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From: Affirm <affirm-billing@affirm.com>
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Subject: Your account is now a month overdue
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You can still make up missed payments.

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=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0

=09
=09
=09
					 					=09
							 							 							 					=09
				=09

Timothy, you can still make up missed payments

Recently, your payment of $24.29 due on Feb 28, 2026 became a month overdue=
. While remaining past due for this period of time is problematic, you can =
still make your outstanding payment(s) to get current.

Business Name: Amazon

Payment Due: $24.29

Due Date: Feb 28, 2026

													 Pay now (affirm.com/s/r/.eJxNjl0LgjAUhv_LuTZnhSC7i4gIhCgrL8dB=
jzrcpmwTCfG_N7qIbt-v513AUi0tVV5MVgGHzvvRccbmeY6xaaTVcTVoNjE1oHFsxLcm49mt2G8=
3yTM_QwTeYtVL04oaPQJfwJMeFXoSsgaeZmkEVYe2JYFWBsR_V5Nz-HPyNDm-DtdT8Sh32aW8h0=
B49Z2BQBZmmINkBlETjUqaHniDytG6fgC7JUL8.mUh0LxwjxJ9Lvy7UvEPH2tUXl1M)

A delinquent loan may be reported to the credit reporting agency(ies).
If you've already made a payment, please ignore this message. Thanks for us=
ing Affirm!

					 					=09
							 								 								=09
										 											 										 										 											Simplify your payme=
nts. Turn on AutoPay (affirm.com/s/r/.eJxNjl0LgjAUhv_LuTZnhSC7i4gIhCgrL8dpH=
nU4p2wTCfG_J0HR9fN-PBNYKpQl6cVgNXCove8dZ2wcxxDLUtk2lF3LBqY7NAIH3_X4Ypdsu15F=
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Snxkgg09NX4GFmE4URL1WpgFeonY0z29nsEWK.6RzhhTBprFhXJYdg2phH07QgPcc). 							=
			 								=09
								 							 					=09
				=09

		=09
			 					 					=09
							 								 								=09
										 										 Thanks for using Affirm! 									=09

										 This communication is an attempt to collect a debt and any infor=
mation obtained will be used for that purpose. We may report information ab=
out your account to credit bureaus. Late payments, missed payments, or othe=
r defaults on your account may be reflected in your credit report. 								=
		 								=09
								=09
										 										Loan ID: QS31-0ULG 									=09

										If you need help, call (855) 423-3729, or visit our Help Center (=
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=09

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                   You can still make up missed payments.
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webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
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padding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"600" style=3D"-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-=
table-rspace:0; max-width:100%" bgcolor=3D"#ffffff" role=3D"presentation">
                        	<!-- LOGO -->
                            <tr>
                                <td align=3D"center" bgcolor=3D"#4A4AF4" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0">
                					<table align=3D"center" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" width=3D"150" height=3D"100" role=3D"presentation" styl=
e=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-ls=
pace:0; mso-table-rspace:0">
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                							<td align=3D"center" style=3D'-ms-text-size-adjust:1=
00%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0;=
 color:#101820; font-family:"Calibre", Arial, sans-serif; font-size:16px; f=
ont-weight:400'>
                							<a href=3D"https://url1445.affirm.com/ls/click?upn=
=3Du001.Bez53ivsbSplFpdi7lgqCYV6OBeLo2ezsJeg4HEK8-2F8VDYoBUkeET3KXXxRY2PokI=
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7IboXPzxLqSSl1an4A-3D-3D" target=3D"_blank" style=3D"-ms-text-size-adjust:1=
00%; -webkit-text-size-adjust:100%; color:#fff"><img src=3D"https://cdn1.af=
firm.com/assets/messages/master/dist/img/v2/affirm-logo-white.png" alt=3D"A=
ffirm Logo" width=3D"150" border=3D"0" style=3D"-ms-interpolation-mode:bicu=
bic; border:0; height:auto; line-height:100%; outline:none; text-decoration=
:none; display:block; max-width:100%" height=3D"auto"></a>
                							</td>
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                            <!-- //LOGO -->
                            <!-- BODY -->
                            <tr>
                                <td align=3D"center" style=3D"-ms-text-size=
-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-=
rspace:0">
                                    <table align=3D"center" cellpadding=3D"=
0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" styl=
e=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-ls=
pace:0; mso-table-rspace:0">
                                        <tr>
                                            <td align=3D"center" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0; padding:50px 24px">
                                                <table align=3D"center" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presen=
tation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; =
mso-table-lspace:0; mso-table-rspace:0">
                                                    <tr>
                                                        <td class=3D"f32" a=
lign=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjus=
t:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:=
"Calibre", Arial, sans-serif; font-size:40px; font-weight:600'>
                                                        Timothy, you can st=
ill make up missed payments
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td class=3D"textli=
nk" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-fa=
mily:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line-he=
ight:175%; padding:40px 0'>
                                                        <strong>Recently, y=
our payment of $24.29 due on Feb 28, 2026 became a month overdue.</strong> =
While remaining past due for this period of time is problematic, you can st=
ill make your outstanding payment(s) to get current.
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td align=3D"center=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0">
                                                            <table class=3D=
"em_fullwidth" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" width=3D"66%" role=3D"presentation" style=3D"-ms-text-size-adjust:10=
0%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                                                                <tr>
                                                                    <td cla=
ss=3D"mso_border" align=3D"center" style=3D"-ms-text-size-adjust:100%; -web=
kit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border:1=
px solid #f4f4f4; border-radius:12px; box-shadow:0 4px 4px #AAA; padding:30=
px 24px">
                                                                    <p styl=
e=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:0; pa=
dding:0; color:#101820; font-family:"Calibre", Arial, sans-serif; font-size=
:18px; font-weight:400; line-height:150%'>Business Name: <strong>Amazon</st=
rong></p>
                                                                    <p styl=
e=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:5px 0=
; padding:0; color:#890A03; font-family:"Calibre", Arial, sans-serif; font-=
size:18px; font-weight:400; line-height:150%'>Payment Due: <strong>$24.29</=
strong></p>
                                                                    <p clas=
s=3D"textlink" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust=
:100%; margin:0; padding:0; color:#101820; font-family:"Calibre", Arial, sa=
ns-serif; font-size:18px; font-weight:400; line-height:150%'>Due Date: <str=
ong>Feb 28, 2026</strong></p>
                                                                    </td>
                                                                </tr>
                                                            </table>
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td align=3D"center=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0; padding-top:50px">
                                                            <table width=3D=
"190" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" rol=
e=3D"presentation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-ad=
just:100%; mso-table-lspace:0; mso-table-rspace:0; max-width:100%">
                                                                <tr>
                													<td bgcolor=3D"#4A4AF4" align=3D"center" style=
=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lsp=
ace:0; mso-table-rspace:0; border-radius:99px; color:#101820; font-family:"=
Calibre", Arial, sans-serif; font-size:24px; font-weight:600; line-height:2=
4px; mso-padding-alt:15px 0'>
<a href=3D"https://url1445.affirm.com/ls/click?upn=3Du001.Bez53ivsbSplFpdi7=
lgqCcYp4PMwvOPOhDcRjUWFLzggsljX-2BXij7cEoJpaeED4H8AawNHwJ5Z84AOYvfnpbFgcTNk=
1NV40RunUBFeKftKLIsxnyatZXV0iM6Kh5Ul4iXhWKLDjnzXY2AJgFp6aI1ez3wgqNZfiNPTfio=
-2FlWuyePAJ58uJ9z-2F8mgONNXbk5uLtQHhYOsKYv2-2BlJEihCxOqIj1gLkkJX15gT9RceY4A=
j2avwoKMSr4j-2FeTJLUstGwLzKs5BUFohQwdUIiUAqH2tJxJsIiitAKeOsUyhhlkSd48FhkdOK=
fby-2BMAQB9S4U9drSM75Xc4gBaJn-2FcV5HOTorecyoNLflHtffVDnF-2FApJTLOq0NUS6vW3J=
oUuN5QxHMPen_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeD0SbcJqu7CGaaIsjcs=
oTiFxN-2Ff4ZWNTPvTbZtSQ7eOPH-2F6YH354q-2B5iJu5eKboFyHpO3pjBcvjzj1fO2ti9vcWR=
RLhYe3BXl54arGUw0-2BBQ4J5DmMCKbqncqxpeKqLD2nKVQWesTVspXy3vqxUGe8LnREvF-2Fmb=
nyx-2BhkGZ5uzhmWies4T5MTo8BqDRgEZDjmfC4vLjupGkErVa8jDSuEY-2BHQplqdg7rytUVBR=
0OoMyfbSsIVZNg-2F6v6D6sD4-2FIEAtA0nvosPFUiExgZZ8UBWyRJMCyhCk8i-2Fcy-2FeDCtg=
h7WrLUBw9I4apdyfyDepB-2B-2FmxnvsO9TjNw2nKQ8QlGMI8TAq9bPMlVOLOoCyC-2FGcAwsEh=
D-2FvwBhYEA5o9mZEj9BNrMlfUdnqqXLY5Q0yFETMguxZ0uwwOAPPLlB-2FfWhIrtlDB-2BXtDE=
bTxKRHmYX79orXMblHOI4lov-2BF9PWgyXXxFIVZvMDAdimfoz-2FWRSdRMtjA-3D-3D" style=
=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; color:#fff; d=
isplay:block; padding:15px 0; text-decoration:none" target=3D"_blank">Pay n=
ow</a>
                                                                    </td>
                                                                </tr>
                                                            </table>
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td class=3D"textli=
nk" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-fa=
mily:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line-he=
ight:175%; padding:50px 0 0'>
                                                        A delinquent loan m=
ay be reported to the credit reporting agency(ies).
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yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
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ock; max-width:100%" height=3D"auto">
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t-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-=
table-rspace:0; color:#101820; font-family:"Calibre", Arial, sans-serif; fo=
nt-size:24px; font-weight:400; line-height:125%; padding-left:25px'>
                											Simplify your payments. <a href=3D"https://url14=
45.affirm.com/ls/click?upn=3Du001.Bez53ivsbSplFpdi7lgqCcYp4PMwvOPOhDcRjUWFL=
zggsljX-2BXij7cEoJpaeED4H8AawNHwJ5Z84AOYvfnpbFjRKGsFysbSiNyKgy0toadPHj6ObVC=
WWj4CgjnUPITjiNwgKiY3O6esPsk0Om3N7WX8HDTj8Pdji-2FE9j-2Fv7APHCM-2FF2Mr9SGRpA=
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s-text-size-adjust:100%; -webkit-text-size-adjust:100%; color:#4A4AF4; text=
-decoration:underline">Turn on AutoPay</a>.
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                            <!-- //AUTOPAY -->
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100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0=
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size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-ta=
ble-rspace:0">
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00%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0;=
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ng=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" style=3D"-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-=
table-rspace:0">
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-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:=
0; mso-table-rspace:0; border-bottom:1px solid #212189; color:#101820; font=
-family:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line=
-height:175%; padding:0 0 40px 0'>
                										<strong>Thanks for using Affirm!</strong>
                										<br><br>
                										<span style=3D"color:#6D6E71; font-style:italic;"=
>This communication is an attempt to collect a debt and any information obt=
ained will be used for that purpose. We may report information about your a=
ccount to credit bureaus. Late payments, missed payments, or other defaults=
 on your account may be reflected in your credit report.</span>
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                										<td class=3D"textlink" align=3D"center" style=3D'=
-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:=
0; mso-table-rspace:0; color:#101820; font-family:"Calibre", Arial, sans-se=
rif; font-size:16px; font-weight:400; line-height:175%; padding:40px 0 0 0'=
>
                										Loan ID: <strong>QS31-0ULG</strong>
                										<br><br>
                										If you need help, call <a href=3D"tel:+1855423372=
9" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; color=
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Mfkl4mWCgQ3E4SCaFnKWwYHxNx7xFw4YZCfIUIXP5WXznToacgt-2F35kRWqlFPgKZ-2BFgmDR-=
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xt-decoration:underline; font-weight:600">visit our Help Center</a>.
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xt-decoration:none; font-weight:600">affirm.com</a> to view our <a href=3D"=
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target=3D"_blank" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adj=
ust:100%; color:#4A4AF4; text-decoration:none; font-weight:600">Terms of Se=
rvice</a> or our <a href=3D"https://url1445.affirm.com/ls/click?upn=3Du001.=
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0oYCzLqFj8GmSKW5b-2B7zodGMihhScnV2WUdenbSkqQDWCZSDNPIQ0Wu0hoCcdzIHN-2Bh2-2F=
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Y-2BHQplqdg7rytUVBR0OoMyfbSsIVZNg-2F6v6D6sD4-2FIEAtA0nvosPFUiExgZZ8UBWyRLIC=
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BsFE8mkHgdR1xI5cQMJES5x-2FvOKgDuRinKTZXHFNwrFSruH2uNM-2BsxKMM9M532CkqKLdfYI=
TKyMxt2JmoWYEIzOPxRvR-2FWbkzfPjaGGBSSrWkl5jSDRHoBRXWG0Ztc9sSZfye65npw-3D-3D=
" target=3D"_blank" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-a=
djust:100%; color:#4A4AF4; text-decoration:none; font-weight:600">Privacy P=
olicy</a>.
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                            <!-- //FOOTER -->
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