Delivered-To: tjphuhs@gmail.com
Received: by 2002:a5d:4605:0:b0:435:ab39:4520 with SMTP id t5csp3500821wrq;
        Thu, 5 Feb 2026 07:27:33 -0800 (PST)
X-Received: by 2002:a05:690c:688d:b0:794:9317:babb with SMTP id 00721157ae682-794fe63f572mr64749697b3.13.1770305253388;
        Thu, 05 Feb 2026 07:27:33 -0800 (PST)
ARC-Seal: i=1; a=rsa-sha256; t=1770305253; cv=none;
        d=google.com; s=arc-20240605;
        b=HDSK9X7lSvMmhLbB8xtqtN6NKp2K0MUtkXT8BrEn0nsDVpZ268AvY5corIt0qauwKW
         z1U55Ln/RQrfPNOoGlufrFh9np7ttpYGP+cADImdx7lTD+ZphoKo0VWtHGwz/vDlPced
         OIDvEO8bC/96CYGOC9RRcLTmt+SF6QGKUpZbA2bWKHeL16fnHyctiIYQpabN1qVZGl7U
         ymN/YLatlc21ewTyAhggS1rjtSFaXF3/0DaOqhEJE+MC6TtJ7DQuUVObevP2CaOb/k8i
         ineuBzAmIv8syf2cFkeWzNVnhw/9zWBCzZDucjU95GiAPPB7bAdvHoSjkirmk6M3lDEJ
         iSKQ==
ARC-Message-Signature: i=1; a=rsa-sha256; c=relaxed/relaxed; d=google.com; s=arc-20240605;
        h=subject:from:mime-version:date:message-id:to
         :content-transfer-encoding:dkim-signature;
        bh=56rBuvKzr3qlJoXQy53MVuqpJnccCVU6iSFMVStqn1M=;
        fh=9zP21OW67FFZD2VV42mGudo540Qp4aalMWxJB5kMYug=;
        b=Q4n5vs5E40RJ6lYN7LfcXknBpyI4OJfzO1U5vzG9NOrtIWlX98RpyB2aU6BR5v3Q7q
         cedxAGOLpdDViRgNY/eUaICuIWJczhaNk9sBeMe3uIb9gbRnzANMoAWVjw4ShiMtzcww
         05qYXKVcoFQE0R52isfyOtZGfBozxdp90It0fNg2PNQ9ejhOssMEo/QUNRBWiTUUpV0o
         8BBy40IITaOD6W/jsXYCaxL2DMog/8yzxALdsKnv0p+LE6DL/RdRowU2GGZ2NerG58gU
         dNmZJKW+leyNBvxJO38n2fvz2VCC3MQGwH2rV/GCUWCkEXRv9prvh3iGl6tZSh6pE+4l
         8kvg==;
        dara=google.com
ARC-Authentication-Results: i=1; mx.google.com;
       dkim=pass header.i=@post-account.applecard.apple header.s=scph0420 header.b=3GB6BbW2;
       spf=pass (google.com: domain of msprvs1=20496jjudoqcf=bounces-224870-11@bounce.post.applecard.apple designates 147.253.210.22 as permitted sender) smtp.mailfrom="msprvs1=20496JjuDOQcf=bounces-224870-11@bounce.post.applecard.apple";
       dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=applecard.apple
Return-Path: <msprvs1=20496JjuDOQcf=bounces-224870-11@bounce.post.applecard.apple>
Received: from mta-210-22.sparkpostmail.com (mta-210-22.sparkpostmail.com. [147.253.210.22])
        by mx.google.com with ESMTPS id 00721157ae682-794ff014577si56105947b3.119.2026.02.05.07.27.32
        for <tjphuhs@gmail.com>
        (version=TLS1_2 cipher=ECDHE-ECDSA-AES128-GCM-SHA256 bits=128/128);
        Thu, 05 Feb 2026 07:27:33 -0800 (PST)
Received-SPF: pass (google.com: domain of msprvs1=20496jjudoqcf=bounces-224870-11@bounce.post.applecard.apple designates 147.253.210.22 as permitted sender) client-ip=147.253.210.22;
Authentication-Results: mx.google.com;
       dkim=pass header.i=@post-account.applecard.apple header.s=scph0420 header.b=3GB6BbW2;
       spf=pass (google.com: domain of msprvs1=20496jjudoqcf=bounces-224870-11@bounce.post.applecard.apple designates 147.253.210.22 as permitted sender) smtp.mailfrom="msprvs1=20496JjuDOQcf=bounces-224870-11@bounce.post.applecard.apple";
       dmarc=pass (p=REJECT sp=REJECT dis=NONE) header.from=applecard.apple
Return-Path: <msprvs1=20496JjuDOQcf=bounces-224870-11@bounce.post.applecard.apple>
X-MSFBL: NBgJ4PR07W3ayw+m1zI1dJ/ChCGim4uIqjBuVsHQgSU=|eyJjdXN0b21lcl9pZCI
	6IjIyNDg3MCIsInRlbmFudF9pZCI6InNwYyIsInN1YmFjY291bnRfaWQiOiIxMSI
	sIm1lc3NhZ2VfaWQiOiI2OTgzZTNiNjg0Njk5NjQ2MDMwMyIsInIiOiJ0anBodWh
	zQGdtYWlsLmNvbSJ9
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed;
	d=post-account.applecard.apple; s=scph0420; t=1770305251;
	i=@post-account.applecard.apple;
	bh=56rBuvKzr3qlJoXQy53MVuqpJnccCVU6iSFMVStqn1M=;
	h=Content-Type:To:Message-ID:Date:From:Subject:From:To:Cc:Subject;
	b=3GB6BbW2mKp3SmeeeicXG5dLhHfkr8T3ruQ5EGrBRbETUaDHNHKgPmQdvFT5N0OP8
	 RXQZwgD7HiMiv79SdUjr6VgSy0pkZC4ckJuAIG3wp2ja2ZM9AYfrP35yGUblPEEQR1
	 /gCPyEtcM1e47iZyOaGbSSaDXd8T7LLV5tNLBWLE=
Received: from [10.90.41.166] ([10.90.41.166])
	by i-014e7ce5f0637bb94.mta1vrest.sd.prd.sparkpost (ecelerity 5.1.0.74979 r(msys-ecelerity:tags/5.1.0.45)) with REST
	id 30/30-29933-3E6B4896; Thu, 05 Feb 2026 15:27:31 +0000
Content-Transfer-Encoding: 7bit
Content-Type: text/html; charset="UTF-8"
To: tjphuhs@gmail.com
Message-ID: <30.30.29933.3E6B4896@i-014e7ce5f0637bb94.mta1vrest.sd.prd.sparkpost>
Date: Thu, 05 Feb 2026 15:27:31 +0000
MIME-Version: 1.0
X-Archive-Request-ID: 3850c910-0725-407c-97a0-87c1a5f6d0f2
X-Tenant-ID: almond-prod
From: "Apple Card Support" <no_reply@post-account.applecard.apple>
X-Archive-Email-Correlation-ID: 94f5e93f-684c-463e-8d8e-665170212089
Subject: Important Account Notification

<span id="V2" class="gs_dynamic" value="V2"><span id="V2" class="gs_dynamic" value="V2"></span>




<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">
<html>

<head>
  <title>Important Account Notification</title>
  <meta name="viewport" content="width=device-width, initial-scale=1.0">
  <meta http-equiv="content-type" content="text/html;charset=utf-8">
  <meta name="format-detection" content="date=no">
  <meta name="format-detection" content="address=no">
  <meta name="format-detection" content="email=no">
    <style type="text/css">
      .legend { width: 100%; }
      .legend td { color: red; text-align: center; font-weight: bold; }
      /*CSS hbs*/
      body { width: 100% !important; background-color: #fff; padding: 0; margin: 0; }
      a, a:link { color: #0070c9; text-decoration: none; }
      a:hover { color: #0070c9; text-decoration: underline !important; }
  
      sup {line-height: normal; font-size: .65em !important; vertical-align:super; }
      /* hack y g*/
      b { font-weight: 600 !important; }
  
      body {
          font-family: system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Helvetica Neue', Helvetica, Arial, sans-serif;
          font-weight: normal;
          text-rendering: optimizelegibility;
          -webkit-font-smoothing: antialiased;
      }
      td {color: #333333; font-size: 17px; font-weight: normal; line-height: 25px; }
      .type-body-d, .type-body-m { font-size: 14px; line-height: 20px; }
      .type-caption-d, .type-caption-m { font-size: 12px; font-weight: normal; line-height: 16px; }
      .type-marketing-headline-d, .type-marketing-headline-m { font-size: 17px; line-height: 21px; color: #111111; font-weight: 600; }
      .type-marketing-copy-d, .type-marketing-copy-m { font-size: 14px; line-height: 20px; color: #333333; }
      .type-dispute-tracker-headline-d, .type-dispute-tracker-headline-m { font-size: 17px; line-height: 21px; color: #111111; font-weight: 600; text-align: left; }
      .type-dispute-tracker-copy-d, .type-dispute-tracker-copy-m { font-size: 14px; line-height: 20px; color: #333333; text-align: left; }
      .type-marketing-caption-d, .type-marketing-caption-m { font-size: 11px; line-height: 15px; color: #666666; }

      p, ul, ol { margin: 0 0 16px 0; padding: 0; }
      ul li { list-style-type: disc; margin: 0 0 8px 20px; }
      ul ul li { list-style-type: circle; margin: 0 0 8px 50px; }
      ol li { margin: 0 0 8px 20px; list-style-position: outside; }
      h3.dispute-sub-headline { font-size: 24px; margin: 0 0 10px 0; }
      .cta { margin-top: 13px; }

      .f-complete { color: #888888; font-size: 12px; line-height: 15px; }
      .f-complete p { margin-bottom: 9px; }
      .f-numbered { color: #888888; font-size: 12px; line-height: 15px; padding: 0 0 9px 0; }
      .f-links-shop { border-bottom: 1px solid #d6d6d6; color: #d6d6d6; font-size: 14px; line-height: 18px; padding: 18px 0 16px 0; text-align: center; }
      .f-links-shop a, .f-links-shop a:visited, .f-legal a, .f-legal a:visited, .f-complete a, .f-complete a:visited { color: #555555; }
      .f-links-legal { color: #d6d6d6; }
      .f-links-shop a:hover, .f-legal a:hover { text-decoration: underline; }
      .f-legal {padding: 0 0% 0 0%;}
      .f-legal ol {padding: 0 17px;}
  
      .preheader-hide { display: none !important; mso-hide: all !important; }

      img.headline-image + div, img.hero-image + div {
        display: none;
      }

      /* Path to Apple Card Styles */
      .ptac-email p { color: #86868B; }
      .ptac-email p b { color: #030303; }
      .ptac-email .f-legal a, .ptac-email .f-legal a:visited { color: #0066CC !important; }

      /* ADD ANY DESKTOP STYLES HERE */

      @media only screen and (max-device-width: 568px) { 
        .desktop { display: none; }
        .mobile { background: #ffffff; display: block !important; color: #333333; font-size: 17px; font-weight: normal; line-height: 25px; margin: 0 auto; max-height: inherit !important; max-width: 414px; overflow: visible; width: 100% !important; }

        .mobile .m-aapl-logo img { margin: 0; }
        .mobile .m-copy, .mobile .m-links { padding: 0 6.25%; }
        .mobile .m-copy { padding-bottom: 9px; }
        .mobile .keyline { border-color: #d6d6d6; border-top-style: solid; border-top-width: 1px; padding: 0; margin: 0 auto; text-align: center; height: 0;}
        .mobile ol li {   }
        .blue-number { white-space: nowrap; } 
        sup { font-size: .55em; }
        .m-gutter { margin: 0 6.25%; }
        .m-divider { padding: 0px 0 30px 0; border-top: solid 1px #d6d6d6; }
        .f-legal { padding: 0 5% 0 6.25%; background:#f2f2f2 !important;}
        .bold { font-weight: 600; }
        .hero-head-container { width:100%; overflow:hidden; position:relative; margin:0; height:126px; padding-bottom: 0; }
        .header-bg { height: 126px; background-image: url('https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_mobile_2x.png'); background-size: 414px 126px; background-position: top center; background-repeat: no-repeat; }
        .m-customer-info { overflow-wrap: break-word; }
        .m-gutter .row { position: relative; width: 100%; display: block; min-width: 320px; overflow: auto; margin-bottom: 10px;}
        .m-gutter .row .column { display: inline-block; vertical-align: middle; }
        .m-gutter .row .column img { margin-right:12px; }
        .m-max { max-width: 300px; background: #ffffff; margin:0 auto; padding-left:10px; padding-right: 10px; }
        .m-max.last { padding-bottom: 38px; }
        .m-table { padding-bottom: 16px; }
        .m-table .m-table-head { border-bottom: 2px solid #000000; padding: 20px 0 14px 0; }
        .m-table .m-table-cell { border-bottom: 1px solid #000000; padding: 16px 0 12px 0; }
        .m-table .m-table-footer { border-top: 2px solid #000000; padding: 20px 0 14px 0; }
        .m-table.m-table-centered-narrow { text-align: center; width: 200px; margin-left: auto; margin-right: auto; }
        .m-table .m-table-cell.last { border-bottom: none; }
        .m-table-with-border { border: 2px solid #000000; }
        .m-table-with-border .m-table-head, 
        .m-table-with-border .m-table-cell { padding-left: 10px; padding-right: 10px; }
        .m-table-with-border .m-table-head { background: #000000; color: #ffffff; }
        .get-in-touch-m { padding-bottom: 30px; }
        .marketing-m { margin: 10px 0 40px; padding: 25px 25px 14px 25px; background: #f2f2f2; text-align: center; }
        .marketing-with-caption-m { margin: 10px 0 15px 0; }
        .marketing-caption-m { margin: 0px 40px 34px 40px; text-align: center; }
        u + .body a.gmail-unlink { color:#333333 !important; }
        .ptac-email p b, .ptac-email .ptac-module p { font-size: 12px; }
        .m-chat { width: 200px; margin-top: 2px;}
        .dispute-tracker-m { margin: 40px 0; padding: 25px 25px 14px 25px; background: #f2f2f2; text-align: center; }
        /* ADD MOBILE STYLES HERE */
        
        /* M-FOOT */
        .m-width { padding:0 6.25%; margin:0 auto;box-sizing: border-box;}
        .m-footer { background: #f2f2f2; padding: 19px 0 28px; color: #888888;}
        .m-footer p, .m-footer li  { font-size: 12px; line-height: 16px; }
        .m-footer ol {padding: 0 17px; margin: 0; list-style-type: decimal; list-style-position: outside;}
        .m-footer ol li {list-style-type: decimal;}
        ul.m-bnav { border-top: 1px solid #d6d6d6; color: #555555; margin: 0; padding-top: 12px; padding-bottom: 1px; text-align: center; }
        ul.m-bnav li { border-bottom: 1px solid #d6d6d6; font-size: 12px; font-weight: normal; line-height: 16px; margin: 0 0 11px 0; padding: 0 0 12px 0; }
        ul.m-bnav li a, ul.m-bnav li a:visited { color: #555555; }
      }
      
    </style>
  
  <!--[if gte mso 9]>
  <style type="text/css">
  
    sup
    { font-size:100% !important }
  
  </style>
  <![endif]--></head>




  <body style="margin:0; padding:0;" class="body">
  
  <!-- MOBILE TOP-->
  <div class="mobile " style="width: 0; max-height: 0; overflow: hidden; display: none;">
    <div style="display:none !important;position: absolute; font-size:0; line-height:1; max-height:0; max-width:0; opacity:0; overflow:hidden; color: #333333" class="preheader-hide">
        &nbsp;
    </div>
    <!-- mHero -->


<div class="m-hero-section">
	<div class="m-content-hero">
  		<div class="m1 hero-head-container" style="padding:0;">
  			<div class="header-bg"></div>
  		</div>
	</div>
</div>


<div class="m-max" style="background:#ffffff;">
	<div class="m-gutter">
		<div class="m-customer-info customer-info type-body-m">
			<div class="subinfo--bold"><b><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Customer:</b></div>
			<div class="subinfo"><span id="FIRST_NAME" class="gs_dynamic">Timothy</span> <span id="LAST_NAME" class="gs_dynamic">Bourdeau</span><br>
			<span id="EMAIL" class="gs_dynamic">tjphuhs@gmail.com</span></div>
		</div>
	</div>
</div>

<span id="V2" class="gs_dynamic" value="V2"><span id="V2" class="gs_dynamic" value="V2"></span>
<div class="m-max" style="background:#ffffff;">
	<div class="m-gutter">
		<div class="m1" style="padding: 20px 0 0 0;"><img src="https://applecard.cdn-apple.com/i/28ED61EC-5020-4118-80C8-138218856839/headline-your-apple-card-account-is-past-due_mobile_2x.png" width="260" height="162" style="" border="0" alt="Your Apple&nbsp;Card account is past due.">
		</div>
	</div>
</div>
<div class="m-max" style="background:#ffffff;">
  <div class="m-gutter">
    <span id="V2" class="gs_dynamic" value="V2">  <span id="V2" class="gs_dynamic" value="V2"></span>

    <p>As of <span id="DATE_LONG" class="gs_dynamic">February 5, 2026</span>, your Apple&nbsp;Card account is <span id="DAYS_PAST_DUE" class="gs_dynamic">5</span> days past due. As a result, your account's spending privileges have been suspended. Your past due balance of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">43.00</span> is due immediately.</p>

    <p>Be sure to make a payment now. If a payment for your account's past due balance is not received by the end of this month, your Apple&nbsp;Card account's past due status may be reported to the credit reporting agencies by <span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span>.</p>


    <p><b>We're here to help.</b></p>

    <p>If you are not able to pay your past due balance of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">43.00</span>, please contact Apple&nbsp;Card Support so we can discuss a potential payment plan for you.</p>

    <p><b>To make a payment:</b></p>

    <p>If you haven't done so already, you can make a payment by going to Apple&nbsp;Card in the <a class="gmail-unlink" href="https://email.post.applecard.apple/f/a/W46EuknGxMG7ExSG-uCzCw~~/AANuZhA~/htULwUbeLvS_-YIhPMaIr7Z_Fi19SCKgQxS3moPYPGthS606wubKaoir7yggW-3FXnuxTJ4PBkYhtpcGtG877Zx-UDVWLSFgCmoUSeLPV8vxeq4OwldXxEeO6zuPAymiaHsNqApMrkG0QwFZIfGb6g~~">Wallet</a> app or manage your Apple&nbsp;Card payments <a href="https://email.post.applecard.apple/f/a/jQMY7S1TWC69ti6X1HBD0g~~/AANuZhA~/zD_-HaPQ3lLuaLKR5yFYEsSFxAjcApcFH5cNgKqr6Gk39VE-a9Ec1zenw_ejgk7H5n2xHexOGuNgTjibfCt3abEgyfS0rOtOaPw3MD65k7U~">online</a>.</p>

      <br />
  </div>
</div>
<span id="FALSE" class="gs_dynamic" value="FALSE"><div class="m-max" style="background:#ffffff;">
	<div class="m-gutter">
		<div class="m-divider"></div>
	</div>
</div>
<div class="m-max get-in-touch-m" style="background:#ffffff;">
	<div class="m-gutter">
			<p class="m3 bold type-body-m">Get in touch with a Specialist. Available 24/7.
			</p>
			<div class="row">
				<div class="image column">
					<img class="header-icons" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_message_mobile_2x.png" width="31" height="31" style="" border="0" alt="">
				</div>
				<div class="m-text-column column type-body-m m-chat">
				<span id="FALSE" class="gs_dynamic" value="FALSE">					<a href="https://email.post.applecard.apple/f/a/LBAqS_4ugTTrBtiCsXeQKQ~~/AANuZhA~/Pri3t0GpV8DMG8koI2_btlXaSThpkgUhR6RPePOY52VGL_ltzVVQMgzqSrz4IIwluVhGSAB6mBGSFwJCnl0G-UruDa6tsU5o5-KtGSL1viB77whR66otZQLXFxT9eNtgKza737UkiGKtKl6RBUAQenkOLVOJ4s5nwmSzKE7bmAew_RMBJhnJVD9AAZoubfaZghdf60XVWcihY-oAtQOJEVXYwvaIzi7o6VlaQUCg55fHuuRAhSeYIdLrLO-thwZm5kMMvl43ISCwq8cc_rn7_RsK0sVBMIB5UQtJOnuw7spLJ25Mi5oZf8VJG4thpf8tXybVaNCdTV2GxyjHTHad6TwGeN9cqS2EPLC3KBN0Ki4atxueU3hhClvCcUIGcUoDaYo9AGoqPPzaepXiLDGcWdCvhavsROt_1-zDntzFhUP4AgpwlrXmrVKaKgRK3mDPhFvaQPbMio-HsYSoJXGR6RwgSWKccZyL9sstAuSN8N-Dk_dHUSJHAlm6s_A1Rg6N" style="border: 0; outline: 0;">Chat now</a>
								</div>		
			</div>
			<div class="row">
				<div class="image column">
					<img class="header-icons" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_call_mobile_2x.png" width="31" height="31" style="" border="0" alt="">
				</div>
				<div class="m-text-column column type-body-m">
					<a href="tel:1-877-255-5923" style="border: 0; outline: 0;"><span id="PHONE_NUMBER" class="gs_dynamic">1-877-255-5923</span></a>
				</div>
			</div>
	</div>
</div>
  </div>

  <!-- MOBILE BOTTOM -->
  <div style="width:0; max-height:0; overflow:hidden; display:none;" class="mobile m-footer">
    <div class="f-legal m-max">
      <div class="m-gutter">
        <p><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> is issued by <span id="LEGAL_NAME" class="gs_dynamic">Goldman Sachs Bank USA, Salt Lake City Branch</span>.</p>
        <p>
          Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.         </p>
      </div>
    </div>
  </div>  <!-- DESKTOP VERSION -->
  <div class="desktop">
  <table role="presentation" width="100%" class="desktop " cellspacing="0" cellpadding="0" border="0" align="center">

<!-- dHero -->
    <tr>
    <td align="center">
      <!-- Hero -->
      <table width="712" role="presentation" cellspacing="0" cellpadding="0" outline="0" border="0" align="center" bgcolor="#FFFFFF" style="background-color: #FFFFFF;">
        <tr>
          <td class="d1" align="center" style="padding: 0 0 0 0;">
            <picture>
                <source media="(min-device-width: 568px)" srcset="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_2x.jpg"><img src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/hero_desktop_2x.jpg" width="736" height="166" class="hero-image" style="display: block;" border="0" alt="Apple&nbsp;Card | Goldman Sachs"></picture>
        </td>
        </tr>
      </table>
      </td> </tr>
<!-- dHero -->
    <tr>
    <td align="center">
      <table width="550" role="presentation" cellspacing="0" cellpadding="0" outline="0" border="0" align="center" bgcolor="#FFFFFF" style="background-color: #FFFFFF;">
        <tr>
          <td valign="top" align="left" style="color: #333333; font-size: 14px; line-height: 20px; padding: 0; max-width: 550px; overflow-wrap: break-word;"><b><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Customer:</b><br>
            <span id="FIRST_NAME" class="gs_dynamic">Timothy</span> <span id="LAST_NAME" class="gs_dynamic">Bourdeau</span>, <span id="EMAIL" class="gs_dynamic">tjphuhs@gmail.com</span>
          </td>
        </tr>
      </table>
      </td> </tr>
<span id="V2" class="gs_dynamic" value="V2"><span id="V2" class="gs_dynamic" value="V2"></span>
    <tr>
    <td align="center">
        <table role="presentation" width="550" cellspacing="0" cellpadding="0" border="0" align="center">
            <tr>
                <td class="d1" align="left" style="padding: 20px 0 0 0;">
                    <img src="https://applecard.cdn-apple.com/i/28ED61EC-5020-4118-80C8-138218856839/headline-your-apple-card-account-is-past-due_desktop_2x.png" width="550" height="157" class="headline-image" style="display: block;" border="0" alt="Your Apple&nbsp;Card account is past due."></picture>
                </td>
            </tr>
        </table>
    </td> </tr>
<tr>
  <td align="center">
    <table role="presentation" width="550" cellspacing="0" cellpadding="0" border="0" align="center">
      <tr>
        <td class="d1" align="left" valign="top" style="padding: 0;">
          <span id="V2" class="gs_dynamic" value="V2">          <span id="V2" class="gs_dynamic" value="V2"></span>

            <p>As of <span id="DATE_LONG" class="gs_dynamic">February 5, 2026</span>, your Apple&nbsp;Card account is <span id="DAYS_PAST_DUE" class="gs_dynamic">5</span> days past due. As a result, your account's spending privileges have been suspended. Your past due balance of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">43.00</span> is due immediately.</p>

            <p>Be sure to make a payment now. If a payment for your account's past due balance is not received by the end of this month, your Apple&nbsp;Card account's past due status may be reported to the credit reporting agencies by <span id="PROGRAM_SIGNATURE" class="gs_dynamic">Goldman Sachs Bank USA</span>.</p>


            <p><b>We're here to help.</b></p>

            <p>If you are not able to pay your past due balance of $<span id="PAST_DUE_AMOUNT" class="gs_dynamic">43.00</span>, please contact Apple&nbsp;Card Support so we can discuss a potential payment plan for you.</p>

            <p><b>To make a payment:</b></p>

            <p>If you haven't done so already, you can make a payment by going to Apple&nbsp;Card in the <a class="gmail-unlink" href="https://email.post.applecard.apple/f/a/W46EuknGxMG7ExSG-uCzCw~~/AANuZhA~/htULwUbeLvS_-YIhPMaIr7Z_Fi19SCKgQxS3moPYPGthS606wubKaoir7yggW-3FXnuxTJ4PBkYhtpcGtG877Zx-UDVWLSFgCmoUSeLPV8vxeq4OwldXxEeO6zuPAymiaHsNqApMrkG0QwFZIfGb6g~~">Wallet</a> app or manage your Apple&nbsp;Card payments <a href="https://email.post.applecard.apple/f/a/jQMY7S1TWC69ti6X1HBD0g~~/AANuZhA~/zD_-HaPQ3lLuaLKR5yFYEsSFxAjcApcFH5cNgKqr6Gk39VE-a9Ec1zenw_ejgk7H5n2xHexOGuNgTjibfCt3abEgyfS0rOtOaPw3MD65k7U~">online</a>.</p>

                  </td>
      </tr>
    </table>
  </td>
</tr>
<span id="FALSE" class="gs_dynamic" value="FALSE"><tr>
	<td align="center">
        <table role="presentation" width="550" cellspacing="0" cellpadding="0" border="0" align="center">
        	<tr><td width="550" style="padding: 10px 0 0 0;">&nbsp;</td></tr>
            <tr>
                <td width="550" valign="top" align="center" style="border-color: #d6d6d6; border-top-style: solid; border-top-width: 1px; font-size: 1px; line-height: 1px;">&nbsp;</td>
			</tr>
			<tr><td width="550" style="padding: 4px 0 0 0;">&nbsp;</td></tr>
		</table>
	</td>
</tr>
<tr>
  <td align="center">
      <table role="presentation" width="550" cellspacing="0" cellpadding="0" border="0" align="center">
          <tr>
              <td class="type-body-d" align="left" valign="top" style="padding: 3px 0 0 0;">
               <b>Get in touch with an <span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> Specialist. Available 24/7.</b>
              </td>
          </tr>
          <tr height="4"></tr>
      </table>
      <table role="presentation" width="550" cellspacing="0" cellpadding="0" border="0" align="center">
          <tr>
            <td class="get-in-touch-icon" align="center" width="31" valign="top" style="width:31px; padding: 11px 0 0 0;">
              <img class="header-icons" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_message_mobile_2x.png" width="31" height="31" style="" border="0" alt="">
            </td>
            <td width="11"></td>
            <td class="get-in-touch-copy type-body-d" align="left" valign="top" style="padding: 16px 0 0 0;">
            <span id="FALSE" class="gs_dynamic" value="FALSE">              Chat with a Specialist using the Wallet app
                        </td>
          </tr>
          <tr>
            <td class="get-in-touch-icon" align="center" width="31" valign="top" style="width:31px; padding: 8px 0 0 0;">
             <img class="header-icons" src="https://applecard.cdn-apple.com/i/A8B6EDCF-3CE2-49F6-BF97-FE780346A4AA/icon_call_mobile_2x.png" width="31" height="31" style="" border="0" alt="">
            </td>
            <td width="11"></td>
            <td class="get-in-touch-copy  type-body-d" align="left" valign="top" style="padding: 12px 0 0 0;">
              <span id="PHONE_NUMBER" class="gs_dynamic">1-877-255-5923</span>
            </td>
          </tr>
      </table>
  </td>
</tr>
 <tr>
      <td align="center" style="margin: 0 auto; padding:0 20px 0 20px;">
        <table role="presentation" width="662" cellspacing="0" cellpadding="0" border="0" class="footer">
          <tr>
            <td style="padding: 19px 0 20px 0;">
            </td>
          </tr>
        </table>
      </td>
  </tr>

  <!-- DESKTOP FOOTER -->
    <tr>
      <td align="center" bgcolor="#f2f2f2" style="margin: 0 auto;background-color: #f2f2f2;padding:0 20px 0 20px;">
        <table role="presentation" width="662" cellspacing="0" cellpadding="0" border="0" class="footer">
          <tr>
            <td align="left" class="f-complete" style="padding: 19px 0 20px 0;">
              <div class="f-legal">
                <p><span id="CARD_NAME_HTML_CHARS" class="gs_dynamic">Apple&nbsp;Card</span> is issued by <span id="LEGAL_NAME" class="gs_dynamic">Goldman Sachs Bank USA, Salt Lake City Branch</span>.</p>
                <p>
                  Goldman Sachs Bank USA, Salt Lake City Branch, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.                 </p>
              </div>
            </td>
          </tr>
        </table>
      </td> </tr>
    <!-- end dFooter -->
  </table></div></body></html>
