Received-SPF: pass (google.com: domain of msprvs1=2051050oti_mf=bounces-195487-1@bounces.notify.trueaccord.com designates 156.70.24.41 as permitted sender) client-ip=156.70.24.41;
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To: "Timothy Bourdeau II" <tjphuhs@gmail.com>
Message-ID: <95.A8.44502.F7657996@i-0dfa16ae91a10fb5f.mta1vrest.sd.prd.sparkpost>
Date: Thu, 19 Feb 2026 18:29:19 +0000
MIME-Version: 1.0
Reply-To: support@notify.trueaccord.com
Subject: Information about your account with Klarna ending in 9267.
From: "Gabriel Vasquez" <gabriel@notify.trueaccord.com>

<!-- ngInclude: '/src/main/templates/base/' + template.baseTemplateFilename=
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order=3D"0" width=3D"1" height=3D"1" src=3D"http://sp.notify.trueaccord.com=
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meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3DUTF-8" cla=
ss=3D"ng-scope"><title class=3D"ng-scope">TrueAccord</title><meta http-equi=
v=3D"Content-Type" content=3D"text/html; charset=3Dutf-8" class=3D"ng-scope=
"><meta name=3D"viewport" content=3D"width=3D320,target-densitydpi=3Ddevice=
-dpi" class=3D"ng-scope"><style class=3D"ng-binding ng-scope">@font-face {=
=0A        font-family: Libre Franklin;=0A        src: url('https://www.tru=
eaccord.com/static/fonts/LibreFranklin-Regular.woff') format('woff'),=0A   =
         url('https://www.trueaccord.com/static/fonts/LibreFranklin-Regular=
.ttf') format('ttf');=0A        font-style: normal;=0A        font-weight:=
 400;=0A      }=0A=0A      @font-face {=0A        font-family: Libre Frankl=
in;=0A        src: url('https://www.trueaccord.com/static/fonts/LibreFrankl=
in-Medium.woff') format('woff'),=0A            url('https://www.trueaccord.=
com/static/fonts/LibreFranklin-Medium.ttf') format('ttf');=0A        font-s=
tyle: normal;=0A        font-weight: 500;=0A      }=0A=0A      @font-face {=
=0A        font-family: Libre Franklin;=0A        src: url('https://www.tru=
eaccord.com/static/fonts/LibreFranklin-SemiBold.woff') format('woff'),=0A  =
          url('https://www.trueaccord.com/static/fonts/LibreFranklin-SemiBo=
ld.ttf') format('ttf');=0A        font-style: normal;=0A        font-weight=
: 600;=0A      }=0A=0A      @font-face {=0A        font-family: Libre Frank=
lin;=0A        src: url('https://www.trueaccord.com/static/fonts/LibreFrank=
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om/static/fonts/LibreFranklin-Bold.ttf') format('ttf');=0A        font-styl=
e: normal;=0A        font-weight: 700;=0A      }=0A=0A      /* This line is=
 to make the font appear in the CMS. */=0A      * {=0A        font-family: =
Libre Franklin, sans-serif;=0A      }</style><center class=3D"ng-scope"><di=
v style=3D"max-width:1045px"><header><table cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"p=
adding: 15px 15px 8px" bgcolor=3D"#fff"><div style=3D"width: 100%; height: =
100%; margin-left: auto; margin-right: auto"><img src=3D"https://www.trueac=
cord.com/static/img/trueaccord-logo.png" height=3D"30" alt=3D"TrueAccord Lo=
go" title=3D"TrueAccord Logo" style=3D"width: 230px; height: 30px"></div></=
td></tr></tbody></table></header><main><section aria-label=3D"TrueAccord In=
troduction secion"><div style=3D"font-style: normal; font-weight: normal; f=
ont-size: 16px; line-height: 26px; color: #000000; padding: 34px 20px 20px"=
 align=3D"left"><p class=3D"ng-binding">Hello, Timothy Bourdeau II. We're T=
rueAccord Corp, a debt collector. We are trying to collect a debt that you =
owe to Klarna. We will use any information you give us to help collect the =
debt.</p></div></section><section aria-label=3D"This section describes the =
details around your debt and different ways to resolve."><div style=3D"back=
ground-color: #FDFDFD"><table style=3D"display: block; padding: 20px;positi=
on: relative"><tbody style=3D"display: block"><tr style=3D"display:block"><=
td align=3D"center" style=3D"display: inline-block;width: 100%;min-width: 4=
9%;max-width: 450px"><div style=3D"display: inline-block; font-style: norma=
l; font-weight: normal; font-size: 16px; line-height: 26px; width: 100%; ma=
x-width: 25em;text-align: left"><span><h2 style=3D"font-style: normal; font=
-weight: 600; font-size: 18px; line-height: 28px; letter-spacing: 0.1px; co=
lor: #000000">Our information shows:</h2><!-- ngIf: template.keyValues.blur=
b --><!-- ngIf: !template.keyValues.blurb --><div ng-if=3D"!template.keyVal=
ues.blurb" class=3D"ng-scope"><div style=3D"font-style: normal; font-weight=
: normal; font-size: 16px; line-height: 26px; word-break: break-word; lette=
r-spacing: 0.1px; padding-bottom: 10px;width: 100%; height: auto" ta-initia=
l-summary-widget=3D"" debt=3D"debt" person=3D"person" itemization=3D"itemiz=
ation" class=3D"ng-isolate-scope"><!-- ngIf: isOriginal && accountNumber --=
><p data-recording-sensitive=3D"" ng-if=3D"isOriginal &amp;&amp; accountNum=
ber" class=3D"ng-binding ng-scope">You have an account with Klarna with an =
account number&nbsp;<span account-number-for-display=3D"accountNumber" requ=
ires-full-account-number-for-display=3D"requiresFullAccountNumberForDisplay=
" class=3D"ng-binding ng-isolate-scope">ending in: 9267</span>. The address=
 on file for you is 1742 Hickory Gate Dr N, <!-- ngIf: streetLine2 --> Dune=
din, FL 34698.</p><!-- end ngIf: isOriginal && accountNumber --><!-- ngIf: =
isOriginal && !accountNumber --><!-- ngIf: isPurchased && (isOriginalAndIte=
mizationCreditor || !creditorAtItemizationDate) && originalCreditorAccountN=
umber --><!-- ngIf: isPurchased && (isOriginalAndItemizationCreditor || !cr=
editorAtItemizationDate) && !originalCreditorAccountNumber --><!-- ngIf: is=
Purchased && !isOriginalAndItemizationCreditor && originalCreditorAccountNu=
mber && creditorAtItemizationDate --><!-- ngIf: isPurchased && !isOriginalA=
ndItemizationCreditor && !originalCreditorAccountNumber && creditorAtItemiz=
ationDate --></div></div><!-- end ngIf: !template.keyValues.blurb --></span=
><div style=3D"display: inline-block; font-style: normal; font-weight: norm=
al; font-size: 16px; line-height: 26px; max-width: 450px;width: 100%; heigh=
t: auto" ta-debt-itemization-widget=3D"" debt=3D"debt" person=3D"person" it=
emization=3D"itemization" class=3D"ng-isolate-scope"><table rules=3D"all" b=
ordercolor=3D"#EAEAEB" border=3D"1" bgcolor=3D"#FFFFFF" class=3D"itemizatio=
n" style=3D"width: 100%; font-family: Libre Franklin, sans-serif; font-size=
: 11px; font-weight: 400; line-height: 13.33px; color: #262C31"><tbody><!--=
 ngIf: isNY --><tr style=3D"height: 40px; border-top-width: 1px; border-col=
or: #EAEAEB; border-top-style: solid; margin: 10px 0"><td style=3D"width: a=
uto; padding: 10px" align=3D"left" valign=3D"middle" class=3D"ng-binding">A=
s of August 10, 2025 you owed</td><td style=3D"width: 19%; padding: 10px" a=
lign=3D"right" valign=3D"middle" class=3D"ng-binding">$219.00</td></tr><tr =
style=3D"height: 40px; border-top-width: 1px; border-color: #EAEAEB; border=
-top-style: solid; margin: 10px 0"><td colspan=3D"2" style=3D"width: auto; =
padding: 10px" align=3D"left" valign=3D"middle" class=3D"ng-binding">Betwee=
n August 10, 2025 and today</td></tr><tr style=3D"height: 40px; border-top-=
width: 1px; border-color: #EAEAEB; border-top-style: solid; margin: 10px 0"=
><td class=3D"indent ng-binding" style=3D"width: auto; padding: 10px 10px 1=
0px 25px" align=3D"left" valign=3D"middle">You were charged this amount of =
interest</td><td style=3D"width: 19%; padding: 10px" align=3D"right" valign=
=3D"middle" class=3D"ng-binding"><span style=3D"float: left">+</span>$16.34=
</td></tr><tr style=3D"height: 40px; border-top-width: 1px; border-color: #=
EAEAEB; border-top-style: solid; margin: 10px 0"><td class=3D"indent ng-bin=
ding" style=3D"width: auto; padding: 10px 10px 10px 25px" align=3D"left" va=
lign=3D"middle">You were charged this amount in fees</td><td style=3D"width=
: 19%; padding: 10px" align=3D"right" valign=3D"middle" class=3D"ng-binding=
"><span style=3D"float: left">+</span>$10.00</td></tr><tr style=3D"height: =
40px; border-top-width: 1px; border-color: #EAEAEB; border-top-style: solid=
; margin: 10px 0"><td class=3D"indent ng-binding" style=3D"width: auto; pad=
ding: 10px 10px 10px 25px" align=3D"left" valign=3D"middle">You paid or wer=
e credited this amount toward the debt</td><td style=3D"width: 19%; padding=
: 10px" align=3D"right" valign=3D"middle" class=3D"ng-binding"><span style=
=3D"float: left">-</span>$49.21</td></tr><tr style=3D"height: 40px; border-=
top-width: 1px; border-color: #EAEAEB; border-top-style: solid; margin: 10p=
x 0"><td style=3D"width: auto; padding: 10px" align=3D"left" valign=3D"midd=
le">Total amount of the debt now</td><td style=3D"width: 19%; padding: 10px=
" align=3D"right" valign=3D"middle" class=3D"ng-binding">$196.13</td></tr><=
/tbody></table></div></div></td><td align=3D"center" style=3D"display:inlin=
e-block;width:100%;min-width: 49%;max-width:450px"><div style=3D"margin-bot=
tom: 19px; display: inline-block; font-style: normal; font-weight: normal; =
font-size: 16px; line-height: 26px;max-width:25em;text-align: left"><h2 sty=
le=3D"font-style: normal; font-weight: 600; font-size: 18px; line-height: 2=
8px; letter-spacing: 0.1px; color: #000000">How can you dispute this debt=
=3F</h2><div style=3D"display: inline-block; font-style: normal; font-weigh=
t: normal; font-size: 16px; line-height: 26px; margin-top: 9px">Call or wri=
te to us by &nbsp;<div ta-dispute-expiration-widget=3D"" days-in-the-future=
=3D"config.dispute.expirationDays" style=3D"display: inline-block; font-sty=
le: normal; font-weight: normal; font-size: 16px; line-height: 26px" class=
=3D"ng-binding ng-isolate-scope">April 3, 2026</div>, to dispute all or par=
t of this debt. If you do not, we will assume that our information is corre=
ct.</div><div style=3D"display: inline-block; font-style: normal; font-weig=
ht: normal; font-size: 16px; line-height: 26px; margin-top: 9px">If you wri=
te to us by &nbsp;<div ta-dispute-expiration-widget=3D"" days-in-the-future=
=3D"config.dispute.expirationDays" style=3D"display: inline-block; font-sty=
le: normal; font-weight: normal; font-size: 16px; line-height: 26px" class=
=3D"ng-binding ng-isolate-scope">April 3, 2026</div>, we must stop collecti=
on on any amount you dispute until we send you information that shows you o=
we the debt. You may reply to this email or use the links below. You may al=
so include supporting documents. We accept disputes through our website, by=
 phone, by email, or mail (see these contact options below).</div><a role=
=3D"button" aria-label=3D"Click here to dispute this debt" href=3D"http://s=
p.notify.trueaccord.com/f/a/357WIxz7B0uPnR_QLaNCBQ~~/AAL7nxA~/3eM_P-CZFZpHE=
Onw4gyLolIP0AQUSfPM2AWofAPCl_y9512ARBpbJENP_nF64h_pH9n2Qfoqk9SIHetbcrmDHDWb=
QG96aLL5qYJ8LOJ8GhT5y5xRO1IaS5tXLKoGFQJkURfsfwiwp0qPqbYMb7KyWK3Cnojipx0uXoq=
O6DAm7qbkq9eVj1-iUJWElKUbwN6O09vs4snubsc6LnS8qa_MTkRYDEcK-_C0X_CekWIDyJ8vwt=
W70HraYQrkm-SNKiwl" style=3D"font-weight: 500; color: white; text-decoratio=
n: none; appearance: none; display: block; width: 100%; background-color: #=
003D98; border-radius: 4px; font-style: normal; font-size: 14px; line-heigh=
t: 150%; text-transform: uppercase; text-align: center; margin-top: 16px; p=
adding: 10px 0">dispute this debt</a></div></td></tr><tr style=3D"display:b=
lock"><td align=3D"center" style=3D"display:inline-block;width:100%;min-wid=
th: 49%;max-width:450px"><div style=3D"margin-bottom: 19px; display: inline=
-block; font-style: normal; font-weight: normal; font-size: 16px; line-heig=
ht: 26px;max-width: 25em;text-align: left"><h2 style=3D"font-style: normal;=
 font-weight: 600; font-size: 18px; line-height: 28px; letter-spacing: 0.1p=
x; color: #000000">What else can you do=3F</h2><div style=3D"display: inlin=
e-block; font-style: normal; font-weight: normal; font-size: 16px; line-hei=
ght: 26px; margin-top: 9px">Ask for the name and address of the original cr=
editor, if different from the current creditor. If you write by<div ta-disp=
ute-expiration-widget=3D"" days-in-the-future=3D"config.dispute.expirationD=
ays" style=3D"display: inline-block; font-style: normal; font-weight: norma=
l; font-size: 16px; line-height: 26px" class=3D"ng-binding ng-isolate-scope=
">April 3, 2026</div>, we must stop collection until we send you that infor=
mation.</div><a role=3D"button" aria-label=3D"Click here to request more in=
formation about the creditor." href=3D"http://sp.notify.trueaccord.com/f/a/=
357WIxz7B0uPnR_QLaNCBQ~~/AAL7nxA~/3eM_P-CZFZpHEOnw4gyLolIP0AQUSfPM2AWofAPCl=
_y9512ARBpbJENP_nF64h_pH9n2Qfoqk9SIHetbcrmDHDWbQG96aLL5qYJ8LOJ8GhT5y5xRO1Ia=
S5tXLKoGFQJkURfsfwiwp0qPqbYMb7KyWK3Cnojipx0uXoqO6DAm7qbkq9eVj1-iUJWElKUbwN6=
O09vs4snubsc6LnS8qa_MTkRYDEcK-_C0X_CekWIDyJ8vwtW70HraYQrkm-SNKiwl" style=3D=
"margin-bottom: 44px; font-weight: 500; color: white; text-decoration: none=
; appearance: none; display: block; width: 100%; background-color: #003D98;=
 border-radius: 4px; font-style: normal; font-size: 14px; line-height: 150%=
; text-transform: uppercase; text-align: center; margin-top: 16px; padding:=
 10px 0">send original creditor info</a><div style=3D"display: inline-block=
; font-style: normal; font-weight: normal; font-size: 16px; line-height: 26=
px; margin-top: 9px">Go to <a href=3D"http://sp.notify.trueaccord.com/f/a/O=
WqLujvBHM1fcgnnLsGg4A~~/AAL7nxA~/70S5sLOBhOZUhiFB2kx0do8hVfzqXM6KdBq_DNuuk7=
WpUdeGOHM4In8DjiUm4ISPCwXL0cZYzHDkfmAh2-XNTe3Lw6Cm3VEfN1EmAVvH-ylXD6BdufulG=
SRDZZCDGKhf" aria-label=3D"Learn more about your rights by clicking this CF=
PB link" style=3D"font-weight: 600; color: #003D98; text-decoration: none" =
class=3D"ng-binding">https://cfpb.gov/debt-collection</a> to learn more abo=
ut your rights under federal law.</div><a role=3D"button" aria-label=3D"Cli=
ck here to see your payment options." href=3D"http://sp.notify.trueaccord.c=
om/f/a/mVoDLsbzC-XtxtO_yXdJFg~~/AAL7nxA~/ZvP42MoHxIjsetf_F_zfFlUKsLiFS-bPaO=
8-OSzYgEgu16gAtCrtQJXItAPsiSamBKr2P793xXP8oEy6ZoglQ9mxUg6y65fGOQhq3dmO53TpJ=
8Bn3JoezY6C15vm5cn9DqcUPuEyF-DJBIz0k40daOSLod7ApJrQV76qbPXsxJD52sQ1uazks5SG=
k40h5UYMgYk7Sxl7mTohQfSQv4GwccYhI-_gBEHT7i_docQlewGCO5mVzb-bLw1C4ng_iuyT34k=
pnTWPz7rYQaCkyf2zYOHQJ47SwQlAgBx15xtdktwgkJaTgJtSPqlfBXhZHo_7ZmyNddp3YT78jx=
KFfCz2MzCeXUq_EwvMl1cWby7utZaWNBq17ejlXQfhZkVuDFmqUa_Hn5jUOdP5MTKHnziyb-uIx=
TFCtxp-ilUA0YXk8FhKJTPfRh8oX_TpYCLJ5Dn6NOHON48jf8yyh58vTLkIFPYqHUkQE4mDNSn3=
VSUCIqD8QaV3V9bD2xLE4C7Ix0TSdsm7eB-Y_gf-cFoBECVLzcKSzxXIc1qieYAm4SS_NmfIA8p=
8M0sezzJMrY3DUoN9-HVd7Eq2yTr8XVMO3mB0Jw~~" style=3D"font-weight: 500; color=
: white; text-decoration: none; appearance: none; display: block; width: 10=
0%; background-color: #003D98; border-radius: 4px; font-style: normal; font=
-size: 14px; line-height: 150%; text-transform: uppercase; text-align: cent=
er; margin-top: 16px; padding: 10px 0">view payment options</a></div></td><=
/tr></tbody></table></div></section><section><table width=3D"100%" style=3D=
"padding:20px"><tbody><tr><td align=3D"left"><div style=3D"display: block; =
font-style: normal; font-weight: normal; font-size: 16px; line-height: 26px=
; width: 100%; list-style-type: none; padding: 0;max-width: 25em"><div styl=
e=3D"display: inline-block; font-style: normal; font-weight: normal; font-s=
ize: 16px; line-height: 26px; margin-bottom: 15px"><div style=3D"display: b=
lock; font-style: normal; font-weight: normal; font-size: 16px; line-height=
: 26px"><table><tbody><tr><td style=3D"height: 1px; min-height: 1px; positi=
on: relative; padding: 0"><div style=3D"display: inline-block; font-style: =
normal; font-weight: normal; font-size: 16px; line-height: 26px; height: 10=
0%"><img title=3D"Email Icon" alt=3D"Email Icon" src=3D"https://www.trueacc=
ord.com/static/img/mail.png" style=3D"width: 25px; height: 25px"></div></td=
><td style=3D"height: 1px; min-height: 1px; position: relative; padding: 0"=
><div style=3D"display: inline-block; font-style: normal; font-weight: norm=
al; font-size: 16px; line-height: 26px; margin-left: 6px"><h2 style=3D"font=
-style: normal; font-weight: normal; font-size: 16px; line-height: 26px; ma=
rgin: 0">Email</h2><a aria-label=3D"Click here to send an email to TrueAcco=
rd." href=3D"mailto:support@trueaccord.com" style=3D"font-weight: 600; colo=
r: #003D98; text-decoration: none" class=3D"ng-binding">support@trueaccord.=
com</a><div style=3D"font-style: normal; font-weight: normal; font-size: 16=
px; line-height: 26px" class=3D"ng-binding">TrueAccord account number:<br>4=
7-98-9383-12425</div></div></td></tr></tbody></table></div></div><div style=
=3D"display: inline-block; font-style: normal; font-weight: normal; font-si=
ze: 16px; line-height: 26px; margin-bottom: 15px"><div style=3D"display: in=
line-block; font-style: normal; font-weight: normal; font-size: 16px; line-=
height: 26px"><table><tbody><tr><td style=3D"height: 1px; min-height: 1px; =
position: relative; padding: 0"><div style=3D"display: inline-block; font-s=
tyle: normal; font-weight: normal; font-size: 16px; line-height: 26px; heig=
ht: 100%"><img title=3D"Phone Icon" alt=3D"Phone Icon" src=3D"https://www.t=
rueaccord.com/static/img/phone.png" style=3D"width: 25px; height: 25px"></d=
iv></td><td style=3D"height: 1px; min-height: 1px; position: relative; padd=
ing: 0"><div style=3D"display: inline-block; font-style: normal; font-weigh=
t: normal; font-size: 16px; line-height: 26px; margin-left: 6px" class=3D"n=
g-binding"><h2 style=3D"font-style: normal; font-weight: normal; font-size:=
 16px; line-height: 26px; margin: 0">Phone</h2><a aria-label=3D"Click here =
to call TrueAccord." href=3D"tel:8883165474" style=3D"font-weight: 600; col=
or: #003D98; text-decoration: none" class=3D"ng-binding">(888) 316-5474 (TT=
Y 711)</a><br>We are available Monday - Friday, 9 AM - 7 PM ET</div></td></=
tr></tbody></table></div></div><div style=3D"display: inline-block; font-st=
yle: normal; font-weight: normal; font-size: 16px; line-height: 26px; margi=
n-bottom: 15px"><div style=3D"display: inline-block; font-style: normal; fo=
nt-weight: normal; font-size: 16px; line-height: 26px"><table><tbody><tr><t=
d style=3D"height: 1px; min-height: 1px; position: relative; padding: 0"><d=
iv style=3D"display: inline-block; font-style: normal; font-weight: normal;=
 font-size: 16px; line-height: 26px; height: 100%"><img title=3D"Letter Ico=
n" alt=3D"Letter Icon" src=3D"https://www.trueaccord.com/static/img/mail.pn=
g" style=3D"width: 25px; height: 25px"></div></td><td style=3D"height: 1px;=
 min-height: 1px; position: relative; padding: 0"><div style=3D"display: in=
line-block; font-style: normal; font-weight: normal; font-size: 16px; line-=
height: 26px; margin-left: 6px" class=3D"ng-binding"><h2 style=3D"font-styl=
e: normal; font-weight: normal; font-size: 16px; line-height: 26px; margin:=
 0">Mailing Address</h2>16011 College Blvd, Suite 130<br>Lenexa, KS 66219<!=
-- ngIf: payee =3D=3D=3D 'Verizon' --></div></td></tr></tbody></table></div=
></div></div></td></tr></tbody></table></section><section aria-label=3D"Thi=
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