Subject: Final notice: overdue payment required for Penguin Peptides
From: Klarna <[email-masked]>
To: [email-masked]
Date: Fri, 13 Feb 2026 16:58:42 +0000 (UTC)

https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNCxp-2FG6dBXwH7keEAYI1tP8f6jMCiPtWJEXG2VI6huR9gdBbdeXM3v9NeE9HJ0NFLS-2Bp8GZZzMPCDtl1M1kxzEz6ctcrCMwHtQWaVqtJAmPZEx-2BRak2hlUKhbxqls-2Fh8WSoJkl1cPkBhk7AdiKBWsMgI8toC-2FX2BomE0otxkR7h9Zk7KEvXrK8YJh37z5NfGMd76sMD28JLWEdKvuYio8b9F-2Fiwso7S0f2hcw7luRnip5TrqrB-2Baw2Mu8DVXsTtxkJJGjorBu-2FnXjXPDIPFkbMI3PYNyjOTI-2F-2FcC6i50GNRn6Q-2B7rMG2StF8Hwu-2B7Nl9kDBC8c1BmHRLpVOu0YPBllurE1wzdmhhtE-2BRTyugbm1jVVvIJAGKlqpt8mUDaTe8DsIMpxlHHwfPpNTsj9GwyODYO3a95Wxnxtz-2Fyd14Vmt7sWUG-2BRORuQodZd-2BP1OJLc3ByEMPcK3bSTfuzUne6R8PX781BkijQ-2FHYJiwlH2v-2BonLW-2_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWDwSl6tFAfTFFFl2v0fW5SprEqZOgWnL6Z7kQ-2Flnvsa0ES-2FQi-2F7R4yKwkQ9KpbNxBIWENMX9Zyss18laYKoR6rVzeLJvxC6mobazBB4enti37dp1GnQdgZJaPqY1V6WfIM9lTxon-2FfVisRWPGsE9zZ6sGNo4EPeF00C7777mlK6wg5lsU45FOunb6mYyGbpw3Su49AfMLFFr0O9Z1QrQ-2FFiaspEEza0rz3B5qmm74MSG89dA7-2BbIg9pn1hSyLwFEni0czwgDzes9OVzgz4IutymaQYHZoYSh4BfxVNmyio9w9M63J6QHgU6r2OJI4lKBF9wIk-2BQLT1u8jlGGZX4esWu9opPWTFA8z-2BtV6E94vGcYCigplCESYBYB2-2Fmv-2BvaqtfKsNoTcdl3iS5xTdNDR6CXNh-2FCn9w8oC1u4UKdjOP2OK-2FiTZNKgbnIY9y-2Fy3k7ZpU8bX9gRgWE5wplqdYbs1Li0l5H8ogAwwVKGenV5ptOC1erBgzn-2BXSGxFu37fus3HDhjkQ2rr2Vk-2FWa3DyEB6Wzl40fKd8mN-2F7-2BVuWlbHjDX5Gwa51aGHHNqPXvQCLJ65r-2F6WGf0au9wL6GkXE7hPa1JMEAqwXB7e4kRiSX84evsHXD1j2B965QFgqLHFWFYOOmL3TOOnDInNedmYHw8k51n96F6od2xISctVX-2FBVDMK3vTs1AJ28VxkhhLxy-2BDxKE5lXx8SnEWyfq11Y62vAe-2BUgJXssNHWn6YDYAzT-2F1e8feSAEHdPucr2ImnS9fpvj3L5jkixRMyAt7-2FI8BHbTmUKPiwLlIV25EqzPYZ28chzoQ6qT865Yh4MsU-2F9r19ZJVZLVN9JmGrRsxTMkAUZvwg-3D-3D

 

Overdue payment required

Hi Timothy. Your payment for Penguin Peptides has failed multiple times and is
now required in full.

 

To avoid being sent to a debt collection agency, pay the full outstanding amount
in the Klarna app now.

StatusPayment overdue

Amount due$196.13

Final due dateFebruary 18, 2026

Pay now
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC6M7xBW9nT7vdAHjhxTPXBRWOd0DCmet-2Bao2HPs8d6EW1NqKPoY9IDukH-2F9gdV95Mnb-2Bz-2BAHqtBXaa23fq177z4qsc2-2FkKrU-2FdAcv23qNLzZrvRFLQiVz-2Bq7jfRS-2FppJLQ-3D-3DuKAm_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWDwSl6tFAfTFFFl2v0fW5SprEqZOgWnL6Z7kQ-2Flnvsa0ES-2FQi-2F7R4yKwkQ9KpbNxBIWENMX9Zyss18laYKoR6rVzeLJvxC6mobazBB4enti37dp1GnQdgZJaPqY1V6WfIM9lTxon-2FfVisRWPGsE9zZ6sGNo4EPeF00C7777mlK6wg5lsU45FOunb6mYyGbpw3Su49AfMLFFr0O9Z1QrQ-2FFiaspEEza0rz3B5qmm74MSG89dA7-2BbIg9pn1hSyLwFEni0czwgDzes9OVzgz4IutymaQYHZoYSh4BfxVNmyio9w9M63J6QHgU6r2OJI4lKBF9wIk-2BQLT1u8jlGGZX4esWu9opPWTFA8z-2BtV6E94vGcYCigplCESYBYB2-2Fmv-2BvaqtfKsNoTcdl3iS5xTdNDR6CXNh-2FCn9w8oC1u4UKdjOP2OK-2FiTZNKgbnIY9y-2Fy3k7ZpU8bX9gRgWE5wplqdYbs1Li0l5H8ogAwwVKGenV5ptOC1erBgzn-2BXSGxFu37fus3HDhjkQ2rr2Vk-2FWa3DyEB6Wzl40fKd8mN-2F7-2BVuWlbHjDX5Gwa51aGHHNqPXvQCLJ65r-2F6WGf0au9wL6GkXE7hPa1JMEAqwXB7e4kRiSX84evsHXD1j2B965QFgqLHFWFYOrE-2FyDcOU6TEzM84K8WbI8ftBqnpMsqRIAk03ZuXV1-2FBuCBWbCxqm5rnZZzkk9B50aCoYxkbcrTF5OoXYfs7G6QqC9wD3H3bxgCCujWn5QFgZIINAKFTeTfZhgS0-2BAKh1ecu4SnIxa8f6nTLerlZPmyd7DVM8VhSH4gBpkdrwqANiRnZSyMqAG6L3FNbzgQfBFDwgkDD-2BswImwFMBlzG3ow-3D-3D]

Please note that we may report information about your loan to one or more credit
bureaus. Late payments, missed payments, or other defaults on your loan may be
reflected in your credit report.

Summary

 

Penguin Peptides

 

Klarna order reference   ZDSJM9LG
 
Order placed             August 10, 2025
 
Payment option           Pay over 12 months

Order details

Interest (33.99% APR)   $49.16
 
Late fee                $5.00
 
Late fee                $5.00
 
Total                   $283.16

View more details in the Klarna app
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC6M7xBW9nT7vdAHjhxTPXBRWOd0DCmet-2Bao2HPs8d6EW1NqKPoY9IDukH-2F9gdV95Mnb-2Bz-2BAHqtBXaa23fq177z4qsc2-2FkKrU-2FdAcv23qNLzZrvRFLQiVz-2Bq7jfRS-2FppJLQ-3D-3D98Ki_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWDwSl6tFAfTFFFl2v0fW5SprEqZOgWnL6Z7kQ-2Flnvsa0ES-2FQi-2F7R4yKwkQ9KpbNxBIWENMX9Zyss18laYKoR6rVzeLJvxC6mobazBB4enti37dp1GnQdgZJaPqY1V6WfIM9lTxon-2FfVisRWPGsE9zZ6sGNo4EPeF00C7777mlK6wg5lsU45FOunb6mYyGbpw3Su49AfMLFFr0O9Z1QrQ-2FFiaspEEza0rz3B5qmm74MSG89dA7-2BbIg9pn1hSyLwFEni0czwgDzes9OVzgz4IutymaQYHZoYSh4BfxVNmyio9w9M63J6QHgU6r2OJI4lKBF9wIk-2BQLT1u8jlGGZX4esWu9opPWTFA8z-2BtV6E94vGcYCigplCESYBYB2-2Fmv-2BvaqtfKsNoTcdl3iS5xTdNDR6CXNh-2FCn9w8oC1u4UKdjOP2OK-2FiTZNKgbnIY9y-2Fy3k7ZpU8bX9gRgWE5wplqdYbs1Li0l5H8ogAwwVKGenV5ptOC1erBgzn-2BXSGxFu37fus3HDhjkQ2rr2Vk-2FWa3DyEB6Wzl40fKd8mN-2F7-2BVuWlbHjDX5Gwa51aGHHNqPXvQCLJ65r-2F6WGf0au9wL6GkXE7hPa1JMEAqwXB7e4kRiSX84evsHXD1j2B965QFgqLHFWFYO54mZweFl2vNCiGLur1QhDryxrFHWCVsibN3pYBFKWmka5sLR1wocQLceqmdw7PATzfdvweynR02Cq33z1fdLoNLPizEXLBv0yKiuAHqirVw3ZoXRQ7w1mQ1Tt7yj1BZuqPMnouCqj71j8tRJUnZgIET8hQ0nJm0T-2FTAi0fcwKodqkcwTpnUiFmTxc-2FErXH-2FsOcqZSsR8vjBx-2BhMyfhfziw-3D-3D]

 

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https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNCxp-2FG6dBXwH7keEAYI1tP8f6jMCiPtWJEXG2VI6huR9gdBbdeXM3v9NeE9HJ0NFLS-2Bp8GZZzMPCDtl1M1kxzEz6ctcrCMwHtQWaVqtJAmPZEx-2BRak2hlUKhbxqls-2Fh8WSoJkl1cPkBhk7AdiKBWsMgI8toC-2FX2BomE0otxkR7h9ZCSqW8DO8uDkIxLRhyf5sXjPFBi7UcXwsFePTQslcH1LfyrA1SepfjI01lc7pytlsC9njGSaiMsBqxDjg9a2hhrSIwmbDrVQMDZYdBQUHI6Lp07qITI-2BKjAI6DdfEk-2FY82lJVmgGeLZSsfYwAr-2Fd0ZO5n2jmqaoObmkAR9yoURi5j9flLGD8uSguageZ1Jhjb-2FRMYB9WI-2FoYpDTJx90hw3t2WksmdqvHbihAjv4AumO7rqiMlWy-2F1jI5L3hgutK999-2B6suQQm9oqNid1I-2FIyo684Cq6iKfMibc8Qw9OijZVVTWxBFk4vgmUj4tJOzS7jT-gkY_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWDwSl6tFAfTFFFl2v0fW5SprEqZOgWnL6Z7kQ-2Flnvsa0ES-2FQi-2F7R4yKwkQ9KpbNxBIWENMX9Zyss18laYKoR6rVzeLJvxC6mobazBB4enti37dp1GnQdgZJaPqY1V6WfIM9lTxon-2FfVisRWPGsE9zZ6sGNo4EPeF00C7777mlK6wg5lsU45FOunb6mYyGbpw3Su49AfMLFFr0O9Z1QrQ-2FFiaspEEza0rz3B5qmm74MSG89dA7-2BbIg9pn1hSyLwFEni0czwgDzes9OVzgz4IutymaQYHZoYSh4BfxVNmyio9w9M63J6QHgU6r2OJI4lKBF9wIk-2BQLT1u8jlGGZX4esWu9opPWTFA8z-2BtV6E94vGcYCigplCESYBYB2-2Fmv-2BvaqtfKsNoTcdl3iS5xTdNDR6CXNh-2FCn9w8oC1u4UKdjOP2OK-2FiTZNKgbnIY9y-2Fy3k7ZpU8bX9gRgWE5wplqdYbs1Li0l5H8ogAwwVKGenV5ptOC1erBgzn-2BXSGxFu37fus3HDhjkQ2rr2Vk-2FWa3DyEB6Wzl40fKd8mN-2F7-2BVuWlbHjDX5Gwa51aGHHNqPXvQCLJ65r-2F6WGf0au9wL6GkXE7hPa1JMEAqwXB7e4kRiSX84evsHXD1j2B965QFgqLHFWFYO-2BPQyk9fJmI14FKRRqt9-2F2X3yvH-2FvR8am7shCkOoIbG2DBtP3wya66vuxTYugj3A1O8qK8ebNJcNd-2BsgIaDlZxkD2dB0v3ZToRTlcaAixhZ34Wli3wpgV6jv8cAj2rqm9roroedQNHnGCcaEG4F2LvOEJdtSdayXfymtDnDqQvJLj8rjq13O6at-2B-2FFn6Z0rUgo1M504dn11TnON0OgXEYNg-3D-3D

Klarna Inc.
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Columbus, OH 43215

Klarna.com
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC5j8-2FXxtgg8Ivqd2HEIZ68Dcpe-2FaaB39R233s1kMzrMeZpGTEapnsYRazm5eW8oBS6eE760c2lL-2Fg8LCS-2FXfSj0kd3QtHXBf4phMhGH7-2BqmdXJ_U_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWDwSl6tFAfTFFFl2v0fW5SprEqZOgWnL6Z7kQ-2Flnvsa0ES-2FQi-2F7R4yKwkQ9KpbNxBIWENMX9Zyss18laYKoR6rVzeLJvxC6mobazBB4enti37dp1GnQdgZJaPqY1V6WfIM9lTxon-2FfVisRWPGsE9zZ6sGNo4EPeF00C7777mlK6wg5lsU45FOunb6mYyGbpw3Su49AfMLFFr0O9Z1QrQ-2FFiaspEEza0rz3B5qmm74MSG89dA7-2BbIg9pn1hSyLwFEni0czwgDzes9OVzgz4IutymaQYHZoYSh4BfxVNmyio9w9M63J6QHgU6r2OJI4lKBF9wIk-2BQLT1u8jlGGZX4esWu9opPWTFA8z-2BtV6E94vGcYCigplCESYBYB2-2Fmv-2BvaqtfKsNoTcdl3iS5xTdNDR6CXNh-2FCn9w8oC1u4UKdjOP2OK-2FiTZNKgbnIY9y-2Fy3k7ZpU8bX9gRgWE5wplqdYbs1Li0l5H8ogAwwVKGenV5ptOC1erBgzn-2BXSGxFu37fus3HDhjkQ2rr2Vk-2FWa3DyEB6Wzl40fKd8mN-2F7-2BVuWlbHjDX5Gwa51aGHHNqPXvQCLJ65r-2F6WGf0au9wL6GkXE7hPa1JMEAqwXB7e4kRiSX84evsHXD1j2B965QFgqLHFWFYOrbniwAG3nPgEP-2FVIl4B1Ll4fLDjC9DBklQW6y5PjY5kVctg8R1ubJwIt-2BVKBUIFRsi2xu3luT4jj9x2CNbSFaa-2F5c2xPxfllaBzKXX-2F2wSUpIhtMY8BqZm0GPoAnEA-2BjbkACgfeKPXgcKK6wwYYN4m-2F6CxdNEZeZv8GtGxsNDrzUrfVNuveuk7reN4QJU4Zu-2BDd05ilZ5jc71hI6-2F19rxw-3D-3D]

Have you received an email that might be a phishing attempt? You can report
suspicious emails with our online form
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC2WD3glrkcf9XOcaAYT2fsbdLOFQPJC3vYqEaJboEsogXw65kFGk8FfDPTrAyS6SZmGLhVmPFW6Y2JFYZI7Rh79X64qpcXFOPXtw53AvHgcOwOg9FIBlfWuhoWYJMiHcmw-3D-3DYbwX_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWDwSl6tFAfTFFFl2v0fW5SprEqZOgWnL6Z7kQ-2Flnvsa0ES-2FQi-2F7R4yKwkQ9KpbNxBIWENMX9Zyss18laYKoR6rVzeLJvxC6mobazBB4enti37dp1GnQdgZJaPqY1V6WfIM9lTxon-2FfVisRWPGsE9zZ6sGNo4EPeF00C7777mlK6wg5lsU45FOunb6mYyGbpw3Su49AfMLFFr0O9Z1QrQ-2FFiaspEEza0rz3B5qmm74MSG89dA7-2BbIg9pn1hSyLwFEni0czwgDzes9OVzgz4IutymaQYHZoYSh4BfxVNmyio9w9M63J6QHgU6r2OJI4lKBF9wIk-2BQLT1u8jlGGZX4esWu9opPWTFA8z-2BtV6E94vGcYCigplCESYBYB2-2Fmv-2BvaqtfKsNoTcdl3iS5xTdNDR6CXNh-2FCn9w8oC1u4UKdjOP2OK-2FiTZNKgbnIY9y-2Fy3k7ZpU8bX9gRgWE5wplqdYbs1Li0l5H8ogAwwVKGenV5ptOC1erBgzn-2BXSGxFu37fus3HDhjkQ2rr2Vk-2FWa3DyEB6Wzl40fKd8mN-2F7-2BVuWlbHjDX5Gwa51aGHHNqPXvQCLJ65r-2F6WGf0au9wL6GkXE7hPa1JMEAqwXB7e4kRiSX84evsHXD1j2B965QFgqLHFWFYO-2ByDy0jA9AzQGbQqTC4m7x06ymhIgmgW9d7RU247Sd9M-2FaMdef7aZWBUjRov1XOtjIJapn-2FU0P0ee-2FFaZXdD9HdCXVn3qN05M6cQcB-2FyR7gdwTj-2B-2FCstSZewY9r7KwCaKy6bJUB7SHReg1MHAa4i2uXf3iSl0sZDwYAweV3Dq58NaVyx9a1Mq9iyRFOKkNrBewTF-2F0Er-2BgIiwsKH-2FMnKK0g-3D-3D].
Learn more
[https://url2305.klarna.com/ls/click?upn=u001.6DRfEh3wsIOdCw5PD9-2BNC2WD3glrkcf9XOcaAYT2fsbcWZEVEZcGUcRGpR9rFLjK4opIG67nuUXFewBeuRKjyARJOhVrG1NKKB7V-2FJ6178huXLv2MveZil4R9JF4oR2uqxKOHyOBuSsmP4lpSfZDKw-3D-3DNeJc_Rp1oF-2B94kLqdQYeiHZJJNy7edAs5e4zrNVm36Mi3FeBUsK31WKIfNj-2BhZa3DQhZMuy1cC4fdgZi7HvNO86KqZa50r-2FVO5-2FufflvEHUfdIB-2F-2F3UopMy-2F-2FFFeE6qIeCzoWDwSl6tFAfTFFFl2v0fW5SprEqZOgWnL6Z7kQ-2Flnvsa0ES-2FQi-2F7R4yKwkQ9KpbNxBIWENMX9Zyss18laYKoR6rVzeLJvxC6mobazBB4enti37dp1GnQdgZJaPqY1V6WfIM9lTxon-2FfVisRWPGsE9zZ6sGNo4EPeF00C7777mlK6wg5lsU45FOunb6mYyGbpw3Su49AfMLFFr0O9Z1QrQ-2FFiaspEEza0rz3B5qmm74MSG89dA7-2BbIg9pn1hSyLwFEni0czwgDzes9OVzgz4IutymaQYHZoYSh4BfxVNmyio9w9M63J6QHgU6r2OJI4lKBF9wIk-2BQLT1u8jlGGZX4esWu9opPWTFA8z-2BtV6E94vGcYCigplCESYBYB2-2Fmv-2BvaqtfKsNoTcdl3iS5xTdNDR6CXNh-2FCn9w8oC1u4UKdjOP2OK-2FiTZNKgbnIY9y-2Fy3k7ZpU8bX9gRgWE5wplqdYbs1Li0l5H8ogAwwVKGenV5ptOC1erBgzn-2BXSGxFu37fus3HDhjkQ2rr2Vk-2FWa3DyEB6Wzl40fKd8mN-2F7-2BVuWlbHjDX5Gwa51aGHHNqPXvQCLJ65r-2F6WGf0au9wL6GkXE7hPa1JMEAqwXB7e4kRiSX84evsHXD1j2B965QFgqLHFWFYOkHQeuPisA8a4HEy7PKwFyL3aWDehCbePbteLZmSGjf61WisaoShceVlxy8QmD7Sp0HFzNqfRavnJFidAp6BuYIXNgd5JGwQWhD-2FJ06iY6UdO6hDBgjJANzx6mHeuRAQq8TGzSskKCZc9uS1k7-2BWuugGNQqKx6ANXbGCm3SOPpeKfzqre1RP2AvpfOO-2FRZC5pmuEPJXANhhtzNgNYkYgZrw-3D-3D]
about how to spot phishing scams and fraud more effectively.