Delivered-To: tjphuhs@gmail.com
Received: by 2002:adf:ff8e:0:b0:43b:4a09:6539 with SMTP id j14csp17198wrr;
        Sat, 21 Mar 2026 09:52:03 -0700 (PDT)
X-Received: by 2002:a05:6214:5712:b0:89c:610f:fba1 with SMTP id 6a1803df08f44-89c85a7e223mr117449646d6.46.1774111923590;
        Sat, 21 Mar 2026 09:52:03 -0700 (PDT)
ARC-Seal: i=1; a=rsa-sha256; t=1774111923; cv=none;
        d=google.com; s=arc-20240605;
        b=VdmtT/mDMEyVhniXq6GoHVZcMiVYWLDbuNGIsNj0BtyI9LOCwAjdosbZlwXzxqQP+4
         UY2jIYWWi6Axc3GuTE3xUfPmd+RGtDgf/hG7477z0kxgWhdWvpt8XPKoBSsXZNSDQaKv
         kwpxNj4M5wz2MsGzYLl5imRv/G9IA2Mk/PpsmrEFFoNG2dQ5L4L5thbqqXWf+gbj0FKk
         hJKWr2XZyKnMXoPOgsg1js5I5ZybGqWXIgDpWHLfipJNzHmSD/AeD2IYNEKzLK2Bc95F
         mlizqc8XLpU35vk+xC4OM6X3Dv0El8XH3RguVHC4Z1LQPdxHJuD1DGp45Ej5nFpKbwNr
         Sfmg==
ARC-Message-Signature: i=1; a=rsa-sha256; c=relaxed/relaxed; d=google.com; s=arc-20240605;
        h=from:subject:reply-to:mime-version:date:message-id:to
         :content-transfer-encoding:dkim-signature;
        bh=wlnM3z91aOr1qgortyesuvoKMILqg1G6PyOrhbNRGgY=;
        fh=9zP21OW67FFZD2VV42mGudo540Qp4aalMWxJB5kMYug=;
        b=Y83ezralQqs+Dnr8Sirzp+F3jpsBa47JYNalyBCJiyauM2u77ystodMztWcgh4nl5d
         tA9ANNycFNJnONXl2zfMmGYHLONGszgqXKklClxImzsO7tYkeClqB1dIssnNkS6VPgAU
         1usPjSSq10tt3athMS7aC7F5ZqxtePpdfzboJA2SzzzVI0VidNUVagVY2uUt5EpHrgM0
         nseV7zb4ZIrY3J34Fp92LnzcvLk/a9eR+TajqEJtCpVnMibErHjMOkI2bBUaN8rT/NUw
         KR76YZcZB0gLYK10n+OpG4Fhb1ap7F+BkHDRQfhvqQI1sPVDJCaZ+XJCGFEWW95amcoK
         /wKg==;
        dara=google.com
ARC-Authentication-Results: i=1; mx.google.com;
       dkim=pass header.i=@welcome.americanexpress.com header.s=2000006650524 header.b=fnkC+ZOn;
       spf=pass (google.com: domain of r_cst-wcc-amer67442a01136c3_1_c.americanexpress@welcome.americanexpress.com designates 139.71.11.9 as permitted sender) smtp.mailfrom=r_CST-WCC-AMER67442a01136c3_1_c.AmericanExpress@welcome.americanexpress.com;
       dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=welcome.americanexpress.com
Return-Path: <r_CST-WCC-AMER67442a01136c3_1_c.AmericanExpress@welcome.americanexpress.com>
Received: from extmta1ipc2.americanexpress.com (extmta1ipc2.americanexpress.com. [139.71.11.9])
        by mx.google.com with ESMTPS id 6a1803df08f44-89c8530f98fsi85746136d6.291.2026.03.21.09.52.03
        for <tjphuhs@gmail.com>
        (version=TLS1_3 cipher=TLS_AES_256_GCM_SHA384 bits=256/256);
        Sat, 21 Mar 2026 09:52:03 -0700 (PDT)
Received-SPF: pass (google.com: domain of r_cst-wcc-amer67442a01136c3_1_c.americanexpress@welcome.americanexpress.com designates 139.71.11.9 as permitted sender) client-ip=139.71.11.9;
Authentication-Results: mx.google.com;
       dkim=pass header.i=@welcome.americanexpress.com header.s=2000006650524 header.b=fnkC+ZOn;
       spf=pass (google.com: domain of r_cst-wcc-amer67442a01136c3_1_c.americanexpress@welcome.americanexpress.com designates 139.71.11.9 as permitted sender) smtp.mailfrom=r_CST-WCC-AMER67442a01136c3_1_c.AmericanExpress@welcome.americanexpress.com;
       dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=welcome.americanexpress.com
DKIM-Signature: v=1; a=rsa-sha256; d=welcome.americanexpress.com; s=2000006650524; c=relaxed/relaxed;
	q=dns/txt; i=@welcome.americanexpress.com; t=1774111921;
	h=From:Reply-To:Subject:Date:Message-ID:To:MIME-Version:Content-Type:Content-Transfer-Encoding;
	bh=wlnM3z91aOr1qgortyesuvoKMILqg1G6PyOrhbNRGgY=;
	b=fnkC+ZOnBjCGMNWfPdXjx276mSmdaULV6pkkxricjfxNIArqJ3DBPJXrsUEB4O/A
	Rj32+93FNvw6kK7DrBQooJua09B9aB1zWq1tORwBVYcD9hpSZbDQ23YTJaGdkHO3
	SY87xJO9+FnkqN5T5skf4piBK64/170NN0ffetmBWgm7EdXrKTftYXxYMt4j90D3
	7lb8SXIxrj8hL22GFwB5jNMFJPMNnmZGF6+uqlOGAhvcyvn4McktsUWXuORCvj5A
	z3IrBUuj+ZPpKdOIjMzxhJsg7J1hBl+uXmC9EhosIx8OvxIBEOUTyXekXfp4M4a+
	gZzbn5GiN2rK1Ucga7bQbg==;
X-MSFBL: EPBsDu0qVfrt/0xR4wMXXnlnrTCsD9jOU+y/ecaKGok=|eyJ1IjoiJXZjdHhfbWV
	zc3thbWV4X01lc3NhZ2VJRH0iLCJzdWJhY2NvdW50X2lkIjoiMCIsIm1lc3NhZ2V
	faWQiOiIwMDAwYjFjY2JlNjk0NjNkMWJiMCIsImN1c3RvbWVyX2lkIjoiMSIsImI
	iOiJ0cmFuc2FjdGlvbmFsXzRYNDgiLCJ0ZW1wbGF0ZV9jb250ZW50X3R5cGUiOiJ
	pbmxpbmVfcGFydHNfd2l0aG91dF9zdWJzdGl0dXRpb25zIiwidGVtcGxhdGVfdmV
	yc2lvbiI6IjAiLCJyY3B0X3RhZ3MiOlsgXSwiZyI6InRyYW5zYWN0aW9uYWwiLCJ
	0cmFuc21pc3Npb25faWQiOiIxNDg4MDU0OTkyNjI3NDc2NyIsInJjcHRfbWV0YSI
	6eyAiYW1leF9NZXNzYWdlQ2xhc3MiOiAidHJhbnNhY3Rpb25hbCIsICJhbWV4X1J
	ldHJ5UnVsZSI6ICJBRVhQIiwgImFtZXhfTWVzc2FnZUlEIjogIjxyX0NTVC1XQ0M
	tQU1FUjY3NDQyYTAxMTM2YzNfMV9jLlNDQzBDVEEwMTkuQW1lcmljYW5FeHByZXN
	zQHdlbGNvbWUuYW1lcmljYW5leHByZXNzLmNvbT4iLCAiYW1leF9Db21tdW5TdWJ
	qVGV4dCI6ICI9P1VURi04P0I/Um1sdVlXd2dibTkwYVdObElHWnZjaUJqYjJ4c1p
	XTjBhVzl1SUdGblpXNWplU0J3YkdGalpXMWxiblE9Pz0iIH0sInNuaXBwZXRfY29
	1bnQiOiIwIiwiciI6InRqcGh1aHNAZ21haWwuY29tIiwidGVtcGxhdGVfaWQiOiJ
	0ZW1wbGF0ZV8xNDg4MDU0OTkyNjI3NDc2NyIsInRlbmFudF9pZCI6ImtleXNwYWN
	lX2RlZmF1bHQifQ==
Content-Transfer-Encoding: quoted-printable
Content-Type: text/html; charset="UTF-8"
To: tjphuhs@gmail.com
Message-ID: <B1.0B.15686.1BCCEB96@hpnplmomiw06>
Date: Sat, 21 Mar 2026 09:52:01 -0700
MIME-Version: 1.0
Reply-To: AmericanExpress@welcome.americanexpress.com
Subject: Final notice for collection agency placement
From: "American Express" <AmericanExpress@welcome.americanexpress.com>

<!doctype html><html lang=3D"en" xmlns=3D"http://www.w3.org/1999/xhtml" xml=
ns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"urn:schemas-microsoft-com=
:office:office"><head><title>Final notice for collection agency placement</=
title><!--[if !mso]><!-- --><meta http-equiv=3D"X-UA-Compatible" content=3D=
"IE=3Dedge"><!--<![endif]--><meta http-equiv=3D"Content-Type" content=3D"te=
xt/html; charset=3DUTF-8"><meta name=3D"viewport" content=3D"width=3Ddevice=
-width,initial-scale=3D1"><style type=3D"text/css">#outlook a {=0A      pad=
ding: 0;=0A    }=0A=0A    body {=0A      margin: 0;=0A      padding: 0;=0A =
     -webkit-text-size-adjust: 100%;=0A      -ms-text-size-adjust: 100%;=0A=
    }=0A=0A    table,=0A    td {=0A      border-collapse: collapse;=0A     =
 mso-table-lspace: 0pt;=0A      mso-table-rspace: 0pt;=0A    }=0A=0A    img=
 {=0A      border: 0;=0A      height: auto;=0A      line-height: 100%;=0A  =
    outline: none;=0A      text-decoration: none;=0A      -ms-interpolation=
-mode: bicubic;=0A    }=0A=0A    p {=0A      display: block;=0A      margin=
: 13px 0;=0A    }</style><!--[if mso]>=0A        <xml>=0A        <o:OfficeD=
ocumentSettings>=0A          <o:AllowPNG/>=0A          <o:PixelsPerInch>96<=
/o:PixelsPerInch>=0A        </o:OfficeDocumentSettings>=0A        </xml>=0A=
        <![endif]--><!--[if lte mso 11]>=0A        <style type=3D"text/css"=
>=0A          .mj-outlook-group-fix { width:100% !important; }=0A        </=
style>=0A        <![endif]--><!--[if gte mso 9]>=0A        <style>=0A      =
  li {=0A            text-indent: -1em;=0A        }=0A        </style>=0A  =
      <![endif]--><style type=3D"text/css">@media only screen and (min-widt=
h:480px) {=0A      .mj-column-per-100 {=0A        width: 100% !important;=
=0A        max-width: 100%;=0A      }=0A=0A      .mj-column-per-12-6 {=0A  =
      width: 12.6% !important;=0A        max-width: 12.6%;=0A      }=0A=0A =
     .mj-column-per-87-4 {=0A        width: 87.4% !important;=0A        max=
-width: 87.4%;=0A      }=0A=0A      .mj-column-per-50 {=0A        width: 50=
% !important;=0A        max-width: 50%;=0A      }=0A=0A      .mj-column-px-=
NaN {=0A        width: NaNauto !important;=0A        max-width: NaNauto;=0A=
      }=0A=0A      .mj-column-per-33-333333333333336 {=0A        width: 33.=
333333333333336% !important;=0A        max-width: 33.333333333333336%;=0A  =
    }=0A    }</style><style type=3D"text/css">@media only screen and (max-w=
idth:479px) {=0A      table.mj-full-width-mobile {=0A        width: 100% !i=
mportant;=0A      }=0A=0A      td.mj-full-width-mobile {=0A        width: a=
uto !important;=0A      }=0A    }</style><style type=3D"text/css">@media al=
l and (max-width: 480px) {=0A=0A      .mobile-body div:first-child,=0A     =
 .mobile-body div {=0A        margin: 0 auto !important;=0A        max-widt=
h: 310px !important;=0A      }=0A=0A      .body-1,=0A      .body-1 div {=0A=
        font-size: 12px !important;=0A        font-weight: 400 !important;=
=0A        line-height: 17px !important;=0A      }=0A=0A      .body-4,=0A  =
    .body-4 div {=0A        font-size: 22px !important;=0A        font-weig=
ht: 400 !important;=0A        line-height: 30px !important;=0A      }=0A=0A=
      .dls-logo-bluebox-solid-sm,=0A      .dls-logo-bluebox-solid-sm img {=
=0A        width: 45px !important;=0A        height: 45px !important;=0A   =
   }=0A=0A      .dls-card-xs,=0A      .dls-card-xs img {=0A        width: 7=
0px !important;=0A        height: 44px !important;=0A      }=0A=0A      .te=
xt-align-center,=0A      .text-align-center div {=0A        text-align: cen=
ter !important;=0A      }=0A=0A      .text-align-left,=0A      .text-align-=
left div {=0A        text-align: left !important;=0A      }=0A=0A      .btn=
-align-center,=0A      .btn-align-center table {=0A        text-align: cent=
er !important;=0A      }=0A=0A      .btn-align-center table {=0A        mar=
gin: 0 auto !important;=0A      }=0A=0A      .dls-tagline-blue-sm td,=0A   =
   .dls-tagline-blue-sm img {=0A        width: 220px !important;=0A      }=
=0A=0A      .nav-bar-border-b {=0A        border-bottom: 1px solid #d9d9d6;=
=0A      }=0A=0A      .in-img td,=0A      .in-img img {=0A        width: 10=
0% !important;=0A        height: auto !important;=0A      }=0A=0A      .pad=
-0,=0A      .pad-0-sm div {=0A        padding: 0 !important;=0A      }=0A=
=0A      .pad-0-t,=0A      .pad-0-t-sm div {=0A        padding-top: 0 !impo=
rtant;=0A      }=0A=0A      .pad-0-b,=0A      .pad-0-b-sm div {=0A        p=
adding-bottom: 0 !important;=0A      }=0A=0A      .pad-0-l,=0A      .pad-0-=
l-sm div {=0A        padding-left: 0 !important;=0A      }=0A=0A      .pad-=
0-r,=0A      .pad-0-r-sm div {=0A        padding-right: 0 !important;=0A   =
   }=0A=0A      .pad-0-lr,=0A      .pad-0-lr-sm div {=0A        padding-lef=
t: 0 !important;=0A        padding-right: 0 !important;=0A      }=0A=0A    =
  .pad-0-tb,=0A      .pad-0-tb-sm div {=0A        padding-top: 0 !important=
;=0A        padding-bottom: 0 !important;=0A      }=0A=0A      .pad-1,=0A  =
    .pad-1-sm div {=0A        padding: 10px !important;=0A      }=0A=0A    =
  .pad-1-t,=0A      .pad-1-t-sm div {=0A        padding-top: 10px !importan=
t;=0A      }=0A=0A      .pad-1-b,=0A      .pad-1-b-sm div {=0A        paddi=
ng-bottom: 10px !important;=0A      }=0A=0A      .pad-1-l,=0A      .pad-1-l=
-sm div {=0A        padding-left: 10px !important;=0A      }=0A=0A      .pa=
d-1-r,=0A      .pad-1-r-sm div {=0A        padding-right: 10px !important;=
=0A      }=0A=0A      .pad-1-lr,=0A      .pad-1-lr-sm div {=0A        paddi=
ng-left: 10px !important;=0A        padding-right: 10px !important;=0A     =
 }=0A=0A      .pad-1-tb,=0A      .pad-1-tb-sm div {=0A        padding-top: =
10px !important;=0A        padding-bottom: 10px !important;=0A      }=0A=0A=
      .pad-2,=0A      .pad-2-sm div {=0A        padding: 20px !important;=
=0A      }=0A=0A      .pad-2-t,=0A      .pad-2-t-sm div {=0A        padding=
-top: 20px !important;=0A      }=0A=0A      .pad-2-b,=0A      .pad-2-b-sm d=
iv {=0A        padding-bottom: 20px !important;=0A      }=0A=0A      .pad-2=
-l,=0A      .pad-2-l-sm div {=0A        padding-left: 20px !important;=0A  =
    }=0A=0A      .pad-2-r,=0A      .pad-2-r-sm div {=0A        padding-righ=
t: 20px !important;=0A      }=0A=0A      .pad-2-lr,=0A      .pad-2-lr-sm di=
v {=0A        padding-left: 20px !important;=0A        padding-right: 20px =
!important;=0A      }=0A=0A      .pad-2-tb,=0A      .pad-2-tb-sm div {=0A  =
      padding-top: 20px !important;=0A        padding-bottom: 20px !importa=
nt;=0A      }=0A=0A      .pad-3,=0A      .pad-3-sm div {=0A        padding:=
 30px !important;=0A      }=0A=0A      .pad-3-t,=0A      .pad-3-t-sm div {=
=0A        padding-top: 30px !important;=0A      }=0A=0A      .pad-3-b,=0A =
     .pad-3-b-sm div {=0A        padding-bottom: 30px !important;=0A      }=
=0A=0A      .pad-3-l,=0A      .pad-3-l-sm div {=0A        padding-left: 30p=
x !important;=0A      }=0A=0A      .pad-3-r,=0A      .pad-3-r-sm div {=0A  =
      padding-right: 30px !important;=0A      }=0A=0A      .pad-3-lr,=0A   =
   .pad-3-lr-sm div {=0A        padding-left: 30px !important;=0A        pa=
dding-right: 30px !important;=0A      }=0A=0A      .pad-3-tb,=0A      .pad-=
3-tb-sm div {=0A        padding-top: 30px !important;=0A        padding-bot=
tom: 30px !important;=0A      }=0A=0A      .pad-4,=0A      .pad-4-sm div {=
=0A        padding: 40px !important;=0A      }=0A=0A      .pad-4-t,=0A     =
 .pad-4-t-sm div {=0A        padding-top: 40px !important;=0A      }=0A=0A =
     .pad-4-b,=0A      .pad-4-b-sm div {=0A        padding-bottom: 40px !im=
portant;=0A      }=0A=0A      .pad-4-l,=0A      .pad-4-l-sm div {=0A       =
 padding-left: 40px !important;=0A      }=0A=0A      .pad-4-r,=0A      .pad=
-4-r-sm div {=0A        padding-right: 40px !important;=0A      }=0A=0A    =
  .pad-4-lr,=0A      .pad-4-lr-sm div {=0A        padding-left: 40px !impor=
tant;=0A        padding-right: 40px !important;=0A      }=0A=0A      .pad-4=
-tb,=0A      .pad-4-tb-sm div {=0A        padding-top: 40px !important;=0A =
       padding-bottom: 40px !important;=0A      }=0A=0A      .dt,=0A      .=
dt div {=0A        font-weight: bold !important;=0A      }=0A=0A      .dls-=
gray-06,=0A      .dls-gray-06 div {=0A        color: #333 !important;=0A   =
   }=0A=0A      .dls-gray-06-bg,=0A      .dls-gray-06-bg div {=0A        ba=
ckground-color: #333 !important;=0A      }=0A=0A      .dls-gray-06-bg-hvr:h=
over,=0A      .dls-gray-06-bg-hvr div:hover {=0A        background-color: #=
333 !important;=0A      }=0A    }=0A=0A    .body-5 {=0A      font-family: "=
Helvetica Neue", Helvetica, sans-serif;=0A      font-weight: 400;=0A      f=
ont-size: 26px;=0A      line-height: 34px;=0A    }=0A=0A    .dls-gray-06 {=
=0A      color: #333;=0A    }=0A=0A    .dls-gray-06-bg {=0A      background=
-color: #333;=0A    }=0A=0A    .dls-gray-07 {=0A      color: #d9d9d6;=0A   =
 }=0A=0A    .dls-gray-07-bg {=0A      background-color: #d9d9d6;=0A    }=0A=
=0A    .dls-gray-07-bg-hvr:hover {=0A      background-color: #d9d9d6;=0A   =
 }=0A=0A    .text-underline-none {=0A      text-decoration: none;=0A    }=
=0A=0A    .pad-0-d,=0A    .pad-0-d-sm div {=0A      padding: 0 !important;=
=0A    }=0A=0A    @media all and (max-width: 480px) {=0A=0A      /* START: =
Progress Tracker Mobile CSS */=0A      .step tbody tr {=0A        display: =
inline-block !important;=0A      }=0A=0A      .divider tbody td p {=0A     =
   border-left-width: 2px;=0A        border-left-style: solid;=0A        he=
ight: 20px;=0A        border-top: 0 !important;=0A      }=0A=0A      .divid=
er tbody td {=0A        padding-top: 0 !important;=0A      }=0A=0A      .di=
vider {=0A        padding-left: 22px !important;=0A      }=0A=0A      .blue=
-border tbody td p {=0A        border-left-color: #006FCF;=0A      }=0A=0A =
     .grey-border tbody td p {=0A        border-left-color: #97999b;=0A    =
  }=0A=0A      div.ptracker-image-section {=0A        display: inline-block=
;=0A        vertical-align: middle;=0A        width: 20% !important;=0A    =
  }=0A=0A      div.ptracker-label-section {=0A        display: inline-block=
;=0A        vertical-align: middle;=0A        width: 51% !important;=0A    =
  }=0A=0A      div.step-label3,=0A      div.step-label4 {=0A        max-wid=
th: 310px !important;=0A        width: 100% !important;=0A      }=0A=0A    =
  td.step-text {=0A        height: 68px;=0A        vertical-align: middle;=
=0A        padding: 0 !important;=0A      }=0A=0A      .step-text div {=0A =
       padding: 0 !important;=0A        width: 100% !important;=0A        t=
ext-align: left !important;=0A      }=0A=0A      /* END: Progress Tracker M=
obile CSS */=0A      .mj-custom-column-per-20 {=0A        width: 20% !impor=
tant;=0A      }=0A=0A      .mj-custom-column-per-80 {=0A        width: 80% =
!important;=0A      }=0A=0A      /* Image Module CSS for mobile */=0A      =
.squareImgSize td,=0A      .squareImgSize img {=0A        width: 230px !im=
portant;=0A        height: 230px !important;=0A      }=0A=0A      .portrait=
ImgSize td,=0A      .portraitImgSize img {=0A        width: 230px !importan=
t;=0A        height: 460px !important;=0A      }=0A=0A      .landscapeImgSi=
ze td,=0A      .landscapeImgSize img {=0A        width: 230px !important;=
=0A        height: 96px !important;=0A        max-height: 96px !important;=
=0A      }=0A=0A      .imageContent>table>tbody>tr>td {=0A        padding: =
0px !important;=0A      }=0A=0A      /* END Image Module CSS for mobile */=
=0A    }=0A=0A    .margin-negative-10 div {=0A      margin: 0 -10px;=0A    =
}=0A=0A    a[x-apple-data-detectors] {=0A      color: inherit !important;=
=0A      text-decoration: none !important;=0A      font-size: inherit !impo=
rtant;=0A      font-family: inherit !important;=0A      font-weight: inheri=
t !important;=0A      line-height: inherit !important;=0A    }=0A=0A    /* =
Start Image Module CSS for desktop */=0A    .landscapeImgSize td,=0A    .la=
ndscapeImgSize img {=0A      max-height: 220px !important;=0A    }=0A=0A   =
 .table-layout-fixed>table table {=0A      table-layout: fixed;=0A    }=0A=
=0A    .word-break-all {=0A      width: 100%;=0A      word-break: break-all=
;=0A      word-wrap: break-word;=0A    }=0A=0A    /* END Image Module CSS f=
or desktop */=0A    /* Partner Logo CSS */=0A    .horizontalLogo td,=0A    =
.horizontalLogo img {=0A      max-height: 60px;=0A    }=0A=0A    /* END Pa=
rtner Logo CSS */=0A    /* START: Progress Tracker Desktop CSS */=0A    .pt=
racker-l4-section-outlook {=0A      width: 560px !important;=0A    }=0A=0A =
   .ptracker-l3-section-outlook {=0A      width: 620px !important;=0A    }=
=0A=0A    .step-label3-outlook {=0A      padding-left: 30px !important;=0A =
     padding-right: 30px !important;=0A    }=0A=0A    div.step-label4 {=0A =
     max-width: 22.5%;=0A      width: 22.5%;=0A    }=0A=0A    div.step-labe=
l3 {=0A      max-width: 33%;=0A      width: 33%;=0A    }=0A=0A    .step-tex=
t div {=0A      width: 120px !important;=0A    }=0A=0A    /* END: Progress =
Tracker Desktop CSS */=0A    /* Start ADA Styles */=0A    *:focus {=0A     =
 outline-offset: 4px;=0A      outline: #006FCF solid 2px;=0A      border-ra=
dius: 1px;=0A    }=0A=0A    /* End ADA Styles */</style></head><body style=
=3D"background-color:#d9d9d6;" role=3D"main"><div aria-label=3D"Final notic=
e for collection agency placement" aria-roledescription=3D"email" class=3D"=
mobile-body" style=3D"background-color:#d9d9d6;" role=3D"article" lang=3D"e=
n" dir=3D"auto"><!--[if mso | IE]><table align=3D"center" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation" style=3D"w=
idth:620px;" width=3D"620" bgcolor=3D"#ffffff" ><tr><td style=3D"line-heigh=
t:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=
=3D"background:#ffffff;background-color:#ffffff;margin:0px auto;max-width:6=
20px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"background:#ffffff;background-color:#=
ffffff;width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;pad=
ding:20px 0;padding-bottom:0;padding-left:0;padding-right:0;padding-top:0;t=
ext-align:center;"><!--[if mso | IE]><table role=3D"presentation" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" width=3D"620px" =
><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620" ><tr><=
td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><!=
[endif]--><div style=3D"margin:0px auto;max-width:620px;"><table align=3D"c=
enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0p=
x;padding:20px 0;padding-bottom:0;padding-left:0;padding-right:0;padding-to=
p:0;text-align:center;"><!--[if mso | IE]><table role=3D"presentation" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"ve=
rtical-align:top;width:620px;" ><![endif]--><div class=3D"mj-column-per-100=
 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr=
;display:inline-block;vertical-align:top;width:100%;"><table border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tb=
ody><tr><td style=3D"background-color:#d9d9d6;vertical-align:top;padding-to=
p:0;padding-right:0;padding-bottom:0;padding-left:0;"><table border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tb=
ody><tr><td align=3D"center" style=3D"font-size:0px;padding:10px 25px;word-=
break:break-word;"><div style=3D"font-family:&quot;Helvetica Neue&quot;, Ro=
boto, Helvetica, sans-serif;font-size:13px;font-weight:400;line-height:20px=
;text-align:center;color:#333333;"><p style=3D"margin:0 0 0 0px">Call us to=
day before it&#x27;s too late.</p></div></td></tr></tbody></table></td></tr=
></tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td=
></tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td></tr><=
tr><td class=3D"" width=3D"620px" ><table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation" style=3D"=
width:620px;" width=3D"620" ><tr><td style=3D"line-height:0px;font-size:0px=
;mso-line-height-rule:exactly;"><![endif]--><div style=3D"margin:0px auto;m=
ax-width:620px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><tbody><tr><td s=
tyle=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding=
-left:0;padding-right:0;padding-top:0;text-align:center;"><!--[if mso | IE]=
><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0"><tr><td class=3D"" style=3D"vertical-align:top;width:620px;" ><![endif]=
--><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size=
:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:top;=
width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top=
;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=
=3D"100%"><tbody><tr><td align=3D"left" class=3D"pad-1" style=3D"font-size:=
0px;padding:10px 25px;padding-top:20px;padding-right:20px;padding-bottom:20=
px;padding-left:20px;word-break:break-word;"><table cellpadding=3D"0" cells=
pacing=3D"0" width=3D"100%" border=3D"0" style=3D"color:#000000;font-family=
:Ubuntu, Helvetica, Arial, sans-serif;font-size:13px;line-height:1;table-la=
yout:auto;width:100%;border:none;"><tr><td width=3D"15%" valign=3D"top"><im=
g src=3D"https://cdaas.americanexpress.com/akamai/axp/comms/logos/logo.png"=
 alt=3D"American Express Logo" class=3D"dls-logo-bluebox-solid-sm" width=3D=
"60" height=3D"60"></td><td style=3D"font-family:&quot;Helvetica Neue&quot;=
, Roboto, Helvetica, sans-serif;font-size:15px;font-weight:500;color:#333;p=
adding-left:10px;padding-right:10px" class=3D"pad-1-l pad-1-r" align=3D"rig=
ht" valign=3D"top"><p style=3D"display:inline-block;line-height:22px;margin=
:0" class=3D"body-1"><b>TIMOTHY BOURDEAU II</b></p><p style=3D"font-weight:=
normal;line-height:22px;word-break:break-word;margin:0" class=3D"body-1">Ac=
count ending: 631001</p></td><td align=3D"right" width=3D"17%" valign=3D"to=
p"><img src=3D"https://www.aexp-static.com/online/myca/shared/summary/carda=
sset/images/NUS000000305_160x101_STRAIGHT_96.jpg" alt=3D"Card Art" class=3D=
"dls-card-xs" width=3D"96" height=3D"60"></td></tr></table></td></tr></tbod=
y></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></tab=
le><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr>=
</table></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"cente=
r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres=
entation" style=3D"width:620px;" width=3D"620" bgcolor=3D"#EA700B" ><tr><td=
 style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![e=
ndif]--><div style=3D"background:#EA700B;background-color:#EA700B;margin:0p=
x auto;max-width:620px;"><table align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background:#EA700B;=
background-color:#EA700B;width:100%;"><tbody><tr><td style=3D"direction:ltr=
;font-size:0px;padding:20px 0;padding-bottom:20px;padding-left:40px;padding=
-right:40px;padding-top:20px;text-align:center;"><!--[if mso | IE]><table r=
ole=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><=
td class=3D"" style=3D"vertical-align:top;width:540px;" ><![endif]--><div c=
lass=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text=
-align:left;direction:ltr;display:inline-block;vertical-align:top;width:100=
%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"present=
ation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding-to=
p:0;padding-right:0;padding-bottom:0;padding-left:0;"><table border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tb=
ody><tr><td align=3D"center" style=3D"font-size:0px;padding:10px 25px;paddi=
ng-top:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-w=
ord;"><div style=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helveti=
ca, sans-serif;font-size:13px;font-weight:bold;line-height:18px;text-align:=
center;text-transform:uppercase;color:#00175a;"><p style=3D"margin:0 0 0 0p=
x">Important Notice</p></div></td></tr></tbody></table></td></tr></tbody></=
table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tbo=
dy></table></div><!--[if mso | IE]></td></tr></table></td></tr><tr><td clas=
s=3D"" width=3D"620px" ><table align=3D"center" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" class=3D"" role=3D"presentation" style=3D"width:620px=
;" width=3D"620" bgcolor=3D"#00175a" ><tr><td style=3D"line-height:0px;font=
-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"backgrou=
nd:#00175a;background-color:#00175a;margin:0px auto;max-width:620px;"><tabl=
e align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"background:#00175a;background-color:#00175a;width:1=
00%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;pa=
dding-bottom:30px;padding-left:40px;padding-right:40px;padding-top:40px;tex=
t-align:center;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-=
align:middle;width:68.04px;" ><![endif]--><div class=3D"mj-column-per-12-6 =
mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;=
display:inline-block;vertical-align:middle;width:100%;"><table border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><=
tbody><tr><td style=3D"vertical-align:middle;padding-top:0;padding-right:0;=
padding-bottom:0;padding-left:0;"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D=
"center" class=3D"pad-0 pad-3-b" style=3D"font-size:0px;padding:10px 25px;p=
adding-top:0;padding-right:20px;padding-bottom:0;padding-left:0;word-break:=
break-word;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"border-collapse:collapse;border-spacing:0px;"><t=
body><tr><td style=3D"width:48px;"><img alt src=3D"https://www.aexp-static.=
com/akamai/axp/comms/icons/warning-amber.png" style=3D"border:0;display:blo=
ck;outline:none;text-decoration:none;height:48px;width:100%;font-size:13px;=
" width=3D"48" height=3D"48"></td></tr></tbody></table></td></tr></tbody></=
table></td></tr></tbody></table></div><!--[if mso | IE]></td><td class=3D""=
 style=3D"vertical-align:middle;width:471.96px;" ><![endif]--><div class=3D=
"mj-column-per-87-4 mj-outlook-group-fix" style=3D"font-size:0px;text-align=
:left;direction:ltr;display:inline-block;vertical-align:middle;width:100%;"=
><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on" width=3D"100%"><tbody><tr><td style=3D"vertical-align:middle;padding-to=
p:0;padding-right:0;padding-bottom:0;padding-left:0;"><table border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tb=
ody><tr><td align=3D"left" style=3D"font-size:0px;padding:10px 25px;padding=
-top:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-wor=
d;"><div style=3D"font-family:&quot;Helvetica Neue&quot;, Helvetica, sans-s=
erif;font-size:26px;font-weight:400;line-height:34px;text-align:left;color:=
#ffffff;"><p style=3D"margin:0 0 0 0px" role=3D"heading" aria-level=3D"1">Y=
our account may be sent for collections on 3/28/26.</p></div></td></tr></tb=
ody></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></t=
able><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></t=
r></table></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pr=
esentation" style=3D"width:620px;" width=3D"620" bgcolor=3D"#00175a" ><tr><=
td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><!=
[endif]--><div style=3D"background:#00175a;background-color:#00175a;margin:=
0px auto;max-width:620px;"><table align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background:#00175a;=
background-color:#00175a;width:100%;"><tbody><tr><td style=3D"direction:ltr=
;font-size:0px;padding:20px 0;padding-bottom:0;padding-left:0;padding-right=
:0;padding-top:0;text-align:center;"><!--[if mso | IE]><table role=3D"prese=
ntation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"=
" style=3D"vertical-align:top;width:620px;" ><![endif]--><div class=3D"mj-c=
olumn-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;=
direction:ltr;display:inline-block;vertical-align:top;width:100%;"><table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=
=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding-top:0;padding-=
right:40px;padding-bottom:40px;padding-left:40px;"><table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody=
><tr><td align=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-to=
p:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;"=
><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on" style=3D"border-collapse:separate;width:230px;line-height:100%;"><tbody=
><tr><td align=3D"center" bgcolor=3D"#ffffff" role=3D"presentation" style=
=3D"border:none;border-radius:5px;cursor:auto;height:40px;mso-padding-alt:8=
px 25px;background:#ffffff;" valign=3D"middle"><a href=3D"https://oneidenti=
tyapiproxy.americanexpress.com/us/identity/cc/rsvp/cHpNN0xnSElOWCtRb1hWbzg2=
Q2lJUEVkQnFzcEFSb0RIbWdPN01peTVyUHhYUzIwdVNSTVR6WkZ6YjA9=3Faccount_key=3D&c=
omm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" style=3D"display:inline-blo=
ck;width:180px;background:#ffffff;color:#00175a;font-family:Helvetica, Aria=
l, Roboto, sans-serif;font-size:15px;font-weight:500;line-height:22px;margi=
n:0;text-decoration:none;text-transform:none;padding:8px 25px;mso-padding-a=
lt:0px;border-radius:5px;" target=3D"_blank">Make a payment</a></td></tr></=
tbody></table></td></tr></tbody></table></td></tr></tbody></table></div><!-=
-[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></di=
v><!--[if mso | IE]></td></tr></table></td></tr><tr><td class=3D"" width=3D=
"620px" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620=
" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exac=
tly;"><![endif]--><div style=3D"margin:0px auto;max-width:620px;"><table al=
ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font=
-size:0px;padding:20px 0;padding-bottom:20px;padding-left:40px;padding-righ=
t:40px;padding-top:20px;text-align:center;"><!--[if mso | IE]><table role=
=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td =
class=3D"text-align-left-outlook" style=3D"vertical-align:top;width:540px;"=
 ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix text-ali=
gn-left" style=3D"font-size:0px;text-align:left;direction:ltr;display:inlin=
e-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td st=
yle=3D"vertical-align:top;padding-top:0;padding-right:0;padding-bottom:0;pa=
dding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"fon=
t-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0=
;padding-left:0;word-break:break-word;"><div style=3D"font-family:&quot;Hel=
vetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size:20px;font-weight=
:400;line-height:28px;text-align:left;color:#006fcf;"><p style=3D"margin:0 =
0 0 0px" role=3D"heading" aria-level=3D"2">If you don=E2=80=99t contact us =
by 3/28/26:</p></div></td></tr><tr><td align=3D"left" style=3D"font-size:0p=
x;padding:10px 25px;padding-top:10px;padding-right:0;padding-bottom:0;paddi=
ng-left:0;word-break:break-word;"><div style=3D"font-family:&quot;Helvetica=
 Neue&quot;, Roboto, Helvetica, sans-serif;font-size:15px;font-weight:400;l=
ine-height:22px;text-align:left;color:#333333;"><p style=3D"margin:0 0 0 0p=
x">Your cancelled account(s) may be routed for collections next week. If th=
is happens, you will be contacted for <strong>payment of your entire accoun=
t balance </strong>of<strong> $2,213.47.</strong></p></div></td></tr></tbod=
y></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></tab=
le><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr>=
</table></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"cente=
r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres=
entation" style=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-heigh=
t:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=
=3D"margin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:10=
0%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;pad=
ding-bottom:20px;padding-left:40px;padding-right:40px;padding-top:10px;text=
-align:center;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-a=
lign:top;width:540px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outl=
ook-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;display=
:inline-block;vertical-align:top;width:100%;"><table border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr>=
<td style=3D"vertical-align:top;padding-top:0;padding-right:0;padding-botto=
m:0;padding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" class=
=3D"pad-0 pad-0-d btn-align-center" style=3D"font-size:0px;padding:10px 25p=
x;padding-top:13px;padding-right:0;padding-bottom:0;padding-left:0;word-bre=
ak:break-word;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"border-collapse:separate;width:230px;line-heigh=
t:100%;"><tbody><tr><td align=3D"center" bgcolor=3D"#00175a" role=3D"presen=
tation" style=3D"border:1px solid #00175a;border-radius:5px;cursor:auto;mso=
-padding-alt:8px 25px;background:#00175a;" valign=3D"middle"><a href=3D"htt=
ps://m.amex/QMNC5Q=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" style=
=3D"display:inline-block;width:178px;background:#00175a;color:#ffffff;font-=
family:Helvetica, Arial, Roboto, sans-serif;font-size:15px;font-weight:400;=
line-height:22px;margin:0;text-decoration:none;text-transform:none;padding:=
8px 25px;mso-padding-alt:0px;border-radius:5px;" target=3D"_blank">Make a p=
ayment now</a></td></tr></tbody></table></td></tr></tbody></table></td></tr=
></tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td=
></tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td></tr><=
tr><td class=3D"" width=3D"620px" ><table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation" style=3D"=
width:620px;" width=3D"620" ><tr><td style=3D"line-height:0px;font-size:0px=
;mso-line-height-rule:exactly;"><![endif]--><div style=3D"margin:0px auto;m=
ax-width:620px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><tbody><tr><td s=
tyle=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom:40px;padd=
ing-left:40px;padding-right:40px;padding-top:20px;text-align:center;"><!--[=
if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0"><tr><td class=3D"text-align-left-outlook" style=3D"vertical=
-align:top;width:540px;" ><![endif]--><div class=3D"mj-column-per-100 mj-ou=
tlook-group-fix text-align-left" style=3D"font-size:0px;text-align:left;dir=
ection:ltr;display:inline-block;vertical-align:top;width:100%;"><table bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D=
"100%"><tbody><tr><td style=3D"vertical-align:top;padding-top:0;padding-rig=
ht:0;padding-bottom:0;padding-left:0;"><table border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td ali=
gn=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-top:0;padding-=
right:0;padding-bottom:0;padding-left:0;word-break:break-word;"><div style=
=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-serif;f=
ont-size:20px;font-weight:400;line-height:28px;text-align:left;color:#006fc=
f;"><p style=3D"margin:0 0 0 0px" role=3D"heading" aria-level=3D"2">You may=
 be eligible for financial relief.</p></div></td></tr><tr><td align=3D"left=
" style=3D"font-size:0px;padding:10px 25px;padding-top:10px;padding-right:0=
;padding-bottom:0;padding-left:0;word-break:break-word;"><div style=3D"font=
-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size=
:15px;font-weight:400;line-height:22px;text-align:left;color:#333333;"><p s=
tyle=3D"margin:0 0 0 0px">If you&#x27;re having trouble paying down your pa=
st due balance, we have options that can help:</p><p style=3D"margin:0 0 0 =
0px">=C2=A0</p><ul style=3D"margin:0;padding:0;text-align:left;list-style-t=
ype:disc"><li style=3D"margin:0 0 0 30px;text-align:left">Reinstate your Ca=
rd Membership*.</li><li style=3D"margin:0 0 0 30px;text-align:left">Tempora=
rily lower your monthly payments and interest rates, if applicable.</li><li=
 style=3D"margin:0 0 0 30px;text-align:left">Pause future late payment fees=
.</li></ul><p style=3D"margin:0 0 0 0px">=C2=A0</p><p style=3D"margin:0 0 =
0 0px">Terms and eligibility requirements apply**.</p><p style=3D"margin:0 =
0 0 0px">=C2=A0</p><p style=3D"margin:0 0 0 0px">Get in touch with us to di=
scuss your options at 888-819-2135.</p></div></td></tr></tbody></table></td=
></tr></tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--=
></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td><=
/tr><tr><td class=3D"" width=3D"620px" ><table align=3D"center" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation" styl=
e=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-height:0px;font-siz=
e:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"margin:0px a=
uto;max-width:620px;"><table align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><tbody><tr>=
<td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom:10px=
;padding-left:40px;padding-right:40px;padding-top:10px;text-align:center;">=
<!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0"><tr><td class=3D"pad-0-outlook" style=3D"vertical-alig=
n:top;width:540px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook=
-group-fix pad-0" style=3D"font-size:0px;text-align:left;direction:ltr;disp=
lay:inline-block;vertical-align:top;width:100%;"><table border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><=
tr><td style=3D"vertical-align:top;padding-top:0;padding-right:0;padding-bo=
ttom:0;padding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"font-si=
ze:0px;padding:20px 0;padding-top:0;padding-right:0;padding-bottom:0;paddin=
g-left:0;word-break:break-word;"><!--[if mso | IE]><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"present=
ation" style=3D"width:540px;" width=3D"540" ><tr><td style=3D"line-height:0=
px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"m=
argin:0px auto;max-width:540px;"><table align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;">=
<tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-=
bottom:0;padding-left:0;padding-right:0;padding-top:0;text-align:center;"><=
!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-align:top;width:27=
0px;" ><![endif]--><div class=3D"mj-column-per-50 mj-outlook-group-fix" sty=
le=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;vert=
ical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"verti=
cal-align:top;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0=
;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" width=3D"100%"><tbody><tr><td align=3D"left" class=3D"pad-0 pad-0-d t=
ext-align-center" style=3D"font-size:0px;padding:10px 25px;padding-top:13px=
;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;"><t=
able border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"border-collapse:separate;width:230px;line-height:100%;"><tbody><t=
r><td align=3D"center" bgcolor=3D"#00175a" role=3D"presentation" style=3D"b=
order:1px solid #00175a;border-radius:5px;cursor:auto;mso-padding-alt:8px 2=
5px;background:#00175a;" valign=3D"middle"><a href=3D"https://go.amex/HK14p=
d=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" style=3D"display:inlin=
e-block;width:178px;background:#00175a;color:#ffffff;font-family:Helvetica,=
 Arial, Roboto, sans-serif;font-size:15px;font-weight:400;line-height:22px;=
margin:0;text-decoration:none;text-transform:none;padding:8px 25px;mso-padd=
ing-alt:0px;border-radius:5px;" target=3D"_blank">Learn more</a></td></tr><=
/tbody></table></td></tr></tbody></table></td></tr></tbody></table></div><!=
--[if mso | IE]></td><td class=3D"pad-2-t-outlook" style=3D"vertical-align:=
top;width:270px;" ><![endif]--><div class=3D"mj-column-per-50 mj-outlook-gr=
oup-fix pad-2-t" style=3D"font-size:0px;text-align:left;direction:ltr;displ=
ay:inline-block;vertical-align:top;width:100%;"><table border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><t=
r><td style=3D"vertical-align:top;padding-top:0;padding-right:0;padding-bot=
tom:0;padding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"right" cla=
ss=3D"pad-0 pad-0-d text-align-center" style=3D"font-size:0px;padding:10px =
25px;padding-top:13px;padding-right:0;padding-bottom:0;padding-left:0;word-=
break:break-word;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"border-collapse:separate;width:230px;line-he=
ight:100%;"><tbody><tr><td align=3D"center" bgcolor=3D"#ffffff" role=3D"pre=
sentation" style=3D"border:1px solid #00175a;border-radius:5px;cursor:auto;=
mso-padding-alt:8px 25px;background:#ffffff;" valign=3D"middle"><a href=3D"=
https://m.amex/chat=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" styl=
e=3D"display:inline-block;width:178px;background:#ffffff;color:#00175a;font=
-family:Helvetica, Arial, Roboto, sans-serif;font-size:15px;font-weight:400=
;line-height:22px;margin:0;text-decoration:none;text-transform:none;padding=
:8px 25px;mso-padding-alt:0px;border-radius:5px;" target=3D"_blank">Chat wi=
th us</a></td></tr></tbody></table></td></tr></tbody></table></td></tr></tb=
ody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr=
></tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td=
></tr></tbody></table></td></tr></tbody></table></div><!--[if mso | IE]></t=
d></tr></table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE=
]></td></tr></table></td></tr><tr><td class=3D"" width=3D"620px" ><table al=
ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" =
role=3D"presentation" style=3D"width:620px;" width=3D"620" ><tr><td style=
=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]-=
-><div style=3D"margin:0px auto;max-width:620px;"><table align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;paddin=
g:20px 0;padding-bottom:10px;padding-left:40px;padding-right:40px;padding-t=
op:10px;text-align:center;"><!--[if mso | IE]><table role=3D"presentation" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"pad-0-out=
look text-align-center-outlook" style=3D"" ><table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"pad-0-outlook text-alig=
n-center-outlook" role=3D"presentation" style=3D"width:540px;" width=3D"540=
" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exac=
tly;"><![endif]--><div class=3D"pad-0 text-align-center" style=3D"margin:0p=
x auto;max-width:540px;"><table align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><tbody=
><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom=
:0;padding-left:0;padding-right:0;padding-top:0;text-align:center;"><!--[if=
 mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0"><tr><td class=3D"" width=3D"540px" ><table align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presenta=
tion" style=3D"width:540px;" width=3D"540" ><tr><td style=3D"line-height:0p=
x;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"ma=
rgin:0px auto;max-width:540px;"><table align=3D"center" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><=
tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-b=
ottom:0;padding-left:0;padding-right:0;padding-top:0;text-align:center;"><!=
--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-align:top;width:540=
px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" sty=
le=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;vert=
ical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"vertical-align:top;" width=3D"100%"=
><tbody><tr><td align=3D"left" class=3D"text-align-left" style=3D"font-size=
:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;paddi=
ng-left:0;word-break:break-word;"><div style=3D"font-family:&quot;Helvetica=
 Neue&quot;, Roboto, Helvetica, sans-serif;font-size:16px;font-weight:bold;=
line-height:24px;text-align:left;color:#333333;"><p style=3D"margin:0 0 0 0=
px" role=3D"heading" aria-level=3D"3">Your Account Summary</p></div></td></=
tr></tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></=
td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td></tr=
><tr><td class=3D"" width=3D"540px" ><table align=3D"center" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation" style=
=3D"width:540px;" width=3D"540" ><tr><td style=3D"line-height:0px;font-size=
:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"margin:0px au=
to;max-width:540px;"><table align=3D"center" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><tbody><tr><=
td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom:20px;=
padding-left:0;padding-right:0;padding-top:20px;text-align:center;"><!--[if=
 mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0"><tr><td class=3D"" style=3D"" ><table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation"=
 style=3D"width:540px;" width=3D"540" ><tr><td style=3D"line-height:0px;fon=
t-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"margin:=
0px auto;max-width:540px;"><table align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><tbody=
><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom=
:0;padding-left:0;padding-right:0;padding-top:0;text-align:center;"><!--[if=
 mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0"><tr><td class=3D"" width=3D"540px" ><table align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presenta=
tion" style=3D"width:540px;" width=3D"540" ><tr><td style=3D"line-height:0p=
x;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"ma=
rgin:0px auto;max-width:540px;"><table align=3D"center" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><=
tbody><tr><td style=3D"border-bottom:1px solid #c8c9c7;border-top:1px solid=
 #c8c9c7;direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;paddin=
g-left:0;padding-right:0;padding-top:0;text-align:center;"><!--[if mso | IE=
]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"><tr><td class=3D"" style=3D"vertical-align:top;width:270px;" ><![end=
if]--><div class=3D"mj-column-per-50 mj-outlook-group-fix" style=3D"font-si=
ze:0px;text-align:left;direction:ltr;display:inline-block;vertical-align:to=
p;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top=
;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=
=3D"100%"><tbody><tr><td align=3D"left" class=3D"pad-0 text-align-center pa=
d-2-t" style=3D"font-size:0px;padding:10px 25px;padding-top:10px;padding-ri=
ght:40px;padding-bottom:0;padding-left:60px;word-break:break-word;"><div st=
yle=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-seri=
f;font-size:15px;font-weight:bold;line-height:22px;text-align:left;color:#0=
06fcf;"><p style=3D"margin:0 0 0 0px">Account Ending:</p></div></td></tr><t=
r><td align=3D"left" class=3D"pad-0 pad-0-b text-align-center" style=3D"fon=
t-size:0px;padding:10px 25px;padding-top:0;padding-right:40px;padding-botto=
m:10px;padding-left:60px;word-break:break-word;"><div style=3D"font-family:=
&quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size:15px;fo=
nt-weight:bold;line-height:22px;text-align:left;color:#006fcf;"><p style=3D=
"margin:0 0 0 0px">631001</p></div></td></tr></tbody></table></td></tr></tb=
ody></table></div><!--[if mso | IE]></td><td class=3D"" style=3D"vertical-a=
lign:top;width:270px;" ><![endif]--><div class=3D"mj-column-per-50 mj-outlo=
ok-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;display:=
inline-block;vertical-align:top;width:100%;"><table border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><=
td style=3D"vertical-align:top;padding-top:0;padding-right:0;padding-bottom=
:0;padding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" class=
=3D"pad-0 text-align-center" style=3D"font-size:0px;padding:10px 25px;paddi=
ng-top:10px;padding-right:60px;padding-bottom:10px;padding-left:40px;word-b=
reak:break-word;"><div style=3D"font-family:&quot;Helvetica Neue&quot;, Rob=
oto, Helvetica, sans-serif;font-size:15px;font-weight:bold;line-height:22px=
;text-align:left;color:#333333;"><p style=3D"margin:0 0 0 0px">Past Due/Tot=
al Due:</p></div></td></tr><tr><td align=3D"left" class=3D"pad-0 pad-2-b te=
xt-align-center" style=3D"font-size:0px;padding:10px 25px;padding-top:0;pad=
ding-right:60px;padding-bottom:10px;padding-left:40px;word-break:break-word=
;"><div style=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica,=
 sans-serif;font-size:13px;font-weight:400;line-height:20px;text-align:left=
;color:#53565a;"><p style=3D"margin:0 0 0 0px">$327.31/$448.77</p></div></t=
d></tr></tbody></table></td></tr></tbody></table></div><!--[if mso | IE]></=
td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if mso | I=
E]></td></tr></table></td></tr></table><![endif]--></td></tr></tbody></tabl=
e></div><!--[if mso | IE]></td></tr></table></td></tr></table><![endif]--><=
/td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td></t=
r></table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></t=
d></tr></table></td></tr></table><![endif]--></td></tr></tbody></table></di=
v><!--[if mso | IE]></td></tr></table></td></tr><tr><td class=3D"" width=3D=
"620px" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620=
" bgcolor=3D"#006fcf" ><tr><td style=3D"line-height:0px;font-size:0px;mso-l=
ine-height-rule:exactly;"><![endif]--><div style=3D"background:#006fcf;back=
ground-color:#006fcf;margin:0px auto;max-width:620px;"><table align=3D"cent=
er" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background:#006fcf;background-color:#006fcf;width:100%;"><tbody><t=
r><td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom:0;=
padding-left:0;padding-right:0;padding-top:0;text-align:center;"><!--[if ms=
o | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0"><tr><td class=3D"text-align-center-outlook" style=3D"vertical-al=
ign:middle;width:NaNpx;" ><![endif]--><div class=3D"mj-column-px-NaN mj-out=
look-group-fix text-align-center" style=3D"font-size:0px;text-align:left;di=
rection:ltr;display:inline-block;vertical-align:middle;width:100%;"><table =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" widt=
h=3D"100%"><tbody><tr><td style=3D"vertical-align:middle;padding-top:20px;p=
adding-right:0;padding-bottom:20px;padding-left:0;"><table border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbod=
y><tr><td align=3D"center" style=3D"font-size:0px;padding:10px 25px;padding=
-top:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-wor=
d;"><div style=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica=
, sans-serif;font-size:16px;font-weight:bold;line-height:24px;text-align:ce=
nter;color:#ffffff;"><p style=3D"margin:0 0 0 0px" role=3D"heading" aria-le=
vel=3D"3">Helpful links</p></div></td></tr></tbody></table></td></tr></tbod=
y></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td></tr><=
/tbody></table></div><!--[if mso | IE]></td></tr></table></td></tr><tr><td =
class=3D"ada-list-outlook" width=3D"620px" ><table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"ada-list-outlook" role=
=3D"presentation" style=3D"width:620px;" width=3D"620" ><tr><td style=3D"li=
ne-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div=
 class=3D"ada-list" style=3D"margin:0px auto;max-width:620px;"><table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-si=
ze:0px;padding:20px 0;padding-bottom:40px;padding-left:30px;padding-right:3=
0px;padding-top:40px;text-align:center;" role=3D"list"><!--[if mso | IE]><t=
able role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
><tr><td class=3D"pad-0-outlook pad-4-b-outlook" style=3D"vertical-align:to=
p;width:186.66666666666669px;" ><![endif]--><div class=3D"mj-column-per-33-=
333333333333336 mj-outlook-group-fix pad-0 pad-4-b" style=3D"font-size:0px;=
text-align:left;direction:ltr;display:inline-block;vertical-align:top;width=
:100%;" role=3D"listitem"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertica=
l-align:top;padding-top:0;padding-right:10px;padding-bottom:0;padding-left:=
10px;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pres=
entation" width=3D"100%"><tbody><tr><td align=3D"center" style=3D"font-size=
:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;paddi=
ng-left:0;word-break:break-word;"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"border-collapse:collapse;bord=
er-spacing:0px;"><tbody><tr><td style=3D"width:48px;"><a href=3D"https://go=
.amex/F6FKSD=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" target=3D"=
_blank"><img alt=3D"Alternate Text" src=3D"https://cdaas.americanexpress.co=
m/akamai/axp/comms/icons/eds-library/blue-box/blue-48px/lock-blue.png" styl=
e=3D"border:0;display:block;outline:none;text-decoration:none;height:48px;w=
idth:100%;font-size:13px;" width=3D"48" height=3D"48"></a></td></tr></tbody=
></table></td></tr><tr><td align=3D"center" class=3D"pad-4-lr" style=3D"fon=
t-size:0px;padding:10px 25px;padding-top:15px;padding-right:0;padding-botto=
m:0;padding-left:0;word-break:break-word;"><div style=3D"font-family:Helvet=
ica, Arial, Roboto, sans-serif;font-size:15px;font-weight:400;line-height:2=
2px;text-align:center;color:#006fcf;"><a href=3D"https://go.amex/F6FKSD=3Fc=
omm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" style=3D"text-decoration:no=
ne;color:#006fcf;padding-top:20px;padding-bottom:20px">About your online se=
curity</a></div></td></tr></tbody></table></td></tr></tbody></table></div><=
!--[if mso | IE]></td><td class=3D"pad-0-outlook pad-4-b-outlook" style=3D"=
vertical-align:top;width:186.66666666666669px;" ><![endif]--><div class=3D"=
mj-column-per-33-333333333333336 mj-outlook-group-fix pad-0 pad-4-b" style=
=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;vertic=
al-align:top;width:100%;" role=3D"listitem"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t=
d style=3D"vertical-align:top;padding-top:0;padding-right:10px;padding-bott=
om:0;padding-left:10px;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"center"=
 style=3D"font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;pad=
ding-bottom:0;padding-left:0;word-break:break-word;"><table border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-col=
lapse:collapse;border-spacing:0px;"><tbody><tr><td style=3D"width:48px;"><a=
 href=3D"https://m.amex/WRHwFh=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c=
3_1_c" target=3D"_blank"><img alt=3D"Alternate Text" src=3D"https://cdaas.a=
mericanexpress.com/akamai/axp/comms/icons/eds-library/blue-box/blue-48px/mo=
bile-blue.png" style=3D"border:0;display:block;outline:none;text-decoration=
:none;height:48px;width:100%;font-size:13px;" width=3D"48" height=3D"48"></=
a></td></tr></tbody></table></td></tr><tr><td align=3D"center" class=3D"pad=
-4-lr" style=3D"font-size:0px;padding:10px 25px;padding-top:15px;padding-ri=
ght:0;padding-bottom:0;padding-left:0;word-break:break-word;"><div style=3D=
"font-family:Helvetica, Arial, Roboto, sans-serif;font-size:15px;font-weigh=
t:400;line-height:22px;text-align:center;color:#006fcf;"><a href=3D"https:/=
/m.amex/WRHwFh=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" style=3D"=
text-decoration:none;color:#006fcf;padding-top:20px;padding-bottom:20px">Ge=
t the Amex App</a></div></td></tr></tbody></table></td></tr></tbody></table=
></div><!--[if mso | IE]></td><td class=3D"pad-0-outlook" style=3D"vertical=
-align:top;width:186.66666666666669px;" ><![endif]--><div class=3D"mj-colum=
n-per-33-333333333333336 mj-outlook-group-fix pad-0" style=3D"font-size:0px=
;text-align:left;direction:ltr;display:inline-block;vertical-align:top;widt=
h:100%;" role=3D"listitem"><table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertic=
al-align:top;padding-top:0;padding-right:10px;padding-bottom:0;padding-left=
:10px;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" width=3D"100%"><tbody><tr><td align=3D"center" style=3D"font-siz=
e:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padd=
ing-left:0;word-break:break-word;"><table border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" role=3D"presentation" style=3D"border-collapse:collapse;bor=
der-spacing:0px;"><tbody><tr><td style=3D"width:48px;"><a href=3D"https://m=
.amex/QMNC5Q=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" target=3D"=
_blank"><img alt=3D"Alternate Text" src=3D"https://cdaas.americanexpress.co=
m/akamai/axp/comms/icons/eds-library/blue-box/blue-48px/telephone-blue.png"=
 style=3D"border:0;display:block;outline:none;text-decoration:none;height:4=
8px;width:100%;font-size:13px;" width=3D"48" height=3D"48"></a></td></tr></=
tbody></table></td></tr><tr><td align=3D"center" class=3D"pad-4-lr" style=
=3D"font-size:0px;padding:10px 25px;padding-top:15px;padding-right:0;paddin=
g-bottom:0;padding-left:0;word-break:break-word;"><div style=3D"font-family=
:Helvetica, Arial, Roboto, sans-serif;font-size:15px;font-weight:400;line-h=
eight:22px;text-align:center;color:#006fcf;"><a href=3D"https://m.amex/QMNC=
5Q=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" style=3D"text-decorat=
ion:none;color:#006fcf;padding-top:20px;padding-bottom:20px">View your acco=
unt online</a></div></td></tr></tbody></table></td></tr></tbody></table></d=
iv><!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></tabl=
e></div><!--[if mso | IE]></td></tr></table></td></tr><tr><td class=3D"" wi=
dth=3D"620px" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"" role=3D"presentation" style=3D"width:620px;" width=
=3D"620" bgcolor=3D"#00175a" ><tr><td style=3D"line-height:0px;font-size:0p=
x;mso-line-height-rule:exactly;"><![endif]--><div style=3D"background:#0017=
5a;background-color:#00175a;margin:0px auto;max-width:620px;"><table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" style=3D"background:#00175a;background-color:#00175a;width:100%;"><=
tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-b=
ottom:20px;padding-left:0;padding-right:0;padding-top:20px;text-align:cente=
r;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-align:top;wid=
th:620px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fi=
x" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-bloc=
k;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D=
"vertical-align:top;padding-top:0;padding-right:0;padding-bottom:0;padding-=
left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pr=
esentation" width=3D"100%"><tbody><tr><td align=3D"center" class=3D"image-a=
lt-text-white dls-tagline-blue-sm" style=3D"font-size:0px;padding:10px 25px=
;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:b=
reak-word;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"border-collapse:collapse;border-spacing:0px;"><tbod=
y><tr><td style=3D"width:240px;"><img alt src style=3D"color: #fff; border:=
 0; display: block; outline: none; text-decoration: none; height: auto; wid=
th: 100%; font-size: 13px;" width=3D"240" height=3D"auto"></td></tr></tbody=
></table></td></tr></tbody></table></td></tr></tbody></table></div><!--[if =
mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!-=
-[if mso | IE]></td></tr></table></td></tr><tr><td class=3D"ada-list-outloo=
k -outlook" width=3D"620px" ><table align=3D"center" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" class=3D"ada-list-outlook -outlook" role=3D"pres=
entation" style=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-heigh=
t:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div class=
=3D"ada-list" style=3D"margin:0px auto;max-width:620px;"><table align=3D"ce=
nter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px=
;padding:20px 0;padding-bottom:0;padding-left:0;padding-right:0;padding-top=
:0;text-align:center;" role=3D"list"><!--[if mso | IE]><table role=3D"prese=
ntation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"=
text-align-center-outlook nav-bar-border-b-outlook" style=3D"vertical-align=
:middle;width:310px;" ><![endif]--><div class=3D"mj-column-per-50 mj-outloo=
k-group-fix text-align-center nav-bar-border-b" style=3D"font-size:0px;text=
-align:left;direction:ltr;display:inline-block;vertical-align:middle;width:=
100%;" role=3D"listitem"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertica=
l-align:middle;padding-top:0;padding-right:0;padding-bottom:0;padding-left:=
0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"present=
ation" width=3D"100%"><tbody><tr><td align=3D"center" class=3D"pad-4-lr pad=
-2-tb text-align-center" style=3D"font-size:0px;padding:10px 25px;padding-t=
op:20px;padding-right:20px;padding-bottom:20px;padding-left:40px;word-break=
:break-word;"><div style=3D"font-family:Helvetica, Arial, Roboto, sans-seri=
f;font-size:15px;font-weight:400;line-height:22px;text-align:center;color:#=
000000;"><a href=3D"https://m.amex/2ftFYw=3Fcomm_track_id=3Dr_CST-WCC-AMER6=
7442a01136c3_1_c" style=3D"padding-top:20px;padding-bottom:20px;padding-lef=
t:0;padding-right:0;color:#006fcf;align:center;text-decoration:none">Privac=
y statement</a></div></td></tr></tbody></table></td></tr></tbody></table></=
div><!--[if mso | IE]></td><td class=3D"text-align-center-outlook nav-bar-b=
order-b-outlook" style=3D"vertical-align:middle;width:310px;" ><![endif]-->=
<div class=3D"mj-column-per-50 mj-outlook-group-fix text-align-center nav-b=
ar-border-b" style=3D"font-size:0px;text-align:left;direction:ltr;display:i=
nline-block;vertical-align:middle;width:100%;" role=3D"listitem"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=
=3D"100%"><tbody><tr><td style=3D"vertical-align:middle;padding-top:0;paddi=
ng-right:0;padding-bottom:0;padding-left:0;"><table border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><=
td align=3D"center" class=3D"pad-4-lr pad-2-tb text-align-center" style=3D"=
font-size:0px;padding:10px 25px;padding-top:20px;padding-right:20px;padding=
-bottom:20px;padding-left:20px;word-break:break-word;"><div style=3D"font-f=
amily:Helvetica, Arial, Roboto, sans-serif;font-size:15px;font-weight:400;l=
ine-height:22px;text-align:center;color:#000000;"><a href=3D"https://intgpc=
cnfs.americanexpress.com/gpc/preferencemenagement.do=3Frltnship=3DF0000592&=
frmwk=3D30&ln=3DEN&mkt=3DUS&pqual=3D01&ent=3D1001&entfrmt=3DSTD&preflist=3D=
1&pref=3DSSTECRCO&add=3DRVN_PSV_E3256hH3NQqV1424pzF6TOgns41I/aAwnJfPnIH3oTG=
WzZXYhruxZR3ks1eUI99LdHjGktD4DJvvZQzlriRMtAm7JiBe+eDiJ8ZiEUUNBfs5tWaK236rfq=
bdZ4Io0mhekCdbLzipPmWw6TYZDULj+u+eZy3eeD8GE8ZgSqYTCShNaqg7W9iZ03qQ+aBqYYUDm=
yut8QXKtL6aXp6YJuXIuuchdVW1ZgFqU4bQKv8bdVDT5K/+xc0wPy+HYqpbRC6s9boMXaqSWoQL=
7TYJvr03aDjXZLafXbr+HzLyLlCLQi0hk+aQqiXiyG0DKkaEveQkpnE/uW+INuUotHNVlDBYr8h=
gfgi+SU2JP1shdTtD7ntyWybKdoESCMa4joFaqre/WfHNfE/ByMBigVfYTqmgoSY80uLxAPPCWI=
+ui13b28q9Z7DFw6Ho=3D&entval=3DRVN_PSV_E3256cuG3KC/614pTBEN9Bn/327lTgrftkJV=
qtJo7LokjPECUF8LheUyqznaRMVIJy++unUOT7hbLCJ7n0UXU1YwtCK5JRQfI0Uk4BaS4h+1Cop=
7GbKBrmnH4ooaE+ZOutb5EXTglHVAQruqIO0QVIlk0R6CIBgS742W+FLRl71BaiYUiZnmLagurO=
NwL1wRVog7XwCQxxjdH9Blz1OB0kwQO2wj+UShCX92m41/08RanSS+zwscR5BPWgwfmYTYxIhvM=
ndK55K6Otf50DCC5r+RTFXbkaVCDpXUITnCz1MOme1QzHrDDFv6GqsCrKnCOSO+gJHvcdUrAeKD=
Bhe5P+vyLmKMMbHxYDyYBNHvRmNDkVCzz2KA2sVx8NKLJMu5SXslD1lwu" style=3D"padding=
-top:20px;padding-bottom:20px;padding-left:0;padding-right:0;color:#006fcf;=
align:center;text-decoration:none">Unsubscribe</a></div></td></tr></tbody><=
/table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table>=
<![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></t=
able></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"present=
ation" style=3D"width:620px;" width=3D"620" bgcolor=3D"#d9d9d6" ><tr><td st=
yle=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endi=
f]--><div style=3D"background:#d9d9d6;background-color:#d9d9d6;margin:0px a=
uto;max-width:620px;"><table align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" style=3D"background:#d9d9d6;backg=
round-color:#d9d9d6;width:100%;"><tbody><tr><td style=3D"direction:ltr;font=
-size:0px;padding:20px 0;padding-bottom:10px;padding-left:0;padding-right:0=
;padding-top:10px;text-align:center;"><!--[if mso | IE]><table role=3D"pres=
entation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D=
"" style=3D"vertical-align:top;width:620px;" ><![endif]--><div class=3D"mj-=
column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left=
;direction:ltr;display:inline-block;vertical-align:top;width:100%;"><table =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" widt=
h=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding-top:0;padding=
-right:0;padding-bottom:0;padding-left:0;"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t=
d align=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-top:0;pad=
ding-right:0;padding-bottom:10px;padding-left:0;word-break:break-word;"><di=
v style=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-=
serif;font-size:13px;font-weight:400;line-height:20px;text-align:left;color=
:#53565a;"><p style=3D"margin:0 0 0 0px">Your account information is includ=
ed above to help you recognize this as an email from American Express. Plea=
se do not reply to this message, as this inbox is unmonitored. If you need =
assistance, call the number on the back of your Card or visit us at <a href=
=3D"https://m.amex/Xkj2zB=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c=
" style=3D"color:#53565a;font-family:&quot;Helvetica Neue&quot;, Roboto, He=
lvetica, sans-serif;font-size:13px;font-weight:400;line-height:20px;text-de=
coration:underline">Customer Care</a>.</p><p style=3D"margin:0 0 0 0px">=C2=
=A0</p><p style=3D"margin:0 0 0 0px">For tips on spotting fraud and scams =
=E2=80=93 or to report a suspicious message =E2=80=93 visit our <a href=3D"=
https://go.amex/F6FKSD=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c" s=
tyle=3D"color:#53565a;font-family:&quot;Helvetica Neue&quot;, Roboto, Helve=
tica, sans-serif;font-size:13px;font-weight:400;line-height:20px;text-decor=
ation:underline">Security Center</a>. You can also forward any suspicious e=
mails to <a href=3D"tjphuhs@gmail.com" style=3D"color:#53565a;font-family:&=
quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size:13px;fon=
t-weight:400;line-height:20px;text-decoration:underline">spoof@americanexpr=
ess.com</a>.</p></div></td></tr><tr><td align=3D"left" style=3D"font-size:0=
px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding=
-left:0;word-break:break-word;"><div style=3D"font-family:&quot;Helvetica N=
eue&quot;, Roboto, Helvetica, sans-serif;font-size:13px;font-weight:400;lin=
e-height:20px;text-align:left;color:#53565a;"><p style=3D"margin:0 0 0 0px"=
>*Eligibility for Card reinstatement will be determined upon Program enroll=
ment.</p><p style=3D"margin:0 0 0 0px">=C2=A0</p><p style=3D"margin:0 0 0 0=
px"><strong>**American Express Financial Relief Program Terms &amp; Conditi=
ons:</strong></p><p style=3D"margin:0 0 0 0px">=C2=A0</p><p style=3D"margin=
:0 0 0 0px"><strong>Program Overview</strong></p><p style=3D"margin:0 0 0 0=
px">=E2=80=A2 Eligible Card Members may request to enroll in an American Ex=
press Financial Relief Program (the =E2=80=9CProgram=E2=80=9D) by calling 1=
-866-703-4169 or chatting with us online. The payment plan can provide reli=
ef benefits for 48 months. We will determine your eligibility for the Progr=
am upon your request to enroll, based on factors including delinquency stat=
us, prior enrollment in the Program or the balance on your Card account. Af=
ter the Reduced APR Period, your APR will resume in accordance with your Ca=
rdmember Agreement.</p><p style=3D"margin:0 0 0 0px">=E2=80=A2 Terms &amp; =
conditions including Program duration and eligibility requirements are subj=
ect to change.</p><p style=3D"margin:0 0 0 0px">=C2=A0</p><p style=3D"margi=
n:0 0 0 0px"><strong>Program Relief Benefits</strong></p><p style=3D"margin=
:0 0 0 0px">While enrolled in the Program, you will have access to the foll=
owing benefits:</p><p style=3D"margin:0 0 0 0px">=E2=80=A2 Your minimum mon=
thly payment due may be reduced. The Program monthly payment amount will be=
 disclosed to you at enrollment.</p><p style=3D"margin:0 0 0 0px">=E2=80=A2=
 Your Card account will be subject to a reduced APR for balances subject to=
 an interest rate, unless you have an APR that is lower than the Program AP=
R, in which case the lower APR will apply until that APR expires (if that r=
ate has an expiration).</p><p style=3D"margin:0 0 0 0px">=E2=80=A2 We will =
waive any late payment fee(s) or returned payment fee(s).</p><p style=3D"ma=
rgin:0 0 0 0px">=C2=A0</p><p style=3D"margin:0 0 0 0px"><strong>Program Req=
uirements</strong></p><p style=3D"margin:0 0 0 0px">In order to maintain al=
l the benefits of the Program, you must comply with the Program Terms, whic=
h will be communicated to you at enrollment, and which will include the req=
uirements that:</p><p style=3D"margin:0 0 0 0px">=E2=80=A2 Monthly Program =
Payments for your American Express Card and/or Loan account(s) enrolled in =
the Program must be made in accordance with the terms of the Program.</p><p=
 style=3D"margin:0 0 0 0px">=E2=80=A2 If you do not make Monthly Program Pa=
yments by the following statement closing date (on consecutive billing cycl=
es) on any of your enrolled Card or Loan account(s), you may be removed fro=
m the Program.</p><p style=3D"margin:0 0 0 0px">=C2=A0</p><p style=3D"margi=
n:0 0 0 0px"><strong>If your account is being reported to credit bureaus:</=
strong></p><p style=3D"margin:0 0 0 0px">=E2=80=A2 If you are enrolled in t=
he Program, we may inform the consumer credit bureaus that you are particip=
ating in a payment plan, which will not directly impact your credit score, =
but will be visible to other lenders.</p><p style=3D"margin:0 0 0 0px">=E2=
=80=A2 If you do not comply with the Program terms, we will report that sta=
tus, which may negatively impact your credit score.</p><p style=3D"margin:0=
 0 0 0px">=E2=80=A2 If you make your Program payments on time and your acco=
unt is currently past due, it may continue to be reported as past due but w=
ill not be reported any further past due.</p></div></td></tr><tr><td align=
=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-top:10px;padding=
-right:0;padding-bottom:0;padding-left:0;word-break:break-word;"><div style=
=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-serif;f=
ont-size:13px;font-weight:400;line-height:20px;text-align:left;color:#53565=
a;"><p style=3D"margin:0 0 0 0px">=C2=A9 2026 American Express. All rights =
reserved.</p><p style=3D"margin:0 0 0 0px">=C2=A0</p><p style=3D"margin:0 0=
 0 0px">SCC0CTA019</p></div></td></tr><tr><td align=3D"left" style=3D"font-=
size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;p=
adding-left:0;word-break:break-word;"><!--[if mso | IE]><table role=3D"pres=
entation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td height=
=3D"1px" style=3D"vertical-align:top;height:1px;"><![endif]--><div style=3D=
"font-family:Ubuntu, Helvetica, Arial, sans-serif;font-size:13px;line-heigh=
t:1;text-align:left;color:#000000;height:1px;"><img height=3D"1" width=3D"1=
" role=3D"none" alt style=3D"height:1px;width:1px" src=3D"https://m.amex/op=
entrack=3Fcomm_track_id=3Dr_CST-WCC-AMER67442a01136c3_1_c"></div><!--[if ms=
o | IE]></td></tr></table><![endif]--></td></tr></tbody></table></td></tr><=
/tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></td><=
/tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td></tr></t=
able><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></t=
r></table><![endif]--></div></body></html>

