Delivered-To: tjphuhs@gmail.com Received: by 2002:a5d:44c2:0:b0:439:fcfb:30e with SMTP id z2csp1615860wrr; Sat, 14 Mar 2026 09:40:02 -0700 (PDT) X-Received: by 2002:a53:d247:0:b0:649:d5ca:7988 with SMTP id 956f58d0204a3-64e63065723mr5804795d50.48.1773506402274; Sat, 14 Mar 2026 09:40:02 -0700 (PDT) ARC-Seal: i=1; a=rsa-sha256; t=1773506402; cv=none; d=google.com; s=arc-20240605; b=Bm3Rq48i1vqCxH6hynEOLObEk173TMubprdR2j2TkkRV/Blqx9lq3LwanU6ipowWc5 +AymWZwYdOz0C/DByVik3hkjUkUP5y6n99at9RjkYU6wZD730AdZ3eU5SMne4HZA5Avf mVUlcHNtcl6ozIKjs+bfqXgtgPfXlLGixz5Q0qvKX1TX65IL0G4gSl4SIsK7XMfO0z8m trWweC/Jnaw5dWPIfk832D8DSBaC2QkDX8MkRNY/JO2uxmwV9L5UCTXb33pJ9JgJyIjw QKx5s1nEhP91LB61jxRJFp3I2Rlxr/RtkSD0GsECXEjBbKZnddQ1AbQu1aBQPVeFrot9 xllw== ARC-Message-Signature: i=1; a=rsa-sha256; c=relaxed/relaxed; d=google.com; s=arc-20240605; h=from:subject:reply-to:mime-version:date:message-id:to :content-transfer-encoding:dkim-signature; bh=RDAD+yHl5TS1rWu605zSJmuQXbsW+6ypkGnl+qe+4t4=; fh=9zP21OW67FFZD2VV42mGudo540Qp4aalMWxJB5kMYug=; b=XLaZJwJU2LIWxxge2hjzZTiGaWSWmmX5TErU7q+BtixJaN6KBzmPxIpNwqwB8G19rj bxXHtZ9mHxkbv9XtL2LjFB1zm3zvXW6dYJyqtfCIOmDtJIF9AiFEG6Md64BfF+a+XCgA LdmEJzm8cuFinjxgiFy/dGg3cVVHH2jayG48boO6XBHW4gHozzrRbingEHimKtdC6E/F kxRWvaSmobhCzpeX45L91HXx/jD+SD8qpVcuqZJsLBvurSswl1MxpB4ctlW+DurmqMtc b1/5BxeXEM/+7Zdxzvp4mcEA0r/Vlvd6LJIHS6beWZNgoQZrBcKXRkky57gLjgRL9X9f ieVg==; dara=google.com ARC-Authentication-Results: i=1; mx.google.com; dkim=pass header.i=@welcome.americanexpress.com header.s=2000006650524 header.b=Q87C+TJQ; spf=pass (google.com: domain of r_cst-wcc-amer673b2b3058a63_1_c.americanexpress@welcome.americanexpress.com designates 139.71.11.10 as permitted sender) smtp.mailfrom=r_CST-WCC-AMER673b2b3058a63_1_c.AmericanExpress@welcome.americanexpress.com; dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=welcome.americanexpress.com Return-Path: Received: from extmta2ipc2.americanexpress.com (extmta2ipc2.americanexpress.com. [139.71.11.10]) by mx.google.com with ESMTPS id 956f58d0204a3-64e65bcb87bsi4221042d50.137.2026.03.14.09.40.01 for (version=TLS1_3 cipher=TLS_AES_256_GCM_SHA384 bits=256/256); Sat, 14 Mar 2026 09:40:02 -0700 (PDT) Received-SPF: pass (google.com: domain of r_cst-wcc-amer673b2b3058a63_1_c.americanexpress@welcome.americanexpress.com designates 139.71.11.10 as permitted sender) client-ip=139.71.11.10; Authentication-Results: mx.google.com; dkim=pass header.i=@welcome.americanexpress.com header.s=2000006650524 header.b=Q87C+TJQ; spf=pass (google.com: domain of r_cst-wcc-amer673b2b3058a63_1_c.americanexpress@welcome.americanexpress.com designates 139.71.11.10 as permitted sender) smtp.mailfrom=r_CST-WCC-AMER673b2b3058a63_1_c.AmericanExpress@welcome.americanexpress.com; dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=welcome.americanexpress.com DKIM-Signature: v=1; a=rsa-sha256; d=welcome.americanexpress.com; s=2000006650524; c=relaxed/relaxed; q=dns/txt; i=@welcome.americanexpress.com; t=1773506400; h=From:Reply-To:Subject:Date:Message-ID:To:MIME-Version:Content-Type:Content-Transfer-Encoding; bh=RDAD+yHl5TS1rWu605zSJmuQXbsW+6ypkGnl+qe+4t4=; b=Q87C+TJQaKUlo4cupsmk8azzjFsYkKsWAZWaDywPysAc4048TsqjnKxNhPqz5t35 xydCUhirdQ6EGHajVOnsaMdVPJVXfkzt20llMDa+I/KuPmGN0Beg3IFI/Inr/2uU DX0eNmDVECOqecYFpXiHPNAipPiJmUKY/zAX7nZJCOUEx1UW/V9+XlXuFqCy3I9W jEQPrgloluMhP6+xgR4m0qyW9q/ouLg80kkAUYPRVTIA8DQWSplT47uy+qcWz7xe tty7Jz8sCJ7vVFlECWdekqvb7O6PS7b96dI81yL4tewLKxZD7X6rpipcYbUP2a9x ZK4IDc5brnVdcALP9JRbcw==; X-MSFBL: E7TgNRz2c1KdM3L9QiK+xj9Hm4OcIh5iFSp9aufVsX0=|eyJzdWJhY2NvdW50X2l kIjoiMCIsInRlbXBsYXRlX2NvbnRlbnRfdHlwZSI6ImlubGluZV9wYXJ0c193aXR ob3V0X3N1YnN0aXR1dGlvbnMiLCJjdXN0b21lcl9pZCI6IjEiLCJyY3B0X3RhZ3M iOlsgXSwicmNwdF9tZXRhIjp7ICJhbWV4X1JldHJ5UnVsZSI6ICJBRVhQIiwgImF tZXhfQ29tbXVuU3VialRleHQiOiAiPT9VVEYtOD9CP1dXOTFjaUJoWTJOdmRXNTB JRzFoZVNCbmJ5Qm1iM0lnWTI5c2JHVmpkR2x2Ym5NZ2FXNGdNVFFnWkdGNWN3PT0 /PSIsICJhbWV4X01lc3NhZ2VDbGFzcyI6ICJ0cmFuc2FjdGlvbmFsIiwgImFtZXh fTWVzc2FnZUlEIjogIjxyX0NTVC1XQ0MtQU1FUjY3M2IyYjMwNThhNjNfMV9jLlN DQzBDVEEwMTkuQW1lcmljYW5FeHByZXNzQHdlbGNvbWUuYW1lcmljYW5leHByZXN zLmNvbT4iIH0sInRyYW5zbWlzc2lvbl9pZCI6IjE0ODQ5MzQzODk3NTQwODYxIiw ibWVzc2FnZV9pZCI6IjAwMDA2MDhmYjU2OTI5ZmI3NWM2IiwiYiI6InRyYW5zYWN 0aW9uYWxfNFg0OCIsInRlbXBsYXRlX3ZlcnNpb24iOiIwIiwidGVuYW50X2lkIjo ia2V5c3BhY2VfZGVmYXVsdCIsInNuaXBwZXRfY291bnQiOiIwIiwiZyI6InRyYW5 zYWN0aW9uYWwiLCJyIjoidGpwaHVoc0BnbWFpbC5jb20iLCJ0ZW1wbGF0ZV9pZCI 6InRlbXBsYXRlXzE0ODQ5MzQzODk3NTQwODYxIiwidSI6IiV2Y3R4X21lc3N7YW1 leF9NZXNzYWdlSUR9In0= Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" To: tjphuhs@gmail.com Message-ID: <57.6C.64297.06F85B96@hpnplmomiw07> Date: Sat, 14 Mar 2026 09:40:00 -0700 MIME-Version: 1.0 Reply-To: AmericanExpress@welcome.americanexpress.com Subject: Your account may go for collections in 14 days From: "American Express" Your account may go for collections in 14 days=

Ma= ke a payment now =E2=80=93 or call us to discuss options.

=
3D"American

TIMOTHY BOURDEAU II

=

Account ending: 631001

Important Notice

Your cancelled account may be sent for collections = in 14 days.

<= tbody>
Make a payment
<= /td>

Avoid collections by making a payment.

Your account(s) has been cancelled and ma= y be routed for collections on 3/28/26. If this happens, you will be contac= ted for payment of your entire $2,163.16 account balance.<= /p>

=C2=A0

Yo= u can prevent this from happening by paying the past due amount. Or call us= today at 888-819-2135 to discuss your options.

<= /td>
Make a payment now
<= tbody>

If you're having trouble payin= g down your past due balance, we have options that can help:

=C2=A0

  • Rei= nstate your Card Membership*.
  • Temporarily lower your monthly payments and interest rates, if appli= cable.
  • Pause future lat= e payment fees.

=C2=A0

Terms and eligibility requirements apply**.

=C2=A0

We=E2=80=99= re here to help. Give us a call at 888-819-2135 to discuss your available o= ptions, or if you have any questions at all.

You may be eligible for financial relief.

=
Learn more
= =
Chat with us
=
<= tbody>

Your Account Summary

<= /td>
<= !--[if mso | IE]>
=
<= !--[if mso | IE]>=
<= /tbody>
=

Account Ending:

631001

Past Due/To= tal Due:

$216.32/$327.31

Helpful links

3D"Alternate
<= !--[if mso | IE]>
3D"Alternate
3D"Alternate
<= tbody>
=
<= td align=3D"center" class=3D"pad-4-lr pad-2-tb text-align-center" style=3D"= font-size:0px;padding:10px 25px;padding-top:20px;padding-right:20px;padding= -bottom:20px;padding-left:20px;word-break:break-word;"><= /table>
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Your account information is includ= ed above to help you recognize this as an email from American Express. Plea= se do not reply to this message, as this inbox is unmonitored. If you need = assistance, call the number on the back of your Card or visit us at Customer Care.

=C2= =A0

For tips on spotting fraud and scams = =E2=80=93 or to report a suspicious message =E2=80=93 visit our Security Center. You can also forward any suspicious e= mails to spoof@americanexpr= ess.com.

*Eligibility for Card reinstatement will be determined upon Program enroll= ment.

=C2=A0

**American Express Financial Relief Program Terms & Conditi= ons:

=C2=A0

Program Overview

=E2=80=A2 Eligible Card Members may request to enroll in an American Ex= press Financial Relief Program (the =E2=80=9CProgram=E2=80=9D) by calling 1= -866-703-4169 or chatting with us online. The payment plan can provide reli= ef benefits for 48 months. We will determine your eligibility for the Progr= am upon your request to enroll, based on factors including delinquency stat= us, prior enrollment in the Program or the balance on your Card account. Af= ter the Reduced APR Period, your APR will resume in accordance with your Ca= rdmember Agreement.

=E2=80=A2 Terms & = conditions including Program duration and eligibility requirements are subj= ect to change.

=C2=A0

Program Relief Benefits

While enrolled in the Program, you will have access to the foll= owing benefits:

=E2=80=A2 Your minimum mon= thly payment due may be reduced. The Program monthly payment amount will be= disclosed to you at enrollment.

=E2=80=A2= Your Card account will be subject to a reduced APR for balances subject to= an interest rate, unless you have an APR that is lower than the Program AP= R, in which case the lower APR will apply until that APR expires (if that r= ate has an expiration).

=E2=80=A2 We will = waive any late payment fee(s) or returned payment fee(s).

=C2=A0

Program Req= uirements

In order to maintain al= l the benefits of the Program, you must comply with the Program Terms, whic= h will be communicated to you at enrollment, and which will include the req= uirements that:

=E2=80=A2 Monthly Program = Payments for your American Express Card and/or Loan account(s) enrolled in = the Program must be made in accordance with the terms of the Program.

=E2=80=A2 If you do not make Monthly Program Pa= yments by the following statement closing date (on consecutive billing cycl= es) on any of your enrolled Card or Loan account(s), you may be removed fro= m the Program.

=C2=A0

If your account is being reported to credit bureaus:

=E2=80=A2 If you are enrolled in t= he Program, we may inform the consumer credit bureaus that you are particip= ating in a payment plan, which will not directly impact your credit score, = but will be visible to other lenders.

=E2= =80=A2 If you do not comply with the Program terms, we will report that sta= tus, which may negatively impact your credit score.

=E2=80=A2 If you make your Program payments on time and your acco= unt is currently past due, it may continue to be reported as past due but w= ill not be reported any further past due.

=C2=A9 2026 American Express. All rights = reserved.

=C2=A0

SCC0CTA019