Subject: Your credit account is current on all payments
From: "American Express MyCredit Guide" <[email-masked]>
To: <[email-masked]>
Date: Sun, 08 Feb 2026 13:24:22 -0600

American Express MyCredit Guide

 Great job keeping up with your credit card payments

Payments on time

Great work - your credit card account is current!

View your credit progress

https://click.alerts-mail.csid.com/?qs=eyJkZWtJZCI6ImNiZDRlNzZjLTUyMjYtNDBmNi1hOTAyLTc4NzFmNDg4NmMwZCIsImRla1ZlcnNpb24iOjEsIml2IjoibmJjcHZrcHBPUU8xMG9HbTloQWtqQT09IiwiY2lwaGVyVGV4dCI6IkZGb2xmZFNldVFSQ0tWbWc1b1ZVMXhxV1VRSCtMeGlUOHZ1c3QxbGoreUtCSlJ0RXUwdUVsOUdRZmFhVWl0NUczK3J2TFlndUtTeVpBcGJkUXN3NW5sSCtTakhXVjBIeVpDR2NCSjIzS2I1S2FUa0R0ZEtCcHZZUUpJdz0iLCJhdXRoVGFnIjoiUXN3NW5sSCtTakhXVjBIeVpDR2NCQT09In0%3D 
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 Dear TIMOTHY BOURDEAU II&#44;

Your on-time payments have made this credit card account current. Great work! Here's a quick update on your progress.

Change:Account Current

Company:PLANET HOME LENDING, L 

Reported by:Experian

What does this mean?
One of your credit accounts has been reported as current. This means you're not behind on any payments. On-time payments can help raise your FICO(R) Score.

What should you do next?
Log in to your account to review your credit file. Don't recognize this activity? If you need further assistance&#44; please reach out to us at 1-833-421-3385.

Sincerely,

MyCredit Guide

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*Credit score calculated based on FICO(r) Score 8 model. Your lender or
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 another type of credit score altogether. 
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