Received-SPF: pass (google.com: domain of msprvs1=20514oqygrpea=bounces-195487-1@bounces.notify.trueaccord.com designates 168.203.49.65 as permitted sender) client-ip=168.203.49.65;
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To: "Timothy Bourdeau II" <tjphuhs@gmail.com>
Message-ID: <C8.59.56328.FC38C996@i-0ddd0f7bcd8e65296.mta1vrest.sd.prd.sparkpost>
Date: Mon, 23 Feb 2026 16:43:59 +0000
MIME-Version: 1.0
Reply-To: support@notify.trueaccord.com
Subject: Information about your account with Klarna ending in 9269.
From: "Nolan Davis" <nolan@notify.trueaccord.com>

<!-- ngInclude: '/src/main/templates/base/' + template.baseTemplateFilename=
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order=3D"0" width=3D"1" height=3D"1" src=3D"http://sp.notify.trueaccord.com=
/q/iKOiB0vQ0oynXTPczq2J6A~~/AAL7nxA~/--u7_ntSC70U_ri4aIFjXlbpvZiTxCQJjFzv3-=
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meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3DUTF-8" cla=
ss=3D"ng-scope"><title class=3D"ng-scope">TrueAccord</title><meta http-equi=
v=3D"Content-Type" content=3D"text/html; charset=3Dutf-8" class=3D"ng-scope=
"><meta name=3D"viewport" content=3D"width=3D320,target-densitydpi=3Ddevice=
-dpi" class=3D"ng-scope"><style class=3D"ng-binding ng-scope">@font-face {=
=0A        font-family: Libre Franklin;=0A        src: url('https://www.tru=
eaccord.com/static/fonts/LibreFranklin-Regular.woff') format('woff'),=0A   =
         url('https://www.trueaccord.com/static/fonts/LibreFranklin-Regular=
.ttf') format('ttf');=0A        font-style: normal;=0A        font-weight:=
 400;=0A      }=0A=0A      @font-face {=0A        font-family: Libre Frankl=
in;=0A        src: url('https://www.trueaccord.com/static/fonts/LibreFrankl=
in-Medium.woff') format('woff'),=0A            url('https://www.trueaccord.=
com/static/fonts/LibreFranklin-Medium.ttf') format('ttf');=0A        font-s=
tyle: normal;=0A        font-weight: 500;=0A      }=0A=0A      @font-face {=
=0A        font-family: Libre Franklin;=0A        src: url('https://www.tru=
eaccord.com/static/fonts/LibreFranklin-SemiBold.woff') format('woff'),=0A  =
          url('https://www.trueaccord.com/static/fonts/LibreFranklin-SemiBo=
ld.ttf') format('ttf');=0A        font-style: normal;=0A        font-weight=
: 600;=0A      }=0A=0A      @font-face {=0A        font-family: Libre Frank=
lin;=0A        src: url('https://www.trueaccord.com/static/fonts/LibreFrank=
lin-Bold.woff') format('woff'),=0A            url('https://www.trueaccord.c=
om/static/fonts/LibreFranklin-Bold.ttf') format('ttf');=0A        font-styl=
e: normal;=0A        font-weight: 700;=0A      }=0A=0A      /* This line is=
 to make the font appear in the CMS. */=0A      * {=0A        font-family: =
Libre Franklin, sans-serif;=0A      }</style><center class=3D"ng-scope"><di=
v style=3D"max-width:1045px"><header><table cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"p=
adding: 15px 15px 8px" bgcolor=3D"#fff"><div style=3D"width: 100%; height: =
100%; margin-left: auto; margin-right: auto"><img src=3D"https://www.trueac=
cord.com/static/img/trueaccord-logo.png" height=3D"30" alt=3D"TrueAccord Lo=
go" title=3D"TrueAccord Logo" style=3D"width: 230px; height: 30px"></div></=
td></tr></tbody></table></header><main><section aria-label=3D"TrueAccord In=
troduction secion"><div style=3D"font-style: normal; font-weight: normal; f=
ont-size: 16px; line-height: 26px; color: #000000; padding: 34px 20px 20px"=
 align=3D"left"><p class=3D"ng-binding">Hello, Timothy Bourdeau II. We're T=
rueAccord Corp, a debt collector. We are trying to collect a debt that you =
owe to Klarna. We will use any information you give us to help collect the =
debt.</p></div></section><section aria-label=3D"This section describes the =
details around your debt and different ways to resolve."><div style=3D"back=
ground-color: #FDFDFD"><table style=3D"display: block; padding: 20px;positi=
on: relative"><tbody style=3D"display: block"><tr style=3D"display:block"><=
td align=3D"center" style=3D"display: inline-block;width: 100%;min-width: 4=
9%;max-width: 450px"><div style=3D"display: inline-block; font-style: norma=
l; font-weight: normal; font-size: 16px; line-height: 26px; width: 100%; ma=
x-width: 25em;text-align: left"><span><h2 style=3D"font-style: normal; font=
-weight: 600; font-size: 18px; line-height: 28px; letter-spacing: 0.1px; co=
lor: #000000">Our information shows:</h2><!-- ngIf: template.keyValues.blur=
b --><!-- ngIf: !template.keyValues.blurb --><div ng-if=3D"!template.keyVal=
ues.blurb" class=3D"ng-scope"><div style=3D"font-style: normal; font-weight=
: normal; font-size: 16px; line-height: 26px; word-break: break-word; lette=
r-spacing: 0.1px; padding-bottom: 10px;width: 100%; height: auto" ta-initia=
l-summary-widget=3D"" debt=3D"debt" person=3D"person" itemization=3D"itemiz=
ation" class=3D"ng-isolate-scope"><!-- ngIf: isOriginal && accountNumber --=
><p data-recording-sensitive=3D"" ng-if=3D"isOriginal &amp;&amp; accountNum=
ber" class=3D"ng-binding ng-scope">You have an account with Klarna with an =
account number&nbsp;<span account-number-for-display=3D"accountNumber" requ=
ires-full-account-number-for-display=3D"requiresFullAccountNumberForDisplay=
" class=3D"ng-binding ng-isolate-scope">ending in: 9269</span>. The address=
 on file for you is 1742 Hickory Gate Dr N, <!-- ngIf: streetLine2 --> Dune=
din, FL 34698.</p><!-- end ngIf: isOriginal && accountNumber --><!-- ngIf: =
isOriginal && !accountNumber --><!-- ngIf: isPurchased && (isOriginalAndIte=
mizationCreditor || !creditorAtItemizationDate) && originalCreditorAccountN=
umber --><!-- ngIf: isPurchased && (isOriginalAndItemizationCreditor || !cr=
editorAtItemizationDate) && !originalCreditorAccountNumber --><!-- ngIf: is=
Purchased && !isOriginalAndItemizationCreditor && originalCreditorAccountNu=
mber && creditorAtItemizationDate --><!-- ngIf: isPurchased && !isOriginalA=
ndItemizationCreditor && !originalCreditorAccountNumber && creditorAtItemiz=
ationDate --></div></div><!-- end ngIf: !template.keyValues.blurb --></span=
><div style=3D"display: inline-block; font-style: normal; font-weight: norm=
al; font-size: 16px; line-height: 26px; max-width: 450px;width: 100%; heigh=
t: auto" ta-debt-itemization-widget=3D"" debt=3D"debt" person=3D"person" it=
emization=3D"itemization" class=3D"ng-isolate-scope"><table rules=3D"all" b=
ordercolor=3D"#EAEAEB" border=3D"1" bgcolor=3D"#FFFFFF" class=3D"itemizatio=
n" style=3D"width: 100%; font-family: Libre Franklin, sans-serif; font-size=
: 11px; font-weight: 400; line-height: 13.33px; color: #262C31"><tbody><!--=
 ngIf: isNY --><tr style=3D"height: 40px; border-top-width: 1px; border-col=
or: #EAEAEB; border-top-style: solid; margin: 10px 0"><td style=3D"width: a=
uto; padding: 10px" align=3D"left" valign=3D"middle" class=3D"ng-binding">A=
s of July 12, 2025 you owed</td><td style=3D"width: 19%; padding: 10px" ali=
gn=3D"right" valign=3D"middle" class=3D"ng-binding">$174.72</td></tr><tr st=
yle=3D"height: 40px; border-top-width: 1px; border-color: #EAEAEB; border-t=
op-style: solid; margin: 10px 0"><td colspan=3D"2" style=3D"width: auto; pa=
dding: 10px" align=3D"left" valign=3D"middle" class=3D"ng-binding">Between =
July 12, 2025 and today</td></tr><tr style=3D"height: 40px; border-top-widt=
h: 1px; border-color: #EAEAEB; border-top-style: solid; margin: 10px 0"><td=
 class=3D"indent ng-binding" style=3D"width: auto; padding: 10px 10px 10px =
25px" align=3D"left" valign=3D"middle">You were charged this amount of inte=
rest</td><td style=3D"width: 19%; padding: 10px" align=3D"right" valign=3D"=
middle" class=3D"ng-binding"><span style=3D"float: left">+</span>$7.96</td>=
</tr><tr style=3D"height: 40px; border-top-width: 1px; border-color: #EAEAE=
B; border-top-style: solid; margin: 10px 0"><td class=3D"indent ng-binding"=
 style=3D"width: auto; padding: 10px 10px 10px 25px" align=3D"left" valign=
=3D"middle">You were charged this amount in fees</td><td style=3D"width: 19=
%; padding: 10px" align=3D"right" valign=3D"middle" class=3D"ng-binding"><s=
pan style=3D"float: left">+</span>$6.00</td></tr><tr style=3D"height: 40px;=
 border-top-width: 1px; border-color: #EAEAEB; border-top-style: solid; mar=
gin: 10px 0"><td class=3D"indent ng-binding" style=3D"width: auto; padding:=
 10px 10px 10px 25px" align=3D"left" valign=3D"middle">You paid or were cre=
dited this amount toward the debt</td><td style=3D"width: 19%; padding: 10p=
x" align=3D"right" valign=3D"middle" class=3D"ng-binding"><span style=3D"fl=
oat: left">-</span>$90.23</td></tr><tr style=3D"height: 40px; border-top-wi=
dth: 1px; border-color: #EAEAEB; border-top-style: solid; margin: 10px 0"><=
td style=3D"width: auto; padding: 10px" align=3D"left" valign=3D"middle">To=
tal amount of the debt now</td><td style=3D"width: 19%; padding: 10px" alig=
n=3D"right" valign=3D"middle" class=3D"ng-binding">$98.45</td></tr></tbody>=
</table></div></div></td><td align=3D"center" style=3D"display:inline-block=
;width:100%;min-width: 49%;max-width:450px"><div style=3D"margin-bottom: 19=
px; display: inline-block; font-style: normal; font-weight: normal; font-si=
ze: 16px; line-height: 26px;max-width:25em;text-align: left"><h2 style=3D"f=
ont-style: normal; font-weight: 600; font-size: 18px; line-height: 28px; le=
tter-spacing: 0.1px; color: #000000">How can you dispute this debt=3F</h2><=
div style=3D"display: inline-block; font-style: normal; font-weight: normal=
; font-size: 16px; line-height: 26px; margin-top: 9px">Call or write to us =
by &nbsp;<div ta-dispute-expiration-widget=3D"" days-in-the-future=3D"confi=
g.dispute.expirationDays" style=3D"display: inline-block; font-style: norma=
l; font-weight: normal; font-size: 16px; line-height: 26px" class=3D"ng-bin=
ding ng-isolate-scope">April 7, 2026</div>, to dispute all or part of this =
debt. If you do not, we will assume that our information is correct.</div><=
div style=3D"display: inline-block; font-style: normal; font-weight: normal=
; font-size: 16px; line-height: 26px; margin-top: 9px">If you write to us b=
y &nbsp;<div ta-dispute-expiration-widget=3D"" days-in-the-future=3D"config=
.dispute.expirationDays" style=3D"display: inline-block; font-style: norma=
l; font-weight: normal; font-size: 16px; line-height: 26px" class=3D"ng-bin=
ding ng-isolate-scope">April 7, 2026</div>, we must stop collection on any =
amount you dispute until we send you information that shows you owe the deb=
t. You may reply to this email or use the links below. You may also include=
 supporting documents. We accept disputes through our website, by phone, by=
 email, or mail (see these contact options below).</div><a role=3D"button" =
aria-label=3D"Click here to dispute this debt" href=3D"http://sp.notify.tru=
eaccord.com/f/a/V26hBy4QXPVFNhs1o9LOig~~/AAL7nxA~/mRBoUGLkWv_UHz2kwUdTFz-8f=
xkb8uFcl8jcT7dMRJXnZIo0pPVNfuNbqg1zFV8kW1ZiB67eMf_N44ldgquIvwm2nWemU-RZXtUS=
p7Li38bAHsMxtsKEMAzKeUPkVDjh6cyTwQzV_1YqNDkoZ2Njc3Qx2e78W3LFeANW_nPZKDVhfqM=
LHQUL9Me5TEld5h5U2hzI8wBBEmpqXU9aBdxxCtrylVuC8HUJ4gPzwukgDc4Kx7cF-MgubbLwxD=
TmGpfj" style=3D"font-weight: 500; color: white; text-decoration: none; app=
earance: none; display: block; width: 100%; background-color: #003D98; bord=
er-radius: 4px; font-style: normal; font-size: 14px; line-height: 150%; tex=
t-transform: uppercase; text-align: center; margin-top: 16px; padding: 10px=
 0">dispute this debt</a></div></td></tr><tr style=3D"display:block"><td al=
ign=3D"center" style=3D"display:inline-block;width:100%;min-width: 49%;max-=
width:450px"><div style=3D"margin-bottom: 19px; display: inline-block; font=
-style: normal; font-weight: normal; font-size: 16px; line-height: 26px;max=
-width: 25em;text-align: left"><h2 style=3D"font-style: normal; font-weight=
: 600; font-size: 18px; line-height: 28px; letter-spacing: 0.1px; color: #0=
00000">What else can you do=3F</h2><div style=3D"display: inline-block; fon=
t-style: normal; font-weight: normal; font-size: 16px; line-height: 26px; m=
argin-top: 9px">Ask for the name and address of the original creditor, if d=
ifferent from the current creditor. If you write by<div ta-dispute-expirati=
on-widget=3D"" days-in-the-future=3D"config.dispute.expirationDays" style=
=3D"display: inline-block; font-style: normal; font-weight: normal; font-si=
ze: 16px; line-height: 26px" class=3D"ng-binding ng-isolate-scope">April 7,=
 2026</div>, we must stop collection until we send you that information.</d=
iv><a role=3D"button" aria-label=3D"Click here to request more information =
about the creditor." href=3D"http://sp.notify.trueaccord.com/f/a/V26hBy4QXP=
VFNhs1o9LOig~~/AAL7nxA~/mRBoUGLkWv_UHz2kwUdTFz-8fxkb8uFcl8jcT7dMRJXnZIo0pPV=
NfuNbqg1zFV8kW1ZiB67eMf_N44ldgquIvwm2nWemU-RZXtUSp7Li38bAHsMxtsKEMAzKeUPkVD=
jh6cyTwQzV_1YqNDkoZ2Njc3Qx2e78W3LFeANW_nPZKDVhfqMLHQUL9Me5TEld5h5U2hzI8wBBE=
mpqXU9aBdxxCtrylVuC8HUJ4gPzwukgDc4Kx7cF-MgubbLwxDTmGpfj" style=3D"margin-bo=
ttom: 44px; font-weight: 500; color: white; text-decoration: none; appearan=
ce: none; display: block; width: 100%; background-color: #003D98; border-ra=
dius: 4px; font-style: normal; font-size: 14px; line-height: 150%; text-tra=
nsform: uppercase; text-align: center; margin-top: 16px; padding: 10px 0">s=
end original creditor info</a><div style=3D"display: inline-block; font-sty=
le: normal; font-weight: normal; font-size: 16px; line-height: 26px; margin=
-top: 9px">Go to <a href=3D"http://sp.notify.trueaccord.com/f/a/ONUTCJ9iESC=
yFsGpIoevvQ~~/AAL7nxA~/HRhoIFV1ZmO_qI96URtQrxuV1WTK-ebhhbHGlXWpJ_PM8O00fkL-=
oE3vRKwslshxxUytsyCOTy-SJPowKkEBgR4oUeiCVMQa9VGFInufEBRrvtBfuDM03uIOVWfWfVc=
9" aria-label=3D"Learn more about your rights by clicking this CFPB link" s=
tyle=3D"font-weight: 600; color: #003D98; text-decoration: none" class=3D"n=
g-binding">https://cfpb.gov/debt-collection</a> to learn more about your ri=
ghts under federal law.</div><a role=3D"button" aria-label=3D"Click here to=
 see your payment options." href=3D"http://sp.notify.trueaccord.com/f/a/H7A=
UHfRtdZMoP4pxJ4Eu3Q~~/AAL7nxA~/rGfxeroROM_VkaUc-k9PWh4GAdOLDH3m4aTe94SX6el8=
WZ__gN08meybhDAZnN2uhEe35u6QhqgWAyfmtWOMuHU5vurQj-x2cW4TGcp5e1TXoi7y-6jbUx9=
VKIgvHwNy0D_07rBjnHqCdEF0ApPivYQ6NugmNNW53wIws7JC-2f4VD5q17zaWj-9KwjWupfIXR=
CjeGDX2Qd7mIZTSiu0IFDUeazl17_SbTzOyCIqd63LLY9mzV2VNrslW7BomHK47eyTEV6pGN1dn=
aNf9ybzETZyGwsoJrbMSUwuOAu5KD_DqkmuGrZelrfTSYJ4Ye__7DjW7vU9hIB3fE9mQtdOPyTd=
BRV9siw33veeBeugnwVv9p0nLrh0d7_PtWAv3vGg48EBic_XgWHLi1F6flxQavoxM-JjIqXUOLO=
jBAvZjCC_d5lzOEZtEM6uYuKcU_RPfjCmz0aqeZxWgm2UEVAyZe_ApMXNuW3Revilhkwku8ILNO=
qNH6IToY5fOjnkUxAjWerd87S7vuOqa-8QBVD_m6iRkOZ6j1g_1HC4SOpPHS-_9-bVk2YXZFAFX=
bkLNLsmqq-c07_Qn4ueXERoykTnlQ~~" style=3D"font-weight: 500; color: white; t=
ext-decoration: none; appearance: none; display: block; width: 100%; backgr=
ound-color: #003D98; border-radius: 4px; font-style: normal; font-size: 14p=
x; line-height: 150%; text-transform: uppercase; text-align: center; margin=
-top: 16px; padding: 10px 0">view payment options</a></div></td></tr></tbod=
y></table></div></section><section><table width=3D"100%" style=3D"padding:2=
0px"><tbody><tr><td align=3D"left"><div style=3D"display: block; font-style=
: normal; font-weight: normal; font-size: 16px; line-height: 26px; width: 1=
00%; list-style-type: none; padding: 0;max-width: 25em"><div style=3D"displ=
ay: inline-block; font-style: normal; font-weight: normal; font-size: 16px;=
 line-height: 26px; margin-bottom: 15px"><div style=3D"display: block; font=
-style: normal; font-weight: normal; font-size: 16px; line-height: 26px"><t=
able><tbody><tr><td style=3D"height: 1px; min-height: 1px; position: relati=
ve; padding: 0"><div style=3D"display: inline-block; font-style: normal; fo=
nt-weight: normal; font-size: 16px; line-height: 26px; height: 100%"><img t=
itle=3D"Email Icon" alt=3D"Email Icon" src=3D"https://www.trueaccord.com/st=
atic/img/mail.png" style=3D"width: 25px; height: 25px"></div></td><td style=
=3D"height: 1px; min-height: 1px; position: relative; padding: 0"><div styl=
e=3D"display: inline-block; font-style: normal; font-weight: normal; font-s=
ize: 16px; line-height: 26px; margin-left: 6px"><h2 style=3D"font-style: no=
rmal; font-weight: normal; font-size: 16px; line-height: 26px; margin: 0">E=
mail</h2><a aria-label=3D"Click here to send an email to TrueAccord." href=
=3D"mailto:support@trueaccord.com" style=3D"font-weight: 600; color: #003D9=
8; text-decoration: none" class=3D"ng-binding">support@trueaccord.com</a><d=
iv style=3D"font-style: normal; font-weight: normal; font-size: 16px; line-=
height: 26px" class=3D"ng-binding">TrueAccord account number:<br>47-57-7579=
-22556</div></div></td></tr></tbody></table></div></div><div style=3D"displ=
ay: inline-block; font-style: normal; font-weight: normal; font-size: 16px;=
 line-height: 26px; margin-bottom: 15px"><div style=3D"display: inline-bloc=
k; font-style: normal; font-weight: normal; font-size: 16px; line-height: 2=
6px"><table><tbody><tr><td style=3D"height: 1px; min-height: 1px; position:=
 relative; padding: 0"><div style=3D"display: inline-block; font-style: nor=
mal; font-weight: normal; font-size: 16px; line-height: 26px; height: 100%"=
><img title=3D"Phone Icon" alt=3D"Phone Icon" src=3D"https://www.trueaccord=
.com/static/img/phone.png" style=3D"width: 25px; height: 25px"></div></td>=
<td style=3D"height: 1px; min-height: 1px; position: relative; padding: 0">=
<div style=3D"display: inline-block; font-style: normal; font-weight: norma=
l; font-size: 16px; line-height: 26px; margin-left: 6px" class=3D"ng-bindin=
g"><h2 style=3D"font-style: normal; font-weight: normal; font-size: 16px; l=
ine-height: 26px; margin: 0">Phone</h2><a aria-label=3D"Click here to call =
TrueAccord." href=3D"tel:8883165474" style=3D"font-weight: 600; color: #003=
D98; text-decoration: none" class=3D"ng-binding">(888) 316-5474 (TTY 711)</=
a><br>We are available Monday - Friday, 9 AM - 7 PM ET</div></td></tr></tbo=
dy></table></div></div><div style=3D"display: inline-block; font-style: nor=
mal; font-weight: normal; font-size: 16px; line-height: 26px; margin-bottom=
: 15px"><div style=3D"display: inline-block; font-style: normal; font-weigh=
t: normal; font-size: 16px; line-height: 26px"><table><tbody><tr><td style=
=3D"height: 1px; min-height: 1px; position: relative; padding: 0"><div styl=
e=3D"display: inline-block; font-style: normal; font-weight: normal; font-s=
ize: 16px; line-height: 26px; height: 100%"><img title=3D"Letter Icon" alt=
=3D"Letter Icon" src=3D"https://www.trueaccord.com/static/img/mail.png" sty=
le=3D"width: 25px; height: 25px"></div></td><td style=3D"height: 1px; min-h=
eight: 1px; position: relative; padding: 0"><div style=3D"display: inline-b=
lock; font-style: normal; font-weight: normal; font-size: 16px; line-height=
: 26px; margin-left: 6px" class=3D"ng-binding"><h2 style=3D"font-style: nor=
mal; font-weight: normal; font-size: 16px; line-height: 26px; margin: 0">Ma=
iling Address</h2>16011 College Blvd, Suite 130<br>Lenexa, KS 66219<!-- ngI=
f: payee =3D=3D=3D 'Verizon' --></div></td></tr></tbody></table></div></div=
></div></td></tr></tbody></table></section><section aria-label=3D"This sect=
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