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Subject: If Your Favorite Vendor Has Been Quiet on Sales Lately, Here's What You Should
 Know
From: Derek from Peptide Price <derekpruski@substack.com>
To: tjphuhs@gmail.com
Message-Id: <20260317021054.3.f96eb905ad2c8440@mg-d0.substack.com>
Date: Tue, 17 Mar 2026 02:10:54 +0000
Feedback-Id: post-191208486:cat-post:pub-3365367:substack
Sender: Derek from Peptide Price <derekpruski@substack.com>
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Reply-To: Derek from Peptide Price
 <reply+35u9eu&4iwoe6&&7a12ca2abc0f0a336af8c2451c0409cc9ecf7929091bdfbf6d14b94187146fef@mg1.substack.com>

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View this post on the web at https://derekpruski.substack.com/p/if-your-fav=
orite-vendor-has-been

Been on the phone a lot this week with vendors, and I want to give you some=
 real context on what=E2=80=99s happening behind the scenes in the research=
 space right now.
If you=E2=80=99ve noticed that some of your usual vendors aren=E2=80=99t ru=
nning sales as aggressively as they typically do, it has nothing to do with=
 business slowing down. It comes down to payment processing =E2=80=94 and i=
t=E2=80=99s messier than most people realize.
Here=E2=80=99s the reality: vendors are constantly cycling through new proc=
essors, and a lot of these processors will accept a research company, go li=
ve, and then pull the plug within days and freeze all of their funds. We=E2=
=80=99re talking months to get that money back =E2=80=94 if they get it bac=
k at all. So when a vendor goes quiet on sales, there=E2=80=99s a good chan=
ce they=E2=80=99re in a trial period with a new processor, waiting to see i=
f it actually holds before they go all in.
The shady part isn=E2=80=99t the vendors. It=E2=80=99s the processor side. =
I=E2=80=99ve never seen an industry with this many people claiming to offer=
 merchant solutions just to collect a commission and disappear. Anyone you =
see online actively promoting peptide company credit card processing is alm=
ost certainly in it for a cut =E2=80=94 not because they=E2=80=99ve vetted =
the reliability of the option they=E2=80=99re pushing.
So what does this mean for you?
If you want consistent access to order, I=E2=80=99d strongly recommend gett=
ing comfortable with Zelle or bank-to-bank transfers. There will always be =
some form of card processing available, but it will always be the most vola=
tile piece of the puzzle given how Visa and Mastercard classify this space.
The sales will come. Vendors are just being smart about not going big on pr=
omotions until their processing is actually stable for the long term.

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}
@media (max-width: 650px) {
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@media (max-width: 650px) {
  body .markup .twitter-embed .tweet-photos-container.two,
  body .markup .tweet .tweet-photos-container.two,
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@media (max-width: 650px) {
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@media screen and (max-width: 650px) {
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ner {
    padding-top: 55%;
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}
@media (max-width: 650px) {
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}
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}</style></head><body class=3D"email-body" style=3D"font-kerning: auto;--im=
age-offset-margin: -120px;"><img src=3D"https://eotrx.substackcdn.com/open?=
token=3DeyJtIjoiPDIwMjYwMzE3MDIxMDU0LjMuZjk2ZWI5MDVhZDJjODQ0MEBtZy1kMC5zdWJ=
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lbyJ9.cQ3FZC5Bi5ficF-7JJgV4whJlc54GvlzCgmnBwZG-S8" alt=3D"" width=3D"1" hei=
ght=3D"1" border=3D"0" style=3D"height:1px !important;width:1px !important;=
border-width:0 !important;margin-top:0 !important;margin-bottom:0 !importan=
t;margin-right:0 !important;margin-left:0 !important;padding-top:0 !importa=
nt;padding-bottom:0 !important;padding-right:0 !important;padding-left:0 !i=
mportant;"/><div class=3D"preview" style=3D"display:none;font-size:1px;colo=
r:#333333;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:h=
idden;">Been on the phone a lot this week with vendors, and I want to give =
you some real context on what&#8217;s happening behind the scenes in the re=
search space right now.</div><div class=3D"preview" style=3D"display:none;f=
ont-size:1px;color:#333333;line-height:1px;max-height:0px;max-width:0px;opa=
city:0;overflow:hidden;">&#847; &nbsp; &#8199; &#173;&#847; &nbsp; &#8199; =
&#173;&#847; &nbsp; &#8199; &#173;&#847; &nbsp; &#8199; &#173;&#847; &nbsp;=
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#173;&#847; &nbsp; &#8199; &#173;&#847; &nbsp; &#8199; &#173;&#847; &nbsp; =
&#8199; &#173;&#847; &nbsp; &#8199; &#173;&#847; &nbsp; &#8199; &#173;&#847=
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173;&#847; &nbsp; &#8199; &#173;&#847; &nbsp; &#8199; &#173;&#847; &nbsp; &=
#8199; &#173;&#847; &nbsp; &#8199; &#173;&#847; &nbsp; &#8199; &#173;&#847;=
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</div><table class=3D"email-body-container" role=3D"presentation" width=3D"=
100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td></td>=
<td class=3D"content" width=3D"550"></td><td></td></tr><tr><td></td><td cla=
ss=3D"content" width=3D"550" align=3D"left"><div style=3D"font-size: 16px;l=
ine-height: 26px;max-width: 550px;width: 100%;margin: 0 auto;overflow-wrap:=
 break-word;"><table role=3D"presentation" width=3D"100%" border=3D"0" cell=
spacing=3D"0" cellpadding=3D"0"><tbody><tr><td align=3D"right" style=3D"hei=
ght:20px;"><table role=3D"presentation" width=3D"auto" border=3D"0" cellspa=
cing=3D"0" cellpadding=3D"0"><tbody><tr><td style=3D"vertical-align:middle;=
"><span class=3D"pencraft pc-reset reset-IxiVJZ tw-font-body tw-text-ssm tw=
-text-substack-secondary" style=3D"font-family: SF Pro Text, -apple-system,=
 system-ui, BlinkMacSystemFont, Inter, Segoe UI, Roboto, Helvetica, Arial, =
sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol;font-size: 1=
3px;color: unset;list-style: none;text-decoration: unset;margin: 0;"><div c=
lass=3D"pencraft pc-reset align-right-VJbKw5 size-12-mmZ61m reset-IxiVJZ" s=
tyle=3D"list-style: none;color: unset;text-align: right;font-size: 12px;lin=
e-height: 16px;text-decoration: unset;margin: 0;"><span class=3D"pencraft p=
c-reset reset-IxiVJZ" translated=3D"" style=3D"list-style: none;color: unse=
t;text-decoration: unset;margin: 0;">Forwarded this email? <a class=3D"penc=
raft pc-reset decoration-underline-ClTkYc reset-IxiVJZ" href=3D"https://sub=
stack.com/redirect/2/eyJlIjoiaHR0cHM6Ly9kZXJla3BydXNraS5zdWJzdGFjay5jb20vc3=
Vic2NyaWJlP3V0bV9zb3VyY2U9ZW1haWwmdXRtX2NhbXBhaWduPWVtYWlsLXN1YnNjcmliZSZyP=
TRpd29lNiZuZXh0PWh0dHBzJTNBJTJGJTJGZGVyZWtwcnVza2kuc3Vic3RhY2suY29tJTJGcCUy=
RmlmLXlvdXItZmF2b3JpdGUtdmVuZG9yLWhhcy1iZWVuIiwicCI6MTkxMjA4NDg2LCJzIjozMzY=
1MzY3LCJmIjp0cnVlLCJ1IjoyNzM2MjIzOTgsImlhdCI6MTc3MzcxMzQ1OSwiZXhwIjoyMDg5Mj=
g5NDU5LCJpc3MiOiJwdWItMCIsInN1YiI6ImxpbmstcmVkaXJlY3QifQ.HhKhL8pAYWZCEW8IAR=
c0RYiORAMdPvrAbDufAhqZuCM?" style=3D"list-style: none;color: unset;text-dec=
oration: unset;margin: 0;-webkit-text-decoration-line: underline;text-decor=
ation-line: underline;">Subscribe here</a> for more</span></div></span></td=
></tr></tbody></table></td></tr></tbody></table><div class=3D"post typograp=
hy" dir=3D"auto" style=3D"--image-offset-margin: -120px;padding: 32px 0 0 0=
;font-size: 16px;line-height: 26px;"><div class=3D"post-header" role=3D"reg=
ion" aria-label=3D"Post header" style=3D"font-size: 16px;line-height: 26px;=
"><h1 class=3D"post-title published title-X77sOw" dir=3D"auto" style=3D"dir=
ection: auto;text-align: start;unicode-bidi: isolate;color: rgb(54,55,55);f=
ont-family: 'SF Pro Display',-apple-system-headline,system-ui,-apple-system=
,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif,'Apple Col=
or Emoji','Segoe UI Emoji','Segoe UI Symbol';font-weight: bold;-webkit-font=
-smoothing: antialiased;-moz-osx-font-smoothing: antialiased;-webkit-appear=
ance: optimizelegibility;-moz-appearance: optimizelegibility;appearance: op=
timizelegibility;margin: 0;line-height: 36px;font-size: 32px;"><a href=3D"h=
ttps://substack.com/app-link/post?publication_id=3D3365367&post_id=3D191208=
486&utm_source=3Dpost-email-title&utm_campaign=3Demail-post-title&isFreemai=
l=3Dtrue&r=3D4iwoe6&token=3DeyJ1c2VyX2lkIjoyNzM2MjIzOTgsInBvc3RfaWQiOjE5MTI=
wODQ4NiwiaWF0IjoxNzczNzEzNDU5LCJleHAiOjE3NzYzMDU0NTksImlzcyI6InB1Yi0zMzY1Mz=
Y3Iiwic3ViIjoicG9zdC1yZWFjdGlvbiJ9.exI0tGGcTJyt90HaD9JXqbxQr3I_uuUsjnLOAMCN=
s30" style=3D"color: rgb(54,55,55);text-decoration: none;">If Your Favorite=
 Vendor Has Been Quiet on Sales Lately, Here's What You Should Know</a></h1=
><table class=3D"post-meta" role=3D"presentation" width=3D"100%" border=3D"=
0" cellspacing=3D"0" cellpadding=3D"0" style=3D"margin: 1em 0;height: 20px;=
align-items: center;"><tbody><tr><td><table role=3D"presentation" width=3D"=
auto" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td><tabl=
e role=3D"presentation" width=3D"auto" border=3D"0" cellspacing=3D"0" cellp=
adding=3D"0"><tbody><tr><td style=3D"vertical-align:middle;"><div class=3D"=
pencraft pc-reset color-primary-zABazT line-height-20-t4M0El font-meta-MWBu=
mP size-11-NuY2Zx weight-medium-fw81nC transform-uppercase-yKDgcq reset-Ixi=
VJZ meta-EgzBVA custom-css-email-post-author" style=3D"list-style: none;fon=
t-size: 11px;line-height: 20px;text-decoration: unset;color: rgb(54,55,55);=
margin: 0;font-family: 'SF Compact',-apple-system,system-ui,-apple-system,B=
linkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif,'Apple Color=
 Emoji','Segoe UI Emoji','Segoe UI Symbol';font-weight: 500;text-transform:=
 uppercase;letter-spacing: .2px;"><a class=3D"pencraft pc-reset color-prima=
ry-zABazT line-height-20-t4M0El font-meta-MWBumP size-11-NuY2Zx weight-medi=
um-fw81nC transform-uppercase-yKDgcq reset-IxiVJZ meta-EgzBVA" style=3D"lis=
t-style: none;color: rgb(54,55,55);margin: 0;font-size: 11px;line-height: 2=
0px;font-family: 'SF Compact',-apple-system,system-ui,-apple-system,BlinkMa=
cSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif,'Apple Color Emoji=
','Segoe UI Emoji','Segoe UI Symbol';font-weight: 500;text-transform: upper=
case;letter-spacing: .2px;text-decoration: none" href=3D"https://substack.c=
om/@peptideprice">Derek</a></div></td></tr></tbody></table></td></tr><tr><t=
d><table role=3D"presentation" width=3D"auto" border=3D"0" cellspacing=3D"0=
" cellpadding=3D"0"><tbody><tr><td style=3D"vertical-align:middle;"><div cl=
ass=3D"pencraft pc-reset color-secondary-ls1g8s line-height-20-t4M0El font-=
meta-MWBumP size-11-NuY2Zx weight-medium-fw81nC transform-uppercase-yKDgcq =
reset-IxiVJZ meta-EgzBVA" style=3D"list-style: none;font-size: 11px;line-he=
ight: 20px;text-decoration: unset;color: rgb(119,119,119);margin: 0;font-fa=
mily: 'SF Compact',-apple-system,system-ui,-apple-system,BlinkMacSystemFont=
,'Segoe UI',Roboto,Helvetica,Arial,sans-serif,'Apple Color Emoji','Segoe UI=
 Emoji','Segoe UI Symbol';font-weight: 500;text-transform: uppercase;letter=
-spacing: .2px;"><time datetime=3D"2026-03-17T02:10:54.087Z">Mar 17</time><=
/div></td></tr></tbody></table></td></tr></tbody></table></td><td align=3D"=
right"><table role=3D"presentation" width=3D"auto" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0"><tbody><tr><td style=3D"vertical-align:middle;"><a=
 href=3D"https://substack.com/@peptideprice"><img class=3D"custom-css-email=
-avatar avatar-QIQ5yR" src=3D"https://substackcdn.com/image/fetch/$s_!27SK!=
,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.=
s3.amazonaws.com%2Fpublic%2Fimages%2Ff07a8bac-9f53-43a0-af70-e96356c0f3f3_5=
00x500.png" style=3D"box-sizing: border-box;max-width: 550px;border: none;v=
ertical-align: middle;width: 40px;height: 40px;min-width: 40px;min-height: =
40px;object-fit: cover;margin: 0px;display: inline;border-radius: 50%" widt=
h=3D"40" height=3D"40"></a></td></tr></tbody></table></td></tr></tbody></ta=
ble><table class=3D"email-ufi-2-top" role=3D"presentation" width=3D"100%" b=
order=3D"0" cellspacing=3D"0" cellpadding=3D"0" style=3D"border-top: 1px so=
lid rgb(0,0,0,.1);border-bottom: 1px solid rgb(0,0,0,.1);min-width: 100%;">=
<tbody><tr height=3D"16"><td height=3D"16" style=3D"font-size:0px;line-heig=
ht:0;">&nbsp;</td></tr><tr><td><table role=3D"presentation" width=3D"100%" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td><table role=
=3D"presentation" width=3D"auto" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0"><tbody><tr><td style=3D"vertical-align:middle;"><table role=3D"prese=
ntation" width=3D"38" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"><tbo=
dy><tr><td align=3D"center"><a class=3D"email-icon-button" href=3D"https://=
substack.com/app-link/post?publication_id=3D3365367&post_id=3D191208486&utm=
_source=3Dsubstack&isFreemail=3Dtrue&submitLike=3Dtrue&token=3DeyJ1c2VyX2lk=
IjoyNzM2MjIzOTgsInBvc3RfaWQiOjE5MTIwODQ4NiwicmVhY3Rpb24iOiLinaQiLCJpYXQiOjE=
3NzM3MTM0NTksImV4cCI6MTc3NjMwNTQ1OSwiaXNzIjoicHViLTMzNjUzNjciLCJzdWIiOiJyZW=
FjdGlvbiJ9.oXBQ2pKFVUyDpPxNK_JUi5RrFc1u_hasoXwh3l1art0&utm_medium=3Demail&u=
tm_campaign=3Demail-reaction&r=3D4iwoe6" style=3D"font-family: system-ui,-a=
pple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif=
,'Apple Color Emoji','Segoe UI Emoji','Segoe UI Symbol';display: inline-blo=
ck;font-weight: 500;border: 1px solid rgb(0,0,0,.1);border-radius: 9999px;t=
ext-transform: uppercase;font-size: 12px;line-height: 1;padding: 9px 0;text=
-decoration: none;color: rgb(119,119,119);min-width: 38px;box-sizing: borde=
r-box;width: 38px"><img class=3D"icon" src=3D"https://substackcdn.com/image=
/fetch/$s_!PeVs!,w_36,c_scale,f_png,q_auto:good,fl_progressive:steep/https%=
3A%2F%2Fsubstack.com%2Ficon%2FLucideHeart%3Fv%3D4%26height%3D36%26fill%3Dno=
ne%26stroke%3D%2523808080%26strokeWidth%3D2" width=3D"18" height=3D"18" sty=
le=3D"border: none;vertical-align: middle;max-width: 18px" alt=3D""></a></t=
d></tr></tbody></table></td><td width=3D"8" style=3D"min-width:8px;"></td><=
td style=3D"vertical-align:middle;"><table role=3D"presentation" width=3D"3=
8" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td align=3D=
"center"><a class=3D"email-icon-button" href=3D"https://substack.com/app-li=
nk/post?publication_id=3D3365367&post_id=3D191208486&utm_source=3Dsubstack&=
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oyNzM2MjIzOTgsInBvc3RfaWQiOjE5MTIwODQ4NiwiaWF0IjoxNzczNzEzNDU5LCJleHAiOjE3N=
zYzMDU0NTksImlzcyI6InB1Yi0zMzY1MzY3Iiwic3ViIjoicG9zdC1yZWFjdGlvbiJ9.exI0tGG=
cTJyt90HaD9JXqbxQr3I_uuUsjnLOAMCNs30&r=3D4iwoe6&utm_campaign=3Demail-half-m=
agic-comments&action=3Dpost-comment&utm_source=3Dsubstack&utm_medium=3Demai=
l" style=3D"font-family: system-ui,-apple-system,BlinkMacSystemFont,'Segoe =
UI',Roboto,Helvetica,Arial,sans-serif,'Apple Color Emoji','Segoe UI Emoji',=
'Segoe UI Symbol';display: inline-block;font-weight: 500;border: 1px solid =
rgb(0,0,0,.1);border-radius: 9999px;text-transform: uppercase;font-size: 12=
px;line-height: 1;padding: 9px 0;text-decoration: none;color: rgb(119,119,1=
19);min-width: 38px;box-sizing: border-box;width: 38px"><img class=3D"icon"=
 src=3D"https://substackcdn.com/image/fetch/$s_!x1tS!,w_36,c_scale,f_png,q_=
auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack.com%2Ficon%2FLucideCo=
mments%3Fv%3D4%26height%3D36%26fill%3Dnone%26stroke%3D%2523808080%26strokeW=
idth%3D2" width=3D"18" height=3D"18" style=3D"border: none;vertical-align: =
middle;max-width: 18px" alt=3D""></a></td></tr></tbody></table></td><td wid=
th=3D"8" style=3D"min-width:8px;"></td><td style=3D"vertical-align:middle;"=
><table role=3D"presentation" width=3D"38" border=3D"0" cellspacing=3D"0" c=
ellpadding=3D"0"><tbody><tr><td align=3D"center"><a class=3D"email-icon-but=
ton" href=3D"https://substack.com/app-link/post?publication_id=3D3365367&po=
st_id=3D191208486&utm_source=3Dsubstack&utm_medium=3Demail&utm_content=3Dsh=
are&utm_campaign=3Demail-share&action=3Dshare&triggerShare=3Dtrue&isFreemai=
l=3Dtrue&r=3D4iwoe6&token=3DeyJ1c2VyX2lkIjoyNzM2MjIzOTgsInBvc3RfaWQiOjE5MTI=
wODQ4NiwiaWF0IjoxNzczNzEzNDU5LCJleHAiOjE3NzYzMDU0NTksImlzcyI6InB1Yi0zMzY1Mz=
Y3Iiwic3ViIjoicG9zdC1yZWFjdGlvbiJ9.exI0tGGcTJyt90HaD9JXqbxQr3I_uuUsjnLOAMCN=
s30" style=3D"font-family: system-ui,-apple-system,BlinkMacSystemFont,'Sego=
e UI',Roboto,Helvetica,Arial,sans-serif,'Apple Color Emoji','Segoe UI Emoji=
','Segoe UI Symbol';display: inline-block;font-weight: 500;border: 1px soli=
d rgb(0,0,0,.1);border-radius: 9999px;text-transform: uppercase;font-size: =
12px;line-height: 1;padding: 9px 0;text-decoration: none;color: rgb(119,119=
,119);min-width: 38px;box-sizing: border-box;width: 38px"><img class=3D"ico=
n" src=3D"https://substackcdn.com/image/fetch/$s_!_L14!,w_36,c_scale,f_png,=
q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack.com%2Ficon%2FLucide=
Share2%3Fv%3D4%26height%3D36%26fill%3Dnone%26stroke%3D%2523808080%26strokeW=
idth%3D2" width=3D"18" height=3D"18" style=3D"border: none;vertical-align: =
middle;max-width: 18px" alt=3D""></a></td></tr></tbody></table></td><td wid=
th=3D"8" style=3D"min-width:8px;"></td><td style=3D"vertical-align:middle;"=
><table role=3D"presentation" width=3D"38" border=3D"0" cellspacing=3D"0" c=
ellpadding=3D"0"><tbody><tr><td align=3D"center"><a class=3D"email-icon-but=
ton" href=3D"https://substack.com/redirect/2/eyJlIjoiaHR0cHM6Ly9vcGVuLnN1Yn=
N0YWNrLmNvbS9wdWIvZGVyZWtwcnVza2kvcC9pZi15b3VyLWZhdm9yaXRlLXZlbmRvci1oYXMtY=
mVlbj91dG1fc291cmNlPXN1YnN0YWNrJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPWVt=
YWlsLXJlc3RhY2stY29tbWVudCZhY3Rpb249cmVzdGFjay1jb21tZW50JnI9NGl3b2U2JnRva2V=
uPWV5SjFjMlZ5WDJsa0lqb3lOek0yTWpJek9UZ3NJbkJ2YzNSZmFXUWlPakU1TVRJd09EUTROaX=
dpYVdGMElqb3hOemN6TnpFek5EVTVMQ0psZUhBaU9qRTNOell6TURVME5Ua3NJbWx6Y3lJNkluQ=
jFZaTB6TXpZMU16WTNJaXdpYzNWaUlqb2ljRzl6ZEMxeVpXRmpkR2x2YmlKOS5leEkwdEdHY1RK=
eXQ5MEhhRDlKWHFieFFyM0lfdXVVc2puTE9BTUNOczMwIiwicCI6MTkxMjA4NDg2LCJzIjozMzY=
1MzY3LCJmIjp0cnVlLCJ1IjoyNzM2MjIzOTgsImlhdCI6MTc3MzcxMzQ1OSwiZXhwIjoyMDg5Mj=
g5NDU5LCJpc3MiOiJwdWItMCIsInN1YiI6ImxpbmstcmVkaXJlY3QifQ.RyxMnpXD3lNxixOOEu=
fHMQgunalyczSvTin6A2rmL5w?&utm_source=3Dsubstack&utm_medium=3Demail" style=
=3D"font-family: system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',Robo=
to,Helvetica,Arial,sans-serif,'Apple Color Emoji','Segoe UI Emoji','Segoe U=
I Symbol';display: inline-block;font-weight: 500;border: 1px solid rgb(0,0,=
0,.1);border-radius: 9999px;text-transform: uppercase;font-size: 12px;line-=
height: 1;padding: 9px 0;text-decoration: none;color: rgb(119,119,119);min-=
width: 38px;box-sizing: border-box;width: 38px"><img class=3D"icon" src=3D"=
https://substackcdn.com/image/fetch/$s_!5EGt!,w_36,c_scale,f_png,q_auto:goo=
d,fl_progressive:steep/https%3A%2F%2Fsubstack.com%2Ficon%2FNoteForwardIcon%=
3Fv%3D4%26height%3D36%26fill%3Dnone%26stroke%3D%2523808080%26strokeWidth%3D=
2" width=3D"18" height=3D"18" style=3D"border: none;vertical-align: middle;=
max-width: 18px" alt=3D""></a></td></tr></tbody></table></td></tr></tbody><=
/table></td><td align=3D"right"><table role=3D"presentation" width=3D"auto"=
 border=3D"0" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td style=3D"v=
ertical-align:middle;"><table role=3D"presentation" width=3D"auto" border=
=3D"0" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td align=3D"center">=
<a class=3D"email-button-outline" href=3D"https://open.substack.com/pub/der=
ekpruski/p/if-your-favorite-vendor-has-been?utm_source=3Demail&redirect=3Da=
pp-store&utm_campaign=3Demail-read-in-app" style=3D"font-family: system-ui,=
-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-ser=
if,'Apple Color Emoji','Segoe UI Emoji','Segoe UI Symbol';display: inline-b=
lock;font-weight: 500;border: 1px solid rgb(0,0,0,.1);border-radius: 9999px=
;text-transform: uppercase;font-size: 12px;line-height: 12px;padding: 9px 1=
4px;text-decoration: none;color: rgb(119,119,119);"><div class=3D"email-but=
ton-spacer" style=3D"font-size: 16px;line-height: 26px;display: inline-bloc=
k;vertical-align: middle;max-width: 0;min-height: 18px;"></div><span class=
=3D"email-button-text" style=3D"vertical-align: middle;margin-right: 4px">R=
EAD IN APP</span><img class=3D"icon text-icon" src=3D"https://substackcdn.c=
om/image/fetch/$s_!ET-_!,w_36,c_scale,f_png,q_auto:good,fl_progressive:stee=
p/https%3A%2F%2Fsubstack.com%2Ficon%2FLucideArrowUpRight%3Fv%3D4%26height%3=
D36%26fill%3Dnone%26stroke%3D%2523808080%26strokeWidth%3D2" width=3D"18" he=
ight=3D"18" style=3D"min-width: 18px;min-height: 18px;border: none;vertical=
-align: middle;margin-right: 0;margin-left: 0;max-width: 18px" alt=3D""></a=
></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></ta=
ble></td></tr><tr height=3D"16"><td height=3D"16" style=3D"font-size:0px;li=
ne-height:0;">&nbsp;</td></tr></tbody></table></div></div><div class=3D"pos=
t typography" dir=3D"auto" style=3D"--image-offset-margin: -120px;padding: =
32px 0 0 0;font-size: 16px;line-height: 26px;"><div class=3D"body markup" d=
ir=3D"auto" style=3D"text-align: initial;font-size: 16px;line-height: 26px;=
width: 100%;word-break: break-word;margin-bottom: 16px;"><p style=3D"margin=
: 0 0 20px 0;color: rgb(54,55,55);line-height: 26px;font-size: 16px;margin-=
top: 0;">Been on the phone a lot this week with vendors, and I want to give=
 you some real context on what&#8217;s happening behind the scenes in the r=
esearch space right now.</p><div class=3D"captioned-image-container-static"=
 style=3D"font-size: 16px;line-height: 26px;margin: 32px auto;"><figure sty=
le=3D"width: 100%;margin: 0 auto;"><table class=3D"image-wrapper" width=3D"=
100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" data-component-name=
=3D"Image2ToDOMStatic" style=3D"mso-padding-alt: 1em 0 1.6em;"><tbody><tr><=
td style=3D"text-align: center;"></td><td class=3D"content" align=3D"left" =
width=3D"1456" style=3D"text-align: center;"><a class=3D"image-link" target=
=3D"_blank" href=3D"https://substack.com/redirect/476480dd-64ca-44e0-bffb-5=
57a7ce321d8?j=3DeyJ1IjoiNGl3b2U2In0.sVDxRtmZ85v8kfdamY0krRXGMy3p768BWtuZifR=
B-Zs" rel=3D"" style=3D"position: relative;flex-direction: column;align-ite=
ms: center;padding: 0;width: auto;height: auto;border: none;text-decoration=
: none;display: block;margin: 0;"><img class=3D"wide-image" data-attrs=3D"{=
&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/i=
mages/9d183ee4-a308-4def-a34f-23c7bdd9ece2_1536x1024.png&quot;,&quot;srcNoW=
atermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,=
&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,=
&quot;bytes&quot;:375905,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;=
type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&q=
uot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;htt=
ps://derekpruski.substack.com/i/191208486?img=3Dhttps%3A%2F%2Fsubstack-post=
-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d183ee4-a308-4def-a34f-23c7bdd=
9ece2_1536x1024.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:=
null,&quot;offset&quot;:false}" alt=3D"" width=3D"550" height=3D"366.792582=
4175824" src=3D"https://substackcdn.com/image/fetch/$s_!QsoT!,w_1100,c_limi=
t,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media=
=2Es3.amazonaws.com%2Fpublic%2Fimages%2=
F9d183ee4-a308-4def-a34f-23c7bdd9ece2_=
1536x1024.png" style=3D"border: none !important;vertical-align: middle;disp=
lay: block;-ms-interpolation-mode: bicubic;height: auto;margin-bottom: 0;wi=
dth: auto !important;max-width: 100% !important;margin: 0 auto;"></a></td><=
td style=3D"text-align: center;"></td></tr></tbody></table></figure></div><=
p style=3D"margin: 0 0 20px 0;color: rgb(54,55,55);line-height: 26px;font-s=
ize: 16px;">If you&#8217;ve noticed that some of your usual vendors aren&#8=
217;t running sales as aggressively as they typically do, it has nothing to=
 do with business slowing down. It comes down to payment processing &#8212;=
 and it&#8217;s messier than most people realize.</p><p style=3D"margin: 0 =
0 20px 0;color: rgb(54,55,55);line-height: 26px;font-size: 16px;">Here&#821=
7;s the reality: vendors are constantly cycling through new processors, and=
 a lot of these processors will accept a research company, go live, and the=
n pull the plug within days and freeze all of their funds. We&#8217;re talk=
ing months to get that money back &#8212; if they get it back at all. So wh=
en a vendor goes quiet on sales, there&#8217;s a good chance they&#8217;re =
in a trial period with a new processor, waiting to see if it actually holds=
 before they go all in.</p><p style=3D"margin: 0 0 20px 0;color: rgb(54,55,=
55);line-height: 26px;font-size: 16px;">The shady part isn&#8217;t the vend=
ors. It&#8217;s the processor side. I&#8217;ve never seen an industry with =
this many people claiming to offer merchant solutions just to collect a com=
mission and disappear. Anyone you see online actively promoting peptide com=
pany credit card processing is almost certainly in it for a cut &#8212; not=
 because they&#8217;ve vetted the reliability of the option they&#8217;re p=
ushing.</p><p style=3D"margin: 0 0 20px 0;color: rgb(54,55,55);line-height:=
 26px;font-size: 16px;">So what does this mean for you?</p><p style=3D"marg=
in: 0 0 20px 0;color: rgb(54,55,55);line-height: 26px;font-size: 16px;">If =
you want consistent access to order, I&#8217;d strongly recommend getting c=
omfortable with Zelle or bank-to-bank transfers. There will always be some =
form of card processing available, but it will always be the most volatile =
piece of the puzzle given how Visa and Mastercard classify this space.</p><=
p style=3D"margin: 0 0 20px 0;color: rgb(54,55,55);line-height: 26px;font-s=
ize: 16px;">The sales will come. Vendors are just being smart about not goi=
ng big on promotions until their processing is actually stable for the long=
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