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To: tjphuhs@gmail.com
Message-ID: <0E.83.24434.6FB1A996@i-0d874f8783e7a2995.mta1vrest.sd.prd.sparkpost>
Date: Sat, 21 Feb 2026 20:56:22 +0000
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Reply-To: email@upgrade.com
Subject: Alert: Avoid Charge-Off
From: "Upgrade" <servicing@s.upgrade.com>

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Avoid charge-off on your Upgrade account.=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A      Upgrade     96=0A( https://lin=
k.upgrade.com/f/a/Rq0P3Wvskzcm184grCbBIQ~~/AAQRxRA~/FArYTuFHGiwgRVuLNHb04jI=
qcE3KH-qiG1zv3KaKwN5taRbhn1HGa774PO-Oe0tNVTVT7viv-8beMUIW2bIjKJT36rgM6AdQka=
Dn9EEj1iU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHiTimothy,=0AAvoid charge-off =
on your Upgrade account=0A320794403. You are now=0A105 days past due in the=
 amount of=0A$3,183.56. Charged off accounts are=0Areported to the credit b=
ureaus and stay on your credit report for=0A7 years. They can have a seriou=
s negative impact on your credit=0Ascore and your ability to obtain credit =
in the future.   Contact=0Aus before March  8, 2026 to make arrangements=0A=
or schedule a payment and avoid this irreversible status. We may=0Ahave opt=
ions to get you back on track. We can be reached at:=0A(844) 334-3551.  =0A=
=0A=0A=0A=0A=0ASchedule A Payment (=0Ahttps://link.upgrade.com/f/a/6sBbjixC=
a1UzaNdOae9nmw~~/AAQRxRA~/t2kPRhEdqs8AHz3dzpPiGnwz3VmqNlfojnmSlcS330MQuZ2jo=
ebqzhZwVmdpMO30qKfjEO-7P_SSC4njE7u-tCBspKqUKJ9l9HfZuwl46gnjHVZjtW-om3hgRkJK=
weW0tq00rGLS2mYwPu9ykYVrdXADbFJzSq7LaoVZCmlrIzQtlP3yj3kFyhk1teEXGBZV1Mrm_F6=
hxuqu98JHuRrVroVarf3nktmKRzhubJzHfpIZnsB0zF0p22AlW2uKZs_VpOwRtPaYKUpwqfp1vt=
ecLQ~~=0A)     =0A  Thanks,=0AThe Upgrade Team                  If you have=
 questions, we're=0Ahere to help.    servicing@upgrade.com | (844) 334-3551=
 (=0Atel:(844)334-3551 )    Monday - Friday: 5am - 7pm =E2=80=A2 Weekends: =
6am=0A- 5pm PT                 =0A IMPORTANT NOTICE: Late=0Apayments, misse=
d payments, or other defaults on your account will=0Abe reported to the cre=
dit bureaus.=0A=0A=0A THIS COMMUNICATION IS FROM A=0ADEBT COLLECTOR. THIS I=
S AN ATTEMPT TO COLLECT A DEBT, AND ANY=0AINFORMATION OBTAINED WILL BE USED=
 FOR THAT PURPOSE.=0A=0A=0A=0A=0A=0A=0A=0A     Please do not reply=0Adirect=
ly to this message as it was sent from an unattended=0Amailbox.    This ema=
il was sent to=0Atjphuhs@gmail.com ( # ) based on your=0Acommunication pref=
erences.       Upgrade      Upgrade is located=0Aat 275 Battery Street, 23r=
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CCWGhF-fUA~~/AAQRxRA~/gseV0uAz3oY9cpPdwk_esXa_9nfi8OOLX-zkMuqqGYXWc0GF-KzOW=
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g~~/AAQRxRA~/7hscS-g8DXOIUfBZGEmpRGgXcYhk8LnzdOs5A_8Mlje_oN653HBEB4gd2xDtK2=
k8T9EG758fQXqR2AdqE3yBacvX_uQ5adjfX23ETKHzHs5PIFEqOZp9vt2aYG5XHMmKs89rligUj=
xhTExasxKDrFBFbhfDb_D8gYqzGUM9eicA~ )=0AEqual Housing Lender     =0APL_DPD_=
day105
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lspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-l=
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ary" style=3D"font-size: 1px; line-height: 0px; max-height: 0px; max-width:=
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actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=
=3D"left" bgcolor=3D"#F6F6F9">&nbsp;</td>=0A    </tr>=0A  </tbody>=0A</tabl=
e>=0A=0A<!--ALL CONTENT STARTS HERE--> =0A=0A<!--HEADER STARTS HERE-->=0A<t=
able class=3D"bg_secondary mbl" align=3D"center" border=3D"0" cellpadding=
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s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#F6F6=
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nt-size: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%;" bgcolor=3D"#F6F6F9">&nbsp;</td>=0A    <td alig=
n=3D"center" style=3D"width: 600px; mso-line-height-rule: exactly; -ms-text=
-size-adjust: 100%; -webkit-text-size-adjust: 100%;" valign=3D"top">=0A<tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mblHeader" sty=
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o-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -we=
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     <td align=3D"center" valign=3D"top" style=3D"mso-line-height-rule: exa=
ctly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 90%; border=
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ody>=0A                  <tr>=0A                    <td style=3D"font-size:=
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lapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-siz=
e-adjust: 100%; -webkit-text-size-adjust: 100%;">=0A                       =
 <tbody>=0A                          <tr>=0A                            <td=
 align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adj=
ust: 100%; -webkit-text-size-adjust: 100%;">=0A<table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" class=3D"mblHeader" style=3D"width: 100%; max-w=
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pace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; min-=
width: 90% !important;">=0A    <tbody>=0A      <tr>=0A        <td align=3D"=
center" valign=3D"top" style=3D"mso-line-height-rule: exactly; -ms-text-siz=
e-adjust: 100%; -webkit-text-size-adjust: 100%;"><table border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collap=
se; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100=
%; -webkit-text-size-adjust: 100%;">=0A            <tbody>=0A              =
<tr>=0A                <td style=3D"font-size: 0; mso-line-height-rule: exa=
ctly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: =
0px;" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; m=
so-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">=0A                    <tbody>=0A                      <tr>=0A     =
                   <td align=3D"center" valign=3D"middle" style=3D"mso-line=
-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;"><a alias=3D"upgrade_logo" href=3D"https://link.upgrade.com/f/a/Rq0=
P3Wvskzcm184grCbBIQ~~/AAQRxRA~/FArYTuFHGiwgRVuLNHb04jIqcE3KH-qiG1zv3KaKwN5t=
aRbhn1HGa774PO-Oe0tNVTVT7viv-8beMUIW2bIjKJT36rgM6AdQkaDn9EEj1iU~" style=3D"=
font-family: Graphik, Helvetica, Arial, sans-serif; text-align: center; fon=
t-size: 20px; color: #00AF6A; text-decoration: none; mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img =
alt=3D"&nbsp;" border=3D"0" height=3D"33" src=3D"https://braze-images.com/a=
ppboy/communication/assets/image_assets/images/63348ce6db77c73d707010e4/ori=
ginal.png=3F1664388326" style=3D"outline: 0px; width: 144px; height: auto; =
font-family: Graphik, Helvetica, Arial, sans-serif; font-size: 24px; color:=
 rgb(0, 175, 106); image-rendering: auto !important; text-decoration: none;=
 -ms-interpolation-mode: bicubic; padding: 0px; border-width: 0px;" title=
=3D"logo" width=3D"144" class=3D"center"></a></td>=0A                      =
</tr>=0A                    </tbody>=0A                  </table></td>=0A  =
            </tr>=0A            </tbody>=0A          </table></td>=0A      =
</tr>=0A    </tbody>=0A</table>=0A<!-- X-250ok-CID: upgrade_pl_payment_dpd_=
day105-->=0A  =0A<span style=3D"font-size: 0px; line-height: 0;">=0A  =0A  =
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A</span>=0A</td>=0A=
                          </tr>=0A                        </tbody>=0A      =
                </table></td>=0A                  </tr>=0A                <=
/tbody>=0A              </table></td>=0A          </tr>=0A        </tbody>=
=0A      </table>=0A      =0A      <!--PRIMARY CONTENT-->=0A      =0A      =
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100=
%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#f=
fffff">=0A        <tbody>=0A        =0A        <tr>=0A          <td align=
=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 1=
00%; -webkit-text-size-adjust: 100%; padding: 40px 0px 30px;"><table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 90%; border-coll=
apse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size=
-adjust: 100%; -webkit-text-size-adjust: 100%;">=0A              <tbody>=0A=
                <tr>=0A                  <td class=3D"body1" style=3D"font-=
family: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24p=
x; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100=
%; -webkit-text-size-adjust: 100%; padding: 0px;" align=3D"left">=0A<span s=
tyle=3D"font-size: 0px; line-height: 1; display: none;"></span>Hi <span sty=
le=3D"word-break: keep-all;">Timothy</span>,</td>=0A                </tr>=
=0A                <tr>=0A                  <td class=3D"body1" style=3D"fo=
nt-family: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: =
24px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left=
">Avoid charge-off on your Upgrade account 320794403. You are now <strong>1=
05 days past due</strong> in the amount of $3,183.56. Charged off accounts =
are reported to the credit bureaus and stay on your credit report for 7 yea=
rs. They can have a serious negative impact on your credit score and your a=
bility to obtain credit in the future.</td>=0A                </tr>=0A     =
           <tr>=0A                  <td class=3D"body1" style=3D"font-famil=
y: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; co=
lor: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left">Contac=
t us before March  8, 2026 to make arrangements or schedule a payment and a=
void this irreversible status. We may have options to get you back on track=
. We can be reached at: <b>(844) 334-3551</b>.</td>=0A                </tr=
>=0A                   =0A                <tr>=0A                  <td clas=
s=3D"body1" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-si=
ze: 16px; line-height: 24px; color: #686C78; mso-line-height-rule: exactly;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px =
0px 20px;" align=3D"left"></td>=0A                </tr>=0A              <sp=
an style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=
</span>=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=3D"top" align=3D"cent=
er" width=3D"515" style=3D"font-family: Graphik, Helvetica, Arial, serif; f=
ont-size: 16px; line-height: 24px; color: #ffffff !important; mso-line-heig=
ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%; padding: 0px;">=0A<!--/BUTTON STARTS HERE-->=0D=0A      <table align=3D"=
center" class=3D"cta_table" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"width: 275px; border-collapse: separate; -webkit-border-radius: =
8px; -moz-border-radius: 8px; border-radius: 8px; mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; border: 2px solid #0E680E;" bgcolor=3D"#0E680E">=0D=0A          <tr>=
=0D=0A              <td height=3D"45" style=3D"height: 40px; color: #ffffff=
; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%;" valign=3D"middle" align=3D"center"><a alias=3D"" href=3D=
"https://link.upgrade.com/f/a/6sBbjixCa1UzaNdOae9nmw~~/AAQRxRA~/t2kPRhEdqs8=
AHz3dzpPiGnwz3VmqNlfojnmSlcS330MQuZ2joebqzhZwVmdpMO30qKfjEO-7P_SSC4njE7u-tC=
BspKqUKJ9l9HfZuwl46gnjHVZjtW-om3hgRkJKweW0tq00rGLS2mYwPu9ykYVrdXADbFJzSq7La=
oVZCmlrIzQtlP3yj3kFyhk1teEXGBZV1Mrm_F6hxuqu98JHuRrVroVarf3nktmKRzhubJzHfpIZ=
nsB0zF0p22AlW2uKZs_VpOwRtPaYKUpwqfp1vtecLQ~~" =3D"" style=3D"display: block=
; font-size: 16px; line-height: 24px; font-family: Graphik, Helvetica, Aria=
l, sans-serif; font-weight: 500; color: #ffffff !important; text-decoration=
: none !important; letter-spacing: 0.5px; mso-line-height-rule: exactly; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px;"><=
!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]-->Schedule A Payment<!--[if mso]>&n=
bsp;&nbsp;&nbsp;<![endif]--></a></td>=0D=0A          </tr>=0D=0A      </tab=
le>=0D=0A  </td>=0D=0A</tr>=0D=0A=0D=0A=0D=0A=0D=0A=0A              <tr>=0A=
                <td class=3D"body1" style=3D"font-family: Graphik, Helvetic=
a, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78; mso-li=
ne-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adju=
st: 100%; padding: 20px 0px 0px;" align=3D"left">Thanks,<br>=0A            =
      The Upgrade Team </td>=0A              </tr>=0A=0A              </tbo=
dy>=0A              =0A            </table></td>=0A        </tr>=0A        =
</tbody>=0A        =0A      </table>=0A      =0A      <!--CONTACT US OR DOW=
NLOAD -->=0A      =0A      <table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: =
0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;">=0A        <tbody>=0A          <tr>=0A            <td align=
=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 1=
00%; -webkit-text-size-adjust: 100%; padding: 0px;"><table border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: col=
lapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%;">=0A                <tbody>=0A       =
           <tr>=0A                    <td class=3D"body1" style=3D"font-fam=
ily: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; =
color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%; padding: 0px;" align=3D"center">   <table c=
lass=3D"bg_strong" align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" style=3D"width: 100%; max-width: 600px !important; border-collaps=
e: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#EAECF0">    =0D=0A=
     <tr>=0D=0A      <td class=3D"mbl_text_cs body1" style=3D"font-family: =
Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; color=
: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; padding: 30px 0px 0px;" align=3D"center">If you =
have questions, we're here to help.</td>=0D=0A     </tr>=0D=0A     <tr>=0D=
=0A      <td class=3D"mbl_text_cs body1" style=3D"font-family: Graphik, Hel=
vetica, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78; m=
so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%; padding: 3px 0px 0px;" align=3D"center">=0A<a href=3D"mailto=
:servicing@upgrade.com" style=3D"text-decoration: underline; vertical-align=
: top; display: inline-block; color: #1F63D2; mso-line-height-rule: exactly=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">servicing@up=
grade.com</a> | <a rel=3D"nonopener" target=3D"_blank" alias=3D"support cal=
l" href=3D"tel:(844)334-3551" style=3D"text-decoration: none; color: #1F63D=
2; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">(844) 334-3551</a>=0A</td>=0D=0A     </tr>=0D=0A     <t=
r>=0D=0A      <td class=3D"mbl_text_cs body1" style=3D"font-family: Graphik=
, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; color: #686C=
78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%; padding: 3px 0px 30px;" align=3D"center">Monday - Frida=
y: 5am - 7pm =E2=80=A2 Weekends: 6am - 5pm PT</td>=0D=0A     </tr>    =0D=
=0A   </table>=0A</td>=0A                  </tr>=0A                </tbody>=
=0A              </table></td>=0A          </tr>=0A        </tbody>=0A     =
 </table>=0A      =0A      <!--FOOTER STARTS HERE-->=0A      =0A      <tabl=
e border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; bo=
rder-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#ffffff=
">=0A        <tbody>=0A          <tr>=0A            <td align=3D"center" st=
yle=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%; padding: 20px 0px 5px;"><table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" style=3D"width: 90%; border-collapse: collapse;=
 mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%;">=0A                <tbody>=0A             =
     <tr>=0A                    <td class=3D"body3" colspan=3D"3" style=3D"=
font-family: Graphik, Helvetica, Arial, serif; font-size: 12px; line-height=
: 16px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"le=
ft">=0D=0A=0D=0AIMPORTANT NOTICE: Late payments, missed payments, or other =
defaults on your account will be reported to the credit bureaus.=0D=0A=0D=
=0A<br><br>=0D=0A=0D=0ATHIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS=
 AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FO=
R THAT PURPOSE.=0D=0A=0D=0A=0D=0A=0A                    </td>=0A           =
       </tr>=0A                  <tr>=0A                    <td class=3D"bo=
dy3" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 12p=
x; line-height: 16px; color: #686C78; mso-line-height-rule: exactly; -ms-te=
xt-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px=
;" align=3D"left">=0A<span style=3D"display: none; font-size: 0px; line-hei=
ght: 0;"> =0D=0A=0D=0A=0D=0A=0D=0A </span> =0D=0A  =0D=0A<table align=3D"ce=
nter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%=
; max-width: 600px; border-collapse: collapse; mso-table-lspace: 0pt; mso-t=
able-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%;" bgcolor=3D"#ffffff">=0D=0A  <tr>=0D=0A    <td align=3D"center" style=3D=
"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%; padding: 5px 0px 0px;"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"width: 100%; border-top-width: 1px; border-to=
p-color: #ececec; border-top-style: solid; border-collapse: collapse; mso-t=
able-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%;">=0D=0A        <tr>=0D=0A          <td style=3D"f=
ont-family: Graphik, Helvetica, Arial, sans-serif; font-weight: bold; font-=
size: 12px; line-height: 16px; mso-line-height-rule: exactly; -ms-text-size=
-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" alig=
n=3D"center">Please do not reply directly to this message as it was sent fr=
om an unattended mailbox. </td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A =
         <td style=3D"font-family: Graphik, Helvetica, Arial, sans-serif; f=
ont-size: 12px; line-height: 16px; mso-line-height-rule: exactly; -ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" =
align=3D"center">This email was sent to <a href=3D"#" class=3D"disabled-lin=
k" style=3D"font-family: Helvetica, Arial, sans-serif; font-size: 12px; col=
or: #37383A; text-decoration: none; cursor: none !important; mso-line-heigh=
t-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
;" alias=3D"user_email">tjphuhs@gmail.com</a> based on your communication p=
references. </td>=0D=0A        </tr>=0D=0A        <tr>=0D=0A          <td c=
lass=3D"body3" style=3D"font-family: Graphik, Helvetica, Arial, serif; font=
-size: 12px; line-height: 16px; color: #686C78; mso-line-height-rule: exact=
ly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10=
px 0px 0px;" align=3D"center"><table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspac=
e: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%;">=0D=0A              <tbody>=0D=0A                <tr>=0D=
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