Subject: Fwd: ROP TERM FOR SON UP TO AGE 65 (33 Year term)
From: Kimberly Bourdeau <[email-masked]>
To: TJ Bourdeau <[email-masked]>
Date: Tue, 27 Jan 2026 12:48:02 -0500

These are interesting options.  If you outlive the term you get a good
chunk of your premium back.

*Kim Bourdeau*
*727-773-6460*
[email-masked] <[email-masked]>*
[email-masked] <[email-masked]>*

*Payroll Administration - Human Resource Support *
*Benefits - Workers' Compensation *
*What is a PEO?  ANSWER
<http://peodepot.com/videos/discover-the-benefits-of-peo-services.aspx>*

**For co-employer workers compensation products please note that only
employees on payroll will be covered under the workers compensation.

---------- Forwarded message ---------
From: Pilar Rikki Toppo <[email-masked]>
Date: Mon, Jan 26, 2026 at 8:12 PM
Subject: ROP TERM FOR SON UP TO AGE 65 (33 Year term)
To: Kimberly Bourdeau <[email-masked]>, Pilar Rikki Toppo <
[email-masked]>

Warmest regards,
Pilar ~*Rikki*~ Toppo, D.C.
Max Savchuk, MS
775-764-0451 Text/Cell
813-517-7953 Office
WEBSITE <https://rikkitopps.com/>
GOOGLE REVIEW <https://g.page/r/CbzM4O-UUvrsEB0/review>
*Thank you for your referrals!*
Want to set up a time to chat?
https://calendly.com/rikkitoppsinsurance

LICENSED IN AL, AR, AZ, CA, CO, FL, GA, IL, IN, LA, MN, NC, NH, OH, PA, SC,
TN, TX, VA