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Date: Fri, 27 Mar 2026 21:11:49 +0000 (UTC)
From: Affirm <affirm-billing@affirm.com>
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Subject: You missed a =?UTF-8?B?cGF5bWVudOKAlHlvdQ==?= can still turn this
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Don=E2=80=99t get further behind, Timothy

Your Amazon purchase payment is still past due.

One late payment can lead to many, so don=E2=80=99t let this missed payment=
 keep you behind. Catch up and stay caught up to prevent negative credit re=
porting and limited access to Affirm loans.

You need to pay your past-due balance of $28.04 to get back in good standin=
g.

Amazon

$28.04

23 days overdue

Your total overdue balance may be more than this payment.

If you have already made the payment, please ignore this message.

This communication is an attempt to collect a debt and any information obta=
ined will be used for that purpose. We may report information about your ac=
count to credit bureaus. Late payments, missed payments, or other defaults =
on your account may be reflected in your credit report.




Loan ID: XU7I-X2JS

If you need help, call (855) 423-3729 , or visit our Help Center (affirm.co=
m/s/r/.eJw9jsEKwjAQRP9lz7UFsRQC4lHtQZEqeluWZNuGJmlM0lPx3209eJ43M2-GwEoHlgmn=
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5ExeyNdgOIlkzkz-cLGu5K3g.Jxk9V3AenXcqsXl4cSqmHhDq4AU).

You are receiving this email because you conducted a transaction with Affir=
m. Visit us at affirm.com (affirm.com/s/r/.eJw9jkEKgzAURO_y11ZBKoFcoNZFS7Gl=
7sIn-WowMZKkuBDv3mCh65l5bzbwpLQnGcXHG-AwxrgEXhTruubY99rbXDoLGUSPctLzIBRGBL5=
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=E2=80=99s not too late</td>
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00%; margin:0 auto; max-width:680px; border-collapse:separate !important" w=
idth=3D"100%">
                            <td style=3D"box-sizing:border-box; font-family=
:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; colo=
r:#495662; font-size:16px; padding:0; vertical-align:top" valign=3D"top">
                               =20
                            </td>
                        </table>
                    </td>
                </tr>
                <tr>
                    <td class=3D"container" style=3D"box-sizing:border-box;=
 font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif=
&quot;; color:#495662; font-size:16px; padding:0 32px; vertical-align:top; =
display:block; margin:0 auto !important" valign=3D"top">
                        <div class=3D"header loan-payment-margin-top-bottom=
" style=3D"box-sizing:border-box; margin-bottom:32px !important; margin-top=
:40px !important; width:100%" width=3D"100%"><table class=3D"u-text-left" s=
tyle=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; mso-ta=
ble-rspace:0; width:100%; border-collapse:separate !important" width=3D"100=
%">
<tr><td style=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvet=
ica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-size:16p=
x; padding:0; vertical-align:top" valign=3D"top"><a clicktracking=3D"off" h=
ref=3D"https://www.affirm.com/a/r/.eJw9js0KgzAQhN9lz1ZBKoG8QK2HlmJLvYUlWTUY=
f9hEPIjv3uChl7nMzDezA5OxTDqolR1I6ENYvMyybdtSbFvLY6rnMVshgcCoBzt1ymBAkDsEGhe=
HgZQ1IEUhEtA9ckcK2UZU8xH3S5NXdeyO5D3-nVq8b_nzWpRVXb4exTcG4vqJgZ7QEKvVR1lmDu=
jOZwlMszJEi7PTALJF5-k4fnrhQVc.qgnK_SdHgjDSbKo3lH2FJWRIIpk" style=3D"box-siz=
ing:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &=
quot;sans-serif&quot;; color:#4950EB; text-decoration:none; word-wrap:break=
-word"><img alt=3D"Affirm" class=3D"loan-payment-header__logo header__logo_=
center" src=3D"https://cdn1.affirm.com/assets/messages/master/dist/img/v3/l=
oan-payment-dq1-to-13-affirm/affirm-logo-indigo-grey-background.png" width=
=3D"75" style=3D"-ms-interpolation-mode:bicubic; border:none; height:30px; =
max-width:100%; vertical-align:top; margin-left:auto; margin-right:auto; di=
splay:block; margin-bottom:0; width:75px" height=3D"30" valign=3D"top"></a>=
</td></tr></table></div>
                        <div class=3D"content loan-payment-content" style=
=3D"box-sizing:border-box; display:block; margin:0 auto; max-width:544px; p=
adding-bottom:32px !important">
                            <table class=3D"main loan-payment-table" style=
=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; mso-table-=
rspace:0; width:100%; background:#f8fafb !important; padding-left:4px; bord=
er-collapse:separate !important" width=3D"100%"><tr><td style=3D"box-sizing=
:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quo=
t;sans-serif&quot;; color:#495662; font-size:16px; padding:0; vertical-alig=
n:top" valign=3D"top">
<h2 class=3D"loan-payment-header" style=3D"font-family:Helvetica, serif !im=
portant; color:#000; font-weight:700; line-height:1.2; margin:0 0 16px; fon=
t-size:28px !important; margin-bottom:0; padding-bottom:8px; text-align:lef=
t; background-color:#f8fafb !important" align=3D"left" bgcolor=3D"#f8fafb !=
important">Don=E2=80=99t get further behind, Timothy</h2>
<table class=3D"content-block loan-payment-table" style=3D"box-sizing:borde=
r-box; border-spacing:0; mso-table-lspace:0; mso-table-rspace:0; width:100%=
; table-layout:fixed; border-collapse:separate !important; background:#f8fa=
fb !important" width=3D"100%"><tr><td style=3D"box-sizing:border-box; font-=
family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;=
; color:#495662; font-size:16px; padding:0; vertical-align:top" valign=3D"t=
op">
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-zero" style=3D"box-sizing:border-box; color:#101820; font-size:16px !impo=
rtant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; pad=
ding-bottom:0 !important; text-align:left; font-family:Helvetica, sans-seri=
f !important" align=3D"left">Your Amazon purchase payment is still past due=
.</div>
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-zero" style=3D"box-sizing:border-box; color:#101820; font-size:16px !impo=
rtant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; pad=
ding-bottom:0 !important; text-align:left; font-family:Helvetica, sans-seri=
f !important" align=3D"left">One late payment can lead to many, so don=E2=
=80=99t let this missed payment keep you behind. Catch up and stay caught u=
p to prevent negative credit reporting and limited access to Affirm loans.<=
/div>
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-bottom" style=3D"box-sizing:border-box; color:#101820; font-size:16px !im=
portant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; p=
adding-bottom:8px; text-align:left; font-family:Helvetica, sans-serif !impo=
rtant" align=3D"left"><strong style=3D"color:#373E47; font-size:inherit; fo=
nt-weight:700">You need to pay your past-due balance of $28.04 to get back =
in good standing.  </strong></div>
</td></tr></table>
    <table style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspa=
ce:0; mso-table-rspace:0; width:100%; border-collapse:collapse; background:=
white; border:1px solid #E5E7EB; border-radius:16px; margin-bottom:24px; ov=
erflow:hidden" width=3D"100%">
        <tr>
            <td colspan=3D"2" style=3D"box-sizing:border-box; font-family:H=
elvetica !important; color:rgba(16, 24, 32, 1); font-size:16px !important; =
padding:0; vertical-align:top; padding-bottom:2px; padding-left:16px; paddi=
ng-top:16px; text-align:left" valign=3D"top" align=3D"left">
                <img src=3D"https://cdn1.affirm.com/assets/messages/master/=
dist/img/v3/loan-payment-dq1-to-13-affirm/default_shop_logo.png" style=3D"-=
ms-interpolation-mode:bicubic; border:1px solid #EDF1F5; height:40px; max-w=
idth:100%; vertical-align:middle; border-radius:999px; width:40px" height=
=3D"40" valign=3D"middle" width=3D"40">
                Amazon
            </td>
        </tr>

        <tr>
            <td style=3D"box-sizing:border-box; font-family:Helvetica, &quo=
t;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-=
size:18px; padding:10px 16px; vertical-align:top; text-align:left" valign=
=3D"top" align=3D"left">
                <table style=3D"box-sizing:border-box; border-spacing:0; ms=
o-table-lspace:0; mso-table-rspace:0; width:100%; border-collapse:separate =
!important" width=3D"100%">
                    <tr>
                        <td style=3D"box-sizing:border-box; font-family:Hel=
vetica !important; color:rgba(211, 67, 51, 1); font-size:28px !important; p=
adding:0; vertical-align:top; font-weight:bold; line-height:28px" valign=3D=
"top">
                        $28.04
                        </td>
                    </tr>
                    <tr>
                        <td style=3D"box-sizing:border-box; font-family:Hel=
vetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#1=
01820; font-size:16px !important; padding:0; vertical-align:top; font-weigh=
t:600; white-space:nowrap" valign=3D"top">
                        23 days overdue
                        </td>
                    </tr>
                </table>
            </td>
            <td style=3D"box-sizing:border-box; font-family:Helvetica, &quo=
t;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-=
size:16px; padding:10px 16px; vertical-align:middle; padding-right:0; text-=
align:right" valign=3D"middle" align=3D"right">
                <a href=3D"https://url1445.affirm.com/ls/click?upn=3Du001.B=
ez53ivsbSplFpdi7lgqCZLQfy9DUo4ZGXUf4oBDaIiT-2Fx4kFJKl1erEndR4Yb2VrOLM_Rp1oF=
-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeD0SbcJqu7CGaaIsjcsoTiFxN-2Ff4ZWNTPvT=
bZtSQ7eOPDk0Kcz2Zo5D8BxKCNSyRNPgfpIaj5R756NfUQDLct9uVhwQ9f6pxy-2BJ4MJlLAeR7=
ZMA2XNBkN4UkkmYy88d5ri6s0RYXiEDRDbTDuLytazwXcUeLxyYpq06L1ErqkNSs8VNj22MUx-2=
BfoshydP0Ed-2FZyKJTqh-2FyfSY4IQ9mu60UwkguyqqjFWwbyQqj6ETKwxe-2BAnxrJZwBbHjh=
OjIs2dgkgckC2Nw0ZMaaeoTFtxHlx4Pvlv4vGaALsRgmZgutyFFgb8UXHdWHJgFzUT9JxNKndDn=
-2F-2BQUoXs47uVbrwxyTA1MQzOVUWG3p0FQUS4ivEf522cCvWtMPr1SkZE64QJuBSddyVHu-2F=
DaO3zL6Rh3buFdfiDcHoR-2BYRDnaAXG1ufyzYoOjMMjEF3Y0K8sWeAoUhpTc9sqIkksPp72KQC=
VFf0" style=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvetic=
a Neue&quot;, Arial, &quot;sans-serif&quot;; color:#4950EB; text-decoration=
:none; word-wrap:break-word">
                    <button style=3D"white-space: nowrap; padding: 12px 24p=
x; margin-right: 20px;=20
                    background-color: #3498db; background: #4A4AF4;=20
                    border-radius: 36px; color: #ffffff; border: none;=20
                    font-size: 16px !important; font-weight: 600; cursor: p=
ointer;">
                        Pay now
                    </button>
                </a>
            </td>
        </tr>

        <tr>
            <td colspan=3D"2" style=3D"box-sizing:border-box; font-family:H=
elvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:=
#495662; font-size:14px !important; padding:10px 16px 16px 16px; vertical-a=
lign:top; margin-bottom:20px; text-align:left" valign=3D"top" align=3D"left=
">
                Your total overdue balance may be more than this payment.
            </td>
        </tr>
    </table>
    <div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-pa=
dding-bottom" style=3D"box-sizing:border-box; color:#101820; font-size:16px=
 !important; font-weight:400 !important; line-height:1.5; margin:8px 0 8px =
0; padding-bottom:8px; text-align:left; font-family:Helvetica, sans-serif !=
important" align=3D"left">If you have already made the payment, please igno=
re this message. </div>
<div class=3D"loan-payment-ignore_disclaimer" style=3D"box-sizing:border-bo=
x; color:#101820; font-family:Helvetica, Arial, sans-serif; font-size:14px;=
 font-style:italic; font-weight:400">This communication is an attempt to co=
llect a debt and any information obtained will be used for that purpose. We=
 may report information about your account to credit bureaus. Late payments=
, missed payments, or other defaults on your account may be reflected in yo=
ur credit report.</div>
</td></tr></table>
                        </div>
                    </td>
                </tr>
                <tr>
                    <td style=3D"box-sizing:border-box; font-family:Helveti=
ca, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#49566=
2; font-size:16px; padding:0; vertical-align:top" valign=3D"top">
                        <table class=3D"footer-inner loan-payment-footer-in=
ner" style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; =
mso-table-rspace:0; width:100%; background-color:#f3f4f6; margin:0 auto; ma=
x-width:680px; border-collapse:separate !important; padding-bottom:40px !im=
portant; padding-top:40px !important" width=3D"100%" bgcolor=3D"#f3f4f6">
                            <tr>
                                <td align=3D"center" class=3D"container" st=
yle=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvetica Neue&q=
uot;, Arial, &quot;sans-serif&quot;; color:#495662; font-size:16px; padding=
:0 32px; vertical-align:top; display:block; margin:0 auto !important" valig=
n=3D"top">
                                    <!-- begin footer -->
                                    <div class=3D"footer loan-payment-foote=
r" style=3D"box-sizing:border-box; clear:both; max-width:544px; padding-bot=
tom:1px !important; padding-top:1px !important; width:100%" width=3D"100%">=
<table style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0=
; mso-table-rspace:0; width:100%; border-collapse:separate !important" widt=
h=3D"100%"><tr><td style=3D"box-sizing:border-box; font-family:Helvetica, &=
quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; fo=
nt-size:16px; padding:0; vertical-align:top" valign=3D"top">
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">Loan ID: <strong style=3D"color:#85=
8E99 !important; font-size:inherit; font-weight:700">XU7I-X2JS</strong></sm=
all></div>
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">If you need help, call <a href=3D"t=
el:+1 855-423-3729" style=3D"box-sizing:border-box; font-family:Helvetica, =
&quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#4950EB; t=
ext-decoration:none; word-wrap:break-word"><span class=3D"u-nowrap" style=
=3D"white-space:nowrap">(855) 423-3729</span></a>, or <a href=3D"https://ur=
l1445.affirm.com/ls/click?upn=3Du001.Bez53ivsbSplFpdi7lgqCcYp4PMwvOPOhDcRjU=
WFLzibS-2FFhPqGM9YjDovhdgZeXytUALEgo8tFaVcWeY2APrq8Tvl72daepTgEM1oGcZO6WIZc=
52fIDRbHrDTdv6eFcv8ILaJVnS-2FT6nA9NAdJymn7GUMOzh2oLeoLs-2BdQJNW03ATdyBih-2B=
8bg1weKNp0vln-2BZnkjHQc7mtwQEvJFd-2BTUSkRBLhn0mSEB5rxsjAqQ6Fj3TDUf9y8xD-2B9=
2OJu8VtEalVmNxUO5nDiUTJothh84ZG3S6VauC2gvW8-2F9zUIGfLMlVyUsYssdVaIUBaarLBxO=
WLqo5gdk7LvU0ff3H6kHGFisgnSue4lUppJ01WRgMkInmpaOBV-2FxficCLykcIB3-2B0AbRxXO=
8pxC58KWM1gN5SEpXEk9cOrSKlncFrJJGU-3DLbSp_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4z=
rNVm36Mi3FeD0SbcJqu7CGaaIsjcsoTiFxN-2Ff4ZWNTPvTbZtSQ7eOPDk0Kcz2Zo5D8BxKCNSy=
RNPgfpIaj5R756NfUQDLct9uVhwQ9f6pxy-2BJ4MJlLAeR7ZMA2XNBkN4UkkmYy88d5ri6s0RYX=
iEDRDbTDuLytazwXcUeLxyYpq06L1ErqkNSs8VNj22MUx-2BfoshydP0Ed-2FZyKJTqh-2FyfSY=
4IQ9mu60UwkguyqqjFWwbyQqj6ETKwxe-2BAnxrJZwBbHjhOjIs2dgkgckC2Nw0ZMaaeoTFtxHl=
xKAeUedmIcPAFVdSMinyI9-2FwsuPwmXiLPEXlUkLPh51OuVrtH76Ixl6tk3xCxqCXiMpmtxMIc=
RJyJxvyiI8QHGyM3Lejjtbx0II0UBmejQIAZjOnEli75h-2F9CPyahJlK2V9Pc1JmsKk0DqvUCR=
b8KPceii8kap7tMOo71LH8ltAqg-2FhX2TjhY7VRI-2Bg5HQOOF" style=3D"box-sizing:bo=
rder-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;s=
ans-serif&quot;; color:#4950EB; text-decoration:none; word-wrap:break-word"=
>visit our Help Center</a>.</small></div>
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">You are receiving this email becaus=
e you conducted a transaction with Affirm. Visit us at <a href=3D"https://u=
rl1445.affirm.com/ls/click?upn=3Du001.Bez53ivsbSplFpdi7lgqCcYp4PMwvOPOhDcRj=
UWFLziQ9juRp-2BhD9IyphpwRG77syhM9HVrYmT1SaGx8YcxBrY4CCEyYg1ZL2Zmlis1WTYXkei=
wnkWG599zsABlvEpmWfVsaA0V0a9gvvM-2FdlnnbumMjbOUePkS9b6dbvsqewfInbqB-2BNgmW5=
hjKFsA-2FvlK1gmpNXkRA2GHEWi-2F8wtTUyc5k0algmwvtk3kXI1lINqPOVoa3od-2Brw9-2Fv=
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ZMA2XNBkN4UkkmYy88d5ri6s0RYXiEDRDbTDuLytazwXcUeLxyYpq06L1ErqkNSs8VNj22MUx-2=
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OjIs2dgkgckC2Nw0ZMaaeoTFtxHlxhEDh-2BiqdnS4yY3zaKj3OLdUy3zi3q-2FpNfn-2Fr0x-2=
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ue4Ggh-2FQDCK-2BPsT9PTAeiGY0SpIpfxIYLaNbXtDCYp5orWbtWmbJVG0i6ddSR-2FBKYuDpD=
pJhJlsJYiG0ET7Ic" style=3D"box-sizing:border-box; font-family:Helvetica, &q=
uot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#4950EB; tex=
t-decoration:none; word-wrap:break-word">affirm.com</a> to view our <a href=
=3D"https://url1445.affirm.com/ls/click?upn=3Du001.Bez53ivsbSplFpdi7lgqCcYp=
4PMwvOPOhDcRjUWFLziQ9juRp-2BhD9IyphpwRG77syhM9HVrYmT1SaGx8YcxBreN6fRmt8QAv5=
7wTVyjF8vnOHPUuK2iok0moiVttvqIH6yNpAnTA1-2B0ftBaOyV4cSXSIQc48A1wo1Fm8vtpRH4=
ZOq1J-2BVvAbicKDJAcqSPGdlv-2B76T6jvp-2F9b2YEkJpYD8Q2Gm-2FXiLDxq17lE2Z9qQUbs=
0z1zZYQObvmsN259ppcK5bxsfnZY1IbZdt1NKgQ4ZmQ6qqTReQDEa89ECKYwnbimcRmV3NS789k=
O-2FEfWXV336EaKix-2BiM66JVgTOkrPGPnllVnNA-2FSODnO40ZZTC45sAjeRSDtGoJDJMqKP-=
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FxN-2Ff4ZWNTPvTbZtSQ7eOPDk0Kcz2Zo5D8BxKCNSyRNPgfpIaj5R756NfUQDLct9uVhwQ9f6p=
xy-2BJ4MJlLAeR7ZMA2XNBkN4UkkmYy88d5ri6s0RYXiEDRDbTDuLytazwXcUeLxyYpq06L1Erq=
kNSs8VNj22MUx-2BfoshydP0Ed-2FZyKJTqh-2FyfSY4IQ9mu60UwkguyqqjFWwbyQqj6ETKwxe=
-2BAnxrJZwBbHjhOjIs2dgkgckC2Nw0ZMaaeoTFtxHlxvPE6SmFqzAxhkmUpjwuNcNpNiW-2FaG=
icAn0-2B10yHpsEkRIDKcncSCUeqfeLwCPpaiS0egYoFfhdPdTobbrHwPF6aP1dpFNS8g4FGMsU=
0M5Wuaax0-2BTrwz74gJyFt0azc7962q5S2ZWbETW5n4BOFJzCKFOTWzqcm07FIeDwio8NIGhdt=
h3aea2epW0QCmKTiY" style=3D"box-sizing:border-box; font-family:Helvetica, &=
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