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From: Affirm <affirm-billing@affirm.com>
Reply-To: no-reply@affirm.com
Subject: Making your late payment(s) is extremely important
Date: Sat, 18 Apr 2026 19:24:04 +0000
To: tjphuhs@gmail.com
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--===============2371010716623924459==
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Timothy, take action on your past due loan today

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Timothy, you can get back on track

Your Affirm loan payment has remained past due since Mar 4, 2026. This deli=
nquent loan remains unresolved.

It is your responsibility to make your past due Affirm payment(s). You can =
put this financial stress behind you by making a payment online or giving u=
s a call today.
If you've already made a payment, please ignore this message. Thanks for us=
ing Affirm!

Business Name: Amazon

Payment Due: $28.04

Due Date: Mar 4, 2026

													 Pay now (affirm.com/s/r/.eJxNjrsOgjAUht_lzEiNhkC6qYsYXTR4mZoT=
OEBDW0hbQgzh3W0cjOt_-_4ZLFXSUunFaBVwaL0fHGdsmqYY61paHZe9ZiNTPRrHBnxrMp49izR=
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MgvPrOQCAL009BMr2oiAYlTQe8RuVoWT7l40Na.-4Xm0lMmb6fmLrQNHowo8GCqNCg)

					 					=09
							 								 								=09
										 											 										 										 											Simplify your payme=
nts. Turn on AutoPay (affirm.com/s/r/.eJxNjssKgkAUht_lrM2JQpTZVZuM2hR2WQ0n5=
6iD44yMIxLiuydB0fr7L98IjqRylHvROw0cKu_bjjM2DEOIRaFcE-a2YT3TFo3A3tsWX-yexeni=
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wS31mgAw-NX0FZmKskEStVqYGXqDuaJrelQBF6A.VRUMqVJvdOtzguANwbsryhmq0KM). 					=
					 								=09
								 							 					=09
				=09

		=09
			 					 					=09
							 								 								=09
										 										 Thanks for using Affirm! 									=09

										 This communication is an attempt to collect a debt and any infor=
mation obtained will be used for that purpose. 										 										 						=
		=09
								=09
										 										Loan ID: XU7I-X2JS 									=09

										If you need help, call (855) 423-3729, or visit our Help Center (=
affirm.com/s/r/.eJw9jk0LwjAQRP_LnrUVRSwBEfViRS9K_TgtS7Jtg0kak_Qk_nerB8_zZua=
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8f49cOannGAXIeK2RvtHiBqMpHf7w8bq0rl.NmnJMsQ7mIVhCM0Wry1U8NSS5Bs). 									=
=09

										You are receiving this email because you conducted a transaction =
with Affirm. Visit us at affirm.com (affirm.com/s/r/.eJw9jk0PgjAQRP_LnhGMhk=
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                <!-- Preview Text -->
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 color: #e5e5e5;">
                    Timothy, take action on your past due loan today
                </div>
                <!-- //Preview Text -->
                <div style=3D"display: none; max-height: 0px; overflow: hid=
den; mso-hide:all;">
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                <!-- =3D=3D Wrapper =3D=3D -->
                <table id=3D"em_full_wrap" width=3D"100%" border=3D"0" cell=
spacing=3D"0" cellpadding=3D"0" bgcolor=3D"#e5e5e5" style=3D"-ms-text-size-=
adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-r=
space:0; table-layout:fixed" role=3D"presentation">
                =09<tr>
                =09<td align=3D"center" style=3D"-ms-text-size-adjust:100%;=
 -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                        <!-- =3D=3D Body =3D=3D -->
                        <table class=3D"em_fullwidth" align=3D"center" cell=
padding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"600" style=3D"-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-=
table-rspace:0; max-width:100%" bgcolor=3D"#ffffff" role=3D"presentation">
                        =09<!-- LOGO -->
                            <tr>
                                <td align=3D"center" bgcolor=3D"#4A4AF4" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0">
                =09=09=09=09=09<table align=3D"center" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" width=3D"150" height=3D"100" role=3D"presentat=
ion" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso=
-table-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09<td align=3D"center" style=3D'-ms-text=
-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-t=
able-rspace:0; color:#101820; font-family:"Calibre", Arial, sans-serif; fon=
t-size:16px; font-weight:400'>
                =09=09=09=09=09=09=09<a href=3D"https://url4324.affirm.com/=
CL0/https:%2F%2Fwww.affirm.com%2Fa%2Fr%2F.eJw9jr0OgkAQhN9lawSjIZDr1EaMNhoUq=
8uGW-DC8ZO9IxSEd_dCYTPNzHwzCzApzVQ6ObEBAY1zoxVRNM9ziFWluQvLoYsmCMAxlq3ua6nQ=
IYgFHHWjQUdSKxBxmgRQNsg1SWTtUUWeZLvicHv5bkfW4t857tP4mn0_j_x9P19OTx_w6xsGGkJ=
FLCfrZRzYodmeBdAPUhGNRvctiAqNpXX9AXuJQV4.Uzt1OvPww6t07BcKGRHrSCsvoms/1/0100=
019da20cda0e-f07341ef-c321-4e73-9cce-b6a80e7b03ca-000000/L7rLeFlltpejKQGtSP=
Y6ECW4dkytpyhy-g0sAStVCPw=3D452" target=3D"_blank" style=3D"-ms-text-size-a=
djust:100%; -webkit-text-size-adjust:100%; color:#fff"><img src=3D"https://=
cdn1.affirm.com/assets/messages/master/dist/img/v2/affirm-logo-white.png" a=
lt=3D"Affirm Logo" width=3D"150" border=3D"0" style=3D"-ms-interpolation-mo=
de:bicubic; border:0; height:auto; line-height:100%; outline:none; text-dec=
oration:none; display:block; max-width:100%" height=3D"auto"></a>
                =09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09</tr>
                =09=09=09=09=09</table>
                                </td>
                            </tr>
                            <!-- //LOGO -->
                            <!-- BODY -->
                            <tr>
                                <td align=3D"center" style=3D"-ms-text-size=
-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-=
rspace:0">
                                    <table align=3D"center" cellpadding=3D"=
0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" styl=
e=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-ls=
pace:0; mso-table-rspace:0">
                                        <tr>
                                            <td align=3D"center" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0; padding:50px 24px">
                                                <table align=3D"center" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presen=
tation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; =
mso-table-lspace:0; mso-table-rspace:0">
                                                    <tr>
                                                        <td class=3D"f32" a=
lign=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjus=
t:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:=
"Calibre", Arial, sans-serif; font-size:40px; font-weight:600'>
                                                        Timothy, you can ge=
t back on track
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td class=3D"textli=
nk" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-fa=
mily:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line-he=
ight:175%; padding:40px 0'>
                                                        <strong>Your Affirm=
 loan payment has remained past due since Mar 4, 2026.</strong> This delinq=
uent loan remains unresolved.
                                                        <br><br>
                                                            It is your resp=
onsibility to make your past due Affirm payment(s). You can put this financ=
ial stress behind you by making a payment online or giving us a call today.
                                                       <div style=3D"box-si=
zing:border-box; margin-top:16px">If you've already made a payment, please =
ignore this message. Thanks for using Affirm!</div>
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td align=3D"center=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0">
                                                           <table class=3D"=
em_fullwidth" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" width=3D"66%" role=3D"presentation" style=3D"-ms-text-size-adjust:10=
0%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                                                            <tr>
                                                                <td class=
=3D"mso_border" align=3D"center" style=3D"-ms-text-size-adjust:100%; -webki=
t-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border:1px=
 solid #f4f4f4; border-radius:12px; box-shadow:0 4px 4px #AAA; padding:30px=
 24px">
                                                                <p style=3D=
'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:0; paddin=
g:0; color:#101820; font-family:"Calibre", Arial, sans-serif; font-size:18p=
x; font-weight:400; line-height:150%'>Business Name: <strong>Amazon</strong=
></p>
                                                                <p style=3D=
'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:5px 0; pa=
dding:0; color:#890A03; font-family:"Calibre", Arial, sans-serif; font-size=
:18px; font-weight:400; line-height:150%'>Payment Due: <strong>$28.04</stro=
ng></p>
                                                                <p class=3D=
"textlink" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100=
%; margin:0; padding:0; color:#101820; font-family:"Calibre", Arial, sans-s=
erif; font-size:18px; font-weight:400; line-height:150%'>Due Date: <strong>=
Mar 4, 2026</strong></p>
                                                                </td>
                                                            </tr>
                                                        </table>
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td align=3D"center=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0; padding-top:50px">
                                                            <table width=3D=
"190" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" rol=
e=3D"presentation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-ad=
just:100%; mso-table-lspace:0; mso-table-rspace:0; max-width:100%">
                                                                <tr>
                =09=09=09=09=09=09=09=09=09=09=09=09=09<td bgcolor=3D"#4A4A=
F4" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border-radius:99px; co=
lor:#101820; font-family:"Calibre", Arial, sans-serif; font-size:24px; font=
-weight:600; line-height:24px; mso-padding-alt:15px 0'>
<a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2F=
r%2F.eJxNjrsOgjAUht_lzEiNhkC6qYsYXTR4mZoTOEBDW0hbQgzh3W0cjOt_-_4ZLFXSUunFaB=
VwaL0fHGdsmqYY61paHZe9ZiNTPRrHBnxrMp49izRfPTenG0TgLZadNI2o0CPwGTzpQaEnISvgS=
ZZGULZoGxJoZUD8dzU5hz9nu86SY_56XIr7eX_YXUMgvPrOQCAL009BMr2oiAYlTQe8RuVoWT7l=
40Na.-4Xm0lMmb6fmLrQNHowo8GCqNCg/1/0100019da20cda0e-f07341ef-c321-4e73-9cce=
-b6a80e7b03ca-000000/X6h2fbFqYinrB7Y4dQ7veMnU8XBJtT01m3j5zfJdOqo=3D452" sty=
le=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; color:#fff;=
 display:block; padding:15px 0; text-decoration:none" target=3D"_blank">Pay=
 now</a>
                                                                    </td>
                                                                </tr>
                                                            </table>
                                                        </td>
                                                    </tr>
                                                </table>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                            </tr>
                            <!-- //BODY -->
                            <!-- AUTOPAY -->
                            <tr>
                                <td align=3D"center" bgcolor=3D"#E1E5EB" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0">
                =09=09=09=09=09<table align=3D"center" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" style=3D"=
-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:=
0; mso-table-rspace:0">
                =09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09<td align=3D"center" style=3D"-ms-text=
-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-t=
able-rspace:0; padding:25px 30px">
                =09=09=09=09=09=09=09=09<table align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-tabl=
e-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09=09=09=09<td width=3D"42" align=3D"cen=
ter" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso=
-table-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09=09=09=09=09=09<img src=3D"https://cdn1.a=
ffirm.com/assets/messages/master/dist/img/v3/icons/phone-with-lock.png" alt=
=3D"Autopay icon" width=3D"42" border=3D"0" style=3D"-ms-interpolation-mode=
:bicubic; border:0; height:auto; line-height:100%; outline:none; text-decor=
ation:none; display:block; max-width:100%" height=3D"auto">
                =09=09=09=09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09=09=09=09=09<td class=3D"f22" align=3D"le=
ft" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-=
table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Calibre", A=
rial, sans-serif; font-size:24px; font-weight:400; line-height:125%; paddin=
g-left:25px'>
                =09=09=09=09=09=09=09=09=09=09=09Simplify your payments. <a=
 href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2Fr%=
2F.eJxNjssKgkAUht_lrM2JQpTZVZuM2hR2WQ0n56iD44yMIxLiuydB0fr7L98IjqRylHvROw0c=
Ku_bjjM2DEOIRaFcE-a2YT3TFo3A3tsWX-yexenivjpcIADvMK-VKYVEj8BH8NS0Gj0JJYFHSRx=
AXqErSaBT88N_t6Guwx9ZL5Nonz5up-x63O425zkwS31mgAw-NX0FZmKskEStVqYGXqDuaJrelQ=
BF6A.VRUMqVJvdOtzguANwbsryhmq0KM/1/0100019da20cda0e-f07341ef-c321-4e73-9cce=
-b6a80e7b03ca-000000/0Id7cncQj3mqAeJYeCczXjusSOUlbDkKm1NjMJfUNeA=3D452" tar=
get=3D"_blank" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust=
:100%; color:#4A4AF4; text-decoration:underline">Turn on AutoPay</a>.
                =09=09=09=09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09=09=09=09</tr>
                =09=09=09=09=09=09=09=09</table>
                =09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09</tr>
                =09=09=09=09=09</table>
                                </td>
                            </tr>
                            <!-- //AUTOPAY -->
                            <!-- FOOTER -->
                =09=09=09<tr>
                =09=09=09     <td align=3D"center" style=3D"-ms-text-size-a=
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