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To: tjphuhs@gmail.com
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Date: Mon, 16 Mar 2026 16:56:52 +0000
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From: "Apple Card" <no_reply@post-service.applecard.apple>
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=0D=0A    }=0D=0A  </style> =0A  <!--[if gte mso 9]>=0D=0A  <style type=3D"=
text/css">=0D=0A  =0D=0A    sup=0D=0A    { font-size:100% !important }=0D=
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=0A <body></body>=0A</html> <html>=0A <head></head>=0A <body>=0A    <br>  =
=0A  <br>  =0A  <br>  =0A  <br>  =0A  <br>=0A </body>=0A</html>  =0A  <!-- =
end head include -->   =0A  <!-- mobile header include --> <html>=0A <head>=
</head>=0A <body>=0A  <div class=3D"mobile" style=3D"width: 0; max-height: =
0; overflow: hidden; display: none;"> =0A   <div style=3D"display:none !imp=
ortant;position: absolute; font-size:0; line-height:1; max-height:0; max-wi=
dth:0; opacity:0; overflow:hidden; color: #333333" class=3D"preheader-hide"=
>=0A     &nbsp; =0A   </div> =0A   <div class=3D"m-hero-section"> =0A    <d=
iv class=3D"m-content-hero"> =0A     <div class=3D"m1 hero-head-container" =
style=3D"padding:0;"> =0A      <div class=3D"header-bg"></div> =0A     </di=
v> =0A    </div> =0A   </div> =0A  </div>=0A </body>=0A</html> =0A  <!-- en=
d mobile header include --> =0A  <!-- CMS start mobile include --> =0A  <!-=
- BEGIN MOBILE BODY --> =0A  <div class=3D"m-max mobile" style=3D"width: 0;=
 max-height: 0; overflow: hidden; display: none;"> =0A   <div class=3D"m-gu=
tter"> =0A    <div class=3D"m-customer-info customer-info type-body-m"> =0A=
     <div class=3D"subinfo--bold">=0A      <b>Apple Card Customer:</b>=0A  =
   </div> =0A     <div class=3D"subinfo">=0A      Timothy Bourdeau=0A      =
<br> tjphuhs@gmail.com=0A     </div> =0A    </div> =0A   </div> =0A  </div>=
 =0A  <div class=3D"m-max mobile" style=3D"width: 0; max-height: 0; overflo=
w: hidden; display: none;"> =0A   <div class=3D"m-gutter"> =0A    <h1 style=
=3D"margin-top: 50px; margin-bottom: 30px; font-weight: 600; font-size: 32p=
x; line-height: 35px; letter-spacing: -1px;"> Learn how to bring your accou=
nt current during tax season </h1> =0A   </div> =0A  </div> =0A  <div class=
=3D"m-max mobile" style=3D"width: 0; max-height: 0; overflow: hidden; displ=
ay: none;"> =0A   <div class=3D"m-gutter"> =0A    <p>As of March 15, 2026, =
your Apple Card account is 43 days past due and has a past due amount of $8=
7.00. </p> =0A    <p><b>Consider using your tax refund to:</b> </p>=0A    <=
ul> =0A     <li>Pay down your balance by making a minimum payment of at lea=
st the past due amount. </li> =0A     <li>Bring your account current.</li> =
=0A     <li>Reduce your total interest paid over time.</li> =0A     <li>Low=
er your financial obligations.</li> =0A    </ul>=0A    <p></p> =0A    <p>To=
 avoid going further past due, pay at least $129.00 by March 31, 2026. If y=
ou haven=E2=80=99t already, you can set up <a href=3D"http://email.post-ser=
vice.applecard.apple/f/a/OGZIleAyCkPEKqfbDkhnzg~~/AANuZhA~/n6dl5tXcve4ypmKh=
IUouGXNySmKeC-MDVZkwR_pvEjrRG_jrpbzyko3dqQ2m-tBQujOWtgMW6v1KxIDk_cT_zM8_VPp=
m8adZjk2eM_fDGJDELDhlBkh_rbxOV9llgzKD">Autopay </a> for at least the Minimu=
m Payment Due.</p> =0A    <p><b>Making a payment is fast and easy.</b></p> =
=0A    <p>To regain spending privileges, pay at least the Past Due amount i=
n <a href=3D"http://email.post-service.applecard.apple/f/a/5qwfF51-HoSkryQt=
2eLU7w~~/AANuZhA~/lL1MLOox4-CzQSqNyvtBYUOSAp15VtU4ewSDyF5iPofhD3K_MWayWiTpt=
4Tj-Y52yJxVhwjRWfscEK3JNRN5nUMIlPKZTC3RAg2hCAQWKriAJCrfdVlzXhqmmBpZZPd7tJ-m=
cloFo0twaVmIdm27xQ~~">Wallet </a> or <a href=3D"http://email.post-service.a=
pplecard.apple/f/a/5qwfF51-HoSkryQt2eLU7w~~/AANuZhA~/lL1MLOox4-CzQSqNyvtBYU=
OSAp15VtU4ewSDyF5iPofhD3K_MWayWiTpt4Tj-Y52yJxVhwjRWfscEK3JNRN5nUMIlPKZTC3RA=
g2hCAQWKriAJCrfdVlzXhqmmBpZZPd7tJ-mcloFo0twaVmIdm27xQ~~">online</a>. Paying=
 more than the Minimum Payment Due can help you accrue less in interest cha=
rges in the future and reduce your total balance of $1,422.22. <a href=3D"h=
ttp://email.post-service.applecard.apple/f/a/OCjFSmUOGXXFFOi_XvT6wg~~/AANuZ=
hA~/rm5afR4Snkpoi2IEvhawOfzYo3KnKL_WN7RgQmlC19RMhJbnc7MdzmcmTewEq7gF-GoOd-Z=
IuhicOvqj0dLUvQYRaWblfxKXCDp-ruOqpiQrrW_SrL2uHh8xhOeRj3Ws">Learn how to pay=
 your Apple Card bill</a></p> =0A    <p><b>We=E2=80=99re here to help.</b><=
/p> =0A    <p>If you=E2=80=99re having difficulty making your minimum payme=
nt, contact an Apple Card Specialist to see if you=E2=80=99re eligible for =
assistance. <a href=3D"http://email.post-service.applecard.apple/f/a/nVwCbR=
S_HZM5LJZ0fjqgSQ~~/AANuZhA~/n6dl5tXcve4ypmKhIUouGXNySmKeC-MDVZkwR_pvEjrovdT=
KYER_FlFoFfPj5beuDhp98ACnZdfwklTYpiyk1toxSY7x7ZY58_B35OYgj6vxoha2g1KsZ0qedF=
VgxOPP">Learn about Apple Card payment assistance plans</a></p>  =0A    <br=
> =0A   </div> =0A  </div> =0A  <div class=3D"m-max mobile" style=3D"width:=
 0; max-height: 0; overflow: hidden; display: none;"> =0A   <div class=3D"m=
-gutter"> =0A    <div class=3D"m-divider"></div> =0A   </div> =0A  </div> =
=0A  <!-- END MOBILE BODY --> =0A  <!-- mobile get-in-touch-cta include -->=
 <!-- BEGIN MOBILE get-in-touch-cta -->=0A<html>=0A <head></head>=0A <body>=
=0A  <div class=3D"m-max mobile get-in-touch-m" style=3D"width: 0; max-heig=
ht: 0; overflow: hidden; display: none;"> =0A   <div class=3D"m-gutter"> =
=0A    <p class=3D"m3 bold type-body-m">Get in touch with a Specialist. Ava=
ilable 24/7.</p> =0A    <div class=3D"row"> =0A     <div class=3D"image col=
umn"> =0A      <img class=3D"header-icons" src=3D"https://applecard.cdn-app=
le.com/i/251AB4F7-5468-4EAD-84B7-D867FFD47F89/icon_message_mobile_2x.png" w=
idth=3D"31" height=3D"31" style=3D"" border=3D"0" alt=3D""> =0A     </div> =
=0A     <div class=3D"m-text-column column type-body-m m-chat">=0A        =
=0A      <a href=3D"http://email.post-service.applecard.apple/f/a/HoAhPSwXb=
9l_mAl7lLx6oA~~/AANuZhA~/kz_7rdr9bf9fXJ48zxVN91Oju_v3KJQiF3eN86xClL9dSjW_jR=
nmo4IwswqVXQG9qWmmJUqfdGKHsXZuRoHN5z4Hk9mj2scqAp5MyAvVmzJxvgazsMs4Dtw3L0UTn=
YNUABTA5c3YDTw6LFY1LaU09yUQiOfkyFSg2767Pn_bjZfo_lVHZIGFf-Ilpz2OV5HSK87U4wVd=
4GPMZEkpSBezbVJTs_rNPGKf-am_2TSqLf2pnSVXaPDiL7FLl5FXADy3dytkhNMsBqNPvNFmQ0K=
LELL29bN5t3_lMWDcr4tg4gePg0IFKWkB2QD7c6OtEsPtFDLBLBcMBoNRhVr284FAznG2eupFtb=
aUktUm2faXeh_vHCZQ88Cs7CzsxnU43RLnUhxmbfCI2D2op9T_J0D0NkLPpfQHdf-oyvwdamDNS=
_EQ3t8w-jyUe9iV36Pct61C5kbCIae_fvVa3nY7n1AndA~~" style=3D"border: 0; outlin=
e: 0;">Chat now</a>  =0A     </div> =0A    </div> =0A    <div class=3D"row"=
> =0A     <div class=3D"image column"> =0A      <img class=3D"header-icons"=
 src=3D"https://applecard.cdn-apple.com/i/251AB4F7-5468-4EAD-84B7-D867FFD47=
F89/icon_call_mobile_2x.png" width=3D"31" height=3D"31" style=3D"" border=
=3D"0" alt=3D""> =0A     </div> =0A     <div class=3D"m-text-column column =
type-body-m"> =0A      <a href=3D"tel:1-877-255-5923" style=3D"border: 0; o=
utline: 0;">1-877-255-5923</a> =0A     </div> =0A    </div> =0A   </div> =
=0A  </div> =0A  <!-- END MOBILE get-in-touch-cta -->=0A </body>=0A</html> =
=0A  <!-- end mobile get-in-touch-cta include --> =0A  <!-- CMS end mobile =
include --> =0A  <!-- mobile footer include --> <!-- MOBILE BOTTOM -->=0A<h=
tml>=0A <head></head>=0A <body>=0A  <div style=3D"width:0; max-height:0; ov=
erflow:hidden; display:none;" class=3D"mobile m-footer"> =0A   <div class=
=3D"f-legal m-max"> =0A    <div class=3D"m-gutter"> =0A     <p>Apple Card i=
s issued by Goldman Sachs Bank USA, Salt Lake City Branch.</p> =0A     <p>G=
oldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, =
 Philadelphia, PA 19170-6112</p> =0A    </div> =0A   </div> =0A  </div> =0A=
  <!-- DESKTOP VERSION --> =0A  <table role=3D"presentation" width=3D"100%"=
 class=3D"desktop" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=
=3D"center"> =0A  </table>=0A </body>=0A</html> =0A  <!-- end mobile footer=
 include --> =0A  <!-- desktop header include --> <html>=0A <head></head>=
=0A <body>=0A  <table width=3D"736" class=3D"desktop" cellspacing=3D"0" cel=
lpadding=3D"0" border=3D"0" align=3D"center"> =0A   <tbody> =0A    <tr> =0A=
     <td align=3D"center"> =0A      <table width=3D"712" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" align=3D"center"> =0A       <tbody> =0A     =
   <tr> =0A         <td class=3D"d1" align=3D"center" style=3D"padding: 0 0=
 0 0;"> <img src=3D"https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF=
97-FE780346A4AA/hero_desktop_v7_2x.png" width=3D"736" height=3D"166" class=
=3D"hero-image" style=3D"display: block;" border=3D"0"> </td> =0A        </=
tr> =0A       </tbody> =0A      </table> </td> =0A    </tr> =0A   </tbody> =
=0A  </table>=0A </body>=0A</html> =0A  <!-- end desktop header include -->=
 =0A  <!-- CMS start desktop include --> =0A  <!-- BEGIN DESKTOP BODY --> =
=0A  <table role=3D"presentation" width=3D"736" class=3D"desktop" cellspaci=
ng=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"> =0A   <tbody>=0A =
   <tr> =0A     <td align=3D"center"> =0A      <table width=3D"550" role=3D=
"presentation" cellspacing=3D"0" cellpadding=3D"0" outline=3D"0" border=3D"=
0" align=3D"center" bgcolor=3D"#FFFFFF" style=3D"background-color: #FFFFFF;=
"> =0A       <tbody>=0A        <tr> =0A         <td valign=3D"top" align=3D=
"left" style=3D"color: #333333; font-size: 14px; line-height: 20px; padding=
: 0; max-width: 550px; overflow-wrap: break-word;"><b>Apple&nbsp;Card Custo=
mer:</b><br> Timothy Bourdeau, tjphuhs@gmail.com </td> =0A        </tr> =0A=
       </tbody>=0A      </table> </td> =0A    </tr> =0A   </tbody>=0A  </ta=
ble> =0A  <table role=3D"presentation" width=3D"736" class=3D"desktop" cell=
spacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"> =0A   <tbody=
>=0A    <tr> =0A     <td> =0A      <table cellspacing=3D"0" width=3D"550" b=
order=3D"0" cellpadding=3D"0" align=3D"center" class=3D"appl_headline" styl=
e=3D"margin:0 auto"> =0A       <tbody>=0A        <tr> =0A         <td align=
=3D"" style=3D"padding-top:50px;padding-bottom:25px"> <p style=3D"font-fami=
ly: system-ui, -apple-system, BlinkMacSystemFont, Segoe UI, Helvetica Neue,=
 Helvetica, Arial, sans-serif;color:#111111; font-weight:600;font-size:40px=
;line-height:44px;letter-spacing:0;border-bottom:0;"> Learn how to bring yo=
ur account current during tax season </p> </td> =0A        </tr> =0A       =
</tbody>=0A      </table> </td> =0A    </tr> =0A   </tbody>=0A  </table> =
=0A  <table role=3D"presentation" width=3D"736" class=3D"desktop" cellspaci=
ng=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"> =0A   <tbody>=0A =
   <tr>=0A     <td align=3D"center"> =0A      <table role=3D"presentation" =
width=3D"550" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"cen=
ter"> =0A       <tbody>=0A        <tr> =0A         <td class=3D"d1" align=
=3D"left" valign=3D"top" style=3D"padding: 0;"> <p>As of March 15, 2026, yo=
ur Apple Card account is 43 days past due and has a past due amount of $87.=
00. </p> <p><b>Consider using your tax refund to:</b> </p>=0A          <ul>=
 =0A           <li>Pay down your balance by making a minimum payment of at =
least the past due amount. </li> =0A           <li>Bring your account curre=
nt.</li> =0A           <li>Reduce your total interest paid over time.</li> =
=0A           <li>Lower your financial obligations.</li> =0A          </ul>=
<p></p> <p>To avoid going further past due, pay at least $129.00 by March 3=
1, 2026. If you haven=E2=80=99t already, you can set up <a href=3D"http://e=
mail.post-service.applecard.apple/f/a/OGZIleAyCkPEKqfbDkhnzg~~/AANuZhA~/n6d=
l5tXcve4ypmKhIUouGXNySmKeC-MDVZkwR_pvEjrRG_jrpbzyko3dqQ2m-tBQujOWtgMW6v1KxI=
Dk_cT_zM8_VPpm8adZjk2eM_fDGJDELDhlBkh_rbxOV9llgzKD">Autopay </a> for at lea=
st the Minimum Payment Due.</p> <p><b>Making a payment is fast and easy.</b=
></p> <p>To regain spending privileges, pay at least the Past Due amount in=
 <a href=3D"http://email.post-service.applecard.apple/f/a/5qwfF51-HoSkryQt2=
eLU7w~~/AANuZhA~/lL1MLOox4-CzQSqNyvtBYUOSAp15VtU4ewSDyF5iPofhD3K_MWayWiTpt4=
Tj-Y52yJxVhwjRWfscEK3JNRN5nUMIlPKZTC3RAg2hCAQWKriAJCrfdVlzXhqmmBpZZPd7tJ-mc=
loFo0twaVmIdm27xQ~~">Wallet </a> or <a href=3D"http://email.post-service.ap=
plecard.apple/f/a/5qwfF51-HoSkryQt2eLU7w~~/AANuZhA~/lL1MLOox4-CzQSqNyvtBYUO=
SAp15VtU4ewSDyF5iPofhD3K_MWayWiTpt4Tj-Y52yJxVhwjRWfscEK3JNRN5nUMIlPKZTC3RAg=
2hCAQWKriAJCrfdVlzXhqmmBpZZPd7tJ-mcloFo0twaVmIdm27xQ~~">online</a>. Paying =
more than the Minimum Payment Due can help you accrue less in interest char=
ges in the future and reduce your total balance of $1,422.22. <a href=3D"ht=
tp://email.post-service.applecard.apple/f/a/OCjFSmUOGXXFFOi_XvT6wg~~/AANuZh=
A~/rm5afR4Snkpoi2IEvhawOfzYo3KnKL_WN7RgQmlC19RMhJbnc7MdzmcmTewEq7gF-GoOd-ZI=
uhicOvqj0dLUvQYRaWblfxKXCDp-ruOqpiQrrW_SrL2uHh8xhOeRj3Ws">Learn how to pay =
your Apple Card bill</a></p> <p><b>We=E2=80=99re here to help.</b></p> <p>I=
f you=E2=80=99re having difficulty making your minimum payment, contact an =
Apple Card Specialist to see if you=E2=80=99re eligible for assistance. <a =
href=3D"http://email.post-service.applecard.apple/f/a/nVwCbRS_HZM5LJZ0fjqgS=
Q~~/AANuZhA~/n6dl5tXcve4ypmKhIUouGXNySmKeC-MDVZkwR_pvEjrovdTKYER_FlFoFfPj5b=
euDhp98ACnZdfwklTYpiyk1toxSY7x7ZY58_B35OYgj6vxoha2g1KsZ0qedFVgxOPP">Learn a=
bout Apple Card payment assistance plans</a></p>  </td> =0A        </tr> =
=0A       </tbody>=0A      </table> </td> =0A    </tr>=0A   </tbody>=0A  </=
table> =0A  <table role=3D"presentation" width=3D"736" class=3D"desktop" ce=
llspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"> =0A   <tbo=
dy>=0A    <tr> =0A     <td align=3D"center"> =0A      <table role=3D"presen=
tation" width=3D"550" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" alig=
n=3D"center"> =0A       <tbody>=0A        <tr> =0A         <td width=3D"550=
" style=3D"padding: 10px 0 0 0;">&nbsp;</td> =0A        </tr> =0A        <t=
r> =0A         <td width=3D"550" valign=3D"top" align=3D"center" class=3D"d=
-divider" style=3D"border-color: #d6d6d6; border-top-style: solid; border-t=
op-width: 1px; font-size: 1px; line-height: 1px;"> &nbsp;</td> =0A        <=
/tr> =0A        <tr> =0A         <td width=3D"550" style=3D"padding: 4px 0 =
0 0;">&nbsp;</td> =0A        </tr> =0A       </tbody>=0A      </table> </td=
> =0A    </tr> =0A   </tbody>=0A  </table> =0A  <!-- END DESKTOP BODY --> =
=0A  <!-- desktop get-in-touch-cta include --> <!-- BEGIN DESKTOP get-in-to=
uch-cta -->=0A<html>=0A <head></head>=0A <body>=0A  <table role=3D"presenta=
tion" width=3D"736" class=3D"desktop" cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" align=3D"center"> =0A   <tbody> =0A    <tr> =0A     <td align=
=3D"center"> =0A      <table role=3D"presentation" width=3D"550" cellspacin=
g=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center"> =0A       <tbody> =
=0A        <tr> =0A         <td class=3D"type-body-d" align=3D"left" valign=
=3D"top" style=3D"padding: 3px 0 0 0;"> <b>Get in touch with an Apple Card =
Specialist. Available 24/7.</b> </td> =0A        </tr> =0A        <tr heigh=
t=3D"4"></tr> =0A       </tbody> =0A      </table> =0A      <table role=3D"=
presentation" width=3D"550" cellspacing=3D"0" cellpadding=3D"0" border=3D"0=
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