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From: "American Express MyCredit Guide" <noreply@notificationmycredit-guide.americanexpress.com>
To: <tjphuhs@gmail.com>
Subject: Your credit account is current on all payments
Date: Sun, 08 Feb 2026 13:24:22 -0600
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American Express MyCredit Guide

 
 Great job keeping up with your credit card payments

Payments on time

Great work - your credit card account is current!

View your credit progress

https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6ImNiZDRlNzZjLTUyMjYtNDBmNi1hOTAyLTc4NzFmNDg4NmMwZCIsImRla1ZlcnNpb24iOjEsIml2IjoibmJjcHZrcHBPUU8xMG9HbTloQWtqQT09IiwiY2lwaGVyVGV4dCI6IkZGb2xmZFNldVFSQ0tWbWc1b1ZVMXhxV1VRSCtMeGlUOHZ1c3QxbGoreUtCSlJ0RXUwdUVsOUdRZmFhVWl0NUczK3J2TFlndUtTeVpBcGJkUXN3NW5sSCtTakhXVjBIeVpDR2NCSjIzS2I1S2FUa0R0ZEtCcHZZUUpJdz0iLCJhdXRoVGFnIjoiUXN3NW5sSCtTakhXVjBIeVpDR2NCQT09In0%3D 
LOG IN 

 Dear TIMOTHY BOURDEAU II&#44;

Your on-time payments have made this credit card account current. Great work! Here's a quick update on your progress.

Change:Account Current

Company:PLANET HOME LENDING, L 

Reported by:Experian

What does this mean?
One of your credit accounts has been reported as current. This means you're not behind on any payments. On-time payments can help raise your FICO(R) Score.

What should you do next?
Log in to your account to review your credit file. Don't recognize this activity? If you need further assistance&#44; please reach out to us at 1-833-421-3385.

Sincerely,

MyCredit Guide

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LOG IN 

 

 Have you seen the new MyCredit Guide?

 Take your first step toward greater financial
 awareness
with our improved experience.

 We've switched to FICO(r)* Score...

 Check out your FICO(r) Score and Experian(r) credit report for free without affecting your credit score.

 and our financial tools are better than ever.

 Maximize your credit knowledge and health with FICO(r) Score Ingredients, Score Planner, and Score Simulator.

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Learn More 

 

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 further assistance with your MyCredit Guide account, please call our customer service
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 9am - 10pm ET, excluding holidays at 1-833-421-3385.

Credit information provided by Experian(r).

 FICO is a registered trademark of Fair Isaac Corporation in the U.S. and other countries.
*Credit score calculated based on FICO(r) Score 8 model. Your lender or
 insurer may use a different FICO(r) Score than FICO(r) Score 8, or
 another type of credit score altogether. 
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