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Subject: =?utf-8?q?You_missed_a_payment=E2=80=94you_can_still_turn_this_around?=
Date: Fri, 27 Mar 2026 21:11:50 +0000
To: tjphuhs@gmail.com
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--===============5079011148763057463==
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Don=E2=80=99t get further behind, Timothy

Your Amazon purchase payment is still past due.

One late payment can lead to many, so don=E2=80=99t let this missed payment=
 keep you behind. Catch up and stay caught up to prevent negative credit re=
porting and limited access to Affirm loans.

You need to pay your past-due balance of $24.29 to get back in good standin=
g.

Amazon

$24.29

27 days overdue

Your total overdue balance may be more than this payment.

If you have already made the payment, please ignore this message.

This communication is an attempt to collect a debt and any information obta=
ined will be used for that purpose. We may report information about your ac=
count to credit bureaus. Late payments, missed payments, or other defaults =
on your account may be reflected in your credit report.




Loan ID: QS31-0ULG

If you need help, call (855) 423-3729 , or visit our Help Center (affirm.co=
m/s/r/.eJxFjsEKwjAQRP9lz2otKmJAPEkPeqlF1NOyJNs2mKQxiafSfzd68TxvZt4IgZUOLBO-=
gwEBfUo-iqLo2XjJLnFYUNvqYBdysEUsDoZc96aO9-zw2sAMUiD51K5DRYlAjJDYekOJUSsQ281=
2BrKn0DFS0PmhblblfHk9V7lrOUb6J5f6VJWb26Oudqv7cZ2BLPWbAbakDZJT6PvBMX79sKVXzJ=
AbUDF7o90TREsm8jR9AAteSrQ.6yD7nyJlSZGnUA53llhbIEy2Vlg).

You are receiving this email because you conducted a transaction with Affir=
m. Visit us at affirm.com (affirm.com/s/r/.eJxFjrEOgjAURf_lzQgSJMTuhkEXNEad=
mpf2VRpaStoaBsK_2-DgfO895y7gSWpPIvKPN8Cgj3EKrCjmec5RKe1tLpyFDKJHMejxzSVGBLZ=
AJDsZjMS1BNbUTQaiR_8mjl4nUHeryt3-fmnT1lII-E-u3bkt68era4_V83RIheTeMKCci-T5z7=
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PXz7FQio.r4VJSiyo-YjvNnd7Yi4ObyYqJSw).




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                               =20
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jOiyxbliXFrtNs03ay2QwJBMZ20ONXKgwIYoVA1hkMJLUCUZVVAm2P_CWJrCOqeRT54fi81bFry=
Xv8O_fmWufl69PU5-J9OcVAXN8x0BMqYjn7KG7igGZ_lsA4SUXkjB4HEB0aT9v2A2vPQS0.YHPn=
h2gzmLjoNdwm0qrutBQTWAI/1/0100019d31239b5f-35e546a9-0d49-4909-ab90-62bf1265=
cb25-000000/pqQZa8zUcyfwpbBF4iJaZuV_gAYTIjQfCVNYJ9vAong=3D450" style=3D"box=
-sizing:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Aria=
l, &quot;sans-serif&quot;; color:#4950EB; text-decoration:none; word-wrap:b=
reak-word"><img alt=3D"Affirm" class=3D"loan-payment-header__logo header__l=
ogo_center" src=3D"https://cdn1.affirm.com/assets/messages/master/dist/img/=
v3/loan-payment-dq1-to-13-affirm/affirm-logo-indigo-grey-background.png" wi=
dth=3D"75" style=3D"-ms-interpolation-mode:bicubic; border:none; height:30p=
x; max-width:100%; vertical-align:top; margin-left:auto; margin-right:auto;=
 display:block; margin-bottom:0; width:75px" height=3D"30" valign=3D"top"><=
/a></td></tr></table></div>
                        <div class=3D"content loan-payment-content" style=
=3D"box-sizing:border-box; display:block; margin:0 auto; max-width:544px; p=
adding-bottom:32px !important">
                            <table class=3D"main loan-payment-table" style=
=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; mso-table-=
rspace:0; width:100%; background:#f8fafb !important; padding-left:4px; bord=
er-collapse:separate !important" width=3D"100%"><tr><td style=3D"box-sizing=
:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quo=
t;sans-serif&quot;; color:#495662; font-size:16px; padding:0; vertical-alig=
n:top" valign=3D"top">
<h2 class=3D"loan-payment-header" style=3D"font-family:Helvetica, serif !im=
portant; color:#000; font-weight:700; line-height:1.2; margin:0 0 16px; fon=
t-size:28px !important; margin-bottom:0; padding-bottom:8px; text-align:lef=
t; background-color:#f8fafb !important" align=3D"left" bgcolor=3D"#f8fafb !=
important">Don=E2=80=99t get further behind, Timothy</h2>
<table class=3D"content-block loan-payment-table" style=3D"box-sizing:borde=
r-box; border-spacing:0; mso-table-lspace:0; mso-table-rspace:0; width:100%=
; table-layout:fixed; border-collapse:separate !important; background:#f8fa=
fb !important" width=3D"100%"><tr><td style=3D"box-sizing:border-box; font-=
family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;=
; color:#495662; font-size:16px; padding:0; vertical-align:top" valign=3D"t=
op">
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-zero" style=3D"box-sizing:border-box; color:#101820; font-size:16px !impo=
rtant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; pad=
ding-bottom:0 !important; text-align:left; font-family:Helvetica, sans-seri=
f !important" align=3D"left">Your Amazon purchase payment is still past due=
.</div>
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-zero" style=3D"box-sizing:border-box; color:#101820; font-size:16px !impo=
rtant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; pad=
ding-bottom:0 !important; text-align:left; font-family:Helvetica, sans-seri=
f !important" align=3D"left">One late payment can lead to many, so don=E2=
=80=99t let this missed payment keep you behind. Catch up and stay caught u=
p to prevent negative credit reporting and limited access to Affirm loans.<=
/div>
<div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-paddin=
g-bottom" style=3D"box-sizing:border-box; color:#101820; font-size:16px !im=
portant; font-weight:400 !important; line-height:1.5; margin:8px 0 8px 0; p=
adding-bottom:8px; text-align:left; font-family:Helvetica, sans-serif !impo=
rtant" align=3D"left"><strong style=3D"color:#373E47; font-size:inherit; fo=
nt-weight:700">You need to pay your past-due balance of $24.29 to get back =
in good standing.  </strong></div>
</td></tr></table>
    <table style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspa=
ce:0; mso-table-rspace:0; width:100%; border-collapse:collapse; background:=
white; border:1px solid #E5E7EB; border-radius:16px; margin-bottom:24px; ov=
erflow:hidden" width=3D"100%">
        <tr>
            <td colspan=3D"2" style=3D"box-sizing:border-box; font-family:H=
elvetica !important; color:rgba(16, 24, 32, 1); font-size:16px !important; =
padding:0; vertical-align:top; padding-bottom:2px; padding-left:16px; paddi=
ng-top:16px; text-align:left" valign=3D"top" align=3D"left">
                <img src=3D"https://cdn1.affirm.com/assets/messages/master/=
dist/img/v3/loan-payment-dq1-to-13-affirm/default_shop_logo.png" style=3D"-=
ms-interpolation-mode:bicubic; border:1px solid #EDF1F5; height:40px; max-w=
idth:100%; vertical-align:middle; border-radius:999px; width:40px" height=
=3D"40" valign=3D"middle" width=3D"40">
                Amazon
            </td>
        </tr>

        <tr>
            <td style=3D"box-sizing:border-box; font-family:Helvetica, &quo=
t;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-=
size:18px; padding:10px 16px; vertical-align:top; text-align:left" valign=
=3D"top" align=3D"left">
                <table style=3D"box-sizing:border-box; border-spacing:0; ms=
o-table-lspace:0; mso-table-rspace:0; width:100%; border-collapse:separate =
!important" width=3D"100%">
                    <tr>
                        <td style=3D"box-sizing:border-box; font-family:Hel=
vetica !important; color:rgba(211, 67, 51, 1); font-size:28px !important; p=
adding:0; vertical-align:top; font-weight:bold; line-height:28px" valign=3D=
"top">
                        $24.29
                        </td>
                    </tr>
                    <tr>
                        <td style=3D"box-sizing:border-box; font-family:Hel=
vetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#1=
01820; font-size:16px !important; padding:0; vertical-align:top; font-weigh=
t:600; white-space:nowrap" valign=3D"top">
                        27 days overdue
                        </td>
                    </tr>
                </table>
            </td>
            <td style=3D"box-sizing:border-box; font-family:Helvetica, &quo=
t;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-=
size:16px; padding:10px 16px; vertical-align:middle; padding-right:0; text-=
align:right" valign=3D"middle" align=3D"right">
                <a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.a=
ffirm.com%2Fpay%2FQS31-0ULG/1/0100019d31239b5f-35e546a9-0d49-4909-ab90-62bf=
1265cb25-000000/M0BB6ZfAdEWMRNljQI7ifj-WEXS-HrO8KU-MaNiwwvg=3D450" style=3D=
"box-sizing:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, =
Arial, &quot;sans-serif&quot;; color:#4950EB; text-decoration:none; word-wr=
ap:break-word">
                    <button style=3D"white-space: nowrap; padding: 12px 24p=
x; margin-right: 20px;=20
                    background-color: #3498db; background: #4A4AF4;=20
                    border-radius: 36px; color: #ffffff; border: none;=20
                    font-size: 16px !important; font-weight: 600; cursor: p=
ointer;">
                        Pay now
                    </button>
                </a>
            </td>
        </tr>

        <tr>
            <td colspan=3D"2" style=3D"box-sizing:border-box; font-family:H=
elvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:=
#495662; font-size:14px !important; padding:10px 16px 16px 16px; vertical-a=
lign:top; margin-bottom:20px; text-align:left" valign=3D"top" align=3D"left=
">
                Your total overdue balance may be more than this payment.
            </td>
        </tr>
    </table>
    <div class=3D"paragraph loan-payment-paragraph loan-payment-decrease-pa=
dding-bottom" style=3D"box-sizing:border-box; color:#101820; font-size:16px=
 !important; font-weight:400 !important; line-height:1.5; margin:8px 0 8px =
0; padding-bottom:8px; text-align:left; font-family:Helvetica, sans-serif !=
important" align=3D"left">If you have already made the payment, please igno=
re this message. </div>
<div class=3D"loan-payment-ignore_disclaimer" style=3D"box-sizing:border-bo=
x; color:#101820; font-family:Helvetica, Arial, sans-serif; font-size:14px;=
 font-style:italic; font-weight:400">This communication is an attempt to co=
llect a debt and any information obtained will be used for that purpose. We=
 may report information about your account to credit bureaus. Late payments=
, missed payments, or other defaults on your account may be reflected in yo=
ur credit report.</div>
</td></tr></table>
                        </div>
                    </td>
                </tr>
                <tr>
                    <td style=3D"box-sizing:border-box; font-family:Helveti=
ca, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#49566=
2; font-size:16px; padding:0; vertical-align:top" valign=3D"top">
                        <table class=3D"footer-inner loan-payment-footer-in=
ner" style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; =
mso-table-rspace:0; width:100%; background-color:#f3f4f6; margin:0 auto; ma=
x-width:680px; border-collapse:separate !important; padding-bottom:40px !im=
portant; padding-top:40px !important" width=3D"100%" bgcolor=3D"#f3f4f6">
                            <tr>
                                <td align=3D"center" class=3D"container" st=
yle=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvetica Neue&q=
uot;, Arial, &quot;sans-serif&quot;; color:#495662; font-size:16px; padding=
:0 32px; vertical-align:top; display:block; margin:0 auto !important" valig=
n=3D"top">
                                    <!-- begin footer -->
                                    <div class=3D"footer loan-payment-foote=
r" style=3D"box-sizing:border-box; clear:both; max-width:544px; padding-bot=
tom:1px !important; padding-top:1px !important; width:100%" width=3D"100%">=
<table style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0=
; mso-table-rspace:0; width:100%; border-collapse:separate !important" widt=
h=3D"100%"><tr><td style=3D"box-sizing:border-box; font-family:Helvetica, &=
quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; fo=
nt-size:16px; padding:0; vertical-align:top" valign=3D"top">
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">Loan ID: <strong style=3D"color:#85=
8E99 !important; font-size:inherit; font-weight:700">QS31-0ULG</strong></sm=
all></div>
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">If you need help, call <a href=3D"h=
ttp://url4324.affirm.com/CL0/tel:%2B1%2520855-423-3729/1/0100019d31239b5f-3=
5e546a9-0d49-4909-ab90-62bf1265cb25-000000/baxbBQK6vjTZg1EhI3E-5jkL6E3euimm=
fJV-8iK4xGw=3D450" style=3D"box-sizing:border-box; font-family:Helvetica, &=
quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; color:#4950EB; te=
xt-decoration:none; word-wrap:break-word"><span class=3D"u-nowrap" style=3D=
"white-space:nowrap">(855) 423-3729</span></a>, or <a href=3D"https://url43=
24.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2Fr%2F.eJxFjsEKwjAQRP9lz2o=
tKmJAPEkPeqlF1NOyJNs2mKQxiafSfzd68TxvZt4IgZUOLBO-gwEBfUo-iqLo2XjJLnFYUNvqYB=
dysEUsDoZc96aO9-zw2sAMUiD51K5DRYlAjJDYekOJUSsQ2812BrKn0DFS0PmhblblfHk9V7lrO=
Ub6J5f6VJWb26Oudqv7cZ2BLPWbAbakDZJT6PvBMX79sKVXzJAbUDF7o90TREsm8jR9AAteSrQ.=
6yD7nyJlSZGnUA53llhbIEy2Vlg/1/0100019d31239b5f-35e546a9-0d49-4909-ab90-62bf=
1265cb25-000000/oBB5QicpSUq01QARpPX93t650CsTL-OS--I1ysmfkTQ=3D450" style=3D=
"box-sizing:border-box; font-family:Helvetica, &quot;Helvetica Neue&quot;, =
Arial, &quot;sans-serif&quot;; color:#4950EB; text-decoration:none; word-wr=
ap:break-word">visit our Help Center</a>.</small></div>
<div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; fon=
t-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-widt=
h:none !important"><small style=3D"color:#858E99; display:inline-block; fon=
t-size:16px; max-width:none !important">You are receiving this email becaus=
e you conducted a transaction with Affirm. Visit us at <a href=3D"https://u=
rl4324.affirm.com/CL0/https:%2F%2Fwww.affirm.com%2Fs%2Fr%2F.eJxFjrEOgjAURf_=
lzQgSJMTuhkEXNEadmpf2VRpaStoaBsK_2-DgfO895y7gSWpPIvKPN8Cgj3EKrCjmec5RKe1tLp=
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3RIheTeMKCci-T5z7xdymB0XBJNRo8DMIUm0Lp-AapxPnQ.i6lkQGL5knY5dYslV_jWa8KpL6A/=
1/0100019d31239b5f-35e546a9-0d49-4909-ab90-62bf1265cb25-000000/uxoHkL41c6Ze=
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-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot=
;; color:#4950EB; text-decoration:none; word-wrap:break-word">affirm.com</a=
> to view our <a href=3D"https://url4324.affirm.com/CL0/https:%2F%2Fwww.aff=
irm.com%2Fs%2Fr%2F.eJxFjrEOgjAURf_lzQgSJMTuhkEXNEadmpf2FRpaStoaBsK_27A433vP=
uSt4ktqTiPzrDTAYYpwDK4plWXJUSnubC2eLSN4GyCB6FKOeei4xIrAVItnZYCSuJbCmbjIQA_q=
eOHqdcN2jKg_H561NW0sh4D-5d9e2rF-frj1X78spFdKDHQPKuSTku3T_lcHkuCSajZ5GYApNoG=
37AR9VQIQ.VrIrXMw56uzX161kLgJ2Ym2rxuU/1/0100019d31239b5f-35e546a9-0d49-4909=
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" style=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvetica Ne=
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e; word-wrap:break-word">Terms of Service</a> or our <a href=3D"https://url=
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ZGD7RvWBCAKjamz3lBoDgpggUDs4DCStBlHkRQSqRn6SRLYLsLpk6WZ7PZXLtiXv8Z-cq2OZ5rd=
HVe6z-2G3FBaHFQOm7wOx_N2ubhF0vdREg7NdA8Kg8zTPXz7FQio.r4VJSiyo-YjvNnd7Yi4Oby=
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; font-family:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-seri=
f&quot;; color:#4950EB; text-decoration:none; word-wrap:break-word">Privacy=
 Policy</a>.</small></div>
</td></tr></table></div><div style=3D"box-sizing:border-box; text-align:cen=
ter" align=3D"center"><div class=3D"footer loan-payment-footer" style=3D"bo=
x-sizing:border-box; clear:both; max-width:544px; padding-bottom:1px !impor=
tant; padding-top:1px !important; width:100%" width=3D"100%"><table style=
=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; mso-table-=
rspace:0; width:100%; border-collapse:separate !important" width=3D"100%"><=
tr><td style=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helveti=
ca Neue&quot;, Arial, &quot;sans-serif&quot;; color:#495662; font-size:16px=
; padding:0; vertical-align:top" valign=3D"top"><table class=3D"content-blo=
ck" style=3D"box-sizing:border-box; border-spacing:0; mso-table-lspace:0; m=
so-table-rspace:0; width:100%; table-layout:fixed; border-collapse:separate=
 !important" width=3D"100%"><tr><td style=3D"box-sizing:border-box; font-fa=
mily:Helvetica, &quot;Helvetica Neue&quot;, Arial, &quot;sans-serif&quot;; =
color:#495662; font-size:16px; padding:0; vertical-align:top" valign=3D"top=
"><div class=3D"paragraph" style=3D"box-sizing:border-box; color:#858E99; f=
ont-size:16px; font-weight:400; line-height:1.5; margin:8px 0 8px 0; max-wi=
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09-ab90-62bf1265cb25-000000/3_rLFBVn8XQ-UVzBRWzMuH0n1xrSY5bQT-6ltqg-oYA=3D4=
50" style=3D"box-sizing:border-box; font-family:Helvetica, &quot;Helvetica =
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S25x1GBDZDJDNpjMRVB6yu6gzEgL4njl4lYXsti9Xmdm7S11AI-CeX9tQU1f3ZNrvycdimQWr4a=
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1239b5f-35e546a9-0d49-4909-ab90-62bf1265cb25-000000/YGUBS0JZmMLc2zacn8OJbiK=
XxUevwTSNY-2uXXNMIc0=3D450" style=3D"box-sizing:border-box; font-family:Hel=
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