Delivered-To: tjphuhs@gmail.com
Received: by 2002:a5d:44c2:0:b0:439:fcfb:30e with SMTP id z2csp1219040wrr;
        Fri, 13 Mar 2026 10:36:41 -0700 (PDT)
X-Received: by 2002:a05:620a:198a:b0:8cd:b2e7:7e4 with SMTP id af79cd13be357-8cdb5a8c933mr547261185a.17.1773423401564;
        Fri, 13 Mar 2026 10:36:41 -0700 (PDT)
ARC-Seal: i=1; a=rsa-sha256; t=1773423401; cv=none;
        d=google.com; s=arc-20240605;
        b=cekPXnNytVGq3Stt7rq31+HxqaSQMg7RmMAkB24rAhVFW4rD8PrCKb3xti8Zb3sZvh
         ULZ5Lojb6zzoQ+L8YiU+oU+DKe5X9ck7c63TnR/lrWSknvTv7nFRdR2RxbQuhFA8bQ4n
         Uvo4bQBzjhygla5qEEOnQo1+j4vwCmRmVKvAWxNNTc3YzuHH1MMcxihWIgk/RizicUvP
         jHAnXt136ORKkeZL2W3J/hVX+oyvmxoPjnhAO1L56h2pdwkhdct4tb3cTFlHDwhC6Nz5
         Y+MAl5aL0tZzR5eT4lU31cOmGLXLVYvwLhZ8/XHzI+tdMVA8IDgfknJPz/q4YIh50dzg
         JBeA==
ARC-Message-Signature: i=1; a=rsa-sha256; c=relaxed/relaxed; d=google.com; s=arc-20240605;
        h=message-id:list-unsubscribe-post:list-unsubscribe:feedback-id
         :subject:reply-to:from:to:date:content-transfer-encoding
         :mime-version:dkim-signature;
        bh=zIN0xt0jI0e/DME/1lw+Q2h+9loEuHUkNkKmBUGYE1Y=;
        fh=9zP21OW67FFZD2VV42mGudo540Qp4aalMWxJB5kMYug=;
        b=MDdLoRbr3fXGVU5MKO98oGBKdtnm6yZDzbzrsct36MYdbMnmjPHC3rPrjSbqESOBAO
         yemAPJ28tKvAHVdcdenP9jrOQiiGmia7zSFawYLMJ8s2FNXIkIILexamMZC20e6GoJ3a
         n+jo6zQyM4TVr8jjnnqjuEtp5gitFLK8hib7h/POJb2x4UcgOjWWMB0By71GoMB7aY9b
         +GpNp3gYcpp618qNHgiPGAK/DfRHSBXc/TENxJNbYWw2acqcbimy/rYHxZYP7sjFUotK
         iyN/zKUPnhCu4vjvUVVeK2mSAdypGV54nFC1PsP4Jcrf6mR0ekEyujnjK07b97qsgPlR
         56Wg==;
        dara=google.com
ARC-Authentication-Results: i=1; mx.google.com;
       dkim=pass header.i=@servicing.synchronyfinancial.com header.s=synchronyfinancial2 header.b=rVaSuavm;
       spf=pass (google.com: domain of notice@servicing.synchronyfinancial.com designates 129.145.70.185 as permitted sender) smtp.mailfrom=notice@servicing.synchronyfinancial.com;
       dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=servicing.synchronyfinancial.com
Return-Path: <notice@servicing.synchronyfinancial.com>
Received: from omp.servicing.synchronyfinancial.com (omp.servicing.synchronyfinancial.com. [129.145.70.185])
        by mx.google.com with ESMTPS id af79cd13be357-8cda2120c55si1037558985a.247.2026.03.13.10.36.41
        for <tjphuhs@gmail.com>
        (version=TLS1_3 cipher=TLS_AES_256_GCM_SHA384 bits=256/256);
        Fri, 13 Mar 2026 10:36:41 -0700 (PDT)
Received-SPF: pass (google.com: domain of notice@servicing.synchronyfinancial.com designates 129.145.70.185 as permitted sender) client-ip=129.145.70.185;
Authentication-Results: mx.google.com;
       dkim=pass header.i=@servicing.synchronyfinancial.com header.s=synchronyfinancial2 header.b=rVaSuavm;
       spf=pass (google.com: domain of notice@servicing.synchronyfinancial.com designates 129.145.70.185 as permitted sender) smtp.mailfrom=notice@servicing.synchronyfinancial.com;
       dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=servicing.synchronyfinancial.com
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; s=synchronyfinancial2;
 d=servicing.synchronyfinancial.com;
 h=MIME-Version:Content-Type:Content-Transfer-Encoding:Date:To:From:Reply-To:
 Subject:Feedback-ID:List-Unsubscribe:List-Unsubscribe-Post:Message-ID;
 i=notice@servicing.Synchronyfinancial.com;
 bh=zIN0xt0jI0e/DME/1lw+Q2h+9loEuHUkNkKmBUGYE1Y=;
 b=rVaSuavmpeg2gX7u8T6+LvQCi1IhkRlGcrGZj8JXZyVg8cw3RKh1pQq9bGeGer5IsY3lGpTYtOb8
   3XJJfEdI0oyuRLtbzjQCtwn6FlncPJubeDSYepQFdbUeMI6kiBX8k6S76GlkLGruYKDqEx9+Lkok
   IlaS+ijZ1EAnQp3mXko=
MIME-Version: 1.0
Content-Type: text/html;
	charset="UTF-8"
Content-Transfer-Encoding: quoted-printable
Date: Fri, 13 Mar 2026 17:35:34 +0000
To: tjphuhs@gmail.com
From: =?UTF-8?B?U3luY2hyb255IEJhbms=?= <notice@servicing.Synchronyfinancial.com>
Reply-To: =?UTF-8?B?U3luY2hyb255IEJhbms=?= <reply@servicing.Synchronyfinancial.com>
Subject: TIMOTHY - your PayPal Credit account requires attention
Feedback-ID: 9073:501431322:oraclersys
List-Unsubscribe: <mailto:unsubscribe-BQjkPkSTSQG0BwD6zdY85qfJeRd3rdaflF9UrkgSKWchtfSPOgLaDu47OELJ7mpzf6b@imh.rsys121.origin.responsys.ocs.oraclecloud.com?subject=List-Unsubscribe>, <https://servicing.synchronyfinancial.com/pub/optout/UnsubscribeOneStepConfirmAction?YES=true&_ri_=X0Gzc2X%3DBQjkPkSTSQG0BwD6zdY85qfJeRd3rdaflF9UrkgSKWchtfSPOgLaDu47OELJ7mpzf6b&_ei_=EY3S6X_vEpuU8FXk1R_5O31mW9HvDOeyUimEjecamLX74YX12_fd9uTAJKfefCz63KO-j2ziJyH1jEBxmWa1w3xGSL40RnrCqfixY2goO4JFBoAgbZqTUBqN0viAZ7-ck1AqXNRPjYeVrvDA498fuq5FLRjbJLLYqwjHkqI_FMlvPxvAUWE69hAJEHH0UxtKFbUnIpH6xBu_1Bdy6B0Esd_RrnuLsJtQuLKpuexcdlEe7LqtiVAmE9eksOdlrDpINpN7jhxyQdgHE87uZX8I1XOxuXO8.>
List-Unsubscribe-Post: List-Unsubscribe=One-Click
X-sgxh1: lriomokxnuHptQJhu
X-rext: 7.rsys121.ER7O9AZ5CY-McL0KUjKHMtzD3jsn1d4JolM1ywneH9mWBwGecBuixAI
X-cid: syfincoll.186887162
X-ei: EWtX26pbqFDMCq3R_ZyvInaHnhqk1RQClsIlAUxJOw
X-cp: EDg2lXcAeaevLLse6GU8L3d8zgDeHTENiQ277TZAnXH4jI0omIPVWPpNtWGyLZw8rpN7BrsrLNwNeDw-ee0KXNMBDDcZjYx99IQMVVhD4iEcDZRLL1Wfk6ucA_orV0PFu_tfl39REJlSUsaHTGkeC9k7F-j_Kq_VHtuh5OpwAfRh3wAfC1OQvCd5nb5NtwP4ZK0SfZnmy6Wrs9Qu4-rGGrd7_CEH1j1h47SPbddmBqCWA7xs_x4
Message-ID: <0.3.1C.E47.1DCB30FCBDDBA78.0@omp.servicing.synchronyfinancial.com>

<html>
<head> <title>Untitled</title></head>
<body><table cellpadding=3D=220=22 cellspacing=3D=220=22 style=3D=22border:=
 0px; padding: 0px; margin: 0px; position: absolute; display: none; float: =
left=22>
<tr>
<td height=3D=221=22 style=3D=22font-size: 1px; line-height: 1px; padding: =
0px;=22>
<img src=3D=22https://servicing=2Esynchronyfinancial=2Ecom/pub/as?_ri_=3DX0=
Gzc2X%3DBQjkPkSTSQG0BwD6zdY85qfJeRd3rdaflF9UrkgSKWchtfSPOgLaDu47OELJ7mpzf6b=
VXHkMX%3Dw&_ei_=3DEY3S6X_vEpuU8FXk1R_5O31mW9HvDOeyUimEjecamLX74YX12_fd9uTAJ=
KfefCz63KO-j2ziJyH1jEBxmWa1w3xGSL40RnrCqfixY2goO4JFBoAgbZqTUBqN0viAZ7-ck1Aq=
XNRPjYeVrvDA498fuq5FLRjbJLLYqwjHkqI_FMlvPxvAUWE69hAJEHH0UxtKFbUnIpH6xBu_1Bd=
y6B0Esd_RrnuLsJtQuLKpuexcdlEe7LqtiVAmE9eksOdlrDpINpN7jhxyQdgHE87uZX8I1XOxuX=
O8=2E&_di_=3Dkuk4jj97tnqtkh02be3d9brip3rke93nmksbu2cg84li67il2fm0=22></img>
</td>
</tr>
</table>

   =20
<table align=3D=22center=22 bgcolor=3D=22=23ffffff=22 border=3D=220=22 cell=
spacing=3D=220=22 style=3D=22width:600px=22>
   <tbody>
      =20
      <tr>
    <td valign=3D=22bottom=22 style=3D=22padding: 10px 10px 5px 10px;=22 al=
ign=3D=22left=22><img src=3D=22https://servicing=2Esynchronyfinancial=2Ecom=
/assets/responsysimages/content/syfincoll/PayPalCredit_Logo=2Ejpg=22/></td>
<td data-content-region-name=3D=22Last4=22 align=3D=22right=22 valign=3D=22=
bottom=22; style=3D=22padding: 10px 10px 5px 10px;=22>

<table>
<tbody>

      <tr>
         <td valign=3D=22bottom=22; style=3D=22padding: 0px 0px 0px 0px;tex=
t-align: right; font-family: Arial, Helvetica, sans-serif; font-size: 12px;=
=22>Account Ending In 9689  =7C  <a href=3D=22https://servicing=2Esynchrony=
financial=2Ecom/pub/cc?_ri_=3DX0Gzc2X%3DBQjkPkSTSQG0BwD6zdY85qfJeRd3rdaflF9=
UrkgSKWchtfSPOgLaDu47OELJ7mpzf6bVXtpKX%3DBARSATRT&_ei_=3DEOZ2_k8dI-3aIXr158=
88bKnHz8xYVCjORKjYzbgMHyZtftOEOSV3fe5zA9DpTJg1xdEHdUPcPhLfYBxkL7lFn1v28MsAi=
8aRWfIkQezsYvtpcoiHBGLjnOjWqhTyyIKczPQUNG8sjO2UfMgqdPssOEQStf2QkLXVFZLkWZKE=
15sthiZ86Mcsq1MaQsYwSkGznI-mBlWrteJihwCtKy2VboGM5-sHTahWQ-A2YwSuSRWqvl4KNR_=
aTCK5wmzBTHXKIZ8fG5KADboZq6SzHUudYjtq8AU76zZyWUF2ELbfhaLNQ5GFYmylLNUwAC2cEv=
sk4vDDEs_B9wzkD68=2E&_di_=3D4sg49mspoj92jbopmbdvqm6ld1cd921h3p5012inkmtq5o0=
3qut0=22 rilt=3D=22Login=22 style=3D=22color: rgb(0,0,0); text-decoration: =
underline;=22 target=3D=22_blank=22>Log In</a><br><br><img src=3D=22https:/=
/servicing=2Esynchronyfinancial=2Ecom/assets/responsysimages/syfincoll/cont=
entlibrary/universalcontent/financing_by_synchrony_logo=2Ejpg=22/></td>
      </tr>

</tbody>
</table></td>
      </tr>
      =20
  <tr >
   <td data-content-region-name=3D=22Banner=22 colspan=3D=222=22 height=3D=
=2280=22 style=3D=22width:600px; padding: 5px 10px 0px 10px; text-align: Ce=
nter; font-family: Arial, Helvetica, sans-serif; font-size: 24px; font-weig=
ht: bold;=22 align=3D=22center=22 valign=3D=22center=22>
<table align=3D=22center=22 bgcolor=3D=22=23ffffff=22 border=3D=220=22 cell=
spacing=3D=220=22>
<tbody>
     <tr>
       <td style=3D=22text-align: Center; font-family: Arial, Helvetica, sa=
ns-serif; font-size: 24px; font-weight: bold;=22>Reminder: Please contact u=
s without delay</td>
      </tr>

</tbody>  =20
    </table></td>
 </tr>
      =20
   <tr>       <td colspan=3D=222=22 bgcolor=3D=22=2394969A=22 height=3D=22=
=2E5=22></td> </tr>
      =20
<tr>
<td data-content-region-name=3D=22Body1=22 colspan=3D=222=22 style=3D=22pad=
ding: 10px 15px 10px 15px;=22 align=3D=22center=22>
  <table border=3D=220=22 cellspacing=3D=220=22 cellpadding=3D=220=22>
   <tbody>
       <tr>
<td style=3D=22font-family:Arial, Helvetica, sans-serif; font-size:14px; li=
ne-height:18px; text-align:left; padding:10px 10px 20px 10px;=22>Pay your <=
strong>past due</strong> balance on your PayPal Credit by opening your <b>P=
ayPal</b> app or by logging into your <a href=3D=22https://servicing=2Esync=
hronyfinancial=2Ecom/pub/cc?_ri_=3DX0Gzc2X%3DBQjkPkSTSQG0BwD6zdY85qfJeRd3rd=
aflF9UrkgSKWchtfSPOgLaDu47OELJ7mpzf6bVXtpKX%3DBARSATRT&_ei_=3DEOZ2_k8dI-3aI=
Xr15888bKnHz8xYVCjORKjYzbgMHyZtftOEOSV3fe5zA9DpTJg1xdEHdUPcPhLfYBxkL7lFn1v2=
8MsAi8aRWfIkQezsYvtpcoiHBGLjnOjWqhTyyIKczPQUNG8sjO2UfMgqdPssOEQStf2QkLXVFZL=
kWZKE15sthiZ86Mcsq1MaQsYwSkGznI-mBlWrteJihwCtKy2VboGM5-sHTahWQ-A2YwSuSRWqvl=
4KNR_aTCK5wmzBTHXKIZ8fG5KADboZq6SzHUudYjtq8AU76zZyWUF2ELbfhaLNQ5GFYmylLNUwA=
C2cEvsk4vDDEs_B9wzkD68=2E&_di_=3D4sg49mspoj92jbopmbdvqm6ld1cd921h3p5012inkm=
tq5o03qut0=22 rilt=3D=22Login=22 style=3D=22color: rgb(0,0,0); text-decorat=
ion: underline;=22 target=3D=22_blank=22>online account</a>=2E

<br><br>
Your account is now several months past due=2E Please contact&nbsp;a repres=
entative now at <span style=3D=22white-space: nowrap=22> 1-855-820-6843</sp=
an> for assistance or  to discuss your payment options=2E<br /><br />Accoun=
t number ending in 9689</td>
    </tr>
    <tr>
     <td align=3D=22center=22 style=3D=22padding:0px 0px 10px 8px=22><a tar=
get=3D=22_blank=22 rilt=3D=22LogInPayNow=22 style=3D=22text-decoration: und=
erline; color: =236ebf4a=22 href=3D=22https://servicing=2Esynchronyfinancia=
l=2Ecom/pub/cc?_ri_=3DX0Gzc2X%3DBQjkPkSTSQG0BwD6zdY85qfJeRd3rdaflF9UrkgSKWc=
htfSPOgLaDu47OELJ7mpzf6bVXtpKX%3DBARSATRT&_ei_=3DEOZ2_k8dI-3aIXr15888bKnHz8=
xYVCjORKjYzbgMHyZtftOEOSV3fe5zA9DpTJg1xdEHdUPcPhLfYBxkL7lFn1v28MsAi8aRWfIkQ=
ezsYvtpcoiHBGLjnOjWqhTyyIKczPQUNG8sjO2UfMgqdPssOEQStf2QkLXVFZLkWZKE15sthiZ8=
6Mcsq1MaQsYwSkGznI-mBlWrteJihwCtKy2VboGM5-sHTahWQ-A2YwSuSRWqvl4KNR_aTCK5wmz=
BTHXKIZ8fG5KADboZq6SzHUudYjtq8AU76zZyWUF2ELbfhaLNQ5GFYmylLNUwAC2cEvsk4vDDEs=
_B9wzkD68=2E&_di_=3D4sg49mspoj92jbopmbdvqm6ld1cd921h3p5012inkmtq5o03qut0=22=
><img width=3D=22228=22 height=3D=2227=22 alt=3D=22LOG IN AND PAY NOW=22 st=
yle=3D=22border-top: 0px; border-right: 0px; border-bottom: 0px; border-lef=
t: 0px; display: block=22 src=3D=22https://servicing=2Esynchronyfinancial=
=2Ecom/assets/responsysimages/syfincoll/contentlibrary/_latestage/green_but=
ton_login_en=2Egif=22 /></a></td>
    </tr>
   </tbody>
  </table></td>
</tr>

   <tr>       <td colspan=3D=222=22 bgcolor=3D=22=2394969A=22 height=3D=22=
=2E5=22></td> </tr>
      =20

<tr>
 <td colspan=3D=222=22 style=3D=22width:600px; line-height: 2; padding: 15p=
x 10px 5px 10px; text-align: Center; font-family: Arial, Helvetica, sans-se=
rif; font-size: 18px;=22 align=3D=22center=22 valign=3D=22center=22><b>We'r=
e here to help 1-855-820-6843</b><br><span style=3D=22text-align: Center; f=
ont-family: Arial, Helvetica, sans-serif; font-size: 14px;=22 align=3D=22ce=
nter=22>Call us Weekdays 8 a=2Em=2E- Midnight Weekends 8 a=2Em=2E- 6:30 p=
=2Em=2E ET</span></td>
</tr>
      =20
   <tr>       <td colspan=3D=222=22 bgcolor=3D=22=2394969A=22 height=3D=22=
=2E5=22></td> </tr>
      =20
      =20
      =20
<tr><td data-content-region-name=3D=22Footer1=22 colspan=3D=222=22 style=3D=
=22padding: 0px 0px 10px 0px; font-family: Arial, Helvetica, sans-serif; fo=
nt-size: 10px;=22>

   =20
<table align=3D=22center=22 border=3D=220=22 cellspacing=3D=220=22 style=3D=
=22width:600px=22>
   <tbody>


  <tr>
<td style=3D=22padding: 10px 0px 0px 0px; line-height: 13px; font-family: A=
rial, Helvetica, sans-serif; font-size: 10px;=22>Note: <strong>This email i=
s an attempt to collect a debt and any information obtained will be used fo=
r that purpose=2E</strong> Account is owned by Synchrony Bank=2E
<br>
<br>
If you do not wish to receive&nbsp;any future collection communications fro=
m us via email, please&nbsp;<a href=3D=22https://servicing=2Esynchronyfinan=
cial=2Ecom/pub/optout?_ri_=3DX0Gzc2X%3DBQjkPkSTSQG0BwD6zdY85qfJeRd3rdaflF9U=
rkgSKWchtfSPOgLaDu47OELJ7mpzf6b&_ei_=3DEY3S6X_vEpuU8FXk1R_5O31mW9HvDOeyUimE=
jecamLX74YX12_fd9uTAJKfefCz63KO-j2ziJyH1jEBxmWa1w3xGSL40RnrCqfixY2goO4JFBoA=
gbZqTUBqN0viAZ7-ck1AqXNRPjYeVrvDA498fuq5FLRjbJLLYqwjHkqI_FMlvPxvAUWE69hAJEH=
H0UxtKFbUnIpH6xBu_1Bdy6B0Esd_RrnuLsJtQuLKpuexcdlEe7LqtiVAmE9eksOdlrDpINpN7j=
hxyQdgHE87uZX8I1XOxuXO8=22 rilt=3D=22Unsubscribe=22 style=3D=22color: rgb(1=
10, 191, 74); text-decoration: underline;=22 target=3D=22_blank=22>click he=
re</a> to unsubscribe=2E
<br>
<br>
This email was sent to you by Synchrony Bank to provide important informati=
on about your account=2E You may receive collection emails even if you have=
 requested not to receive email marketing offers from Synchrony Bank=2E For=
 more information about the security of your information, please read the S=
ynchrony Bank Privacy Policy=2E Synchrony Bank is located at 170 West Elect=
ion Road, Suite 125, Draper, UT 84020, USA=2E
          </td></tr>
         </tbody>
</table></td></tr>
      =20
<tr><td data-content-region-name=3D=22Client_Disclaimer=22 colspan=3D=222=
=22 style=3D=22padding: 0px 0px 0px 0px; font-family: Arial, Helvetica, san=
s-serif; font-size: 10px;=22>
</td></tr>

<tr><td data-content-region-name=3D=22Footer2=22 colspan=3D=222=22 style=3D=
=22padding: 0px 0px 0px 0px; font-family: Arial, Helvetica, sans-serif; fon=
t-size: 10px;=22>

   =20
<table align=3D=22center=22 border=3D=220=22 cellspacing=3D=220=22 style=3D=
=22width:600px=22>
   <tbody>

       <tr><td style=3D=22padding: 0px 0px 10px 0px; line-height: 13px; fon=
t-family: Arial, Helvetica, sans-serif; font-size: 10px;=22>
Head off identity theft before it happens=2E For more information about ide=
ntity theft, please visit the Federal Trade Commission's (FTC) consumer web=
site at <a href=3D=22https://www=2Eidentitytheft=2Egov=22 rilt=3D=22Unsubsc=
ribe=22 style=3D=22color: rgb(110, 191, 74); text-decoration: underline;=22=
 target=3D=22_blank=22>https://www=2Eidentitytheft=2Egov</a>=2E
<br>
<br>
This is an unmonitored email box=2E Please do not reply to this email=2E
<br>
<br>
We respect your privacy=2E <a href=3D=22https://servicing=2Esynchronyfinanc=
ial=2Ecom/pub/cc?_ri_=3DX0Gzc2X%3DBQjkPkSTSQG0BwD6zdY85qfJeRd3rdaflF9UrkgSK=
WchtfSPOgLaDu47OELJ7mpzf6bVXtpKX%3DBARSATTT&_ei_=3DEOZ2_k8dI-3aIXr15888bKnH=
z8xYVCjORKjYzbgMHyZtUGUyuYXf3nfjGNq0TrssG7fM_rJhGhFteAbJ_QAb3b1uInewTdy-cgh=
w7eHQBPE2D6Qj1V00lTWsiiImzR22YkAg9_mcZurE4bXI_aFQh02jGLHNlX8E9WmVxUcIqmkbip=
c6_srDiX62899hH4o1z4unnEuoV7vWsUfuAiTILuD3Kyu-Niudeast_tUg9WawTKJeCO6mu0F1I=
808Mg2dw6hwqEGZKgcHtUg5F7MEDy9lxEIOcVBVsv3gkR4=2E&_di_=3D7ldlsrg07ogm0upi6t=
bfo84mq4ucpfsggk6ti1ogup75gbtr3k70=22 rilt=3D=22Privacy=22 style=3D=22color=
: rgb(110, 191, 74); text-decoration: underline;=22 target=3D=22_blank=22>C=
lick here</a> to read our Privacy Policy=2E
<br>
<br>
&copy; 2026 Synchrony Bank</td>
      </tr>
      <tr>
         <td>
         <p style=3D=22color: rgb(217, 217, 217); font-family: Arial; font-=
size: 10px; align: left; valign: bottom;=22>E502PR PYPL_REV_EN</p>
         </td>
      </tr>
   </tbody>
</table></td></tr>
      =20
      =20
      =20
   </tbody>
</table>
</body>
</html>