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Feedback-ID: 21321813:2198137:broadcast:CK List-Unsubscribe: , =?us-ascii?Q?=3Chttps=3A=2F=2F733480cc=2Eunsubscribe=2Econvertkit-mail4=2Ecom=2Fwvuedx05wgf?= =?us-ascii?Q?ghk6oq9lu7hndx3gpzf8h4kmnq=3E?= List-Unsubscribe-Post: List-Unsubscribe=One-Click Precedence: bulk X-Report-Abuse: X-Report-Spam: X-SG-EID: =?us-ascii?Q?u001=2E4ZNMMKGUAkmgrQHnUDLMvpyKCuMuaUqq1cf4U=2Fj3iXXF98ESH=2Fnl=2FY8WE?= =?us-ascii?Q?Gb0qZA9hoHpN2FMD8EWoBld2bUMQXI6NuOS6Hsg?= =?us-ascii?Q?7kcTTEAzFYSG0X1yuzNzttCkIyANLo9A991aBuM?= =?us-ascii?Q?fEIkesGcZZlBpOTPhfDdiIEIIO3PCSY8gXxCcN3?= =?us-ascii?Q?H0TMEYZ67evlmlHcyqAPuCfPMKsFFKIKwMflGW2?= =?us-ascii?Q?dIU=2F8G4KuoQBhBway2z9v187XP=2Fq+QHnjAvleYT?= =?us-ascii?Q?wris?= X-SG-ID: =?us-ascii?Q?u001=2ESdBcvi+Evd=2FbQef8eZF3BpTL9BgbK5wfSJMJGMsmprBTLquV1ImzFIrgT?= =?us-ascii?Q?SaJ3+RZXG0D7g1g6s6S5Eq4+Xk7aoQ5FKc0eent?= =?us-ascii?Q?7jAdn2aOhrPvR=2FxnU5s6yNt=2FXgjiLOPmZiNJ3++?= =?us-ascii?Q?jYiM+Xxu1Pw3tlKTJQOOkEcg2cTIn=2FBf07zrr=2Fv?= =?us-ascii?Q?KGhq6Gcth5nliOjvZdX9aDPZpt=2FuiNIntveh1k+?= =?us-ascii?Q?WXoSpg8KnjmkptUdkEQP555wRru5Hpe+A+mrxVS?= =?us-ascii?Q?G+PEcHscmabcNqRPlGzpVaQS86OV4kHLdIzQrtg?= =?us-ascii?Q?Ve9lgFLlKjsf8pxGBFaBB26yVZiYIvX7xEvCZgy?= =?us-ascii?Q?Rz=2FDECFHYWtUZ8EyF4Egw26ky4DHog3U1XEJmdr?= =?us-ascii?Q?yMR+MIRzp0+UXvO+3isSTvGEnSRlEpwjc3i1Q=3D=3D?= To: tjphuhs@gmail.com X-Entity-ID: u001.Tdt+XvumLIiCaN+jsLs8lg== --dfd999c4fbc21d7de18add24a6c30868c4054e18394c8a6b4ba8693907cd Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset=utf-8 Mime-Version: 1.0 ********** THE HAMMER ********** Breaking Down Money, Building Up Wealth. Most financial advice wasn=E2=80=99t written for you. It was written for people who already have money, already know the terminology, and already have someone in their corner explaining the game. The rest of us just got the myths. And a few of them are so common, so widely repeated, that most people never stop to question whether they=E2=80=99re actually true. Here are three that are keeping real people stuck. Myth #1: You need a lot of money to start =E2=80=8B This one does the most damage. Because it sounds responsible. It sounds like you=E2=80=99re being careful. =E2=80=9CI=E2=80=99ll start investing once I=E2=80=99ve saved up enough to = make it worth it.=E2=80=9D But here=E2=80=99s what that logic actually costs you: time. Time is the only thing in investing that you genuinely can=E2=80=99t buy back. A few hundred dollars invested in your 30s does something that a few thousand dollars in your 50s can=E2=80=99t. That=E2=80=99s not a motivational poster, that=E2=80=99s just how compound = growth works. You don=E2=80=99t need a lot of money to start. You just need to START. Myth #2: You need to understand the market before you invest in it =E2=80=8B Professional fund managers with entire research teams behind them fail to beat the market all the time. The idea that you need to understand the market well enough to make smart individual picks before you get started? That=E2=80=99s not caution. That=E2=80=99s a trap. Index funds exist specifically so that you don=E2=80=99t have to understand the market. You just have to be in it. Consistently, over time, through the boring stretches and the scary ones. Waiting until you =E2=80=9Cget it=E2=80=9D is just waiting. And the market doesn=E2=80=99t pause for you. Myth #3: Investing is risky, so it=E2=80=99s safer to just save =E2=80=8B This one feels the most protective, and it=E2=80=99s the most dangerous. Yes, investing carries risk. But keeping all your money in a savings account while inflation runs at 3-4% a year? That=E2=80=99s also a choice. And it=E2=80=99s one with a very predictable outcome. The question was never =E2=80=9Cinvest or don=E2=80=99t invest.=E2=80=9D The question is what kind of risk you=E2=80=99re actually comfortable carrying, and whether the risk you=E2=80=99re avoiding is actually the riskier move. Safety is relative. Standing still has a cost too. The common thread it's all connected All three of these myths do the same thing: they make waiting feel smart. And the longer you wait, the more ground you give up. If you=E2=80=99re not sure where your actual money mindset stands, the financial health quiz will tell you. Three minutes, and it tends to surface stuff people don=E2=80=99t expect. =E2=80=8B[Take the quiz here] ( https://733480cc.click.convertkit-mail4.com/wvuedx05wgfghk6oq9lu7hndx3gpzf8= h4kmnq/qvh8h7hdwk2rvvcl/aHR0cHM6Ly9hY2Nlc3MuY2FsZWJoYW1tZXIuY29tL3F1aXotcGF= nZQ=3D=3D )=E2=80=8B Taquitos, Caleb "Myth Buster" Hammer P.S. If you read this and thought, "I'd start investing if I had exactly $350..." Well, tickle me pink and call me Ms. Piggy, cause I got the perfect thing. Because today's sponsor is going to give you EXACTLY that amount. With Chime, you could get some extra cash to start your investment journey: =E2=80=8B Chime is on a mission to help everyday people unlock financial progress. (Just like me.) There's no overdraft fees or minimums, so you don't have to stress about losing money to place that's supposed to be protecting it. And when you sign up for an account with THIS LINK ( https://733480cc.click.convertkit-mail4.com/wvuedx05wgfghk6oq9lu7hndx3gpzf8= h4kmnq/g3hnh5hm9qo3nour/aHR0cHM6Ly9wcmV2aWV3LmNvbnZlcnRraXQtbWFpbDQuY29tL2N= saWNrL2RwaGVoMGh6aG0vYUhSMGNITTZMeTl3Y21WMmFXVjNMbU52Ym5abGNuUnJhWFF0YldGcG= JEUXVZMjl0TDJOc2FXTnJMMlJ3YUdWb01HaDZhRzB2WVVoU01HTklUVFpNZVRrelpETmpkVmt5Y= UhCaVYxVjFXVEk1ZEV3eWNIWmhWelIyWTBoS2RtSlhPWHBNTW14MVpFaEtka3hYT1cxYWJWWjVU= RmhaZWt4Nk9XaGFSREZvV20xYWFtTnVVVzFaVjFKbVlWZFJPVTE2U1RGT2VtdDRUME5hYUZwdVR= ubFplakI0U20xT2FHSllRbWhoVjJSMVdESnNhMUJVU1RSUFJGa3lTbTFPYUdKWVFtaGhWMlIxV0= RJMWFHSlhWVGxrYWs1NFRrUkpNVXB0VG5sYVYwWXdZVmhhYkZCWE5XaEtiV3g1V1RKNGNGa3lkS= EJhUkRFMFVteGtOVm96YkZaWldIQTBaVmRPV0ZSc1kzaGFNbXd6Wkhwb1VrNXFiRlpoTTFZMFRW= ZFNObGRxU1hoVU0wSlVWRlJCYldGWVNtNWtNazA1VFZOYWRGbFlTbkphV0ZKd1ltMWtabVJJYkh= kYVZERkZWV2xhZDJSWFNuTmhXRTV2V2xoS1psbFhVbVpoVjFFNVRYcEpNazU2UlhkUFJqaDZUV3= BWTTA5VVJUUktia0l4V1cxNGNHTXlhR3hqYkRsNllVYzVlV1JHT1hWWlZ6RnNVRmRHYlZrelNqQ= ktiazR4V1d3NWQyUlhTbk5oV0U1dldsaEpPVkZ0T1hWa1dFMTBUWHBWZDBwdVVteGpNMUU1U201= U2JHTXpVbVprUjBadVVGaEZNRTFxVlhSTmVsVjNURmRzZFdSSVNuWk1Wemx0V20xV2VVeFlXWHB= LYmxKNVdWZGFiV0ZYVG1aak1qa3hZMjFPYkZCWVFtaGhWMUZ0WkZoU2RGZ3lUbWhpV0VKb1lWZG= tkVkJWVGtsVFZURkdTbTVXTUdKV09YUmFWMUp3WkZjd09WbFhXbTFoVjNod1dWaFNiRmd5VGpCS= 2JsWXdZbFk1ZW1JelZubFpNbFU1V1ZkYWJWa3pTakJLYmxwb1lraFdiRmd6UW5saU0wRTVXa2RX= YVdGWVVUMD0=3D ) and make a deposit, you can get up to a $350 bonus with a new Chime=C2=AE Checking account, and earn up to 3.50% APY on your savings. That's $350, deposited directly into your account. $350 you can start investing with ZERO excuses. (See the landing page for details...) You could also unlock Chime's full suite of banking products such as 1.5% cash back, fee-free overdraft up to $200, early pay, and more. So if you're tired of BIG BANK charging you fees just to hold on to your monies, click the link above to learn more about Chime. It's free money guys. =E2=80=8BTake it. ( https://733480cc.click.convertkit-mail4.com/wvuedx05wgfghk6oq9lu7hndx3gpzf8= h4kmnq/g3hnh5hm9qo3nour/aHR0cHM6Ly9wcmV2aWV3LmNvbnZlcnRraXQtbWFpbDQuY29tL2N= saWNrL2RwaGVoMGh6aG0vYUhSMGNITTZMeTl3Y21WMmFXVjNMbU52Ym5abGNuUnJhWFF0YldGcG= JEUXVZMjl0TDJOc2FXTnJMMlJ3YUdWb01HaDZhRzB2WVVoU01HTklUVFpNZVRrelpETmpkVmt5Y= UhCaVYxVjFXVEk1ZEV3eWNIWmhWelIyWTBoS2RtSlhPWHBNTW14MVpFaEtka3hYT1cxYWJWWjVU= RmhaZWt4Nk9XaGFSREZvV20xYWFtTnVVVzFaVjFKbVlWZFJPVTE2U1RGT2VtdDRUME5hYUZwdVR= ubFplakI0U20xT2FHSllRbWhoVjJSMVdESnNhMUJVU1RSUFJGa3lTbTFPYUdKWVFtaGhWMlIxV0= RJMWFHSlhWVGxrYWs1NFRrUkpNVXB0VG5sYVYwWXdZVmhhYkZCWE5XaEtiV3g1V1RKNGNGa3lkS= EJhUkRFMFVteGtOVm96YkZaWldIQTBaVmRPV0ZSc1kzaGFNbXd6Wkhwb1VrNXFiRlpoTTFZMFRW= ZFNObGRxU1hoVU0wSlVWRlJCYldGWVNtNWtNazA1VFZOYWRGbFlTbkphV0ZKd1ltMWtabVJJYkh= kYVZERkZWV2xhZDJSWFNuTmhXRTV2V2xoS1psbFhVbVpoVjFFNVRYcEpNazU2UlhkUFJqaDZUV3= BWTTA5VVJUUktia0l4V1cxNGNHTXlhR3hqYkRsNllVYzVlV1JHT1hWWlZ6RnNVRmRHYlZrelNqQ= ktiazR4V1d3NWQyUlhTbk5oV0U1dldsaEpPVkZ0T1hWa1dFMTBUWHBWZDBwdVVteGpNMUU1U201= U2JHTXpVbVprUjBadVVGaEZNRTFxVlhSTmVsVjNURmRzZFdSSVNuWk1Wemx0V20xV2VVeFlXWHB= LYmxKNVdWZGFiV0ZYVG1aak1qa3hZMjFPYkZCWVFtaGhWMUZ0WkZoU2RGZ3lUbWhpV0VKb1lWZG= tkVkJWVGtsVFZURkdTbTVXTUdKV09YUmFWMUp3WkZjd09WbFhXbTFoVjNod1dWaFNiRmd5VGpCS= 2JsWXdZbFk1ZW1JelZubFpNbFU1V1ZkYWJWa3pTakJLYmxwb1lraFdiRmd6UW5saU0wRTVXa2RX= YVdGWVVUMD0=3D )=E2=80=8B =E2=80=8B =E2=80=8BUnsubscribe ( https://733480cc.unsubscribe.convertkit-mail4.com/wvuedx05wgfghk6oq9lu7hndx= 3gpzf8h4kmnq ) =C2=B7 Preferences ( https://preferences.convertkit-mail4.com/wvuedx05wgfghk6oq9lu7hndx3gpzf8h4k= mnq )=E2=80=8B =E2=80=8B --dfd999c4fbc21d7de18add24a6c30868c4054e18394c8a6b4ba8693907cd Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=utf-8 Mime-Version: 1.0
Here's why =E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= 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=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2= =AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD= =C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2= =AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD= =C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2= =AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD= =C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD=C2=AD
=

THE HAMMER

Breaking Down Money, Building Up Wealth.

=

Most fi= nancial advice wasn=E2=80=99t written for you.

It was = written for people who already have money, already know the terminology, an= d already have someone in their corner explaining the game.

The = rest of us just got the myths.

And a f= ew of them are so common, so widely repeated, that most people never stop t= o question whether they=E2=80=99re actually true.

Here ar= e three that are keeping real people stuck.

Myth #1: You need a lot of money to start

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=E2=80=8B
=

This on= e does the most damage.

Because= it sounds responsible.

It soun= ds like you=E2=80=99re being careful.

=E2=80= =9CI=E2=80=99ll start investing once I=E2=80=99ve saved up enough to make i= t worth it.=E2=80=9D

But her= e=E2=80=99s what that logic actually costs you: time.

Time is= the only thing in investing that you genuinely can=E2=80=99t buy back.

A few h= undred dollars invested in your 30s does something that a few thousand doll= ars in your 50s can=E2=80=99t.

That=E2= =80=99s not a motivational poster, that=E2=80=99s just how compound growth = works.

You don= =E2=80=99t need a lot of money to start.

You jus= t need to START.

Myth #2: You need to understand the market before you invest in it

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=E2=80=8B
=

Profess= ional fund managers with entire research teams behind them fail to beat the= market all the time.

The ide= a that you need to understand the market well enough to make smart individu= al picks before you get started?

That=E2= =80=99s not caution. That=E2=80=99s a trap.

Index f= unds exist specifically so that you don=E2=80=99t have to understand the ma= rket.

You jus= t have to be in it.

Consist= ently, over time, through the boring stretches and the scary ones.

Waiting= until you =E2=80=9Cget it=E2=80=9D is just waiting.

And the= market doesn=E2=80=99t pause for you.

Myth #3: Investing is risky, so it=E2=80=99s safer to just save
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=

This on= e feels the most protective, and it=E2=80=99s the most dangerous.

Yes, in= vesting carries risk.

But kee= ping all your money in a savings account while inflation runs at 3-4% a yea= r?

That=E2= =80=99s also a choice. And it=E2=80=99s one with a very predictable outcome= .

The que= stion was never =E2=80=9Cinvest or don=E2=80=99t invest.=E2=80=9D

The que= stion is what kind of risk you=E2=80=99re actually comfortable carrying, an= d whether the risk you=E2=80=99re avoiding is actually the riskier move.

Safety = is relative.

Standin= g still has a cost too.

The common thread

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it's all connected

All thr= ee of these myths do the same thing: they make waiting feel smart.

And the= longer you wait, the more ground you give up.

If you= =E2=80=99re not sure where your actual money mindset stands, the financial = health quiz will tell you.

Three m= inutes, and it tends to surface stuff people don=E2=80=99t expect.

=E2=80= =8B[Take the quiz = here]=E2=80=8B

Taquito= s,

Caleb "Myth Buster" Hammer

P.S. If= you read this and thought, "I'd start investing if I had exactly $350..."<= /p>

Well, t= ickle me pink and call me Ms. Piggy, cause I got the perfect thing.

Because= today's sponsor is going to give you EXACTLY that amount.

With Chime, you could get some extra cash to start your investment journey= :

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=E2=80=8B
=

Chime i= s on a mission to help everyday people unlock financial progress.

(Just l= ike me.)

There's= no overdraft fees or minimums, so you don't have to stress about losing mo= ney to place that's supposed to be protecting it.

And whe= n you sign up for an account with THIS LINK and make a deposit, you can get = up to a $350 bonus with a new Chime=C2=AE Checking account, and ea= rn up to 3.50% APY on your savings.

That's = $350, deposited directly into your account.

$350 yo= u can start investing with ZERO excuses.

(See th= e landing page for details...)

You cou= ld also unlock Chime's full suite of banking products such as 1.5% cash bac= k, fee-free overdraft up to $200, early pay, and more.

So if y= ou're tired of BIG BANK charging you fees just to hold on to your monies, c= lick the link above to learn more about Chime.

It's fr= ee money guys.

=E2=80= =8BTake it= . =E2=80=8B

=E2=80= =8B

=E2=80= =8BUnsubscribe =C2=B7 Preferences=E2=80=8B

=E2=80=8B
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