Received-SPF: pass (google.com: domain of msprvs1=20564dnl2h5yt=bounces-224870-11@bounce.post.applecard.apple designates 147.253.210.22 as permitted sender) client-ip=147.253.210.22;
Content-Transfer-Encoding: 7bit
Content-Type: text/html; charset="UTF-8"
To: tjphuhs@gmail.com
Message-ID: <A6.E8.35778.5285ED96@i-0dd093bacfd76b08a.mta1vrest.sd.prd.sparkpost>
Date: Tue, 14 Apr 2026 15:07:17 +0000
MIME-Version: 1.0
From: "Apple Card Support" <no_reply@post-account.applecard.apple>
Subject: Important Apple Card payment notice

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">

<html>
<head>
<title>Important Account Notification</title>
<meta content="width=device-width, initial-scale=1.0" name="viewport"/>
<meta content="text/html;charset=utf-8" http-equiv="content-type"/>
<meta content="date=no" name="format-detection"/>
<meta content="address=no" name="format-detection"/>
<meta content="email=no" name="format-detection"/>
<style type="text/css">
      .legend { width: 100%; }
      .legend td { color: red; text-align: center; font-weight: bold; }
      /*CSS hbs*/
      body { width: 100% !important; background-color: #fff; padding: 0; margin: 0; }
      a, a:link { color: #0070c9; text-decoration: none; }
      a:hover { color: #0070c9; text-decoration: underline !important; }
  
      sup {line-height: normal; font-size: .65em !important; vertical-align:super; }
      /* hack y g*/
      b { font-weight: 600 !important; }
  
      body {
          font-family: system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Helvetica Neue', Helvetica, Arial, sans-serif;
          font-weight: normal;
          text-rendering: optimizelegibility;
          -webkit-font-smoothing: antialiased;
      }
      td {color: #333333; font-size: 17px; font-weight: normal; line-height: 25px; }
      .type-body-d, .type-body-m { font-size: 14px; line-height: 20px; }
      .type-caption-d, .type-caption-m { font-size: 12px; font-weight: normal; line-height: 16px; }
      .type-marketing-headline-d, .type-marketing-headline-m { font-size: 17px; line-height: 21px; color: #111111; font-weight: 600; }
      .type-marketing-copy-d, .type-marketing-copy-m { font-size: 14px; line-height: 20px; color: #333333; }
      .type-dispute-tracker-headline-d, .type-dispute-tracker-headline-m { font-size: 17px; line-height: 21px; color: #111111; font-weight: 600; text-align: left; }
      .type-dispute-tracker-copy-d, .type-dispute-tracker-copy-m { font-size: 14px; line-height: 20px; color: #333333; text-align: left; }
      .type-marketing-caption-d, .type-marketing-caption-m { font-size: 11px; line-height: 15px; color: #666666; }

      p, ul, ol { margin: 0 0 16px 0; padding: 0; }
      ul li { list-style-type: disc; margin: 0 0 8px 20px; }
      ul ul li { list-style-type: circle; margin: 0 0 8px 50px; }
      ol li { margin: 0 0 8px 20px; list-style-position: outside; }
      h3.dispute-sub-headline { font-size: 24px; margin: 0 0 10px 0; }
      .cta { margin-top: 13px; }

      .f-complete { color: #888888; font-size: 12px; line-height: 15px; }
      .f-complete p { margin-bottom: 9px; }
      .f-numbered { color: #888888; font-size: 12px; line-height: 15px; padding: 0 0 9px 0; }
      .f-links-shop { border-bottom: 1px solid #d6d6d6; color: #d6d6d6; font-size: 14px; line-height: 18px; padding: 18px 0 16px 0; text-align: center; }
      .f-links-shop a, .f-links-shop a:visited, .f-legal a, .f-legal a:visited, .f-complete a, .f-complete a:visited { color: #555555; }
      .f-links-legal { color: #d6d6d6; }
      .f-links-shop a:hover, .f-legal a:hover { text-decoration: underline; }
      .f-legal {padding: 0 0% 0 0%;}
      .f-legal ol {padding: 0 17px;}
  
      .preheader-hide { display: none !important; mso-hide: all !important; }

      img.headline-image + div, img.hero-image + div {
        display: none;
      }

      /* Path to Apple Card Styles */
      .ptac-email p { color: #86868B; }
      .ptac-email p b { color: #030303; }
      .ptac-email .f-legal a, .ptac-email .f-legal a:visited { color: #0066CC !important; }

      /* ADD ANY DESKTOP STYLES HERE */

      @media only screen and (max-device-width: 568px) { 
        .desktop { display: none; }
        .mobile { background: #ffffff; display: block !important; color: #333333; font-size: 17px; font-weight: normal; line-height: 25px; margin: 0 auto; max-height: inherit !important; max-width: 414px; overflow: visible; width: 100% !important; }

        .mobile .m-aapl-logo img { margin: 0; }
        .mobile .m-copy, .mobile .m-links { padding: 0 6.25%; }
        .mobile .m-copy { padding-bottom: 9px; }
        .mobile .keyline { border-color: #d6d6d6; border-top-style: solid; border-top-width: 1px; padding: 0; margin: 0 auto; text-align: center; height: 0;}
        .mobile ol li {   }
        .blue-number { white-space: nowrap; } 
        sup { font-size: .55em; }
        .m-gutter { margin: 0 6.25%; }
        .m-divider { padding: 0px 0 30px 0; border-top: solid 1px #d6d6d6; }
        .f-legal { padding: 0 5% 0 6.25%; background:#f2f2f2 !important;}
        .bold { font-weight: 600; }
        .hero-head-container { width:100%; overflow:hidden; position:relative; margin:0; height:126px; padding-bottom: 0; }
        .header-bg { height: 126px; background-image: url('https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_mobile_2x.png'); background-size: 414px 126px; background-position: top center; background-repeat: no-repeat; }
        .m-customer-info { overflow-wrap: break-word; }
        .m-gutter .row { position: relative; width: 100%; display: block; min-width: 320px; overflow: auto; margin-bottom: 10px;}
        .m-gutter .row .column { display: inline-block; vertical-align: middle; }
        .m-gutter .row .column img { margin-right:12px; }
        .m-max { max-width: 300px; background: #ffffff; margin:0 auto; padding-left:10px; padding-right: 10px; }
        .m-max.last { padding-bottom: 38px; }
        .m-table { padding-bottom: 16px; }
        .m-table .m-table-head { border-bottom: 2px solid #000000; padding: 20px 0 14px 0; }
        .m-table .m-table-cell { border-bottom: 1px solid #000000; padding: 16px 0 12px 0; }
        .m-table .m-table-footer { border-top: 2px solid #000000; padding: 20px 0 14px 0; }
        .m-table.m-table-centered-narrow { text-align: center; width: 200px; margin-left: auto; margin-right: auto; }
        .m-table .m-table-cell.last { border-bottom: none; }
        .m-table-with-border { border: 2px solid #000000; }
        .m-table-with-border .m-table-head, 
        .m-table-with-border .m-table-cell { padding-left: 10px; padding-right: 10px; }
        .m-table-with-border .m-table-head { background: #000000; color: #ffffff; }
        .get-in-touch-m { padding-bottom: 30px; }
        .marketing-m { margin: 10px 0 40px; padding: 25px 25px 14px 25px; background: #f2f2f2; text-align: center; }
        .marketing-with-caption-m { margin: 10px 0 15px 0; }
        .marketing-caption-m { margin: 0px 40px 34px 40px; text-align: center; }
        u + .body a.gmail-unlink { color:#333333 !important; }
        .ptac-email p b, .ptac-email .ptac-module p { font-size: 12px; }
        .m-chat { width: 200px; margin-top: 2px;}
        .dispute-tracker-m { margin: 40px 0; padding: 25px 25px 14px 25px; background: #f2f2f2; text-align: center; }
        /* ADD MOBILE STYLES HERE */
        
        /* M-FOOT */
        .m-width { padding:0 6.25%; margin:0 auto;box-sizing: border-box;}
        .m-footer { background: #f2f2f2; padding: 19px 0 28px; color: #888888;}
        .m-footer p, .m-footer li  { font-size: 12px; line-height: 16px; }
        .m-footer ol {padding: 0 17px; margin: 0; list-style-type: decimal; list-style-position: outside;}
        .m-footer ol li {list-style-type: decimal;}
        ul.m-bnav { border-top: 1px solid #d6d6d6; color: #555555; margin: 0; padding-top: 12px; padding-bottom: 1px; text-align: center; }
        ul.m-bnav li { border-bottom: 1px solid #d6d6d6; font-size: 12px; font-weight: normal; line-height: 16px; margin: 0 0 11px 0; padding: 0 0 12px 0; }
        ul.m-bnav li a, ul.m-bnav li a:visited { color: #555555; }
      }
      
    </style>
<!--[if gte mso 9]>
  <style type="text/css">
  
    sup
    { font-size:100% !important }
  
  </style>
  <![endif]--></head>
<body class="body" style="margin:0; padding:0;">
<!-- MOBILE TOP-->
<div class="mobile" style="width: 0; max-height: 0; overflow: hidden; display: none;">
<div class="preheader-hide" style="display:none !important;position: absolute; font-size:0; line-height:1; max-height:0; max-width:0; opacity:0; overflow:hidden; color: #333333">
 
    </div>
<!-- mHero -->
<div class="m-hero-section">
<div class="m-content-hero">
<div class="m1 hero-head-container" style="padding:0;">
<div class="header-bg"></div>
</div>
</div>
</div>
<div class="m-max" style="background:#ffffff;">
<div class="m-gutter">
<div class="m-customer-info customer-info type-body-m">
<div class="subinfo--bold"><b><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Customer:</b></div>
<div class="subinfo"><span id="FIRST_NAME" class="gs_dynamic">Timothy</span> <span id="LAST_NAME" class="gs_dynamic">Bourdeau</span><br/>
			<span id="EMAIL" class="gs_dynamic">tjphuhs@gmail.com</span></div>
</div>
</div>
</div>


<span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span><span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span><div class="m-max" style="background:#ffffff;">
<div class="m-gutter">
<div class="m1" style="padding: 20px 0 0 0;"><img alt="Your account is past due." border="0" height="128" src="https://applecard.cdn-apple.com/i/28ED61EC-5020-4118-80C8-138218856839/headline-your-account-is-past-due_mobile_2x.png" style="" width="260"/>
</div>
</div>
</div>
<span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span><span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span><div class="m-max" style="background:#ffffff;">
<div class="m-gutter">
    
    <span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span>    <p>As of <span id="AS_OF_DATE" class="gs_dynamic">April 14, 2026</span>, your Apple Card account is <span id="DAYS_PAST_DUE" class="gs_dynamic">73</span> days past due. If you haven't already done so, be sure to pay your past due amount of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">129.00</span> to restore your account to good standing.<a href="https://email.post.applecard.apple/f/a/SVowheCAFjZO2uBfzIilrQ~~/AANuZhA~/I9OHSPkkJZoQKNyOxgGDZFjDClId_-4s6hq55NkKdlJtPQPimwZxKASjI_0-aU8yGvPsL5xbR7JXBQS9RLEPb_iLpO_VXZFdDpEur4UIYhyt1xmmSWEc2SEjj970-QVrsqOnv59qMjw5TWqvypplcw~~"> Make a payment in wallet or online</a>.</p>
<p>To avoid going further past due, pay at least $<span id="REMAINING_MINIMUM_DUE" class="gs_dynamic">175.00</span> by <span id="PAYMENT_DUE_DATE" class="gs_dynamic">April 30, 2026</span>. If you haven't already, you can set up Autopay for at least the Minimum Payment Due.</p>
<p><b>Making payments is fast and easy</b><br>
                You can make a payment in <a href="https://email.post.applecard.apple/f/a/Mk7vgStEGNU8W799VgC24A~~/AANuZhA~/7NrDemkHC5ilo6pT8viGHpaRqFJb3QD-4pnghYecSOuOPDMlrO6V8eJb9WH2skrDYg0q3QZsCWIXG0aHtjkd1Ksrrhw07FH0G-YZtiK2MmH7FVg_OLaZQSoeS-ye_OtGN6E3wbZeUe9N99tZNr6VyQ~~">Wallet</a> or <a href="https://email.post.applecard.apple/f/a/4WGjv68k2SsGH6hee4w6pA~~/AANuZhA~/61RVLQbznqpkMMJxny29hRvZJTJfExXScwpvyBNhfXG9iNoI-hF54UH6EzjELd2CoIJxs7h1XdgxaCO2bIxpmhrLGuaHiu9M_ajWuj_FHWw~">Online</a>. Paying more than the Minimum Payment Due can help you accrue less in interest charges in the future and reduce your total balance of $<span id="REMAINING_TOTAL_BALANCE" class="gs_dynamic">1,453.33</span>. <a href="https://email.post.applecard.apple/f/a/TIXHh80foBrx6fjvPB9Fhg~~/AANuZhA~/iSUEmjK7vQ07Np9UaWKaucUOt55VM8cQcOF_zNjDoPFepq0bPJbYf_6GeUY4yfK1jQoOcoiuPpG1VqhIM3RBJaQWjpJ8dGrqWQ_N1Kr46K1z7BEUruAF3xCnHjbP9QJO">Learn how to pay your Apple Card bill</a></br></p>
<p><b>Need help?</b><br/>
    If you're having difficulty making your minimum payment, contact an Apple Card Specialist to see if you're eligible for assistance. <a href="https://email.post.applecard.apple/f/a/QWggGHcUu2u9hXRrWKYlug~~/AANuZhA~/5R6Z3-FDvMFEa4rnuVd9IQmzP7932lpW4SLazwZfmpEeB3HMcFu5FJENfsCWJ5qGFPaBeASKfyyrZMN8tbFh3T8bME8X_3tv_mPm9cv6p1M2nUVbsKdNlo-Wi-uIA9Bm">Learn about Apple Card Payment Assistance Plans</a></p>
   <span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span>
    <br/>
</p></div>
</div>
<span id="isMiniMirandaZone" value="FALSE" class="gs_dynamic"></span><span id="isNewYorkCustomer" value="FALSE" class="gs_dynamic"></span><div class="m-max" style="background:#ffffff;">
<div class="m-gutter">
<div class="m-divider"></div>
</div>
</div>
<div class="m-max get-in-touch-m" style="background:#ffffff;">
<div class="m-gutter">
<p class="m3 bold type-body-m">Get in touch with a Specialist. Available 24/7.
			</p>
<div class="row">
<div class="image column">
<img alt="" border="0" class="header-icons" height="31" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_message_mobile_2x.png" style="" width="31"/>
</div>
<div class="m-text-column column type-body-m m-chat">
				<span id="IS_WEB_RECIPIENT" value="FALSE" class="gs_dynamic"></span>					<a href="https://email.post.applecard.apple/f/a/Nhziit-eV29Jkn-f-9hI9w~~/AANuZhA~/NLd7kalaUb2suJgOL4ikyTzEv98UrUMuWhF-peqLAQ_bFuLpMJ5yfy1u4Y2jwHEIM2qHSO5PaO1tRAW6poyEuyqwB2ZH5l3xk9hgQkCMg1N2cDwWpX7525DDgJ9XYAZakrcAD9K8xOKfRiETsj9bV_B0n3UiiTJOh5Hntc6NASvP_a5lJf5ZsxlTld-sFYt5OCVYurrSlr3IuyOQc_m7GsBUpBUtOoKTdDZH80uyd9gGHFXLyGvK8z5lnT__KxkKuSe6mlgBgt5lA49HB4lpHThnNyn-im9eH41XTyMn1yLmQ_kslDrrA0EeFqUjRBR-Qf2yjZKNOAOSaKgG_4ehcXf0XyEWBikUeiVkGpJw-vlYn4MDY3pywz73byp9mx4wYxlgvcUyvkoKsKxrfdvDeE0flOnj-l_Z7U1RG2M_7tcc06APGwJUG9CEpzVWNla2smH1BF5ohny8ciR-xPFbtvctwRtfm3SKj4Ex3_EppG4~" style="border: 0; outline: 0;">Chat now</a>
								</div>
</div>
<div class="row">
<div class="image column">
<img alt="" border="0" class="header-icons" height="31" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_call_mobile_2x.png" style="" width="31"/>
</div>
<div class="m-text-column column type-body-m">
<a href="tel:1-877-255-5923" style="border: 0; outline: 0;"><span id="PHONE_NUMBER" class="gs_dynamic">1-877-255-5923</span></a>
</div>
</div>
</div>
</div>
</div>
<!-- MOBILE BOTTOM -->
<div class="mobile m-footer" style="width:0; max-height:0; overflow:hidden; display:none;">
<div class="f-legal m-max">
<div class="m-gutter">
<p><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> is issued by <span id="LEGAL_NAME" class="gs_dynamic">Goldman Sachs Bank USA, Salt Lake City Branch</span>.</p>
<p>
          Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.         </p>
</div>
</div>
</div> <!-- DESKTOP VERSION -->
<div class="desktop">
<table align="center" border="0" cellpadding="0" cellspacing="0" class="desktop" role="presentation" width="100%">
<!-- dHero -->
<tr>
<td align="center">
<!-- Hero -->
<table align="center" bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" outline="0" role="presentation" style="background-color: #FFFFFF;" width="712">
<tr>
<td align="center" class="d1" style="padding: 0 0 0 0;">
<picture>
<source media="(min-device-width: 568px)" srcset="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_2x.jpg"/><img alt="Apple&nbsp;Card | Goldman Sachs" border="0" class="hero-image" height="166" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_2x.jpg" style="display: block;" width="736"/></picture>
</td>
</tr>
</table>
</td> </tr>
<!-- dHero -->
<tr>
<td align="center">
<table align="center" bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" outline="0" role="presentation" style="background-color: #FFFFFF;" width="550">
<tr>
<td align="left" style="color: #333333; font-size: 14px; line-height: 20px; padding: 0; max-width: 550px; overflow-wrap: break-word;" valign="top"><b><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Customer:</b><br/>
            <span id="FIRST_NAME" class="gs_dynamic">Timothy</span> <span id="LAST_NAME" class="gs_dynamic">Bourdeau</span>, <span id="EMAIL" class="gs_dynamic">tjphuhs@gmail.com</span>
          </td>
</tr>
</table>
</td> </tr>
<span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span><span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span>    <tr>
<td align="center">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" width="550">
<tr>
<td align="left" class="d1" style="padding: 20px 0 0 0;">
<img alt="Your account is past due." border="0" class="headline-image" height="112" src="https://applecard.cdn-apple.com/i/28ED61EC-5020-4118-80C8-138218856839/headline-your-account-is-past-due_desktop_2x.png" style="display: block;" width="550"/>
</td>
</tr>
</table>
</td> </tr>
<span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span><span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span><tr>
<td align="center">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" width="550">
<tr>
<td align="left" class="d1" style="padding: 0;" valign="top">

          <span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span>            <p>As of <span id="AS_OF_DATE" class="gs_dynamic">April 14, 2026</span>, your Apple Card account is <span id="DAYS_PAST_DUE" class="gs_dynamic">73</span> days past due. If you haven't already done so, be sure to pay your past due amount of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">129.00</span> to restore your account to good standing.<a href="https://email.post.applecard.apple/f/a/SVowheCAFjZO2uBfzIilrQ~~/AANuZhA~/I9OHSPkkJZoQKNyOxgGDZFjDClId_-4s6hq55NkKdlJtPQPimwZxKASjI_0-aU8yGvPsL5xbR7JXBQS9RLEPb_iLpO_VXZFdDpEur4UIYhyt1xmmSWEc2SEjj970-QVrsqOnv59qMjw5TWqvypplcw~~"> Make a payment in wallet or online</a>.</p>
<p>To avoid going further past due, pay at least $<span id="REMAINING_MINIMUM_DUE" class="gs_dynamic">175.00</span> by <span id="PAYMENT_DUE_DATE" class="gs_dynamic">April 30, 2026</span>. If you haven't already, you can set up Autopay for at least the Minimum Payment Due.</p>
<p><b>Making payments is fast and easy</b><br>
            You can make a payment in <a href="https://email.post.applecard.apple/f/a/Mk7vgStEGNU8W799VgC24A~~/AANuZhA~/7NrDemkHC5ilo6pT8viGHpaRqFJb3QD-4pnghYecSOuOPDMlrO6V8eJb9WH2skrDYg0q3QZsCWIXG0aHtjkd1Ksrrhw07FH0G-YZtiK2MmH7FVg_OLaZQSoeS-ye_OtGN6E3wbZeUe9N99tZNr6VyQ~~">Wallet</a> or <a href="https://email.post.applecard.apple/f/a/4WGjv68k2SsGH6hee4w6pA~~/AANuZhA~/61RVLQbznqpkMMJxny29hRvZJTJfExXScwpvyBNhfXG9iNoI-hF54UH6EzjELd2CoIJxs7h1XdgxaCO2bIxpmhrLGuaHiu9M_ajWuj_FHWw~">Online</a>. Paying more than the Minimum Payment Due can help you accrue less in interest charges in the future and reduce your total balance of $<span id="REMAINING_TOTAL_BALANCE" class="gs_dynamic">1,453.33</span>. <a href="https://email.post.applecard.apple/f/a/TIXHh80foBrx6fjvPB9Fhg~~/AANuZhA~/iSUEmjK7vQ07Np9UaWKaucUOt55VM8cQcOF_zNjDoPFepq0bPJbYf_6GeUY4yfK1jQoOcoiuPpG1VqhIM3RBJaQWjpJ8dGrqWQ_N1Kr46K1z7BEUruAF3xCnHjbP9QJO">Learn how to pay your Apple Card bill</a></br></p>
<p><b>Need help?</b><br/>
            If you're having difficulty making your minimum payment, contact an Apple Card Specialist to see if you're eligible for assistance. <a href="https://email.post.applecard.apple/f/a/QWggGHcUu2u9hXRrWKYlug~~/AANuZhA~/5R6Z3-FDvMFEa4rnuVd9IQmzP7932lpW4SLazwZfmpEeB3HMcFu5FJENfsCWJ5qGFPaBeASKfyyrZMN8tbFh3T8bME8X_3tv_mPm9cv6p1M2nUVbsKdNlo-Wi-uIA9Bm">Learn about Apple Card Payment Assistance Plans</a></p>
           <span id="MESSAGE_VERSION" value="V2" class="gs_dynamic"></span>        </p></td>
</tr>
</table>
</td>
</tr>
<span id="isMiniMirandaZone" value="FALSE" class="gs_dynamic"></span> <span id="isNewYorkCustomer" value="FALSE" class="gs_dynamic"></span><tr>
<td align="center">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" width="550">
<tr><td style="padding: 10px 0 0 0;" width="550"></td></tr>
<tr>
<td align="center" style="border-color: #d6d6d6; border-top-style: solid; border-top-width: 1px; font-size: 1px; line-height: 1px;" valign="top" width="550"> </td>
</tr>
<tr><td style="padding: 4px 0 0 0;" width="550"> </td></tr>
</table>
</td>
</tr>
<tr>
<td align="center">
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" width="550">
<tr>
<td align="left" class="type-body-d" style="padding: 3px 0 0 0;" valign="top">
<b>Get in touch with an <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Specialist. Available 24/7.</b>
</td>
</tr>
<tr height="4"></tr>
</table>
<table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" width="550">
<tr>
<td align="center" class="get-in-touch-icon" style="width:31px; padding: 11px 0 0 0;" valign="top" width="31">
<img alt="" border="0" class="header-icons" height="31" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_message_mobile_2x.png" style="" width="31"/>
</td>
<td width="11"></td>
<td align="left" class="get-in-touch-copy type-body-d" style="padding: 16px 0 0 0;" valign="top">
            <span id="IS_WEB_RECIPIENT" value="FALSE" class="gs_dynamic"></span>              Chat with a Specialist using the Wallet app
                        </td>
</tr>
<tr>
<td align="center" class="get-in-touch-icon" style="width:31px; padding: 8px 0 0 0;" valign="top" width="31">
<img alt="" border="0" class="header-icons" height="31" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_call_mobile_2x.png" style="" width="31"/>
</td>
<td width="11"></td>
<td align="left" class="get-in-touch-copy type-body-d" style="padding: 12px 0 0 0;" valign="top">
              <span id="PHONE_NUMBER" class="gs_dynamic">1-877-255-5923</span>
            </td>
</tr>
</table>
</td>
</tr>
<tr>
<td align="center" style="margin: 0 auto; padding:0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" class="footer" role="presentation" width="662">
<tr>
<td style="padding: 19px 0 20px 0;">
</td>
</tr>
</table>
</td>
</tr>
<!-- DESKTOP FOOTER -->
<tr>
<td align="center" bgcolor="#f2f2f2" style="margin: 0 auto;background-color: #f2f2f2;padding:0 20px 0 20px;">
<table border="0" cellpadding="0" cellspacing="0" class="footer" role="presentation" width="662">
<tr>
<td align="left" class="f-complete" style="padding: 19px 0 20px 0;">
<div class="f-legal">
<p><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> is issued by <span id="LEGAL_NAME" class="gs_dynamic">Goldman Sachs Bank USA, Salt Lake City Branch</span>.</p>
<p>
                  Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.                 </p>
</div>
</td>
</tr>
</table>
</td> </tr>
<!-- end dFooter -->
</table></div></body></html>