Subject: Final notice: overdue payment required for Amazon
From: Klarna <[email-masked]>
To: [email-masked]
Date: Sat, 14 Feb 2026 16:51:12 +0000 (UTC)

https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNCxp-2FG6dBXwH7keEAYI1tP8f6jMCiPtWJEXG2VI6huR9gdBbdeXM3v9NeE9HJ0NFLS-2Bp8GZZzMPCDtl1M1kxzEz6ctcrCMwHtQWaVqtJAmPZEx-2BRak2hlUKhbxqls-2Fh8WSoJkl1cPkBhk7AdiKBWsMgI8toC-2FX2BomE0otxkR7h9Zk7KEvXrK8YJh37z5NfGMd76sMD28JLWEdKvuYio8b9F-2Fiwso7S0f2hcw7luRnip5TrqrB-2Baw2Mu8DVXsTtxkJJGjorBu-2FnXjXPDIPFkbMI3PYNyjOTI-2F-2FcC6i50GNRn6Q-2B7rMG2StF8Hwu-2B7Nl9kDBC8c1BmHRLpVOu0YPBllurE1wzdmhhtE-2BRTyugbm1jVVvIJAGKlqpt8mUDaTe8DsIMpxlHHwfPpNTsj9GwyODYO3a95Wxnxtz-2Fyd14Vmt7sYdDVc5kh-2Bc6Em8Oca5SZPiYHdKb-2FxsKMuTNQA6P5TwcPMVX4yx-2FD1mnspcIsMAabLYjj_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWg059vQZHukq4Mz7EAM-2FDjH37YFl0P7B6-2FQ6R9FT-2FRd-2B4DrrFnNn8N45Gwq2XrrcqhKvU-2BeTMdsV2aKH1zR1jKRb8nrZA0KGyapoimZUP6ZAJpSvlaXwJQ4ldyLIsiBin-2FiWMm4MhP8yZ2w9daREO4260ER5R86HiBvcwZ-2FUfkGFJIMNHcKzsxqLL70NhX2tWe-2BZHizv6cxBWM9zvEiHNc2MB18OC9tj47o2BIi8XxGFTNKGOHCqpTFu6rqs7D-2B-2BoJi9f9-2BxS-2B5uenqKf6PFBU1umnWm5BNluPb2IHyKSsVJEcBmYwC2-2FPdnwJ5P-2FaIgGzmTrPeBs2-2FTLda6d-2BnXjRR2FE3RqtzPYupGKIf5Fvvv5BYPyIdKl9ZzCSqGfLh359plv4ruJ8xcHgJ1GFWsixFLK-2BnRDQVoPfgbC3iI-2BPwugGhbtB0QyJLJXEdiV-2FShdEHBAPDCp-2F9eZVVRADyqJ-2FCfBH98qRhSYOb3ynxdxHQw9cGlTMdAUF1BI-2BnDCk1iTavwHDSftRyZHJUzEdLJZQ0qqmdi-2FDDzseYXy2gUrAYK51U7XTGv7L54LeXXdxV9bZKPNHMsPyynmEDnBno36u04CtHXxK1dUpq2g67gavayTIECYAC2UQLnDfGarsOGzunWaHlv7ZpS0SYPyOiIKh9Emn1Y1j8vn5xwjrrDhsPCNaFAeR5yGwpAEYLIuhYYAiQ3WsgT47-2BgiN-2B7FN66cLJltIBnrK4SsORZFmQV4nujU-2BHvxWg4ukJII3xVZ1F9-2B3Bt2Pi0CAeLv-2FqoOF3oG6efZdAKh4Z3aBLbb-2FYLJnt5dKZWYM2h8cebRABev6rpE6QUaPmiu5KKi1f6LPScSyQ-3D-3D

 

Overdue payment required

Hi Timothy. Your payment for Amazon has failed multiple times and is now
required in full.

 

To avoid being sent to a debt collection agency, pay the full outstanding amount
in the Klarna app now.

StatusPayment overdue

Amount due$231.71

Final due dateFebruary 18, 2026

Pay now
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC6M7xBW9nT7vdAHjhxTPXBRWOd0DCmet-2Bao2HPs8d6EWVTun3gZjMxYoj4T8MVyniFOVmnzfHC4WDhfgII6sgUlHMumR6DhR-2F6GTD7EAITn0k9t1ZjEVBDcgp9wy5hlVNw-3D-3DW8xx_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWg059vQZHukq4Mz7EAM-2FDjH37YFl0P7B6-2FQ6R9FT-2FRd-2B4DrrFnNn8N45Gwq2XrrcqhKvU-2BeTMdsV2aKH1zR1jKRb8nrZA0KGyapoimZUP6ZAJpSvlaXwJQ4ldyLIsiBin-2FiWMm4MhP8yZ2w9daREO4260ER5R86HiBvcwZ-2FUfkGFJIMNHcKzsxqLL70NhX2tWe-2BZHizv6cxBWM9zvEiHNc2MB18OC9tj47o2BIi8XxGFTNKGOHCqpTFu6rqs7D-2B-2BoJi9f9-2BxS-2B5uenqKf6PFBU1umnWm5BNluPb2IHyKSsVJEcBmYwC2-2FPdnwJ5P-2FaIgGzmTrPeBs2-2FTLda6d-2BnXjRR2FE3RqtzPYupGKIf5Fvvv5BYPyIdKl9ZzCSqGfLh359plv4ruJ8xcHgJ1GFWsixFLK-2BnRDQVoPfgbC3iI-2BPwugGhbtB0QyJLJXEdiV-2FShdEHBAPDCp-2F9eZVVRADyqJ-2FCfBH98qRhSYOb3ynxdxHQw9cGlTMdAUF1BI-2BnDCk1iTavwHDSftRyZHJUzEdLJZQ0qqmdi-2FDDzseYXy2gUrAYK51U7XTGv7L54LeXXdxV9bZKPNHMsPyynmEDnBno36u04CtHXxK1dUpq2g67gavayTIECYAC2UQLnDfGarsOGz8A3ol2Iy-2BVixI0tsKjJo1e-2BBaiypU4f4fQnrjpix9oBvjd29fHG0yKsJ2451Yrk6w3gSkXJhkvzRnJw72A4td9OTnwpkqB5nMIopIUkQu6aX-2FLdA-2B6Tx4gHVpiIc3rhmBTP0sszGxrUlNnq2S8-2B4q5WAvQWOcCCPHvQpmWGtjG2NCnBSai1ze-2F54UFx-2BHgjMMNs7CBklRZDyemsd9kFk0A-3D-3D]

Please note that we may report information about your loan to one or more credit
bureaus. Late payments, missed payments, or other defaults on your loan may be
reflected in your credit report.

Summary

 

Amazon

 

Klarna order reference   NZ77DJ1H
 
Order placed             July 9, 2025
 
Payment option           Pay over 12 months

Order details

with Klarna Shopping at Amazon   $460.00
 
Interest (32.99% APR)            $60.89
 
Late fee                         $7.00
 
Late fee                         $7.00
 
Total                            $457.88

View more details in the Klarna app
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC6M7xBW9nT7vdAHjhxTPXBRWOd0DCmet-2Bao2HPs8d6EWVTun3gZjMxYoj4T8MVyniFOVmnzfHC4WDhfgII6sgUlHMumR6DhR-2F6GTD7EAITn0k9t1ZjEVBDcgp9wy5hlVNw-3D-3Dq1RS_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWg059vQZHukq4Mz7EAM-2FDjH37YFl0P7B6-2FQ6R9FT-2FRd-2B4DrrFnNn8N45Gwq2XrrcqhKvU-2BeTMdsV2aKH1zR1jKRb8nrZA0KGyapoimZUP6ZAJpSvlaXwJQ4ldyLIsiBin-2FiWMm4MhP8yZ2w9daREO4260ER5R86HiBvcwZ-2FUfkGFJIMNHcKzsxqLL70NhX2tWe-2BZHizv6cxBWM9zvEiHNc2MB18OC9tj47o2BIi8XxGFTNKGOHCqpTFu6rqs7D-2B-2BoJi9f9-2BxS-2B5uenqKf6PFBU1umnWm5BNluPb2IHyKSsVJEcBmYwC2-2FPdnwJ5P-2FaIgGzmTrPeBs2-2FTLda6d-2BnXjRR2FE3RqtzPYupGKIf5Fvvv5BYPyIdKl9ZzCSqGfLh359plv4ruJ8xcHgJ1GFWsixFLK-2BnRDQVoPfgbC3iI-2BPwugGhbtB0QyJLJXEdiV-2FShdEHBAPDCp-2F9eZVVRADyqJ-2FCfBH98qRhSYOb3ynxdxHQw9cGlTMdAUF1BI-2BnDCk1iTavwHDSftRyZHJUzEdLJZQ0qqmdi-2FDDzseYXy2gUrAYK51U7XTGv7L54LeXXdxV9bZKPNHMsPyynmEDnBno36u04CtHXxK1dUpq2g67gavayTIECYAC2UQLnDfGarsOGzQpIauBtF-2FEs5PTRyW83cE-2BdLhcQWSIFL7L4SzUCRlS13OG7J86UwA-2BW5rICr8fTNyhJM0hjwJuRaiA3ibrCsjwEWNZNAdQtTghZyB-2FdMRBYGBy8jVx2ol8DpFuwZq0qJIxfxzQVuqYN8OjtKmJab0x6J5koaNsMBu-2FRY4tMJX3rvJIwpa07IQiP7zH8r54bgKghh1ifwjtMrplYNmF8Cwg-3D-3D]

 

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https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNCxp-2FG6dBXwH7keEAYI1tP8f6jMCiPtWJEXG2VI6huR9gdBbdeXM3v9NeE9HJ0NFLS-2Bp8GZZzMPCDtl1M1kxzEz6ctcrCMwHtQWaVqtJAmPZEx-2BRak2hlUKhbxqls-2Fh8WSoJkl1cPkBhk7AdiKBWsMgI8toC-2FX2BomE0otxkR7h9ZCSqW8DO8uDkIxLRhyf5sXjPFBi7UcXwsFePTQslcH1LfyrA1SepfjI01lc7pytlsC9njGSaiMsBqxDjg9a2hhrSIwmbDrVQMDZYdBQUHI6Lp07qITI-2BKjAI6DdfEk-2FY82lJVmgGeLZSsfYwAr-2Fd0ZO5n2jmqaoObmkAR9yoURi5j9flLGD8uSguageZ1Jhjb-2FRMYB9WI-2FoYpDTJx90hw3t2WksmdqvHbihAjv4AumO7rqiMlWy-2F1jI5L3hgutK99QcaYVS9XbzVCFas-2FyHm9MESUT-2FaVa4J9LJVSaR3LX18TojDSGbvd1Y12TL68eFa05Dsb_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWg059vQZHukq4Mz7EAM-2FDjH37YFl0P7B6-2FQ6R9FT-2FRd-2B4DrrFnNn8N45Gwq2XrrcqhKvU-2BeTMdsV2aKH1zR1jKRb8nrZA0KGyapoimZUP6ZAJpSvlaXwJQ4ldyLIsiBin-2FiWMm4MhP8yZ2w9daREO4260ER5R86HiBvcwZ-2FUfkGFJIMNHcKzsxqLL70NhX2tWe-2BZHizv6cxBWM9zvEiHNc2MB18OC9tj47o2BIi8XxGFTNKGOHCqpTFu6rqs7D-2B-2BoJi9f9-2BxS-2B5uenqKf6PFBU1umnWm5BNluPb2IHyKSsVJEcBmYwC2-2FPdnwJ5P-2FaIgGzmTrPeBs2-2FTLda6d-2BnXjRR2FE3RqtzPYupGKIf5Fvvv5BYPyIdKl9ZzCSqGfLh359plv4ruJ8xcHgJ1GFWsixFLK-2BnRDQVoPfgbC3iI-2BPwugGhbtB0QyJLJXEdiV-2FShdEHBAPDCp-2F9eZVVRADyqJ-2FCfBH98qRhSYOb3ynxdxHQw9cGlTMdAUF1BI-2BnDCk1iTavwHDSftRyZHJUzEdLJZQ0qqmdi-2FDDzseYXy2gUrAYK51U7XTGv7L54LeXXdxV9bZKPNHMsPyynmEDnBno36u04CtHXxK1dUpq2g67gavayTIECYAC2UQLnDfGarsOGzhyt1v3tflwDpz1rgj3fd60CA1-2BwHRJawSDlGDwb-2FkzlrbKAHca1u-2BO8-2Bez8J5ceVPRMVVRtG3zgoJHXlchvB0hoQ4hAjRG-2FtsnaF27ljn-2FFyw3q5xT7m6g3ULr8EPNpiZaEcBwbJmK-2FUhXWArejX04CqiP6GhEnX1eQHT-2FBcynRslJQfGgQXbbRPi9DgibQWFroGR-2BQcIlrtbrWnT997Sg-3D-3D

Klarna Inc.
800 N. High St., Suite 300
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Klarna.com
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC5j8-2FXxtgg8Ivqd2HEIZ68Dcpe-2FaaB39R233s1kMzrMeZpGTEapnsYRazm5eW8oBS6eE760c2lL-2Fg8LCS-2FXfSj0kd3QtHXBf4phMhGH7-2BqmdddEi_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWg059vQZHukq4Mz7EAM-2FDjH37YFl0P7B6-2FQ6R9FT-2FRd-2B4DrrFnNn8N45Gwq2XrrcqhKvU-2BeTMdsV2aKH1zR1jKRb8nrZA0KGyapoimZUP6ZAJpSvlaXwJQ4ldyLIsiBin-2FiWMm4MhP8yZ2w9daREO4260ER5R86HiBvcwZ-2FUfkGFJIMNHcKzsxqLL70NhX2tWe-2BZHizv6cxBWM9zvEiHNc2MB18OC9tj47o2BIi8XxGFTNKGOHCqpTFu6rqs7D-2B-2BoJi9f9-2BxS-2B5uenqKf6PFBU1umnWm5BNluPb2IHyKSsVJEcBmYwC2-2FPdnwJ5P-2FaIgGzmTrPeBs2-2FTLda6d-2BnXjRR2FE3RqtzPYupGKIf5Fvvv5BYPyIdKl9ZzCSqGfLh359plv4ruJ8xcHgJ1GFWsixFLK-2BnRDQVoPfgbC3iI-2BPwugGhbtB0QyJLJXEdiV-2FShdEHBAPDCp-2F9eZVVRADyqJ-2FCfBH98qRhSYOb3ynxdxHQw9cGlTMdAUF1BI-2BnDCk1iTavwHDSftRyZHJUzEdLJZQ0qqmdi-2FDDzseYXy2gUrAYK51U7XTGv7L54LeXXdxV9bZKPNHMsPyynmEDnBno36u04CtHXxK1dUpq2g67gavayTIECYAC2UQLnDfGarsOGzAd-2BWyMOlrIu8j9pb6Am-2FrTQSZJ-2B-2BeOXu2D7vlE5oum6x6DM6LckomXljRJIGjsuCkppojR29mQRawf7jkedmIKVdiQtO7H-2F5J-2FOKgks2c2XPYjA-2F6gRUcFyzOitaFEo3hOrtCjna-2BlbJor6PBaqwQLJkWeZaZbFZppR-2BZeqroXdMxeke0MRgd40EtueZqmexuS9sYmgczgTA9GS4T7TCJQ-3D-3D]

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[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC2WD3glrkcf9XOcaAYT2fsbdLOFQPJC3vYqEaJboEsogXw65kFGk8FfDPTrAyS6SZmGLhVmPFW6Y2JFYZI7Rh79X64qpcXFOPXtw53AvHgcOwOg9FIBlfWuhoWYJMiHcmw-3D-3DaDa3_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWg059vQZHukq4Mz7EAM-2FDjH37YFl0P7B6-2FQ6R9FT-2FRd-2B4DrrFnNn8N45Gwq2XrrcqhKvU-2BeTMdsV2aKH1zR1jKRb8nrZA0KGyapoimZUP6ZAJpSvlaXwJQ4ldyLIsiBin-2FiWMm4MhP8yZ2w9daREO4260ER5R86HiBvcwZ-2FUfkGFJIMNHcKzsxqLL70NhX2tWe-2BZHizv6cxBWM9zvEiHNc2MB18OC9tj47o2BIi8XxGFTNKGOHCqpTFu6rqs7D-2B-2BoJi9f9-2BxS-2B5uenqKf6PFBU1umnWm5BNluPb2IHyKSsVJEcBmYwC2-2FPdnwJ5P-2FaIgGzmTrPeBs2-2FTLda6d-2BnXjRR2FE3RqtzPYupGKIf5Fvvv5BYPyIdKl9ZzCSqGfLh359plv4ruJ8xcHgJ1GFWsixFLK-2BnRDQVoPfgbC3iI-2BPwugGhbtB0QyJLJXEdiV-2FShdEHBAPDCp-2F9eZVVRADyqJ-2FCfBH98qRhSYOb3ynxdxHQw9cGlTMdAUF1BI-2BnDCk1iTavwHDSftRyZHJUzEdLJZQ0qqmdi-2FDDzseYXy2gUrAYK51U7XTGv7L54LeXXdxV9bZKPNHMsPyynmEDnBno36u04CtHXxK1dUpq2g67gavayTIECYAC2UQLnDfGarsOGzfPht66wWpvlnA-2Ft4HpYdje-2B5Hozd7yt3RSfwLijDJbpBQRQGNqJNIxJ05HwwE5Y6cqFHJ5Jw1IjkmD20HtP-2B0gKt5kbGAtbWGZDJ-2BchS-2F4iA8wLkl5WtzKzXo5qc-2FBTMFe8IEMtODYbiDBo2qdIoTA8sL-2BkWqvL-2BwD9vaMv0OmZ1lvO3EuAL2nPcGKpiHru18J7PKE-2FJ0YR1x4EvblPSUQ-3D-3D].
Learn more
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC2WD3glrkcf9XOcaAYT2fsbcWZEVEZcGUcRGpR9rFLjK4opIG67nuUXFewBeuRKjyARJOhVrG1NKKB7V-2FJ6178huXLv2MveZil4R9JF4oR2uqxKOHyOBuSsmP4lpSfZDKw-3D-3DxsL1_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWg059vQZHukq4Mz7EAM-2FDjH37YFl0P7B6-2FQ6R9FT-2FRd-2B4DrrFnNn8N45Gwq2XrrcqhKvU-2BeTMdsV2aKH1zR1jKRb8nrZA0KGyapoimZUP6ZAJpSvlaXwJQ4ldyLIsiBin-2FiWMm4MhP8yZ2w9daREO4260ER5R86HiBvcwZ-2FUfkGFJIMNHcKzsxqLL70NhX2tWe-2BZHizv6cxBWM9zvEiHNc2MB18OC9tj47o2BIi8XxGFTNKGOHCqpTFu6rqs7D-2B-2BoJi9f9-2BxS-2B5uenqKf6PFBU1umnWm5BNluPb2IHyKSsVJEcBmYwC2-2FPdnwJ5P-2FaIgGzmTrPeBs2-2FTLda6d-2BnXjRR2FE3RqtzPYupGKIf5Fvvv5BYPyIdKl9ZzCSqGfLh359plv4ruJ8xcHgJ1GFWsixFLK-2BnRDQVoPfgbC3iI-2BPwugGhbtB0QyJLJXEdiV-2FShdEHBAPDCp-2F9eZVVRADyqJ-2FCfBH98qRhSYOb3ynxdxHQw9cGlTMdAUF1BI-2BnDCk1iTavwHDSftRyZHJUzEdLJZQ0qqmdi-2FDDzseYXy2gUrAYK51U7XTGv7L54LeXXdxV9bZKPNHMsPyynmEDnBno36u04CtHXxK1dUpq2g67gavayTIECYAC2UQLnDfGarsOGzlNyIl-2FjT0XzS2Hxxy0sIVr0G1Pn3cF0hwQqdv1vasi3lhbxJLTYy5wkkF19M6uatqzKX3JWfiKkBUlAe9S50mpShy2rAJx8gGiTvHkUda9eNs2h98xoe3oN7XlywsIpR6sfXrUg2OjGuzegjfJ7188cNj95tguBw11SgDwecAMFlyDBqCgYe4c07QsSf-2Fk3FujNcXu-2FFh4Aj5VH9rytKVQ-3D-3D]
about how to spot phishing scams and fraud more effectively.