Subject: Important Notice from American Express
From: "American Express" <[email-masked]>
To: [email-masked]
Date: Thu, 05 Feb 2026 20:49:48 -0700

Notice of Change to your Preset Spending Limit

TIMOTHY BOURDEAU II

Account ending: 114008

Your Preset Spending Limit has changed. Please read.

We're reaching out because we wanted to let you know as quickly as possible that after a recent review, we have assigned a Preset Spending Limit of $1300 to your account.

Here's what you should know

If at any time your total outstanding balance plus any charges not yet posted to your account, which includes the Pay Over Time, Cash Advance, Plan It®, and the Pay in Full portions of your balance, exceeds this Preset Spending Limit, we may decline additional charges. This applies to charges made by you and any additional Card Members on your account, so be sure to inform those Card Members of this change. As your total balance, plus any charges not yet posted to your account, approaches this Preset Spending Limit, you can make a payment to reduce this amount by logging into americanexpress.com, using the American Express® App, or calling the number on the back of your Card.

You can find out more about this decision

Log into your account at americanexpress.com/messagecenter to learn more about the reason(s) for this decision.

Message Center Login

If you would like us to review our decision

You can log into your account at https://go.amex/WPgkmr to provide us additional information or give us a call at the number on the back of your Card. You have until April 6, 2026 to request that we reevaluate this decision.

If you don't have an online Card account, you can easily set one up by navigating to the American Express website here.

Thank you for your Membership.

American Express Customer Care

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Your account information is included above to help you recognize this as a customer care e-mail from American Express. To learn more about e-mail security or report a suspicious e-mail, please visit us at americanexpress.com/phishing. We kindly ask you not to reply to this e-mail but instead contact us via Customer Care.

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