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From: Affirm <affirm-billing@affirm.com>
Reply-To: no-reply@affirm.com
Subject: Your account is now a month overdue
Date: Thu, 2 Apr 2026 20:23:10 +0000
To: tjphuhs@gmail.com
Message-ID: <0100019d4fdd354d-b09b38af-2cd4-40c3-907d-8bf0ed87266a-000000@email.amazonses.com>
Feedback-ID: ::1.us-east-1.WJMKbg1h3qEIhC7C622Bx7tJx5w4NKzKcjcs3u0EQxg=:AmazonSES

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You can still make up missed payments.

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Timothy, you can still make up missed payments

Recently, your payment of $24.29 due on Feb 28, 2026 became a month overdue=
. While remaining past due for this period of time is problematic, you can =
still make your outstanding payment(s) to get current.

Business Name: Amazon

Payment Due: $24.29

Due Date: Feb 28, 2026

													 Pay now (affirm.com/s/r/.eJxNjr0OgjAUhd_lzkgVAsGOOriwqMHo1NzA=
BRraQtoSYgjvbuNgXM_fd1aw1EhLtRezVcCh935ynLFlWWJsW2l1XI-azUyNaByb8K3JeHa9p4f=
dviovEIG3WA_SdKJBj8BX8KQnhZ6EbIBnRRZB3aPtSKCVAfHf1eQc_pxbUiWPokzzY_l6nvJzCI=
RX3xkIZGHGJUhmFA3RpKQZgLeoHG3bB7DQQsI.BJWlhiciIkGiHnnKaY4O2ehzpws)

A delinquent loan may be reported to the credit reporting agency(ies).
If you've already made a payment, please ignore this message. Thanks for us=
ing Affirm!

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							 								 								=09
										 											 										 										 											Simplify your payme=
nts. Turn on AutoPay (affirm.com/s/r/.eJxNjr0OgjAURt_lzkgVAsGOOriwqMHo1FzhA=
g1tIaWEGMK725honM_3cxawVElLpROTVcChdW4YOWPzPIdY19LqsOw1m5jq0QicXD_gi52v8W6z=
LfITBOAslp00jajQIfAFHOlBoSMhK-BJlgRQtmgbEmilf_jvahpH_JFLVES3LI_Tff64H9KjD3i=
pzwyQwaeir4AnphcV0aCk6YDXqEZa1zdbxUVQ.tg4uULtat7A4NXV-v3MWzhHJhqU). 							=
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				=09

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										 										 Thanks for using Affirm! 									=09

										 This communication is an attempt to collect a debt and any infor=
mation obtained will be used for that purpose. We may report information ab=
out your account to credit bureaus. Late payments, missed payments, or othe=
r defaults on your account may be reflected in your credit report. 								=
		 								=09
								=09
										 										Loan ID: QS31-0ULG 									=09

										If you need help, call (855) 423-3729, or visit our Help Center (=
affirm.com/s/r/.eJw9jsEKwjAQRP9lz9VqxaIBEfTgpReVip6WJdm2wSSNSTyJ_2704HnezLw=
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TF-_bCjR8yQG1Exe6PdHURHJvL7_QH8J0qB.IS_iJLhRlkc4TKnyRn5pyji6ADM). 									=
=09

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                   You can still make up missed payments.
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=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=
=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=
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=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0
                </div>
                <!-- =3D=3D Wrapper =3D=3D -->
                <table id=3D"em_full_wrap" width=3D"100%" border=3D"0" cell=
spacing=3D"0" cellpadding=3D"0" bgcolor=3D"#e5e5e5" style=3D"-ms-text-size-=
adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-r=
space:0; table-layout:fixed" role=3D"presentation">
                =09<tr>
                =09<td align=3D"center" style=3D"-ms-text-size-adjust:100%;=
 -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                        <!-- =3D=3D Body =3D=3D -->
                        <table class=3D"em_fullwidth" align=3D"center" cell=
padding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"600" style=3D"-ms-tex=
t-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-=
table-rspace:0; max-width:100%" bgcolor=3D"#ffffff" role=3D"presentation">
                        =09<!-- LOGO -->
                            <tr>
                                <td align=3D"center" bgcolor=3D"#4A4AF4" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0">
                =09=09=09=09=09<table align=3D"center" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" width=3D"150" height=3D"100" role=3D"presentat=
ion" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso=
-table-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09<td align=3D"center" style=3D'-ms-text=
-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-t=
able-rspace:0; color:#101820; font-family:"Calibre", Arial, sans-serif; fon=
t-size:16px; font-weight:400'>
                =09=09=09=09=09=09=09<a href=3D"https://url4324.affirm.com/=
CL0/https:%2F%2Fwww.affirm.com%2Fa%2Fr%2F.eJw9jjEPgjAUhP_LmxEUAtGOOriwqMHo1=
LzQBzQUaF5LGAj_3YbB5Za7--5WYFKaqfZyZgMCOu-tE0myLEuMTaN5iOtpSGaIwDPWvR5bqdAj=
iBU8DdagJ6kViPycR1B3yC1JZB1Qj1d2Ohyr8h66AzmHf-eZVun7XGbFpfx-rsUtBML6joGOUBH=
L2QWxE3s0-7MIxkkqImv02INo0Djath9dQED6.eume9cJot3czGblp2ULswEMFH-I/1/0100019=
d4fdd354d-b09b38af-2cd4-40c3-907d-8bf0ed87266a-000000/QFQQnCHxiTDGOi9F0nriI=
0-cRa-XmPQKHa4gOV8y3fc=3D451" target=3D"_blank" style=3D"-ms-text-size-adju=
st:100%; -webkit-text-size-adjust:100%; color:#fff"><img src=3D"https://cdn=
1.affirm.com/assets/messages/master/dist/img/v2/affirm-logo-white.png" alt=
=3D"Affirm Logo" width=3D"150" border=3D"0" style=3D"-ms-interpolation-mode=
:bicubic; border:0; height:auto; line-height:100%; outline:none; text-decor=
ation:none; display:block; max-width:100%" height=3D"auto"></a>
                =09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09</tr>
                =09=09=09=09=09</table>
                                </td>
                            </tr>
                            <!-- //LOGO -->
                            <!-- BODY -->
                            <tr>
                                <td align=3D"center" style=3D"-ms-text-size=
-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-=
rspace:0">
                                    <table align=3D"center" cellpadding=3D"=
0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" styl=
e=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-ls=
pace:0; mso-table-rspace:0">
                                        <tr>
                                            <td align=3D"center" style=3D"-=
ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0=
; mso-table-rspace:0; padding:50px 24px">
                                                <table align=3D"center" cel=
lpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presen=
tation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; =
mso-table-lspace:0; mso-table-rspace:0">
                                                    <tr>
                                                        <td class=3D"f32" a=
lign=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjus=
t:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:=
"Calibre", Arial, sans-serif; font-size:40px; font-weight:600'>
                                                        Timothy, you can st=
ill make up missed payments
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td class=3D"textli=
nk" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-fa=
mily:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line-he=
ight:175%; padding:40px 0'>
                                                        <strong>Recently, y=
our payment of $24.29 due on Feb 28, 2026 became a month overdue.</strong> =
While remaining past due for this period of time is problematic, you can st=
ill make your outstanding payment(s) to get current.
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td align=3D"center=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0">
                                                            <table class=3D=
"em_fullwidth" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" width=3D"66%" role=3D"presentation" style=3D"-ms-text-size-adjust:10=
0%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0">
                                                                <tr>
                                                                    <td cla=
ss=3D"mso_border" align=3D"center" style=3D"-ms-text-size-adjust:100%; -web=
kit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border:1=
px solid #f4f4f4; border-radius:12px; box-shadow:0 4px 4px #AAA; padding:30=
px 24px">
                                                                    <p styl=
e=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:0; pa=
dding:0; color:#101820; font-family:"Calibre", Arial, sans-serif; font-size=
:18px; font-weight:400; line-height:150%'>Business Name: <strong>Amazon</st=
rong></p>
                                                                    <p styl=
e=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; margin:5px 0=
; padding:0; color:#890A03; font-family:"Calibre", Arial, sans-serif; font-=
size:18px; font-weight:400; line-height:150%'>Payment Due: <strong>$24.29</=
strong></p>
                                                                    <p clas=
s=3D"textlink" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust=
:100%; margin:0; padding:0; color:#101820; font-family:"Calibre", Arial, sa=
ns-serif; font-size:18px; font-weight:400; line-height:150%'>Due Date: <str=
ong>Feb 28, 2026</strong></p>
                                                                    </td>
                                                                </tr>
                                                            </table>
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td align=3D"center=
" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-ta=
ble-lspace:0; mso-table-rspace:0; padding-top:50px">
                                                            <table width=3D=
"190" align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" rol=
e=3D"presentation" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-ad=
just:100%; mso-table-lspace:0; mso-table-rspace:0; max-width:100%">
                                                                <tr>
                =09=09=09=09=09=09=09=09=09=09=09=09=09<td bgcolor=3D"#4A4A=
F4" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; border-radius:99px; co=
lor:#101820; font-family:"Calibre", Arial, sans-serif; font-size:24px; font=
-weight:600; line-height:24px; mso-padding-alt:15px 0'>
<a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2F=
r%2F.eJxNjr0OgjAUhd_lzkgVAsGOOriwqMHo1NzABRraQtoSYgjvbuNgXM_fd1aw1EhLtRezVc=
Ch935ynLFlWWJsW2l1XI-azUyNaByb8K3JeHa9p4fdviovEIG3WA_SdKJBj8BX8KQnhZ6EbIBnR=
RZB3aPtSKCVAfHf1eQc_pxbUiWPokzzY_l6nvJzCIRX3xkIZGHGJUhmFA3RpKQZgLeoHG3bB7DQ=
QsI.BJWlhiciIkGiHnnKaY4O2ehzpws/1/0100019d4fdd354d-b09b38af-2cd4-40c3-907d-=
8bf0ed87266a-000000/vydESQprF22xhYmL9ZmPM2XDsWXAXv-jKGD6jFvPM3Q=3D451" styl=
e=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; color:#fff; =
display:block; padding:15px 0; text-decoration:none" target=3D"_blank">Pay =
now</a>
                                                                    </td>
                                                                </tr>
                                                            </table>
                                                        </td>
                                                    </tr>
                                                    <tr>
                                                        <td class=3D"textli=
nk" align=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-=
adjust:100%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-fa=
mily:"Calibre", Arial, sans-serif; font-size:16px; font-weight:400; line-he=
ight:175%; padding:50px 0 0'>
                                                        A delinquent loan m=
ay be reported to the credit reporting agency(ies).
                                                       <div style=3D"box-si=
zing:border-box; margin-top:16px">If you've already made a payment, please =
ignore this message. Thanks for using Affirm!</div>
                                                        </td>
                                                    </tr>
                                                </table>
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                            </tr>
                            <!-- //BODY -->
                            <!-- AUTOPAY -->
                            <tr>
                                <td align=3D"center" bgcolor=3D"#E1E5EB" st=
yle=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-=
lspace:0; mso-table-rspace:0">
                =09=09=09=09=09<table align=3D"center" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" style=3D"=
-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:=
0; mso-table-rspace:0">
                =09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09<td align=3D"center" style=3D"-ms-text=
-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-t=
able-rspace:0; padding:25px 30px">
                =09=09=09=09=09=09=09=09<table align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-tabl=
e-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09=09=09=09<td width=3D"42" align=3D"cen=
ter" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso=
-table-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09=09=09=09=09=09<img src=3D"https://cdn1.a=
ffirm.com/assets/messages/master/dist/img/v3/icons/phone-with-lock.png" alt=
=3D"Autopay icon" width=3D"42" border=3D"0" style=3D"-ms-interpolation-mode=
:bicubic; border:0; height:auto; line-height:100%; outline:none; text-decor=
ation:none; display:block; max-width:100%" height=3D"auto">
                =09=09=09=09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09=09=09=09=09<td class=3D"f22" align=3D"le=
ft" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-=
table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Calibre", A=
rial, sans-serif; font-size:24px; font-weight:400; line-height:125%; paddin=
g-left:25px'>
                =09=09=09=09=09=09=09=09=09=09=09Simplify your payments. <a=
 href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2Fr%=
2F.eJxNjr0OgjAURt_lzkgVAsGOOriwqMHo1FzhAg1tIaWEGMK725honM_3cxawVElLpROTVcCh=
dW4YOWPzPIdY19LqsOw1m5jq0QicXD_gi52v8W6zLfITBOAslp00jajQIfAFHOlBoSMhK-BJlgR=
QtmgbEmilf_jvahpH_JFLVES3LI_Tff64H9KjD3ipzwyQwaeir4AnphcV0aCk6YDXqEZa1zdbxU=
VQ.tg4uULtat7A4NXV-v3MWzhHJhqU/1/0100019d4fdd354d-b09b38af-2cd4-40c3-907d-8=
bf0ed87266a-000000/QFcXOz5Mc0DBnUiiWlwjf6MrA8XF4-nGDrGcic7kbKk=3D451" targe=
t=3D"_blank" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:1=
00%; color:#4A4AF4; text-decoration:underline">Turn on AutoPay</a>.
                =09=09=09=09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09=09=09=09</tr>
                =09=09=09=09=09=09=09=09</table>
                =09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09</tr>
                =09=09=09=09=09</table>
                                </td>
                            </tr>
                            <!-- //AUTOPAY -->
                            <!-- FOOTER -->
                =09=09=09<tr>
                =09=09=09     <td align=3D"center" style=3D"-ms-text-size-a=
djust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-table-rs=
pace:0">
                =09=09=09=09=09<table align=3D"center" cellpadding=3D"0" ce=
llspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" style=3D"=
-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:=
0; mso-table-rspace:0">
                =09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09<td align=3D"center" style=3D"-ms-text=
-size-adjust:100%; -webkit-text-size-adjust:100%; mso-table-lspace:0; mso-t=
able-rspace:0; padding:50px 24px 50px 24px">
                =09=09=09=09=09=09=09=09<table align=3D"center" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adjust:100%; mso-tabl=
e-lspace:0; mso-table-rspace:0">
                =09=09=09=09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09=09=09=09<td class=3D"textlink" align=
=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:10=
0%; mso-table-lspace:0; mso-table-rspace:0; border-bottom:1px solid #212189=
; color:#101820; font-family:"Calibre", Arial, sans-serif; font-size:16px; =
font-weight:400; line-height:175%; padding:0 0 40px 0'>
                =09=09=09=09=09=09=09=09=09=09<strong>Thanks for using Affi=
rm!</strong>
                =09=09=09=09=09=09=09=09=09=09<br><br>
                =09=09=09=09=09=09=09=09=09=09<span style=3D"color:#6D6E71;=
 font-style:italic;">This communication is an attempt to collect a debt and=
 any information obtained will be used for that purpose. We may report info=
rmation about your account to credit bureaus. Late payments, missed payment=
s, or other defaults on your account may be reflected in your credit report=
.</span>
                =09=09=09=09=09=09=09=09=09=09</td>
                =09=09=09=09=09=09=09=09=09</tr>
                =09=09=09=09=09=09=09=09=09<tr>
                =09=09=09=09=09=09=09=09=09=09<td class=3D"textlink" align=
=3D"center" style=3D'-ms-text-size-adjust:100%; -webkit-text-size-adjust:10=
0%; mso-table-lspace:0; mso-table-rspace:0; color:#101820; font-family:"Cal=
ibre", Arial, sans-serif; font-size:16px; font-weight:400; line-height:175%=
; padding:40px 0 0 0'>
                =09=09=09=09=09=09=09=09=09=09Loan ID: <strong>QS31-0ULG</s=
trong>
                =09=09=09=09=09=09=09=09=09=09<br><br>
                =09=09=09=09=09=09=09=09=09=09If you need help, call <a hre=
f=3D"http://url4324.affirm.com/CL0/tel:%2B18554233729/1/0100019d4fdd354d-b0=
9b38af-2cd4-40c3-907d-8bf0ed87266a-000000/J3tfQx6ZC3hx7G3gjzv3V14GWZWxWBnTt=
7GjRum9-Ig=3D451" style=3D"-ms-text-size-adjust:100%; -webkit-text-size-adj=
ust:100%; color:#4A4AF4; text-decoration:none; font-weight:600">(855) 423-3=
729</a>, or <a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.affir=
m.com%2Fs%2Fr%2F.eJw9jsEKwjAQRP9lz9VqxaIBEfTgpReVip6WJdm2wSSNSTyJ_2704HnezL=
wXBFY6sEz4DAYEDCn5KMpyYOMlu8RhSl2ng53K0Zax3Bpy_ZN63rDD9gwFpEDyrl2PihKBeEFi6=
w0lRq1ALFfLAuRAoWekoPPD8byYT2Ztc8hdyzHSPzlVbXVZNYt63dyuu3qfgSz1mwG2pA2SU-iH=
0TF-_bCjR8yQG1Exe6PdHURHJvL7_QH8J0qB.IS_iJLhRlkc4TKnyRn5pyji6ADM/1/0100019d=
4fdd354d-b09b38af-2cd4-40c3-907d-8bf0ed87266a-000000/CTB0eYb73LB1eFgh500x4F=
EfRKiMpLUYcL4DyaUpSQE=3D451" target=3D"_blank" style=3D"-ms-text-size-adjus=
t:100%; -webkit-text-size-adjust:100%; color:#4A4AF4; text-decoration:under=
line; font-weight:600">visit our Help Center</a>.
                =09=09=09=09=09=09=09=09=09=09<br><br>
                =09=09=09=09=09=09=09=09=09=09You are receiving this email =
because you conducted a transaction with Affirm. Visit us at <a href=3D"htt=
ps://url4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2Fr%2F.eJw9jrEOg=
jAURf_lzQgKgWBHHVxY1Gh0al7aBzS0lLQ1DIR_t8HE-d57zl3AkVSOROAfp4FBH8LkWZbN85xi=
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