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From: "American Express MyCredit Guide" <noreply@notificationmycredit-guide.americanexpress.com>
To: <tjphuhs@gmail.com>
Subject: We've noticed a change in your credit report
Date: Mon, 20 Apr 2026 12:24:16 -0600
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American Express MyCredit Guide Email Notification

 One of your accounts was reported as closed
 &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; &zwnj; 
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 Hello, TIMOTHY
 
https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NTJ9AA0AAAAAAA3xyBkNz5Rn_Mz7etfEna7Xe6ghjuEo5EUGs2Qm17xkX1YhtNtznBWH1ktdera9rqQ0cIwrqU4Tbjso1rqvVh7ZhgwySF83LGhRv_zY_L5GAf4 

 Log in

 

 
 

We've noticed a change on your credit report you should know about.

One of your credit accounts has been reported as closed. An updated credit report is ready for your review.

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View More Details 

 

 
 

 
 

 Better understand your credit score with MyCredit Guide
 

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 Explore FICO(R) Score Planner & free tools
 

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Learn More 

 

 

 

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Please do not respond directly to this email.
 If you need
 further assistance with your MyCredit Guide account, please call our customer service
 representatives Monday - Friday,
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Credit data provided by Experian(r).

 FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other
 countries.
*Credit score calculated based on FICO(r) Score 8 model. Your
 lender or
 insurer may use a different FICO(r) Score than FICO(r) Score 8,
 or
 another type of credit score altogether. 
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Learn More .

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        One of your accounts was reported as closed
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                        role="heading" aria-level="2">
                        Hello, TIMOTHY
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                                        href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NTJ9AA0AAAAAAA3xyBkHAzU7ocq8P50OnRcAPsrSL33sa8zGrL87y7C23mFY_7kXSHvKhVtAvgxPz8iiSb-taaNw_oHbYX6CBryjrWhGKOKyc0tCrhQLKQxXp_U">
                                        Log in
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                            </td>
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            <![endif]-->
                    <!--[if !mso]> <!---->
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                        style="border-bottom: 1px solid rgba(255, 255, 255, 0.1);padding: 8px 16px;">
                        <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/9e2e9025-b0fb-4354-b180-bba4a60e9b87.png" alt="Top Header Icon">
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                        background="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/182290f8-611e-4f07-a989-8c023f31daf2.png"
                        style="text-align: left; background-image:url(https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/182290f8-611e-4f07-a989-8c023f31daf2.png);background-size:cover;background-position:top right;background-repeat:no-repeat;">
                        <!--[if gte mso 9]>
                <v:image xmlns:v="urn:schemas-microsoft-com:vml" fill="true" stroke="false" style=" border: 0;display: inline-block; width: 696px; height: 310px;" src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/182290f8-611e-4f07-a989-8c023f31daf2.png" />
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                                    <td class="h20" height="20" style="font-size:1px;line-height:1px;">&nbsp;</td>
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                                        <table class="tbResp" width="100%" border="0" cellpadding="0" cellspacing="0"
                                            role="presentation">
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                                                <td class="difference" id="HeaderTextTD" width="100%"
                                                    style="text-align: left; color:#ffffff;font-size:36px;font-family:'Helvetica',Nueue,Arial,sans-serif;line-height:46px;padding:0 16px 8px;">
                                                    <p class="keep-white" id="HeaderText" style="max-width: 650px;"
                                                        role="heading" aria-level="1">We've noticed a change on your credit report you should know about.</p>
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                                        </table>
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                                    <td class="screen">
                                        <table class="tbResp" width="60%" border="0" cellpadding="0" cellspacing="0"
                                            role="presentation">
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                                                <td class="difference" width="100%"
                                                    style="text-align: left; color:#ffffff;font-size:18px;font-family:'Helvetica',Nueue,Arial,sans-serif;line-height:26px;font-weight:350;padding:8px 16px 0px;">
                                                    <p class="keep-white" id="subHeaderText" style="max-width: 375px;"
                                                        role="heading" aria-level="2">One of your credit accounts has been reported as closed. An updated credit report is ready for your review.</p>
                                                </td>
                                            </tr>
                                        </table>
                                    </td>
                                </tr>
                                <tr>
                                    <td height="20" style="font-size:1px;line-height:1px;">
                                        &nbsp;</td>
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                                <!--[if mso]>
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                                    <table border="0" cellspacing="0" cellpadding="0">
                                        <tr>
                                            <td height="20"></td>
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                                        <tr>
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                                            <td style="padding: 13px 50px 13px 50px; border-radius:4px; background-color: #00175A;" align="center">
                                                <a rel="noopener" target="_blank" href="http://m.amex/rMZHyx??extlink=en-us-mcg-email-alert-sso-acctclose-b-login" target="_blank" style="font-size: 16px; font-family: Helvetica, Neue, sans-serif; color: #ffffff; font-weight: 400; text-decoration: none; display: inline-block;">View More Details</a>
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                                            </tr>
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                            <![endif]-->
                                <!--[if !mso]> <!---->
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                                        <a class="btn-resp"
                                            style="display: block; padding: 13px 0; background: #00175A; border-radius: 4px; font-family: 'Helvetica', Neue; font-style: normal; font-weight: 400; font-size: 16px; line-height: 24px; text-align: center; margin: 10px 0 40px 0; width: 180px; text-decoration: none; color: #FFFFFF !important;"
                                            href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NTJ9AA0AAAAAAA3xyBkITBkV57uKz7R7SZgJfs8cMw_vuIrguvDys-1n9EuYEv8P-IlNl5_nYZPoisLtPP5LunlHTB_TJcOf_OPX-8b5-CEkd-nWheKaDFND8p4">View More Details</a>
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                                <tr>
                                    <td class="resp-header-spacer"></td>
                                </tr>
                                <!-- <![endif]-->
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                        </div>
                        <!--[if gte mso 9]>
                    </v:textbox>
                    </v:fill>
                </v:rect>
                </v:image>
                <![endif]-->

                    </td>
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</table>
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                    <!-- //MASTHEAD -->

                    <!-- BODY CONTENT -->
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</table>
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                    <!-- //BODY CONTENT -->

                    <!-- PRE_FOOTER CONTENT -->
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                        <td bgcolor="#ffffff" style="padding:24px 16px;">
                            <table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation">
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        <td>
            <!-- Component 1 - Better understand your credit bullets -->

<table width="100%" cellpadding="0" cellspacing="0" border="0">
    <tr>
        <td height="30"></td>
    </tr>
    <tr>
        <td>
            <table width="100%" cellpadding="0" cellspacing="0" border="0" role="heading" aria-level="3">
                <tr>
                    <td class="timeline-header"
                        style="text-align: center; color:#00175A;font-size:24px;font-family:'Helvetica',Nueue,Arial,sans-serif;line-height:32px;font-weight:600;padding:0 60px;">
                        Better understand your credit score with MyCredit Guide
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                    <td>
                        <table class="timeline-table" width="100%" cellpadding="0" cellspacing="0" border="0">
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                                <td align="center" valign="top" class="timeline-item" width="25%">
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                                        <tr>
                                            <td align="center" valign="middle" style="width: 70px;">
                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
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                                                        <td align="center" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 5px 0 0 5px;">
                                                        </td>
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                                            </td>
                                            <td align="center" valign="middle">
                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/2570192b-5888-4dd1-b17d-6aa08868f8d8.png" width="40" style="display: block;"
                                                    alt="icon" />
                                            </td>
                                            <td align="center" valign="middle" style="width: 70px;">
                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
                                                    <tr>
                                                        <td align="center" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
                                                        </td>
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                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
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                                            <td align="center" style="padding-top: 10px;">
                                                <p
                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    Review your latest FICO<sup>&reg;</sup> Score<sup>*</sup>  for free
                                                </p>
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                                        </tr>
                                    </table>
                                </td>
                                <!-- Item 2-->
                                <td align="center" valign="top" class="timeline-item" width="25%">
                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                                        <tr>
                                            <td align="center" valign="middle" style="width: 70px;">
                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
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                                                        <td align="center" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
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                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/0b484193-b042-4132-865f-89786b46a230.png" width="40" style="display: block;"
                                                    alt="icon" />
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                                            <td align="center" valign="middle" style="width: 70px;">
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                                                    width="100%">
                                                    <tr>
                                                        <td align="center" id="timeline-item2" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
                                                        </td>
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                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
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                                            <td align="center" style="padding-top: 10px;">
                                                <p
                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    View your credit report provided by Experian<sup>&reg;</sup>
                                                </p>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                                <!-- Item 3-->
                                <td align="center" valign="top" class="timeline-item" width="25%">
                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                                        <tr>
                                            <td align="center" valign="middle" style="width: 70px;">
                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
                                                    <tr>
                                                        <td align="center" id="timeline-item3" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0;">
                                                        </td>
                                                    </tr>
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                                            <td align="center" valign="middle">
                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/571dfba4-d4c9-411a-b2e6-206fe7144697.png" width="40" style="display: block;"
                                                    alt="icon" />
                                            </td>
                                            <td align="center" valign="middle" style="width: 70px;">
                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
                                                    <tr>
                                                        <td align="center" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0">
                                                        </td>
                                                    </tr>
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                                    </table>
                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                                        <tr>
                                            <td align="center" style="padding-top: 10px;">
                                                <p
                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    Access your identity monitoring alerts
                                                </p>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                                <!-- Item 4-->
                                <td align="center" valign="top" class="timeline-item" width="25%">
                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                                        <tr>
                                            <td align="center" valign="middle" style="width: 70px;">
                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
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                                                        <td align="center" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0;">
                                                        </td>
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                                            <td align="center" valign="middle">
                                                <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/f6d70e88-c6f6-4fae-a632-3728265ec734.png" width="40" style="display: block;"
                                                    alt="icon" />
                                            </td>
                                            <td align="center" valign="middle" style="width: 70px;">
                                                <table role="presentation" cellpadding="0" cellspacing="0" border="0"
                                                    width="100%">
                                                    <tr>
                                                        <td align="center" valign="middle"
                                                            style="display:block; background-color: #006FCF; height: 8px; width: 100%; border-radius: 0 5px 5px 0;">
                                                        </td>
                                                    </tr>
                                                </table>
                                            </td>
                                        </tr>
                                    </table>
                                    <table role="presentation" cellpadding="0" cellspacing="0" border="0" width="100%">
                                        <tr>
                                            <td align="center" style="padding-top: 10px;">
                                                <p
                                                    style="width: 70%; color:#00175A; font-size:16px;font-family:'Helvetica',Neue,Arial,sans-serif;line-height: 24px; font-style: normal;font-weight: 400;">
                                                    Explore FICO<sup>&reg;</sup> Score Planner & free tools
                                                </p>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                                <!-- End Items-->
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                        </table>
                    </td>
                </tr>
            </table>
        </td>
    </tr>
    <tr>
        <td height="30"></td>
    </tr>

    <!--[if mso]>
        <tr><td height="30"></td></tr>
        <tr>
            <td align="center">
                <table border="0" cellspacing="0" cellpadding="0">
                    <tr><td height="20"></td></tr>
                    <tr>
                        <td style="padding: 13px 80px 13px 80px; border-radius:4px; background-color: #00175A;" align="center">
                            <a rel="noopener" target="_blank" href="http://m.amex/rMZHyx??extlink=en-us-mcg-email-alert-sso-acctclose-b-login" target="_blank" style="font-size: 16px; font-family: Helvetica, Neue, sans-serif; color: #ffffff; font-weight: 400; text-decoration: none; display: inline-block;">Learn More</a>
                        </td>
                    </tr>
                    <tr><td height="40"></td></tr>
                </table>
            <td>
        <tr>  
        <![endif]-->
    <!--[if !mso]> <!---->
    <tr>
        <td align="center">
            <a class="btn-resp"
                style="display: block; padding: 13px 0; background: #00175A; border-radius: 4px; font-family: 'Helvetica', Neue; font-style: normal; font-weight: 400; font-size: 16px; line-height: 24px; text-align: center; margin: 20px 0; width: 180px; text-decoration: none; color: #FFFFFF !important;"
                href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NTJ9AA0AAAAAAA3xyBkJJpTaVj-ZuxLRryqhSoiezpqnNUlXrr3Bq4kIwMtTJanAbU9GyO1Yj9HiNEl2ck_Qt-1tRMmJvBotwQtdlE80saZ1_ySZMW0xu7KWWOQ">Learn More</a>
        </td>
    </tr>
    <!-- <![endif]-->
</table>
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</table>
                        </td>
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                    <!-- //PRE_FOOTER CONTENT -->
                    
                    <!-- FOOTER CONTENT -->
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                        <td>
                            <table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation">
    <tr>
        <!--[if mso]>
        <td>
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                <tr>
                    <td>
                        <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/8dc5e452-9aa5-446c-8ff0-582033f46114.png" width="696" alt="Logo"></img>
                    </td>
                </tr>
            </table>
        </td>
    <![endif]-->
        <!--[if !mso]> <!---->
        <td>
            <table style="width: 100%; padding: 27px 0px; background-color: #00175A; text-align: center;" height="100"
                width="100%" cellpadding="0" cellspacing="0" border="0">
                <tr>
                    <td class="bg_2" background="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/d94fa3df-826e-4c9a-b22d-cd2b5c334d0c.jpg"
                        style="background-image:url(https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/d94fa3df-826e-4c9a-b22d-cd2b5c334d0c.jpg);background-repeat:repeat;">
                        <img src="https://image.alerts-mail.csid.com/lib/fe3311747364057c721672/m/1/383e8314-b0a8-4808-bac9-06a589412685.png" width="267" alt="Logo"/>
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        <!-- <![endif]-->
    </tr>
    <tr>
        <td>
            <table
                style="width: 100%; padding: 0px; background-color: #F7F8F9; text-align: center; table-layout: fixed;"
                width="100%" cellpadding="0" cellspacing="0" border="0">
                <tr>
                    <td class="resp" width="50%" align="center"
                        style="padding: 20px 0; margin: 0; font-family: 'Helvetica', Neue; font-style: normal; font-weight: 400; font-size: 15px; line-height: 18px; color: #006FCF;">
                        <a style="text-decoration: none; color: #006FCF; display: block;"
                            href="https://click.alerts-mail.csid.com/?qs=ABB7InYiOjEsImQiOjQ4NTJ9AA0AAAAAAA3xyBkKOqbk-FEw0_Ht8PNdqI0OZ71dsLu-Z2Syk4uoc2mwfxeYo2PRy6KAdPrb1_7GbS9UoFfeeFNNi1yUMPwKxuuJM4BsPGCLNIuTq50K2Kg">Privacy Statement</a>
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            </table>
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    <tr>
        <td style="padding: 32px 48px 48px 48px;background-color: #F7F8F9;">
            <table style="width: 100%; padding: 32px 48px 48px 48px; background: #F7F8F9; text-align: center;"
                width="100%" cellpadding="0" cellspacing="0" border="0">
                <tr>
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