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[76.223.138.151]) by mx.google.com with ESMTPS id d75a77b69052e-50684c6d9ddsi204696221cf.377.2026.02.17.16.17.13 for (version=TLS1_3 cipher=TLS_AES_128_GCM_SHA256 bits=128/128); Tue, 17 Feb 2026 16:17:14 -0800 (PST) Received-SPF: pass (google.com: domain of 0100019c6e1bacec-0a4c969b-3c0b-4933-b0fb-590991a048e3-000000@email.affirm.com designates 76.223.138.151 as permitted sender) client-ip=76.223.138.151; Authentication-Results: mx.google.com; dkim=pass header.i=@affirm.com header.s=mkkuwq3vlcf3jnfgsk2zb2cofkzsezgb header.b=h6ujuze9; dkim=pass header.i=@amazonses.com header.s=6gbrjpgwjskckoa6a5zn6fwqkn67xbtw header.b=GS0UZ9yO; spf=pass (google.com: domain of 0100019c6e1bacec-0a4c969b-3c0b-4933-b0fb-590991a048e3-000000@email.affirm.com designates 76.223.138.151 as permitted sender) smtp.mailfrom=0100019c6e1bacec-0a4c969b-3c0b-4933-b0fb-590991a048e3-000000@email.affirm.com; dmarc=pass (p=QUARANTINE sp=QUARANTINE dis=NONE) header.from=affirm.com DKIM-Signature: v=1; a=rsa-sha256; q=dns/txt; c=relaxed/simple; s=mkkuwq3vlcf3jnfgsk2zb2cofkzsezgb; d=affirm.com; t=1771373833; h=Content-Type:MIME-Version:From:Reply-To:Subject:Date:To:Message-Id; bh=Zg9K5uJJBLSr/MuGnt208+dpbTfCHxRVZGuf7Nx+66Q=; b=h6ujuze9+1P5QpUmVM5AW01s1fB1O2kw06FtGUO6k07z0HwNNstqtGR6OrdPS0tJ u1uvIIswFx7iK/s1kzgYpyTgwj2y4xTi8fbIsIMBUoNKTTrJXO3cVqCBDSSozyvA4hg nIQRgm2zyEvqQ0hqxhO893qeR7OqQq81vAiA5nMQ= DKIM-Signature: v=1; a=rsa-sha256; q=dns/txt; c=relaxed/simple; s=6gbrjpgwjskckoa6a5zn6fwqkn67xbtw; d=amazonses.com; t=1771373833; h=Content-Type:MIME-Version:From:Reply-To:Subject:Date:To:Message-Id:Feedback-ID; bh=Zg9K5uJJBLSr/MuGnt208+dpbTfCHxRVZGuf7Nx+66Q=; b=GS0UZ9yOvl+ZHB8cB9XU54VY/TwM4zZG5p393nTFGxeLClpOju2nxmSjhz4+MLVx tnZRR+xby3vdt/bETUKWRsAbHTatIVUXTciMM+YUy/ARm0+jbiQdFKcdEEv0uMPU9Ub F5S8y+mGGvKnRAWdNN+igABzmfyx9lkN22CJbKdo= Content-Type: multipart/alternative; boundary="===============3932258544287321545==" MIME-Version: 1.0 From: Affirm Reply-To: no-reply@affirm.com Subject: Warning: Make your overdue payment today Date: Wed, 18 Feb 2026 00:17:13 +0000 To: tjphuhs@gmail.com X-Mailer: Affirm Message-ID: <0100019c6e1bacec-0a4c969b-3c0b-4933-b0fb-590991a048e3-000000@email.amazonses.com> Feedback-ID: ::1.us-east-1.WJMKbg1h3qEIhC7C622Bx7tJx5w4NKzKcjcs3u0EQxg=:AmazonSES X-SES-Outgoing: 2026.02.18-76.223.138.151 --===============3932258544287321545== Content-Type: text/plain; charset="utf-8" MIME-Version: 1.0 Content-Transfer-Encoding: quoted-printable Delinquent loan =20 Timothy, it's not too late to pay We're still waiting to receive your overdue payment of $28.04 on loan XU7I-= X2JS. It is important that you pay this balance before or on Mar 4, 2026 . If we = don't receive payment by then, your loan will be 120 days overdue and will = be charged off . Pay now If your loan is charged off, it may be sent to a third-party collection age= ncy. You will still be responsible for your balance. Your outstanding balance may be more than your overdue payment. Please revi= ew your account to see your overdue balance. If you've already made a payment, please ignore this message. Thanks for us= ing Affirm! Note: AutoPay is the easiest way to make sure you never miss a payment! Enable AutoPay today (affirm.com/s/r/.eJw9jsEKwjAQBf9lz7XVggq5qaCooGgpipewb= bY1NK0h2R6k9N-NHjzPvOEN4EhpRyXL3hkQ8GS2XiQJVpV2bYzWxkZ3TaL8YlnVuD1hARGww7LR= XS0VMoIYgKm1BpmkViDSdBZB-URXk0SnQ_WeL_eTe3rIwrYl7_FPpvPdObvll93jsdpcj-sghCO= _DFCHhQlizy-L70C6l1RE9nsIRIXG0zh-ADSIQck.TA0dcw4Zr3Nc-9CmQlL4PfGFw_s) . Having trouble paying? Call (855) 423-3729 . Loan ID: XU7I-X2JS If you need help, visit our Help Center (affirm.com/s/r/.eJw9jk8LgjAYh7_Lez= YtIYJBRHWQ6hAlUngZL9urDrdp2zyJ3z3t0Pn5_XlGcCSVIxH44DQwaELoPUuShnQvyAZyMVaVc= iYWnUl8ctBo6wFr2pPlRQ4RBIeiVbbmEgMCGyGQ6TUG4koCS9NNBKJBVxNHp-aHd7G7rN7pdeka= 8h7_ZL3N7vmreGRleTw_b6c5MEv9ZoAMKs0XK17hx8_IdlwS9VrZFliF2tM0fQFAOkcH.N-EfVx= uiRcQ4nDVBNb76M8BoEIQ). You are receiving this email because you conducted a transaction with Affir= m. Visit us at affirm.com (affirm.com/s/r/.eJw9jsEKwjAQRP9lz7XVggi5qYeiHkRL= sXgJS7ppQ5OmJJEeSv_dUMHzzLw3MzhqlCMR-MdpYNCFMHqWZdM0pSilciYV1kACwaHo1dDyBgM= CmyGQGTUG4qoBlue7BESHriWOTkVQXR0umzq_lnFryHv8J9t9cS9f1aN4v4_n5-0UC9G9YkBaG8= jxn3m9lMBgeUM0ajX0wCRqT8vyBcHwPtI.gwETF5bBKDCkdAbxw8ZfgfqpW5Y) to view our = Terms of Service (affirm.com/s/r/.eJw9jrEOgjAURf_lzQhKYky6qQNRB6OESFial_IKD= S0lbQ0D4d9tGJzvvefcBRy1ypEI_Os0MOhDmDzLsnmeU5RSOZMKa7JAznhIIDgUgxo73mJAYAsE= MpPGQFy1wPL8kIDo0XXE0amIq6vTbVfn9zJuDXmP_2R_LJ7lp3oVTXO-vh-XWIgPNgxIa6OQb9L= tVwKj5S3RpNU4AJOoPa3rDzZ2QOI.ABS5_fQFQpcahtnZ4D_FIOaeCtM) or our Privacy Po= licy (affirm.com/s/r/.eJw9jk0LgkAURf_LW5uWEMHsqkVUiyiRxM3wGN_o4PjBc0pC_O8NE= q3vveeeCZgKw6ScfLEFAZVz_SCiaBzHELU23ISqa6KezRvVBwJwjKo2bSkLdAhiAkdNb9GRNAWI= ON4EoCrkkiSy8cAs3Z1XWXxJ_LahYcB_st6ebskzvZ_yfH98XA--4B0WDOiuc8Tyd7u4BdB2siD= qrWlrEBrtQPP8BVaiQog.wDHfhKHZQHShX0dkP8IRn8s5JMQ). --===============3932258544287321545== Content-Type: text/html; charset="utf-8" MIME-Version: 1.0 Content-Transfer-Encoding: quoted-printable Timothy, it's not too late to pay
You= r loan may be sent to a collection agency
Delinquent l= oan
3D"Affirm"

Timothy, it's not too l= ate to pay

<= td style=3D"box-sizing:border-box; font-family:Helvetica, "Helvetica N= eue", Arial, "sans-serif"; color:#495662; font-size:16px; pa= dding:0; vertical-align:top" valign=3D"top">
We're st= ill waiting to receive your overdue payment of $28.04 on loan XU7I-X2JS.<= /div>
It is im= portant that you pay this balance before or on Mar 4, 2026. If we don't r= eceive payment by then, your loan will be 120 days overdue and will be charged off= .
Pay now
If your = loan is charged off, it may be sent to a third-party collection agency. You= will still be responsible for your balance.
Your out= standing balance may be more than your overdue payment. Please review your = account to see your overdue balance.
If you've already made a payment, please ignore this message. Thanks for us= ing Affirm!
Note: AutoP= ay is the easiest way to make sure you never miss a payment! Enable AutoPay today.
Having trouble paying? Call (85= 5) 423-3729.
Loan ID: XU7I-X2JS
If you need help, visit our Help Center.
You are receiving this email becaus= e you conducted a transaction with Affirm. Visit us at affirm.co= m to view our Terms of Service or our Privacy Policy.
3D"" --===============3932258544287321545==--