Subject: Final notice: overdue payment required for Amazon
From: Klarna <[email-masked]>
To: [email-masked]
Date: Sun, 15 Feb 2026 16:59:42 +0000 (UTC)

https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNCxp-2FG6dBXwH7keEAYI1tP8f6jMCiPtWJEXG2VI6huR9gdBbdeXM3v9NeE9HJ0NFLS-2Bp8GZZzMPCDtl1M1kxzEz6ctcrCMwHtQWaVqtJAmPZEx-2BRak2hlUKhbxqls-2Fh8WSoJkl1cPkBhk7AdiKBWsMgI8toC-2FX2BomE0otxkR7h9Zk7KEvXrK8YJh37z5NfGMd76sMD28JLWEdKvuYio8b9F-2Fiwso7S0f2hcw7luRnip5TrqrB-2Baw2Mu8DVXsTtxkJJGjorBu-2FnXjXPDIPFkbMI3PYNyjOTI-2F-2FcC6i50GNRn6Q-2B7rMG2StF8Hwu-2B7Nl9kDBC8c1BmHRLpVOu0YPBllurE1wzdmhhtE-2BRTyugbm1jVVvIJAGKlqpt8mUDaTe8DsIMpxlHHwfPpNTsj9GwyODYO3a95Wxnxtz-2Fyd14Vmt7shb0EPVKr9MhDJk5Ojmw48LR-2F2mKQxq88NjWphe-2BgreoMqMPPdohn7p-2FSOb-2Fxy8ixWPs2_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWN0LsM5WLz6ye9CIfvo78hxPXS6I71iSKyB-2BfCV1rHcIv1gxLmrFJl9uarUPDnvUaufGiXMPky11-2FevoG63cFoPGAUfRX0UbMUZiOu2q7Yq3hY4lLK0f-2BhftqV7IpihfksW98aE58TlVlPdr9-2BSEHuJxOo-2Bk9VdSspZdd1xYwItl94L5etIJWBPSrCukOCmmkOtCZAQNf4uWRNegq-2B4SCOBmS-2FegtFIB-2BRGevY4-2BHGBVGTGsix97ik0RXyRwlNwZR4YkQudcYtIubG5MRSMxp0dWIGJ8x9sXP5U9KbgkD-2BjagJMNkUtyE7dMaLbAT-2FEIxy8u-2BL-2BgRq4DcNgn1jm9fjtsFDY53wqR96p0NcQ6juib-2BNcuyMIH-2B-2FUYgfuosVu7aVY3uM9-2FMS-2BMWtqRkm9z0160HfxShQr-2F5RaPZnMDUOKy9hIRYt06KEdZ2azeq5GQILkkEzni5wbxDC47To3rUOEfjTsoOBBt0eY4-2FlsIG6r1giLvKsEFDSVMUBhNIAEhVt8aXuw9aEcXC4LgjDXRPN37njlZb5OrH-2FmEU79zg9pUJi92hSRjsFdiblv4WalOWqqWFs9GBljqqgGav051TdGYKUMJo4k1O-2FP4t1uaOli0mKuvGQ-2B9kCal3yFn86XUW5-2FibJOw2rtm4cTltP24YH2ImL4WMyeDwch8RYa5NulSgMjXZMBrH3GxtaGcgUGkq5ChkC-2BhhHkEuWgzol22q9ytRBv1g9DnUfhBDr2A2RbmV-2B8SrbPQ0zr5-2BSu210d6hEFWpm-2B-2BJkvf99yEUH0BlcJ1r1oYQNSlHAGhXWDZn5WkT70fOmqxVbMDLVJ6nGX788g9wR-2FwFPOYX93Vaw-2F6P-2BQ-3D-3D

 

Overdue payment required

Hi Timothy. Your payment for Amazon has failed multiple times and is now
required in full.

 

To avoid being sent to a debt collection agency, pay the full outstanding amount
in the Klarna app now.

StatusPayment overdue

Amount due$98.45

Final due dateFebruary 19, 2026

Pay now
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC6M7xBW9nT7vdAHjhxTPXBRWOd0DCmet-2Bao2HPs8d6EW4kJJ8kg3-2BAPMN6IB6Vp4E7CIftyMFRPOCYPMkm4goOrFYqV8sorD0hXagllHmqeNF-2FKQ3B2kySXv15MLlakDUA-3D-3Dk54X_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWN0LsM5WLz6ye9CIfvo78hxPXS6I71iSKyB-2BfCV1rHcIv1gxLmrFJl9uarUPDnvUaufGiXMPky11-2FevoG63cFoPGAUfRX0UbMUZiOu2q7Yq3hY4lLK0f-2BhftqV7IpihfksW98aE58TlVlPdr9-2BSEHuJxOo-2Bk9VdSspZdd1xYwItl94L5etIJWBPSrCukOCmmkOtCZAQNf4uWRNegq-2B4SCOBmS-2FegtFIB-2BRGevY4-2BHGBVGTGsix97ik0RXyRwlNwZR4YkQudcYtIubG5MRSMxp0dWIGJ8x9sXP5U9KbgkD-2BjagJMNkUtyE7dMaLbAT-2FEIxy8u-2BL-2BgRq4DcNgn1jm9fjtsFDY53wqR96p0NcQ6juib-2BNcuyMIH-2B-2FUYgfuosVu7aVY3uM9-2FMS-2BMWtqRkm9z0160HfxShQr-2F5RaPZnMDUOKy9hIRYt06KEdZ2azeq5GQILkkEzni5wbxDC47To3rUOEfjTsoOBBt0eY4-2FlsIG6r1giLvKsEFDSVMUBhNIAEhVt8aXuw9aEcXC4LgjDXRPN37njlZb5OrH-2FmEU79zg9pUJi92hSRjsFdiblv4WalOWqqWFs9GBljqqgGav051TdGYKUMJo4k1O-2FP4t1uaOli0mKuvGQ-2B9kCal3yFn86XUWgSckxTp0qqTfMWg7Nu-2F9-2BznAyla-2FtFA-2Brh4e7t4tiFa1Q6U-2BLSaBYF5C5bWt2pO0Q74hPO2kn5GxP4rtYTxpXG2P7WpsOTa3wB-2BcqhmpIosB2vLPGveO1LQNMRoXhywtCf1-2FD9Cajtkadc8AZ7TS3NJvRUG0RpaAAyzvDNqJ96d-2BeHpJYeGNRZH8frgJEGCFKqQDq9YHCYzKW2do8dMKvg-3D-3D]

Please note that we may report information about your loan to one or more credit
bureaus. Late payments, missed payments, or other defaults on your loan may be
reflected in your credit report.

Summary

 

Amazon

 

Klarna order reference   M0DXH5Z3
 
Order placed             July 10, 2025
 
Payment option           Pay over 12 months

Order details

with Klarna Shopping at Amazon   $200.00
 
Interest (32.99% APR)            $25.77
 
Late fee                         $3.00
 
Late fee                         $3.00
 
Total                            $212.49

View more details in the Klarna app
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC6M7xBW9nT7vdAHjhxTPXBRWOd0DCmet-2Bao2HPs8d6EW4kJJ8kg3-2BAPMN6IB6Vp4E7CIftyMFRPOCYPMkm4goOrFYqV8sorD0hXagllHmqeNF-2FKQ3B2kySXv15MLlakDUA-3D-3Dyb9o_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWN0LsM5WLz6ye9CIfvo78hxPXS6I71iSKyB-2BfCV1rHcIv1gxLmrFJl9uarUPDnvUaufGiXMPky11-2FevoG63cFoPGAUfRX0UbMUZiOu2q7Yq3hY4lLK0f-2BhftqV7IpihfksW98aE58TlVlPdr9-2BSEHuJxOo-2Bk9VdSspZdd1xYwItl94L5etIJWBPSrCukOCmmkOtCZAQNf4uWRNegq-2B4SCOBmS-2FegtFIB-2BRGevY4-2BHGBVGTGsix97ik0RXyRwlNwZR4YkQudcYtIubG5MRSMxp0dWIGJ8x9sXP5U9KbgkD-2BjagJMNkUtyE7dMaLbAT-2FEIxy8u-2BL-2BgRq4DcNgn1jm9fjtsFDY53wqR96p0NcQ6juib-2BNcuyMIH-2B-2FUYgfuosVu7aVY3uM9-2FMS-2BMWtqRkm9z0160HfxShQr-2F5RaPZnMDUOKy9hIRYt06KEdZ2azeq5GQILkkEzni5wbxDC47To3rUOEfjTsoOBBt0eY4-2FlsIG6r1giLvKsEFDSVMUBhNIAEhVt8aXuw9aEcXC4LgjDXRPN37njlZb5OrH-2FmEU79zg9pUJi92hSRjsFdiblv4WalOWqqWFs9GBljqqgGav051TdGYKUMJo4k1O-2FP4t1uaOli0mKuvGQ-2B9kCal3yFn86XUWtTjzaM5sQRY8pZKeMM8VFEOxG1jUPOgyM0wDM8JTH3jeN-2FLIGIdwvuaa0aaGrWQKGCccA90ogdnu-2BXa6sh54N-2FknbJOAgR9Fc6Z0xKA3Nbl3rZPzspZ4eZ5hbhk21324WyyGPptyrxjt6lKIf0Zto-2Bgum2Nn0-2Fsnr4vDX4imzS30VlFpM3OyTWU-2BHBZAGjpxqPmqCLP1VOiEPFIZvbhSuA-3D-3D]

 

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https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNCxp-2FG6dBXwH7keEAYI1tP8f6jMCiPtWJEXG2VI6huR9gdBbdeXM3v9NeE9HJ0NFLS-2Bp8GZZzMPCDtl1M1kxzEz6ctcrCMwHtQWaVqtJAmPZEx-2BRak2hlUKhbxqls-2Fh8WSoJkl1cPkBhk7AdiKBWsMgI8toC-2FX2BomE0otxkR7h9ZCSqW8DO8uDkIxLRhyf5sXjPFBi7UcXwsFePTQslcH1LfyrA1SepfjI01lc7pytlsC9njGSaiMsBqxDjg9a2hhrSIwmbDrVQMDZYdBQUHI6Lp07qITI-2BKjAI6DdfEk-2FY82lJVmgGeLZSsfYwAr-2Fd0ZO5n2jmqaoObmkAR9yoURi5j9flLGD8uSguageZ1Jhjb-2FRMYB9WI-2FoYpDTJx90hw3t2WksmdqvHbihAjv4AumO7rqiMlWy-2F1jI5L3hgutK99EjfV2M0zpSHHYLVWi41UTaFbgl5cObnJkztRpSNZzjbpbzlIkAkaV5fZzdDBXL68AVac_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWN0LsM5WLz6ye9CIfvo78hxPXS6I71iSKyB-2BfCV1rHcIv1gxLmrFJl9uarUPDnvUaufGiXMPky11-2FevoG63cFoPGAUfRX0UbMUZiOu2q7Yq3hY4lLK0f-2BhftqV7IpihfksW98aE58TlVlPdr9-2BSEHuJxOo-2Bk9VdSspZdd1xYwItl94L5etIJWBPSrCukOCmmkOtCZAQNf4uWRNegq-2B4SCOBmS-2FegtFIB-2BRGevY4-2BHGBVGTGsix97ik0RXyRwlNwZR4YkQudcYtIubG5MRSMxp0dWIGJ8x9sXP5U9KbgkD-2BjagJMNkUtyE7dMaLbAT-2FEIxy8u-2BL-2BgRq4DcNgn1jm9fjtsFDY53wqR96p0NcQ6juib-2BNcuyMIH-2B-2FUYgfuosVu7aVY3uM9-2FMS-2BMWtqRkm9z0160HfxShQr-2F5RaPZnMDUOKy9hIRYt06KEdZ2azeq5GQILkkEzni5wbxDC47To3rUOEfjTsoOBBt0eY4-2FlsIG6r1giLvKsEFDSVMUBhNIAEhVt8aXuw9aEcXC4LgjDXRPN37njlZb5OrH-2FmEU79zg9pUJi92hSRjsFdiblv4WalOWqqWFs9GBljqqgGav051TdGYKUMJo4k1O-2FP4t1uaOli0mKuvGQ-2B9kCal3yFn86XUWWOf0aLzdjOrl-2B6xMJfVe9sScZYJnKn58HADToXs1HUKBdufx3IwtsS4Xq0pL9c-2Ba8xWnZUVXWep-2FLJd9muwGLPlXxSirKiLkFtJfyxIL3Rq0xaZzQ7ktsE5egv5DOx5RwKauaGCxQDFbsg3r6p4nPS0wCgREGnU53c4EMJvym4BlB76T-2BaMEtxCFmY66CWDp1G9j2Uod5ZxEpOlpx73WcQ-3D-3D

Klarna Inc.
800 N. High St., Suite 300
Columbus, OH 43215

Klarna.com
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC5j8-2FXxtgg8Ivqd2HEIZ68Dcpe-2FaaB39R233s1kMzrMeZpGTEapnsYRazm5eW8oBS6eE760c2lL-2Fg8LCS-2FXfSj0kd3QtHXBf4phMhGH7-2Bqmdgx5j_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWN0LsM5WLz6ye9CIfvo78hxPXS6I71iSKyB-2BfCV1rHcIv1gxLmrFJl9uarUPDnvUaufGiXMPky11-2FevoG63cFoPGAUfRX0UbMUZiOu2q7Yq3hY4lLK0f-2BhftqV7IpihfksW98aE58TlVlPdr9-2BSEHuJxOo-2Bk9VdSspZdd1xYwItl94L5etIJWBPSrCukOCmmkOtCZAQNf4uWRNegq-2B4SCOBmS-2FegtFIB-2BRGevY4-2BHGBVGTGsix97ik0RXyRwlNwZR4YkQudcYtIubG5MRSMxp0dWIGJ8x9sXP5U9KbgkD-2BjagJMNkUtyE7dMaLbAT-2FEIxy8u-2BL-2BgRq4DcNgn1jm9fjtsFDY53wqR96p0NcQ6juib-2BNcuyMIH-2B-2FUYgfuosVu7aVY3uM9-2FMS-2BMWtqRkm9z0160HfxShQr-2F5RaPZnMDUOKy9hIRYt06KEdZ2azeq5GQILkkEzni5wbxDC47To3rUOEfjTsoOBBt0eY4-2FlsIG6r1giLvKsEFDSVMUBhNIAEhVt8aXuw9aEcXC4LgjDXRPN37njlZb5OrH-2FmEU79zg9pUJi92hSRjsFdiblv4WalOWqqWFs9GBljqqgGav051TdGYKUMJo4k1O-2FP4t1uaOli0mKuvGQ-2B9kCal3yFn86XUWI9pP6IiPYFZYMXu0zh39CVBf865FgMtuieAnX4AP15NUIzd0N-2BwxX4SV5IKIPhEv-2B-2B-2FakRiZnSC9vknpEQgDsc8KCc2oYPSJ-2F-2FEY0eFmBS-2F3q64sMkDoXZCiTbFDcE4803YxR4vIzwDYNaNlXLco1Ua-2FpSij-2FrTn-2B4FdoyaUu9oU3iWbmR-2FRGRIvTyUl6Q2C8yvz5cCM1PbBWQxrLJKamA-3D-3D]

Have you received an email that might be a phishing attempt? You can report
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[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC2WD3glrkcf9XOcaAYT2fsbdLOFQPJC3vYqEaJboEsogXw65kFGk8FfDPTrAyS6SZmGLhVmPFW6Y2JFYZI7Rh79X64qpcXFOPXtw53AvHgcOwOg9FIBlfWuhoWYJMiHcmw-3D-3Dn8Ff_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWN0LsM5WLz6ye9CIfvo78hxPXS6I71iSKyB-2BfCV1rHcIv1gxLmrFJl9uarUPDnvUaufGiXMPky11-2FevoG63cFoPGAUfRX0UbMUZiOu2q7Yq3hY4lLK0f-2BhftqV7IpihfksW98aE58TlVlPdr9-2BSEHuJxOo-2Bk9VdSspZdd1xYwItl94L5etIJWBPSrCukOCmmkOtCZAQNf4uWRNegq-2B4SCOBmS-2FegtFIB-2BRGevY4-2BHGBVGTGsix97ik0RXyRwlNwZR4YkQudcYtIubG5MRSMxp0dWIGJ8x9sXP5U9KbgkD-2BjagJMNkUtyE7dMaLbAT-2FEIxy8u-2BL-2BgRq4DcNgn1jm9fjtsFDY53wqR96p0NcQ6juib-2BNcuyMIH-2B-2FUYgfuosVu7aVY3uM9-2FMS-2BMWtqRkm9z0160HfxShQr-2F5RaPZnMDUOKy9hIRYt06KEdZ2azeq5GQILkkEzni5wbxDC47To3rUOEfjTsoOBBt0eY4-2FlsIG6r1giLvKsEFDSVMUBhNIAEhVt8aXuw9aEcXC4LgjDXRPN37njlZb5OrH-2FmEU79zg9pUJi92hSRjsFdiblv4WalOWqqWFs9GBljqqgGav051TdGYKUMJo4k1O-2FP4t1uaOli0mKuvGQ-2B9kCal3yFn86XUW89OCGPOJnRFZjVbyPpVlrS9wuPlEFxU5ZC1jgMslQ7nGD7g8KNVFPTeedqKnN6-2BUd6-2F-2BnRMbb4IunZBtWo9vcG4VMHWTQs178aNBTewIkLQ6EbqWZAKQsP329iFm7-2BVytgmXSPYQUS5P59TqZ2WpLEu3dycDjY6-2BApgAG2-2BmqJcuut7yMsR2L-2FSiKaXGLrrmKOMJ5bZ9IhReLz39-2FgTDoA-3D-3D].
Learn more
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC2WD3glrkcf9XOcaAYT2fsbcWZEVEZcGUcRGpR9rFLjK4opIG67nuUXFewBeuRKjyARJOhVrG1NKKB7V-2FJ6178huXLv2MveZil4R9JF4oR2uqxKOHyOBuSsmP4lpSfZDKw-3D-3DfAIc_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWN0LsM5WLz6ye9CIfvo78hxPXS6I71iSKyB-2BfCV1rHcIv1gxLmrFJl9uarUPDnvUaufGiXMPky11-2FevoG63cFoPGAUfRX0UbMUZiOu2q7Yq3hY4lLK0f-2BhftqV7IpihfksW98aE58TlVlPdr9-2BSEHuJxOo-2Bk9VdSspZdd1xYwItl94L5etIJWBPSrCukOCmmkOtCZAQNf4uWRNegq-2B4SCOBmS-2FegtFIB-2BRGevY4-2BHGBVGTGsix97ik0RXyRwlNwZR4YkQudcYtIubG5MRSMxp0dWIGJ8x9sXP5U9KbgkD-2BjagJMNkUtyE7dMaLbAT-2FEIxy8u-2BL-2BgRq4DcNgn1jm9fjtsFDY53wqR96p0NcQ6juib-2BNcuyMIH-2B-2FUYgfuosVu7aVY3uM9-2FMS-2BMWtqRkm9z0160HfxShQr-2F5RaPZnMDUOKy9hIRYt06KEdZ2azeq5GQILkkEzni5wbxDC47To3rUOEfjTsoOBBt0eY4-2FlsIG6r1giLvKsEFDSVMUBhNIAEhVt8aXuw9aEcXC4LgjDXRPN37njlZb5OrH-2FmEU79zg9pUJi92hSRjsFdiblv4WalOWqqWFs9GBljqqgGav051TdGYKUMJo4k1O-2FP4t1uaOli0mKuvGQ-2B9kCal3yFn86XUW3V2tA-2FAMcKrfp9AUGRSF9SIMAZ9hNidc8-2Fq2rxYyXUbL7-2FRuVTYSkd4lb6KMFqGsZgIHIdGOsbUi4fEXwiLftAvdoGYjgjSRJE-2FtPqEHhEL8hDIDPTs-2BzEgBHUZsTIBL1VosOgkEpZ4Qp86sGm9YURYRmQjxrxp3f8WziHJU-2BmlqrncrCU7DDfdQdvrxqF03sHIYYhzmR5y9uRC9Y7QVEg-3D-3D]
about how to spot phishing scams and fraud more effectively.