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Date: Thu, 12 Feb 2026 08:04:53 +0000 (UTC)
From: Chase Credit Journey <no.reply.alerts@chase.com>
To: tjphuhs@gmail.com
Message-ID: <208192870.5098575.1770883493612.JavaMail.webuser@iaasn00692074>
Subject: Here's your latest Credit Summary
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shy; &shy; &nbsp; </td>
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                  Your new credit score is here.
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                  Updates for Dec 18 - Feb 12
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                <td align=3D"left" style=3D"vertical-align:top; padding: 0p=
x 0px 24px; border-bottom: #CCCCCC 1px solid;"><table role=3D"presentation"=
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dding:0px; width: 104px" class=3D"min66"><img src=3D"https://www.chase.com/=
content/dam/email/images/schedule_time.png" width=3D"104" height=3D"104" bo=
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                          <tr>
                            <td align=3D"left" style=3D"vertical-align:top;=
"><h3 style=3D"color:#101820; margin: 0px 0px 16px">9 late payments</h3></t=
d>
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 padding:0px; font-size:14px; font-weight:normal; font-family:Arial, Helvet=
ica, sans-serif; color:#101820;">Making on-time payments will help your sco=
re.</td>
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                          <tr>
                            <td align=3D"left" style=3D"vertical-align:top;=
"><h3 style=3D"color:#101820; margin: 0px 0px 16px">183% credit usage</h3><=
/td>
                          </tr>
                          <tr>
                            <td align=3D"left" style=3D"vertical-align:top;=
 padding:0px; font-size:14px; font-weight:normal; font-family:Arial, Helvet=
ica, sans-serif; color:#101820;">Credit usage below 30% is recommended.</td=
>
                          </tr>
                        </table></td>
                    </tr>
                  </table></td>
              </tr>
            </table></td>
        </tr>
        <!-- End [Blade 2] -->=20
       =20
        <!-- Start [Blade 3] -->
        <tr>
          <td align=3D"left" style=3D"vertical-align:top; padding:0px 28px =
24px;" class=3D"moPad"><table role=3D"presentation" align=3D"center" width=
=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
              <tr>
                <td align=3D"left" style=3D"vertical-align:top; padding: 0p=
x 0px 24px; border-bottom: #CCCCCC 1px solid;"><table role=3D"presentation"=
 align=3D"center" width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0">
                    <tr>
                      <td align=3D"left" style=3D"vertical-align:middle; pa=
dding:0px; width: 104px" class=3D"min66"><img src=3D"https://www.chase.com/=
content/dam/email/images/card_add.png" width=3D"104" height=3D"104" border=
=3D"0" style=3D"display:block;" class=3D"min66" alt=3D""/></td>
                      <td align=3D"left" style=3D"vertical-align:middle; pa=
dding:0px 0px 0px 24px;" class=3D"l20"><table role=3D"presentation" align=
=3D"center" width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"=
>
                          <tr>
                            <td align=3D"left" style=3D"vertical-align:top;=
"><h3 style=3D"color:#101820; margin: 0px 0px 16px">0 new accounts</h3></td=
>
                          </tr>
                          <tr>
                            <td align=3D"left" style=3D"vertical-align:top;=
 padding:0px; font-size:14px; font-weight:normal; font-family:Arial, Helvet=
ica, sans-serif; color:#101820;">Keeping your accounts open and in good sta=
nding will build your credit history.</td>
                          </tr>
                        </table></td>
                    </tr>
                  </table></td>
              </tr>
            </table></td>
        </tr>
        <!-- End [Blade 3] -->=20
        <!-- Start [Blade 4] -->
        <tr>
          <td align=3D"left" style=3D"vertical-align:top; padding:0px 28px =
24px;" class=3D"moPad"><table role=3D"presentation" align=3D"center" width=
=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
              <tr>
                <td align=3D"left" style=3D"vertical-align:top; padding: 0p=
x 0px 24px; border-bottom: #CCCCCC 1px solid;"><table role=3D"presentation"=
 align=3D"center" width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0">
                    <tr>
                      <td align=3D"left" style=3D"vertical-align:middle; pa=
dding:0px; width: 104px" class=3D"min66"><img src=3D"https://www.chase.com/=
content/dam/email/images/search_application.png" width=3D"104" height=3D"10=
4" border=3D"0" style=3D"display:block;" class=3D"min66" alt=3D""/></td>
                      <td align=3D"left" style=3D"vertical-align:middle; pa=
dding:0px 0px 0px 24px;" class=3D"l20"><table role=3D"presentation" align=
=3D"center" width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"=
>
                          <tr>
                            <td align=3D"left" style=3D"vertical-align:top;=
"><h3 style=3D"color:#101820; margin: 0px 0px 16px">0 credit checks</h3></t=
d>
                          </tr>
                          <tr>
                            <td align=3D"left" style=3D"vertical-align:top;=
 padding:0px; font-size:14px; font-weight:normal; font-family:Arial, Helvet=
ica, sans-serif; color:#101820;">Space out your credit applications as much=
 as possible and apply for credit only when you need it.</td>
                          </tr>
                        </table></td>
                    </tr>
                  </table></td>
              </tr>
            </table></td>
        </tr>
        <!-- [Blade 4] -->


        <tr>
          <td align=3D"center" style=3D"padding:0px; vertical-align:top; pa=
dding: 0px 0px 44px 0px" class=3D"moPad"><table role=3D"presentation" align=
=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"verti=
cal-align:top;">
              <tr>
                <td role=3D"button" align=3D"center" style=3D"background-co=
lor:#ffffff; color: #005EB8; font-size: 18px; font-family: Arial, Helvetica=
, sans-serif; font-weight:bold; padding: 15px 0px; border: 3px solid #005EB=
8; vertical-align:top; border-radius:8px; -moz-border-radius: 8px; -webkit-=
border-radius:8px;width: 280px;"><a href=3D"https://www.chase.com/creditjou=
rneyscore" rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: #0=
05EB8; text-decoration:none;">See score details</a></td>
              </tr>
            </table></td>
        </tr>

        <!-- S62 END -->=20
        <!-- Alerts Count -->=20
        <!-- S32L -->
        <tr>
          <td align=3D"left" style=3D"vertical-align:top; padding: 0px 28px=
 0px;" class=3D"moPad"><table role=3D"presentation" width=3D"100%" cellpadd=
ing=3D"0" cellspacing=3D"0" border=3D"0">
              <tr>
                <td align=3D"left" style=3D"vertical-align:top;"><img src=
=3D"https://www.chase.com/content/dam/email/images/mobile_notification.png"=
  width=3D"260" height=3D"auto" alt=3D"" border=3D"0" style=3D"display:bloc=
k;" class=3D"w110"/></td>
                <td align=3D"left" style=3D"vertical-align:top; background-=
color: #ffffff; padding: 0px 28px 24px 24px;" class=3D"l20 zeroPad"><table =
role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" bo=
rder=3D"0">
                    <tr>
                      <td align=3D"left" style=3D"vertical-align:top;"><h3 =
style=3D"color:#101820; margin: 0px 0px 16px">7 alerts</h3></td>
                    </tr>
                    <tr>
                      <td align=3D"left" style=3D"vertical-align:top; font-=
size: 16px; font-family: Arial, Helvetica, sans-serif; color: #101820; padd=
ing: 0px 0px 24px 0px;">We'll notify you when we see activity linked to you=
r credit report and identity.</td>
                    </tr>
                    <tr>
                      <td align=3D"left" style=3D"vertical-align:top; font-=
size: 16px; font-family: Arial, Helvetica, sans-serif; color: #005EB8; padd=
ing: 0px 0px 0px 0px;"><a href=3D"#" target=3D"_blank" style=3D"text-decora=
tion: none; color: #005EB8; font-weight: bold;" rel=3D"noopener noreferrer"=
>See alerts&nbsp;&rsaquo;</a></td>
                    </tr>
                  </table></td>
              </tr>
            </table></td>
        </tr>
        <!-- END S32L -->
       =20
        <!-- Alerts Count -->=20
        <!-- DYK -->
        <!-- DYK -->
        <tr>
          <td align=3D"left" style=3D"vertical-align:top; padding: 0px 0px;=
 border-top: 1px solid #E2E4E5;"><table role=3D"presentation" width=3D"100%=
" cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
              <tr>
                <td align=3D"left" style=3D"vertical-align:top; padding:0px=
 0px;width:25%;"><img src=3D"https://www.chase.com/content/dam/email/images=
/whiteHeaderSpace.jpg" width=3D"100%" height=3D"80" border=3D"0" style=3D"d=
isplay:block;" alt=3D""/></td>
                <td align=3D"center" style=3D"vertical-align:top; padding:0=
px 0px;"><img src=3D"https://www.chase.com/content/dam/image/email/common-a=
ssets/footer/ChaseLogo_Footer_Logo_80x300.jpg" width=3D"300" height=3D"80" =
border=3D"0" style=3D"display:block; width:300px; min-width:300px" alt=3D"C=
hase Logo"/></td>
                <td align=3D"left" style=3D"vertical-align:top; padding:0px=
 0px;width:25%;"><img src=3D"https://www.chase.com/content/dam/email/images=
/whiteHeaderSpace.jpg" width=3D"100%" height=3D"80" border=3D"0" style=3D"d=
isplay:block;" alt=3D""/></td>
              </tr>
            </table></td>
        </tr>
        <tr>
          <td align=3D"left" style=3D"vertical-align:top; padding: 28px; ba=
ckground-color: #e2e4e5;" class=3D"moPad"><table role=3D"presentation" widt=
h=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
              <tr>
                <td align=3D"left" style=3D"font-family:Arial, Helvetica, s=
ans-serif; font-size:12px; color:#101820; vertical-align:top;" class=3D"fon=
t14"> Credit information provided by Experian. If you have questions, pleas=
e visit our <a href=3D"#" target=3D"_blank" style=3D"color:#005EB8; text-de=
coration:underline; font-weight: normal;" rel=3D"noopener noreferrer"><span=
 style=3D"color:#005EB8; text-decoration:underline; font-weight: normal;">H=
elp &amp; support</span></a> page for more information. <br />
                  <br />
                  <span style=3D"font-weight: bold; text-transform: upperca=
se;">About this message</span><br />
                  <br />
                  This service email gives you updates and information abou=
t your Chase relationship.<br />
                  <br />
                  To protect your personal information, please don't reply =
to this email. Instead, use the Chase Mobile<span style=3D"font-size:70%; l=
ine-height:0; vertical-align:3px;">&reg;</span> app or sign in to <a href=
=3D"#" target=3D"_blank" style=3D"color:#005EB8; text-decoration:underline;=
 font-weight: normal;" rel=3D"noopener noreferrer"><span style=3D"color:#00=
5EB8; text-decoration:underline; font-weight: normal;">chase.com</span></a>=
 to send a message from your Secure Message Center.<br />
                  <br />
                  If you have concerns about the authenticity of this messa=
ge, please visit <a href=3D"https://www.chase.com/digital/customer-service"=
 target=3D"_blank" style=3D"color:#005EB8; text-decoration:underline; font-=
weight: normal;" rel=3D"noopener noreferrer">chase.com/CustomerService</a> =
or options on how to contact us.<br />
                  <br />
                  Your privacy is important to us. See our online <a href=
=3D"https://www.chase.com/digital/resources/privacy-security" target=3D"_bl=
ank" style=3D"color:#005EB8; text-decoration:underline; font-weight: normal=
;" rel=3D"noopener noreferrer">Security Center</a> to learn how to protect =
your information.<br />
                  <br />
                  JPMorgan Chase Bank, N.A. Member FDIC</td>
              </tr>
              <tr>
                <td align=3D"left" style=3D"vertical-align:top; padding: 0p=
x 0px;"><table role=3D"presentation" width=3D"100%" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0">
                    <tr>
                      <td align=3D"left" style=3D"vertical-align:top; paddi=
ng: 16px 0px 0px;"><table role=3D"presentation" align=3D"left" cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" class=3D"fullWidth">
                          <tr>
                            <td align=3D"left" style=3D"font-family: Arial,=
 Helvetica, sans-serif; font-size: 12px; color: #101820; vertical-align: to=
p;" class=3D"font14">&copy; 2026 JPMorgan Chase &amp; Co.</td>
                          </tr>
                        </table>
                       =20
                        <!--[if mso]></td><!--<td style=3D"vertical-align: =
top;"><![endif]

                        <table role=3D"presentation" align=3D"right" cellpa=
dding=3D"0" cellspacing=3D"0" border=3D"0" class=3D"fullWidth">
                          <tr>
                            <td align=3D"right" style=3D"font-family: Arial=
, Helvetica, sans-serif; font-size: 12px; color: #101820; vertical-align: t=
op;" class=3D"versionID font14">[VERSION_ID]</td>
                          </tr>
                        </table></td>-->
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                  </table></td>
              </tr>
            </table></td>
        </tr>
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