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Date: Thu, 05 Feb 2026 20:49:48 -0700
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Reply-To: AmericanExpress@welcome.americanexpress.com
Subject: Important Notice from American Express
From: "American Express" <AmericanExpress@welcome.americanexpress.com>

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=3D"background-color:#d9d9d6;" role=3D"main"><div aria-roledescription=3D"e=
mail" class=3D"mobile-body" style=3D"background-color:#d9d9d6;" role=3D"art=
icle" lang=3D"en" dir=3D"auto"><!--[if mso | IE]><table align=3D"center" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentat=
ion" style=3D"width:620px;" width=3D"620" bgcolor=3D"#ffffff" ><tr><td styl=
e=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]=
--><div style=3D"background:#ffffff;background-color:#ffffff;margin:0px aut=
o;max-width:620px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"background:#ffffff;backgro=
und-color:#ffffff;width:100%;"><tbody><tr><td style=3D"direction:ltr;font-s=
ize:0px;padding:20px 0;padding-bottom:0;padding-left:0;padding-right:0;padd=
ing-top:0;text-align:center;"><!--[if mso | IE]><table role=3D"presentation=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" width=
=3D"620px" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"=
620" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:e=
xactly;"><![endif]--><div style=3D"margin:0px auto;max-width:620px;"><table=
 align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;f=
ont-size:0px;padding:20px 0;padding-bottom:0;padding-left:0;padding-right:0=
;padding-top:0;text-align:center;"><!--[if mso | IE]><table role=3D"present=
ation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" =
style=3D"vertical-align:top;width:620px;" ><![endif]--><div class=3D"mj-col=
umn-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;di=
rection:ltr;display:inline-block;vertical-align:top;width:100%;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=
=3D"100%"><tbody><tr><td style=3D"background-color:#d9d9d6;vertical-align:t=
op;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;"><table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=
=3D"100%"><tbody><tr><td align=3D"center" style=3D"font-size:0px;padding:10=
px 25px;word-break:break-word;"><div style=3D"font-family:&quot;Helvetica N=
eue&quot;, Roboto, Helvetica, sans-serif;font-size:13px;font-weight:400;lin=
e-height:20px;text-align:center;color:#333333;"><p style=3D"margin:0 0 0 0p=
x">Notice of Change to your Preset Spending Limit</p></div></td></tr></tbod=
y></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></tab=
le><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr>=
</table></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"cente=
r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"pres=
entation" style=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-heigh=
t:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=
=3D"margin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:10=
0%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;pad=
ding-bottom:0;padding-left:0;padding-right:0;padding-top:0;text-align:cente=
r;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-align:top;wid=
th:620px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fi=
x" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-bloc=
k;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D=
"vertical-align:top;padding-top:0;padding-right:0;padding-bottom:0;padding-=
left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pr=
esentation" width=3D"100%"><tbody><tr><td align=3D"left" class=3D"pad-1" st=
yle=3D"font-size:0px;padding:10px 25px;padding-top:20px;padding-right:20px;=
padding-bottom:20px;padding-left:20px;word-break:break-word;"><table cellpa=
dding=3D"0" cellspacing=3D"0" width=3D"100%" border=3D"0" style=3D"color:#0=
00000;font-family:Ubuntu, Helvetica, Arial, sans-serif;font-size:13px;line-=
height:1;table-layout:auto;width:100%;border:none;"><tr><td width=3D"15%" v=
align=3D"top"><img src=3D"https://cdaas.americanexpress.com/akamai/axp/comm=
s/logos/logo.png" alt=3D"American Express Logo" class=3D"dls-logo-bluebox-s=
olid-sm" width=3D"60" height=3D"60"></td><td style=3D"font-family:&quot;Hel=
vetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size:15px;font-weight=
:500;color:#333;padding-left:10px;padding-right:10px" class=3D"pad-1-l pad-=
1-r" align=3D"right" valign=3D"top"><p style=3D"display:inline-block;line-h=
eight:22px;margin:0" class=3D"body-1"><b>TIMOTHY BOURDEAU II</b></p><span s=
tyle=3D"font-weight:normal;line-height:22px;word-break:break-word" class=3D=
"body-1 text-wrap"><p style=3D"margin:0 0 0 0px">Account ending: 114008</p>=
</span></td><td align=3D"right" width=3D"17%" valign=3D"top"><img src=3D"ht=
tps://www.aexp-static.com/online/myca/shared/summary/cardasset/images/NUS00=
0000257_160x101_STRAIGHT_96.jpg" alt=3D"Card Art" class=3D"dls-card-xs" wid=
th=3D"96" height=3D"60"></td></tr></table></td></tr></tbody></table></td></=
tr></tbody></table></div><!--[if mso | IE]></td></tr></table><![endif]--></=
td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table></td></tr=
><tr><td class=3D"" width=3D"620px" ><table align=3D"center" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation" style=
=3D"width:620px;" width=3D"620" bgcolor=3D"#006fcf" ><tr><td style=3D"line-=
height:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div st=
yle=3D"background:#006fcf;background-color:#006fcf;margin:0px auto;max-widt=
h:620px;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" role=3D"presentation" style=3D"background:#006fcf;background-color:=
#006fcf;width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;pa=
dding:20px 0;padding-bottom:0;padding-left:0;padding-right:0;padding-top:0;=
text-align:center;"><!--[if mso | IE]><table role=3D"presentation" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"" ><=
table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620" ><tr><td=
 style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![e=
ndif]--><div style=3D"margin:0px auto;max-width:620px;"><table align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;=
padding:20px 0;padding-bottom:0;padding-left:0;padding-right:0;padding-top:=
0;text-align:center;"><!--[if mso | IE]><table role=3D"presentation" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" width=3D"620p=
x" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" class=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620" bgc=
olor=3D"#006fcf" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-h=
eight-rule:exactly;"><v:rect style=3D"width:620px;" xmlns:v=3D"urn:schemas-=
microsoft-com:vml" fill=3D"true" stroke=3D"false"><v:fill origin=3D"0.5, 0"=
 position=3D"0.5, 0" src=3D"https://cdaas.americanexpress.com/akamai/axp/co=
mms/icons/hl-pattern-50pc.png" color=3D"#006fcf" type=3D"tile" /><v:textbox=
 style=3D"mso-fit-shape-to-text:true" inset=3D"0,0,0,0"><![endif]--><div st=
yle=3D"background:#006fcf url('https://cdaas.americanexpress.com/akamai/axp=
/comms/icons/hl-pattern-50pc.png') center top / auto repeat;background-posi=
tion:center top;background-repeat:repeat;background-size:auto;margin:0px au=
to;max-width:620px;"><div style=3D"line-height:0;font-size:0;"><table align=
=3D"center" background=3D"https://cdaas.americanexpress.com/akamai/axp/comm=
s/icons/hl-pattern-50pc.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation" style=3D"background:#006fcf url('https://cdaas.ame=
ricanexpress.com/akamai/axp/comms/icons/hl-pattern-50pc.png') center top / =
auto repeat;background-position:center top;background-repeat:repeat;backgro=
und-size:auto;width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:=
0px;padding:20px 0;padding-bottom:40px;padding-top:40px;text-align:center;"=
><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"" ><table align=3D"center=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"prese=
ntation" style=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-height=
:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D=
"margin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;=
"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;paddin=
g-bottom:0;padding-left:0;padding-right:0;padding-top:0;text-align:center;"=
><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0"><tr><td class=3D"" width=3D"620px" ><table align=3D"c=
enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"=
presentation" style=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-h=
eight:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div sty=
le=3D"margin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:=
100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;p=
adding-bottom:0;padding-left:0;padding-right:0;padding-top:0;text-align:cen=
ter;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-align:middl=
e;width:37.2px;" ><![endif]--><div class=3D"mj-column-per-6 mj-outlook-grou=
p-fix" style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-=
block;vertical-align:middle;width:100%;"><table border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" role=3D"presentation" style=3D"vertical-align:middle;=
" width=3D"100%"><tbody></tbody></table></div><!--[if mso | IE]></td><td cl=
ass=3D"text-align-center-outlook" style=3D"vertical-align:middle;width:62px=
;" ><![endif]--><div class=3D"mj-column-per-10 mj-outlook-group-fix text-al=
ign-center" style=3D"font-size:0px;text-align:left;direction:ltr;display:in=
line-block;vertical-align:middle;width:100%;"><table border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr>=
<td style=3D"vertical-align:middle;padding-top:0;padding-right:0;padding-bo=
ttom:0;padding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"center"=
 class=3D"pad-3-b" style=3D"font-size:0px;padding:10px 25px;padding-top:0;p=
adding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" s=
tyle=3D"border-collapse:collapse;border-spacing:0px;"><tbody><tr><td style=
=3D"width:60px;"><img alt=3D"Alternate Text" src=3D"https://cdaas.americane=
xpress.com/akamai/axp/comms/icons/hl-info-icon1.png" style=3D"border:0;disp=
lay:block;outline:none;text-decoration:none;height:60px;width:100%;font-siz=
e:13px;" width=3D"60" height=3D"60"></td></tr></tbody></table></td></tr></t=
body></table></td></tr></tbody></table></div><!--[if mso | IE]></td><td cla=
ss=3D"" style=3D"vertical-align:middle;width:483.6px;" ><![endif]--><div cl=
ass=3D"mj-column-per-78 mj-outlook-group-fix" style=3D"font-size:0px;text-a=
lign:left;direction:ltr;display:inline-block;vertical-align:middle;width:10=
0%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:middle;paddin=
g-top:0;padding-right:0;padding-bottom:0;padding-left:0;"><table border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"=
><tbody><tr><td align=3D"left" class=3D"pad-0 pad-4-lr body-4 text-align-ce=
nter" style=3D"font-size:0px;padding:10px 25px;padding-top:0;padding-right:=
0;padding-bottom:0;padding-left:20px;word-break:break-word;"><div style=3D"=
font-family:&quot;Helvetica Neue&quot;, Helvetica, sans-serif;font-size:26p=
x;font-weight:400;line-height:34px;text-align:left;color:#ffffff;"><p style=
=3D"margin:0 0 0 0px" role=3D"heading" aria-level=3D"1">Your Preset Spendin=
g Limit has changed. Please read.</p></div></td></tr></tbody></table></td><=
/tr></tbody></table></div><!--[if mso | IE]></td><td class=3D"" style=3D"ve=
rtical-align:middle;width:37.2px;" ><![endif]--><div class=3D"mj-column-per=
-6 mj-outlook-group-fix" style=3D"font-size:0px;text-align:left;direction:l=
tr;display:inline-block;vertical-align:middle;width:100%;"><table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"vert=
ical-align:middle;" width=3D"100%"><tbody></tbody></table></div><!--[if mso=
 | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[i=
f mso | IE]></td></tr></table></td></tr></table><![endif]--></td></tr></tbo=
dy></table></div><!--[if mso | IE]></td></tr></table></td></tr></table><![e=
ndif]--></td></tr></tbody></table></div></div><!--[if mso | IE]></v:textbox=
></v:rect></td></tr></table></td></tr></table><![endif]--></td></tr></tbody=
></table></div><!--[if mso | IE]></td></tr></table></td></tr></table><![end=
if]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table><=
/td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presentation"=
 style=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-height:0px;fon=
t-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"margin:=
0px auto;max-width:620px;"><table align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><tbody=
><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom=
:10px;padding-left:40px;padding-right:40px;padding-top:10px;text-align:cent=
er;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0"><tr><td class=3D"text-align-left-outlook" style=
=3D"vertical-align:top;width:540px;" ><![endif]--><div class=3D"mj-column-p=
er-100 mj-outlook-group-fix text-align-left" style=3D"font-size:0px;text-al=
ign:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;"=
><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding-top:0=
;padding-right:0;padding-bottom:0;padding-left:0;"><table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody=
><tr><td align=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-to=
p:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;"=
><div style=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, s=
ans-serif;font-size:15px;font-weight:400;line-height:22px;text-align:left;c=
olor:#333333;"><p style=3D"margin:0 0 0 0px">We&#x27;re reaching out becaus=
e we wanted to let you know as quickly as possible that after a recent revi=
ew, we have assigned a Preset Spending Limit of $1300 to your account.</p><=
/div></td></tr></tbody></table></td></tr></tbody></table></div><!--[if mso =
| IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | IE]></td></tr></table></td></tr><tr><td class=3D"" width=3D"620px" >=
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620" ><tr><t=
d style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div style=3D"margin:0px auto;max-width:620px;"><table align=3D"ce=
nter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px=
;padding:20px 0;padding-bottom:0;padding-left:40px;padding-right:40px;paddi=
ng-top:10px;text-align:center;"><!--[if mso | IE]><table role=3D"presentati=
on" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"text-=
align-left-outlook" style=3D"vertical-align:top;width:540px;" ><![endif]-->=
<div class=3D"mj-column-per-100 mj-outlook-group-fix text-align-left" style=
=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;vertic=
al-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertica=
l-align:top;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;"=
><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;pad=
ding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:=
0;word-break:break-word;"><div style=3D"font-family:&quot;Helvetica Neue&qu=
ot;, Roboto, Helvetica, sans-serif;font-size:16px;font-weight:bold;line-hei=
ght:24px;text-align:left;color:#333333;"><p style=3D"margin:0 0 0 0px"><str=
ong>Here&#x27;s what you should know</strong></p></div></td></tr></tbody></=
table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></table><=
![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></ta=
ble></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"presenta=
tion" style=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-height:0p=
x;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D"ma=
rgin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;"><=
tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-b=
ottom:30px;padding-left:40px;padding-right:40px;padding-top:0;text-align:ce=
nter;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0"><tr><td class=3D"text-align-left-outlook" style=
=3D"vertical-align:top;width:540px;" ><![endif]--><div class=3D"mj-column-p=
er-100 mj-outlook-group-fix text-align-left" style=3D"font-size:0px;text-al=
ign:left;direction:ltr;display:inline-block;vertical-align:top;width:100%;"=
><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding-top:0=
;padding-right:0;padding-bottom:0;padding-left:0;"><table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody=
><tr><td align=3D"left" style=3D"font-size:0px;padding:10px 25px;padding-to=
p:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;"=
><div style=3D"font-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, s=
ans-serif;font-size:15px;font-weight:400;line-height:22px;text-align:left;c=
olor:#333333;"><p style=3D"margin:0 0 0 0px">If at any time your total outs=
tanding balance plus any charges not yet posted to your account, which incl=
udes the Pay Over Time, Cash Advance, Plan It<sup style=3D"line-height:0;ve=
rtical-align:super;mso-text-raise:15%">=C2=AE</sup>, and the Pay in Full po=
rtions of your balance, exceeds this Preset Spending Limit, we may decline =
additional charges. This applies to charges made by you and any additional =
Card Members on your account, so be sure to inform those Card Members of th=
is change. As your total balance, plus any charges not yet posted to your a=
ccount, approaches this Preset Spending Limit, you can make a payment to re=
duce this amount by logging into <a href=3D"http://www.americanexpress.com/=
" style=3D"color:#006fcf;font-weight:bold">americanexpress.com</a>, using t=
he American Express<sup style=3D"line-height:0;vertical-align:super;mso-tex=
t-raise:15%">=C2=AE</sup> App, or calling the number on the back of your Ca=
rd.</p></div></td></tr></tbody></table></td></tr></tbody></table></div><!--=
[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div=
><!--[if mso | IE]></td></tr></table></td></tr><tr><td class=3D"" width=3D"=
620px" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620=
" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exac=
tly;"><![endif]--><div style=3D"margin:0px auto;max-width:620px;"><table al=
ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font=
-size:0px;padding:20px 0;padding-bottom:10px;padding-left:40px;padding-righ=
t:40px;padding-top:10px;text-align:center;"><!--[if mso | IE]><table role=
=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td =
class=3D"text-align-left-outlook" style=3D"vertical-align:top;width:540px;"=
 ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix text-ali=
gn-left" style=3D"font-size:0px;text-align:left;direction:ltr;display:inlin=
e-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td st=
yle=3D"vertical-align:top;padding-top:0;padding-right:0;padding-bottom:0;pa=
dding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"fon=
t-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0=
;padding-left:0;word-break:break-word;"><div style=3D"font-family:&quot;Hel=
vetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size:16px;font-weight=
:bold;line-height:24px;text-align:left;color:#333333;"><p style=3D"margin:0=
 0 0 0px"><strong>You can find out more about this decision</strong></p></d=
iv></td></tr><tr><td align=3D"left" style=3D"font-size:0px;padding:10px 25p=
x;padding-top:10px;padding-right:0;padding-bottom:0;padding-left:0;word-bre=
ak:break-word;"><div style=3D"font-family:&quot;Helvetica Neue&quot;, Robot=
o, Helvetica, sans-serif;font-size:15px;font-weight:400;line-height:22px;te=
xt-align:left;color:#000000;"><p style=3D"margin:0 0 0 0px">Log into your a=
ccount at <a href=3D"http://www.americanexpress.com/messagecenter" style=3D=
"color:#006fcf;font-weight:bold">americanexpress.com/messagecenter</a> to l=
earn more about the reason(s) for this decision.</p></div></td></tr></tbody=
></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></tabl=
e><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr><=
/table></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"center=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"prese=
ntation" style=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-height=
:0px;font-size:0px;mso-line-height-rule:exactly;"><![endif]--><div style=3D=
"margin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;=
"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;paddin=
g-bottom:20px;padding-left:40px;padding-right:40px;padding-top:20px;text-al=
ign:center;"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-alig=
n:top;width:540px;" ><![endif]--><div class=3D"mj-column-per-100 mj-outlook=
-group-fix" style=3D"font-size:0px;text-align:left;direction:ltr;display:in=
line-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><t=
d style=3D"vertical-align:top;padding-top:0;padding-right:0;padding-bottom:=
0;padding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"center" class=
=3D"pad-0 pad-0-d btn-align-center" style=3D"font-size:0px;padding:10px 25p=
x;padding-top:13px;padding-right:0;padding-bottom:0;padding-left:0;word-bre=
ak:break-word;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"border-collapse:separate;width:230px;line-heigh=
t:100%;"><tbody><tr><td align=3D"center" bgcolor=3D"#00175a" role=3D"presen=
tation" style=3D"border:1px solid #00175a;border-radius:5px;cursor:auto;mso=
-padding-alt:8px 25px;background:#00175a;" valign=3D"middle"><a href=3D"htt=
ps://americanexpress.com/messagecenter" style=3D"display:inline-block;width=
:178px;background:#00175a;color:#ffffff;font-family:Helvetica, Arial, Robot=
o, sans-serif;font-size:15px;font-weight:400;line-height:22px;margin:0;text=
-decoration:none;text-transform:none;padding:8px 25px;mso-padding-alt:0px;b=
order-radius:5px;" target=3D"_blank">Message Center Login</a></td></tr></tb=
ody></table></td></tr></tbody></table></td></tr></tbody></table></div><!--[=
if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div>=
<!--[if mso | IE]></td></tr></table></td></tr><tr><td class=3D"" width=3D"6=
20px" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620=
" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exac=
tly;"><![endif]--><div style=3D"margin:0px auto;max-width:620px;"><table al=
ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font=
-size:0px;padding:20px 0;padding-bottom:10px;padding-left:40px;padding-righ=
t:40px;padding-top:10px;text-align:center;"><!--[if mso | IE]><table role=
=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td =
class=3D"text-align-left-outlook" style=3D"vertical-align:top;width:540px;"=
 ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix text-ali=
gn-left" style=3D"font-size:0px;text-align:left;direction:ltr;display:inlin=
e-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td st=
yle=3D"vertical-align:top;padding-top:0;padding-right:0;padding-bottom:0;pa=
dding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"fon=
t-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0=
;padding-left:0;word-break:break-word;"><div style=3D"font-family:&quot;Hel=
vetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size:15px;font-weight=
:400;line-height:22px;text-align:left;color:#333333;"><p style=3D"margin:0 =
0 0 0px"><strong>If you would like us to review our decision</strong></p></=
div></td></tr></tbody></table></td></tr></tbody></table></div><!--[if mso |=
 IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if =
mso | IE]></td></tr></table></td></tr><tr><td class=3D"" width=3D"620px" ><=
table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620" ><tr><td=
 style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![e=
ndif]--><div style=3D"margin:0px auto;max-width:620px;"><table align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;=
padding:20px 0;padding-bottom:10px;padding-left:40px;padding-right:40px;pad=
ding-top:10px;text-align:center;"><!--[if mso | IE]><table role=3D"presenta=
tion" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"tex=
t-align-left-outlook" style=3D"vertical-align:top;width:540px;" ><![endif]-=
-><div class=3D"mj-column-per-100 mj-outlook-group-fix text-align-left" sty=
le=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;vert=
ical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"verti=
cal-align:top;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0=
;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;p=
adding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-lef=
t:0;word-break:break-word;"><div style=3D"font-family:&quot;Helvetica Neue&=
quot;, Roboto, Helvetica, sans-serif;font-size:15px;font-weight:400;line-he=
ight:22px;text-align:left;color:#333333;"><p style=3D"margin:0 0 0 0px">You=
 can log into your account at <a href=3D"https://go.amex/WPgkmr" style=3D"c=
olor:#006fcf;font-weight:bold">https://</a><a href=3D"https://go.amex/WPgkm=
r" style=3D"color:#006fcf;font-weight:bold">go.amex/WPgkmr</a> to provide u=
s additional information or give us a call at the number on the back of you=
r Card. You have until April 6, 2026 to request that we reevaluate this dec=
ision.</p></div></td></tr></tbody></table></td></tr></tbody></table></div><=
!--[if mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></=
div><!--[if mso | IE]></td></tr></table></td></tr><tr><td class=3D"" width=
=3D"620px" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"=
620" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:e=
xactly;"><![endif]--><div style=3D"margin:0px auto;max-width:620px;"><table=
 align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;f=
ont-size:0px;padding:20px 0;padding-bottom:10px;padding-left:40px;padding-r=
ight:40px;padding-top:0;text-align:center;"><!--[if mso | IE]><table role=
=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td =
class=3D"text-align-left-outlook" style=3D"vertical-align:top;width:540px;"=
 ><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix text-ali=
gn-left" style=3D"font-size:0px;text-align:left;direction:ltr;display:inlin=
e-block;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td st=
yle=3D"vertical-align:top;padding-top:0;padding-right:0;padding-bottom:0;pa=
dding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"fon=
t-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0=
;padding-left:0;word-break:break-word;"><div style=3D"font-family:&quot;Hel=
vetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size:15px;font-weight=
:400;line-height:22px;text-align:left;color:#333333;"><p style=3D"margin:0 =
0 0 0px">If you don&#x27;t have an online Card account, you can easily set =
one up by navigating to the American Express website <a href=3D"https://onl=
ine.americanexpress.com/myca/gce/us/action/home=3Frequest_type=3Dun_Registe=
r&Face=3Den_US#/" style=3D"color:#006fcf;font-weight:bold">here</a>.</p></d=
iv></td></tr></tbody></table></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if m=
so | IE]></td></tr></table></td></tr><tr><td class=3D"" width=3D"620px" ><t=
able align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" clas=
s=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![en=
dif]--><div style=3D"margin:0px auto;max-width:620px;"><table align=3D"cent=
er" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"width:100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;p=
adding:20px 0;padding-bottom:10px;padding-left:40px;padding-right:40px;padd=
ing-top:10px;text-align:center;"><!--[if mso | IE]><table role=3D"presentat=
ion" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"text=
-align-left-outlook" style=3D"vertical-align:top;width:540px;" ><![endif]--=
><div class=3D"mj-column-per-100 mj-outlook-group-fix text-align-left" styl=
e=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block;verti=
cal-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertic=
al-align:top;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;=
"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat=
ion" width=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;pa=
dding:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left=
:0;word-break:break-word;"><div style=3D"font-family:&quot;Helvetica Neue&q=
uot;, Roboto, Helvetica, sans-serif;font-size:15px;font-weight:400;line-hei=
ght:22px;text-align:left;color:#000000;"><p style=3D"margin:0 0 0 0px">Than=
k you for your Membership.</p><p style=3D"margin:0 0 0 0px">=C2=A0</p><p st=
yle=3D"margin:0 0 0 0px">American Express Customer Care</p></div></td></tr>=
</tbody></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr=
></table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td=
></tr></table></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D=
"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=
=3D"presentation" style=3D"width:620px;" width=3D"620" bgcolor=3D"#006fcf" =
><tr><td style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactl=
y;"><![endif]--><div style=3D"background:#006fcf;background-color:#006fcf;m=
argin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"background:#0=
06fcf;background-color:#006fcf;width:100%;"><tbody><tr><td style=3D"directi=
on:ltr;font-size:0px;padding:20px 0;padding-bottom:0;padding-left:0;padding=
-right:0;padding-top:0;text-align:center;"><!--[if mso | IE]><table role=3D=
"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td cla=
ss=3D"text-align-center-outlook" style=3D"vertical-align:middle;width:NaNpx=
;" ><![endif]--><div class=3D"mj-column-px-NaN mj-outlook-group-fix text-al=
ign-center" style=3D"font-size:0px;text-align:left;direction:ltr;display:in=
line-block;vertical-align:middle;width:100%;"><table border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr>=
<td style=3D"vertical-align:middle;padding-top:20px;padding-right:0;padding=
-bottom:20px;padding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"cen=
ter" style=3D"font-size:0px;padding:10px 25px;padding-top:0;padding-right:0=
;padding-bottom:0;padding-left:0;word-break:break-word;"><div style=3D"font=
-family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size=
:16px;font-weight:bold;line-height:24px;text-align:center;color:#ffffff;"><=
p style=3D"margin:0 0 0 0px" role=3D"heading" aria-level=3D"3">Helpful Link=
s</p></div></td></tr></tbody></table></td></tr></tbody></table></div><!--[i=
f mso | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><=
!--[if mso | IE]></td></tr></table></td></tr><tr><td class=3D"ada-list-outl=
ook" width=3D"620px" ><table align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" class=3D"ada-list-outlook" role=3D"presentation" style=
=3D"width:620px;" width=3D"620" ><tr><td style=3D"line-height:0px;font-size=
:0px;mso-line-height-rule:exactly;"><![endif]--><div class=3D"ada-list" sty=
le=3D"margin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:=
100%;"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;p=
adding-bottom:40px;padding-left:30px;padding-right:30px;padding-top:40px;te=
xt-align:center;" role=3D"list"><!--[if mso | IE]><table role=3D"presentati=
on" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"pad-0=
-outlook pad-4-b-outlook" style=3D"vertical-align:top;width:186.66666666666=
669px;" ><![endif]--><div class=3D"mj-column-per-33-333333333333336 mj-outl=
ook-group-fix pad-0 pad-4-b" style=3D"font-size:0px;text-align:left;directi=
on:ltr;display:inline-block;vertical-align:top;width:100%;" role=3D"listite=
m"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding-top=
:0;padding-right:10px;padding-bottom:0;padding-left:10px;"><table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%=
"><tbody><tr><td align=3D"center" style=3D"font-size:0px;padding:10px 25px;=
padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:br=
eak-word;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"border-collapse:collapse;border-spacing:0px;"><tbody=
><tr><td style=3D"width:48px;"><a href=3D"https://www.americanexpress.com/u=
s/security-center/how-we-protect-you/" target=3D"_blank"><img alt=3D"Altern=
ate Text" src=3D"https://cdaas.americanexpress.com/akamai/axp/comms/icons/l=
m-lock-icon.png" style=3D"border:0;display:block;outline:none;text-decorati=
on:none;height:48px;width:100%;font-size:13px;" width=3D"48" height=3D"48">=
</a></td></tr></tbody></table></td></tr><tr><td align=3D"center" class=3D"p=
ad-4-lr" style=3D"font-size:0px;padding:10px 25px;padding-top:15px;padding-=
right:0;padding-bottom:0;padding-left:0;word-break:break-word;"><div style=
=3D"font-family:Helvetica, Arial, Roboto, sans-serif;font-size:15px;font-we=
ight:400;line-height:22px;text-align:center;color:#006fcf;"><a href=3D"http=
s://www.americanexpress.com/us/security-center/how-we-protect-you/" style=
=3D"text-decoration:none;color:#006fcf;padding-top:20px;padding-bottom:20px=
">About your online security</a></div></td></tr></tbody></table></td></tr><=
/tbody></table></div><!--[if mso | IE]></td><td class=3D"pad-0-outlook pad-=
4-b-outlook" style=3D"vertical-align:top;width:186.66666666666669px;" ><![e=
ndif]--><div class=3D"mj-column-per-33-333333333333336 mj-outlook-group-fix=
 pad-0 pad-4-b" style=3D"font-size:0px;text-align:left;direction:ltr;displa=
y:inline-block;vertical-align:top;width:100%;" role=3D"listitem"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=
=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding-top:0;padding-=
right:10px;padding-bottom:0;padding-left:10px;"><table border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><t=
r><td align=3D"center" style=3D"font-size:0px;padding:10px 25px;padding-top=
:0;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-word;">=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"border-collapse:collapse;border-spacing:0px;"><tbody><tr><td st=
yle=3D"width:48px;"><a href=3D"https://online.americanexpress.com/myca/acco=
untprofile/us/view.do=3Frequest_type=3Dauthreg_alerts&linknav=3DUS-Ser-axpA=
ccountManagement-AccountAlerts&Face=3Den_US&sorted_index=3D0" target=3D"_bl=
ank"><img alt=3D"Alternate Text" src=3D"https://cdaas.americanexpress.com/a=
kamai/axp/comms/icons/sl-manage-icon.png" style=3D"border:0;display:block;o=
utline:none;text-decoration:none;height:48px;width:100%;font-size:13px;" wi=
dth=3D"48" height=3D"48"></a></td></tr></tbody></table></td></tr><tr><td al=
ign=3D"center" class=3D"pad-4-lr" style=3D"font-size:0px;padding:10px 25px;=
padding-top:15px;padding-right:0;padding-bottom:0;padding-left:0;word-break=
:break-word;"><div style=3D"font-family:Helvetica, Arial, Roboto, sans-seri=
f;font-size:15px;font-weight:400;line-height:22px;text-align:center;color:#=
006fcf;"><a href=3D"https://online.americanexpress.com/myca/accountprofile/=
us/view.do=3Frequest_type=3Dauthreg_alerts&linknav=3DUS-Ser-axpAccountManag=
ement-AccountAlerts&Face=3Den_US&sorted_index=3D0" style=3D"text-decoration=
:none;color:#006fcf;padding-top:20px;padding-bottom:20px">Manage your alert=
s</a></div></td></tr></tbody></table></td></tr></tbody></table></div><!--[i=
f mso | IE]></td><td class=3D"pad-0-outlook" style=3D"vertical-align:top;wi=
dth:186.66666666666669px;" ><![endif]--><div class=3D"mj-column-per-33-3333=
33333333336 mj-outlook-group-fix pad-0" style=3D"font-size:0px;text-align:l=
eft;direction:ltr;display:inline-block;vertical-align:top;width:100%;" role=
=3D"listitem"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:top=
;padding-top:0;padding-right:10px;padding-bottom:0;padding-left:10px;"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" w=
idth=3D"100%"><tbody><tr><td align=3D"center" style=3D"font-size:0px;paddin=
g:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;w=
ord-break:break-word;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"border-collapse:collapse;border-spacing:=
0px;"><tbody><tr><td style=3D"width:48px;"><a href=3D"https://online.americ=
anexpress.com/myca/acctsumm/us/action=3Frequest_type=3Dauthreg_acctAccountS=
ummary&us_nu=3Dlogincontrol&sorted_index=3D0&s_email=3D" target=3D"_blank">=
<img alt=3D"Alternate Text" src=3D"https://cdaas.americanexpress.com/akamai=
/axp/comms/icons/desktop-blue.png" style=3D"border:0;display:block;outline:=
none;text-decoration:none;height:48px;width:100%;font-size:13px;" width=3D"=
48" height=3D"48"></a></td></tr></tbody></table></td></tr><tr><td align=3D"=
center" class=3D"pad-4-lr" style=3D"font-size:0px;padding:10px 25px;padding=
-top:15px;padding-right:0;padding-bottom:0;padding-left:0;word-break:break-=
word;"><div style=3D"font-family:Helvetica, Arial, Roboto, sans-serif;font-=
size:15px;font-weight:400;line-height:22px;text-align:center;color:#006fcf;=
"><a href=3D"https://online.americanexpress.com/myca/acctsumm/us/action=3Fr=
equest_type=3Dauthreg_acctAccountSummary&us_nu=3Dlogincontrol&sorted_index=
=3D0&s_email=3D" style=3D"text-decoration:none;color:#006fcf;padding-top:20=
px;padding-bottom:20px">View your account online</a></div></td></tr></tbody=
></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr></tabl=
e><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></tr><=
/table></td></tr><tr><td class=3D"" width=3D"620px" ><table align=3D"center=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"" role=3D"prese=
ntation" style=3D"width:620px;" width=3D"620" bgcolor=3D"#00175a" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![en=
dif]--><div style=3D"background:#00175a;background-color:#00175a;margin:0px=
 auto;max-width:620px;"><table align=3D"center" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" role=3D"presentation" style=3D"background:#00175a;bac=
kground-color:#00175a;width:100%;"><tbody><tr><td style=3D"direction:ltr;fo=
nt-size:0px;padding:20px 0;padding-bottom:20px;padding-left:0;padding-right=
:0;padding-top:20px;text-align:center;"><!--[if mso | IE]><table role=3D"pr=
esentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td class=
=3D"" style=3D"vertical-align:top;width:620px;" ><![endif]--><div class=3D"=
mj-column-per-100 mj-outlook-group-fix" style=3D"font-size:0px;text-align:l=
eft;direction:ltr;display:inline-block;vertical-align:top;width:100%;"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" w=
idth=3D"100%"><tbody><tr><td style=3D"vertical-align:top;padding-top:0;padd=
ing-right:0;padding-bottom:0;padding-left:0;"><table border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr>=
<td align=3D"center" class=3D"image-alt-text-white dls-tagline-blue-sm" sty=
le=3D"font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;padding=
-bottom:0;padding-left:0;word-break:break-word;"><table border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"border-collaps=
e:collapse;border-spacing:0px;"><tbody><tr><td style=3D"width:240px;"><img =
alt=3D"Alternate Text" src=3D"https://cdaas.americanexpress.com/akamai/axp/=
comms/logos/tagline.png" style=3D"color: #fff; border: 0; display: block; o=
utline: none; text-decoration: none; height: auto; width: 100%; font-size: =
13px;" width=3D"240" height=3D"auto"></td></tr></tbody></table></td></tr></=
tbody></table></td></tr></tbody></table></div><!--[if mso | IE]></td></tr><=
/table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td><=
/tr></table></td></tr><tr><td class=3D"ada-list-outlook -outlook" width=3D"=
620px" ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"ada-list-outlook -outlook" role=3D"presentation" style=3D"w=
idth:620px;" width=3D"620" ><tr><td style=3D"line-height:0px;font-size:0px;=
mso-line-height-rule:exactly;"><![endif]--><div class=3D"ada-list" style=3D=
"margin:0px auto;max-width:620px;"><table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"width:100%;=
"><tbody><tr><td style=3D"direction:ltr;font-size:0px;padding:20px 0;paddin=
g-bottom:0;padding-left:0;padding-right:0;padding-top:0;text-align:center;"=
 role=3D"list"><!--[if mso | IE]><table role=3D"presentation" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0"><tr><td class=3D"text-align-center-outl=
ook nav-bar-border-b-outlook" style=3D"vertical-align:middle;width:204.6px;=
" ><![endif]--><div class=3D"mj-column-per-33 mj-outlook-group-fix text-ali=
gn-center nav-bar-border-b" style=3D"font-size:0px;text-align:left;directio=
n:ltr;display:inline-block;vertical-align:middle;width:100%;" role=3D"listi=
tem"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:middle;paddin=
g-top:0;padding-right:0;padding-bottom:0;padding-left:0;"><table border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"=
><tbody><tr><td align=3D"center" class=3D"pad-4-lr pad-2-tb text-align-cent=
er" style=3D"font-size:0px;padding:10px 25px;padding-top:20px;padding-right=
:20px;padding-bottom:20px;padding-left:40px;word-break:break-word;"><div st=
yle=3D"font-family:Helvetica, Arial, Roboto, sans-serif;font-size:15px;font=
-weight:400;line-height:22px;text-align:center;color:#000000;"><a href=3D"h=
ttp://www.americanexpress.com/privacy" style=3D"padding-top:20px;padding-bo=
ttom:20px;padding-left:0;padding-right:0;color:#006fcf;align:center;text-de=
coration:none">Privacy statement</a></div></td></tr></tbody></table></td></=
tr></tbody></table></div><!--[if mso | IE]></td><td class=3D"text-align-cen=
ter-outlook nav-bar-border-b-outlook" style=3D"vertical-align:middle;width:=
204.6px;" ><![endif]--><div class=3D"mj-column-per-33 mj-outlook-group-fix =
text-align-center nav-bar-border-b" style=3D"font-size:0px;text-align:left;=
direction:ltr;display:inline-block;vertical-align:middle;width:100%;" role=
=3D"listitem"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-align:mid=
dle;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;"><table =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" widt=
h=3D"100%"><tbody><tr><td align=3D"center" class=3D"pad-4-lr pad-2-tb text-=
align-center" style=3D"font-size:0px;padding:10px 25px;padding-top:20px;pad=
ding-right:20px;padding-bottom:20px;padding-left:20px;word-break:break-word=
;"><div style=3D"font-family:Helvetica, Arial, Roboto, sans-serif;font-size=
:15px;font-weight:400;line-height:22px;text-align:center;color:#000000;"><a=
 href=3D"https://global.americanexpress.com/help=3Finav=3DiNUtlContact" sty=
le=3D"padding-top:20px;padding-bottom:20px;padding-left:0;padding-right:0;c=
olor:#006fcf;align:center;text-decoration:none">Contact us</a></div></td></=
tr></tbody></table></td></tr></tbody></table></div><!--[if mso | IE]></td><=
td class=3D"text-align-center-outlook nav-bar-border-b-outlook" style=3D"ve=
rtical-align:middle;width:210.8px;" ><![endif]--><div class=3D"mj-column-pe=
r-34 mj-outlook-group-fix text-align-center nav-bar-border-b" style=3D"font=
-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-align=
:middle;width:100%;" role=3D"listitem"><table border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td sty=
le=3D"vertical-align:middle;padding-top:0;padding-right:0;padding-bottom:0;=
padding-left:0;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" width=3D"100%"><tbody><tr><td align=3D"center" class=3D=
"pad-4-lr pad-2-tb text-align-center" style=3D"font-size:0px;padding:10px 2=
5px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20=
px;word-break:break-word;"><div style=3D"font-family:Helvetica, Arial, Robo=
to, sans-serif;font-size:15px;font-weight:400;line-height:22px;text-align:c=
enter;color:#000000;"><a href=3D"http://www.americanexpress.com/email" styl=
e=3D"padding-top:20px;padding-bottom:20px;padding-left:0;padding-right:0;co=
lor:#006fcf;align:center;text-decoration:none">Update your email address</a=
></div></td></tr></tbody></table></td></tr></tbody></table></div><!--[if ms=
o | IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[=
if mso | IE]></td></tr></table></td></tr><tr><td class=3D"" width=3D"620px"=
 ><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"" role=3D"presentation" style=3D"width:620px;" width=3D"620" bgcol=
or=3D"#d9d9d6" ><tr><td style=3D"line-height:0px;font-size:0px;mso-line-hei=
ght-rule:exactly;"><![endif]--><div style=3D"background:#d9d9d6;background-=
color:#d9d9d6;margin:0px auto;max-width:620px;"><table align=3D"center" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"background:#d9d9d6;background-color:#d9d9d6;width:100%;"><tbody><tr><td=
 style=3D"direction:ltr;font-size:0px;padding:20px 0;padding-bottom:10px;pa=
dding-left:0;padding-right:0;padding-top:10px;text-align:center;"><!--[if m=
so | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0"><tr><td class=3D"" style=3D"vertical-align:top;width:620px;" ><=
![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" style=3D"f=
ont-size:0px;text-align:left;direction:ltr;display:inline-block;vertical-al=
ign:top;width:100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" role=3D"presentation" width=3D"100%"><tbody><tr><td style=3D"vertical-ali=
gn:top;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" w=
idth=3D"100%"><tbody><tr><td align=3D"left" style=3D"font-size:0px;padding:=
10px 25px;padding-top:0;padding-right:0;padding-bottom:10px;padding-left:0;=
word-break:break-word;"><div style=3D"font-family:&quot;Helvetica Neue&quot=
;, Roboto, Helvetica, sans-serif;font-size:13px;font-weight:400;line-height=
:20px;text-align:left;color:#53565a;"><p style=3D"margin:0 0 0 0px">Your ac=
count information is included above to help you recognize this as a custome=
r care e-mail from American Express. To learn more about e-mail security or=
 report a suspicious e-mail, please visit us at <a href=3D"http://www.ameri=
canexpress.com/phishing" style=3D"color:#53565a;font-family:&quot;Helvetica=
 Neue&quot;, Roboto, Helvetica, sans-serif;font-size:13px;font-weight:400;l=
ine-height:20px;text-decoration:underline">americanexpress.com/phishing</a>=
. We kindly ask you not to reply to this e-mail but instead contact us via=
 <a href=3D"https://global.americanexpress.com/help=3Finav=3DiNUtlContact" =
style=3D"color:#53565a;font-family:&quot;Helvetica Neue&quot;, Roboto, Helv=
etica, sans-serif;font-size:13px;font-weight:400;line-height:20px;text-deco=
ration:underline">Customer Care</a>.</p></div></td></tr><tr><td align=3D"le=
ft" style=3D"font-size:0px;padding:10px 25px;padding-top:0;padding-right:0;=
padding-bottom:0;padding-left:0;word-break:break-word;"><div style=3D"font-=
family:&quot;Helvetica Neue&quot;, Roboto, Helvetica, sans-serif;font-size:=
13px;font-weight:400;line-height:20px;text-align:left;color:#53565a;"><p st=
yle=3D"margin:0 0 0 0px">=C2=A9 2026 American Express. All rights reserved.=
</p></div></td></tr><tr><td align=3D"left" style=3D"font-size:0px;padding:1=
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ord-break:break-word;"><div style=3D"font-family:&quot;Helvetica Neue&quot;=
, Roboto, Helvetica, sans-serif;font-size:13px;font-weight:400;line-height:=
20px;text-align:left;color:#53565a;"><p style=3D"margin:0 0 0 0px">SCC0FYI0=
09</p></div></td></tr><tr><td align=3D"left" style=3D"font-size:0px;padding=
:10px 25px;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;wo=
rd-break:break-word;"><!--[if mso | IE]><table role=3D"presentation" border=
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u, Helvetica, Arial, sans-serif;font-size:13px;line-height:1;text-align:lef=
t;color:#000000;height:1px;"><img height=3D"1" width=3D"1" role=3D"none" al=
t style=3D"height:1px;width:1px" src=3D"https://americanexpress.com"></div>=
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