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From: Affirm <affirm-billing@affirm.com>
Reply-To: no-reply@affirm.com
Subject: Timothy, now is the time to make your Affirm payment
Date: Fri, 3 Apr 2026 21:34:55 +0000
To: tjphuhs@gmail.com
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--===============8833238271414613336==
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Immediate action is needed on your Affirm account.

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							 							 							 					=09
				=09

					 					=09
							 								 								=09
										 										Timothy, immediate action is needed on your Affirm acc=
ount 										 								=09
								=09
										 										Your loan payment on your purchase from Amazon is near=
ing 30 days past due. If this occurs, your loan may be reported to the cred=
it reporting agency(ies) as delinquent . 										 								=09
								=09
										 											 											=09
													 												=09
Business Name: Amazon
												=09
Payment Due: $28.04
												=09
Due Date: Mar 4, 2026
													 											=09
											 										 								=09
								=09
										 											 											=09
													 Pay now (affirm.com/s/r/.eJxNjr0OgjAUhd_lzkijxqjdnBTiIoSgU3MD=
F2hoC2lLiCG8u42DcT1_31nAUi0tVV5MVgGHzvvRccbmeY6xaaTVcTVoNjE1oHFsxLcm49mzOCa=
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						 											=09
											 										 								=09
								=09
										 										=E2=80=9CDelinquency=E2=80=9D is a term used to descri=
be debt that has remained overdue for a significant period of time. 							=
			 								=09
								=09
										 										 A delinquent loan that has been reported to the credi=
t reporting agency(ies) may impact your ability to secure financing, loans,=
 and other credit in the future. 									=09
If you've already made a payment, please ignore this message. Thanks for us=
ing Affirm!
										 								=09
								 							 					=09
				=09

					 					=09
							 								 								=09
										 											 										 										 											Simplify your payme=
nts. Turn on AutoPay (affirm.com/s/r/.eJxNjk8LgjAYh7_LezZHRVS7dSqlS4pYp_E2X=
3U455gTCfG7J0HR-fn9eSZwVChH0ovBaeBQe297ztg4jiGWpXJtKLuWDUx3aAQOvrP4YvdsH63u=
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IfWaADD41fQUWYjpREFmtTAO8RN3TPL8BpntGNA.2p676ZjzPnCtQ-tWD4aTnVTqK7Y). 					=
					 								=09
								 							 					=09
				=09

		=09
			 					 					=09
							 								 								=09
										 										 Thanks for using Affirm! 									=09

										 This communication is an attempt to collect a debt and any infor=
mation obtained will be used for that purpose. We may report information ab=
out your account to credit bureaus. Late payments, missed payments, or othe=
r defaults on your account may be reflected in your credit report. 								=
		 								=09
								=09
										 										Loan ID: XU7I-X2JS 									=09

										If you need help, call (855) 423-3729, or visit our Help Center (=
affirm.com/s/r/.eJw9jk0LwjAQRP_LnrVFRdSAiCc_8KKlqKdlSbZtaJLGJD0V_7vVg-d5M_M=
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=09

										You are receiving this email because you conducted a transaction =
with Affirm. Visit us at affirm.com (affirm.com/s/r/.eJw9jsEOgjAQRP9lzwhRY9=
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                      <!-- Preview Text -->
                      <div style=3D"display: none; mso-hide: all; font-size=
: 0px; color: #e5e5e5;">
                           Immediate action is needed on your Affirm accoun=
t.
                      </div>
                      <!-- //Preview Text -->
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0">
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" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"600" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
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ion">
                              =09<!-- LOGO -->
                                  <tr>
                                      <td align=3D"center" bgcolor=3D"#4A4A=
F4" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-=
table-lspace:0; mso-table-rspace:0">
                       =09=09=09=09=09<table align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" width=3D"150" height=3D"100" role=3D"=
presentation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:=
100%; mso-table-lspace:0; mso-table-rspace:0">
                       =09=09=09=09=09=09<tr>
                       =09=09=09=09=09=09=09<td align=3D"center" style=3D'-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0; color:#101820; font-family:"Calibre", Arial, sans-ser=
if; font-size:16px; font-weight:400'>
                       =09=09=09=09=09=09=09<a href=3D"https://url4324.affi=
rm.com/CL0/https:%2F%2Fwww.affirm.com%2Fa%2Fr%2F.eJw9jr0OgkAQhN9la4SoMep1Vg=
qxEULA6rLhFrhw_GTvCAXh3b1Q2EwzM9_MCkxKM1VOzmxAQOvcZEUULcsSYl1r7sNq7KMZAnCMV=
aeHRip0CGIFR_1k0JHUCsTldg6gapEbksjao8r8Gh_KU5L5bk_W4t_J7t9j8Uqf-SOJ03fx8QG_=
vmOgJVTEcrZeppEdmv1ZAMMoFdFk9NCBqNFY2rYfj2RBqg.oJWxCf-e9pmQNObFC47TiAmz1yc/=
1/0100019d554542a9-77befe03-c3b1-49a3-a925-2cae22c74a16-000000/fXYiXcivhhTf=
terNoIJBwm9YJveAY4_4lDpPgdqdMyM=3D451" target=3D"_blank" style=3D"-ms-text-=
size-adjust:100%; -webkit-text-size-adjust:100%; color:#fff"><img src=3D"ht=
tps://cdn1.affirm.com/assets/messages/master/dist/img/v2/affirm-logo-white.=
png" alt=3D"Affirm Logo" width=3D"150" border=3D"0" style=3D"-ms-interpolat=
ion-mode:bicubic; border:0; height:auto; line-height:100%; outline:none; te=
xt-decoration:none; display:block; max-width:100%" height=3D"auto"></a>
                       =09=09=09=09=09=09=09</td>
                       =09=09=09=09=09=09</tr>
                       =09=09=09=09=09</table>
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                                  <!-- BODY -->
                                  <tr>
                                      <td align=3D"center" style=3D"-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-=
table-rspace:0">
                      =09=09=09=09=09<table align=3D"center" cellpadding=3D=
"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" sty=
le=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-l=
space:0; mso-table-rspace:0">
                      =09=09=09=09=09=09<tr>
                      =09=09=09=09=09=09=09<td align=3D"center" style=3D"-m=
s-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0;=
 mso-table-rspace:0; padding:50px 24px">
                      =09=09=09=09=09=09=09=09<table align=3D"center" cellp=
adding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presenta=
tion" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; ms=
o-table-lspace:0; mso-table-rspace:0">
                      =09=09=09=09=09=09=09=09=09<tr>
                      =09=09=09=09=09=09=09=09=09=09<td class=3D"f32" align=
=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:10=
0%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Cal=
ibre", Arial, sans-serif; font-size:40px; font-weight:600'>
                      =09=09=09=09=09=09=09=09=09=09Timothy, immediate acti=
on is needed on your Affirm account
                      =09=09=09=09=09=09=09=09=09=09</td>
                      =09=09=09=09=09=09=09=09=09</tr>
                      =09=09=09=09=09=09=09=09=09<tr>
                      =09=09=09=09=09=09=09=09=09=09<td class=3D"textlink" =
align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adju=
st:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family=
:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line-height=
:175%; padding:40px 0'>
                      =09=09=09=09=09=09=09=09=09=09Your loan payment on yo=
ur purchase from Amazon is nearing 30 days past due. If this occurs, <stron=
g>your loan may be reported to the credit reporting agency(ies) as delinque=
nt</strong>.
                      =09=09=09=09=09=09=09=09=09=09</td>
                      =09=09=09=09=09=09=09=09=09</tr>
                      =09=09=09=09=09=09=09=09=09<tr>
                      =09=09=09=09=09=09=09=09=09=09<td align=3D"center" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0">
                       =09=09=09=09=09=09=09=09=09=09=09<table class=3D"em_=
fullwidth" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0=
" width=3D"66%" role=3D"presentation" style=3D"-ms-text-size-adjust:100%; -=
webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                       =09=09=09=09=09=09=09=09=09=09=09=09<tr>
                       =09=09=09=09=09=09=09=09=09=09=09=09=09<td class=3D"=
mso_border" align=3D"center" style=3D"-ms-text-size-adjust:100%; -webkit-te=
xt-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border:1px sol=
id #f4f4f4; border-radius:12px; box-shadow:0 4px 4px #AAA; padding:30px 24p=
x">
                       =09=09=09=09=09=09=09=09=09=09=09=09=09<p style=3D'-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:0; padding:=
0; color:#101820; font-family:"Calibre", Arial, sans-serif; font-size:18px;=
 font-weight:400; line-height:150%'>Business Name: <strong>Amazon</strong><=
/p>
                       =09=09=09=09=09=09=09=09=09=09=09=09=09<p style=3D'-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:5px 0; padd=
ing:0; color:#890A03; font-family:"Calibre", Arial, sans-serif; font-size:1=
8px; font-weight:400; line-height:150%'>Payment Due: <strong>$28.04</strong=
></p>
                       =09=09=09=09=09=09=09=09=09=09=09=09=09<p class=3D"t=
extlink" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%;=
 margin:0; padding:0; color:#101820; font-family:"Calibre", Arial, sans-ser=
if; font-size:18px; font-weight:400; line-height:150%'>Due Date: <strong>Ma=
r 4, 2026</strong></p>
                       =09=09=09=09=09=09=09=09=09=09=09=09=09</td>
                       =09=09=09=09=09=09=09=09=09=09=09=09</tr>
                       =09=09=09=09=09=09=09=09=09=09=09</table>
                      =09=09=09=09=09=09=09=09=09=09</td>
                      =09=09=09=09=09=09=09=09=09</tr>
                      =09=09=09=09=09=09=09=09=09<tr>
                      =09=09=09=09=09=09=09=09=09=09<td align=3D"center" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0; padding-top:50px">
                      =09=09=09=09=09=09=09=09=09=09=09<table width=3D"190"=
 align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"=
presentation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:=
100%; mso-table-lspace:0; mso-table-rspace:0; max-width:100%">
                      =09=09=09=09=09=09=09=09=09=09=09=09<tr>
                       =09=09=09=09=09=09=09=09=09=09=09=09=09<td bgcolor=
=3D"#4A4AF4" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-t=
ext-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border-radius=
:99px; color:#101820; font-family:"Calibre", Arial, sans-serif; font-size:2=
4px; font-weight:600; line-height:24px; mso-padding-alt:15px 0'>
<a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2F=
r%2F.eJxNjr0OgjAUhd_lzkijxqjdnBTiIoSgU3MDF2hoC2lLiCG8u42DcT1_31nAUi0tVV5MVg=
GHzvvRccbmeY6xaaTVcTVoNjE1oHFsxLcm49mzOCab5y7NIQJvseqlaUWNHoEv4EmPCj0JWQM_n=
PYRVB3algRaGRD_XU3O4c_Jz69tecuuxSVNsnv5CIHw6jsDgSzMMAfJDKImGpU0PfAGlaN1_QD1=
SkOm.m1xQma72v3Bt9Cy94HOl7B69oDQ/1/0100019d554542a9-77befe03-c3b1-49a3-a925=
-2cae22c74a16-000000/3IZBimw7a6DZt1xOUvSumMadMUh8uKTMmlcgic4M9Cs=3D451" sty=
le=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; color:#fff;=
 display:block; padding:15px 0; text-decoration:none" target=3D"_blank">Pay=
 now</a>
                      =09=09=09=09=09=09=09=09=09=09=09=09=09</td>
                      =09=09=09=09=09=09=09=09=09=09=09=09</tr>
                      =09=09=09=09=09=09=09=09=09=09=09</table>
                      =09=09=09=09=09=09=09=09=09=09</td>
                      =09=09=09=09=09=09=09=09=09</tr>
                      =09=09=09=09=09=09=09=09=09<tr>
                      =09=09=09=09=09=09=09=09=09=09<td class=3D"f24" align=
=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:10=
0%; mso-table-lspace:0; mso-table-rspace:0; color:#4A4AF4; font-family:"Cal=
ibre", Arial, sans-serif; font-size:30px; font-weight:400; line-height:130%=
; padding:50px 0 0'>
                      =09=09=09=09=09=09=09=09=09=09=E2=80=9CDelinquency=E2=
=80=9D is a term used to describe debt that has remained overdue for a sign=
ificant period of time.
                      =09=09=09=09=09=09=09=09=09=09</td>
                      =09=09=09=09=09=09=09=09=09</tr>
                      =09=09=09=09=09=09=09=09=09<tr>
                      =09=09=09=09=09=09=09=09=09=09<td class=3D"textlink" =
align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adju=
st:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family=
:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line-height=
:175%; padding:50px 0 0'>
                      =09=09=09=09=09=09=09=09=09=09    A delinquent loan t=
hat has been reported to the credit reporting agency(ies) may impact your a=
bility to secure financing, loans, and other credit in the future.
                      =09=09=09=09=09=09=09=09=09=09<div style=3D"box-sizin=
g:border-box; margin-top:16px">If you've already made a payment, please ign=
ore this message. Thanks for using Affirm!</div>
                      =09=09=09=09=09=09=09=09=09=09</td>
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st:100%; mso-table-lspace:0; mso-table-rspace:0">
                            =09=09=09=09=09=09=09=09=09=09=09<img src=3D"ht=
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125%; padding-left:25px'>
                            =09=09=09=09=09=09=09=09=09=09=09Simplify your =
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com%2Fs%2Fr%2F.eJxNjk8LgjAYh7_LezZHRVS7dSqlS4pYp_E2X3U455gTCfG7J0HR-fn9eSZw=
VChH0ovBaeBQe297ztg4jiGWpXJtKLuWDUx3aAQOvrP4YvdsH63umziFALxD2ShTiQI9Ap_AU2s=
1ehKqAL47bAOQNbqKBDq1PPx3W-p7_JH0-Fjnl-ScneIouea3JbBIfWaADD41fQUWYjpREFmtTA=
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o=3D451" target=3D"_blank" style=3D"-ms-text-size-adjust:100%; -webkit-text=
-size-adjust:100%; color:#4A4AF4; text-decoration:underline">Turn on AutoPa=
y</a>.
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e-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border-bottom:1px so=
lid #212189; color:#101820; font-family:"Calibre", Arial, sans-serif; font-=
size:16px; font-weight:400; line-height:175%; padding:0 0 40px 0'>
                            =09=09=09=09=09=09=09=09=09=09<strong>Thanks fo=
r using Affirm!</strong>
                            =09=09=09=09=09=09=09=09=09=09<br><br>
                            =09=09=09=09=09=09=09=09=09=09<span style=3D"co=
lor:#6D6E71; font-style:italic;">This communication is an attempt to collec=
t a debt and any information obtained will be used for that purpose. We may=
 report information about your account to credit bureaus. Late payments, mi=
ssed payments, or other defaults on your account may be reflected in your c=
redit report.</span>
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                            =09=09=09=09=09=09=09=09=09=09Loan ID: <strong>=
XU7I-X2JS</strong>
                            =09=09=09=09=09=09=09=09=09=09<br><br>
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