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per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
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ical-align:top;min-width:5px;width:600px;height:0;background-color:rgba(0,0=
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<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
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<th class=3D"inner" style=3D"text-align:left;min-width:5px;padding-right:10=
px;padding-left:10px;vertical-align:top;word-wrap:break-word;word-break:bre=
ak-word;background-color:rgba(0,0,0,0);font-weight:400" role=3D"presentatio=
n">
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent;margin:10px"><p style=3D"margin:0;padding:0;=
line-height:inherit;mso-line-height-rule:at-least;font-family:Arial,Verdana=
,sans-serif;font-size:16px;color:#000;font-weight:400;text-align:center"><s=
pan><a href=3D"https://public-usa.mkt.dynamics.com/api/orgs/9e23121a-1e24-4=
b47-85d5-0119680f652f/r/C-rN5t4ObUm8AA00luwBAAAAAAA?msdynmkt_target=3D%7B%2=
2TargetUrl%22%3A%22https%253A%252F%252Fpublic-usa.mkt.dynamics.com%252Fapi%=
252Fv1.0%252Forgs%252F9e23121a-1e24-4b47-85d5-0119680f652f%252Fchannels%252=
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88b5-6045bd08e271_3c3da8ec-f0c5-e9e4-fcb7-b6af82ee8a9a_f8492762-cd39-f111-8=
8b5-6045bd08e271%22%2C%22RedirectOptions%22%3A%7B%225%22%3Anull%2C%221%22%3=
Anull%7D%7D&msdynmkt_digest=3Dsw7J2pr9dFZKGDxcAlL2PawP%2FMhusu4TMbDsawBiozU=
%3D&msdynmkt_secretVersion=3Da3955a744d9049f88dd8bdc1907bf2bf" style=3D"tex=
t-decoration:none;font-family:Arial,Verdana,sans-serif;font-size:inherit;fo=
nt-weight:400;color:#0069e0">View in Browser</a></span></p></div></th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr><td  style=3D"font-size: 0px; line-height:0px;mso-l=
ine-height-rule: exactly; display: none !important; mso-hide:all;"><p style=
=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso=
-line-height-rule: exactly; background-color: transparent;"><br/></p></td><=
/tr> <![endif]--></tbody>
</table></div><div class=3D"columns-equal-class wrap-section" style=3D"font=
-family:Arial,Verdana,sans-serif;font-size:14px;color:#000;background-color=
:transparent"><!--[if gte mso 9]> </div><div style=3D"background-color: tra=
nsparent; border:none;"> <![endif]--><table class=3D"outer" align=3D"center=
" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse:collapse;dis=
play:block" role=3D"presentation"><tbody><!--[if gte mso 9]> <tr><td  style=
=3D"font-size: 0px; line-height:0px;mso-line-height-rule: exactly; display:=
 none !important; mso-hide:all;"><p style=3D"font-size: 0px;height:0px; mar=
gin: 0px; padding:0;line-height: 0px; mso-line-height-rule: exactly; backgr=
ound-color: transparent;"><br/></p></td></tr> <![endif]--><tr><th style=3D"=
padding:0" role=3D"presentation"><table style=3D"display:block;width:100%;b=
order-collapse:collapse" class=3D"containerWrapper tbContainer" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation"><tbody><tr><th class=3D"colu=
mnContainer" style=3D"font-weight:400;text-align:left;vertical-align:top;mi=
n-width:5px;width:600px;height:0;background-color:rgba(0,0,0,0)" role=3D"pr=
esentation"><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"height:100%"><tbody><tr><th class=3D"inner ui-sorta=
ble" style=3D"text-align:left;min-width:5px;padding-right:10px;padding-bott=
om:10px;padding-left:10px;vertical-align:top;word-wrap:break-word;word-brea=
k:break-word;background-color:rgba(0,0,0,0);font-weight:400" role=3D"presen=
tation"><div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;c=
olor:#000;background-color:transparent;position:relative;padding:0;margin:1=
0px"><div align=3D"right" class=3D"imageWrapper" style=3D"font-family:Arial=
,Verdana,sans-serif; font-size:14px; color:#000; background-color:transpare=
nt; width:100%;" width=3D"100%"><!--[if gte mso 9]> <img src=3D"https://ass=
ets-usa.mkt.dynamics.com/9e23121a-1e24-4b47-85d5-0119680f652f/digitalassets=
/images/be5e35ae-2434-f111-88b4-6045bd08e271?ts=3D639113435613124433" style=
=3D"max-height: 100%; box-sizing: border-box; border-radius: 0px; margin-le=
ft: auto; margin-right: 0px; display: block; max-width: 100% !important;" c=
lass=3D"" width=3D"560" height=3D"388"> <![endif]--> <!--[if !mso]> <!---->=
<img src=3D"https://assets-usa.mkt.dynamics.com/9e23121a-1e24-4b47-85d5-011=
9680f652f/digitalassets/images/be5e35ae-2434-f111-88b4-6045bd08e271?ts=3D63=
9113435613124433" style=3D"max-height:100%;box-sizing:border-box;border-rad=
ius:0;margin-left:auto;margin-right:0;display:block;max-width:100%!importan=
t" class=3D""><!--[endif]----><div class=3D"clear" style=3D"font-family:Ari=
al,Verdana,sans-serif;font-size:14px;color:#000;background-color:transparen=
t;clear:both;height:0;width:0"></div></div></div><div style=3D"font-family:=
Arial,Verdana,sans-serif;font-size:14px;color:#000;background-color:transpa=
rent;margin:10px"><p style=3D"margin:0;padding:0;line-height:inherit;mso-li=
ne-height-rule:at-least;font-family:Arial,Verdana,sans-serif;font-size:16px=
;color:#000;font-weight:400;text-align:left"><span style=3D"font-family:Ari=
al,Verdana,sans-serif;font-style:normal;font-variant-ligatures:normal;font-=
variant-caps:normal;letter-spacing:normal;orphans:2;text-align:left;text-in=
dent:0;text-transform:none;widows:2;word-spacing:0;-webkit-text-stroke:0 #0=
069e0;white-space:normal;background-color:#fff;text-decoration-thickness:in=
itial;text-decoration-style:initial;text-decoration-color:#0069e0;font-weig=
ht:700;font-size:36px;color:#0069e0;border-block-color:#0069e0;border-color=
:#0069e0;border-inline-color:#0069e0;caret-color:#0069e0;column-rule-color:=
#0069e0;outline-color:#0069e0;text-emphasis-color:#0069e0;-webkit-text-fill=
-color:#0069e0">New look. Same commitment.</span><span style=3D"color:#000;=
font-family:Arial,Verdana,sans-serif;font-size:14px;font-style:normal;font-=
variant-ligatures:normal;font-variant-caps:normal;font-weight:400;letter-sp=
acing:normal;orphans:2;text-align:left;text-indent:0;text-transform:none;wi=
dows:2;word-spacing:0;-webkit-text-stroke-width:0;white-space:normal;backgr=
ound-color:#fff;text-decoration-thickness:initial;text-decoration-style:ini=
tial;text-decoration-color:initial;display:inline!important;float:none">&nb=
sp;</span></p></div></th></tr></tbody></table></th></tr></tbody></table></t=
h></tr><!--[if gte mso 9]> <tr><td  style=3D"font-size: 0px; line-height:0p=
x;mso-line-height-rule: exactly; display: none !important; mso-hide:all;"><=
p style=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0=
px; mso-line-height-rule: exactly; background-color: transparent;"><br/></p=
></td></tr> <![endif]--></tbody></table></div><div class=3D"emptyContainer =
columns-equal-class wrap-section" style=3D"font-family:Arial,Verdana,sans-s=
erif;font-size:14px;color:#000;background-color:transparent"><!--[if gte ms=
o 9]> </div><div style=3D"background-color: transparent; border:none;"> <![=
endif]--><table class=3D"outer" align=3D"center" cellpadding=3D"0" cellspac=
ing=3D"0" style=3D"display:block" role=3D"presentation">
<tbody>
<!--[if gte mso 9]> <tr><td  style=3D"font-size: 0px; line-height:0px;mso-l=
ine-height-rule: exactly; display: none !important; mso-hide:all;"><p style=
=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso=
-line-height-rule: exactly; background-color: transparent;"><br/></p></td><=
/tr> <![endif]--><tr>
<th style=3D"padding-right:10px;padding-bottom:10px;padding-left:10px" role=
=3D"presentation">
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:580px;height:0;background-color:rgba(0,0=
,0,0)" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"inner" style=3D"text-align:left;min-width:5px;padding:6px;vert=
ical-align:top;word-wrap:break-word;word-break:break-word;background-color:=
rgba(0,0,0,0);font-weight:400" role=3D"presentation">
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent;margin:10px;line-height:1.5"><p style=3D"mar=
gin:0;padding:0;line-height:inherit;mso-line-height-rule:at-least;font-fami=
ly:Arial,Verdana,sans-serif;font-size:16px;color:#000;font-weight:400;text-=
align:left">
</p><p style=3D"margin:0;padding:0;line-height:inherit;mso-line-height-rule=
:at-least;color:#000;font-weight:400;font-family:Times;font-size:16px;margi=
n-block:16px;margin-bottom:16px;margin-top:16px;text-align:start"><span sty=
le=3D"font-family:Arial,Verdana,sans-serif;font-size:16px">TIMOTHY,</span><=
/p>
<p style=3D"margin:0;padding:0;mso-line-height-rule:at-least;color:#000;fon=
t-weight:400;font-family:Times;font-size:16px;margin-block:16px;margin-bott=
om:16px;margin-top:16px;text-align:start;line-height:1.5;mso-line-height-al=
t:150%"><span style=3D"background-color:transparent;font-family:Arial,Verda=
na,sans-serif;font-size:16px">At Planet, everything we do starts with one s=
imple idea: </span><span style=3D"background-color:transparent;color:#0069e=
0;font-family:Arial,Verdana,sans-serif;font-size:16px">We=E2=80=99ll Get Yo=
u Home.</span></p><p style=3D"margin:0;padding:0;mso-line-height-rule:at-le=
ast;font-family:Arial,Verdana,sans-serif;font-size:16px;color:#000;font-wei=
ght:400;text-align:left;line-height:1.5;mso-line-height-alt:150%"><span sty=
le=3D"font-family:Arial,Verdana,sans-serif;font-size:16px">Today, we=E2=80=99=
re introducing a new look, including the logo you see here. It reflects who=
 we are today and how we support you across every stage of the homeownershi=
p journey.</span></p><p style=3D"margin:0;padding:0;mso-line-height-rule:at=
-least;font-family:Arial,Verdana,sans-serif;font-size:16px;color:#000;font-=
weight:400;text-align:left;line-height:1.5;mso-line-height-alt:150%"><span =
style=3D"font-family:Arial,Verdana,sans-serif;font-size:16px"><br></span></=
p><p style=3D"margin:0;padding:0;mso-line-height-rule:at-least;font-family:=
Arial,Verdana,sans-serif;font-size:16px;color:#000;font-weight:400;text-ali=
gn:left;line-height:1.5;mso-line-height-alt:150%"><span style=3D"font-famil=
y:Arial,Verdana,sans-serif;font-size:16px">While our look is evolving, what=
 won=E2=80=99t change is how we show up for you. We remain committed to cle=
ar communication, responsive service, and helping you move forward with con=
fidence because at the end of the day, our goal is simple: to get you home.=
</span></p><p style=3D"margin:0;padding:0;mso-line-height-rule:at-least;fon=
t-family:Arial,Verdana,sans-serif;font-size:16px;color:#000;font-weight:400=
;text-align:left;line-height:1.5;mso-line-height-alt:150%"><span style=3D"f=
ont-family:Arial,Verdana,sans-serif;font-size:16px"><br></span></p><p style=
=3D"margin:0;padding:0;mso-line-height-rule:at-least;font-family:Arial,Verd=
ana,sans-serif;font-size:16px;color:#000;font-weight:400;text-align:left;li=
ne-height:1.5;mso-line-height-alt:150%"><span style=3D"font-family:Arial,Ve=
rdana,sans-serif;font-size:16px">Over the coming months, yo</span><span sty=
le=3D"background-color:transparent;font-family:Arial,Verdana,sans-serif;fon=
t-size:16px">u will see this new look appear across our website, communicat=
ions, and other materials. There=E2=80=99s nothing you need to do. And as a=
lways, we=E2=80=99ll keep you informed every step of the way because </span=
><span style=3D"background-color:transparent;color:#0069e0;font-family:Aria=
l,Verdana,sans-serif;font-size:16px">this Planet revolves around you.</span=
></p><p style=3D"margin:0;padding:0;mso-line-height-rule:at-least;font-fami=
ly:Arial,Verdana,sans-serif;font-size:16px;color:#000;font-weight:400;text-=
align:left;line-height:1.5;mso-line-height-alt:150%"><span style=3D"font-fa=
mily:Arial,Verdana,sans-serif;font-size:16px"><br></span></p><p style=3D"ma=
rgin:0;padding:0;mso-line-height-rule:at-least;font-family:Arial,Verdana,sa=
ns-serif;font-size:16px;color:#000;font-weight:400;text-align:left;line-hei=
ght:1.5;mso-line-height-alt:150%"><span style=3D"font-family:Arial,Verdana,=
sans-serif;font-size:16px"><span style=3D"color:#000;font-style:normal;font=
-variant-ligatures:normal;font-variant-caps:normal;font-weight:400;letter-s=
pacing:normal;orphans:2;text-align:left;text-indent:0;text-transform:none;w=
idows:2;word-spacing:0;-webkit-text-stroke-width:0;white-space:normal;backg=
round-color:#fff;text-decoration-thickness:initial;text-decoration-style:in=
itial;text-decoration-color:initial;float:none;display:inline!important;fon=
t-family:Arial,Verdana,sans-serif;font-size:16px">Take a moment to log in a=
nd see our refreshed look and, as always,&nbsp;</span>thank you for choosin=
g Planet.</span></p></div><!--[if gte mso 9]> <table align=3D"center"  styl=
e=3D"border-collapse: collapse;border-spacing: 0px;padding: 0px; margin: 0p=
x;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" >
<tr><style> .buttonWrapper a {border-style: none !important;} .buttonWrappe=
r {padding: 0px !important; margin: 0px !important;} .buttonClass {mso-hide=
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<td valign=3D"top" align=3D"center" width=3D"568"> <![endif]--><div align=3D=
"-webkit-center" class=3D"buttonWrapper" style=3D"font-family:Arial,Verdana=
,sans-serif;font-size:14px;color:#000;background-color:transparent;margin:1=
0px 0"><!--[if gte mso 9]> <table  cellpadding=3D"0" cellspacing=3D"0" bord=
er=3D"0" style=3D"border-collapse: collapse;border-spacing: 0px;font-size: =
0; line-height: 0;">
<tr style=3D"padding: 0px;mso-line-height-rule: exactly;line-height: 1px;" =
height=3D"10"><td>&nbsp;</td></tr><tr>
<td>
<table  border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"" style=3D=
"width: 137px; color: white; border-collapse: collapse;border-spacing: 0px;=
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<td align=3D"center" valign=3D"center"  style=3D"height: 21px; vertical-ali=
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%22%3A%7B%221%22%3Anull%7D%7D&msdynmkt_digest=3DmJ3lFGeHy4hv9hoMAXI1EfuUNPK=
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f2bf"  data-msdyn-tracking-id=3D"20cdfb3de1c5181775140129683" fill=3D"false=
" stroke=3D"false" style=3D"position: absolute; top: 0px; left: 0px;padding=
: 0px;height:57px;width:137px;v-text-anchor:middle;">
<v:textbox inset=3D"0,0,0,0"><center style=3D"font-family: inherit;font-siz=
e: 17px; color: white; font-weight: bold; text-decoration: inherit;">Take a=
 Look</center></v:textbox></v:shape></td></tr></tbody></table></td>
</tr><tr style=3D"padding: 0px;" height=3D"10"/></table> <![endif]--> <!--[=
if !mso]> <!----><a class=3D"buttonClass" href=3D"https://public-usa.mkt.dy=
namics.com/api/orgs/9e23121a-1e24-4b47-85d5-0119680f652f/r/C-rN5t4ObUm8AA00=
luwBAAIAAAA?msdynmkt_target=3D%7B%22TargetUrl%22%3A%22https%253A%252F%252Fp=
lanethomelending.com%252F%22%2C%22RedirectOptions%22%3A%7B%221%22%3Anull%7D=
%7D&msdynmkt_digest=3DmJ3lFGeHy4hv9hoMAXI1EfuUNPKtUD04k%2F7SSVEvfMU%3D&msdy=
nmkt_secretVersion=3Da3955a744d9049f88dd8bdc1907bf2bf" style=3D"text-decora=
tion:none;font-family:Arial,Verdana,sans-serif;color:#fff;border-radius:4px=
;border:none;background-color:#00113f;display:table-cell;width:137px;height=
:12px;max-width:100%;min-width:1px;vertical-align:middle;box-sizing:border-=
box;line-height:normal;font-size:17px;font-weight:700;padding:18px;mso-hide=
:none!important" data-msdyn-tracking-id=3D"20cdfb3de1c5181775140129683"><sp=
an style=3D"font-family:inherit;text-decoration:inherit;min-width:1px;displ=
ay:inline-block">Take a Look</span></a><!--[endif]----></div><!--[if gte ms=
o 9]> </td></tr></table> <![endif]--></th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; " height=3D"0"><td>&nbsp;</td></tr> <![endif]--></tbody>
</table></div><div class=3D"emptyContainer columns-equal-class wrap-section=
" style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#000;b=
ackground-color:#c2c3c8"><!--[if gte mso 9]> </div><div style=3D"background=
-color: transparent; border:none;"> <![endif]--><table class=3D"outer" alig=
n=3D"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"display:block" ro=
le=3D"presentation">
<tbody>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; background-color: rgb(194, 195, 200);" height=3D"0"><td>=
&nbsp;</td></tr> <![endif]--><tr>
<th style=3D"padding:10px;background-color:#c2c3c8" role=3D"presentation">
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer multi" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:580px;height:0" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer inner" style=3D"text-align:left;min-width:5px;=
padding:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;=
font-weight:400" role=3D"presentation">
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent;margin:10px 0"><p style=3D"margin:0;padding:=
0;line-height:inherit;mso-line-height-rule:at-least;font-family:Arial,Verda=
na,sans-serif;font-size:16px;color:#000;font-weight:400;text-align:left"><i=
mg src=3D"https://cdn.mediavalet.com/usva/phl/4qkJ0Ym8MkKdCpcAlhxD0Q/9jim8A=
ZYh0yzovUHNXG_bA/Original/2023-04-13-DR-B2C-ALL-EMG-EqualHousingLogo.png" a=
lign=3D"left" width=3D"45" style=3D"block-size:46px;display:block;float:lef=
t;font-family:&quot; TimesNewRoman&quot;,serif;font-size:16px;height:46px;i=
nline-size:45px;line-height:17.5px;max-inline-size:100%;text-align:left;ver=
tical-align:top;width:45px;padding:0;margin:10px;border-radius:0;max-width:=
100%"></p><p style=3D"margin:0;padding:0;line-height:inherit;mso-line-heigh=
t-rule:at-least;font-family:Arial,Verdana,sans-serif;font-size:16px;color:#=
000;font-weight:400;text-align:left"><span style=3D"font-size:14px;font-fam=
ily:Arial,Verdana,sans-serif">Equal Housing Lender =C2=A9 2026 Planet Servi=
cing, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, =
Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing informati=
on, go to: www.nmlsconsumeraccess.org.</span></p><p style=3D"margin:0;paddi=
ng:0;line-height:inherit;mso-line-height-rule:at-least;font-family:Arial,Ve=
rdana,sans-serif;font-size:16px;color:#000;font-weight:400;text-align:left"=
><br></p><span style=3D"font-size:14px;font-family:Arial,Verdana,sans-serif=
">The Oregon Division of Financial Regulation (DFR) oversees residential mo=
rtgage loan servicers who are responsible for servicing residential mortgag=
e loans in connection with real property located in Oregon and persons requ=
ired to have a license to service residential mortgage loans in this state.=
 If you have questions regarding your residential mortgage loan, contact yo=
ur servicer at 866-882-8187 or www.planethomelending.com.&nbsp;</span><p st=
yle=3D"margin:0;padding:0;line-height:inherit;mso-line-height-rule:at-least=
;font-family:Arial,Verdana,sans-serif;font-size:16px;color:#000;font-weight=
:400;text-align:left"><span style=3D"font-size:14px;font-family:Arial,Verda=
na,sans-serif">To file a complaint about unlawful conduct by an Oregon lice=
nsee or a person required to have an Oregon license, call DFR at 888-877-48=
94 or visit dfr.oregon.gov.</span></p><p style=3D"margin:0;padding:0;line-h=
eight:inherit;mso-line-height-rule:at-least;font-family:Arial,Verdana,sans-=
serif;font-size:16px;color:#000;font-weight:400;text-align:left"><span styl=
e=3D"color:#000"></span></p></div></th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; background-color: rgb(194, 195, 200);" height=3D"0"><td>=
&nbsp;</td></tr> <![endif]--></tbody>
</table></div><div class=3D"emptyContainer columns-equal-class wrap-section=
" style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#000;b=
ackground-color:transparent"><!--[if gte mso 9]> </div><div style=3D"backgr=
ound-color: transparent; border:none;"> <![endif]--><table class=3D"outer" =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"display:block=
" role=3D"presentation">
<tbody>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; " height=3D"0"><td>&nbsp;</td></tr> <![endif]--><tr>
<th style=3D"padding:10px 10px 5px" role=3D"presentation">
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:580px;height:0" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"inner" style=3D"text-align:left;min-width:5px;padding:10px;ver=
tical-align:top;word-wrap:break-word;word-break:break-word;font-weight:400"=
 role=3D"presentation">
<div style=3D"font-family:Arial,Verdana,sans-serif;font-size:14px;color:#00=
0;background-color:transparent;position:relative;margin:10px"><div align=3D=
"Center" class=3D"imageWrapper" style=3D"font-family:Arial,Verdana,sans-ser=
if; font-size:14px; color:#000; background-color:transparent;"><img src=3D"=
https://assets-usa.mkt.dynamics.com/9e23121a-1e24-4b47-85d5-0119680f652f/di=
gitalassets/images/e46d35bd-1522-f111-8341-0022480484c3?ts=3D63909358032363=
0763" style=3D"max-height:100%;box-sizing:border-box;display:block;width:15=
4px;height:38px;max-width:100%!important" width=3D"154" height=3D"38" alt=3D=
"Planet logo"></div></div></th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; " height=3D"0"><td>&nbsp;</td></tr> <![endif]--></tbody>
</table></div><div style=3D"font-family:Arial,Verdana,sans-serif;font-size:=
14px;color:#000;background-color:transparent" class=3D"columns-equal-class =
wrap-section"><!--[if gte mso 9]> </div><div style=3D"background-color: tra=
nsparent; border:none;"> <![endif]--><table class=3D"outer" align=3D"center=
" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse:collapse;dis=
play:block" role=3D"presentation"><tbody><!--[if gte mso 9]> <tr><td  style=
=3D"font-size: 0px; line-height:0px;mso-line-height-rule: exactly; display:=
 none !important; mso-hide:all;background-color: rgba(0, 0, 0, 0);"><p styl=
e=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; ms=
o-line-height-rule: exactly; background-color: transparent;"><br/></p></td>=
</tr> <![endif]--><tr><th style=3D"padding:0 30px 10px;background-color:rgb=
a(0,0,0,0);border-radius:0" role=3D"presentation"><table style=3D"display:b=
lock;width:100%;border-collapse:collapse" class=3D"containerWrapper tbConta=
iner multi" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"><tbod=
y><tr><th class=3D"columnContainer" style=3D"font-weight:400;text-align:lef=
t;vertical-align:top;min-width:5px;width:540px;height:0" role=3D"presentati=
on"><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"height:100%"><tbody><tr><th class=3D"inner ui-sortable" s=
tyle=3D"text-align:left;min-width:5px;padding:10px;vertical-align:top;word-=
wrap:break-word;word-break:break-word;border-width:1px;font-weight:400" rol=
e=3D"presentation"><div style=3D"font-family:Arial,Verdana,sans-serif;font-=
size:14px;color:#000;background-color:transparent;margin:0"><p style=3D"mar=
gin:0;padding:0;line-height:inherit;mso-line-height-rule:at-least;font-fami=
ly:Arial,Verdana,sans-serif;font-size:16px;color:#000;font-weight:400;text-=
align:center"><span style=3D"color:#605e5c;font-family:Verdana,Geneva,sans-=
serif;font-size:11px">=C2=A9 2026 Planet Servicing, a DBA of Planet Home Le=
nding, LLC</span></p><p style=3D"margin:0;padding:0;line-height:inherit;mso=
-line-height-rule:at-least;font-family:Arial,Verdana,sans-serif;font-size:1=
6px;color:#000;font-weight:400;text-align:center"><span style=3D"color:#605=
e5c;font-size:11px"> <span style=3D"font-family:Verdana,Geneva,sans-serif">=
321 Research Pkwy, Suite 303, Meriden, CT, 06450</span></span></p></div></t=
h></tr></tbody></table></th></tr></tbody></table></th></tr><!--[if gte mso =
9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly;line-height: 1p=
x; background-color: rgba(0, 0, 0, 0);" height=3D"0"><td>&nbsp;</td></tr> <=
![endif]--></tbody></table></div></div><!--[if gte mso 9]> </th></tr></tabl=
e><p style=3D"height:0px; margin-bottom:0; margin-top:0; padding:0;line-hei=
ght: 0px; mso-line-height-rule: exactly; background-color: transparent;"></=
p> <![endif]--><img src=3D"https://public-usa.mkt.dynamics.com/api/orgs/9e2=
3121a-1e24-4b47-85d5-0119680f652f/i/C-rN5t4ObUm8AA00luwBAAMAAAA" width=3D"0=
" height=3D"0" data-tracking /></body></html>=

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