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ght: 1;">=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=
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mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-siz=
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st: 100%; -webkit-text-size-adjust: 100%;"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; m=
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ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;"><a alias=3D"upgrade_logo" href=3D"https://link.upgrade.com/f/a/J3KcaKR=
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ze: 20px; color: #00AF6A; text-decoration: none; mso-line-height-rule: exac=
tly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img alt=
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t-family: Graphik, Helvetica, Arial, sans-serif; font-size: 24px; color: rg=
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ogo" width=3D"144" class=3D"center"></a></td>=0A                      </tr>=
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border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; bord=
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xt-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#ffffff">=
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r" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 40px 0px 30px;"><table border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"width: 90%; border-collapse: col=
lapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%;">=0A              <tbody>=0A         =
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t-text-size-adjust: 100%; padding: 0px;" align=3D"left">=0A<span style=3D"f=
ont-size: 0px; line-height: 1;"></span>Hi <span style=3D"word-break: keep-a=
ll;">Timothy</span>,</td>=0A                </tr>=0A                <tr>=0A=
                  <td class=3D"body1" style=3D"font-family: Graphik, Helvet=
ica, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78; mso-=
line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%; padding: 15px 0px 0px;" align=3D"left">Please log on and make y=
our payment today. Your account 320794403 is three payments behind and <str=
ong>87 days past due</strong> in the amount of $2,390.17.</td>=0A          =
      </tr>=0A                <tr>=0A                  <td class=3D"body1" =
style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16px; li=
ne-height: 24px; color: #686C78; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" al=
ign=3D"left">This account requires your immediate attention. Schedule a pay=
ment online or give us a call at: <b>(844) 334-3551</b> to avoid further ne=
gative credit reporting. If you are not able to make your payment or want t=
o use a different form of payment, please give us a call.</td>=0A          =
      </tr>=0A                   =0A                <tr>=0A                =
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ant; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-tex=
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it-border-radius: 8px; -moz-border-radius: 8px; border-radius: 8px; mso-tab=
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x; color: #ffffff; mso-line-height-rule: exactly; -ms-text-size-adjust: 100=
%; -webkit-text-size-adjust: 100%;" valign=3D"middle" align=3D"center"><a a=
lias=3D"" href=3D"https://link.upgrade.com/f/a/T28ev0kfyg2Zidgr0-PB2g~~/AAQ=
RxRA~/o51Q-fbkOlt8KwJKYaVb7rypZXH_ZRfuEyOIaCwf40bZa0isLhcQaN3JwmGxdN8kPbP76=
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A3XjitBr5ZPFF_TOrnFJY0L3vTIirE2gJMDJAWkyvxUeT4z7suKbMzCrOtnx_aT-apmTNVM5GRD=
YHCm0TDUm8Dgsg8DVdNb3xqbEd40kL9j2jDFYfN-oIpNs6vtJadufWqsBPQ~~" =3D"" style=
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 Graphik, Helvetica, Arial, sans-serif; font-weight: 500; color: #ffffff !i=
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-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%; padding: 10px;"><!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]-->Schedule=
 A Payment<!--[if mso]>&nbsp;&nbsp;&nbsp;<![endif]--></a></td>=0D=0A       =
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t-family: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 2=
4px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 1=
00%; -webkit-text-size-adjust: 100%; padding: 20px 0px 0px;" align=3D"left"=
>Thanks,<br>=0A                  The Upgrade Team </td>=0A              </t=
r>=0A=0A              </tbody>=0A              =0A            </table></td>=
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ellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: c=
ollapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%;">=0A        <tbody>=0A          <tr=
>=0A            <td align=3D"center" style=3D"mso-line-height-rule: exactly=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;=
"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 1=
00%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0p=
t; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0A        =
        <tbody>=0A                  <tr>=0A                    <td class=3D=
"body1" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: =
16px; line-height: 24px; color: #686C78; mso-line-height-rule: exactly; -ms=
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gn=3D"center">   <table class=3D"bg_strong" align=3D"center" border=3D"0" c=
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important; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspa=
ce: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcol=
or=3D"#EAECF0">    =0D=0A     <tr>=0D=0A      <td class=3D"mbl_text_cs body=
1" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16px;=
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er">=0A<a href=3D"mailto:servicing@upgrade.com" style=3D"text-decoration: u=
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ust: 100%;">servicing@upgrade.com</a> | <a rel=3D"nonopener" target=3D"_bla=
nk" alias=3D"support call" href=3D"tel:(844)334-3551" style=3D"text-decorat=
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le=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16px; line-=
height: 24px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-=
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