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[168.245.119.110]) by mx.google.com with ESMTPS id d2e1a72fcca58-824c6a32533si7212328b3a.33.2026.02.13.16.02.05 for (version=TLS1_3 cipher=TLS_AES_128_GCM_SHA256 bits=128/128); Fri, 13 Feb 2026 16:02:05 -0800 (PST) Received-SPF: pass (google.com: domain of bounces+51424469-f9dc-tjphuhs=gmail.com@ckespa.calebhammer.com designates 168.245.119.110 as permitted sender) client-ip=168.245.119.110; Authentication-Results: mx.google.com; dkim=pass header.i=@calebhammer.com header.s=cka header.b=RNtdVcYH; dkim=pass header.i=@sendgrid.info header.s=smtpapi header.b=jjdetP86; spf=pass (google.com: domain of bounces+51424469-f9dc-tjphuhs=gmail.com@ckespa.calebhammer.com designates 168.245.119.110 as permitted sender) smtp.mailfrom="bounces+51424469-f9dc-tjphuhs=gmail.com@ckespa.calebhammer.com"; dmarc=pass (p=QUARANTINE sp=QUARANTINE dis=NONE) header.from=calebhammer.com DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=calebhammer.com; h=content-type:date:from:mime-version:subject:feedback-id: list-unsubscribe:list-unsubscribe-post:to:cc:content-type:date:feedback-id:from: subject:to; s=cka; bh=bIsgbFreVyeCm82ShWOg5un/PBRnQ9t52IliLK0Nv/Y=; b=RNtdVcYHBJnnBiC52hC72eXM1J2e27KcdqY2RfojutZn8sTVyGF90tSsfjNOBtZ5d1mU atmZcLChvnCCuhNMIYZCpBHTg49d8LhhahHgQzEcY8Weq2riGamUGN5WYI6GlBKPpcck3z 50f9vGBX348oM+mQVDq8lxbYe+BQ9hWY8= DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=sendgrid.info; h=content-type:date:from:mime-version:subject:feedback-id: list-unsubscribe:list-unsubscribe-post:to:cc:content-type:date:feedback-id:from: subject:to; s=smtpapi; bh=bIsgbFreVyeCm82ShWOg5un/PBRnQ9t52IliLK0Nv/Y=; b=jjdetP86PAKpFe31vrQq9WLGqnbbmO/g5KKj8Ho5PUSH/M/oozsw3C3ZLgjwYnegol7T Web6zgpNDD+ROr6DripC6SFydODd6SGCitv50SIQuska/p2V/cEAam+fiF4Go4iOI3R/uj dJyBlwBt5r5EfNSWgSiaAm44Y/Lg89/GE= Received: by recvd-874656597-vhgq4 with SMTP id recvd-874656597-vhgq4-1-698FBB7B-9 2026-02-14 00:02:02.960555991 +0000 UTC m=+5017865.669753898 Received: from NTE0MjQ0Njk (unknown) by geopod-ismtpd-51 (SG) with HTTP id W62UnttPQgeCejvCENopEQ Sat, 14 Feb 2026 00:02:02.896 +0000 (UTC) Content-Type: multipart/alternative; boundary=dd467bb517e1017058d9bbc8bf441948fe4ef33fe804c43de748c4661e9a Date: Sat, 14 Feb 2026 00:02:04 +0000 (UTC) From: Caleb Hammer Mime-Version: 1.0 Message-ID: <68uxqw34nma8h5znl9ou9up00q0kkh9hn83v7@convertkit-mail4.com> Subject: =?UTF-8?B?8J+Rkw==?= Why Isaac Newton lost $3M (and you could too) Feedback-ID: 20714027:2198137:broadcast:CK List-Unsubscribe: , =?us-ascii?Q?=3Chttps=3A=2F=2F733480cc=2Eunsubscribe=2Econvertkit-mail4=2Ecom=2F68uxqw34nma?= =?us-ascii?Q?8h5znl9ou9up00q0kkh9hn83v7=3E?= List-Unsubscribe-Post: List-Unsubscribe=One-Click Precedence: bulk X-Report-Abuse: X-Report-Spam: X-SG-EID: =?us-ascii?Q?u001=2E4ZNMMKGUAkmgrQHnUDLMvpyKCuMuaUqq1cf4U=2Fj3iXXF98ESH=2Fnl=2FY8WE?= =?us-ascii?Q?Gb0qZA9hoHpN2FMD8EWoBld2bUMQevCJ0txhCMt?= =?us-ascii?Q?sG10Q09M8qvNbLws8Vsz+I0XravA=2F22LYckVKF9?= =?us-ascii?Q?WwlBGI8eB++N+76M+7zIlSqXGyHJhrvE3I+2fW=2F?= =?us-ascii?Q?XDsz7+67jHqLNYAA6VDv+RUCcHuKHhBEOhrxP6+?= =?us-ascii?Q?PRJrOms9KS8b7AEc6gyZyKGfzOjqTtYnRikNQOi?= =?us-ascii?Q?WC=2Fa?= X-SG-ID: =?us-ascii?Q?u001=2ESdBcvi+Evd=2FbQef8eZF3BpTL9BgbK5wfSJMJGMsmprBTLquV1ImzFIrgT?= =?us-ascii?Q?SaJ3+RZKuFAQ4+nB8icupDLvXr+pNg=2FSkZYM3jn?= =?us-ascii?Q?bGY3An1ld8XkLDE6Rbzo3Yg=2FvHtlPzJctwGnfpN?= =?us-ascii?Q?ZMRUx25Js8=2FBKY775Krivwpm4D2Hlsu=2FNeS55fz?= =?us-ascii?Q?H19zCDXvJ05NKFyhuBEhJiBza1Fckc=2FZU7BFj2l?= =?us-ascii?Q?kRdi05b1UKkJ4ZNXqC7Y+7+3bk01ACb5wXMM7cx?= =?us-ascii?Q?v5EHD1elFoKSd=2FC52Cnbzn8cpVH6mdQ5ers4VC=2F?= =?us-ascii?Q?nuOsw3bYXnOqnhI+=2Fpg7upOHEXqMFSXsWejHxOB?= =?us-ascii?Q?BxXim21lvhjTGMan9jOpATrwkw9Ngew1cb=2FH5TZ?= =?us-ascii?Q?s=2FDlB1=2FMAE9tOfdZjH8hNVr4d+09yt3ac4PH+GJ?= =?us-ascii?Q?hhth3fWP5JepXklissU=3D?= To: tjphuhs@gmail.com X-Entity-ID: u001.Tdt+XvumLIiCaN+jsLs8lg== --dd467bb517e1017058d9bbc8bf441948fe4ef33fe804c43de748c4661e9a Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset=utf-8 Mime-Version: 1.0 ********** THE HAMMER ********** Breaking Down Money, Building Up Wealth. Isaac Newton invented calculus, discovered gravity, and calculated the movement of planets. Easily, one of the smartest humans who ever lived=E2=80=A6 But in 1720, he lost the equivalent of $3-4 million because he couldn't resist investment FOMO. =E2=80=8B And funny enough, I see smart people making the same dumb mistake all the time. In the early 1700s, there was this company called the South Sea Company. It was supposed to open up trade with South America and make everyone rich. The stock price started climbing, and Newton became an early investor. Smart guy, right? By early 1720, he looked at the rising stock price and thought, "This is getting ridiculous. This can't last." So he sold. Made a nice profit. Walked away like a genius. =E2=80=8B The stock was at around =C2=A3300 when he sold. But then he watched it keep climbing. =C2=A3400. =C2=A3500. =C2=A3700. =C2=A3900. Everyone around him was getting rich. His friends were making fortunes, and the whole country was talking about it. So Newton, the gravity daddy, couldn't handle watching everyone else get rich while he sat on the sidelines. So in June 1720, right near the peak at around =C2=A31,050, he bought back in. Big. He didn't just dip his toe back in. =E2=80=8BAccording to research published in Physics Today ( https://733480cc.click.convertkit-mail4.com/68uxqw34nma8h5znl9ou9up00q0kkh9= hn83v7/n2hohvhvmg84dpb6/aHR0cHM6Ly9waHlzaWNzdG9kYXkuYWlwLm9yZy9mZWF0dXJlcy9= pc2FhYy1uZXd0b24tYW5kLXRoZS1wZXJpbHMtb2YtdGhlLWZpbmFuY2lhbC1zb3V0aC1zZWE=3D ), Newton went from being a diversified, prudent investor to someone who "plunged essentially all of his capital into a single stock." Then in September, the bubble burst. pretty much The stock crashed to =C2=A3175. And Newton lost approximately =C2=A320,000! That=E2=80=99s somewhere between $3-4 million in today's money. After watching his fortune evaporate, Newton supposedly said: "I can calculate the motions of the heavenly bodies, but not the madness of people." He was so devastated that for the rest of his life, he forbade anyone from speaking the words "South Sea" in his presence. (I don=E2=80=99t know how true that is, but I can=E2=80=99t blame the guy.) Now here's why I'm telling you this... You might be doing the exact same thing right now. It's probably not the South Sea Company. But maybe it's crypto. Maybe it's meme stocks. Maybe it's a health powder ponzi scheme. You see something going up. You think "that's overvalued, I'm staying out." Then you watch it keep going up. And up. And up. Your coworker is bragging about their gains. Reddit is full of people getting rich, and your timeline is nothing but success stories. So eventually, you can't take it anymore. You jump in. Right at the top. Here's what Newton learned the hard way, and what you need to understand: Being smart doesn't protect you from being stupid with money. FOMO (Fear of Missing Out) is more powerful than intelligence and logic. When everyone around you is "getting rich," your brain stops working correctly. Even Isaac Newton's brain stopped working correctly. The lesson isn't "don't invest." The lesson is: Don't chase performance. Don't buy back in after you've already made the smart decision to get out. And don't bet the farm on Gamestop just because everyone else is doing it. So before you YOLO your savings into whatever's pumping this week, remember: If Isaac Newton (literal genius) couldn't resist FOMO and lost millions... What makes you think you're going to be different? =F0=9F=91=89 Take the Financial Health Quiz to figure out where you're actually vulnerable to making Newton-level mistakes ( https://733480cc.click.convertkit-mail4.com/68uxqw34nma8h5znl9ou9up00q0kkh9= hn83v7/48hvhehmv953odix/aHR0cHM6Ly9hY2Nlc3MuY2FsZWJoYW1tZXIuY29tL3F1aXotcGF= nZS03OTc0NDI_dXRtX2NhbXBhaWduPTAyMTMyNl9RdWl6JnV0bV9tZWRpdW09TmV3c2xldHRlci= Z1dG1fc291cmNlPW5ld3NsZXR0ZXI=3D )=E2=80=8B Learn from history, or be doomed to repeat it. Taquitos, Caleb "JOMO" Hammer P.S. If you liked this little history lesson and want more, hit reply. There=E2=80=99s tons of financial hilarity from the past, and ICYMI that=E2=80=99s kinda my thing. =E2=80=8B =E2=80=8B =E2=80=8B =E2=80=8BUnsubscribe ( https://733480cc.unsubscribe.convertkit-mail4.com/68uxqw34nma8h5znl9ou9up00= q0kkh9hn83v7 ) =C2=B7 Preferences ( https://preferences.convertkit-mail4.com/68uxqw34nma8h5znl9ou9up00q0kkh9hn8= 3v7 )=E2=80=8B =E2=80=8B --dd467bb517e1017058d9bbc8bf441948fe4ef33fe804c43de748c4661e9a Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=utf-8 Mime-Version: 1.0
How to prevent financial fomo =E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= =80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2=80=87=CD=8F=E2= 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=

THE HAMMER

Breaking Down Money, Building Up Wealth.

=

Isaac N= ewton invented calculus, discovered gravity, and calculated the movement of= planets.

Easily,= one of the smartest humans who ever lived=E2=80=A6

But in = 1720, he lost the equivalent of $3-4 million because he co= uldn't resist investment FOMO.

3D""
=E2=80=8B
=

And fun= ny enough, I see smart people making the same dumb mistake all the time.=

In the = early 1700s, there was this company called the
South Sea Company.

It was = supposed to open up trade with South America and make everyone rich.

The sto= ck price started climbing, and Newton became an early investor.

Smart g= uy, right?

By earl= y 1720, he looked at the rising stock price and thought, "This is getting r= idiculous. This can't last."

So he s= old.

Made a = nice profit.

Walked = away like a genius.

3D""
=E2=80=8B
=

The sto= ck was at around =C2=A3300 when he sold.

But then he watched it keep climbing.

=C2=A34= 00. =C2=A3500. =C2=A3700. =C2=A3900.

Everyon= e around him was getting rich.

His fri= ends were making fortunes, and the whole country was talking about it.

So Newt= on, the gravity daddy, couldn't handle watching everyone else get rich whil= e he sat on the sidelines.

So in J= une 1720, right near the peak at around =C2=A31,050, he bought back in.

Big.

He didn= 't just dip his toe back in.

=E2=80= =8BAccording to research pu= blished in Physics Today, Newton went from being a diversified, prudent= investor to someone who "plunged essentially all of his capital into a= single stock."

Then in= September, the bubble burst.

3D""
pretty much

The sto= ck crashed to =C2=A3175.

And New= ton lost approximately =C2=A320,000!

That=E2= =80=99s somewhere between $3-4 million in today's money.

After w= atching his fortune evaporate, Newton supposedly said: "I can calcu= late the motions of the heavenly bodies, but not the madness of people."

He was = so devastated that for the rest of his life, he forbade anyone from speakin= g the words "South Sea" in his presence.

(I don= =E2=80=99t know how true that is, but I can=E2=80=99t blame the guy.)

Now her= e's why I'm telling you this...

You mig= ht be doing the exact same thing right now.

It's pr= obably not the South Sea Company.

But may= be it's crypto.

Maybe i= t's meme stocks.

Maybe i= t's a health powder ponzi scheme.

You see= something going up.

You thi= nk "that's overvalued, I'm staying out."

Then yo= u watch it keep going up.

And up.=

And up.=

Your co= worker is bragging about their gains.

Reddit = is full of people getting rich, and your timeline is nothing but success st= ories.

So even= tually, you can't take it anymore.

You jum= p in.

Right a= t the top.

Here's = what Newton learned the hard way, and what you need to understand:

Being smart doesn't protect you from being stupid with money.

FOMO (F= ear of Missing Out) is more powerful than intelligence and logic.

When ev= eryone around you is "getting rich," your brain stops working correctly.

Even Is= aac Newton's brain stopped working correctly.

The les= son isn't "don't invest."

The les= son is:

Don't chase performance. Don't buy back in after you've already made the s= mart decision to get out. And don't bet the farm on Gamestop just because e= veryone else is doing it.

So befo= re you YOLO your savings into whatever's pumping this week, remember:

If Isaa= c Newton (literal genius) couldn't resist FOMO and lost millions...

What ma= kes you think you're going to be different?

=F0=9F=91=89 Take the Financial Health Quiz to figu= re out where you're actually vulnerable to making Newton-level mistakes=E2=80=8B

Learn f= rom history, or be doomed to repeat it.

Taquito= s,

Caleb "JOMO" Hammer

P.S. If= you liked this little history lesson and want more, hit reply.

There= =E2=80=99s tons of financial hilarity from the past, and ICYMI that=E2=80= =99s kinda my thing.

=E2=80= =8B
=E2=80=8B

=E2=80= =8B

=E2=80= =8BUnsubscribe =C2=B7 Preferences=E2=80=8B

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